{"id":14705,"date":"2026-07-30T00:53:55","date_gmt":"2026-07-30T00:53:55","guid":{"rendered":"https:\/\/promotionexams.com\/?page_id=14705"},"modified":"2026-08-31T14:03:14","modified_gmt":"2026-08-31T14:03:14","slug":"mcqs-on-cgrprules","status":"publish","type":"page","link":"https:\/\/promotionexams.com\/?page_id=14705","title":{"rendered":"MCQS ON CG(R&amp;P)RULES"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14705\" class=\"elementor elementor-14705\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc6cd40 e-con-full e-flex e-con e-parent\" data-id=\"cc6cd40\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ea5e7d elementor-widget elementor-widget-html\" data-id=\"0ea5e7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!--\r\n=====================================================================\r\nCSS ADDA \u00b7 PromotionExams.com\r\nCHAPTER-WISE AI TEST SERIES  \u2014  generic template, one subject per page\r\n=====================================================================\r\n\r\nWHAT THIS IS\r\n  A drill page for one chapter-wise MCQ bank, on any subject. Two tabs:\r\n     PRACTICE     filters, search, flagging, per-question AI tutor\r\n     PERFORMANCE  readiness engine, Focused set \/ Mock paper planner\r\n\r\nSETTING UP A NEW SUBJECT \u2014 four edits, all at the top of the script\r\n  1. CFG.quizId   unique per page. Progress is stored under this key, so\r\n                  two subjects on the same site never mix. Change it.\r\n     CFG.topic    the subject name shown in the header.\r\n     CFG.eyebrow  the exam line above it, or blank.\r\n  2. CFG.sourceUrl  the page on your site carrying the full text of the\r\n                  subject. A \"Read the source\" card then appears in the\r\n                  rail. Leave it blank and the card disappears.\r\n  3. chapterImportance   rate each chapter yourself, any relative numbers\r\n                  you like \u2014 they need not total 100. The rating drives\r\n                  the ranking, the study plan and how much of each planned\r\n                  sitting a chapter gets. A chapter you leave out falls\r\n                  back to its share of the bank and is marked \"not rated\r\n                  yet\". Empty the map and importance is never mentioned.\r\n  4. chapterQuestions    your bank, in the usual schema:\r\n                  { id, chapter, question, options[], correct, explanation }\r\n                  Chapter strings must match the importance map exactly.\r\n\r\nSTEM LAYOUT \u2014 nothing to mark up\r\n  A plain stem, a numbered statement stem and a List-I \/ List-II stem are\r\n  each laid out automatically, and all three sit in the same sheet, so\r\n  every question on the page reads the same way.\r\n\r\nRESETS\r\n  \"Reset session\"        clears only this sitting's answers.\r\n  \"Reset my performance\" wipes lifetime mastery, weak areas and flags.\r\n\r\n=====================================================================\r\n-->\r\n\r\n<meta charset=\"utf-8\">\r\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1,viewport-fit=cover\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&family=Newsreader:opsz,wght@6..72,400;6..72,500;6..72,600&display=swap\" rel=\"stylesheet\">\r\n\r\n<style>\r\n.cdrill{\r\n  --blue-900:#12246E; --blue-800:#1B3FCB; --blue-700:#2757E8; --blue-100:#EAF0FF; --blue-50:#F5F8FF;\r\n  --gold:#E8A317; --gold-lt:#F5C55B; --gold-bg:#FFF7E4;\r\n  --ink:#0F172A; --slate:#5B6B85; --line:#DFE6F3; --paper:#FFFFFF; --wash:#F4F7FD;\r\n  --ok:#0B8457; --ok-bg:#E7F7F0; --bad:#D3313E; --bad-bg:#FDEDEE; --warn:#C2620E;\r\n  --r:14px; --shadow:0 1px 2px rgba(16,32,74,.06),0 8px 24px -12px rgba(16,32,74,.18);\r\n  \/* \u2193 paste the same value your other pages use for --serif *\/\r\n  --serif:'Newsreader',Georgia,'Times New Roman',serif;\r\n  font-family:'Plus Jakarta Sans',system-ui,sans-serif; font-size:15px; line-height:1.55;\r\n  color:var(--ink); background:var(--wash); -webkit-font-smoothing:antialiased;\r\n  border-radius:var(--r); overflow:hidden; box-shadow:var(--shadow);\r\n}\r\n.cdrill *{box-sizing:border-box}\r\n.cdrill button{font:inherit;cursor:pointer;border:0;background:none;color:inherit;margin:0;padding:0;\r\n  min-width:0;min-height:0;width:auto;height:auto;line-height:1.4;letter-spacing:normal;text-transform:none;\r\n  box-shadow:none;border-radius:0;text-align:inherit;-webkit-appearance:none;appearance:none}\r\n.cdrill input,.cdrill select{font:inherit}\r\n.cdrill h1,.cdrill h2,.cdrill h3,.cdrill h4,.cdrill h5,.cdrill p,.cdrill ol,.cdrill ul{margin:0}\r\n.cdrill .wrap{max-width:1120px;margin:0 auto;padding:0 20px}\r\n.cdrill .tnum{font-variant-numeric:tabular-nums}\r\n.cdrill .hide{display:none !important}\r\n.cdrill ::selection{background:#CFE0FF;color:var(--ink)}\r\n.cdrill :focus-visible{outline:2.5px solid var(--gold);outline-offset:2px;border-radius:6px}\r\n@media(prefers-reduced-motion:reduce){.cdrill *{animation:none!important;transition:none!important}}\r\n\r\n\/* ---------- hero ---------- *\/\r\n.cdrill .hero{background:linear-gradient(158deg,#3A5BCE 0%,#4468DC 55%,#5077E6 100%);\r\n  color:#fff;padding:26px 0 0;position:relative;overflow:hidden}\r\n.cdrill .hero::after{content:\"\";position:absolute;inset:auto -10% -65% 58%;height:200px;\r\n  background:radial-gradient(closest-side,rgba(245,197,91,.16),transparent 72%);pointer-events:none}\r\n.cdrill .eyebrow{font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:#FFE0A3;font-weight:800}\r\n.cdrill .hero h1,\r\n.cdrill header.hero h1{margin:6px 0 2px;font-size:clamp(19px,3.2vw,26px);font-weight:800;letter-spacing:-.02em;\r\n  color:#FFFFFF !important;line-height:1.25;font-family:'Plus Jakarta Sans',system-ui,sans-serif}\r\n.cdrill .hero p{margin:0 0 16px;color:#DCE5FF;font-size:13.5px;max-width:64ch}\r\n.cdrill .hstats{display:flex;gap:9px;flex-wrap:wrap;position:relative;z-index:1}\r\n.cdrill .hstat{background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.24);border-radius:12px;\r\n  padding:9px 15px;min-width:92px}\r\n.cdrill .hstat b{display:block;font-size:20px;font-weight:800;color:#FFE0A3;letter-spacing:-.02em;line-height:1.15}\r\n.cdrill .hstat span{font-size:10px;letter-spacing:.09em;text-transform:uppercase;color:#DCE5FF;font-weight:700}\r\n.cdrill .tabs{display:flex;gap:8px;margin-top:22px;position:relative;z-index:1}\r\n.cdrill .tab{position:relative;padding:12px 24px 13px;border-radius:12px 12px 0 0;font-weight:700;font-size:14px;\r\n  color:#E4EBFF;display:flex;gap:8px;align-items:center;background:rgba(12,25,74,.22);\r\n  border:1px solid rgba(255,255,255,.18);border-bottom:0;transition:.16s;top:0}\r\n.cdrill .tab:hover{color:#fff;background:rgba(12,25,74,.34);top:-2px}\r\n.cdrill .tab[aria-selected=true]{background:var(--paper);color:var(--blue-900);border-color:transparent;\r\n  top:0;padding-bottom:15px;margin-bottom:-2px;font-weight:800;\r\n  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var(--line);background:var(--paper);font-weight:600;font-size:13.5px;color:var(--slate);\r\n  white-space:nowrap;transition:.15s}\r\n.cdrill .pill-f:hover{border-color:#B9C8EC;color:var(--ink)}\r\n.cdrill .pill-f .n{font-size:11.5px;font-weight:800;background:var(--blue-100);color:var(--blue-800);padding:2px 8px;border-radius:99px}\r\n.cdrill .pill-f[aria-pressed=true]{background:var(--blue-700);border-color:var(--blue-700);color:#fff}\r\n.cdrill .pill-f[aria-pressed=true] .n{background:rgba(255,255,255,.2);color:#fff}\r\n.cdrill .pill-f.warn{border-color:#F3C2C6;color:var(--bad)}\r\n.cdrill .pill-f.warn .n{background:var(--bad);color:#fff}\r\n.cdrill .pill-f.warn[aria-pressed=true]{background:var(--bad);border-color:var(--bad);color:#fff}\r\n.cdrill .pill-f.gold{border-color:#F2DFAE;color:#8A6206}\r\n.cdrill .pill-f.gold .n{background:var(--gold);color:#3A2A02}\r\n.cdrill .pill-f.gold[aria-pressed=true]{background:linear-gradient(180deg,var(--gold-lt),var(--gold));border-color:var(--gold);color:#3A2A02}\r\n\r\n\/* ---------- layout ---------- *\/\r\n.cdrill .grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:20px;padding:20px 0 60px}\r\n@media(max-width:960px){.cdrill .grid{grid-template-columns:1fr}}\r\n.cdrill .card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow)}\r\n\r\n\/* ---------- toolbar \/ context ---------- *\/\r\n.cdrill .toolbar{display:flex;gap:10px;align-items:center;flex-wrap:wrap;padding:0 0 16px}\r\n.cdrill .search{flex:1;min-width:190px;position:relative}\r\n.cdrill .search input{width:100%;padding:11px 15px 11px 38px;border:1.5px solid var(--line);border-radius:11px;background:var(--paper)}\r\n.cdrill .search svg{position:absolute;left:13px;top:50%;transform:translateY(-50%);width:16px;height:16px;color:var(--slate)}\r\n.cdrill .tgl{display:flex;align-items:center;gap:8px;padding:10px 15px;border:1.5px solid var(--line);border-radius:11px;\r\n  background:var(--paper);font-weight:600;font-size:13.5px;color:var(--slate);white-space:nowrap}\r\n.cdrill .tgl[aria-pressed=true]{border-color:var(--blue-700);background:var(--blue-50);color:var(--blue-800)}\r\n.cdrill .ctxbar{display:flex;align-items:center;gap:12px;flex-wrap:wrap;background:var(--paper);\r\n  border:1px solid var(--line);border-left:4px solid var(--blue-700);border-radius:0 12px 12px 0;\r\n  padding:13px 18px;margin:0 0 16px;box-shadow:var(--shadow)}\r\n.cdrill .ctxlab{font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--slate);font-weight:800}\r\n.cdrill .ctxsel{flex:1;min-width:210px;max-width:560px;padding:9px 12px;border:1.5px solid var(--line);border-radius:10px;\r\n  background:var(--paper);font-weight:700;font-size:14.5px;color:var(--ink);cursor:pointer}\r\n.cdrill .ctxmeta{font-size:12.5px;color:var(--slate);font-weight:600;white-space:nowrap}\r\n\r\n\/* ---------- chapter chips ---------- *\/\r\n.cdrill .chapcard{margin:0 0 16px;overflow:hidden}\r\n.cdrill .chaphead{display:flex;align-items:center;gap:10px;flex-wrap:wrap;padding:11px 18px;\r\n  background:linear-gradient(90deg,var(--blue-50),#EDF3FF);border-bottom:1px solid var(--line)}\r\n.cdrill .chapcard{border-radius:var(--r)}\r\n.cdrill .chaplist{border-radius:0 0 var(--r) var(--r);overflow:hidden}\r\n.cdrill .chaphead b{font-size:13.5px;font-weight:800;color:var(--blue-800);display:flex;align-items:center;gap:8px}\r\n.cdrill .chaphead i{font-style:normal;font-size:12px;color:var(--slate);font-weight:600}\r\n.cdrill .chaphead .meta{margin-left:auto;font-size:12px;color:var(--slate);font-weight:700;white-space:nowrap}\r\n.cdrill .chaplist{display:grid;grid-template-columns:1fr;gap:1px;padding:0;background:var(--line)}\r\n@media(min-width:900px){.cdrill .chaplist{grid-template-columns:1fr 1fr}}\r\n.cdrill .chapchip{display:grid;grid-template-columns:26px minmax(0,1fr) auto auto;align-items:center;gap:10px;\r\n  padding:10px 16px;border:0;background:var(--paper);text-align:left;transition:background .13s;width:100%}\r\n.cdrill .chapchip:hover{background:var(--blue-50)}\r\n.cdrill .chapchip .no{font-size:11px;font-weight:800;color:var(--slate);font-variant-numeric:tabular-nums}\r\n.cdrill .chapchip .cn{font-size:12.6px;font-weight:600;color:var(--ink);letter-spacing:-.005em;\r\n  overflow:hidden;text-overflow:ellipsis;white-space:nowrap;text-transform:none}\r\n.cdrill .chapchip .cw{flex:none;font-size:10.5px;font-weight:800;background:var(--gold-bg);color:#8A6206;\r\n  border:1px solid #F2DFAE;padding:2px 8px;border-radius:99px;white-space:nowrap}\r\n.cdrill .chapchip .cc{flex:none;font-size:11px;font-weight:800;background:var(--blue-100);color:var(--blue-800);\r\n  min-width:30px;padding:3px 8px;border-radius:6px;text-align:center;font-variant-numeric:tabular-nums}\r\n.cdrill .chapchip[aria-pressed=true]{background:var(--blue-50);box-shadow:inset 3px 0 0 var(--blue-700)}\r\n.cdrill .chapchip[aria-pressed=true] .cn{color:var(--blue-800);font-weight:700}\r\n.cdrill .chapchip[aria-pressed=true] .cc{background:var(--blue-700);color:#fff}\r\n.cdrill .chapchip .done{flex:none;font-size:10.5px;font-weight:800;color:var(--ok)}\r\n\r\n\/* ---------- question ---------- *\/\r\n.cdrill .qhead{display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap;\r\n  background:linear-gradient(135deg,#F1F5FB 0%,#E4ECFB 100%);border-bottom:1px solid var(--line);\r\n  border-radius:var(--r) var(--r) 0 0;padding:13px 20px}\r\n.cdrill .qcount{font-family:var(--serif);font-weight:600;color:var(--blue-900);font-size:16.3px;letter-spacing:0}\r\n.cdrill .qmeta{display:flex;gap:8px;align-items:center;flex-wrap:wrap}\r\n.cdrill .badge-ch{display:flex;align-items:center;gap:7px;background:linear-gradient(180deg,var(--gold-lt),var(--gold));\r\n  color:#3A2A02;font-weight:800;font-size:12px;padding:6px 13px;border-radius:99px;max-width:340px}\r\n.cdrill .badge-ch span{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}\r\n.cdrill .badge-w{display:flex;align-items:center;gap:6px;border:1.5px solid var(--gold-lt);color:#8A6206;\r\n  background:var(--gold-bg);font-weight:700;font-size:12px;padding:5px 12px;border-radius:99px}\r\n.cdrill .badge-m{font-weight:700;font-size:12px;padding:5px 12px;border-radius:99px;background:var(--blue-100);color:var(--blue-800)}\r\n.cdrill .qtags{display:flex;gap:6px;flex-wrap:wrap}\r\n.cdrill .qtag{font-weight:800;font-size:11.5px;padding:5px 11px;border-radius:99px;white-space:nowrap}\r\n.cdrill .qtag.weak{background:var(--bad-bg);color:var(--bad);border:1px solid #F3C2C6}\r\n.cdrill .qtag.flag{background:var(--gold-bg);color:#8A6206;border:1px solid #F2DFAE}\r\n.cdrill .qtag.done{background:var(--ok-bg);color:var(--ok);border:1px solid #A9DEC6}\r\n.cdrill .badge-m.weak{background:var(--bad-bg);color:var(--bad)}\r\n.cdrill .qbody{padding:22px}\r\n.cdrill .stem{font-family:var(--serif) !important;font-size:18.5px !important;line-height:1.7;\r\n  font-weight:600;margin:0 0 18px;color:#161b26;text-align:justify;hyphens:auto;-webkit-hyphens:auto}\r\n.cdrill .stem b{font-weight:700}\r\n.cdrill .qno{font-family:var(--serif);font-weight:700;color:#8A6206;margin-right:7px;\r\n  hyphens:none;-webkit-hyphens:none}\r\n.cdrill .qsheet{background:#fffef9;border:1px solid #e9e3d2;border-left:4px solid var(--gold);\r\n  border-radius:12px;padding:20px 22px;margin:0 0 18px}\r\n.cdrill .qsheet .lead,\r\n.cdrill .qsheet .intro,\r\n.cdrill .qsheet .close{font-family:var(--serif) !important;font-size:18.5px !important;line-height:1.7;\r\n  font-weight:600;color:#161b26;text-align:justify;hyphens:auto;-webkit-hyphens:auto}\r\n.cdrill .qsheet .intro{margin:16px 0 0}\r\n.cdrill .qsheet .close{margin:16px 0 0;text-align:left;hyphens:none;-webkit-hyphens:none}\r\n.cdrill .stmts{list-style:none;counter-reset:s;margin:4px 0 0;padding:0;display:block}\r\n.cdrill .stmts li{counter-increment:s;display:grid;grid-template-columns:30px 1fr;gap:4px;align-items:baseline;\r\n  font-family:var(--serif) !important;font-size:18.5px !important;font-weight:600;line-height:1.65;color:#161b26;\r\n  margin:12px 0 0 14px;text-align:justify;hyphens:auto;-webkit-hyphens:auto}\r\n.cdrill .stmts li::before{content:counter(s) \".\";font-family:var(--serif);font-weight:600;font-size:18.5px;color:#161b26}\r\n.cdrill .lists{display:grid;grid-template-columns:1fr 1fr;gap:34px;margin:18px 0 0}\r\n@media(max-width:760px){.cdrill .lists{grid-template-columns:1fr;gap:22px}}\r\n.cdrill .lcol h5{margin:0 0 10px;padding:0 0 9px;border-bottom:1px solid #DCD3BE;font-size:12px;font-weight:800;color:var(--ink)}\r\n.cdrill .lcol ul{list-style:none;margin:0;padding:0;display:grid;gap:12px}\r\n.cdrill .lcol li{display:grid;grid-template-columns:28px 1fr;align-items:baseline;\r\n  font-family:var(--serif) !important;font-size:17.5px;font-weight:600;line-height:1.6;color:#161b26}\r\n.cdrill .lcol li b{font-family:var(--serif);font-weight:600;font-size:17.3px;color:#8A6206}\r\n\r\n\/* options as bordered cards, matching the other pages *\/\r\n.cdrill .opts{display:flex;flex-direction:column;gap:9px}\r\n.cdrill .opt{font-family:var(--serif) !important;padding:12px 16px;border:1.5px solid var(--line);\r\n  border-radius:12px;cursor:pointer;display:flex;align-items:flex-start;gap:12px;transition:all .25s;\r\n  background:#fff;text-align:left;width:100%;-webkit-user-select:none;user-select:none}\r\n.cdrill .opt .txt{font-family:var(--serif) !important;font-size:18.5px !important;line-height:1.6;\r\n  color:#161b26;flex:1;min-width:0}\r\n.cdrill .opt:hover:not(:disabled){border-color:#5F86F0;background:#F6F9FF;transform:translateX(4px)}\r\n.cdrill .opt:disabled{cursor:default;opacity:1;transform:none}\r\n.cdrill .key{min-width:34px;font-family:var(--serif) !important;font-weight:600;font-size:17.3px !important;\r\n  color:#161b26;flex-shrink:0;line-height:1.6}\r\n.cdrill .opt.sel{border-color:var(--blue-700);background:#EFF5FF;box-shadow:0 0 0 1px var(--blue-700)}\r\n.cdrill .opt.sel::after{content:\"Selected\";font-family:'Plus Jakarta Sans',sans-serif;font-weight:800;\r\n  font-size:10.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--blue-800);align-self:center;white-space:nowrap}\r\n.cdrill .opt.right{border-color:var(--ok);background:#F0FDF6;box-shadow:0 0 0 1px var(--ok)}\r\n.cdrill .opt.right .key{color:#086945}\r\n.cdrill .opt.wrong{border-color:var(--bad);background:#FEF4F4;box-shadow:0 0 0 1px var(--bad)}\r\n.cdrill .opt.wrong .key{color:#A81F2B}\r\n.cdrill .mark{margin-left:auto;font-family:'Plus Jakarta Sans',sans-serif;font-weight:800;font-size:10.5px;\r\n  letter-spacing:.08em;text-transform:uppercase;white-space:nowrap;align-self:center}\r\n.cdrill .mark.r{color:var(--ok)} .cdrill .mark.w{color:var(--bad)}\r\n@media(prefers-reduced-motion:reduce){.cdrill .opt:hover:not(:disabled){transform:none}}\r\n.cdrill .hint{margin:12px 0 0;font-size:13.5px;font-weight:600;color:#8A6206;background:var(--gold-bg);\r\n  border:1px solid #F2DFAE;border-radius:10px;padding:10px 14px}\r\n.cdrill .actions{display:flex;gap:9px;flex-wrap:wrap;margin-top:18px;align-items:center}\r\n.cdrill .btn{padding:11px 20px;border-radius:11px;font-weight:700;font-size:14px;background:var(--blue-700);color:#fff;transition:.15s}\r\n.cdrill .btn:hover{background:var(--blue-800)}\r\n.cdrill .btn:disabled{opacity:.4;cursor:not-allowed}\r\n.cdrill .btn.ghost{background:var(--paper);border:1.5px solid var(--line);color:var(--ink)}\r\n.cdrill .btn.ghost:hover{border-color:var(--blue-700);color:var(--blue-800);background:var(--blue-50)}\r\n.cdrill .flagbtn{display:flex;align-items:center;gap:7px;padding:11px 18px;border-radius:11px;font-weight:700;font-size:14px;\r\n  border:1.5px solid var(--line);background:var(--paper);color:var(--slate);margin-left:auto;transition:.15s}\r\n.cdrill .flagbtn:hover{border-color:var(--gold);color:#8A6206;background:var(--gold-bg)}\r\n.cdrill .flagbtn[aria-pressed=true]{border-color:var(--gold);background:linear-gradient(180deg,var(--gold-lt),var(--gold));color:#3A2A02}\r\n.cdrill .kbd{display:inline-block;font-family:ui-monospace,Menlo,monospace;font-size:10.5px;padding:3px 6px;background:#fff;\r\n  border:1px solid var(--line);border-bottom-width:2px;border-radius:4px;font-weight:700}\r\n.cdrill .keys{margin-top:14px;padding-top:12px;border-top:1px dashed var(--line);font-size:11.5px;color:var(--slate);\r\n  display:flex;gap:14px;flex-wrap:wrap;font-weight:600}\r\n@media(max-width:700px){.cdrill .keys{display:none}}\r\n\r\n.cdrill .verdict{display:flex;align-items:center;gap:10px;font-weight:800;font-size:14px;margin:20px 0 0}\r\n.cdrill .verdict.r{color:var(--ok)} .cdrill .verdict.w{color:var(--bad)}\r\n.cdrill .expl{margin-top:12px;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:0 12px 12px 0;\r\n  background:#FCFDFF;padding:16px 18px;font-size:14.2px;line-height:1.68}\r\n.cdrill .expl .body{font-family:'Newsreader',Georgia,serif;font-size:16px;line-height:1.7}\r\n.cdrill .expl b{color:var(--blue-800)}\r\n.cdrill .expl-h{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--slate);font-weight:800;margin-bottom:8px}\r\n\r\n  font-weight:600;font-size:13px;color:var(--blue-800);transition:.14s}\r\n.cdrill .chip:hover:not(:disabled){background:var(--blue-700);border-color:var(--blue-700);color:#fff}\r\n.cdrill .ai-out{margin-top:12px;background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:14px 16px;\r\n  font-size:14px;line-height:1.65}\r\n.cdrill .ai-out b{color:var(--blue-800)}\r\n.cdrill .offline{margin-top:12px;padding-top:10px;border-top:1px dashed #CBD8F6;font-size:11.5px;color:var(--slate);line-height:1.5}\r\n.cdrill .dots span{display:inline-block;width:6px;height:6px;border-radius:99px;background:var(--blue-700);margin-right:4px;animation:cdb 1.1s infinite}\r\n.cdrill .dots span:nth-child(2){animation-delay:.16s} .cdrill .dots span:nth-child(3){animation-delay:.32s}\r\n@keyframes cdb{0%,80%{opacity:.25;transform:translateY(0)}40%{opacity:1;transform:translateY(-3px)}}\r\n\r\n\/* ---------- rail ---------- *\/\r\n.cdrill .rail{display:grid;gap:16px;align-content:start}\r\n.cdrill .rail .card{padding:16px}\r\n.cdrill .rail h3{margin:0;font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--slate);font-weight:800}\r\n.cdrill .score{display:flex;align-items:baseline;gap:8px;margin:10px 0 4px}\r\n.cdrill .score b{font-size:32px;font-weight:800;letter-spacing:-.03em}\r\n.cdrill .score i{font-style:normal;color:var(--slate);font-size:13px;font-weight:600}\r\n.cdrill .bar{height:7px;border-radius:99px;background:var(--wash);overflow:hidden;margin-top:10px}\r\n.cdrill .bar>i{display:block;height:100%;background:linear-gradient(90deg,var(--ok),#37B37E);border-radius:99px;transition:width .4s}\r\n.cdrill .mini{display:flex;justify-content:space-between;font-size:12.5px;color:var(--slate);margin-top:8px;font-weight:600}\r\n.cdrill .streak{display:flex;gap:4px;margin-top:12px}\r\n.cdrill .streak i{flex:1;height:26px;border-radius:5px;background:var(--wash);border:1px solid var(--line)}\r\n.cdrill .streak i.r{background:var(--ok-bg);border-color:#A9DEC6}\r\n.cdrill .streak i.w{background:var(--bad-bg);border-color:#F3C2C6}\r\n.cdrill .nav-head{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:13px 16px;\r\n  border-bottom:1px solid var(--line);flex-wrap:nowrap}\r\n.cdrill .nav-head b{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--slate);font-weight:800}\r\n.cdrill .navtoggle{flex:none;white-space:nowrap;min-width:56px;text-align:center;\r\n  font-size:12px;font-weight:800;color:var(--blue-800);padding:5px 12px;border-radius:7px;\r\n  border:1px solid var(--line);background:var(--paper);letter-spacing:.02em;transition:.14s}\r\n.cdrill .nav-head b{min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}\r\n.cdrill .navtoggle:hover{border-color:var(--blue-700);background:var(--blue-50)}\r\n.cdrill .navgrid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:6px;\r\n  padding:14px 16px 12px;max-height:238px;overflow-y:auto;overflow-x:hidden}\r\n.cdrill .navgrid::-webkit-scrollbar{width:6px}\r\n.cdrill .navgrid::-webkit-scrollbar-thumb{background:#CBD5E1;border-radius:99px}\r\n.cdrill .navgrid::-webkit-scrollbar-track{background:transparent}\r\n.cdrill .nq{position:relative;box-sizing:border-box;width:100%;min-width:0;height:34px;padding:0;margin:0;\r\n  border-radius:8px;border:1px solid var(--line);background:var(--paper);\r\n  font-family:'Plus Jakarta Sans',system-ui,sans-serif;font-weight:700;font-size:11.5px;line-height:1;\r\n  color:var(--slate);display:flex;align-items:center;justify-content:center;overflow:visible;\r\n  transition:background .12s,border-color .12s,color .12s;font-variant-numeric:tabular-nums;letter-spacing:-.02em}\r\n.cdrill .nq:hover{border-color:var(--blue-700);color:var(--blue-800);background:var(--blue-50)}\r\n@media(max-width:960px){.cdrill .navgrid{grid-template-columns:repeat(10,minmax(0,1fr))}}\r\n@media(max-width:520px){.cdrill .navgrid{grid-template-columns:repeat(7,minmax(0,1fr))}}\r\n.cdrill .nq.r{background:var(--ok-bg);border-color:#8FD3B6;color:#086945}\r\n.cdrill .nq.w{background:var(--bad-bg);border-color:#F0AEB4;color:#A81F2B}\r\n.cdrill .nq.cur{border-color:var(--blue-700);background:var(--blue-700);color:#fff}\r\n.cdrill .nq .fl{position:absolute;top:-5px;right:-4px;font-size:9.5px;line-height:1;\r\n  filter:drop-shadow(0 0 2px #fff)}\r\n.cdrill .nq.mastered::after{content:\"\";position:absolute;bottom:3px;left:50%;transform:translateX(-50%);\r\n  width:4px;height:4px;border-radius:99px;background:var(--ok)}\r\n.cdrill .legend{display:flex;gap:12px;flex-wrap:wrap;font-size:10.5px;color:var(--slate);font-weight:600;\r\n  padding:10px 16px 14px;border-top:1px solid var(--line);margin-top:4px}\r\n.cdrill .legend i{display:inline-block;width:9px;height:9px;border-radius:3px;margin-right:5px;vertical-align:-1px}\r\n\r\n\/* ---------- performance ---------- *\/\r\n.cdrill .perf{padding:24px 24px 32px;display:grid;gap:34px}\r\n.cdrill .ph{margin:0 0 10px;font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--slate);font-weight:800}\r\n\r\n\/* ---------- performance blocks ---------- *\/\r\n.cdrill .pblock{border:1px solid var(--line);border-radius:16px;background:var(--paper);overflow:hidden}\r\n.cdrill .pbh{display:flex;align-items:flex-start;gap:16px;padding:20px 24px 18px;\r\n  background:linear-gradient(180deg,#FBFCFF,#F6F9FF);border-bottom:1px solid var(--line)}\r\n.cdrill .pbh .txt{flex:1;min-width:0}\r\n.cdrill .pbh h4{font-size:17px;font-weight:800;letter-spacing:-.015em;color:var(--ink);margin:0 0 7px;\r\n  display:flex;align-items:center;gap:9px}\r\n.cdrill .pbh h4 .dot{width:7px;height:7px;border-radius:99px;background:var(--gold);flex:none}\r\n.cdrill .pbh p{font-size:13px;color:var(--slate);line-height:1.6;margin:0}\r\n.cdrill .pbh .pbtag{flex:none;font-size:10.5px;font-weight:800;letter-spacing:.07em;text-transform:uppercase;\r\n  color:var(--blue-800);background:var(--blue-100);border-radius:99px;padding:6px 13px;white-space:nowrap}\r\n.cdrill .bars{padding:8px 24px 18px}\r\n.cdrill .subhead{display:flex;align-items:baseline;gap:10px;flex-wrap:wrap;padding:18px 24px 2px;\r\n  border-top:1px solid #EEF2F9;margin-top:6px}\r\n.cdrill .subhead:first-of-type{border-top:0;margin-top:0}\r\n.cdrill .subhead h5{font-size:12.5px;font-weight:800;color:var(--ink);letter-spacing:.01em;margin:0}\r\n.cdrill .subhead span{font-size:11.8px;color:var(--slate);font-weight:600}\r\n.cdrill .hero2{display:grid;grid-template-columns:260px 1fr;gap:18px}\r\n@media(max-width:860px){.cdrill .hero2{grid-template-columns:1fr}}\r\n.cdrill .ring-card{background:linear-gradient(150deg,var(--blue-900),var(--blue-800) 70%,var(--blue-700));border-radius:var(--r);\r\n  padding:24px 20px;color:#fff;text-align:center;display:flex;flex-direction:column;align-items:center;justify-content:center}\r\n.cdrill .ring{position:relative;width:150px;height:150px}\r\n.cdrill .ring svg{transform:rotate(-90deg)}\r\n.cdrill .ring .bg{fill:none;stroke:rgba(255,255,255,.14);stroke-width:11}\r\n.cdrill .ring .fg{fill:none;stroke:var(--gold-lt);stroke-width:11;stroke-linecap:round;transition:stroke-dashoffset 1s ease}\r\n.cdrill .ring-txt{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center}\r\n.cdrill .ring-txt b{font-size:40px;font-weight:800;color:var(--gold-lt);letter-spacing:-.03em;line-height:1}\r\n.cdrill .ring-txt span{font-size:9.5px;letter-spacing:.12em;text-transform:uppercase;color:#BFDBFE;margin-top:5px;font-weight:700}\r\n.cdrill .verdict2{margin-top:14px;font-size:13.4px;color:#DBEAFE;line-height:1.55}\r\n.cdrill .verdict2 b{color:#fff}\r\n.cdrill .coach{border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;background:var(--paper)}\r\n.cdrill .coach h4{font-size:14.5px;font-weight:800;margin-bottom:12px;display:flex;gap:8px;align-items:center}\r\n.cdrill .reco{display:flex;gap:12px;padding:11px 0;border-bottom:1px dashed var(--line);align-items:flex-start}\r\n.cdrill .reco:last-child{border-bottom:0}\r\n.cdrill .reco .ic{width:30px;height:30px;border-radius:8px;display:grid;place-items:center;font-size:13px;flex:none;margin-top:1px}\r\n.cdrill .reco .ic.hot{background:var(--bad-bg);color:var(--bad)}\r\n.cdrill .reco .ic.warm{background:var(--gold-bg);color:#8A6206}\r\n.cdrill .reco .ic.cool{background:var(--blue-100);color:var(--blue-800)}\r\n.cdrill .reco .ic.good{background:var(--ok-bg);color:var(--ok)}\r\n.cdrill .reco p{font-size:13.8px;line-height:1.55}\r\n.cdrill .reco .go{margin-left:auto;flex:none;background:var(--blue-50);color:var(--blue-800);border:1px solid #D4E2FB;\r\n  border-radius:8px;padding:6px 12px;font-size:11.5px;font-weight:800;white-space:nowrap;transition:.15s}\r\n.cdrill .reco .go:hover{background:var(--blue-700);color:#fff}\r\n.cdrill .planner{background:linear-gradient(135deg,#FFFDF6,#FFF8E8);border:1px solid #EADFC2;border-left:4px solid var(--gold);\r\n  border-radius:0 var(--r) var(--r) 0;padding:18px 20px;display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap}\r\n.cdrill .planner h4{font-size:17px;font-weight:800;margin-bottom:5px;letter-spacing:-.01em}\r\n.cdrill .planner p{font-size:13px;color:var(--slate);line-height:1.55;max-width:62ch}\r\n.cdrill .pbtns{display:flex;gap:10px;flex-wrap:wrap}\r\n.cdrill .pbtn{padding:11px 18px;border:1.5px solid var(--gold);border-radius:11px;background:#fff;color:#8A6206;\r\n  font-weight:800;font-size:13.5px;display:flex;gap:7px;align-items:center;white-space:nowrap;transition:.15s}\r\n.cdrill .pbtn:hover{background:var(--gold-bg)}\r\n.cdrill .pbtn.primary{background:linear-gradient(180deg,var(--gold-lt),var(--gold));color:#3A2A02;border-color:var(--gold)}\r\n.cdrill .kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px}\r\n.cdrill .kpi{border:1px solid var(--line);border-radius:12px;padding:15px;background:linear-gradient(180deg,#fff,var(--blue-50))}\r\n.cdrill .kpi b{display:block;font-size:26px;font-weight:800;letter-spacing:-.03em}\r\n.cdrill .kpi span{font-size:11.5px;color:var(--slate);font-weight:700;text-transform:uppercase;letter-spacing:.06em}\r\n.cdrill .tblwrap{overflow-x:auto;border:1px solid var(--line);border-radius:12px;background:#fff}\r\n.cdrill table.perf-t{border-collapse:collapse;width:100%;font-size:13px;min-width:760px}\r\n.cdrill table.perf-t th,.cdrill table.perf-t td{padding:10px;border-bottom:1px solid #EEF2F9;text-align:center;vertical-align:middle}\r\n.cdrill table.perf-t thead th{background:var(--blue-900);color:#fff;font-weight:700;font-size:11px;letter-spacing:.05em;text-transform:uppercase}\r\n.cdrill table.perf-t th:first-child,.cdrill table.perf-t td:first-child{text-align:left;padding-left:14px}\r\n.cdrill table.perf-t td:first-child{font-weight:700;max-width:280px;line-height:1.35;background:#FBFCFE}\r\n.cdrill .sub{display:block;font-size:10.6px;color:var(--slate);font-weight:600;margin-top:3px}\r\n.cdrill .tbar{height:6px;border-radius:99px;background:var(--wash);overflow:hidden;min-width:80px}\r\n.cdrill .tbar>i{display:block;height:100%;border-radius:99px}\r\n.cdrill .tag{display:inline-block;font-size:10.4px;font-weight:800;padding:3px 9px;border-radius:99px;text-transform:uppercase;letter-spacing:.04em}\r\n.cdrill .tag.hot{background:var(--bad-bg);color:var(--bad)}\r\n.cdrill .tag.warm{background:var(--gold-bg);color:#8A6206}\r\n.cdrill .tag.ok{background:var(--blue-100);color:var(--blue-800)}\r\n.cdrill .tag.good{background:var(--ok-bg);color:var(--ok)}\r\n.cdrill .tag.na{background:#F1F5F9;color:var(--slate)}\r\n.cdrill .mini-go{border:1px solid var(--line);border-radius:8px;padding:5px 10px;font-size:11.2px;font-weight:800;color:var(--blue-800);transition:.15s}\r\n.cdrill .mini-go:hover{background:var(--blue-700);color:#fff;border-color:var(--blue-700)}\r\n.cdrill .lrow{display:grid;grid-template-columns:minmax(150px,1.2fr) 2.4fr 96px;gap:18px;align-items:center;\r\n  padding:12px 10px;border-radius:9px;transition:background .13s;margin:0 -10px}\r\n.cdrill .lrow:hover{background:#FAFCFF}\r\n.cdrill .lrow+.lrow{border-top:1px solid #F1F5FB}\r\n@media(max-width:620px){.cdrill .lrow{grid-template-columns:1fr auto;row-gap:6px}.cdrill .lrow .ltrack{grid-column:1\/-1}}\r\n.cdrill .lname{font-size:13.4px;font-weight:700;line-height:1.35}\r\n.cdrill .lsub{display:block;font-size:10.8px;font-weight:600;color:var(--slate);margin-top:4px}\r\n.cdrill .ltrack{background:#EEF2F9;border-radius:99px;height:11px;overflow:hidden;\r\n  box-shadow:inset 0 1px 2px rgba(16,32,74,.05)}\r\n.cdrill .lfill{height:100%;border-radius:99px;transition:width .8s cubic-bezier(.22,.9,.28,1)}\r\n.cdrill .lval{text-align:right;font-size:16px;font-weight:800;letter-spacing:-.02em}\r\n.cdrill .lval small{display:block;font-size:10px;font-weight:700;color:var(--slate);text-transform:uppercase;letter-spacing:.05em;margin-top:2px}\r\n.cdrill .split{display:grid;grid-template-columns:1fr 1fr;gap:16px}\r\n@media(max-width:860px){.cdrill .split{grid-template-columns:1fr}}\r\n.cdrill .panel{border:1px solid var(--line);border-radius:12px;padding:16px 18px}\r\n.cdrill .rev{display:flex;align-items:center;gap:10px;width:100%;text-align:left;background:#FAFBFE;border-left:3px solid var(--gold);\r\n  border-radius:8px;padding:10px 12px;margin-bottom:8px;font-size:12.6px;transition:.15s}\r\n.cdrill .rev:hover{background:var(--gold-bg);transform:translateX(3px)}\r\n.cdrill .rev .n{font-weight:800;color:#8A6206;flex:none}\r\n.cdrill .rev .t{flex:1;color:var(--slate);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}\r\n.cdrill .rev .d{background:var(--gold);color:#3A2A02;padding:2px 8px;border-radius:99px;font-size:10.2px;font-weight:800;white-space:nowrap}\r\n.cdrill .danger{border:1px dashed #F3C2C6;border-radius:12px;background:#FFFAFA;padding:16px 18px;\r\n  display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap}\r\n.cdrill .danger p{font-size:13px;color:var(--slate);flex:1;min-width:220px;line-height:1.6}\r\n.cdrill .danger b{color:var(--bad)}\r\n.cdrill .dbtn{padding:11px 20px;background:#fff;border:1.5px solid #F3C2C6;border-radius:11px;color:var(--bad);\r\n  font-size:13px;font-weight:800;white-space:nowrap;transition:.15s}\r\n.cdrill .dbtn:hover{background:var(--bad);border-color:var(--bad);color:#fff}\r\n.cdrill .empty{text-align:center;padding:40px 20px;color:var(--slate)}\r\n.cdrill .empty b{display:block;color:var(--ink);font-size:16px;margin-bottom:6px}\r\n.cdrill .toast{position:fixed;bottom:26px;left:50%;transform:translateX(-50%);background:var(--blue-900);color:#fff;\r\n  padding:12px 22px;border-radius:11px;font-weight:700;font-size:13.5px;z-index:9999;display:none;box-shadow:var(--shadow)}\r\n.cdrill .toast.show{display:block}\r\n.cdrill .toast.ok{background:var(--ok)}\r\n\r\n\/* ---------- content protection ---------- *\/\r\n.cdrill{-webkit-user-select:none;-moz-user-select:none;-ms-user-select:none;user-select:none;\r\n  -webkit-touch-callout:none;-webkit-tap-highlight-color:transparent}\r\n\/* inputs must stay usable, or the search box cannot be edited *\/\r\n.cdrill input,.cdrill textarea,.cdrill select{-webkit-user-select:text;user-select:text}\r\n.cdrill.allow-select{-webkit-user-select:text;user-select:text}\r\n.cdrill img,.cdrill svg{-webkit-user-drag:none;user-drag:none;pointer-events:none}\r\n.cdrill .navtoggle,.cdrill .tab,.cdrill button{-webkit-user-drag:none}\r\n\/* screen obscured while the window is not in front *\/\r\n.cdrill.veiled .qbody,.cdrill.veiled .perf,.cdrill.veiled .chaplist,.cdrill.veiled .yearlist{\r\n  filter:blur(9px);transition:filter .12s}\r\n.cdrill .veilmsg{position:absolute;inset:0;display:none;align-items:center;justify-content:center;\r\n  background:rgba(244,247,253,.72);z-index:40;font-weight:800;font-size:13.5px;color:var(--blue-900);\r\n  text-align:center;padding:20px;border-radius:var(--r)}\r\n.cdrill.veiled .veilmsg{display:flex}\r\n.cdrill{position:relative}\r\n\/* what a print or PDF export gets instead of the paper *\/\r\n.cdrill-printblock{display:none}\r\n@media print{\r\n  .cdrill{display:none!important}\r\n  .cdrill-printblock{display:block!important;padding:60px 40px;text-align:center;\r\n    font-family:'Plus Jakarta Sans',system-ui,sans-serif;color:#12246E}\r\n  .cdrill-printblock h2{font-size:20px;font-weight:800;margin:0 0 10px}\r\n  .cdrill-printblock p{font-size:13.5px;color:#5B6B85;line-height:1.7;max-width:60ch;margin:0 auto}\r\n}\r\n\r\n\/* 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class=\"hstats\">\r\n        <div class=\"hstat\"><b class=\"tnum\" id=\"hQ\">0<\/b><span>Questions<\/span><\/div>\r\n        <div class=\"hstat\"><b class=\"tnum\" id=\"hCh\">0<\/b><span>Chapters<\/span><\/div>\r\n        <div class=\"hstat\"><b class=\"tnum\" id=\"hMastered\">0%<\/b><span>Mastered<\/span><\/div>\r\n        <div class=\"hstat\"><b class=\"tnum\" id=\"hReady\">\u2014<\/b><span>Readiness<\/span><\/div>\r\n      <\/div>\r\n      <div class=\"tabs\" role=\"tablist\">\r\n        <button class=\"tab\" role=\"tab\" aria-selected=\"true\" data-tab=\"quiz\">\u270f\ufe0f Practice<\/button>\r\n        <button class=\"tab\" role=\"tab\" aria-selected=\"false\" data-tab=\"perf\">\ud83d\udcca My Performance <span class=\"pill hide\" id=\"perfPill\">!<\/span><\/button>\r\n      <\/div>\r\n    <\/div>\r\n  <\/header>\r\n  <div class=\"goldrule\"><\/div>\r\n\r\n  <div class=\"filters\" id=\"cdFilters\">\r\n    <div class=\"wrap\" role=\"group\" aria-label=\"Filter questions\">\r\n      <button class=\"pill-f\" data-f=\"all\" aria-pressed=\"true\">\ud83d\udccb All questions<span class=\"n tnum\" id=\"fAll\">0<\/span><\/button>\r\n      <button class=\"pill-f\" data-f=\"chapter\">\ud83d\udcda By chapter<\/button>\r\n      <button class=\"pill-f gold hide\" data-f=\"session\" id=\"pillSession\">\ud83e\udde9 <span id=\"sessLabel\">My session<\/span><span class=\"n tnum\" id=\"fSess\">0<\/span><\/button>\r\n      <button class=\"pill-f warn\" data-f=\"weak\">\u26a0\ufe0f Weak areas<span class=\"n tnum\" id=\"fWeak\">0<\/span><\/button>\r\n      <button class=\"pill-f\" data-f=\"flagged\">\ud83d\udd16 Flagged<span class=\"n tnum\" id=\"fFlag\">0<\/span><\/button>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"wrap\">\r\n    <!-- ============ PRACTICE ============ -->\r\n    <div class=\"grid\" id=\"viewQuiz\">\r\n      <div>\r\n        <div class=\"toolbar\">\r\n          <div class=\"search\">\r\n            <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\"><circle cx=\"11\" cy=\"11\" r=\"7\"\/><path d=\"M20 20l-3.5-3.5\"\/><\/svg>\r\n            <input id=\"cdSearch\" placeholder=\"Search a phrase or a rule number\" aria-label=\"Search questions\">\r\n          <\/div>\r\n          <button class=\"tgl\" id=\"tglUn\" aria-pressed=\"false\">\u25fb Unattempted only<\/button>\r\n          <button class=\"tgl\" id=\"tglReset\">\u21ba Reset session<\/button>\r\n        <\/div>\r\n\r\n        <section class=\"card chapcard hide\" id=\"chapPanel\">\r\n          <div class=\"chaphead\">\r\n            <b>\ud83d\udcda Filter by chapter<\/b><i id=\"chapHint\"><\/i>\r\n            <span class=\"meta\" id=\"ctxMeta\"><\/span>\r\n          <\/div>\r\n          <div class=\"chaplist\" id=\"chapList\" role=\"group\" aria-label=\"Choose chapter\"><\/div>\r\n        <\/section>\r\n\r\n        <section class=\"card hide\" id=\"emptyCard\">\r\n          <div class=\"qhead\"><span class=\"qcount\">Nothing to show<\/span><\/div>\r\n          <div class=\"empty\" id=\"emptyBody\"><\/div>\r\n        <\/section>\r\n\r\n        <section class=\"card\" id=\"qCard\">\r\n          <div class=\"qhead\">\r\n            <span class=\"qcount\" id=\"qCount\">Question 1 of 1<\/span>\r\n            <span class=\"qmeta\">\r\n              <span class=\"badge-m\" id=\"qMastery\">Not seen yet<\/span>\r\n              <span class=\"badge-ch\"><span id=\"qChap\">Chapter<\/span><\/span>\r\n              <span id=\"qTags\" class=\"qtags\"><\/span>\r\n            <\/span>\r\n          <\/div>\r\n          <div class=\"qbody\">\r\n            <p class=\"stem\" id=\"qStem\"><\/p>\r\n            <div class=\"opts\" id=\"qOpts\"><\/div>\r\n            <div class=\"actions\">\r\n              <button class=\"btn\" id=\"btnCheck\">Check answer<\/button>\r\n              <button class=\"btn ghost\" id=\"btnPrev\">\u2190 Previous<\/button>\r\n              <button class=\"btn ghost\" id=\"btnNext\">Next \u2192<\/button>\r\n              <button class=\"flagbtn\" id=\"btnFlag\" aria-pressed=\"false\"><span id=\"flagIco\">\ud83c\udff3\ufe0f<\/span><span id=\"flagTxt\">Flag for review<\/span><\/button>\r\n            <\/div>\r\n            <p class=\"hint hide\" id=\"pickHint\">Choose an option above, then check your answer.<\/p>\r\n\r\n            <div id=\"result\" class=\"hide\">\r\n              <div class=\"verdict\" id=\"verdict\"><\/div>\r\n              <div class=\"expl\">\r\n                <div class=\"expl-h\">Source &amp; reasoning<\/div>\r\n                <div id=\"explBody\" class=\"body\"><\/div>\r\n              <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/section>\r\n      <\/div>\r\n\r\n      <aside class=\"rail\">\r\n        <section class=\"card\" id=\"navCard\" style=\"padding:0\">\r\n          <div class=\"nav-head\"><b id=\"navTitle\">Navigator<\/b><button class=\"navtoggle\" id=\"navToggle\">Hide<\/button><\/div>\r\n          <div class=\"navgrid\" id=\"navGrid\"><\/div>\r\n          <div class=\"legend\">\r\n            <span><i style=\"background:var(--ok-bg);border:1.5px solid #8FD3B6\"><\/i>Correct<\/span>\r\n            <span><i style=\"background:var(--bad-bg);border:1.5px solid #F0AEB4\"><\/i>Wrong<\/span>\r\n            <span><i style=\"background:var(--ok)\"><\/i>Mastered<\/span>\r\n          <\/div>\r\n        <\/section>\r\n        <div class=\"card\">\r\n          <h3>This session<\/h3>\r\n          <div class=\"score\"><b id=\"sPct\">\u2014<\/b><i id=\"sFrac\">0 of 0 correct<\/i><\/div>\r\n          <div class=\"bar\"><i id=\"sBar\" style=\"width:0\"><\/i><\/div>\r\n          <div class=\"mini\"><span id=\"sSeen\">0 attempted<\/span><span id=\"sLeft\">0 left here<\/span><\/div>\r\n          <div class=\"streak\" id=\"streak\"><\/div>\r\n        <\/div>\r\n        <div class=\"card\">\r\n          <h3 id=\"wHead\">Share on screen<\/h3>\r\n          <div class=\"score\"><b id=\"wPct\" style=\"color:#8A6206\">\u2014<\/b><i id=\"wUnit\">of this bank<\/i><\/div>\r\n          <p style=\"margin:8px 0 0;font-size:12.8px;color:var(--slate);line-height:1.55\" id=\"wNote\"><\/p>\r\n        <\/div>\r\n        <div class=\"card hide\" id=\"srcCard\">\r\n          <h3>Source text<\/h3>\r\n          <p style=\"margin:9px 0 12px;font-size:12.8px;color:var(--slate);line-height:1.55\">Every explanation here is drawn from the full text of the subject. Open it when a citation needs checking.<\/p>\r\n          <a class=\"btn\" id=\"srcLink\" href=\"#\" target=\"_blank\" rel=\"noopener\" style=\"display:block;text-align:center;text-decoration:none\">\ud83d\udcd6 Read the source<\/a>\r\n        <\/div>\r\n      <\/aside>\r\n    <\/div>\r\n\r\n    <!-- ============ PERFORMANCE ============ -->\r\n    <div class=\"hide\" id=\"viewPerf\">\r\n      <section class=\"card\" style=\"margin:20px 0 60px\">\r\n        <div class=\"qhead\"><span class=\"qcount\">My Performance<\/span><span class=\"badge-w\" id=\"perfCount\">0 attempted<\/span><\/div>\r\n        <div class=\"perf\" id=\"perfBody\"><\/div>\r\n      <\/section>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"veilmsg\" id=\"veilMsg\">Paused \u2014 bring this window back to the front to continue<\/div>\r\n  <div class=\"toast\" id=\"toast\"><\/div>\r\n<\/div>\r\n\r\n<div class=\"cdrill-printblock\">\r\n  <h2>This test series is not available in print<\/h2>\r\n  <p>The questions, explanations and your progress are licensed for use on\r\n     PromotionExams.com and cannot be printed or saved as a PDF. Please\r\n     work through them on screen.<\/p>\r\n<\/div>\r\n\r\n<script>\r\n(function(){\r\n\"use strict\";\r\n\r\n\/* =====================================================================\r\n   1. CONFIGURATION  \u2190 EDIT PER SUBJECT\r\n   ===================================================================== *\/\r\nconst CFG = {\r\n  quizId : 'subject-chapterwise',   \/\/ unique per subject \u2014 this is the progress key,\r\n                                    \/\/ so change it for every new page you publish\r\n  topic  : 'Central Government Account (Receipt & Payment) Rules, 2022',          \/\/ e.g. 'CCS (Conduct) Rules, 1964'\r\n  eyebrow: '',                      \/\/ e.g. 'UPSC SO \/ Steno LDCE \u00b7 Paper II' \u2014 leave blank to hide\r\n  sub    : 'Chapter drills with a planner that builds your next sitting for you.',\r\n\r\n  \/* --- SOURCE PAGE ---------------------------------------------------\r\n     The page on your site that carries the full text of this subject.\r\n     A \"Read the source\" card then appears in the rail. Leave it blank\r\n     and the card disappears.                                            *\/\r\n  sourceUrl   : '',                 \/\/ e.g. 'https:\/\/promotionexams.com\/your-source-page\/'\r\n  sourceLabel : 'full source text', \/\/ shown on the link\r\n\r\n  \/* --- IMPORTANCE ----------------------------------------------------\r\n     You set the importance of each chapter yourself, in chapterImportance\r\n     below. It drives the ranking, the study plan and the planner \u2014 the\r\n     bigger the number, the more of your next sitting that chapter gets.\r\n     It is never described as exam weightage, so it is safe on a subject\r\n     with no previous year papers.\r\n     Leave the whole map empty and the page falls back silently to each\r\n     chapter's share of the bank, and stops mentioning importance at all. *\/\r\n\r\n  masteryThreshold : 3,     \/\/ clean correct answers before a question counts as mastered\r\n  weakThreshold    : 1,     \/\/ wrong attempts before a question is flagged weak\r\n\r\n  priorAccuracy : 0.30,     \/\/ expected-score model: shrink raw accuracy toward this\r\n  priorStrength : 6,\r\n  retention     : { baseDays:3, growth:2.5, riskBelow:0.70 },\r\n\r\n  sessionSize : 25,         \/\/ Focused set\r\n  mockSize    : 50          \/\/ Mock paper\r\n};\r\n\r\n\/* =====================================================================\r\n   2. CHAPTER IMPORTANCE  \u2190 you set this by hand\r\n   Keys do NOT have to match your chapter names exactly. Anything that\r\n   starts with a chapter or appendix number is matched on that number\r\n   alone, so 'Ch 2' finds 'CH 2: GENERAL OUTLINES OF THE SYSTEM OF\r\n   ACCOUNTS', and 'Apndx 5' finds 'APPENDIX 5: PRINCIPLES AND RULES...'.\r\n   Chapter, Chap, CH, Ch-2, 2. \u2014 all read the same. For appendices:\r\n   Appendix, Apndx, Appx, Annex, Annexure, in digits or roman numerals.\r\n   A key with no number falls back to a loose text match.\r\n   Numbers are relative: they need NOT total 100. A chapter you leave\r\n   out is given its share of the bank instead and is marked \"not rated\r\n   yet\" in the performance table.\r\n   Empty this map altogether to switch importance off everywhere.\r\n   ===================================================================== *\/\r\nconst chapterImportance = {\r\n  'Ch 1' : 30,\r\n  'Ch 2' : 45,\r\n  'Ch 3' : 25\r\n  \/\/ 'Apndx 1' : 25,   \u2190 appendices work the same way\r\n};\r\n\r\n\/* =====================================================================\r\n   3. QUESTION BANK  \u2190 PASTE YOUR BANK HERE\r\n   { id, chapter, question, options[], correct, explanation }\r\n     id          unique within its chapter\r\n     chapter     must match a key in chapterImportance exactly\r\n     correct     0-indexed\r\n     explanation may contain HTML; cite the rule or paragraph in <b> tags\r\n   A stem may carry \"\\n1. ...\" statement lines or a \"List-I \/ List-II\"\r\n   block \u2014 both are laid out automatically, and so is a plain stem.\r\n   The three below are only samples so the page renders on first open.\r\n   Delete them.\r\n   ===================================================================== *\/\r\nconst chapterQuestions = [\r\n\r\n\r\n\r\n  {\r\n    id: 2,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the Rules apply to transactions pertaining to which of the following?\\n1. Defence, Posts, Telecommunications and Railways\\n2. National Capital Territory of Delhi\\n3. Union territories without Legislature\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"2 and 3 only\",\r\n      \"1 and 2 only\",\r\n      \"1, 2 and 3\",\r\n      \"1 and 3 only\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 1(3) (Short title, commencement and applicability).<\/b> The Rules apply to all transactions pertaining to the Central Government Ministries and Departments including <b>Defence, Posts, Telecommunications, Railways, National Capital Territory of Delhi and Union territories without Legislature<\/b>. (Note: they apply to the NCT of Delhi to the extent of Central Government Account operations.)<br><br>All three are covered, so the answer is 1, 2 and 3.\"\r\n  },\r\n\r\n  {\r\n    id: 3,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, an 'accredited bank' in relation to a Ministry or Department means the Reserve Bank or its agent under section 45 of the Reserve Bank of India Act, 1934, appointed to transact business of the Government with the approval of the:\",\r\n    options: [\r\n      \"Head of the Accounting Organisation\",\r\n      \"Comptroller and Auditor-General\",\r\n      \"Secretary, Department of Economic Affairs\",\r\n      \"Controller General of Accounts\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 2(a) (Definitions).<\/b> An 'accredited bank' is the Reserve Bank or its agent under section 45 of the RBI Act, 1934, which is appointed to transact business of the Government pertaining to that Ministry or Department or Union territory without Legislature <b>with the approval of the Controller General of Accounts<\/b>.<br><br>(b), (c) and (a) are not the approving authority for accreditation of a bank.\"\r\n  },\r\n\r\n  {\r\n    id: 4,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, 'bank' means any branch of a specified bank acting as the agent of the Reserve Bank in accordance with the Reserve Bank of India Act, 1934. That bank is the:\",\r\n    options: [\r\n      \"State Bank of India\",\r\n      \"Punjab National Bank\",\r\n      \"Bank of Baroda\",\r\n      \"Reserve Bank of India itself\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 2(e) (Definitions).<\/b> 'Bank' means any branch of the <b>State Bank of India<\/b> acting as the agent of the Reserve Bank in accordance with the RBI Act, 1934, or any branch of a bank appointed by the Reserve Bank as its agent under section 45(1) of that Act.<br><br>(b) and (c) are not named in the definition; (d) is defined separately as the 'Reserve Bank' under Rule 2(ae).\"\r\n  },\r\n\r\n  {\r\n    id: 5,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, a 'Central Treasury' is presently in operation in which one of the following, its cash business being conducted by the bank?\",\r\n    options: [\r\n      \"National Capital Territory of Delhi\",\r\n      \"Union territory of Chandigarh\",\r\n      \"Union territory of Ladakh\",\r\n      \"Union territory of Puducherry\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 2(i), Note (Definitions).<\/b> 'Central Treasury' means and includes any treasury or sub-treasury and treasuries in Union territories without Legislature other than one under the control of a State Government; the Note records that the <b>Central Treasury is in operation at the Union territory of Chandigarh<\/b>, the cash business of which is conducted by the bank.<br><br>(a), (c) and (d) are not identified in the Note as the location of the Central Treasury.\"\r\n  },\r\n\r\n  {\r\n    id: 6,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, 'Government Account' means the account relating to:\\n1. The Consolidated Fund\\n2. The Contingency Fund\\n3. The Public Account\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"1 and 3 only\",\r\n      \"1 and 2 only\",\r\n      \"1, 2 and 3\",\r\n      \"2 and 3 only\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 2(u) (Definitions).<\/b> 'Government Account' means the account relating to the <b>Consolidated Fund, the Contingency Fund and the Public Account<\/b>.<br><br>All three components together constitute the Government Account.\"\r\n  },\r\n\r\n  {\r\n    id: 7,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, the 'Consolidated Fund' and the 'public account' are referred to, respectively, in:\",\r\n    options: [\r\n      \"Article 283(1) and Article 292 of the Constitution\",\r\n      \"Clause (2) of Article 266 and clause (1) of Article 266 of the Constitution\",\r\n      \"Article 267(1) and Article 266(1) of the Constitution\",\r\n      \"Clause (1) of Article 266 and clause (2) of Article 266 of the Constitution\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 2(o) and 2(aa) (Definitions).<\/b> 'Consolidated Fund' means the Consolidated Fund of India as referred to in <b>clause (1) of article 266<\/b>; 'public account' means the public account of India referred to in <b>clause (2) of article 266<\/b> of the Constitution.<br><br>(b) reverses the two clauses; (c) and (d) cite provisions relating to the Contingency Fund and to the rule-making\/borrowing powers.\"\r\n  },\r\n\r\n  {\r\n    id: 8,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the 'Contingency Fund' means the Contingency Fund of India established under:\",\r\n    options: [\r\n      \"The Contingency Fund of India Act, 1950\",\r\n      \"Article 267(1) of the Constitution directly, without any Act\",\r\n      \"The Reserve Bank of India Act, 1934\",\r\n      \"The Fiscal Responsibility and Budget Management Act, 2003\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 2(p) (Definitions).<\/b> 'Contingency Fund' means the Contingency Fund of India established under the <b>Contingency Fund of India Act, 1950 (49 of 1950)<\/b>.<br><br>(b), (c) and (d) misstate the statute under which the Fund stands established.\"\r\n  },\r\n\r\n  {\r\n    id: 9,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the Comptroller and Auditor-General is defined as the Comptroller and Auditor-General of India appointed under:\",\r\n    options: [\r\n      \"Article 150 of the Constitution\",\r\n      \"Article 148 of the Constitution\",\r\n      \"Article 151 of the Constitution\",\r\n      \"Article 149 of the Constitution\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 2(n) (Definitions).<\/b> 'Comptroller and Auditor-General (CAG)' means the Comptroller and Auditor-General of India appointed under <b>article 148 of the Constitution<\/b>.<br><br>Article 149 deals with the duties and powers of the CAG, Article 150 with the form of accounts, and Article 151 with audit reports.\"\r\n  },\r\n\r\n  {\r\n    id: 10,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, which of the following are responsibilities of the Controller General of Accounts?\\n1. Consolidation of monthly accounts and preparation of annual accounts of the Government\\n2. Establishing and maintaining a technically sound payment-cum-accounting system in the departmentalised accounts offices\\n3. Exchequer control, internal audit and a technically sound management accounting system\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"2 and 3 only\",\r\n      \"1 and 2 only\",\r\n      \"1, 2 and 3\",\r\n      \"1 and 3 only\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 2(q) (Definitions).<\/b> The CGA is responsible for consolidation of monthly accounts and preparation of annual accounts, establishing and maintaining a technically sound payment-cum-accounting system in the departmentalised accounts offices, specifying rules for regulating custody, payment into and withdrawal from the Government Account, acting as Principal Adviser on accounting matters, and for <b>exchequer control, internal audit and a technically sound management accounting system<\/b>.<br><br>All three are correct.\"\r\n  },\r\n\r\n  {\r\n    id: 11,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, the officer of the Accounting Organisation responsible for receipts, payments including Direct Benefit Transfer, bank coordination including the Treasury Single Account system, internal audit and accounting functions is the:\",\r\n    options: [\r\n      \"Drawing and Disbursing Officer\",\r\n      \"Principal Accounts Officer\",\r\n      \"Head of Accounting Organisation\",\r\n      \"Pay and Accounts Officer\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 2(w) (Definitions).<\/b> The <b>Pay and Accounts Officer (PAO)<\/b> is the officer of the Accounting Organisation functioning under the scheme of departmentalisation of accounts who is responsible for receipts, payments including Direct Benefit Transfer, bank coordination including the Treasury Single Account (TSA) system, internal audit and accounting functions.<br><br>(b) administers and coordinates all PAOs in the accounting jurisdiction; (c) heads the accounting organisation; (a) draws bills and makes payments.\"\r\n  },\r\n\r\n  {\r\n    id: 12,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the officer responsible for administering and coordinating receipts, payments, internal audit and accounting functions of all the Pay and Accounts Offices of a Ministry or Department falling under his accounting jurisdiction is the:\",\r\n    options: [\r\n      \"Principal Accounts Officer\",\r\n      \"Pay and Accounts Officer\",\r\n      \"Cheque Drawing and Disbursing Officer\",\r\n      \"Departmental Officer\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 2(z) (Definitions).<\/b> The <b>Principal Accounts Officer<\/b> administers and coordinates receipts, payments, internal audit and accounting functions of <b>all the Pay and Accounts Offices<\/b> of a Ministry or Department falling under his or her accounting jurisdiction.<br><br>(b), (c) and (d) discharge functions at the level of an individual office rather than across all PAOs.\"\r\n  },\r\n\r\n  {\r\n    id: 13,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, a Drawing and Disbursing Officer functioning under a Ministry or Department who is authorised to withdraw money for specified types of payments against an assignment issued by the respective Pay and Accounts Officer is a:\",\r\n    options: [\r\n      \"Departmental Officer\",\r\n      \"Cheque Drawing and Disbursing Officer\",\r\n      \"Principal Accounts Officer\",\r\n      \"Head of Accounting Organisation\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 2(k) (Definitions).<\/b> A <b>Cheque Drawing and Disbursing Officer (CDDO)<\/b> is a DDO functioning under a Ministry or Department (including CPWD, Forest Department and departments authorised to follow the CPWA Code) or a Union territory without Legislature, authorised to withdraw money for specified types of payments against an assignment issued by the respective PAO in an assignment account opened in favour of the CDDO at a specified branch of an accredited bank.<br><br>(a), (c) and (d) do not operate against an assignment account in this manner.\"\r\n  },\r\n\r\n  {\r\n    id: 14,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the essential distinction between a 'bill' and a 'claim' is that:\",\r\n    options: [\r\n      \"A bill is presented only by suppliers, whereas a claim is presented only by Government servants\",\r\n      \"A bill is always in electronic form, whereas a claim is always in physical form\",\r\n      \"A bill is a statement of claims by the Drawing Officer against the Government, whereas a claim is a statement of claims by a claimant such as a Government servant or a supplier of goods or services\",\r\n      \"A bill relates to receipts, whereas a claim relates to payments\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 2(g) and 2(l) (Definitions).<\/b> A <b>'bill'<\/b> is a statement of claims by the <b>Drawing Officer<\/b> against the Government; a <b>'claim'<\/b> is a statement of claims by a <b>claimant (Government servants or suppliers of goods or services)<\/b> against the Government. Both may be ink-signed in physical form or digitally signed in electronic form (e-bill \/ e-claim).<br><br>(b), (a) and (d) misstate the distinction, which turns on who presents the statement.\"\r\n  },\r\n\r\n  {\r\n    id: 15,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, a statement of payment claimed by the bank of a Ministry or Department from the Government Account at the Reserve Bank is known as a:\",\r\n    options: [\r\n      \"Challan\",\r\n      \"Receipt scroll\",\r\n      \"Payment advice\",\r\n      \"Payment scroll\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 2(y) (Definitions).<\/b> A <b>'payment scroll'<\/b> is a statement, in physical or electronic form (e-payment scroll), of payment claimed by the bank of a Ministry or Department from the Government Account at the Reserve Bank.<br><br>(b) relates to receipts received and remitted; (c) is the instruction issued for direct credit to the payee; (a) is the document maintained for receipt transactions.\"\r\n  },\r\n\r\n  {\r\n    id: 16,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the instructions issued to the Reserve Bank or to the accredited bank for direct credit of a specified amount to the specified bank account of the payee constitute a:\",\r\n    options: [\r\n      \"Payment advice\",\r\n      \"Payment scroll\",\r\n      \"Challan\",\r\n      \"Sub-voucher\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 2(x) (Definitions).<\/b> <b>'Payment advice'<\/b> means the instructions issued to the Reserve Bank or to the accredited bank for direct credit through authorised mode, either electronically or otherwise, of a specified amount to the specified bank account of the payee.<br><br>(b), (c) and (d) are different documents in the receipt\/payment chain.\"\r\n  },\r\n\r\n  {\r\n    id: 17,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the document maintained for the purpose of account for receipt transactions, containing the particulars of the person who remits the amount to Government and the head of account, is the:\",\r\n    options: [\r\n      \"Payment voucher\",\r\n      \"Challan\",\r\n      \"Receipt scroll\",\r\n      \"Cash book\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 2(j) (Definitions).<\/b> A <b>'challan'<\/b> is the document maintained for the purpose of account for receipt transactions, either ink-signed in physical form or in electronic form (e-challan), containing the particulars of the person who remits the amount to Government, head of account, etc.<br><br>(a), (c) and (d) are documents relating to payments, bank-rendered receipt statements, and departmental cash records respectively.\"\r\n  },\r\n\r\n  {\r\n    id: 18,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, 'Subsidiary Instructions' means the detailed procedure of receipts and payments, containing forms, as specified by the Controller General of Accounts with the approval of the:\",\r\n    options: [\r\n      \"Secretary, Department of Economic Affairs\",\r\n      \"Comptroller and Auditor-General\",\r\n      \"Secretary, Department of Expenditure\",\r\n      \"Finance Minister\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 2(af) (Definitions).<\/b> 'Subsidiary Instructions' means the detailed procedure of receipts and payments, containing forms, as specified by the Controller General of Accounts <b>with the approval of the Secretary, Department of Expenditure<\/b>, as amended from time to time.<br><br>(b), (a) and (d) are not the approving authority for the Subsidiary Instructions.\"\r\n  },\r\n\r\n  {\r\n    id: 19,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, for the purpose of disbursement of salary, a 'working day' means a day on which:\",\r\n    options: [\r\n      \"The Reserve Bank is open for Government transactions\",\r\n      \"The Government office alone is open for its ordinary business\",\r\n      \"The bank alone is open for its ordinary business\",\r\n      \"The Government office and the bank both are open for transacting their respective ordinary business\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 2(ah) (Definitions).<\/b> For the purpose of disbursement of salary, a 'working day' means a day on which <b>the Government office and the bank both are open for transacting their respective ordinary business<\/b>.<br><br>(b), (c) and (a) each require only one of the two to be open, which does not satisfy the definition.\"\r\n  },\r\n\r\n  {\r\n    id: 20,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, an account authorised to be opened in the Public Account portion of the Government Account in an accredited bank, intended to facilitate the designated officer to credit receipts into and effect withdrawals directly from the account, is a:\",\r\n    options: [\r\n      \"Personal Deposit Account\",\r\n      \"Assignment Account\",\r\n      \"Proforma Account\",\r\n      \"Treasury Single Account\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 2(ab) (Definitions).<\/b> A <b>Personal Deposit Account<\/b> is authorised to be opened in the <b>public account portion of the Government Account<\/b> in an accredited bank \u2014 with the approval of the CGA in Central Civil Ministries\/Departments and of the competent authority in Railways, Posts and Defence \u2014 to facilitate the designated officer to credit receipts into and effect withdrawals directly from the account, subject to overall check by the designated officer and the bank.<br><br>(b) is operated by a CDDO against a PAO assignment; (c) and (d) are different mechanisms.\"\r\n  },\r\n\r\n  {\r\n    id: 21,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the Central Pension Accounting Office is an attached office under the organisation of the:\",\r\n    options: [\r\n      \"Comptroller and Auditor-General\",\r\n      \"Controller General of Accounts\",\r\n      \"Department of Economic Affairs\",\r\n      \"Department of Pension and Pensioners' Welfare\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 2(h) (Definitions).<\/b> The <b>Central Pension Accounting Office (CPAO)<\/b> is an attached office under the organisation of the <b>Controller General of Accounts<\/b>, responsible for payment and accounting of pensions through authorised banks in respect of specified categories, and entrusted with administering the 'Scheme for Payment of Pensions to Central Government Civil Pensioners by Authorised Banks'.<br><br>(a), (c) and (d) are not the parent organisation of the CPAO.\"\r\n  },\r\n\r\n  {\r\n    id: 22,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, which of the following fall within the 'authorised mode for receipts into Government Account'?\\n1. Internet banking, debit or credit cards\\n2. Real Time Gross Settlement and National Electronic Fund Transfer\\n3. Cheque, demand draft, postal order, money order or cash\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"2 and 3 only\",\r\n      \"1 and 2 only\",\r\n      \"1, 2 and 3\",\r\n      \"1 and 3 only\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 2(b) (Definitions).<\/b> 'Authorised mode for receipts into Government Account' means electronic mode (namely internet banking, debit or credit cards, Real Time Gross Settlement, National Electronic Fund Transfer or such other form as recognised by Government) or <b>cheque or demand draft or postal order or money order or cash<\/b> (namely coins and notes) or such other form as may be specified by Government from time to time.<br><br>All three groups are included.\"\r\n  },\r\n\r\n  {\r\n    id: 23,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, which one of the following is an element of the 'authorised mode for payments from Government Account' but NOT of the 'authorised mode for receipts into Government Account'?\",\r\n    options: [\r\n      \"Cash in coins and notes\",\r\n      \"Cheque\",\r\n      \"Demand draft\",\r\n      \"Payment advice\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 2(b) and 2(c) (Definitions).<\/b> The authorised mode for <b>payments<\/b> comprises <b>Payment advice<\/b> or cheque, demand draft, postal order, money order or cash. The authorised mode for <b>receipts<\/b> comprises electronic mode (internet banking, cards, RTGS, NEFT) or cheque, demand draft, postal order, money order or cash \u2014 it does not include a Payment advice.<br><br>(b), (c) and (a) appear in both definitions; only Payment advice is unique to payments.\"\r\n  },\r\n\r\n  {\r\n    id: 24,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, 'authorised departmental regulations' means regulations made by the Departments of the Government in consultation with the:\",\r\n    options: [\r\n      \"Department of Expenditure, Ministry of Finance\",\r\n      \"Department of Economic Affairs, Ministry of Finance\",\r\n      \"Comptroller and Auditor-General\",\r\n      \"Reserve Bank of India\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 2(d) (Definitions).<\/b> 'Authorised departmental regulations' means regulations made by the Departments of the Government <b>in consultation with the Department of Expenditure, Ministry of Finance<\/b>.<br><br>(b), (c) and (d) are not the consulting authority in this definition.\"\r\n  },\r\n\r\n  {\r\n    id: 25,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, a 'departmental officer' means an officer of the Government who is:\",\r\n    options: [\r\n      \"Designated to draw bills and make payments on behalf of the Government\",\r\n      \"Authorised to handle Government money\",\r\n      \"Heading the accounting organisation of the Ministry\",\r\n      \"Responsible for internal audit of the Ministry\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 2(r) (Definitions).<\/b> A 'departmental officer' means an officer of the Government <b>authorised to handle Government money<\/b>.<br><br>(a) describes the Drawing and Disbursing Officer [Rule 2(s)]; (c) describes the Head of Accounting Organisation [Rule 2(v)]; (d) is a function of the internal audit set-up.\"\r\n  },\r\n\r\n  {\r\n    id: 26,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, a 'Drawing and Disbursing Officer' means a Head of Office and also any other Gazetted officer so designated to draw bills and make payments on behalf of the Government by:\",\r\n    options: [\r\n      \"The Pay and Accounts Officer alone\",\r\n      \"The Controller General of Accounts alone\",\r\n      \"A Department of the Government, a Head of Department or an administrator\",\r\n      \"The accredited bank of the Ministry\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 2(s) (Definitions).<\/b> A DDO means a Head of Office and also any other Gazetted officer so designated by <b>a Department of the Government, a Head of Department or an administrator<\/b>, to draw bills and make payments on behalf of the Government.<br><br>(b), (a) and (d) are not the designating authorities in this definition.\"\r\n  },\r\n\r\n  {\r\n    id: 27,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, the expression 'Government' means:\",\r\n    options: [\r\n      \"The Central Government and all Union territories, with or without Legislature\",\r\n      \"The Central Government alone\",\r\n      \"The Central Government and all State Governments\",\r\n      \"The Central Government and the Union territories without Legislature\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 2(t) (Definitions).<\/b> 'Government' means the <b>Central Government and the Union territories without Legislature<\/b>.<br><br>(b) omits the Union territories without Legislature; (c) and (a) wrongly extend the definition to State Governments or to Union territories with Legislature.\"\r\n  },\r\n\r\n  {\r\n    id: 28,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the 'Head of Accounting Organisation' means an officer of the organised Accounts Services functioning as the Head of Accounting Organisation of the Ministry or Department under the:\",\r\n    options: [\r\n      \"Scheme of Departmentalisation of Accounts\",\r\n      \"Scheme of Payment of Pensions through authorised banks\",\r\n      \"Treasury Single Account system\",\r\n      \"Public Financial Management System\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 2(v) (Definitions).<\/b> The 'Head of Accounting Organisation' means an officer of organised Accounts Services functioning as the Head of Accounting Organisation of the Ministry or Department <b>under the Scheme of Departmentalisation of Accounts<\/b>.<br><br>(b), (c) and (d) are different schemes or systems referred to elsewhere in the Rules.\"\r\n  },\r\n\r\n  {\r\n    id: 29,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, 'withdrawal' means the withdrawal of funds from the Government Account for:\",\r\n    options: [\r\n      \"Investment in Government securities\",\r\n      \"Disbursements of or on behalf of Government\",\r\n      \"Transfer to the Contingency Fund of India\",\r\n      \"Deposit into a Personal Deposit Account\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 2(ag) (Definitions).<\/b> 'Withdrawal' means the withdrawal of funds from the Government Account <b>for disbursements of or on behalf of Government<\/b>.<br><br>(a), (c) and (d) are not the purpose contemplated by the definition.\"\r\n  },\r\n\r\n  {\r\n    id: 30,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, a statement of receipts received and remitted by the accredited bank or agency bank of a Ministry or Department to the Government Account at the Reserve Bank is a:\",\r\n    options: [\r\n      \"Challan\",\r\n      \"Payment scroll\",\r\n      \"Receipt scroll\",\r\n      \"Payment advice\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 2(ad) (Definitions).<\/b> A <b>'receipt scroll'<\/b> is a statement, in physical or electronic form (e-receipt scroll), of receipts received and remitted by the accredited bank or agency bank of a Ministry or Department to the Government Account at the Reserve Bank.<br><br>(b) relates to payments claimed by the bank; (a) and (d) are different documents.\"\r\n  },\r\n\r\n  {\r\n    id: 31,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, 'competent authority' means:\",\r\n    options: [\r\n      \"The Pay and Accounts Officer in every case\",\r\n      \"The Controller General of Accounts in every case\",\r\n      \"The Head of the Department in every case\",\r\n      \"The Government or any other authority to whom the relevant power may be delegated by that Government\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 2(m) (Definitions).<\/b> 'Competent authority' means the <b>Government or any other authority to whom the relevant power may be delegated by that Government<\/b>.<br><br>(b), (c) and (a) fix a single authority, whereas the definition is delegation-based.\"\r\n  },\r\n\r\n  {\r\n    id: 32,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, a 'bank account' means an account, such as a drawing or assignment account, maintained in an accredited bank of a Ministry or Department by:\",\r\n    options: [\r\n      \"The Pay and Accounts Officer or a departmental officer\",\r\n      \"The Head of Accounting Organisation only\",\r\n      \"The Controller General of Accounts only\",\r\n      \"The Reserve Bank on behalf of the Ministry\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 2(f) (Definitions).<\/b> 'Bank account' means an account (drawing, assignment etc.) maintained by the <b>Pay and Accounts Officer or a departmental officer<\/b> in an accredited bank of a Ministry or Department of Government.<br><br>(b), (c) and (d) are not the account-holding officers in this definition.\"\r\n  },\r\n\r\n  {\r\n    id: 33,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the expression 'non-civil Ministries or Departments' means the Ministries or Departments of:\",\r\n    options: [\r\n      \"Railways, Defence and Home Affairs\",\r\n      \"Railways, Defence, Posts and Telecommunications\",\r\n      \"Defence, Posts and External Affairs\",\r\n      \"Railways, Posts and Atomic Energy\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 13, Explanation.<\/b> For the purposes of that rule, 'non-civil Ministries or Departments' means the Ministries or Departments of <b>Railways, Defence, Posts and Telecommunications<\/b>.<br><br>(a), (c) and (d) substitute Ministries not included in the definition.\"\r\n  },\r\n\r\n  {\r\n    id: 34,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"The Central Government Account (Receipts and Payments) Rules, 2022 have been made by the President in exercise of the powers conferred by:\",\r\n    options: [\r\n      \"Article 150 of the Constitution\",\r\n      \"Clause (1) of Article 266 of the Constitution\",\r\n      \"Clause (1) of Article 283 of the Constitution\",\r\n      \"Article 292 of the Constitution\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Preamble and Notification (G.S.R. 644(E)).<\/b> The Rules have been made by the President in exercise of the powers conferred by <b>clause (1) of article 283 of the Constitution<\/b>, regulating the custody of the Consolidated Fund and Contingency Fund of India, payment of moneys into such Funds, withdrawal therefrom, and the custody of public moneys and their payment into the Public Account.<br><br>Article 266 relates to the Funds themselves, Article 150 to the form of accounts, and Article 292 to borrowing\/guarantees \u2014 not to the making of these Rules.\"\r\n  },\r\n\r\n  {\r\n    id: 35,\r\n    chapter: \"RPR 2022: PRELIMINARY AND DEFINITIONS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, these Rules have been made in supersession of:\",\r\n    options: [\r\n      \"The Delegation of Financial Powers Rules only\",\r\n      \"The General Financial Rules, 2017 only\",\r\n      \"The Government Accounting Rules, 1990 only\",\r\n      \"The Central Government Account (Receipts and Payments) Rules, 1983 and the Treasury Rules of the Central Government\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Notification, G.S.R. 644(E) dated 20th August, 2022.<\/b> The Rules are made in supersession of the <b>Central Government Account (Receipts and Payments) Rules, 1983 and the Treasury Rules of the Central Government<\/b>, except as respects things done or omitted to be done before such supersession.<br><br>The GFR, the Government Accounting Rules and the DFPR are separate codes and are not superseded by RPR, 2022.\"\r\n  },\r\n\r\n  {\r\n    id: 36,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, except as otherwise provided, moneys credited to the Government Account shall be held either in the Reserve Bank or:\",\r\n    options: [\r\n      \"In a bank for the time period specified by the Reserve Bank to transact Government business\",\r\n      \"In any scheduled commercial bank chosen by the Ministry\",\r\n      \"In the departmental treasure chest of the Ministry\",\r\n      \"In a Personal Deposit Account of the Head of Office\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 3 (Location of moneys credited to Government Account).<\/b> Moneys credited to the Government Account shall be held either in the Reserve Bank, or <b>in a bank for the time period specified by the Reserve Bank to transact Government business<\/b>.<br><br>(b), (c) and (d) are not permitted locations for moneys credited to the Government Account.\"\r\n  },\r\n\r\n  {\r\n    id: 37,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, money due to Government may be deposited by the public:\",\r\n    options: [\r\n      \"Only with the departmental officer of the Ministry concerned\",\r\n      \"Directly in the authorised bank through authorised mode, in accordance with the procedure and the form of challan specified in the Subsidiary Instructions\",\r\n      \"Only with the Reserve Bank, against a challan issued by the Pay and Accounts Officer\",\r\n      \"Only in cash at the Central Treasury\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 4 (Payment of Government dues and tax receipts).<\/b> Money due to Government may be deposited by the public <b>directly in the authorised bank through authorised mode in accordance with the procedure and the form of challan specified in the Subsidiary Instructions<\/b>.<br><br>(a), (c) and (d) unduly restrict the channel available to the public.\"\r\n  },\r\n\r\n  {\r\n    id: 38,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, all receipts exceeding the monetary limits shall be remitted to the Government Account through electronic mode only, such limits being specified from time to time by the:\",\r\n    options: [\r\n      \"Comptroller and Auditor-General\",\r\n      \"Reserve Bank of India\",\r\n      \"Controller General of Accounts\",\r\n      \"Budget Division, Department of Economic Affairs\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 5(1), second proviso (Acceptance of revenues, etc., by Government).<\/b> All receipts exceeding the monetary limits shall be remitted to the Government Account through <b>electronic mode only (e-mode), as may be specified from time to time by the Controller General of Accounts<\/b>.<br><br>(b), (a) and (d) do not specify these monetary limits.\"\r\n  },\r\n\r\n  {\r\n    id: 39,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, in the case of technical glitches or server related issues for remitting money through e-mode, or in a remote area where e-mode may not be functional, the position is that:\",\r\n    options: [\r\n      \"The receipts shall be deposited in a Personal Deposit Account pending remittance\",\r\n      \"The receipts shall be held back until the electronic mode is restored\",\r\n      \"Only receipts below the monetary limit may be accepted by other modes\",\r\n      \"All receipts, irrespective of monetary limits, shall be remitted by other authorised mode for receipts into the Government Account\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 5(1), third proviso.<\/b> In case of technical glitches or server related issues (confirmed by the concerned Division or Department), or for a remote area where e-mode may not be functional, <b>all receipts irrespective of monetary limits shall be remitted by other authorised mode<\/b> for receipts into the Government Account.<br><br>(b), (c) and (a) contradict the relief provided by the proviso.\"\r\n  },\r\n\r\n  {\r\n    id: 40,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, unless specially authorised to receive higher amounts in cash, departmental officers and banks shall receive cash:\",\r\n    options: [\r\n      \"Up to an amount not exceeding the ceiling fixed by the Government from time to time in each case\",\r\n      \"Up to an amount not exceeding the ceiling fixed by the Reserve Bank\",\r\n      \"Without any ceiling, subject to entry in the cash book\",\r\n      \"Only up to the limit specified by the Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 5(2) (Acceptance of revenues, etc., by Government).<\/b> Unless specially authorised to receive higher amounts in cash, departmental officers and bank shall receive cash <b>up to an amount not exceeding the ceiling fixed by the Government from time to time in each case<\/b>.<br><br>(b), (c) and (d) misstate the ceiling-fixing authority or dispense with the ceiling.\"\r\n  },\r\n\r\n  {\r\n    id: 41,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, a Government office situated in a foreign country, including a Mission or Post, shall receive Government moneys in foreign currencies:\",\r\n    options: [\r\n      \"Only in cash, against a stamped receipt\",\r\n      \"Either in cash or by any other mode as recognised by the respective foreign country\",\r\n      \"Only through the Reserve Bank's correspondent bank in that country\",\r\n      \"Only by demand draft drawn on an Indian bank\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 5(3).<\/b> A Government office situated in a foreign country including a Mission or Post shall receive Government moneys in foreign currencies <b>either in cash or by any other mode as recognised by the respective foreign country<\/b>.<br><br>(a), (c) and (d) unduly narrow the permissible modes.\"\r\n  },\r\n\r\n  {\r\n    id: 42,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, a Government office situated in a foreign country may, on the special recommendation of the Government, accept moneys in foreign currency on behalf of State Governments, autonomous bodies, Public Sector Undertakings and educational institutions, and pass on the same in India, provided that:\",\r\n    options: [\r\n      \"The prior approval of the Reserve Bank is obtained in each case\",\r\n      \"A service charge of not less than one per cent is recovered in every case\",\r\n      \"No loss is incurred to the Government in rendering services to these outside agencies\",\r\n      \"The amount is credited to the Consolidated Fund of India\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 5(4).<\/b> Such moneys may be accepted and passed on to the concerned State Government or organisation in India by way of cash settlement or book adjustment, <b>provided that no loss is incurred to the Government in rendering services to these outside agencies<\/b>.<br><br>(b), (a) and (d) are not the condition prescribed by the rule.\"\r\n  },\r\n\r\n  {\r\n    id: 43,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, all moneys received by a departmental officer on account of revenues, deposits, remittances or dues shall be:\",\r\n    options: [\r\n      \"Adjusted first against departmental expenditure and the balance deposited\",\r\n      \"Retained in the departmental cash chest until the close of the month\",\r\n      \"Remitted directly to the Reserve Bank by the departmental officer\",\r\n      \"Deposited in the accredited bank without any delay for inclusion in the Government Account\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 6(1)(a)(i) (Deposit of revenue, receipts and dues of Government).<\/b> All moneys received or tendered to Government shall be <b>deposited in the accredited bank without any delay for inclusion in the Government Account<\/b>.<br><br>(a) is expressly barred by Rule 6(1)(a)(iii), which prohibits utilisation of such receipts for departmental expenditure except as specially authorised; (b) and (c) are not the prescribed course.\"\r\n  },\r\n\r\n  {\r\n    id: 44,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, ensuring the deposit of moneys received while indicating the correct Head of Account, in consultation with the Pay and Accounts Officer or the Principal Accounts Office, is:\",\r\n    options: [\r\n      \"The sole responsibility of the departmental officer\",\r\n      \"The sole responsibility of the accredited bank\",\r\n      \"The joint responsibility of the Reserve Bank and the bank\",\r\n      \"The responsibility of the Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 6(1)(a)(ii).<\/b> It is the <b>sole responsibility of the departmental officer<\/b> to ensure deposit of such money indicating the correct Head of Account in consultation with the PAO or the Principal Accounts Office, as the case may be.<br><br>(b), (c) and (d) misplace this responsibility.\"\r\n  },\r\n\r\n  {\r\n    id: 45,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, direct utilisation of departmental receipts for departmental expenditure, in a specific case under special circumstances, shall be authorised by the:\",\r\n    options: [\r\n      \"Head of the Department in consultation with the Financial Adviser\",\r\n      \"Ministry of Finance through the Controller General of Accounts\",\r\n      \"Comptroller and Auditor-General\",\r\n      \"Reserve Bank in consultation with the accredited bank\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 6(1)(a)(iv).<\/b> Direct utilisation of departmental receipts for departmental expenditure in a specific case under special circumstances shall be authorised by the <b>Ministry of Finance through the Controller General of Accounts<\/b>; the authority so given does not permit keeping such receipts and expenses outside the account of payments into and withdrawals from the Consolidated Fund or Public Account.<br><br>(a), (c) and (d) are not the authorising authority.\"\r\n  },\r\n\r\n  {\r\n    id: 46,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, immediately on receipt of Government revenues, receipts or dues of a department, the bank shall cause them to be credited into the Government Account held by the Reserve Bank in accordance with the procedure specified by the Reserve Bank in consultation with the:\",\r\n    options: [\r\n      \"Departmental officer and the Principal Accounts Officer\",\r\n      \"Pay and Accounts Officer and the Comptroller and Auditor-General\",\r\n      \"Head of Accounting Organisation of the concerned department and the Controller General of Accounts\",\r\n      \"Budget Division and the Department of Expenditure\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 6(1)(b).<\/b> The bank shall credit the receipts into the Government Account held by the Reserve Bank in accordance with the procedure specified by the Reserve Bank <b>in consultation with the Head of Accounting Organisation of the concerned department and the Controller General of Accounts<\/b>.<br><br>(b), (a) and (d) are not the consultees named in the rule.\"\r\n  },\r\n\r\n  {\r\n    id: 47,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the responsibility for the safe custody of Government moneys deposited in the bank rests with:\",\r\n    options: [\r\n      \"The Controller General of Accounts\",\r\n      \"The departmental officer who deposited the moneys\",\r\n      \"The Pay and Accounts Officer\",\r\n      \"The bank\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 7(1) (Safe custody of Government money).<\/b> The <b>bank shall be responsible for the safe custody of Government moneys deposited in the bank<\/b>. The custody of moneys in the hands of Government officers or in departmental treasure chests is separately regulated as specified in the Subsidiary Instructions.<br><br>(b), (c) and (a) are not responsible for moneys once deposited in the bank.\"\r\n  },\r\n\r\n  {\r\n    id: 48,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, in relation to printed forms of challan, which one of the following is correct?\",\r\n    options: [\r\n      \"They shall be supplied, preferably bi-lingual, by the departmental officer or by the bank free of charge\",\r\n      \"They shall be supplied by the bank on payment of the prescribed cost\",\r\n      \"They shall be printed and supplied only in English by the departmental officer\",\r\n      \"They shall be supplied only by the Reserve Bank on requisition\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 8(2) (Presentation of challan).<\/b> Except where another arrangement has been authorised by the Government, printed forms of challan, <b>preferably bi-lingual, shall be supplied by the departmental officer or by the bank free of charge<\/b>.<br><br>(b), (c) and (d) contradict the free-of-charge, preferably bi-lingual supply requirement.\"\r\n  },\r\n\r\n  {\r\n    id: 49,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, receipts relating to direct taxes and indirect taxes shall be credited or remitted by the tax payers into the Reserve Bank and branches of authorised banks or on their portal, using challan forms specifically specified by the Principal Accounts Office of the:\",\r\n    options: [\r\n      \"Controller General of Accounts\",\r\n      \"Central Board of Direct Taxes or the Central Board of Indirect Taxes and Customs\",\r\n      \"Department of Revenue, Ministry of Finance\",\r\n      \"Reserve Bank of India\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 8, Note.<\/b> Such receipts shall be credited or remitted using challan forms specifically specified by the Principal Accounts Office of the <b>Central Board of Direct Taxes or the Central Board of Indirect Taxes and Customs<\/b>, under the provisions of the scheme of revenue collection of these Boards.<br><br>(a), (c) and (d) do not specify these challan forms.\"\r\n  },\r\n\r\n  {\r\n    id: 50,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, where the original receipt for money received has been lost, the position is that:\",\r\n    options: [\r\n      \"A duplicate receipt shall be issued with the approval of the Pay and Accounts Officer\",\r\n      \"A duplicate receipt shall be issued on an affidavit sworn by the payer\",\r\n      \"No Government officer shall issue duplicate receipts on that ground, but a certified or attested photocopy of the office copy shall be provided to the payer on his written request\",\r\n      \"Neither a duplicate receipt nor any copy can be provided in any circumstances\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 9(3) and 9(4) (Issue of acknowledgement and grant of receipts).<\/b> <b>No Government officer shall issue duplicate receipts<\/b> for money received on the ground that the original receipts have been lost; in case of necessity, a <b>certified or attested photocopy of the office copy shall be provided to the payer on his written request<\/b>.<br><br>(b) and (a) permit a duplicate receipt, which is barred; (d) wrongly denies the certified photocopy.\"\r\n  },\r\n\r\n  {\r\n    id: 51,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the acknowledgement issued by the authorised Government officer or the bank to the tenderer, against money received or money realised through cheque or demand draft, shall indicate:\",\r\n    options: [\r\n      \"The bank's IFSC code and the payee's account number\",\r\n      \"The head of account and the sanction number\",\r\n      \"The name of the Pay and Accounts Officer and the bill number\",\r\n      \"The date, time and stamp\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 9(1) (Issue of acknowledgement and grant of receipts).<\/b> The authorised Government officer or the bank shall issue an acknowledgement to the tenderer <b>indicating date, time, stamp<\/b> against the money received or money realised through cheque or demand draft.<br><br>(b), (c) and (a) are particulars not required in the acknowledgement under this sub-rule.\"\r\n  },\r\n\r\n  {\r\n    id: 52,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, after realisation of the paid instrument, the document to be given by the authorised Government officer or bank to the tenderer is a:\",\r\n    options: [\r\n      \"Receipt or stamped challan, or an e-challan in the case of online payment in the bank\",\r\n      \"Payment voucher or e-payment voucher\",\r\n      \"Receipt scroll or e-receipt scroll\",\r\n      \"Duplicate copy of the acknowledgement\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 9(2).<\/b> After realisation of the paid instrument, a <b>receipt or stamped challan or e-challan in case of online payment in bank<\/b>, as the case may be, shall be given by the authorised Government officer or bank to the tenderer.<br><br>(b) arises on the payments side; (c) is the bank's statement to the Government; (d) is barred in the case of lost receipts by Rule 9(3).\"\r\n  },\r\n\r\n  {\r\n    id: 53,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where Government dues are tendered by cheque or demand draft to the bank or post office and are honoured on presentation, the payment is deemed to have been made on:\",\r\n    options: [\r\n      \"The date on which the cheque or demand draft was handed over at the counter\",\r\n      \"The date on which it was cleared and entered in the receipt scroll\",\r\n      \"The third working day after its presentation\",\r\n      \"The date of the cheque or demand draft\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 10(1)(a) (Date of receipt of Government revenues, dues, etc.).<\/b> Where the cheque or demand draft or postal order is tendered to the bank or post office, the payment is deemed to have been made on <b>the date on which it was cleared and entered in the receipt scroll<\/b>.<br><br>(c) is the rule applicable where the instrument is tendered to a departmental officer [Rule 10(1)(b)]; (a) and (d) are not the reckoning points.\"\r\n  },\r\n\r\n  {\r\n    id: 54,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, where a cheque or demand draft is tendered to a departmental officer (in cases where such tendering is permissible), the payment is deemed to have been made on:\",\r\n    options: [\r\n      \"The date on which it is cleared and entered in the receipt scroll\",\r\n      \"The second working day after its presentation\",\r\n      \"The third working day after its presentation\",\r\n      \"The date on which it is handed over to the departmental officer\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 10(1)(b).<\/b> Where a cheque or demand draft or postal order is tendered to a departmental officer, the payment is deemed to have been made on the <b>third working day after its presentation<\/b>.<br><br>(a) applies where the instrument is tendered to the bank or post office; the other options alter the period.\"\r\n  },\r\n\r\n  {\r\n    id: 55,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where money is paid by postal money order in pursuance of instructions of the Government, the payment is deemed to have been made on:\",\r\n    options: [\r\n      \"The third working day after the money order is issued\",\r\n      \"The date on which the money order is received by the departmental officer\",\r\n      \"The date on which the money order proceeds are credited to the Government Account\",\r\n      \"The date on which the money order is put into the post\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 10(1)(d).<\/b> Where money is paid by postal money order or any other recognised mode of remitting money by post in pursuance of Government instructions, payment is deemed to have been made on <b>the date on which the money order is put into the post<\/b>. (Similarly, under Rule 10(1)(c), payment by post is deemed made on the date the cover containing it is put into the post.)<br><br>(b), (c) and (a) misstate the reckoning date.\"\r\n  },\r\n\r\n  {\r\n    id: 56,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, where a cheque or draft is marked as not payable before a certain date, the payment shall not be deemed to have been made until:\",\r\n    options: [\r\n      \"The date on which it becomes payable\",\r\n      \"The date on which it is tendered to the bank\",\r\n      \"The third working day after its presentation\",\r\n      \"The date on which it is entered in the receipt scroll\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 10(1), proviso.<\/b> Where a cheque or draft is marked as <b>not payable before a certain date, the payment shall not be deemed to have been made until the date on which it becomes payable<\/b>.<br><br>(b), (c) and (d) would advance the date of payment contrary to the proviso.\"\r\n  },\r\n\r\n  {\r\n    id: 57,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the period of delay for claiming penal interest from the authorised bank is calculated from the date of realisation of the cheque or demand draft to:\",\r\n    options: [\r\n      \"The date of the put through to the Reserve Bank\",\r\n      \"The date prior to the day of the put through to the Reserve Bank\",\r\n      \"The date on which the receipt scroll is rendered\",\r\n      \"The last day of the month of realisation\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 10(3) and Explanation.<\/b> The period of delay for claiming penal interest from the authorised bank is calculated from the date of realisation of the cheque or demand draft <b>to the date prior to the day of the put through to the Reserve Bank<\/b>; 'put through' refers to the credit of the amount into the Government Account in the Reserve Bank.<br><br>(a), (c) and (d) misstate the terminal point of the delay period.\"\r\n  },\r\n\r\n  {\r\n    id: 58,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, Government revenues and dues paid through electronic mode shall be deemed to have been paid to the Government on the date:\",\r\n    options: [\r\n      \"The amount is credited to the Government Account at the Reserve Bank\",\r\n      \"The payer initiates the electronic transaction on the portal\",\r\n      \"It is received and entered in the receipt scroll by the bank of the department for crediting the money to the Government Account at the Reserve Bank\",\r\n      \"The departmental officer reconciles the receipt with the challan\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 10(2).<\/b> Government revenues, dues etc. paid through electronic mode shall be deemed to have been paid to the Government on the date <b>it is received and entered in the receipt scroll by the bank of the department for crediting the money to the Government Account at the Reserve Bank<\/b>.<br><br>(b), (a) and (d) are not the reckoning point prescribed.\"\r\n  },\r\n\r\n  {\r\n    id: 59,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the detailed procedure to be adopted in a particular Department with regard to realisation of Government dues and granting of receipts for money realised shall be framed in consultation with the:\",\r\n    options: [\r\n      \"Budget Division, Department of Economic Affairs\",\r\n      \"Comptroller and Auditor-General\",\r\n      \"Reserve Bank of India\",\r\n      \"Controller General of Accounts, Department of Expenditure\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 11 (Procedure to be adopted by Department of Government).<\/b> The detailed procedure shall be framed <b>in consultation with the Controller General of Accounts, Department of Expenditure<\/b>.<br><br>(b), (c) and (a) are not the consulting authority under this rule.\"\r\n  },\r\n\r\n  {\r\n    id: 60,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the bank shall be kept open for the conduct of Government transactions on a recognised holiday, or beyond normal business hours on any day, if so required by the:\",\r\n    options: [\r\n      \"Controller General of Accounts, or by any authority or authorities so nominated\",\r\n      \"Comptroller and Auditor-General alone\",\r\n      \"Reserve Bank alone\",\r\n      \"Secretary, Department of Economic Affairs\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 12(2) (Extent of responsibility of Reserve Bank and bank).<\/b> The bank shall be kept open for the conduct of Government transactions on a recognised holiday, or beyond normal business hours on any day (e.g. on the <b>last working day of March every year<\/b>), if so required by the <b>Controller General of Accounts, or by any authority or authorities so nominated<\/b>.<br><br>(b), (c) and (d) are not the authorities named in the rule.\"\r\n  },\r\n\r\n  {\r\n    id: 61,\r\n    chapter: \"RPR 2022: RECEIPTS INTO GOVERNMENT ACCOUNT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, with regard to the responsibility of the Reserve Bank in connection with the business of the Government, the position is that:\",\r\n    options: [\r\n      \"These Rules impose additional responsibilities on the Reserve Bank beyond that Act\",\r\n      \"Nothing in these Rules shall impose upon the Reserve Bank any responsibility not imposed upon it by the Reserve Bank of India Act, 1934\",\r\n      \"The Reserve Bank's responsibility is determined solely by the Subsidiary Instructions\",\r\n      \"The Reserve Bank bears unlimited responsibility for all Government transactions\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 12(1).<\/b> Nothing contained in, or in the application of, these Rules shall have effect so as to <b>impose upon the Reserve Bank, in connection with the business of the Government, any responsibility not imposed upon it by the Reserve Bank of India Act, 1934<\/b>.<br><br>(a), (c) and (d) contradict this limitation.\"\r\n  },\r\n\r\n  {\r\n    id: 62,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, except as otherwise provided or unless the Government otherwise specifies, the authority for withdrawal of money from the Government Account is the:\",\r\n    options: [\r\n      \"Head of the Department\",\r\n      \"Drawing and Disbursing Officer\",\r\n      \"Pay and Accounts Officer\",\r\n      \"Accredited bank\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 13(1) (Withdrawal of money from Government Account).<\/b> Except as otherwise provided in these rules, or unless the Government otherwise specifies in any case, the <b>PAO shall be the authority for withdrawal of money from the Government Account<\/b>.<br><br>(b), (a) and (d) do not have this authority under the rule.\"\r\n  },\r\n\r\n  {\r\n    id: 63,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, a Gazetted officer of an office, Ministry or Department may be designated as a Cheque Drawing and Disbursing Officer for withdrawal of money for a specified purpose by the:\",\r\n    options: [\r\n      \"Accredited bank, on the advice of the Reserve Bank\",\r\n      \"Head of the Department, on the advice of the Financial Adviser\",\r\n      \"Comptroller and Auditor-General, on the advice of the Pay and Accounts Officer\",\r\n      \"Controller General of Accounts, on the advice of the Head of Accounting Organisation\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 13(2).<\/b> Notwithstanding Rule 13(1), the <b>Controller General of Accounts<\/b>, subject to certain conditions and <b>on the advice of the Head of Accounting Organisation<\/b>, may designate a Gazetted officer as CDDO for withdrawal of money for a specified purpose.<br><br>(b), (c) and (a) are not the designating authority for civil Ministries\/Departments.\"\r\n  },\r\n\r\n  {\r\n    id: 64,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, as regards non-civil Ministries or Departments, the Cheque Drawing and Disbursing Officer shall be designated by the:\",\r\n    options: [\r\n      \"Concerned Ministry or Department, on the advice of the Head of Accounting Organisation\",\r\n      \"Controller General of Accounts, on the advice of the Head of Accounting Organisation\",\r\n      \"Comptroller and Auditor-General\",\r\n      \"Reserve Bank, on the advice of the accredited bank\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 13(4).<\/b> As regards non-civil Ministries or Departments (Railways, Defence, Posts and Telecommunications), the CDDO shall be designated by the <b>concerned Ministry or Department on the advice of the Head of Accounting Organisation<\/b>. (For civil Ministries, the CGA designates the CDDO under Rule 13(2).)<br><br>(b) states the civil-side rule; (c) and (d) are not designating authorities.\"\r\n  },\r\n\r\n  {\r\n    id: 65,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, so far as civil Ministries or Departments are concerned, the bank accounts in favour of the Pay and Accounts Officer and the Cheque Drawing and Disbursing Officer shall be opened by the:\",\r\n    options: [\r\n      \"Controller General of Accounts, in consultation with the Reserve Bank\",\r\n      \"Head of Accounting Organisation of the Ministry or Department, in consultation with the Controller General of Accounts\",\r\n      \"Competent authority of the concerned Ministry or Department\",\r\n      \"Pay and Accounts Officer, in consultation with the accredited bank\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 13(6)(a).<\/b> For civil Ministries\/Departments, the bank accounts in favour of the PAO and the CDDO shall be opened by the <b>Head of Accounting Organisation of the Ministry or Department in consultation with the Controller General of Accounts<\/b>. For non-civil Ministries\/Departments, they are opened with the approval of the competent authority of the concerned Ministry or Department [Rule 13(6)(b)].<br><br>(c) states the non-civil rule; (a) and (d) misstate the opening authority.\"\r\n  },\r\n\r\n  {\r\n    id: 66,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, a Personal Deposit Account is generally authorised to be opened in which of the following types of cases?\\n1. In favour of an administrator appointed for administering moneys tendered by or on behalf of wards and attached estates\\n2. In relation to Civil and Criminal Courts' deposits, in favour of the Chief Judicial authority concerned\\n3. In favour of officers commanding units and others concerned in the administration of public funds or regimental funds in the Defence Departments\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"2 and 3 only\",\r\n      \"1 and 2 only\",\r\n      \"1, 2 and 3\",\r\n      \"1 and 3 only\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 13(9)(b), items (i), (ii) and (v).<\/b> Personal Deposit Accounts are generally authorised in favour of an administrator for wards\/attached estates; in relation to Civil and Criminal Courts' deposits in favour of the Chief Judicial authority; where receipts under regulatory activities are credited to a Fund under an Act with no outgo from the Consolidated Fund; where a law having the force of law requires it; and for officers commanding units administering public or regimental funds in the Defence Departments.<br><br>All three listed are among the authorised categories.\"\r\n  },\r\n\r\n  {\r\n    id: 67,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, a Personal Deposit Account of a type other than those in favour of an administrator for wards' estates, for Civil and Criminal Courts' deposits, and for Defence units' funds, may be opened only under the special order or permission of the Ministry or Department concerned with the approval of the:\",\r\n    options: [\r\n      \"Secretary, Department of Economic Affairs\",\r\n      \"Comptroller and Auditor-General, on the recommendations of the Pay and Accounts Officer\",\r\n      \"Reserve Bank, on the recommendations of the accredited bank\",\r\n      \"Controller General of Accounts, on the recommendations of the Head of Accounting Organisation\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 13(10)(a).<\/b> A Personal Deposit Account of a type other than those specified in items (i), (ii) and (v) of clause (b) of sub-rule (9) may be opened only under special order or permission of the Ministry\/Department concerned <b>with the approval of the Controller General of Accounts on the recommendations of the Head of Accounting Organisation<\/b>. Such order is issued after satisfying that the initial accounts of the moneys are maintained properly and are subject to audit.<br><br>(b), (c) and (a) are not the approving authority.\"\r\n  },\r\n\r\n  {\r\n    id: 68,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, with regard to the status of a Personal Deposit Account, which one of the following is correct?\",\r\n    options: [\r\n      \"Every Personal Deposit Account shall form part of the Government Account and be located in the Public Account portion thereof\",\r\n      \"It stands outside the Government Account and is maintained purely as a bank account\",\r\n      \"It forms part of the Consolidated Fund portion of the Government Account\",\r\n      \"It forms part of the Contingency Fund portion of the Government Account\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 13(11).<\/b> <b>Every Personal Deposit Account shall form part of the Government Account and be located in the Public Account portion thereof<\/b>; the detailed procedure for opening, operation and reconciliation is as specified in the Subsidiary Instructions.<br><br>(b), (c) and (d) misplace the PDA within (or outside) the Government Account.\"\r\n  },\r\n\r\n  {\r\n    id: 69,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, regimental funds in the Defence Departments may, under authorised departmental regulations, be:\",\r\n    options: [\r\n      \"Deposited only in the Consolidated Fund of India\",\r\n      \"Deposited outside the Government Account with any branch of the accredited bank\",\r\n      \"Retained in cash by the officer commanding the unit\",\r\n      \"Deposited only with the Reserve Bank\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 13(9)(b)(v), proviso.<\/b> Regimental funds may, under authorised departmental regulations, be <b>deposited outside the Government Account with any branch of the accredited bank<\/b>.<br><br>(a), (c) and (d) contradict the proviso.\"\r\n  },\r\n\r\n  {\r\n    id: 70,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, in relation to the nature of every payment being made, the Pay and Accounts Officer or the Cheque Drawing and Disbursing Officer:\",\r\n    options: [\r\n      \"Shall accept the claim on the certificate of the Drawing and Disbursing Officer alone\",\r\n      \"May accept a claim without any information as to its nature if the amount is small\",\r\n      \"Shall obtain sufficient information and shall not accept a claim which does not formally present that information, unless there are specific orders of Government against disclosure in the public interest\",\r\n      \"Shall refer every claim to the Comptroller and Auditor-General before payment\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 13(12).<\/b> The PAO or CDDO <b>shall obtain sufficient information as to the nature of every payment<\/b> and shall not accept a claim which does not formally present that information, unless there are specific orders of Government against disclosure of the nature, on any individual claim or type of claims, in the public interest.<br><br>(b), (a) and (d) dilute or misstate this requirement.\"\r\n  },\r\n\r\n  {\r\n    id: 71,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, a Government office including a Mission or Post situated in a foreign country, for the purpose of withdrawal in Indian rupees, shall have its bank account opened:\",\r\n    options: [\r\n      \"In the foreign country with the approval of the Comptroller and Auditor-General\",\r\n      \"In the foreign country with any bank of the Mission's choice\",\r\n      \"In India with the Reserve Bank, under the orders of the Controller General of Accounts\",\r\n      \"In India in the accredited bank of the concerned Ministry or Department, under the orders of the Head of Accounting Organisation\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 13(7).<\/b> The bank account in favour of a Government office including a Mission or Post situated in a foreign country, for the purpose of withdrawal in Indian rupees, shall be opened <b>in India in the accredited bank of the concerned Ministry or Department under the orders of the Head of Accounting Organisation<\/b>.<br><br>(b), (c) and (a) misstate the location or the ordering authority.\"\r\n  },\r\n\r\n  {\r\n    id: 72,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, a Government office including a Mission or Post situated in a foreign country is permitted to withdraw money from the Government Account in foreign currencies, such account being opened by the Head of Office or Mission or Post in consultation with the:\",\r\n    options: [\r\n      \"Controller General of Accounts, through the Head of Accounting Organisation\",\r\n      \"Ministry of External Affairs, through the Head of Mission\",\r\n      \"Reserve Bank, through the accredited bank\",\r\n      \"Comptroller and Auditor-General, through the Principal Accounts Officer\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 13(8)(a).<\/b> Such an account shall be opened by the Head of Office or Mission or Post <b>in consultation with the Controller General of Accounts through the Head of Accounting Organisation<\/b>.<br><br>(b), (c) and (d) are not the consulting authority prescribed.\"\r\n  },\r\n\r\n  {\r\n    id: 73,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, a Cheque Drawing and Disbursing Officer shall withdraw money and submit the details thereof, accounts and other records, as specified by the Controller General of Accounts, to the:\",\r\n    options: [\r\n      \"Head of the Department\",\r\n      \"Concerned Pay and Accounts Officer\",\r\n      \"Comptroller and Auditor-General\",\r\n      \"Accredited bank maintaining the assignment account\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 13(3).<\/b> The CDDO shall withdraw money and submit the details thereof, accounts and other records as specified by the Controller General of Accounts <b>to the concerned PAO<\/b>.<br><br>(a), (c) and (d) are not the office to which the CDDO renders these records.\"\r\n  },\r\n\r\n  {\r\n    id: 74,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, moneys shall not be withdrawn from the Government Account other than through the authorised mode for payment, by a Pay and Accounts Officer from an account opened in favour of the Pay and Accounts Officer, or by a Cheque Drawing and Disbursing Officer from:\",\r\n    options: [\r\n      \"Any branch of any scheduled bank convenient to the office\",\r\n      \"A Personal Deposit Account opened in the Public Account portion\",\r\n      \"An assignment account opened in favour of the Cheque Drawing and Disbursing Officer at a specified branch of the accredited bank\",\r\n      \"The account of the Principal Accounts Officer\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 13(5).<\/b> Moneys shall not be withdrawn otherwise than through the authorised mode, by a PAO from an account opened in favour of the PAO, or by a CDDO from <b>an assignment account opened in favour of the CDDO at a specified branch of the accredited bank<\/b>.<br><br>(b), (a) and (d) are not the account from which a CDDO withdraws.\"\r\n  },\r\n\r\n  {\r\n    id: 75,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, a Personal Deposit Account is also generally authorised to be opened where, under certain regulatory activities of the Government, receipts are realised and credited to a Fund or Account under the provisions of an Act to be utilised towards expenditure thereunder, and:\",\r\n    options: [\r\n      \"The receipts are also credited to the Contingency Fund\",\r\n      \"The outgo from the Consolidated Fund does not exceed the receipts\",\r\n      \"The Fund is audited by the Comptroller and Auditor-General\",\r\n      \"No outgo from the Consolidated Fund is involved\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 13(9)(b)(iii).<\/b> A Personal Deposit Account is authorised where, under certain regulatory activities of the Government, receipts are realised and credited to a Fund or Account under the provisions of an Act to be utilised towards expenditure thereunder and <b>no outgo from the Consolidated Fund is involved<\/b>. A PDA is also authorised where it is required to be created by a law or rules having the force of law, and certain liabilities devolve on the Government out of special enactments [item (iv)].<br><br>(b), (c) and (d) are not the condition stated.\"\r\n  },\r\n\r\n  {\r\n    id: 76,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where payment in foreign currency is arranged from India through the bank, the bank shall remit the requisite foreign currency to the payee and claim the equivalent value in Indian rupees, including incidentals and overhead expenses, directly through the:\",\r\n    options: [\r\n      \"Payment scroll of the day being submitted to the Pay and Accounts Officer of the Ministry or Department\",\r\n      \"Receipt scroll of the day being submitted to the departmental officer\",\r\n      \"Challan submitted to the Reserve Bank\",\r\n      \"Monthly account rendered to the Controller General of Accounts\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 13(8)(d).<\/b> On receipt of advice, the bank shall remit the requisite foreign currency to the payee and claim the equivalent value in Indian rupees, including incidentals and overhead expenses, as agreed to by the Head of Accounting Organisation, <b>directly through the payment scroll of the day being submitted to the PAO of the Ministry or Department<\/b>. Based on that payment scroll, the PAO accounts for the expenditure under the respective functional head [Rule 13(8)(e)].<br><br>(b), (c) and (d) are not the route prescribed.\"\r\n  },\r\n\r\n  {\r\n    id: 77,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the systems and procedures established under the Subsidiary Instructions are subject to such general or special instructions or orders as may be issued from time to time by the:\",\r\n    options: [\r\n      \"Comptroller and Auditor-General of India\",\r\n      \"Controller General of Accounts, Department of Expenditure, Ministry of Finance\",\r\n      \"Budget Division, Department of Economic Affairs\",\r\n      \"Reserve Bank of India\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 13(13)(b).<\/b> The systems and procedures established under the Subsidiary Instructions are subject to such general or special instructions or orders which the <b>Controller General of Accounts, Department of Expenditure, Ministry of Finance<\/b> may issue from time to time.<br><br>(a), (c) and (d) do not issue these instructions.\"\r\n  },\r\n\r\n  {\r\n    id: 78,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, except as otherwise provided or unless the Government otherwise directs, no withdrawal of money shall be made from the Government Account except by:\",\r\n    options: [\r\n      \"A written requisition of the Drawing and Disbursing Officer to the Reserve Bank\",\r\n      \"An order of the Head of the Department addressed to the accredited bank\",\r\n      \"Presentation of a bill in support of the relevant claim, in the form and procedure specified in the Subsidiary Instructions\",\r\n      \"A sanction of the Ministry of Finance in each individual case\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 14(1) (Modes of withdrawals and payments from Government Account).<\/b> No withdrawal shall be made except by <b>presentation of a bill in support of the relevant claim, in the form and procedure specified in the Subsidiary Instructions<\/b>.<br><br>(b), (a) and (d) are not the prescribed instrument for withdrawal.\"\r\n  },\r\n\r\n  {\r\n    id: 79,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, a bill duly passed and paid by the Pay and Accounts Officer or the Cheque Drawing and Disbursing Officer, containing full particulars of payment indicated by the payee and authenticated by the Drawing and Disbursing Officer, becomes a:\",\r\n    options: [\r\n      \"Payment scroll\",\r\n      \"Sub-voucher\",\r\n      \"Payment advice\",\r\n      \"Payment voucher or e-payment voucher\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 14(2).<\/b> Such a bill becomes a <b>'payment voucher or e-payment voucher'<\/b>.<br><br>(b) refers to supporting documents attached with the claim; (c) is the instruction to the bank for direct credit; (a) is the bank's statement of payments claimed.\"\r\n  },\r\n\r\n  {\r\n    id: 80,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, supporting documents attached with a claim \u2014 for example invoices, cash memos and demand bills from the Telephone Department or State Electricity Board or a local body \u2014 become:\",\r\n    options: [\r\n      \"Sub-vouchers\",\r\n      \"Payment vouchers\",\r\n      \"Challans\",\r\n      \"Receipt scrolls\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 14(3).<\/b> The supporting documents attached with the claim or e-claim, such as invoices, cash memos and demand bills for electricity, telephone and water charges, in support of the relevant claim, become <b>sub-vouchers<\/b>.<br><br>(b) is the passed and paid bill itself; (c) and (d) relate to receipts.\"\r\n  },\r\n\r\n  {\r\n    id: 81,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, payments to suppliers or vendors for work done, services rendered or articles supplied, and to grantee and loanee institutions, autonomous bodies and State Governments, shall be made:\",\r\n    options: [\r\n      \"Only in cash, at the office of the Drawing and Disbursing Officer\",\r\n      \"By any authorised mode for payment from the Government Account, at the request and expense of the payee concerned\",\r\n      \"Only by cheque drawn in favour of the payee\",\r\n      \"At the expense of the Government in every case\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 14(4).<\/b> Such payments shall be made by <b>any authorised mode for payment from the Government Account at the request and expense of the payee concerned<\/b>; the proviso adds that all payments exceeding the monetary limits shall be through Payment advices only.<br><br>(a), (c) and (d) misstate the mode or who bears the expense.\"\r\n  },\r\n\r\n  {\r\n    id: 82,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, all payments exceeding the monetary limits shall be made:\",\r\n    options: [\r\n      \"In cash against proper acquittance\",\r\n      \"By cheque or demand draft only\",\r\n      \"Through Payment advices only\",\r\n      \"Through the Reserve Bank only\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 14(4), proviso.<\/b> All payments exceeding the monetary limits shall be <b>through Payment advices only<\/b>.<br><br>(b), (a) and (d) are not the mandated mode for payments above the monetary limits.\"\r\n  },\r\n\r\n  {\r\n    id: 83,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, all payments to a Government servant, including salary, shall be made by Payment advices for direct credit to their bank accounts or Post Office Savings Bank Accounts. A relaxation for payment by cash may be granted by the competent authority in the case of:\\n1. Hardship, where the reasons are duly approved by the Head of Department in consultation with the Head of Accounting Organisation\\n2. Operationalisation of a policy decision for implementing a specific nature of operation, programme or scheme where details of payments are not to be disclosed\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"Neither 1 nor 2\",\r\n      \"1 only\",\r\n      \"2 only\",\r\n      \"Both 1 and 2\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 14(5), proviso.<\/b> Relaxation for payment by cash may be granted by the competent authority in cases of <b>(i) hardship, where the reasons are duly approved by the Head of Department in consultation with the Head of Accounting Organisation; and (ii) for operationalisation of a policy decision for implementing a specific nature of operation or programmes or schemes where details of payments are not to be disclosed<\/b>.<br><br>Both grounds are provided for.\"\r\n  },\r\n\r\n  {\r\n    id: 84,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, in the case of death of a Government servant, pay and allowances shall be drawn:\",\r\n    options: [\r\n      \"For the day of the Government servant's death, irrespective of the hour at which death takes place\",\r\n      \"Up to the day preceding the day of death\",\r\n      \"For the day of death only if death occurs after mid-day\",\r\n      \"Up to the last day of the month in which death occurs\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 14(7).<\/b> In case of death of a Government servant, pay and allowances shall be drawn <b>for the day (calendar day beginning and ending at midnight) of the Government servant's death, irrespective of the hour at which death takes place<\/b>.<br><br>(b), (c) and (d) contradict the rule that the day of death is fully payable regardless of the hour.\"\r\n  },\r\n\r\n  {\r\n    id: 85,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, acquittance for payments made in cash to Government servants shall be obtained:\",\r\n    options: [\r\n      \"In the format prescribed by the Comptroller and Auditor-General\",\r\n      \"As specified in the Subsidiary Instructions\",\r\n      \"Only on a stamped receipt in every case\",\r\n      \"In the cash book of the Head of Office, without any separate acquittance\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 14(6).<\/b> Acquittance for the payments made in cash to the Government servants shall be obtained <b>as specified in the Subsidiary Instructions<\/b>.<br><br>(a), (c) and (d) misstate the prescribing source or the requirement.\"\r\n  },\r\n\r\n  {\r\n    id: 86,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the place of payment shall be decided by the:\",\r\n    options: [\r\n      \"Head of Accounting Organisation\",\r\n      \"Pay and Accounts Officer\",\r\n      \"Drawing and Disbursing Officer\",\r\n      \"Payee concerned\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 15 (Place of payment).<\/b> The place of payment shall be decided by the <b>DDO<\/b> and payment shall be made through the authorised mode.<br><br>(b), (a) and (d) do not decide the place of payment.\"\r\n  },\r\n\r\n  {\r\n    id: 87,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, unless otherwise provided by any law, rule or departmental regulations, a cheque issued in India for making payment, or a refund order issued for refund of revenue, shall be valid for:\",\r\n    options: [\r\n      \"Twelve months from the date of issue\",\r\n      \"Six months from the date of issue\",\r\n      \"One month from the date of issue\",\r\n      \"Three months from the date of issue\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 16(1) (Period of validity of cheque or refund order).<\/b> Such a cheque or refund order shall be valid for <b>three months from the date of issue<\/b>; thereafter no payment shall be made unless a fresh cheque or refund order is issued by the sanctioning authority.<br><br>The distractors alter the period of validity.\"\r\n  },\r\n\r\n  {\r\n    id: 88,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, in the case of a foreign cheque, the period of validity of such cheque shall be determined:\",\r\n    options: [\r\n      \"According to the laws applicable in that country\",\r\n      \"As three months from the date of issue, as in India\",\r\n      \"By the Controller General of Accounts in each case\",\r\n      \"By the accredited bank of the Ministry concerned\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 16(3).<\/b> In the case of a foreign cheque, the period of validity shall be determined <b>according to the laws applicable in that country<\/b>.<br><br>(b), (c) and (d) apply the Indian rule or an authority not contemplated by the provision.\"\r\n  },\r\n\r\n  {\r\n    id: 89,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, after the expiry of the period of validity of a cheque or refund order, no payment shall be made unless a fresh cheque or refund order is issued by the:\",\r\n    options: [\r\n      \"Accredited bank\",\r\n      \"Sanctioning authority\",\r\n      \"Controller General of Accounts\",\r\n      \"Head of Accounting Organisation\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 16(2) (Period of validity of cheque or refund order).<\/b> No payment shall be made after the expiry of validity <b>unless a fresh cheque or refund order is issued by the sanctioning authority<\/b>.<br><br>(a), (c) and (d) are not the issuing authority for a fresh cheque or refund order.\"\r\n  },\r\n\r\n  {\r\n    id: 90,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, where payment is arranged by the Pay and Accounts Officer by issuing a digitally signed Payment advice for direct credit to the bank account of the payee, the date of payment is reckoned as:\",\r\n    options: [\r\n      \"The date on which the amount is actually credited to the payee's account\",\r\n      \"The date on which such advice is digitally signed by the Pay and Accounts Officer\",\r\n      \"The date on which such advice is successfully uploaded on the payment gateway of the bank, or the due date mentioned in the Payment advice, whichever is later\",\r\n      \"The date on which the advice is generated, in every case\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 17(1) (Date of payment).<\/b> Where payment is arranged by issuing a digitally signed Payment advice, the date of payment is <b>the date on which such advice is successfully uploaded on the payment gateway of the bank or the due date mentioned in the Payment advice, whichever is later<\/b>.<br><br>(b), (a) and (d) do not reflect the 'whichever is later' test prescribed.\"\r\n  },\r\n\r\n  {\r\n    id: 91,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where payment is arranged through the Reserve Bank by issue of an RBI advice, the date of payment shall be reckoned as:\",\r\n    options: [\r\n      \"The working day next following the date of the RBI advice\",\r\n      \"The date on which the RBI advice is issued\",\r\n      \"The date on which the payee's bank credits the amount\",\r\n      \"The date indicated against the relevant entry in the payment scroll rendered by the Reserve Bank\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 17(3).<\/b> Where the payment is arranged through the Reserve Bank by issue of an RBI advice, the date of payment shall be reckoned as <b>the date indicated against the relevant entry in the payment scroll rendered by the Reserve Bank<\/b>.<br><br>(b), (c) and (a) are not the reckoning point prescribed.\"\r\n  },\r\n\r\n  {\r\n    id: 92,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, where payment is made by postal money order or any other recognised mode of remitting money by post, the date of payment is reckoned as:\",\r\n    options: [\r\n      \"The date on which the receipt for the money is issued by the post office\",\r\n      \"The date on which the money order is delivered to the payee\",\r\n      \"The date on which the cover is put into the post\",\r\n      \"The date on which the money order is prepared by the office\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 17(5).<\/b> Where payment is made by postal money order or any other recognised mode of remitting money by post, the date of payment is reckoned as <b>the date on which the receipt for the money is issued by the post office<\/b>.<br><br>(c) is the test on the receipts side under Rule 10(1)(c)\/(d), not for payments under Rule 17(5).\"\r\n  },\r\n\r\n  {\r\n    id: 93,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where payment is made by a cheque handed over to the payee or to the authorised messenger of the employee, and the cheque does not bear a superscription for payment on a specific date, the date of payment shall be reckoned as:\",\r\n    options: [\r\n      \"The date of the cheque itself\",\r\n      \"The bank's working day next to the date of the cheque\",\r\n      \"The date on which the cheque is presented to the bank\",\r\n      \"The date on which the cheque is cleared\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 17(7)(a).<\/b> Where the cheque is handed over to the payee or the authorised messenger and does not bear a superscription for payment on a specific date, the date of payment is <b>the bank's working day next to the date of the cheque<\/b>. Where it does bear such a superscription, the specific date superscribed is taken [Rule 17(7)(b)].<br><br>(a), (c) and (d) do not reflect the prescribed reckoning.\"\r\n  },\r\n\r\n  {\r\n    id: 94,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, where a cheque is posted to the payee in pursuance of a request for sending it by post, the date of payment is reckoned as:\",\r\n    options: [\r\n      \"The date on which the payee receives the cover\",\r\n      \"The date on which the cover containing the cheque is put into the post, in every case\",\r\n      \"The date on which the cover containing the cheque is put into the post, or the specific date superscribed for payment, whichever is later\",\r\n      \"The bank's working day next to the date of the cheque\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 17(7)(c).<\/b> Where the cheque is posted to the payee on request, the date of payment is <b>the date on which the cover containing the cheque is put into the post, or the specific date if it bears a superscription for payment on a specific date, whichever is later<\/b>.<br><br>(b) ignores the 'whichever is later' test; (a) and (d) are not the prescribed points.\"\r\n  },\r\n\r\n  {\r\n    id: 95,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where the payment is arranged by the Pay and Accounts Officer or Cheque Drawing and Disbursing Officer by issuing a Payment advice other than a digitally signed advice, the date of payment shall be reckoned as:\",\r\n    options: [\r\n      \"The date on which the payee's account is actually credited\",\r\n      \"The date on which such advice is signed by the Pay and Accounts Officer\",\r\n      \"The date on which such advice is uploaded on the payment gateway of the bank\",\r\n      \"The date on which such advice is handed over to the bank, or the date mentioned in the Payment advice, whichever is later\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 17(2) (Date of payment).<\/b> Where a Payment advice other than a digitally signed advice is issued, the date of payment shall be reckoned as <b>the date on which such advice is handed over to the bank or the date mentioned in the Payment advice, whichever is later<\/b>.<br><br>(c) is the test for a digitally signed advice under Rule 17(1); (b) and (d) are not the reckoning points.\"\r\n  },\r\n\r\n  {\r\n    id: 96,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, where payment from India is arranged in foreign currency to a payee in a foreign country by issue of an advice to the bank, the date of payment shall be reckoned as:\",\r\n    options: [\r\n      \"The date on which the foreign currency is remitted and the equivalent amount is entered in the payment scroll by the bank\",\r\n      \"The date on which the advice is issued to the bank\",\r\n      \"The date on which the payee acknowledges receipt\",\r\n      \"The date on which the Head of Accounting Organisation approves the incidentals\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 17(4).<\/b> The date of payment shall be reckoned as <b>the date on which the foreign currency is remitted and the equivalent amount is entered in the payment scroll by the bank<\/b>.<br><br>(b), (c) and (d) are not the reckoning points prescribed.\"\r\n  },\r\n\r\n  {\r\n    id: 97,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where payment is arranged by means of a bank draft handed over to the payee or the authorised person of the employee, the date of payment shall be reckoned as:\",\r\n    options: [\r\n      \"The date on which the bank draft is purchased from the bank\",\r\n      \"The date on which it is handed over, or the specific date superscribed, whichever is later\",\r\n      \"The date on which the bank draft is encashed by the payee\",\r\n      \"The date on which the bank draft is prepared by the office\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 17(8)(a).<\/b> Where payment is arranged by means of a bank draft, the date of payment is <b>the date on which it is handed over to the payee or the authorised person of the employee, or the specific date superscribed, whichever is later<\/b>; if posted to the payee, it is the date the cover containing the draft is put into the post or the said specific date, whichever is later [Rule 17(8)(b)].<br><br>(a), (c) and (d) are not the prescribed reckoning.\"\r\n  },\r\n\r\n  {\r\n    id: 98,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, a Government officer entrusted with the payment of money shall obtain, for every claim, full and clear particulars of the claim and all necessary information for its proper classification and identification in the account, including:\",\r\n    options: [\r\n      \"The audit certificate of the Comptroller and Auditor-General\",\r\n      \"The bank statement of the payee for the preceding year\",\r\n      \"Repayment of sums previously lodged with the Government\",\r\n      \"A no-objection certificate from the Head of the Department\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 18 (Claim for payment).<\/b> A Government officer entrusted with the payment of money shall obtain for every claim full and clear particulars of the claim and all necessary information for its proper classification and identification in the account, <b>including repayment of sums previously lodged with the Government<\/b>.<br><br>(b), (a) and (d) are not requirements under this rule.\"\r\n  },\r\n\r\n  {\r\n    id: 99,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, if a Cheque Drawing and Disbursing Officer receives information from the Pay and Accounts Officer that moneys have been incorrectly withdrawn and a certain sum should be recovered in respect of a bill passed, the recovery shall be effected:\",\r\n    options: [\r\n      \"Only in the following financial year\",\r\n      \"Only after the correspondence regarding the retrenchment order is concluded\",\r\n      \"Only after obtaining the orders of the Head of the Department\",\r\n      \"Without any delay and without regard to any correspondence undertaken or contemplated with reference to the retrenchment order\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 19(1) (Responsibility for money withdrawn).<\/b> The recovery shall be effected <b>without any delay and without regard to any correspondence undertaken or contemplated with reference to the retrenchment order<\/b>, and the sum remitted to the Government Account in such manner as the PAO may direct.<br><br>(b), (c) and (a) would postpone a recovery the rule requires to be immediate.\"\r\n  },\r\n\r\n  {\r\n    id: 100,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, a Government officer assigned with funds for expenditure shall be responsible for such funds:\",\r\n    options: [\r\n      \"Until an account of them has been rendered to the satisfaction of the Pay and Accounts Officer concerned\",\r\n      \"Only until the funds are drawn from the Government Account\",\r\n      \"Until the close of the financial year in which they are assigned\",\r\n      \"Until the accredited bank confirms the withdrawal\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 19(3)(a).<\/b> A Government officer assigned with funds for expenditure shall be responsible for such funds <b>until an account of them has been rendered to the satisfaction of the PAO concerned<\/b>; he is also responsible for seeing that payments are made to persons entitled to receive them [Rule 19(3)(b)].<br><br>(b), (c) and (d) end the responsibility earlier than the rule permits.\"\r\n  },\r\n\r\n  {\r\n    id: 101,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, in the case of an excess payment or incorrect withdrawal made by the Pay and Accounts Officer, its recovery shall be effected by the Pay and Accounts Officer:\",\r\n    options: [\r\n      \"Directly from the payee's bank account through the accredited bank\",\r\n      \"Through the departmental officer, without delay and without regard to any correspondence undertaken or contemplated with reference to the retrenchment order\",\r\n      \"Only after the Head of the Department completes an inquiry\",\r\n      \"Only in the following financial year, through a fresh sanction\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 19(2) (Responsibility for money withdrawn).<\/b> In case of excess payment or incorrect withdrawal made by the PAO, its recovery shall be effected by the PAO <b>through the departmental officer without delay and without any correspondence undertaken or contemplated with reference to the retrenchment order<\/b>, and the sum remitted to the Government Account.<br><br>(a), (c) and (d) misstate the route or delay the recovery.\"\r\n  },\r\n\r\n  {\r\n    id: 102,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, if any doubt arises as to the identity of the Government officer by whom an account of funds assigned for expenditure shall be rendered, it shall be decided by the:\",\r\n    options: [\r\n      \"Pay and Accounts Officer concerned\",\r\n      \"Controller General of Accounts\",\r\n      \"Authorised departmental regulations\",\r\n      \"Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 19(4).<\/b> If any doubt arises as to the identity of the Government officer by whom an account of such funds shall be rendered, it shall be decided by the <b>authorised departmental regulations<\/b>.<br><br>(b), (a) and (d) are not the deciding source under this sub-rule.\"\r\n  },\r\n\r\n  {\r\n    id: 103,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, except as otherwise provided in these rules or in any authorised departmental regulations, all Government officers referred to as the Head of the Office shall maintain, for recording all monetary transactions, a:\",\r\n    options: [\r\n      \"Personal ledger account\",\r\n      \"Liability register\",\r\n      \"Payment scroll\",\r\n      \"Cash book\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 20 (Maintenance of cash book).<\/b> All Government officers (referred to as the Head of the Office) shall maintain a <b>cash book<\/b> for recording all monetary transactions, as per the format and procedure specified in the Subsidiary Instructions.<br><br>(b), (c) and (a) are different records not prescribed by this rule.\"\r\n  },\r\n\r\n  {\r\n    id: 104,\r\n    chapter: \"RPR 2022: WITHDRAWALS AND PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, with regard to moneys withdrawn from the Government Account, a Government officer:\",\r\n    options: [\r\n      \"Shall not deposit them in a bank account other than that maintained with the accredited bank, unless specially permitted by the Government\",\r\n      \"May deposit them in any scheduled bank of his choice\",\r\n      \"May deposit them in his personal bank account pending disbursement\",\r\n      \"Shall deposit them only with the Reserve Bank\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 21 (Bar against money withdrawn from Government Account).<\/b> A Government officer <b>shall not deposit moneys withdrawn from the Government Account under rule 14 in a bank account other than that maintained with the accredited bank, unless specially permitted by the Government<\/b>.<br><br>(b), (c) and (d) violate this bar.\"\r\n  },\r\n\r\n  {\r\n    id: 105,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, all sanctions to refund of revenue, whether tax or non-tax, shall be regulated by the orders of:\",\r\n    options: [\r\n      \"The Controller General of Accounts in every case\",\r\n      \"An administrator or of the departmental authority, as the case may be\",\r\n      \"The Comptroller and Auditor-General\",\r\n      \"The accredited bank of the Ministry\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 22(1) (Refund of revenue).<\/b> All sanctions to refund of revenue (tax or non-tax) shall be regulated by the orders of <b>an administrator or of the departmental authority, as the case may be<\/b>, and the bills shall be prepared against the sanction.<br><br>(a), (c) and (d) do not regulate sanctions to refunds of revenue.\"\r\n  },\r\n\r\n  {\r\n    id: 106,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, refunds of revenue can be drawn:\",\r\n    options: [\r\n      \"Only after the close of the financial year in which the revenue was collected\",\r\n      \"On the initiative of the departmental officer, without any demand from the payee\",\r\n      \"Only on the demands and on the receipt of the person entitled to receive such refund, after production of proper authority\",\r\n      \"Only with the prior concurrence of the Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 22(2).<\/b> Refunds of revenue can be drawn <b>only on the demands and on the receipt of the person entitled to receive such refund after production of proper authority<\/b>.<br><br>(b), (a) and (d) misstate the conditions for drawal of a refund.\"\r\n  },\r\n\r\n  {\r\n    id: 107,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, remissions of revenue allowed before collection are to be treated as:\",\r\n    options: [\r\n      \"A charge on the Contingency Fund of India\",\r\n      \"A refund of revenue in the normal course\",\r\n      \"Expenditure for the purposes of grants or appropriations\",\r\n      \"A reduction of demands, and not as a refund\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 22(4).<\/b> Remissions of revenue allowed before collection are to be treated as a <b>reduction of demands and not as refund<\/b>; similarly, refunds of revenue are not regarded as expenditure for purposes of grants or appropriations.<br><br>(b), (c) and (a) misclassify pre-collection remissions.\"\r\n  },\r\n\r\n  {\r\n    id: 108,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, with regard to the treatment of refunds of revenue for the purposes of grants or appropriations, refunds are:\",\r\n    options: [\r\n      \"Not regarded as expenditure for purposes of grants or appropriations\",\r\n      \"Regarded as expenditure to be charged to the relevant grant\",\r\n      \"Regarded as a reduction of demands\",\r\n      \"Treated as a charge on the Public Account\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 22(4).<\/b> Refunds of revenue are <b>not regarded as expenditure for purposes of grants or appropriations<\/b>. (By contrast, remissions allowed before collection are treated as a reduction of demands.)<br><br>(b), (c) and (d) misstate the treatment of refunds.\"\r\n  },\r\n\r\n  {\r\n    id: 109,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, refunds of direct taxes and indirect taxes shall be regulated in accordance with the departmental instructions issued by:\",\r\n    options: [\r\n      \"The Controller General of Accounts in both cases\",\r\n      \"The Central Board of Direct Taxes and the Central Board of Indirect Taxes and Customs, respectively\",\r\n      \"The Budget Division, Department of Economic Affairs, in both cases\",\r\n      \"The Comptroller and Auditor-General in both cases\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 22(3).<\/b> Refunds of direct taxes and indirect taxes shall be regulated in accordance with the departmental instructions issued by the <b>Central Board of Direct Taxes (CBDT) and the Central Board of Indirect Taxes and Customs (CBIC), respectively<\/b>.<br><br>(a), (c) and (d) are not the instruction-issuing authorities for tax refunds.\"\r\n  },\r\n\r\n  {\r\n    id: 110,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, all loans to State Governments, Administrations of Union territories, local bodies and Government institutions shall be regulated by the general conditions contained in:\",\r\n    options: [\r\n      \"The Government Accounting Rules, 1990\",\r\n      \"The Delegation of Financial Powers Rules, 2024\",\r\n      \"The General Financial Rules, 2017\",\r\n      \"The Local Authorities Loans Act, 1914\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 23(1) (Loans and advances).<\/b> All such loans shall be regulated by the general conditions contained in the <b>General Financial Rules, 2017<\/b>, which are then reproduced as clauses (a) to (g).<br><br>(d) governs the detailed procedure for loans to local bodies under Rule 23(6); (b) and (c) are separate codes.\"\r\n  },\r\n\r\n  {\r\n    id: 111,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, a specific term shall be fixed within which each loan has to be fully repaid with interest due, and in very special cases the term may extend to:\",\r\n    options: [\r\n      \"Fifteen years\",\r\n      \"Twenty years\",\r\n      \"Twenty-five years\",\r\n      \"Thirty years\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 23(1)(a).<\/b> A specific term shall be fixed within which each loan has to be fully repaid with interest due, and in very special cases the term may extend to <b>thirty years<\/b>.<br><br>The distractors alter the maximum term.\"\r\n  },\r\n\r\n  {\r\n    id: 112,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the term of a loan is to be calculated from the date on which the loan is:\",\r\n    options: [\r\n      \"Completely drawn or declared by competent authority to be closed\",\r\n      \"Sanctioned by the competent authority\",\r\n      \"First applied for by the borrower\",\r\n      \"Credited to the Consolidated Fund of India\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 23(1)(b).<\/b> The term is to be calculated from the date on which the loan is <b>completely drawn or declared by competent authority to be closed<\/b>.<br><br>(b), (c) and (d) are not the reckoning points for the term of the loan.\"\r\n  },\r\n\r\n  {\r\n    id: 113,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, if an instalment of a loan is paid before its due date, it may be taken entirely towards the principal:\",\r\n    options: [\r\n      \"In every case, without any condition\",\r\n      \"Provided it is accompanied by payment towards interest due up-to-date of actual payment of the instalment\",\r\n      \"Only if the borrower is a State Government\",\r\n      \"Only with the prior approval of the Ministry of Finance\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 23(1)(d).<\/b> If an instalment is paid before its due date, it may be taken entirely towards the principal, <b>provided it is accompanied by payment towards interest due up-to-date of actual payment of the instalment<\/b>; if not, the instalment is first adjusted towards interest due for preceding and current periods and the balance applied towards the principal.<br><br>(a), (c) and (d) omit or distort this condition.\"\r\n  },\r\n\r\n  {\r\n    id: 114,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, when the due date of repayment of an instalment of principal or interest falls on a Sunday, a public holiday or a holiday observed by the Reserve Bank, the position is that:\",\r\n    options: [\r\n      \"The instalment must be paid on the immediately preceding working day in every case\",\r\n      \"Interest shall be charged for the intervening holidays in every case\",\r\n      \"Payment made on the next working day following the Sunday or the public holiday shall be regarded as payment on the due date, and no interest shall be charged for the day or days by which the recovery is so postponed\",\r\n      \"The instalment stands defaulted if not paid on the exact due date\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 23(1)(e).<\/b> Payment made on the next working day is regarded as payment on the due date and <b>no interest shall be charged for the day or days by which the recovery is so postponed<\/b>. However, by the proviso, where an instalment is payable on the <b>thirty-first March<\/b> of a year and that day is a holiday, recoveries shall be made on the <b>immediately preceding working day<\/b>.<br><br>(a) states the 31st March exception as if it were the general rule.\"\r\n  },\r\n\r\n  {\r\n    id: 115,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where an instalment of principal or interest of a loan is payable on the thirty-first March of a year and that day happens to be a public holiday, the recoveries shall be made on the:\",\r\n    options: [\r\n      \"Last working day of April\",\r\n      \"Next working day following the holiday\",\r\n      \"First working day of the succeeding financial year\",\r\n      \"Immediately preceding working day\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 23(1)(e), proviso.<\/b> If an instalment of principal or interest is payable on the thirty-first March of a year and that day is a public holiday (or a holiday as aforesaid), the recoveries shall be made on the <b>immediately preceding working day<\/b> \u2014 an exception to the general next-working-day rule.<br><br>(b) applies the general rule; (c) and (a) would push the recovery into the next financial year.\"\r\n  },\r\n\r\n  {\r\n    id: 116,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, where payment of an instalment of a loan is in advance of the due date by a specified number of days or less, interest for the full year or half year shall be charged thereon. That number of days is:\",\r\n    options: [\r\n      \"Fourteen days\",\r\n      \"Seven days\",\r\n      \"Thirty days\",\r\n      \"Ten days\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 23(1)(f).<\/b> Where payment of an instalment is in advance of the due date by <b>fourteen days or less<\/b>, interest for the full year or half year (depending on the prescribed mode of recovery) shall be charged thereon.<br><br>The distractors alter the number of days.\"\r\n  },\r\n\r\n  {\r\n    id: 117,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, in order to avoid any default in the payment of a loan, the Principal Accounts Officers or Pay and Accounts Officers who maintain the detailed accounts of loans shall issue notices to the loanees (other than State and Union territory Governments) in:\",\r\n    options: [\r\n      \"Form GFR-13, a month in advance of the due date\",\r\n      \"Form GFR-19, a month in advance of the due date\",\r\n      \"Form GFR-19, a fortnight in advance of the due date\",\r\n      \"Form GFR-15, a month in advance of the due date\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 23(3).<\/b> Notices shall be issued in <b>Form GFR-19<\/b> to the loanees (other than State and Union territory Governments), i.e. Public Sector Undertakings, statutory bodies and Government institutions, <b>a month in advance<\/b> of the due date for the repayment of any instalment of the principal and\/or interest thereon.<br><br>The distractors alter the Form or the notice period.\"\r\n  },\r\n\r\n  {\r\n    id: 118,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, where the prescribed notice of the due date for repayment of a loan instalment is not given to the loanee, the consequence is that:\",\r\n    options: [\r\n      \"Interest for the period of default is waived automatically\",\r\n      \"The loanee is exempted from the consequences of default for that instalment\",\r\n      \"The omission to give notice does not give the loanee any claim to exemption from the consequences of default\",\r\n      \"The due date stands postponed by one month\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 23(3), proviso.<\/b> <b>Omission to give notice does not give the loanees any claim to exemption from the consequences of default<\/b> in the repayment of the principal and\/or interest thereon.<br><br>(b), (a) and (d) would reward the omission, contrary to the proviso.\"\r\n  },\r\n\r\n  {\r\n    id: 119,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, in the case of advances for survey and other departmental expenditure which are ultimately recoverable from private owners or other parties, the duty of maintaining detailed accounts of the advances and watching their recoveries rests with:\",\r\n    options: [\r\n      \"The accredited bank of the Ministry\",\r\n      \"The Pay and Accounts Officer alone\",\r\n      \"The Controller General of Accounts\",\r\n      \"The departmental authorities concerned, the Pay and Accounts Officer being responsible only for maintaining a plus and minus memorandum where necessary\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 23(5)(b).<\/b> The duties of maintaining detailed accounts of the advances, watching their recoveries and supervision rest with the <b>departmental authorities concerned<\/b>, the <b>PAO being responsible only for maintaining a plus and minus memorandum<\/b>, where necessary, in accordance with the orders of the Government.<br><br>(b), (c) and (a) misplace this responsibility.\"\r\n  },\r\n\r\n  {\r\n    id: 120,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the detailed procedure to be followed in connection with the grant of loans to local bodies shall be regulated by the provisions of:\",\r\n    options: [\r\n      \"The Local Authorities Loans Act, 1914 and other Acts in force in India and rules made thereunder\",\r\n      \"The General Financial Rules, 2017 alone\",\r\n      \"The Reserve Bank of India Act, 1934\",\r\n      \"The Fiscal Responsibility and Budget Management Act, 2003\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 23(6).<\/b> The detailed procedure for grant of loans to local bodies shall be regulated by the provisions of the <b>Local Authorities Loans Act, 1914 (9 of 1914) and other Acts in force in India and rules made thereunder<\/b>.<br><br>(b), (c) and (d) do not govern this detailed procedure.\"\r\n  },\r\n\r\n  {\r\n    id: 121,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the repayment of loans shall be effected by instalments:\",\r\n    options: [\r\n      \"Fixed on a monthly basis, with due dates left to the borrower\",\r\n      \"Fixed on an annual basis, with due dates of payment being specially prescribed\",\r\n      \"Fixed on a half-yearly basis in every case\",\r\n      \"Payable in a single lump sum at the end of the term\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 23(1)(c).<\/b> The repayment of loans shall be effected by instalments, <b>fixed on annual basis, with due dates of payment being specially prescribed<\/b>.<br><br>(a), (c) and (d) misstate the basis or the fixing of due dates.\"\r\n  },\r\n\r\n  {\r\n    id: 122,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, in the case of a loan sanctioned by the Central Government to a State Government on or before thirty-first March of a year, which is adjusted in the books of the Reserve Bank in the month of April but in the accounts of the previous year, the instalment of principal and\/or interest shall fall due for payment on the:\",\r\n    options: [\r\n      \"First April of the succeeding year in every case\",\r\n      \"Anniversary of the calendar date in April on which the inter-Governmental adjustment was carried out\",\r\n      \"Thirty-first March of the succeeding year, and not on the anniversaries of the calendar date in April on which the inter-Governmental adjustment was carried out\",\r\n      \"Last date of the month in which the adjustment was effected\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 23(1)(g).<\/b> In such a case the instalment of principal and\/or interest shall fall due for payment on the <b>thirty-first March of the succeeding year and not on the anniversaries of the calendar date in April on which the inter-Governmental adjustment was carried out<\/b>.<br><br>(b), (a) and (d) contradict this specific rule.\"\r\n  },\r\n\r\n  {\r\n    id: 123,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, where a monetary settlement is involved, the date of drawal of a loan by a State Government is normally:\",\r\n    options: [\r\n      \"The date on which the State Government issues its acceptance\",\r\n      \"The date on which the loan is sanctioned by the Central Government\",\r\n      \"The last date of the month of account in which the adjustment is effected\",\r\n      \"The calendar date on which the amount of the loan is actually credited to the account of the State Government by the Reserve Bank\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 23(2)(a)(i).<\/b> Where a monetary settlement is involved, normally the <b>calendar date on which the amount of a loan is actually credited to the account of the State Government by the Reserve Bank<\/b> is treated as the date of its drawal.<br><br>(c) applies where no monetary settlement is involved [Rule 23(2)(b)]; (b) and (d) are not reckoning points.\"\r\n  },\r\n\r\n  {\r\n    id: 124,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where a monetary settlement is not involved and only adjustment in the books of the accounts offices is required, the date of drawal of the loan, for purposes of repayment and charging interest, is taken as the:\",\r\n    options: [\r\n      \"Last date of the month of account in which the adjustment is effected\",\r\n      \"First date of the month of account in which the adjustment is effected\",\r\n      \"Calendar date on which the credit is afforded by the Reserve Bank\",\r\n      \"Date on which the sanction of the loan is issued\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 23(2)(b).<\/b> Where adjustment in the books of the accounts offices is involved only and actual credit through the Reserve Bank is not necessary, the <b>last date of the month of account in which the adjustment is effected<\/b> shall be taken as the date of drawal of the loan for purposes of repayment and charging interest.<br><br>(c) applies where monetary settlement is involved; (b) and (d) are not the prescribed dates.\"\r\n  },\r\n\r\n  {\r\n    id: 125,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, advances granted under special orders of competent authority to Government officers for departmental or allied purposes may be drawn on the responsibility and receipt of the officer for whom they are sanctioned, subject to adjustment by submission of detailed accounts supported by vouchers, or by refund, within the period specified by the:\",\r\n    options: [\r\n      \"Head of the Department\",\r\n      \"Controller General of Accounts\",\r\n      \"Pay and Accounts Officer\",\r\n      \"Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 23(5)(a).<\/b> Such advances may be drawn on the responsibility and receipt of the officer for whom they are sanctioned, subject to adjustment by submission of detailed accounts supported by vouchers or by refund <b>within the period specified by the Controller General of Accounts<\/b>.<br><br>(a), (c) and (d) do not specify this period.\"\r\n  },\r\n\r\n  {\r\n    id: 126,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, takavi works advances \u2014 that is, advances to cultivators in the form of expenditure on Takavi works in the Public Works Department \u2014 are regulated by departmental rules, and recoveries of such advances shall be made by the:\",\r\n    options: [\r\n      \"Public Works Department, through its own establishment\",\r\n      \"Pay and Accounts Officer, through the accredited bank\",\r\n      \"Collector, in the same way as arrears of land revenue\",\r\n      \"Controller General of Accounts, through the Principal Accounts Officer\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 23(4), Explanation.<\/b> Takavi works advances are regulated by departmental rules, except where the estimated cost of such works is recovered in the Public Works Department; recoveries of such advances shall be made by the <b>Collector in the same way as arrears of land revenue<\/b>.<br><br>(b), (a) and (d) are not the recovering authority or the prescribed mode.\"\r\n  },\r\n\r\n  {\r\n    id: 127,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, where the amount repaid on a loan includes interest as well as principal, the requirement is that:\",\r\n    options: [\r\n      \"The interest need not be specified if the repayment is a fixed periodical amount\",\r\n      \"The interest may be merged with the principal for convenience\",\r\n      \"The interest must be adjusted only at the end of the loan term\",\r\n      \"The interest must be separately specified\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 23(3), Note 3.<\/b> If the amount repaid includes interest as well as principal, <b>the interest must be separately specified<\/b>. Where the repayment is a fixed periodical amount including both interest and principal, the orders fixing the amount shall be quoted [Note 4].<br><br>(b), (c) and (a) contradict the requirement of separate specification.\"\r\n  },\r\n\r\n  {\r\n    id: 128,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, with regard to interest on a loan, the rule is that a loan shall bear interest:\",\r\n    options: [\r\n      \"For the day of payment but not for the day of repayment\",\r\n      \"For both the day of payment and the day of repayment\",\r\n      \"For the day of repayment but not for the day of payment\",\r\n      \"For neither the day of payment nor the day of repayment\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 24(2) (Interest on loans).<\/b> A loan shall bear interest <b>for the day of payment but not for the day of repayment<\/b>.<br><br>(b), (c) and (d) reverse or misstate the rule.\"\r\n  },\r\n\r\n  {\r\n    id: 129,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, interest on a loan for a period shorter than a complete year shall be calculated using a denominator of:\",\r\n    options: [\r\n      \"360 in all cases\",\r\n      \"365, and 366 in the case of a leap year\",\r\n      \"365 in all cases, including leap years\",\r\n      \"12 months, irrespective of the number of days\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 24(3).<\/b> Interest for a period shorter than a complete year is calculated as (number of days \u00d7 yearly rate of interest) \u00f7 <b>365 (366 in case of a leap year)<\/b>, unless another method is specified in a particular case or class of cases.<br><br>(a), (c) and (d) misstate the denominator.\"\r\n  },\r\n\r\n  {\r\n    id: 130,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, interest shall be charged on a loan at the rate:\",\r\n    options: [\r\n      \"Determined by the Pay and Accounts Officer in each case\",\r\n      \"Notified by the Reserve Bank for Government lending\",\r\n      \"Notified by the Government for that particular loan or for the class of loans concerned\",\r\n      \"Fixed by the Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 24(1).<\/b> Interest shall be charged at the rate <b>notified by the Government for any particular loan or for the class of loans concerned<\/b>.<br><br>(b), (a) and (d) are not the rate-notifying authority.\"\r\n  },\r\n\r\n  {\r\n    id: 131,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, 'public debt' means Government borrowings from internal sources and external sources. Which of the following is an internal source?\\n1. Market loans and treasury bills\\n2. National Savings Certificate and Post Office Savings Deposits\\n3. Loans from foreign countries or institutions\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"1, 2 and 3\",\r\n      \"1 and 3 only\",\r\n      \"2 and 3 only\",\r\n      \"1 and 2 only\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 25(1) (Public debt, provident funds, deposits, etc.).<\/b> Public debt means Government borrowings from <b>internal sources<\/b> viz. market loans, treasury bills, National Savings Certificate and Post Office Savings Deposits, etc., and <b>external sources<\/b> viz. loans from foreign countries or institutions, etc.<br><br>Items 1 and 2 are internal sources; item 3 is an external source. Hence 1 and 2 only.\"\r\n  },\r\n\r\n  {\r\n    id: 132,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the internal public debt raised by Government by issue of securities shall be managed by the:\",\r\n    options: [\r\n      \"Reserve Bank, as per the guidelines of the Government\",\r\n      \"Controller General of Accounts\",\r\n      \"Budget Division, Department of Economic Affairs\",\r\n      \"Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 25(2).<\/b> The internal public debt raised by Government by issue of securities shall be managed by the <b>Reserve Bank and as per the guidelines of the Government<\/b>.<br><br>(b), (c) and (d) do not manage the internal public debt.\"\r\n  },\r\n\r\n  {\r\n    id: 133,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, treasury bills can be paid:\",\r\n    options: [\r\n      \"At any time before maturity, at any office of the bank\",\r\n      \"Only on maturity, at the office of the bank from which they were issued\",\r\n      \"Only at the Reserve Bank, Mumbai, on maturity\",\r\n      \"On maturity, at any branch of the accredited bank\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 25(5).<\/b> Treasury bills can <b>only be paid on maturity at the office of the bank from which they were issued<\/b>. After payment, the discharged bills are treated in the same way as other paid vouchers [Rule 25(6)].<br><br>(a), (c) and (d) relax either the maturity condition or the place of payment.\"\r\n  },\r\n\r\n  {\r\n    id: 134,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the agreement for a loan or grant from external funding agencies shall be executed by the Department of Economic Affairs, and a copy of such agreement shall be sent to the office of the:\",\r\n    options: [\r\n      \"Comptroller and Auditor-General\",\r\n      \"Controller General of Accounts, Department of Expenditure\",\r\n      \"Controller of Aid Accounts and Audit, Department of Economic Affairs\",\r\n      \"Budget Division, Department of Economic Affairs\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 25(7).<\/b> The Department of Economic Affairs, Ministry of Finance shall execute the agreement for loan or grant from external funding agencies, and a copy shall be sent to the office of the <b>Controller of Aid Accounts and Audit (CAAA), Department of Economic Affairs<\/b>, which is responsible for receipt, payment and accounting in accordance with the procedure prescribed in <b>Chapter 10 of the General Financial Rules, 2017<\/b>.<br><br>(b), (c) and (d) are not the office to which the copy is sent.\"\r\n  },\r\n\r\n  {\r\n    id: 135,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the procedure to be followed by post offices in respect of the custody, issue and discharge of National Savings Certificates, Post Office Savings Bank Deposits, Time Deposits and Recurring Deposits shall be specified by the:\",\r\n    options: [\r\n      \"Reserve Bank of India\",\r\n      \"Controller General of Accounts, Department of Expenditure\",\r\n      \"Department of Posts alone\",\r\n      \"Budget Division, Department of Economic Affairs, Ministry of Finance\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 25(8).<\/b> The procedure shall be specified by the <b>Budget Division, Department of Economic Affairs, Ministry of Finance<\/b>.<br><br>(b), (c) and (a) are not the specifying authority for this procedure.\"\r\n  },\r\n\r\n  {\r\n    id: 136,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, moneys received for deposit in the Government Account shall be classified under suitable heads of account appearing under two broad categories under the Public Account. These two categories are:\",\r\n    options: [\r\n      \"'Deposits bearing interest' and 'Deposits not bearing interest'\",\r\n      \"'Revenue deposits' and 'Capital deposits'\",\r\n      \"'Reserve funds' and 'Suspense deposits'\",\r\n      \"'Civil deposits' and 'Defence deposits'\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 25(12).<\/b> Moneys received for deposit in the Government Account shall be classified under suitable heads of account appearing under the two broad categories of <b>'Deposits bearing interest' and 'Deposits not bearing interest'<\/b> under the Public Account.<br><br>(b), (c) and (d) are not the two broad categories prescribed.\"\r\n  },\r\n\r\n  {\r\n    id: 137,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, refund of a deposit shall be made:\",\r\n    options: [\r\n      \"Automatically on the expiry of the deposit period, without any application\",\r\n      \"Only on receipt of an application from the applicant entitled to receive such refund\",\r\n      \"Only with the prior approval of the Controller General of Accounts\",\r\n      \"Only after audit certification by the Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 25(13).<\/b> Refund of deposit shall be made <b>only on receipt of an application received from the applicant entitled to receive such refund<\/b>.<br><br>(a), (c) and (d) dispense with, or add to, the prescribed condition.\"\r\n  },\r\n\r\n  {\r\n    id: 138,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, monthly subscriptions recoverable from members of the Central Government Employees Group Insurance Scheme shall be:\",\r\n    options: [\r\n      \"Recovered annually along with the last pay bill of the financial year\",\r\n      \"Remitted by the members directly to the accredited bank\",\r\n      \"Deducted from pay bills\",\r\n      \"Adjusted against the members' provident fund balances\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 25(11).<\/b> Monthly subscriptions recoverable from members of the Central Government Employees Group Insurance Scheme (CGEGIS) shall be <b>deducted from pay bills<\/b>, and the amount payable to members or nominees of deceased members shall be as prescribed by the Government.<br><br>(b), (a) and (d) misstate the mode of recovery.\"\r\n  },\r\n\r\n  {\r\n    id: 139,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the payment of cheques including Public Debt Office Interest Warrants shall be made in accordance with the provisions of, and any generally recognised practice established among bankers under:\",\r\n    options: [\r\n      \"The Public Debt Act\",\r\n      \"The Reserve Bank of India Act, 1934\",\r\n      \"The Government Securities Manual\",\r\n      \"The Negotiable Instruments Act, 1881\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 25(3).<\/b> Payment of cheques including Public Debt Office Interest Warrants governed by the <b>Negotiable Instruments Act, 1881 (26 of 1881)<\/b> shall be made in accordance with the provisions of that Act and any generally recognised practice established among bankers.<br><br>(c) governs the procedures of public debt officers of the RBI under Rule 25(4); (b) and (d) are not the governing statute here.\"\r\n  },\r\n\r\n  {\r\n    id: 140,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the procedures to be followed by public debt officers of the Reserve Bank in making payment in respect of the principal of market loans, and the sale and discharge of treasury bills and interest thereon, shall be governed by the provisions contained in the:\",\r\n    options: [\r\n      \"Government Securities Manual and supplementary instructions or regulations issued by the Government\",\r\n      \"Negotiable Instruments Act, 1881\",\r\n      \"Subsidiary Instructions issued by the Controller General of Accounts\",\r\n      \"General Financial Rules, 2017\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 25(4).<\/b> Such procedures shall be governed by the provisions contained in the <b>Government Securities Manual and supplementary instructions or regulations, if any, issued by the Government<\/b>.<br><br>(b) governs payment of cheques and Public Debt Office Interest Warrants; (c) and (d) do not govern these RBI procedures.\"\r\n  },\r\n\r\n  {\r\n    id: 141,\r\n    chapter: \"RPR 2022: REFUNDS, LOANS AND PUBLIC DEBT\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, recovery of subscription to a provident fund of the Government, and advances and withdrawals from such fund, shall be:\",\r\n    options: [\r\n      \"Regulated by the Subsidiary Instructions issued by the Controller General of Accounts\",\r\n      \"Strictly in accordance with the procedure prescribed in the relevant rules of the fund\",\r\n      \"Regulated by the General Financial Rules, 2017\",\r\n      \"At the discretion of the Head of Office in each case\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 25(9).<\/b> Recovery of subscription to a provident fund of the Government and advances and withdrawals from such fund shall be <b>strictly in accordance with the procedure prescribed in the relevant rules of the fund<\/b>. Similarly, premia or subscription to the Post Office Insurance Fund shall be recovered strictly per the rules of that fund [Rule 25(10)].<br><br>(a), (c) and (d) displace the fund's own rules.\"\r\n  },\r\n\r\n  {\r\n    id: 142,\r\n    chapter: \"RPR 2022: GOVERNMENT GUARANTEES\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, a Government guarantee is an arrangement in which a Government entity undertakes:\",\r\n    options: [\r\n      \"To subscribe to the securities issued by a statutory body\",\r\n      \"To lend money directly to a public sector undertaking at a concessional rate\",\r\n      \"Payment of a debt or performance of an obligation in the event of a default by the primary creditor\",\r\n      \"To indemnify the Reserve Bank against loss on Government transactions\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 26(1) (Government guarantees).<\/b> A Government guarantee is an arrangement in which a Government entity undertakes <b>payment of a debt or performance of an obligation in the event of a default by the primary creditor<\/b>.<br><br>(b), (a) and (d) describe lending, investment or indemnity arrangements, not a guarantee.\"\r\n  },\r\n\r\n  {\r\n    id: 143,\r\n    chapter: \"RPR 2022: GOVERNMENT GUARANTEES\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the power of the Government to give a guarantee emanates from, and is subject to such limits as may be fixed in terms of:\",\r\n    options: [\r\n      \"Article 148 of the Constitution and the CAG's (DPC) Act, 1971\",\r\n      \"Article 283 of the Constitution and the General Financial Rules, 2017\",\r\n      \"Article 266 of the Constitution and the Contingency Fund of India Act, 1950\",\r\n      \"Article 292 of the Constitution, the Fiscal Responsibility and Budget Management Act, 2003 and the rules framed thereunder\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 26(2).<\/b> The power of the Government to give a guarantee emanates from and is subject to such limits as may be fixed in terms of <b>article 292 of the Constitution, the Fiscal Responsibility and Budget Management Act, 2003 (39 of 2003) and the rules framed thereunder<\/b>.<br><br>(b), (c) and (a) cite provisions relating to other matters.\"\r\n  },\r\n\r\n  {\r\n    id: 144,\r\n    chapter: \"RPR 2022: GOVERNMENT GUARANTEES\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, Ministries or Departments shall levy guarantee fee on the amount outstanding at the beginning of the guarantee year as per the rate notified by the:\",\r\n    options: [\r\n      \"Budget Division\",\r\n      \"Controller General of Accounts\",\r\n      \"Comptroller and Auditor-General\",\r\n      \"Reserve Bank of India\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 26(3).<\/b> Ministries or Departments shall levy guarantee fee on the <b>amount outstanding at the beginning of the guarantee year as per the rate notified by the Budget Division<\/b>, and take necessary steps to ensure prompt recovery of the prescribed fee.<br><br>(b), (c) and (d) do not notify the guarantee fee rate.\"\r\n  },\r\n\r\n  {\r\n    id: 145,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, except as otherwise provided, these Rules regulate the procedure with regard to the payment, in or outside India, of:\",\r\n    options: [\r\n      \"All pensions payable out of the Public Account\",\r\n      \"All pensions payable out of the Consolidated Fund\",\r\n      \"Only pensions payable to Central Civil pensioners within India\",\r\n      \"Only pensions payable out of the Contingency Fund\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 27(1) (Pension payments).<\/b> Except as otherwise provided, these rules regulate the procedure with regard to the payment, <b>in or outside India, of all pensions payable out of the Consolidated Fund<\/b>.<br><br>(a) and (d) misstate the Fund; (c) wrongly narrows the scope to Civil pensioners within India.\"\r\n  },\r\n\r\n  {\r\n    id: 146,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, on the commencement of these Rules, the Treasury Rules of the Central Government relating to pension payments, regulation or order including Office Memorandum in force immediately before such commencement:\",\r\n    options: [\r\n      \"Shall continue to operate for a period of one year\",\r\n      \"Shall continue to operate in full, notwithstanding these rules\",\r\n      \"Shall cease to operate, in so far as they provide for any of the matters contained in these rules\",\r\n      \"Shall be revived only by an order of the Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 27(1), second proviso.<\/b> Such Treasury Rules, regulations or orders including Office Memoranda <b>shall cease to operate in so far as they provide for any of the matters contained in these rules<\/b>.<br><br>(b), (a) and (d) contradict the supersession effected by the proviso.\"\r\n  },\r\n\r\n  {\r\n    id: 147,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, nothing contained in the rule on pension payments shall be taken as affecting:\\n1. The provisions of the Pensions Act, 1871 or any rules made thereunder\\n2. The provisions of the Central Civil Services (Pension) Rules, 2021 prescribing the procedure for payment of pension out of the Consolidated Fund of India\\n3. The procedures and conditions specified in special orders issued by the Government for payments by authorised banks on behalf of the Government\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"1 and 3 only\",\r\n      \"1 and 2 only\",\r\n      \"2 and 3 only\",\r\n      \"1, 2 and 3\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 27(2), clauses (a), (b) and (c).<\/b> Nothing in the rule affects the Pensions Act, 1871 (and the exercise of Central Government functions thereunder by State Governments under Article 258(1)); the CCS (Pension) Rules, 2021 or departmental regulations prescribing the procedure for payment of pension out of the Consolidated Fund; or the procedures and conditions in special orders for payments by authorised banks.<br><br>All three are saved.\"\r\n  },\r\n\r\n  {\r\n    id: 148,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the pension payment procedure of which of the following categories is to be laid down by the Controller General of Accounts?\\n1. Former Members of Parliament\\n2. Retired Judges of the Supreme Court and the High Courts\\n3. Freedom fighter pensioners under the Swatantrata Sainik Samman Yojna\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"1, 2 and 3\",\r\n      \"1 and 2 only\",\r\n      \"2 and 3 only\",\r\n      \"1 and 3 only\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 27(3)(a), items (ii), (iii), (iv) and (ix).<\/b> The CGA lays down the pension payment procedure for former Presidents and Vice-Presidents, former Members of Parliament, retired Judges of the Supreme Court and High Courts, All India Service Officers (w.e.f. 01.04.2008), all Central Government Civil pensioners, UT administrations without Legislature, ex-gratia pension to families of deceased CPF beneficiaries (w.e.f. 1.1.1986), <b>freedom fighter pensioners i.e. Swatantrata Sainik Samman Yojna<\/b>, and others.<br><br>All three are covered.\"\r\n  },\r\n\r\n  {\r\n    id: 149,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the pension payment procedure laid down by the Controller General of Accounts covers All India Service Officers with effect from:\",\r\n    options: [\r\n      \"01.01.2004\",\r\n      \"01.04.2008\",\r\n      \"01.01.1986\",\r\n      \"01.01.2009\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 27(3)(a)(v).<\/b> The procedure covers All India Service Officers <b>with effect from 01.04.2008<\/b>. (Ex-gratia pension to families of deceased CPF beneficiaries applies w.e.f. 1.1.1986, and pensions to leaders and trainees of the Special Frontier Force w.e.f. 1.1.2009.)<br><br>The distractors are other dates appearing in the same rule, used here as adjacent-figure distractors.\"\r\n  },\r\n\r\n  {\r\n    id: 150,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, ex-gratia pension to families of deceased Contributory Provident Fund beneficiaries is covered by the pension payment procedure laid down by the Controller General of Accounts with effect from:\",\r\n    options: [\r\n      \"1.4.2008\",\r\n      \"1.1.2004\",\r\n      \"1.1.1986\",\r\n      \"1.1.2009\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 27(3)(a)(viii).<\/b> Ex-gratia pension to families of deceased Contributory Provident Fund beneficiaries is covered <b>with effect from 1.1.1986<\/b>.<br><br>The distractors are the other effective dates in the same rule (NPS cut-off, All India Service Officers, Special Frontier Force).\"\r\n  },\r\n\r\n  {\r\n    id: 151,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, pensions to leaders and trainees including volunteer Girls and Tibetan Female Nursing Assistants of the Special Frontier Force are covered with effect from:\",\r\n    options: [\r\n      \"1.1.2004\",\r\n      \"1.1.1986\",\r\n      \"1.4.2008\",\r\n      \"1.1.2009\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 27(3)(a)(xi).<\/b> Pensions to leaders and trainees including volunteer Girls and Tibetan Female Nursing Assistants of the Special Frontier Force are covered <b>with effect from 1.1.2009<\/b>.<br><br>The distractors are other effective dates appearing in the same rule.\"\r\n  },\r\n\r\n  {\r\n    id: 152,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the payment of pensions to the pensioners of Railways, Posts, Telecommunications and Defence, in or outside India, shall be regulated by:\",\r\n    options: [\r\n      \"The procedure prescribed by those Ministries and Departments\",\r\n      \"The procedure laid down by the Controller General of Accounts\",\r\n      \"The procedure prescribed by the Central Pension Accounting Office\",\r\n      \"The procedure prescribed by the Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 27(4).<\/b> The payment of pensions to pensioners of Railways, Posts, Telecommunications and Defence shall be regulated by the <b>procedure prescribed by that Ministries and departments<\/b>. (The CGA lays down the procedure for the Civil categories listed in Rule 27(3).)<br><br>(b), (c) and (d) apply to the civil side or are not prescribing authorities here.\"\r\n  },\r\n\r\n  {\r\n    id: 153,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the payment of pension under these Rules shall not be admissible to employees of the Government, except the Armed Forces, who have joined service on or after:\",\r\n    options: [\r\n      \"1.4.2008, such employees being covered under the National Pension System\",\r\n      \"1.1.2004, such employees being covered under the National Pension System\",\r\n      \"1.1.1986, such employees being covered under the Contributory Provident Fund\",\r\n      \"1.1.2009, such employees being covered under the National Pension System\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 27(5).<\/b> Payment of pension under these rules is not admissible to employees of the Government (<b>except Armed Forces<\/b>) who joined service <b>on or after 1.1.2004<\/b> and are covered under the <b>National Pension System (NPS)<\/b>.<br><br>The distractors substitute other dates appearing elsewhere in Rule 27.\"\r\n  },\r\n\r\n  {\r\n    id: 154,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, in the case of death or disability of a Government employee covered under the National Pension System, the payment of pension or family pension shall be admissible as per the provisions contained in:\",\r\n    options: [\r\n      \"The Pensions Act, 1871\",\r\n      \"The Central Civil Services (Pension) Rules, 2021\",\r\n      \"The Central Civil Services (Implementation of National Pension System) Rules, 2021\",\r\n      \"The Employees' Compensation Act, 1923\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 27(6).<\/b> Payment of pension or family pension is admissible in case of death or disability of Government employees covered under NPS as per the provisions contained in the <b>Central Civil Services (Implementation of National Pension System) Rules, 2021<\/b> and guidelines issued by the Government from time to time.<br><br>(b), (a) and (d) are different enactments\/rules.\"\r\n  },\r\n\r\n  {\r\n    id: 155,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, which of the following is\/are NOT covered by these Rules?\\n1. Pensions or any other sums payable in respect of contributions to a family pension fund\\n2. Any sums payable under the Employees' Compensation Act, 1923\\n3. Pensions payable out of the Consolidated Fund outside India\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"1, 2 and 3\",\r\n      \"1 and 3 only\",\r\n      \"2 and 3 only\",\r\n      \"1 and 2 only\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 27(8) read with Rule 27(1).<\/b> <b>Pensions or any other sums payable in respect of contributions to a family pension fund, and any sums payable under the Employees' Compensation Act, 1923, are not covered<\/b> in these rules. By contrast, pensions payable out of the Consolidated Fund <b>outside India are expressly covered<\/b> under Rule 27(1).<br><br>Hence 1 and 2 only.\"\r\n  },\r\n\r\n  {\r\n    id: 156,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, service or political pensions payable in India may be drawn from which of the following channels?\\n1. The authorised bank, as per the Scheme of Payment of Pensions for Central Civil Pensioners through authorised banks\\n2. The treasury or Pay and Accounts Office which was responsible for the payment of last dues\\n3. The Accountants General\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"1, 2 and 3\",\r\n      \"1 and 2 only\",\r\n      \"2 and 3 only\",\r\n      \"1 and 3 only\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 28(1) (Place of payment of pension).<\/b> Service or political pensions payable in India may be drawn from any of the channels such as the <b>authorised bank<\/b> (as per the Scheme of Payment of Pensions for Central Civil Pensioners through authorised banks), or the <b>treasury or Pay and Accounts Office which was responsible for the payment of last dues<\/b>, or the <b>Accountants General<\/b>, subject to conditions laid down by the CGA.<br><br>All three are channels.\"\r\n  },\r\n\r\n  {\r\n    id: 157,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, a pension granted or customarily payable to a person on political consideration or compassionate grounds, or in consideration of distinguished or meritorious services, or on the surrender of rights or emoluments, and including assignments or compensations payable in the form of fixed allowances or grants, is a:\",\r\n    options: [\r\n      \"Service pension\",\r\n      \"Political pension\",\r\n      \"Provisional pension\",\r\n      \"Family pension\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 28, Explanation (ii).<\/b> A <b>'political pension'<\/b> means a pension, not being a service pension, granted or customarily payable to or in respect of a person, on political consideration or compassionate grounds or in consideration of distinguished or meritorious services or on the surrender of rights or emoluments, and includes assignments or compensations payable in the form of fixed allowances or grants.<br><br>(a) is payable in consideration of past employment under the Government; (c) and (d) are different categories.\"\r\n  },\r\n\r\n  {\r\n    id: 158,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, the expression 'service pension' means a pension payable to, or in respect of, a person in consideration of past employment under the Government or the Government of a State, and:\",\r\n    options: [\r\n      \"Includes gratuity but excludes provisional pension\",\r\n      \"Excludes provisional pension and gratuity\",\r\n      \"Includes a provisional pension and also a gratuity so payable\",\r\n      \"Includes provisional pension but excludes gratuity\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 28, Explanation (i).<\/b> 'Service pension' means a pension <b>including provisional pension<\/b> payable to, or in respect of, a person in consideration of past employment under the Government or the Government of a State, either before or after the commencement of the Constitution, and <b>includes a gratuity so payable<\/b>.<br><br>(b), (a) and (d) each wrongly exclude one or both elements.\"\r\n  },\r\n\r\n  {\r\n    id: 159,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, pension to ex-servicemen of the Assam Rifles may be disbursed through banks or a sub-post office located at:\",\r\n    options: [\r\n      \"Itanagar in Arunachal Pradesh\",\r\n      \"Kathmandu in Nepal\",\r\n      \"Shillong in Meghalaya\",\r\n      \"Vijay Nagar in Arunachal Pradesh\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 28(2).<\/b> Pension to ex-servicemen of Assam Rifles may be disbursed through banks or sub-post office at <b>Vijay Nagar in Arunachal Pradesh<\/b>.<br><br>(b) is the location for pensioners residing in Nepal (Embassy of India, Kathmandu) under Rule 28(3); (c) and (d) are not named in the rule.\"\r\n  },\r\n\r\n  {\r\n    id: 160,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, pension to pensioners residing in Nepal shall be disbursed through the:\",\r\n    options: [\r\n      \"Embassy of India, Kathmandu\",\r\n      \"Reserve Bank of India, Mumbai\",\r\n      \"Sub-post office at Vijay Nagar\",\r\n      \"Central Pension Accounting Office, New Delhi\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 28(3).<\/b> Pension to pensioners residing in Nepal shall be disbursed through the <b>Embassy of India, Kathmandu (Nepal)<\/b>.<br><br>(c) relates to Assam Rifles ex-servicemen; (b) and (d) are not disbursing channels for Nepal-resident pensioners.\"\r\n  },\r\n\r\n  {\r\n    id: 161,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, pension to which of the following Indian National foreign pensioners shall be disbursed in India?\\n1. Burma Civilian Pensioners and Family Pensioners\\n2. Singapore Pensioners and Sri Lanka Pensioners\\n3. Pakistan Civil Pensioners and Family Pensioners\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"1 and 2 only\",\r\n      \"1, 2 and 3\",\r\n      \"2 and 3 only\",\r\n      \"1 and 3 only\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 28(4).<\/b> Pension to the following Indian National foreign pensioners shall be disbursed in India: <b>Burma Civilian Pensioners and Family Pensioners; Singapore Pensioners; Sri Lanka Pensioners; and Pakistan Civil Pensioners and Family Pensioners<\/b>.<br><br>All three groups are covered.\"\r\n  },\r\n\r\n  {\r\n    id: 162,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, pensioners who retire from the Department of Posts may, on the basis of their option, draw their pension:\",\r\n    options: [\r\n      \"Only from an authorised Post Office in India\",\r\n      \"Only through the Public Sector Banks\",\r\n      \"Either through the Public Sector Banks or from an authorised Post Office in India\",\r\n      \"Only through the treasury which paid their last dues\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 28(5).<\/b> Pensioners retiring from the Department of Posts may, on the basis of their option, draw their pension <b>either through the Public Sector Banks or from authorised Post Office in India<\/b>.<br><br>(b), (a) and (d) remove the element of option that the rule provides.\"\r\n  },\r\n\r\n  {\r\n    id: 163,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, pensions due to pensioners of defence services may be disbursed by which of the following agencies?\\n1. Treasury officers\\n2. Pension paymasters\\n3. Authorised Public Sector Banks or Private Sector Banks\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"1 and 3 only\",\r\n      \"1 and 2 only\",\r\n      \"2 and 3 only\",\r\n      \"1, 2 and 3\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 28(6)(a).<\/b> Pensions of defence services pensioners may be disbursed by treasury officers; pension paymasters; such Post Offices as may be nominated by the Department of Posts; or authorised Public Sector Banks or Private Sector Banks.<br><br>All three listed are permitted agencies.\"\r\n  },\r\n\r\n  {\r\n    id: 164,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the distinction between the disbursing agencies for defence pensioners and railway pensioners is that:\",\r\n    options: [\r\n      \"Pension paymasters may disburse pensions of defence pensioners but are not among the agencies for railway pensioners\",\r\n      \"Treasury officers may disburse pensions of railway pensioners but not of defence pensioners\",\r\n      \"Private Sector Banks may disburse pensions of defence pensioners but not of railway pensioners\",\r\n      \"Post Offices may disburse pensions of railway pensioners but not of defence pensioners\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 28(6)(a) and (b).<\/b> Defence pensions may be disbursed by treasury officers, <b>pension paymasters<\/b>, nominated Post Offices, or authorised Public\/Private Sector Banks. Railway pensions may be disbursed by the agencies in items <b>(i), (iii) or (iv)<\/b> only \u2014 i.e. treasury officers, nominated Post Offices and authorised banks \u2014 thereby <b>excluding pension paymasters<\/b>.<br><br>(b), (c) and (d) misstate the overlap between the two lists.\"\r\n  },\r\n\r\n  {\r\n    id: 165,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, apart from certain excepted categories, payment of pension may be made only upon a Pension Payment Order issued by the:\",\r\n    options: [\r\n      \"Central Pension Accounting Office\",\r\n      \"Pay and Accounts Officer concerned\",\r\n      \"Head of Office in which the pensioner last served\",\r\n      \"Controller General of Accounts\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 29(1) (Pension payment order and mode of payment).<\/b> Except in the case of defence pensions (payable on a pension certificate or other authority issued by the CGDA), railway pensions (PPO issued by the Railway Accounts Officer and Department of Posts), or provisional pension by the Head of Office, payment of pension may be made only upon a <b>Pension Payment Order issued by the PAO concerned<\/b> \u2014 either ink signed in physical form or digitally signed in electronic form.<br><br>(a), (c) and (d) are not the PPO-issuing authority in the general case.\"\r\n  },\r\n\r\n  {\r\n    id: 166,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, defence pensions are payable on a pension certificate or other authority issued by the:\",\r\n    options: [\r\n      \"Central Pension Accounting Office\",\r\n      \"Railway Accounts Officer\",\r\n      \"Controller General of Defence Accounts\",\r\n      \"Pay and Accounts Officer of the Ministry of Defence\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 29(1).<\/b> Defence pensions are payable on a <b>pension certificate or other authority issued by the Controller General of Defence Accounts<\/b>. (Railway pensions are payable on a PPO issued by the Railway Accounts Officer and Department of Posts.)<br><br>(b) applies to railway pensions; (a) and (d) are not the issuing authority for defence pensions.\"\r\n  },\r\n\r\n  {\r\n    id: 167,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, Pay and Accounts Officers competent to issue Pension Payment Orders \u2014 other than those of the Ministry of Railways, Defence and the Department of Posts \u2014 shall issue the Pension Payment Order:\",\r\n    options: [\r\n      \"Only after countersignature by the Controller General of Accounts\",\r\n      \"Only in ink-signed physical form, in triplicate\",\r\n      \"Through the Central Pension Accounting Office in physical form only\",\r\n      \"In electronic form (e-PPO) using their digital signature through the designated electronic payment platform\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 29(1), Note 1.<\/b> Such PAOs shall issue the Pension Payment Order <b>in electronic form (e-PPO) using their digital signature through the designated electronic payment platform<\/b> used by the PAO of the Ministries or Departments. The procedure for processing such e-PPOs is issued by the office of the CGA and the CPAO.<br><br>(b), (c) and (a) contradict the e-PPO requirement.\"\r\n  },\r\n\r\n  {\r\n    id: 168,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, a central data bank in respect of all the Pension Payment Orders issued by the Central Civil Ministries or Departments from time to time shall be maintained by the:\",\r\n    options: [\r\n      \"Central Pension Accounting Office\",\r\n      \"Controller General of Accounts\",\r\n      \"Pay and Accounts Officer concerned\",\r\n      \"Department of Pension and Pensioners' Welfare\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 29(2).<\/b> The <b>Central Pension Accounting Office<\/b> shall maintain a central data bank in respect of all the Pension Payment Orders issued by the Central Civil Ministries or Departments from time to time.<br><br>(b), (c) and (d) do not maintain this central data bank.\"\r\n  },\r\n\r\n  {\r\n    id: 169,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the responsibility for forwarding Pension Payment Orders with special seal authorities, or e-PPOs, to authorised banks for disbursement of pension lies with the:\",\r\n    options: [\r\n      \"Head of Office in which the pensioner last served\",\r\n      \"Nominated Pay and Accounts Officer of the Central Pension Accounting Office\",\r\n      \"Controller General of Accounts\",\r\n      \"Principal Accounts Officer of the Ministry concerned\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 29(3).<\/b> The <b>nominated PAO of the Central Pension Accounting Office<\/b> shall be responsible for forwarding the Pension Payment Orders with special seal authorities or e-PPO to authorised banks for disbursement of pension.<br><br>(a), (c) and (d) are not charged with this forwarding function.\"\r\n  },\r\n\r\n  {\r\n    id: 170,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, a switchover of pension payment from one channel to another within India:\",\r\n    options: [\r\n      \"Is permissible only once in the lifetime of the pensioner\",\r\n      \"Is not permissible in any circumstances\",\r\n      \"Shall be permissible in the manner prescribed by the Government\",\r\n      \"Is permissible only with the approval of the Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 29(6).<\/b> A switchover of pension payment from one channel to another within India <b>shall be permissible in the manner prescribed by the Government<\/b>.<br><br>(b), (a) and (d) impose restrictions the rule does not contain.\"\r\n  },\r\n\r\n  {\r\n    id: 171,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, in so far as civil Ministries or Departments are concerned, with regard to the credit of the first pension, pensioners:\",\r\n    options: [\r\n      \"Must furnish a life certificate signed by a Magistrate before the first credit\",\r\n      \"Must invariably appear in person at the Pension Disbursing bank branch for identification\",\r\n      \"Must appear before the Pay and Accounts Officer who issued the Pension Payment Order\",\r\n      \"Are not required to visit the Pension Disbursing bank branch in person, provided the requisite undertaking regarding recovery of overpayment is forwarded to the bank through the Central Pension Accounting Office along with the Pension Payment Order\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 30(1) (Payment of pension claims).<\/b> Pensioners are <b>not required to visit the Pension Disbursing bank branch in person for credit of the first pension<\/b>, provided the requisite undertaking regarding recovery of overpayment from the pensioner is forwarded to the concerned bank through the CPAO along with the Pension Payment Order.<br><br>(b), (c) and (a) impose an appearance requirement that the rule dispenses with.\"\r\n  },\r\n\r\n  {\r\n    id: 172,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the provisional pension shall be preferred by the:\",\r\n    options: [\r\n      \"Head of Office in which the Government servant was employed immediately before retirement, in the same manner in which pay and allowances are disbursed by him\",\r\n      \"Pay and Accounts Officer who issues the Pension Payment Order\",\r\n      \"Central Pension Accounting Office\",\r\n      \"Authorised bank, on the basis of the last pay certificate\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 30(2).<\/b> The provisional pension shall be preferred by the <b>Head of Office in which the Government servant was employed immediately before retirement, in the same manner in which pay and allowances are disbursed by him<\/b>.<br><br>(b), (c) and (d) are not the authority preferring provisional pension.\"\r\n  },\r\n\r\n  {\r\n    id: 173,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, which of the following pensioners may receive pension upon production of a life certificate signed by a responsible Government officer or other well-known and trustworthy person?\\n1. A pensioner specially exempted by the orders of competent authority from personal appearance\\n2. A female pensioner not accustomed to appear in public\\n3. A pensioner who is unable to appear due to bodily illness or infirmity\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"1 and 2 only\",\r\n      \"1, 2 and 3\",\r\n      \"2 and 3 only\",\r\n      \"1 and 3 only\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 30(3).<\/b> A pensioner specially exempted by orders of competent authority from personal appearance, a female pensioner not accustomed to appear in public, or a pensioner unable to appear due to bodily illness or infirmity, may receive pension upon production of a <b>life certificate signed by a responsible Government officer or by some other well-known and trustworthy person<\/b> as specified by the Government.<br><br>All three categories qualify.\"\r\n  },\r\n\r\n  {\r\n    id: 174,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, a pensioner or family pensioner may provide a Digital Life Certificate online through the Aadhaar based biometric authentication system known as:\",\r\n    options: [\r\n      \"Sampann\",\r\n      \"Bhavishya\",\r\n      \"Jeevan Praman\",\r\n      \"PFMS\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 30(4).<\/b> A pensioner or family pensioner may provide a Digital Life Certificate online through the Aadhaar based biometric authentication system (<b>Jeevan Praman<\/b>). Such a certificate issued online by a Government agency as a result of Aadhaar Biometric Authentication is also accepted as a valid certificate [Rule 35(3)].<br><br>(b), (c) and (d) are other systems not named in this provision.\"\r\n  },\r\n\r\n  {\r\n    id: 175,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, in relation to the additional quantum of pension or family pension, the Pension Disbursing Authorities:\",\r\n    options: [\r\n      \"Shall pay it only after verification by the Central Pension Accounting Office\",\r\n      \"Shall pay it only on a written application from the pensioner\",\r\n      \"Shall pay it only after obtaining a fresh authority from the Pay and Accounts Officer\",\r\n      \"May not insist for any request or application from pensioners or family pensioners in order to pay additional pension to them\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 30(5).<\/b> The additional quantum of pension or family pension shall be payable as specified in other Pension Rules or Acts, and Pension Disbursing Authorities <b>may not insist for any request or application from pensioners or family pensioners in order to pay additional pension to them<\/b>.<br><br>(b), (c) and (a) impose requirements the rule expressly dispenses with.\"\r\n  },\r\n\r\n  {\r\n    id: 176,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, a pensioner not resident in India may draw his pension in India:\",\r\n    options: [\r\n      \"Through an authorised bank\",\r\n      \"Only through the treasury which paid his last dues\",\r\n      \"Only through the Embassy of India in the country of his residence\",\r\n      \"Only through the Central Pension Accounting Office\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 30(6).<\/b> A pensioner not resident in India may draw his pension in India <b>through an authorised bank<\/b>.<br><br>(b), (c) and (d) are not the channel provided for a non-resident pensioner drawing pension in India.\"\r\n  },\r\n\r\n  {\r\n    id: 177,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where a pensioner is a minor or is for any reason incapable of managing his own affairs and has no regularly appointed manager or guardian, a suitable person may be declared to be the manager or guardian for the purpose of receiving the pension by the:\",\r\n    options: [\r\n      \"Pay and Accounts Officer concerned\",\r\n      \"District Magistrate or District Commissioner\",\r\n      \"Head of Office in which the pensioner last served\",\r\n      \"Authorised bank disbursing the pension\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 30(7).<\/b> The <b>District Magistrate or District Commissioner<\/b> may, on an application made by or on behalf of the pensioner and subject to such conditions as he may impose, declare any suitable person to be the manager or guardian for receiving the pension, provided sufficient proofs are forthcoming at the time of each payment of the pensioner being alive and eligible. Such declaration may at any time be revoked or altered at his discretion [Rule 30(8)].<br><br>(a), (c) and (d) are not empowered to make this declaration.\"\r\n  },\r\n\r\n  {\r\n    id: 178,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, where pensions are paid by a Pay and Accounts Officer of a Ministry or Department with a separate accounts organisation, the powers of the District Magistrate or District Commissioner in regard to payment of arrears shall be exercised by the:\",\r\n    options: [\r\n      \"Central Pension Accounting Office\",\r\n      \"Controller General of Accounts\",\r\n      \"Chief Controller or Controller of Accounts of the Ministry or Department who acts as Head of the accounting organisation\",\r\n      \"Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 30(9).<\/b> The powers of the District Magistrate or District Commissioner in regard to payment of the arrears will be exercised by the <b>Chief Controller or Controller of Accounts of the Ministry or Department who acts as Head of the accounting organisation<\/b>, in cases where the pensions are paid by a PAO of the Ministry\/Department or UT Administration with a separate accounts organisation.<br><br>(b), (a) and (d) do not exercise these powers.\"\r\n  },\r\n\r\n  {\r\n    id: 179,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the payment of the commuted value of a portion of a pension can be made:\",\r\n    options: [\r\n      \"Upon the authority of the Central Pension Accounting Office, to the pensioner's heirs\",\r\n      \"Upon the authority of the Head of Office, to any person nominated by the pensioner\",\r\n      \"By the authorised bank on the strength of the Pension Payment Order alone\",\r\n      \"Upon the authority issued by the Pay and Accounts Officer concerned, only to the person legally entitled to receive it\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 31 (Payment of commuted value of pension).<\/b> The payment of the commuted value of a portion of a pension can be made <b>upon the authority issued by the PAO concerned only to the person legally entitled to receive it<\/b>.<br><br>(b), (c) and (a) misstate either the authorising officer or the person entitled.\"\r\n  },\r\n\r\n  {\r\n    id: 180,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, except as otherwise provided, gratuity shall not be paid except on an authority received from the:\",\r\n    options: [\r\n      \"Pay and Accounts Officer to whom the sanction is communicated by the sanctioning authority\",\r\n      \"Head of the Department who sanctioned the gratuity\",\r\n      \"Central Pension Accounting Office\",\r\n      \"Controller General of Accounts\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 32(1) (Payment of Gratuity).<\/b> Gratuity shall not be paid except on an <b>authority received from the PAO to whom the sanction is communicated by the sanctioning authority<\/b>; it shall be made in the same manner as provided in the rules relating to Provident Funds.<br><br>(b), (c) and (d) are not the authority-issuing office for payment of gratuity.\"\r\n  },\r\n\r\n  {\r\n    id: 181,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, provisional gratuity sanctioned by a competent authority in respect of a retired Government servant shall be drawn:\",\r\n    options: [\r\n      \"Jointly for all gratuitants, by the Pay and Accounts Officer\",\r\n      \"Separately for each gratuitant, by the Head of the office in which he last served\",\r\n      \"Separately for each gratuitant, by the Central Pension Accounting Office\",\r\n      \"Jointly for all gratuitants, by the Head of the Department\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 32(3).<\/b> Provisional gratuity sanctioned by a competent authority shall be drawn <b>separately for each gratuitant by the Head of the office in which he last served<\/b>. The provisions of sub-rule (1) apply mutatis mutandis to the drawal and disbursement of provisional death-cum-retirement gratuity payable to the family of a Government servant who died while in service [Rule 32(4)].<br><br>(a), (c) and (d) misstate the manner or the drawing officer.\"\r\n  },\r\n\r\n  {\r\n    id: 182,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, unless the Government by general or special orders directs otherwise, a pension remaining undrawn for more than a specified period shall cease to be payable. That period is:\",\r\n    options: [\r\n      \"Two years\",\r\n      \"Six months\",\r\n      \"One year\",\r\n      \"Three years\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 33(1) (Undrawn pension and arrears).<\/b> A pension remaining undrawn for more than <b>a year<\/b> shall cease to be payable, unless the Government by general or special orders directs otherwise.<br><br>The distractors alter the period.\"\r\n  },\r\n\r\n  {\r\n    id: 183,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where a pension has ceased to be payable for being undrawn and the pensioner afterwards appears, or a claim is presented on his behalf, the position is that:\",\r\n    options: [\r\n      \"Both future pension and arrears are paid automatically by the bank without any procedure\",\r\n      \"Neither the future monthly pension nor the arrears can be paid\",\r\n      \"Only the arrears may be paid, and future pension stands forfeited\",\r\n      \"The payment of monthly pension accruing thereafter may be resumed, but the arrears shall be paid as per the procedure prescribed by the Controller General of Accounts\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 33(2).<\/b> If the pensioner afterwards appears or a claim is presented on his behalf, the <b>payment of monthly pension accruing thereafter may be resumed, but the arrears shall be paid as per the procedure prescribed by the Controller General of Accounts<\/b>.<br><br>(b), (c) and (a) misstate the treatment of future pension and arrears.\"\r\n  },\r\n\r\n  {\r\n    id: 184,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, a gratuity payment order shall remain in force for:\",\r\n    options: [\r\n      \"One year only\",\r\n      \"Three months only\",\r\n      \"Six months only\",\r\n      \"Three years only\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 33(3).<\/b> A gratuity payment order shall remain in force for <b>one year only<\/b>.<br><br>The distractors alter the period of currency of the gratuity payment order.\"\r\n  },\r\n\r\n  {\r\n    id: 185,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, on the death of a pensioner, which of the following is correct?\\n1. Pension shall be drawn for the day of the pensioner's death, the hour at which death takes place having no effect on the claim.\\n2. Payment of any arrears actually due shall be made to the heirs of the pensioner.\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"1 only\",\r\n      \"Both 1 and 2\",\r\n      \"2 only\",\r\n      \"Neither 1 nor 2\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 34 (Death of pensioner), clauses (a) and (b).<\/b> <b>Pension shall be drawn for the day of the pensioner's death, the hour at which death takes place having no effect on the claim<\/b>; and on the death of a pensioner, payment of <b>any arrears actually due shall be made to the heirs of the pensioner<\/b>.<br><br>Both statements are correct.\"\r\n  },\r\n\r\n  {\r\n    id: 186,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, a pensioner or family pensioner is required to furnish a life certificate in the format prescribed by the Government:\",\r\n    options: [\r\n      \"Twice a year\",\r\n      \"Once in three years\",\r\n      \"Each year\",\r\n      \"Only at the time of the first credit of pension\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 35(1) (Submission of life certificate and other certificates).<\/b> The pensioner or family pensioner shall be required to furnish a life certificate <b>each year<\/b> in the format prescribed by the Government; it may be submitted to any branch of the bank through which the pension is being disbursed [Rule 35(2)].<br><br>The distractors alter the periodicity.\"\r\n  },\r\n\r\n  {\r\n    id: 187,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, retired Central Government Group 'A' officers are required to furnish a declaration regarding acceptance and non-acceptance of commercial employment:\",\r\n    options: [\r\n      \"Every year, for the rest of their lives\",\r\n      \"Within six months from the date of retirement\",\r\n      \"Within two years from the date of retirement\",\r\n      \"Within one year from the date of retirement\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 35(5).<\/b> Retired Central Government Group 'A' officers are required to furnish a declaration in the prescribed form regarding acceptance and non-acceptance of commercial employment <b>within one year from the date of retirement<\/b>, and also about acceptance or non-acceptance of any employment under any Government outside India.<br><br>The distractors alter the period.\"\r\n  },\r\n\r\n  {\r\n    id: 188,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, a pensioner is required to furnish a non-employment certificate:\",\r\n    options: [\r\n      \"Once in a year\",\r\n      \"Once in three years\",\r\n      \"Every month along with the pension claim\",\r\n      \"Only at the time of the first credit of pension\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 35(6).<\/b> A pensioner shall be required to furnish a <b>non-employment certificate once in a year<\/b>. Depending on the case, a pensioner or family pensioner may also be required to furnish a marriage or re-marriage certificate, non-earning certificate or disability certificate [Rule 35(7)].<br><br>The distractors alter the periodicity.\"\r\n  },\r\n\r\n  {\r\n    id: 189,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where a pensioner fails to submit the requisite certificate on the due date, the pension including dearness relief may not be credited by the bank for the period from:\",\r\n    options: [\r\n      \"April onwards, in the case of every certificate without exception\",\r\n      \"November onwards, except in the case of the non-employment certificate or employment or re-employment certificate\",\r\n      \"January onwards, except in the case of the life certificate\",\r\n      \"October onwards, in the case of the life certificate only\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 35, Note.<\/b> The pension including dearness relief for <b>November onwards<\/b> may not be credited by the bank if the pensioner fails to submit the requisite certificate on the due date, <b>except the non-employment certificate or employment or re-employment certificate<\/b>.<br><br>(a), (c) and (d) misstate the month or the exception.\"\r\n  },\r\n\r\n  {\r\n    id: 190,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, where the amount of pension payable is revised for some reason, payment at the revised rate including arrears may be paid in the manner specified by the:\",\r\n    options: [\r\n      \"Comptroller and Auditor-General\",\r\n      \"Central Pension Accounting Office alone\",\r\n      \"Controller General of Accounts and the Department of Pensions and Pensioners' Welfare\",\r\n      \"Pay and Accounts Officer who issued the Pension Payment Order\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 36 (Revision of pension).<\/b> Payment at the revised rate, including arrears if any, may be paid in the manner specified by the <b>Controller General of Accounts and the Department of Pensions and Pensioners' Welfare<\/b>.<br><br>(b), (a) and (d) are not the specifying authorities under this rule.\"\r\n  },\r\n\r\n  {\r\n    id: 191,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, family pension shall be disbursed by the Pension Disbursing Authorities as per the procedure or orders issued from time to time by the:\",\r\n    options: [\r\n      \"Head of Office in which the deceased Government servant last served\",\r\n      \"Central Pension Accounting Office or the authorised bank\",\r\n      \"Comptroller and Auditor-General\",\r\n      \"Controller General of Accounts or the Department of Pension and Pensioners' Welfare\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 37 (Family pension).<\/b> The family pension shall be disbursed by Pension Disbursing Authorities as per the procedure or orders issued by <b>CGA or the Department of Pension and Pensioner's Welfare<\/b> from time to time.<br><br>(b), (c) and (a) do not issue this procedure.\"\r\n  },\r\n\r\n  {\r\n    id: 192,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, in relation to Defence pensioners claiming single payments, which one of the following is correct?\",\r\n    options: [\r\n      \"Special care shall be taken in identifying such pensioners, and the mere production of a letter purporting to have been issued by an officer of the Controller General of Defence Accounts shall not be considered sufficient\",\r\n      \"The production of a letter purporting to have been issued by an officer of the Controller General of Defence Accounts is by itself sufficient identification\",\r\n      \"Such payments are prohibited altogether\",\r\n      \"Identification is the sole responsibility of the authorised bank, with no special care required\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 38(2) and (3) (Defence pensions).<\/b> <b>Special care shall be taken in identifying Defence pensioners claiming single payments<\/b>, and the <b>mere production of a letter purporting to have been issued by an officer of the Controller General of Defence Accounts shall not be considered sufficient<\/b> for this purpose.<br><br>(b) contradicts sub-rule (3); (c) and (d) misstate the position.\"\r\n  },\r\n\r\n  {\r\n    id: 193,\r\n    chapter: \"RPR 2022: PENSION PAYMENTS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, subject to such general or special orders as the Government may issue, the procedure to be observed by the Pension Disbursing Officer in making payments to Defence pensioners may be specified by:\",\r\n    options: [\r\n      \"The Controller General of Accounts\",\r\n      \"Departmental regulations\",\r\n      \"The Central Pension Accounting Office\",\r\n      \"The Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 38(1).<\/b> Subject to such general or special orders as Government may issue, the procedure to be observed by the Pension Disbursing Officer in making payments to Defence pensioners may be specified by <b>departmental regulations<\/b>.<br><br>(a), (c) and (d) are not the specifying source for defence pension disbursement procedure.\"\r\n  },\r\n\r\n  {\r\n    id: 194,\r\n    chapter: \"RPR 2022: MISCELLANEOUS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the officers in charge of Military Treasure Chests and such offices of the Department of Posts as are authorised to perform all or any prescribed part of the duties of a Treasury Officer:\",\r\n    options: [\r\n      \"Are governed only by the Subsidiary Instructions and not by these rules\",\r\n      \"Are wholly exempt from the provisions of these rules\",\r\n      \"Shall have to observe the provisions of these rules\",\r\n      \"Are governed only by the departmental regulations of the Ministry of Defence\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 39 (Departmental treasure chests).<\/b> Such officers \u2014 in respect of custody of the cash balance, claims against the Government presented to them for disbursement, and moneys tendered to them for credit to the Government Account \u2014 <b>shall have to observe the provisions of these rules<\/b>.<br><br>(b), (a) and (d) wrongly exempt them from the Rules.\"\r\n  },\r\n\r\n  {\r\n    id: 195,\r\n    chapter: \"RPR 2022: MISCELLANEOUS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, no transaction of the Government with a State Government shall be adjusted against the balance of the Government except in accordance with directions given by the:\",\r\n    options: [\r\n      \"Budget Division, Department of Economic Affairs\",\r\n      \"Comptroller and Auditor-General of India, on the advice of the Controller General of Accounts\",\r\n      \"Reserve Bank, on the advice of the Controller General of Accounts\",\r\n      \"Controller General of Accounts, on the advice of the Comptroller and Auditor-General of India\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 40 (Adjustment of transactions with State Government).<\/b> Such adjustment shall be made only in accordance with directions given by the <b>Controller General of Accounts on the advice of the Comptroller and Auditor General of India<\/b> to regulate the procedure for the accounting of such transactions.<br><br>(b) reverses the roles; (c) and (a) are not the directing authorities.\"\r\n  },\r\n\r\n  {\r\n    id: 196,\r\n    chapter: \"RPR 2022: MISCELLANEOUS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the fraction of a rupee in paise in Government transactions shall be:\",\r\n    options: [\r\n      \"Rounded off to the nearest rupee, or as per the instructions issued by the Government\",\r\n      \"Always rounded up to the next higher rupee\",\r\n      \"Always rounded down to the next lower rupee\",\r\n      \"Carried forward to the next transaction without rounding\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 41 (Rounding off).<\/b> The fraction of a rupee in paise in Government transactions shall be <b>rounded off to the nearest rupee or as per the instructions issued by the Government<\/b>.<br><br>(b), (c) and (d) prescribe a direction of rounding not supported by the rule.\"\r\n  },\r\n\r\n  {\r\n    id: 197,\r\n    chapter: \"RPR 2022: MISCELLANEOUS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, subject to such special orders as the Government may issue, the responsibility for an overcharge shall rest primarily with the:\",\r\n    options: [\r\n      \"Controlling officer\",\r\n      \"Drawer of the bill\",\r\n      \"Pay and Accounts Officer\",\r\n      \"Accredited bank making the payment\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 42 (Overcharges).<\/b> The responsibility for an overcharge shall rest <b>primarily with the drawer of a bill<\/b>; it is only in the event of <b>culpable negligence<\/b> on the part of the controlling officer or of the PAO that the question of recovery from either of them may be considered.<br><br>(a) and (c) become liable only on culpable negligence; (d) is not made responsible by the rule.\"\r\n  },\r\n\r\n  {\r\n    id: 198,\r\n    chapter: \"RPR 2022: MISCELLANEOUS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, recovery of an overcharge from the controlling officer or from the Pay and Accounts Officer may be considered only in the event of:\",\r\n    options: [\r\n      \"The drawer of the bill having left service\",\r\n      \"Any error of computation, however inadvertent\",\r\n      \"Culpable negligence on their part\",\r\n      \"The amount involved exceeding one-third of pay\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 42 (Overcharges).<\/b> Since responsibility rests primarily with the drawer of the bill, it is <b>only in the event of culpable negligence on the part of the controlling officer or of the PAO<\/b> that the question of recovery from either of them may be considered.<br><br>(b), (a) and (d) are not the trigger for shifting recovery to these officers.\"\r\n  },\r\n\r\n  {\r\n    id: 199,\r\n    chapter: \"RPR 2022: MISCELLANEOUS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, an 'Internal Audit Officer' and an 'Assistant Audit Officer or Senior Audit Officer' are, respectively, officers subordinate to or under the superintendence of the:\",\r\n    options: [\r\n      \"Pay and Accounts Officer, and the Controller General of Accounts\",\r\n      \"Comptroller and Auditor-General, and the Head of Accounting Organisation\",\r\n      \"Controller General of Accounts, and the Pay and Accounts Officer\",\r\n      \"Head of Accounting Organisation, and the Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 43(1), Explanation.<\/b> 'Internal Audit Officer' means any officer subordinate to, or under the superintendence of, the <b>Head of Accounting Organisation<\/b>; 'Assistant Audit Officer or Senior Audit Officer' means any officer subordinate to, or under the superintendence of, the <b>Comptroller and Auditor-General<\/b>.<br><br>(b) reverses the two; (c) and (a) substitute authorities not in the Explanation.\"\r\n  },\r\n\r\n  {\r\n    id: 200,\r\n    chapter: \"RPR 2022: MISCELLANEOUS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, when a Pay and Accounts Officer disallows a payment as unauthorised, the disbursing officer is bound:\",\r\n    options: [\r\n      \"Not only to recover the amount disallowed but to refuse to pay it in future till the Pay and Accounts Officer authorises the payment to be resumed\",\r\n      \"Only to recover the amount disallowed, but may continue the payment in future\",\r\n      \"Only to report the matter to the Head of the Department for orders\",\r\n      \"To refer the disallowance to the Comptroller and Auditor-General before acting\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 43(2).<\/b> When a PAO disallows a payment as unauthorised, the disbursing officer is bound <b>not only to recover the amount disallowed but to refuse to pay it in future till the PAO authorises the payment to be resumed<\/b>.<br><br>(b), (c) and (d) dilute this dual obligation.\"\r\n  },\r\n\r\n  {\r\n    id: 201,\r\n    chapter: \"RPR 2022: MISCELLANEOUS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, where a Government servant from whom a recovery is ordered is transferred to the jurisdiction of another disbursing officer, the orders of recovery shall be:\",\r\n    options: [\r\n      \"Kept in abeyance until the Government servant returns\",\r\n      \"Passed on to that disbursing officer without delay\",\r\n      \"Cancelled and fresh orders issued by the new disbursing officer\",\r\n      \"Referred to the Controller General of Accounts for revalidation\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 43(2), Note.<\/b> If a Government servant from whom a recovery is ordered is transferred to the jurisdiction of another disbursing officer, the <b>orders of recovery shall be passed on to that disbursing officer without delay<\/b>.<br><br>(a), (c) and (d) would interrupt or nullify the recovery.\"\r\n  },\r\n\r\n  {\r\n    id: 202,\r\n    chapter: \"RPR 2022: MISCELLANEOUS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, recoveries from a Government servant may not ordinarily be made at a rate exceeding:\",\r\n    options: [\r\n      \"One-fourth of pay\",\r\n      \"One-half of pay\",\r\n      \"One-third of pay\",\r\n      \"Two-thirds of pay\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 43(3).<\/b> Recoveries may not ordinarily be made at a rate exceeding <b>one-third of pay<\/b>, unless the Government servant affected has, in receiving the excess, acted contrary to orders or without due justification, or has taken an advance for a specific purpose and not utilised it within the prescribed period and failed to refund the outstanding amount within the stipulated date.<br><br>The distractors alter the ceiling.\"\r\n  },\r\n\r\n  {\r\n    id: 203,\r\n    chapter: \"RPR 2022: MISCELLANEOUS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the ordinary ceiling on the rate of recovery from a Government servant does NOT apply where the Government servant:\\n1. Has, in receiving the excess, acted contrary to orders or without due justification\\n2. Has taken an advance for a specific purpose and not utilised it for the purpose within the prescribed period\\n3. Has failed to refund the outstanding amount within the stipulated date\\nSelect the correct answer using the code given below:\",\r\n    options: [\r\n      \"1 and 3 only\",\r\n      \"1 and 2 only\",\r\n      \"2 and 3 only\",\r\n      \"1, 2 and 3\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 43(3).<\/b> The one-third-of-pay ceiling does not apply where the Government servant affected has, in receiving the excess, <b>acted contrary to orders or without due justification<\/b>, or has <b>taken an advance for a specific purpose and not utilised it within the prescribed period<\/b> and <b>failed to refund the outstanding amount within the stipulated date<\/b>.<br><br>All three situations displace the ordinary ceiling.\"\r\n  },\r\n\r\n  {\r\n    id: 204,\r\n    chapter: \"RPR 2022: MISCELLANEOUS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where a detailed procedure with respect to any matter is required to be prescribed or regulated by departmental regulations, such regulations relating to a particular Department shall be made by that Ministry or Department:\",\r\n    options: [\r\n      \"In consultation with the Ministry of Finance through the Controller General of Accounts\",\r\n      \"In consultation with the Comptroller and Auditor-General\",\r\n      \"With the approval of the Reserve Bank\",\r\n      \"At its own discretion, without consultation\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 44(1) (Authority competent to frame departmental regulations).<\/b> Such regulations shall be made by that Ministry or Department <b>in consultation with the Ministry of Finance through the Controller General of Accounts<\/b>.<br><br>(b), (c) and (d) misstate the consultation requirement.\"\r\n  },\r\n\r\n  {\r\n    id: 205,\r\n    chapter: \"RPR 2022: MISCELLANEOUS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, the validity of an order, instruction or direction contained in any authorised departmental regulations is affected:\",\r\n    options: [\r\n      \"In every case, these rules overriding all departmental regulations entirely\",\r\n      \"Only in so far as such order, instruction or direction is inconsistent with or repugnant to any distinct provision contained in these rules\",\r\n      \"Only if the Comptroller and Auditor-General so declares\",\r\n      \"Only if the Ministry of Finance withdraws its earlier consultation\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 44(2).<\/b> Nothing in the rule shall affect the validity of any order, instruction or direction contained in any authorised departmental regulations <b>except in so far as such order, instruction or direction is inconsistent with or repugnant to any distinct provision contained in these rules<\/b>.<br><br>(a) overstates the overriding effect; (c) and (d) introduce conditions not in the rule.\"\r\n  },\r\n\r\n  {\r\n    id: 206,\r\n    chapter: \"RPR 2022: MISCELLANEOUS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the authority which may, subject to such restrictions and conditions as it may think fit to impose, dispense with or relax the provisions of any of these rules is the:\",\r\n    options: [\r\n      \"Comptroller and Auditor-General\",\r\n      \"Controller General of Accounts\",\r\n      \"Government\",\r\n      \"Head of Accounting Organisation\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 45 (Power to relax).<\/b> The <b>Government<\/b> may, subject to such restrictions and conditions, if any, as it may think fit to impose, dispense with or relax the provisions of any of these rules.<br><br>(b), (a) and (d) do not hold the power to relax the Rules.\"\r\n  },\r\n\r\n\r\n\r\n  {\r\n    id: 209,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the period of delay for claiming penal interest from the authorised bank is calculated from the date of realisation of the cheque or demand draft to the:\",\r\n    options: [\r\n      \"Last day of the month of realisation\",\r\n      \"Date prior to the day of the put through to the Reserve Bank\",\r\n      \"Date on which the receipt scroll is rendered to the Pay and Accounts Officer\",\r\n      \"Date of the put through to the Reserve Bank\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 10(3) and Explanation.<\/b> The period is calculated from the date of realisation of the cheque or demand draft to the <b>date prior to the day of the put through to the Reserve Bank<\/b>; 'put through' refers to the credit of the amount into the Government Account in the Reserve Bank.\"\r\n  },\r\n\r\n  {\r\n    id: 210,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the illustration given of a day on which the bank may be required to be kept open beyond normal business hours for the conduct of Government transactions is the:\",\r\n    options: [\r\n      \"Last working day of every month\",\r\n      \"First working day of April every year\",\r\n      \"Last working day of March every year\",\r\n      \"Thirty-first December every year\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 12(2).<\/b> The bank shall be kept open on a recognised holiday, or beyond normal business hours on any day (e.g. on the <b>last working day of March every year<\/b>), if so required by the Controller General of Accounts or any authority so nominated.\"\r\n  },\r\n\r\n  {\r\n    id: 211,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, in the case of death of a Government servant, pay and allowances shall be drawn for:\",\r\n    options: [\r\n      \"The day preceding the day of death\",\r\n      \"The whole of the month in which death occurs\",\r\n      \"The day of death only if death occurs after mid-day\",\r\n      \"The day of the Government servant's death, irrespective of the hour at which death takes place\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 14(7).<\/b> Pay and allowances shall be drawn for the day (<b>calendar day beginning and ending at midnight<\/b>) of the Government servant's death, <b>irrespective of the hour at which death takes place<\/b>.\"\r\n  },\r\n\r\n  {\r\n    id: 212,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, where payment is arranged by issuing a digitally signed Payment advice for direct credit to the payee's bank account, the date of payment is:\",\r\n    options: [\r\n      \"The date the advice is successfully uploaded on the payment gateway of the bank, or the due date mentioned in the advice, whichever is later\",\r\n      \"The date the advice is successfully uploaded on the payment gateway of the bank, in every case\",\r\n      \"The due date mentioned in the Payment advice, in every case\",\r\n      \"The date the payee's account is actually credited\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 17(1).<\/b> The date of payment is the date the advice is <b>successfully uploaded on the payment gateway of the bank or the due date mentioned in the Payment advice, whichever is later<\/b>.\"\r\n  },\r\n\r\n  {\r\n    id: 213,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where payment is arranged by issuing a Payment advice other than a digitally signed advice, the date of payment is:\",\r\n    options: [\r\n      \"The date the payee acknowledges the credit\",\r\n      \"The date the advice is handed over to the bank, or the date mentioned in the advice, whichever is later\",\r\n      \"The date the advice is signed by the Pay and Accounts Officer\",\r\n      \"The date the advice is uploaded on the payment gateway of the bank\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 17(2).<\/b> The date of payment is the date such advice is <b>handed over to the bank or the date mentioned in the Payment advice, whichever is later<\/b>. (For a digitally signed advice, the test is the date of successful upload on the bank's payment gateway or the due date, whichever is later.)\"\r\n  },\r\n\r\n  {\r\n    id: 214,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, where a cheque is handed over to the payee and it does not bear a superscription for payment on a specific date, the date of payment is reckoned as the:\",\r\n    options: [\r\n      \"Date on which the cheque is presented to the bank\",\r\n      \"Date of the cheque itself\",\r\n      \"Bank's working day next to the date of the cheque\",\r\n      \"Date on which the cheque is cleared\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 17(7)(a).<\/b> The date of payment is the <b>bank's working day next to the date of the cheque<\/b>. Where the cheque bears a superscription for payment on a specific date, that specific date is taken [Rule 17(7)(b)].\"\r\n  },\r\n\r\n  {\r\n    id: 215,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, for the purpose of disbursement of salary, a 'working day' means a day on which:\",\r\n    options: [\r\n      \"The Government office alone is open for its ordinary business\",\r\n      \"The Reserve Bank is open for Government transactions\",\r\n      \"The bank alone is open for its ordinary business\",\r\n      \"The Government office and the bank both are open for transacting their respective ordinary business\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 2(ah).<\/b> For the purpose of disbursement of salary, a 'working day' means a day on which <b>the Government office and the bank both are open<\/b> for transacting their respective ordinary business.\"\r\n  },\r\n\r\n  {\r\n    id: 216,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, a specific term shall be fixed within which each loan has to be fully repaid with interest due, and in very special cases the term may extend to:\",\r\n    options: [\r\n      \"Thirty years\",\r\n      \"Twenty years\",\r\n      \"Twenty-five years\",\r\n      \"Fifteen years\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 23(1)(a).<\/b> In very special cases the term of a loan may extend to <b>thirty years<\/b>; the term is calculated from the date on which the loan is completely drawn or declared by competent authority to be closed [Rule 23(1)(b)].\"\r\n  },\r\n\r\n  {\r\n    id: 217,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, the repayment of loans shall be effected by instalments fixed on a:\",\r\n    options: [\r\n      \"Quarterly basis, with due dates fixed by the Reserve Bank\",\r\n      \"Annual basis, with due dates of payment being specially prescribed\",\r\n      \"Half-yearly basis in every case\",\r\n      \"Monthly basis, with due dates left to the borrower\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 23(1)(c).<\/b> Repayment shall be effected by instalments, <b>fixed on annual basis, with due dates of payment being specially prescribed<\/b>.\"\r\n  },\r\n\r\n  {\r\n    id: 218,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, where payment of an instalment of a loan is in advance of the due date by a specified number of days or less, interest for the full year or half year shall be charged thereon. That number is:\",\r\n    options: [\r\n      \"Ten days\",\r\n      \"Seven days\",\r\n      \"Fourteen days\",\r\n      \"Thirty days\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 23(1)(f).<\/b> Where payment of an instalment is in advance of the due date by <b>fourteen days or less<\/b>, interest for the full year or half year (depending on the prescribed mode of recovery) shall be charged thereon.\"\r\n  },\r\n\r\n  {\r\n    id: 219,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, when the due date of repayment of an instalment of principal or interest of a loan falls on a Sunday or a public holiday, the position is that:\",\r\n    options: [\r\n      \"Interest is charged for the intervening holidays in every case\",\r\n      \"The instalment stands defaulted unless paid on the exact due date\",\r\n      \"Payment must be made on the immediately preceding working day in every case\",\r\n      \"Payment made on the next working day is regarded as payment on the due date, and no interest is charged for the days by which the recovery is postponed\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 23(1)(e).<\/b> Payment on the next working day is regarded as payment on the due date and <b>no interest shall be charged for the day or days by which the recovery is so postponed<\/b>. (An exception applies where the instalment is payable on 31st March.)\"\r\n  },\r\n\r\n  {\r\n    id: 220,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, where an instalment of principal or interest of a loan is payable on the thirty-first March of a year and that day happens to be a public holiday, the recoveries shall be made on the:\",\r\n    options: [\r\n      \"Immediately preceding working day\",\r\n      \"Next working day following the holiday\",\r\n      \"First working day of the succeeding financial year\",\r\n      \"Fifteenth day of April\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 23(1)(e), proviso.<\/b> Where an instalment is payable on the thirty-first March of a year and that day is a public holiday, the recoveries shall be made on the <b>immediately preceding working day<\/b> \u2014 an exception to the general next-working-day rule, so that the recovery does not slip into the next financial year.\"\r\n  },\r\n\r\n  {\r\n    id: 221,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where a loan sanctioned by the Central Government to a State Government on or before thirty-first March of a year is adjusted in the books of the Reserve Bank in April but in the accounts of the previous year, the instalment of principal and\/or interest shall fall due for payment on the:\",\r\n    options: [\r\n      \"Last date of the month in which the adjustment was effected\",\r\n      \"Thirty-first March of the succeeding year\",\r\n      \"First April of the succeeding year\",\r\n      \"Anniversary of the calendar date in April on which the inter-Governmental adjustment was carried out\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 23(1)(g).<\/b> The instalment shall fall due on the <b>thirty-first March of the succeeding year and not on the anniversaries of the calendar date in April<\/b> on which the inter-Governmental adjustment was carried out.\"\r\n  },\r\n\r\n  {\r\n    id: 222,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, to avoid any default in the payment of a loan, notices in Form GFR-19 shall be issued to the loanees other than State and Union territory Governments:\",\r\n    options: [\r\n      \"A week in advance of the due date\",\r\n      \"A fortnight in advance of the due date\",\r\n      \"A month in advance of the due date for the repayment of any instalment of the principal and\/or interest thereon\",\r\n      \"On the due date itself\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 23(3).<\/b> The Principal Accounts Officers or PAOs maintaining the detailed accounts of loans shall issue notices in Form GFR-19 <b>a month in advance<\/b> of the due date; omission to give notice does not exempt the loanee from the consequences of default.\"\r\n  },\r\n\r\n  {\r\n    id: 223,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, where a monetary settlement is not involved and only adjustment in the books of the accounts offices is required, the date of drawal of a loan for purposes of repayment and charging interest is the:\",\r\n    options: [\r\n      \"First date of the month of account in which the adjustment is effected\",\r\n      \"Date on which the sanction of the loan is issued\",\r\n      \"Calendar date on which credit is afforded by the Reserve Bank\",\r\n      \"Last date of the month of account in which the adjustment is effected\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 23(2)(b).<\/b> Where only adjustment in the books of the accounts offices is involved and actual credit through the Reserve Bank is not necessary, the <b>last date of the month of account in which the adjustment is effected<\/b> is taken as the date of drawal.\"\r\n  },\r\n\r\n  {\r\n    id: 224,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, advances granted to Government officers for departmental or allied purposes are subject to adjustment by submission of detailed accounts supported by vouchers, or by refund, within the period specified by the:\",\r\n    options: [\r\n      \"Controller General of Accounts\",\r\n      \"Head of the Department\",\r\n      \"Pay and Accounts Officer\",\r\n      \"Comptroller and Auditor-General\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 23(5)(a).<\/b> Such advances are subject to adjustment by submission of detailed accounts supported by vouchers or by refund <b>within the period specified by the Controller General of Accounts<\/b>.\"\r\n  },\r\n\r\n  {\r\n    id: 225,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"A loan of public moneys is paid on 10 June and repaid on 20 September. In terms of the Central Government Account (Receipts and Payments) Rules, 2022, for the purpose of charging interest, the position is that interest is chargeable:\",\r\n    options: [\r\n      \"For neither the day of payment nor the day of repayment\",\r\n      \"For the day of payment but not for the day of repayment\",\r\n      \"For the day of repayment but not for the day of payment\",\r\n      \"For both the day of payment and the day of repayment\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 24(2).<\/b> A loan shall bear interest <b>for the day of payment but not for the day of repayment<\/b>. Applying this, interest runs for <b>10 June (day of payment)<\/b> and not for <b>20 September (day of repayment)<\/b>.\"\r\n  },\r\n\r\n  {\r\n    id: 226,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, interest on a loan for a period shorter than a complete year is calculated using a denominator of:\",\r\n    options: [\r\n      \"365 in all cases, including leap years\",\r\n      \"360 in all cases\",\r\n      \"365, and 366 in the case of a leap year\",\r\n      \"12, being the number of months in a year\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 24(3).<\/b> Interest for a period shorter than a complete year is calculated as (number of days \u00d7 yearly rate of interest) \u00f7 <b>365 (366 in case of a leap year)<\/b>, unless another method is specified.\"\r\n  },\r\n\r\n  {\r\n    id: 227,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, treasury bills can be paid:\",\r\n    options: [\r\n      \"At any time before maturity, at any office of the bank\",\r\n      \"Within three months of issue, at any branch of the accredited bank\",\r\n      \"Only on the last working day of March each year\",\r\n      \"Only on maturity, at the office of the bank from which they were issued\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 25(5).<\/b> Treasury bills can <b>only be paid on maturity at the office of the bank from which they were issued<\/b>.\"\r\n  },\r\n\r\n  {\r\n    id: 228,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, Ministries or Departments shall levy guarantee fee on the amount outstanding:\",\r\n    options: [\r\n      \"At the beginning of the guarantee year\",\r\n      \"At the end of the guarantee year\",\r\n      \"On the average of the opening and closing balances of the guarantee year\",\r\n      \"On the date of invocation of the guarantee\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 26(3).<\/b> Ministries or Departments shall levy guarantee fee on the <b>amount outstanding at the beginning of the guarantee year<\/b>, as per the rate notified by the Budget Division, and take necessary steps to ensure prompt recovery.\"\r\n  },\r\n\r\n  {\r\n    id: 229,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, payment of pension under these Rules is not admissible to employees of the Government, except the Armed Forces, who joined service on or after:\",\r\n    options: [\r\n      \"1.1.2009\",\r\n      \"1.1.2004\",\r\n      \"1.1.1986\",\r\n      \"1.4.2008\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 27(5).<\/b> Payment of pension is not admissible to Government employees (except Armed Forces) who joined service <b>on or after 1.1.2004<\/b>, such employees being covered under the National Pension System (NPS).\"\r\n  },\r\n\r\n  {\r\n    id: 230,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the effective dates for coverage under the pension payment procedure laid down by the Controller General of Accounts are matched below:\\n1. All India Service Officers \u2014 01.04.2008\\n2. Ex-gratia pension to families of deceased Contributory Provident Fund beneficiaries \u2014 1.1.1986\\n3. Pensions to leaders and trainees of the Special Frontier Force \u2014 1.1.2009\\nWhich of the pairs given above are correctly matched?\",\r\n    options: [\r\n      \"2 and 3 only\",\r\n      \"1 and 2 only\",\r\n      \"1, 2 and 3\",\r\n      \"1 and 3 only\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 27(3)(a), items (v), (viii) and (xi).<\/b> All India Service Officers \u2014 w.e.f. <b>01.04.2008<\/b>; ex-gratia pension to families of deceased CPF beneficiaries \u2014 w.e.f. <b>1.1.1986<\/b>; pensions to leaders and trainees including volunteer Girls and Tibetan Female Nursing Assistants of the Special Frontier Force \u2014 w.e.f. <b>1.1.2009<\/b>. All three pairs are correctly matched.\"\r\n  },\r\n\r\n  {\r\n    id: 231,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, unless the Government by general or special orders directs otherwise, a pension remaining undrawn for more than a specified period shall cease to be payable. That period is:\",\r\n    options: [\r\n      \"Six months\",\r\n      \"Three years\",\r\n      \"Two years\",\r\n      \"One year\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 33(1).<\/b> A pension remaining undrawn for more than <b>a year<\/b> shall cease to be payable. If the pensioner afterwards appears, the monthly pension accruing thereafter may be resumed, but arrears are paid as per the procedure prescribed by the CGA.\"\r\n  },\r\n\r\n  {\r\n    id: 232,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, a gratuity payment order shall remain in force for:\",\r\n    options: [\r\n      \"One year only\",\r\n      \"Three months only\",\r\n      \"Six months only\",\r\n      \"Three years only\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 33(3).<\/b> A gratuity payment order shall remain in force for <b>one year only<\/b>.\"\r\n  },\r\n\r\n  {\r\n    id: 233,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, on the death of a pensioner, pension shall be drawn for:\",\r\n    options: [\r\n      \"The day of death only if death occurs before mid-day\",\r\n      \"The day of the pensioner's death, the hour at which death takes place having no effect on the claim\",\r\n      \"The whole month in which death occurs\",\r\n      \"The day preceding the day of death\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 34(a).<\/b> Pension shall be drawn for the <b>day of the pensioner's death, the hour at which death takes place having no effect on the claim<\/b>; arrears actually due are paid to the heirs of the pensioner [Rule 34(b)].\"\r\n  },\r\n\r\n  {\r\n    id: 234,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, a pensioner or family pensioner is required to furnish a life certificate in the prescribed format:\",\r\n    options: [\r\n      \"Twice a year\",\r\n      \"Once in three years\",\r\n      \"Each year\",\r\n      \"Only once, at the time of the first credit of pension\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 35(1).<\/b> The pensioner or family pensioner shall furnish a life certificate <b>each year<\/b> in the format prescribed by the Government; it may be submitted to any branch of the disbursing bank [Rule 35(2)].\"\r\n  },\r\n\r\n  {\r\n    id: 235,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"As per the Central Government Account (Receipts and Payments) Rules, 2022, retired Central Government Group 'A' officers are required to furnish the declaration regarding acceptance and non-acceptance of commercial employment:\",\r\n    options: [\r\n      \"Within six months from the date of retirement\",\r\n      \"Once every year after retirement\",\r\n      \"Within two years from the date of retirement\",\r\n      \"Within one year from the date of retirement\"\r\n    ],\r\n    correct: 3,\r\n    explanation: \"<b>Rule 35(5).<\/b> Such officers are required to furnish the declaration <b>within one year from the date of retirement<\/b>, and also about acceptance or non-acceptance of any employment under any Government outside India.\"\r\n  },\r\n\r\n  {\r\n    id: 236,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In terms of the Central Government Account (Receipts and Payments) Rules, 2022, a pensioner is required to furnish a non-employment certificate:\",\r\n    options: [\r\n      \"Once in a year\",\r\n      \"Once in three years\",\r\n      \"Every month along with the pension claim\",\r\n      \"Only at the time of the first credit of pension\"\r\n    ],\r\n    correct: 0,\r\n    explanation: \"<b>Rule 35(6).<\/b> A pensioner shall be required to furnish a non-employment certificate <b>once in a year<\/b>.\"\r\n  },\r\n\r\n  {\r\n    id: 237,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, which one of the following certificates, if not submitted on the due date, does NOT attract the consequence that the pension including dearness relief for November onwards may not be credited by the bank?\",\r\n    options: [\r\n      \"The life certificate\",\r\n      \"The non-employment certificate or the employment or re-employment certificate\",\r\n      \"The disability certificate\",\r\n      \"The marriage or re-marriage certificate\"\r\n    ],\r\n    correct: 1,\r\n    explanation: \"<b>Rule 35, Note.<\/b> Pension including dearness relief for <b>November onwards<\/b> may not be credited if the pensioner fails to submit the requisite certificate on the due date \u2014 <b>except the non-employment certificate or the employment or re-employment certificate<\/b>, which are therefore outside this consequence. The life certificate, marriage\/re-marriage certificate and disability certificate all attract it.\"\r\n  },\r\n\r\n  {\r\n    id: 238,\r\n    chapter: \"RPR 2022: TIMELINES & PERIODS\",\r\n    question: \"In the context of the Central Government Account (Receipts and Payments) Rules, 2022, the Rules come into force on:\",\r\n    options: [\r\n      \"The date notified separately by the Controller General of Accounts\",\r\n      \"The first day of the financial year following their publication\",\r\n      \"The date of their publication in the Official Gazette\",\r\n      \"Thirty days after their publication in the Official Gazette\"\r\n    ],\r\n    correct: 2,\r\n    explanation: \"<b>Rule 1(2).<\/b> The Rules <b>come into force on the date of their publication in the Official Gazette<\/b>. (They were notified vide G.S.R. 644(E) dated 20th August, 2022.)\"\r\n  }\r\n\r\n];\r\n\r\n\/* =====================================================================\r\n   4. SANITISE + INDEX\r\n   One malformed row used to blank the whole widget. Bad rows are now\r\n   dropped with a console note; everything else still works.\r\n   ===================================================================== *\/\r\nfunction sanitise(list){\r\n  if(!Array.isArray(list)) return [];\r\n  const ok=[], bad=[];\r\n  list.forEach((q,i)=>{\r\n    const good = q && q.id!==undefined && typeof q.question==='string'\r\n      && Array.isArray(q.options) && q.options.length>=2\r\n      && Number.isInteger(q.correct) && q.correct>=0 && q.correct<q.options.length\r\n      && typeof q.chapter==='string' && q.chapter.length;\r\n    good ? ok.push(q) : bad.push({row:i, id:q&&q.id});\r\n  });\r\n  if(bad.length) console.warn('[chapter bank] skipped '+bad.length+' malformed question(s):', bad);\r\n  return ok;\r\n}\r\nconst QS = sanitise(chapterQuestions);\r\nconst CHAPTERS = [...new Set(QS.map(q=>q.chapter))];\r\nconst uid = q => q.chapter+'##'+q.id;\r\nconst BY_UID = new Map(QS.map(q=>[uid(q), q]));\r\nconst BY_CH  = (()=>{ const m=new Map(); QS.forEach(q=>{ if(!m.has(q.chapter)) m.set(q.chapter,[]); m.get(q.chapter).push(q); }); return m; })();\r\nconst inCh = c => BY_CH.get(c) || [];\r\nconst L = ['A','B','C','D','E','F'];\r\n\r\n\/* ---- chapter label helpers ---- *\/\r\nconst chShort = c => { const m=c.match(\/^CH\\s*(\\d+)\\s*:\/i); return m ? 'Ch '+m[1] : (c.length>26 ? c.slice(0,24).trim()+'\u2026' : c); };\r\n\/* chapters list in their own order \u2014 Ch 1..n, then Appendix 1..n, then anything\r\n   else alphabetically \u2014 never by score, so the list never shuffles under you *\/\r\nconst ROMAN = {i:1,ii:2,iii:3,iv:4,v:5,vi:6,vii:7,viii:8,ix:9,x:10,xi:11,xii:12};\r\nfunction chOrder(c){\r\n  const t=c.trim();\r\n  let m=t.match(\/^(?:CH|CHAPTER)\\s*[-\u2013]?\\s*(\\d+)\/i);\r\n  if(m) return [0, +m[1], t];\r\n  m=t.match(\/^APPENDIX\\s*[-\u2013]?\\s*([0-9]+|[ivxIVX]+)\\b\/i);\r\n  if(m){ const v=m[1]; return [1, \/^\\d+$\/.test(v) ? +v : (ROMAN[v.toLowerCase()]||99), t]; }\r\n  m=t.match(\/^(\\d+)\/);\r\n  if(m) return [0, +m[1], t];\r\n  return [2, 0, t];\r\n}\r\nfunction byChapterOrder(a,b){\r\n  const x=chOrder(a.chapter||a), y=chOrder(b.chapter||b);\r\n  return x[0]-y[0] || x[1]-y[1] || x[2].localeCompare(y[2]);\r\n}\r\n\/* a bank that stores chapter names in block capitals is softened for display *\/\r\nfunction titleCase(str){\r\n  const t=String(str);\r\n  const letters=t.replace(\/[^A-Za-z]\/g,'');\r\n  if(!letters || letters !== letters.toUpperCase()) return t;   \/\/ already mixed case, leave it\r\n  const small=new Set(['of','the','and','for','in','to','a','an','on','by','or','with','from','as','at','under']);\r\n  return t.toLowerCase().replace(\/[A-Za-z][A-Za-z'\u2019]*\/g,(w,i)=>\r\n    (i>0 && small.has(w)) ? w : w.charAt(0).toUpperCase()+w.slice(1))\r\n    .replace(\/\\bCh\\b\/g,'Ch').replace(\/\\bC&ag\\b\/gi,'C&AG').replace(\/\\bDpc\\b\/g,'DPC');\r\n}\r\nconst chBrief = c => { const m=c.match(\/^CH\\s*(\\d+)\\s*:\\s*(.+)$\/i);\r\n  const cap=t=>t.length>36?t.slice(0,34).trim()+'\u2026':t;\r\n  return m ? 'Ch '+m[1]+': '+cap(titleCase(m[2])) : cap(titleCase(c)); };\r\n\r\n\/* =====================================================================\r\n   5. RANKING ENGINE\r\n   Importance where you have rated a chapter; share of the bank where you\r\n   have not. Either way the result is a share of 1, and every label on the\r\n   page is drawn from the T table below so nothing over-claims.\r\n   ===================================================================== *\/\r\n\/* ---------------------------------------------------------------------\r\n   Matching your importance keys to the chapter strings in the bank.\r\n   Exact spelling is not required. Anything starting with a chapter or an\r\n   appendix number is reduced to a token \u2014 'CH 2', 'Ch-2', 'Chapter 2:\r\n   General Outlines...' all become CH2 \u2014 so a short key in the map finds\r\n   a long chapter name in the bank. Keys with no number fall back to a\r\n   loose text match (case, punctuation and spacing ignored).\r\n   --------------------------------------------------------------------- *\/\r\nfunction impKey(str){\r\n  const t = String(str).toUpperCase().replace(\/[\\u2010-\\u2015]\/g,'-').trim();\r\n  let m = t.match(\/^(?:CH|CHAP|CHAPTER)\\s*[-.:]?\\s*(\\d+)\/);\r\n  if(m) return 'CH'+(+m[1]);\r\n  \/\/ longest spellings first, or 'APPX 5' reads its own X as a roman numeral\r\n  m = t.match(\/^(?:APPENDICES|APPENDIX|ANNEXURES?|ANNEXES?|APNDX|APPX|APDX|APP)\\s*[-.:]?\\s*(\\d+|[IVX]+)\\b\/);\r\n  if(m){ const v=m[1]; return 'APP'+(\/^\\d+$\/.test(v) ? +v : (ROMAN[v.toLowerCase()]||v)); }\r\n  m = t.match(\/^(\\d+)\\s*[-.:)]\/);\r\n  if(m) return 'CH'+(+m[1]);\r\n  return 'T:'+t.replace(\/[^A-Z0-9]+\/g,' ').trim();\r\n}\r\nconst IMP_INDEX = (function(){\r\n  const idx={}, used={};\r\n  Object.keys(chapterImportance).forEach(k=>{\r\n    const v = chapterImportance[k];\r\n    if(typeof v!=='number' || !isFinite(v) || v<0) return;\r\n    const key = impKey(k);\r\n    if(idx[key]!==undefined) console.warn('[importance] two keys collapse to the same chapter: '+k);\r\n    idx[key] = v; used[key] = k;\r\n  });\r\n  return {idx, used};\r\n})();\r\nfunction importanceOf(chapter){\r\n  const k = impKey(chapter);\r\n  if(IMP_INDEX.idx[k]!==undefined) return {value:IMP_INDEX.idx[k], key:k};\r\n  \/\/ last resort for un-numbered names: one contains the other\r\n  if(k.startsWith('T:')){\r\n    const target = k.slice(2);\r\n    const hit = Object.keys(IMP_INDEX.idx).filter(x=>x.startsWith('T:')).find(x=>{\r\n      const a=x.slice(2);\r\n      return a.length>3 && target.length>3 && (target.startsWith(a) || a.startsWith(target));\r\n    });\r\n    if(hit) return {value:IMP_INDEX.idx[hit], key:hit};\r\n  }\r\n  return null;\r\n}\r\n\r\nconst W = (function(){\r\n  const counts={}, total=QS.length;\r\n  QS.forEach(q=>counts[q.chapter]=(counts[q.chapter]||0)+1);\r\n  const raw={}, source={}, derived=[];\r\n  let knownSum=0, knownShare=0;\r\n\r\n  const matched = new Set();\r\n  CHAPTERS.forEach(c=>{\r\n    const hit = importanceOf(c);\r\n    if(hit){\r\n      raw[c]=hit.value; source[c]='rated'; matched.add(hit.key);\r\n      knownSum+=hit.value; knownShare += total?counts[c]\/total:0;\r\n    } else { source[c]='derived'; derived.push(c); }\r\n  });\r\n  const scale = (knownSum>0 && knownShare>0) ? knownSum\/knownShare : 1;\r\n  derived.forEach(c => raw[c] = (total?counts[c]\/total:0)*scale);\r\n  let sum=0; CHAPTERS.forEach(c=>sum+=raw[c]);\r\n  if(!(sum>0)){ CHAPTERS.forEach(c=>{ raw[c]= total?counts[c]\/total:0; source[c]='derived'; }); sum=CHAPTERS.reduce((a,c)=>a+raw[c],0)||1; }\r\n  const weights={}; CHAPTERS.forEach(c=>weights[c]=raw[c]\/sum);\r\n  \/\/ keys you rated that never found a chapter in the bank\r\n  const unmatched = Object.keys(IMP_INDEX.idx).filter(k=>!matched.has(k)).map(k=>IMP_INDEX.used[k]);\r\n  return {weights, raw, source, counts, total, derived, unstocked:unmatched,\r\n          rated: CHAPTERS.some(c=>source[c]==='rated')};\r\n})();\r\nconst weightOf = c => W.weights[c] || 0;\r\nconst pctLabel = x => { const v=(x||0)*100; if(!(v>0)) return '0%';\r\n  return (v<10 ? Math.round(v*10)\/10 : Math.round(v)) + '%'; };\r\n\r\n\/* every phrase that could over-claim lives here, in one place *\/\r\nconst WT = W.rated;                       \/\/ is any chapter rated by hand?\r\nconst T = {\r\n  chipUnit  : ' importance',\r\n  onScreen  : WT ? 'Importance on screen' : 'Share on screen',\r\n  colWeight : 'Importance',\r\n  covered   : WT ? 'Weighted coverage'    : 'Bank covered',\r\n  projected : 'Projected score',\r\n  leakHead  : 'Where you are losing the most',\r\n  leakUnit  : 'points \/100',\r\n  leakWord  : 'points',\r\n  readyDef  : WT ? 'Readiness = \u03a3 (importance \u00d7 mastery)' : 'Readiness = \u03a3 (share of the bank \u00d7 mastery)',\r\n  paperOut  : 'you would score around'\r\n};\r\n\/\/ \"rated 15% importance\" where you have rated it; nothing where you have not\r\nconst impPhrase = r => W.source[r.chapter]==='rated'\r\n  ? 'rated <b>'+pctLabel(r.weight)+'<\/b> importance' : '';\r\n\r\n\/* =====================================================================\r\n   6. PROGRESS (localStorage, one record per quizId)\r\n   ===================================================================== *\/\r\nconst SCHEMA = 1;\r\nconst KEY = 'pe_chapterdrill_' + CFG.quizId;\r\nfunction blank(){ return { schema:SCHEMA, stats:{}, weak:[], flags:[], log:[], queue:[], queueLabel:'', queueKind:'', lastUid:null }; }\r\nlet P = (function(){\r\n  const p = blank();\r\n  try{\r\n    const s = localStorage.getItem(KEY);\r\n    if(s){ const j=JSON.parse(s);\r\n      if(j && j.schema===SCHEMA) Object.assign(p, j);\r\n      else if(j) console.warn('[storage] older schema found; starting fresh.');\r\n    }\r\n  }catch(e){ console.warn('progress load failed', e); }\r\n  ['weak','flags','log','queue'].forEach(k=>{ if(!Array.isArray(p[k])) p[k]=[]; });\r\n  if(!p.stats) p.stats={};\r\n  return p;\r\n})();\r\nlet storageWarned=false;\r\nfunction save(){\r\n  try{\r\n    if(P.log.length>400) P.log = P.log.slice(-400);\r\n    localStorage.setItem(KEY, JSON.stringify(P));\r\n  }catch(e){\r\n    try{ P.log = P.log.slice(-80); localStorage.setItem(KEY, JSON.stringify(P)); }\r\n    catch(e2){ if(!storageWarned){ storageWarned=true; toast('Your browser is blocking saved progress \u2014 this sitting will not be remembered'); } }\r\n  }\r\n}\r\nfunction stat(u){ if(!P.stats[u]) P.stats[u]={correct:0,incorrect:0,last:null,lastOk:null}; return P.stats[u]; }\r\nconst flags = new Set(P.flags);\r\nconst weak  = new Set(P.weak);\r\n\r\n\/* =====================================================================\r\n   7. SESSION STATE\r\n   ===================================================================== *\/\r\nconst S = { tab:'quiz', filter:'all', chapter:null, i:0, pick:null, nudge:false,\r\n            query:'', unattempted:false, ans:{}, order:[] };\r\n\r\n\/* =====================================================================\r\n   8. FORMAT + TRAIT MODEL\r\n   SHAPE  = how the question is built (one per question)\r\n   TRAIT  = what it turns on (a question may carry several)\r\n   A shape gap is a reading habit; a trait gap is recall. Same number,\r\n   opposite remedy \u2014 so they are reported separately.\r\n   ===================================================================== *\/\r\nconst SHAPES = [\r\n  { key:'match',  label:'Match the following (List-I \/ List-II)',\r\n    test:q => \/list\\s*-?\\s*i\\b\/i.test(q.question) },\r\n  { key:'multi',  label:'Multi-statement \/ how many are correct',\r\n    test:q => q.question.split(\/<br\\s*\\\/?>|\\n\/).filter(x=>\/^\\s*\\d+[.)]\/.test(x)).length>=2 },\r\n  { key:'direct', label:'Explanation', test:()=>true }  \/\/ catch-all\r\n];\r\nconst TRAITS = [\r\n  { key:'cite',      label:'Para, rule, article or article-number recall',\r\n    test:q => \/\\b(para|paragraph|rule|article|section|appendix|schedule|clause)\\s*[-\u2013]?\\s*\\d\/i.test(q.question+' '+q.options.join(' ')) },\r\n  { key:'period',    label:'Time limits and periods',\r\n    test:q => \/\\b\\d+\\s*(day|week|month|year|hour)s?\\b|\\b(one|two|three|four|five|six|seven|ten|fourteen|fifteen|twenty|twenty-five|thirty|forty-five|sixty|ninety)[\\s-](day|week|month|year)s?\\b\/i.test(q.options.join(' ')) },\r\n  { key:'money',     label:'Numbers, monetary limits and percentages',\r\n    test:q => \/\u20b9|\\bRs\\.?\\s*\\d|\\blakhs?\\b|\\bcrores?\\b|per\\s*cent|%|\\bone-(third|fourth|half|tenth)\\b\/i.test(q.options.join(' ')) },\r\n  { key:'authority', label:'Competent authority \/ level \/ who does what',\r\n    test:q => \/\\bwho\\b|\\bby whom\\b|\\bauthority\\b|\\brank of\\b|\\blevel of\\b|\\bnot below\\b|addressed to|shall be (signed|issued|approved|maintained|prepared|submitted)\/i.test(q.question+' '+q.options.join(' ')) },\r\n  { key:'negative',  label:'Negatively phrased (\u201cNOT correct\u201d, \u201cexcept\u201d)',\r\n    test:q => \/\\bnot correct\\b|\\bis incorrect\\b|\\bare not correct\\b|\\bexcept\\b|\\bdoes not\\b|\\bcannot\\b|\\bnot required\\b|\\bneed not\\b|\\bis\\\/are not\\b\/i.test(q.question) }\r\n];\r\nconst _shape = {};\r\nfunction shapeOf(q){ const u=uid(q); return _shape[u] || (_shape[u] = SHAPES.find(s=>s.test(q)) || SHAPES[SHAPES.length-1]); }\r\n\r\n\/* =====================================================================\r\n   9. MODELS\r\n   ===================================================================== *\/\r\nfunction smoothed(c,i){ const k=CFG.priorStrength, p0=CFG.priorAccuracy; return (c + k*p0)\/(c + i + k); }\r\nfunction expectedRate(c,i,coverage){ return smoothed(c,i)*coverage + CFG.priorAccuracy*(1-coverage); }\r\nfunction recall(st){\r\n  if(!st || !st.last || st.correct<2) return null;\r\n  const R=CFG.retention, reps=Math.max(1, st.correct - st.incorrect);\r\n  const stability = R.baseDays * Math.pow(R.growth, reps-1);\r\n  return Math.exp(-((Date.now()-st.last)\/86400000)\/stability);\r\n}\r\nfunction retentionIndex(){\r\n  let s=0,n=0; QS.forEach(q=>{ const r=recall(P.stats[uid(q)]); if(r!==null){s+=r;n++;} });\r\n  return n ? Math.round(s\/n*100) : null;\r\n}\r\nfunction chapterRows(){\r\n  return CHAPTERS.map(c=>{\r\n    const qs=inCh(c), n=qs.length;\r\n    let att=0, ok=0, bad=0, mastSum=0;\r\n    qs.forEach(q=>{ const s=P.stats[uid(q)];\r\n      if(s && (s.correct+s.incorrect)>0){ att++; ok+=s.correct; bad+=s.incorrect; }\r\n      mastSum += s ? Math.min(s.correct\/CFG.masteryThreshold,1) : 0; });\r\n    const acc = (ok+bad) ? ok\/(ok+bad) : null;\r\n    const weight = weightOf(c), coverage = n?att\/n:0, mastery = n?mastSum\/n:0;\r\n    const expected = expectedRate(ok,bad,coverage);\r\n    const leak = weight*(1-expected);\r\n    const difficulty = acc===null ? 1 : (1.4 - 0.6*acc);\r\n    return { chapter:c, count:n, weight, source:W.source[c], att, ok, bad,\r\n             coverage, acc, mastery, expected, leak,\r\n             priority: weight*(1-mastery)*difficulty };\r\n  }).sort((a,b)=>b.weight-a.weight);\r\n}\r\nfunction readiness(){\r\n  const rows=chapterRows();\r\n  return {\r\n    score     : Math.round(rows.reduce((a,r)=>a+r.weight*r.mastery,0)*100),\r\n    projected : Math.round(rows.reduce((a,r)=>a+r.weight*r.expected,0)*100),\r\n    covered   : Math.round(rows.reduce((a,r)=>a+r.weight*r.coverage,0)*100),\r\n    touched   : Object.values(P.stats).some(s=>(s.correct+s.incorrect)>0),\r\n    rows\r\n  };\r\n}\r\nfunction masteredCount(){ return QS.filter(q=>{ const s=P.stats[uid(q)]; return s && s.correct>=CFG.masteryThreshold; }).length; }\r\nfunction formatRows(){\r\n  const acc={};\r\n  const ensure=(k,l,kind)=> acc[k] || (acc[k]={key:k,label:l,kind:kind,ok:0,bad:0,total:0,seen:0});\r\n  SHAPES.forEach(s=>ensure(s.key,s.label,'shape'));\r\n  TRAITS.forEach(t=>ensure(t.key,t.label,'trait'));\r\n  QS.forEach(q=>{\r\n    const s=P.stats[uid(q)], buckets=[acc[shapeOf(q).key]];\r\n    TRAITS.forEach(t=>{ if(t.test(q)) buckets.push(acc[t.key]); });\r\n    buckets.forEach(r=>{ r.total++; if(s && (s.correct+s.incorrect)>0){ r.seen++; r.ok+=s.correct; r.bad+=s.incorrect; } });\r\n  });\r\n  return Object.values(acc).map(r=>{ const n=r.ok+r.bad; r.attempts=n; r.acc = n? r.ok\/n : null; return r; })\r\n    .filter(r=>r.total>0);\r\n}\r\nfunction dueForRevision(){\r\n  const risk=CFG.retention.riskBelow;\r\n  return QS.map(q=>{\r\n    const st=P.stats[uid(q)], r=recall(st);\r\n    if(r===null || r>=risk) return null;\r\n    return { q, recall:r, days:Math.floor((Date.now()-st.last)\/86400000), urgency: weightOf(q.chapter)*(1-r) };\r\n  }).filter(Boolean).sort((a,b)=>b.urgency-a.urgency);\r\n}\r\n\r\n\/* =====================================================================\r\n   10. SESSION PLANNER\r\n   Focused set \u2014 chapter time in proportion to the marks leaking out.\r\n   Mock paper  \u2014 ignores your history, mirrors the shape of the bank.\r\n   ===================================================================== *\/\r\nfunction gain(q){\r\n  const u=uid(q), st=P.stats[u], c=st?st.correct:0, i=st?st.incorrect:0;\r\n  const deficit = 1 - Math.min(c\/CFG.masteryThreshold, 1);\r\n  let urgency = 1 + 0.15*deficit;\r\n  if(weak.has(u)) urgency += 0.60;\r\n  const r = recall(st);\r\n  if(r!==null && r<CFG.retention.riskBelow) urgency += (1-r);\r\n  if(c+i===0) urgency += 0.15;\r\n  return weightOf(q.chapter)*(deficit+0.12)*urgency;\r\n}\r\nfunction allocate(rows,n,shareOf){\r\n  const total = rows.reduce((a,r)=>a+Math.max(0,shareOf(r)),0);\r\n  if(!(total>0)) return rows.map(r=>({r,slots:0}));\r\n  const out = rows.map(r=>{ const exact=n*Math.max(0,shareOf(r))\/total;\r\n    return {r, exact, slots:Math.min(Math.floor(exact), r.count)}; });\r\n  let left = n - out.reduce((a,x)=>a+x.slots,0);\r\n  out.slice().sort((a,b)=>(b.exact-b.slots)-(a.exact-a.slots))\r\n     .forEach(x=>{ if(left>0 && x.slots<x.r.count){ x.slots++; left--; } });\r\n  if(left>0) out.slice().sort((a,b)=>shareOf(b.r)-shareOf(a.r))\r\n     .forEach(x=>{ while(left>0 && x.slots<x.r.count){ x.slots++; left--; } });\r\n  return out;\r\n}\r\n\/* Fisher\u2013Yates, so the order of a sitting is never the order of the bank *\/\r\nfunction shuffle(a){\r\n  for(let i=a.length-1;i>0;i--){ const j=Math.floor(Math.random()*(i+1)); [a[i],a[j]]=[a[j],a[i]]; }\r\n  return a;\r\n}\r\n\/* Weighted sampling without replacement: a high score makes a question\r\n   likely, never certain. Two sittings built back to back therefore share\r\n   only part of their content instead of being identical. *\/\r\nfunction sampleWeighted(pool, n, scoreFn){\r\n  const items = pool.map(q=>({q, w:Math.max(scoreFn(q), 1e-9)}));\r\n  const out=[];\r\n  n = Math.min(n, items.length);\r\n  for(let k=0;k<n;k++){\r\n    let total=0; items.forEach(x=>total+=x.w);\r\n    let r=Math.random()*total, hit=items.length-1;\r\n    for(let i=0;i<items.length;i++){ r-=items[i].w; if(r<=0){ hit=i; break; } }\r\n    out.push(items[hit].q);\r\n    items.splice(hit,1);\r\n  }\r\n  return out;\r\n}\r\nfunction buildSession(kind){\r\n  const rows = chapterRows().filter(r=>r.count>0);\r\n  if(!rows.length) return 0;\r\n  const n = Math.min(kind==='mock'?CFG.mockSize:CFG.sessionSize, QS.length);\r\n  const alloc = allocate(rows, n, kind==='mock' ? (r=>r.weight) : (r=>r.leak));\r\n\r\n  \/\/ whatever you were given last time is pushed down, not banned\r\n  const last = new Set(P.queue||[]);\r\n  const fresh = u => last.has(u) ? 0.3 : 1;\r\n\r\n  const picked=[];\r\n  alloc.forEach(({r,slots})=>{\r\n    if(!slots) return;\r\n    const pool = inCh(r.chapter).slice();\r\n    if(kind==='mock'){\r\n      \/\/ the mock ignores how well you know a question and simply spreads\r\n      \/\/ itself over the bank, favouring what you have seen least\r\n      picked.push(...sampleWeighted(pool, slots, q=>{\r\n        const st=P.stats[uid(q)], seen=st?(st.correct+st.incorrect):0;\r\n        const stale=(st&&st.last) ? Math.min((Date.now()-st.last)\/(86400000*30),1) : 1;\r\n        return (1\/(1+seen*1.6) + 0.35*stale) * fresh(uid(q));\r\n      }));\r\n    } else {\r\n      picked.push(...sampleWeighted(pool, slots, q=>gain(q)*fresh(uid(q))));\r\n    }\r\n  });\r\n  shuffle(picked);\r\n  P.queue = picked.map(uid);\r\n  P.queueLabel = kind==='mock' ? 'Mock paper' : 'Focused set';\r\n  P.queueKind = kind;\r\n  save();\r\n  return picked.length;\r\n}\r\nfunction startSession(kind){\r\n  const had = (P.queue||[]).length;\r\n  const n = buildSession(kind);\r\n  if(!n){ toast('Nothing to build a session from yet'); return; }\r\n  setTab('quiz'); setFilter('session');\r\n  S.ans = {};                                   \/\/ a new sitting starts clean\r\n  toast(P.queueLabel+' ready \u2014 '+n+' fresh questions'+(had?' (previous set replaced)':''), true);\r\n}\r\n\r\n\/* =====================================================================\r\n   11. POOL \/ FILTERS\r\n   ===================================================================== *\/\r\nfunction pool(){\r\n  let p = QS.slice();\r\n  if(S.filter==='chapter' && S.chapter) p = inCh(S.chapter).slice();\r\n  if(S.filter==='weak')    p = p.filter(q=>weak.has(uid(q)));\r\n  if(S.filter==='flagged') p = p.filter(q=>flags.has(uid(q)));\r\n  if(S.filter==='session') p = (P.queue||[]).map(u=>BY_UID.get(u)).filter(Boolean);\r\n  if(S.query){ const t=S.query.toLowerCase();\r\n    p = p.filter(q=>(q.question+' '+q.options.join(' ')+' '+q.explanation).toLowerCase().includes(t)); }\r\n  if(S.unattempted) p = p.filter(q=>S.ans[uid(q)]==null);\r\n  return p;\r\n}\r\nfunction refreshWeak(){\r\n  weak.clear();\r\n  QS.forEach(q=>{ const s=P.stats[uid(q)];\r\n    if(s && s.incorrect>=CFG.weakThreshold && s.correct<CFG.masteryThreshold) weak.add(uid(q)); });\r\n  P.weak=[...weak];\r\n}\r\nrefreshWeak();\r\n\r\n\/* =====================================================================\r\n   12. STEM RENDERING (statements + List-I \/ List-II)\r\n   ===================================================================== *\/\r\nconst cleanStem = t => String(t).replace(\/^\\s*(?:Q|Question)\\s*\\.?\\s*\\d+\\s*[.):\\-]\\s*\/i,'').trim();\r\nconst QN = '<span class=\"qno\">Q.<\/span>';   \/\/ the marker printed before every stem\r\nfunction buildStem(raw){\r\n  const lines = raw.split(\/<br\\s*\\\/?>|\\n\/).map(s=>s.trim()).filter(Boolean);\r\n  const plain = s => s.replace(\/<\\\/?b>\/g,'').trim();\r\n  const isMatch = lines.some(l=>\/^List\\s*[-\u2013\u2014]?\\s*I\\b\/i.test(plain(l)));\r\n  const numbered = lines.filter(l=>\/^\\d+[.)]\\s\/.test(plain(l)));\r\n  if(isMatch) return matchCard(lines, plain);\r\n  if(numbered.length>=2) return stmtCard(lines, plain);\r\n  return plainCard(lines);\r\n}\r\n\/* a single-statement question gets the same sheet as the other two, so\r\n   every question on the page reads the same way *\/\r\nfunction plainCard(lines){\r\n  return '<div class=\"stem\" id=\"qStem\"><div class=\"qsheet\">'\r\n    + lines.map((l,i)=>'<p class=\"'+(i===0?'lead':'close')+'\">'+(i===0?QN:'')+l+'<\/p>').join('')\r\n    + '<\/div><\/div>';\r\n}\r\nfunction stmtCard(lines, plain){\r\n  const isN = l => \/^\\d+[.)]\\s\/.test(plain(l));\r\n  const first = lines.findIndex(isN);\r\n  let last=-1; lines.forEach((l,i)=>{ if(isN(l)) last=i; });\r\n  const head = lines.slice(0,first), tail = lines.slice(last+1);\r\n  const items = lines.slice(first,last+1).filter(isN).map(l=>plain(l).replace(\/^\\d+[.)]\\s*\/,''));\r\n  return '<div class=\"stem\" id=\"qStem\"><div class=\"qsheet\">'\r\n    + head.map((l,i)=>'<p class=\"'+(i===0?'lead':'intro')+'\">'+(i===0?QN:'')+l+'<\/p>').join('')\r\n    + '<ol class=\"stmts\">'+items.map(t=>'<li><span>'+t+'<\/span><\/li>').join('')+'<\/ol>'\r\n    + tail.map(l=>'<p class=\"close\">'+l+'<\/p>').join('')\r\n    + '<\/div><\/div>';\r\n}\r\n\/* Match-the-following comes in every shape: one item per line, or the\r\n   whole list run together on a single line separated by semicolons or\r\n   commas, or nothing at all between items. All three are split here so\r\n   the two columns always come out as proper rows. *\/\r\nfunction splitItems(body, kind){\r\n  const lab = kind==='alpha' ? '[A-Fa-f]' : '\\\\d{1,2}';\r\n  const mk  = re => new RegExp(re.replace('LAB', lab), 'g');\r\n  let parts = body.split(mk('\\\\s*[;\\\\n]\\\\s*(?=LAB\\\\s*[.):]\\\\s)'));\r\n  if(parts.length < 2) parts = body.split(mk('\\\\s*,\\\\s*(?=LAB\\\\s*[.):]\\\\s)'));\r\n  if(parts.length < 2) parts = body.split(mk('(?<=\\\\S)\\\\s+(?=LAB\\\\s*[.)]\\\\s)'));\r\n  const re = new RegExp('^\\\\s*('+lab+')\\\\s*[.):]\\\\s*(.+?)\\\\s*[;,.]?\\\\s*$');\r\n  return parts.map(p=>{ const m=String(p).match(re);\r\n    return m ? {k:m[1].toUpperCase(), v:m[2]} : null; }).filter(Boolean);\r\n}\r\nfunction matchCard(lines, plain){\r\n  \/\/ keep line breaks, normalise only runs of spaces\r\n  const text = lines.map(plain).join('\\n').replace(\/[ \\t]+\/g,' ').trim();\r\n\r\n  \/* The opening line almost always names both lists \u2014 \"Match List-I with\r\n     List-II and select\u2026\" \u2014 so the first occurrence of each is the wrong\r\n     one. Take the last List-I that actually has items after it, and the\r\n     first List-II following that. *\/\r\n  const at = re => [...text.matchAll(re)].map(m=>m.index);\r\n  const posI  = at(\/List\\s*[-\u2013\u2014]?\\s*I\\b\/gi);\r\n  const posII = at(\/List\\s*[-\u2013\u2014]?\\s*II\\b\/gi);\r\n  const hasItems = (str,kind) =>\r\n    (kind==='alpha' ? \/[A-F]\\s*[.):]\\s\/ : \/\\d{1,2}\\s*[.):]\\s\/).test(str);\r\n  let iI=-1, iII=-1;\r\n  for(let k=posI.length-1;k>=0 && iI<0;k--){\r\n    const ii = posII.find(x=>x>posI[k]);\r\n    if(ii===undefined) continue;\r\n    if(hasItems(text.slice(posI[k],ii),'alpha') && hasItems(text.slice(ii),'num')){ iI=posI[k]; iII=ii; }\r\n  }\r\n  if(iI<0 || iII<0) return plainCard(lines);\r\n\r\n  const head  = text.slice(0, iI).trim();\r\n  let segI    = text.slice(iI, iII).trim();\r\n  let segII   = text.slice(iII).trim();\r\n\r\n  \/\/ anything after the lists \u2014 \"Code :\", \"Select the correct answer\u2026\"\r\n  let tail = '';\r\n  const t = segII.match(\/(?:\\n|\\s)(Code\\s*[:.]?\\s*$|(?:Select|Choose)\\b[\\s\\S]*$)\/i);\r\n  if(t){ tail = t[1].trim(); segII = segII.slice(0, t.index).trim(); }\r\n\r\n  \/\/ column captions: \"List-I (Purpose of Leave) :\"\r\n  const capRe = \/^List\\s*[-\u2013\u2014]?\\s*I{1,2}\\b\\s*(\\([^)]*\\))?\\s*[:.]?\\s*\/i;\r\n  const hI  = segI.match(capRe),  hII = segII.match(capRe);\r\n  const capI  = hI  ? hI[0].replace(\/[\\s:.]+$\/,'')  : 'List-I';\r\n  const capII = hII ? hII[0].replace(\/[\\s:.]+$\/,'') : 'List-II';\r\n  const rowsI  = splitItems(hI  ? segI.slice(hI[0].length)  : segI,  'alpha');\r\n  const rowsII = splitItems(hII ? segII.slice(hII[0].length): segII, 'num');\r\n  if(!rowsI.length || !rowsII.length) return plainCard(lines);\r\n\r\n  const cell = x => '<li><b>'+x.k+'.<\/b><span>'+x.v+'<\/span><\/li>';\r\n  const headLines = head ? head.split('\\n').filter(Boolean) : [];\r\n  return '<div class=\"stem\" id=\"qStem\"><div class=\"qsheet\">'\r\n    + (headLines.length\r\n        ? headLines.map((l,i)=>'<p class=\"'+(i===0?'lead':'intro')+'\">'+(i===0?QN:'')+l+'<\/p>').join('')\r\n        : '<p class=\"lead\">'+QN+'Match List-I with List-II and select the correct answer using the code given below the Lists:<\/p>')\r\n    + '<div class=\"lists\">'\r\n      + '<div class=\"lcol\"><h5>'+capI+'<\/h5><ul>'+rowsI.map(cell).join('')+'<\/ul><\/div>'\r\n      + '<div class=\"lcol\"><h5>'+capII+'<\/h5><ul>'+rowsII.map(cell).join('')+'<\/ul><\/div>'\r\n    + '<\/div>'\r\n    + '<p class=\"close\">'+(tail || 'Select the correct answer using the code given below:')+'<\/p>'\r\n    + '<\/div><\/div>';\r\n}\r\n\r\n\/* =====================================================================\r\n   13. UI HELPERS\r\n   ===================================================================== *\/\r\nconst $ = id => document.getElementById(id);\r\nlet toastTimer=null;\r\nfunction toast(msg, ok){\r\n  const t=$('toast'); t.innerHTML=msg; t.className='toast show'+(ok?' ok':'');\r\n  clearTimeout(toastTimer); toastTimer=setTimeout(()=>t.className='toast',3000);\r\n}\r\nconst SRC_ON = !!(CFG.sourceUrl && CFG.sourceUrl.trim());\r\nconst stripHtml = s => String(s).replace(\/<[^>]+>\/g,'').replace(\/\\s+\/g,' ').trim();\r\nconst preview = (q,n) => { const t=stripHtml(q.question); return t.length>n ? t.slice(0,n)+'\u2026' : t; };\r\nfunction stars(u){\r\n  const s=P.stats[u]; if(!s || (s.correct+s.incorrect)===0) return null;\r\n  return { filled: Math.min(s.correct, CFG.masteryThreshold), c:s.correct, i:s.incorrect };\r\n}\r\n\r\n\/* =====================================================================\r\n   14. RENDER \u2014 PRACTICE\r\n   ===================================================================== *\/\r\nfunction renderCtx(){\r\n  const panel=$('chapPanel');\r\n  const on = S.filter==='chapter';\r\n  panel.classList.toggle('hide', !on);\r\n  if(!on) return;\r\n  const rows = chapterRows().filter(r=>r.count>0).sort(byChapterOrder);\r\n  if(!S.chapter || !rows.some(r=>r.chapter===S.chapter)) S.chapter = rows[0] ? rows[0].chapter : null;\r\n  $('chapList').innerHTML = rows.map((r,n)=>{\r\n    const sel = r.chapter===S.chapter;\r\n    const mastered = inCh(r.chapter).filter(q=>{ const s=P.stats[uid(q)]; return s && s.correct>=CFG.masteryThreshold; }).length;\r\n    const title = r.chapter+' \u00b7 '+r.count+' question'+(r.count===1?'':'s')+' \u00b7 '\r\n                + Math.round(r.coverage*100)+'% seen'+(mastered?' \u00b7 '+mastered+' mastered':'');\r\n    return '<button class=\"chapchip\" aria-pressed=\"'+sel+'\" data-ch=\"'+encodeURIComponent(r.chapter)+'\" title=\"'+title+'\">'\r\n      + '<span class=\"no\">'+(n+1)+'<\/span>'\r\n      + '<span class=\"cn\">'+titleCase(r.chapter)+'<\/span>'\r\n\r\n      + (mastered===r.count ? '<span class=\"done\">\u2713<\/span>' : '')\r\n      + '<span class=\"cc\">'+r.count+'<\/span><\/button>';\r\n  }).join('');\r\n  const r = rows.find(x=>x.chapter===S.chapter);\r\n  $('ctxMeta').textContent = r\r\n    ? Math.round(r.coverage*100)+'% seen \u00b7 '+(r.acc===null?'not attempted':Math.round(r.acc*100)+'% accurate')\r\n    : '';\r\n}\r\nfunction render(){\r\n  renderCtx();\r\n  const p = pool();\r\n  const ec = $('emptyCard');\r\n  if(!p.length){\r\n    $('qCard').classList.add('hide'); ec.classList.remove('hide');\r\n    $('emptyBody').innerHTML =\r\n      S.query    ? '<b>No match for \u201c'+S.query+'\u201d<\/b>Try a rule or paragraph number, or a phrase like \u201cpart file\u201d.' :\r\n      S.filter==='weak'    ? '<b>No weak areas yet<\/b>Anything you answer wrong lands here until you have it right '+CFG.masteryThreshold+' times.' :\r\n      S.filter==='flagged' ? '<b>Nothing flagged yet<\/b>Press <b style=\"display:inline\">Flag for review<\/b> under any question and it collects here.' :\r\n      S.filter==='session' ? '<b>No session built yet<\/b>Open My Performance and build a Focused set or a Mock paper.' :\r\n      S.unattempted        ? '<b>You have attempted everything here<\/b>Turn off \u201cUnattempted only\u201d to revise what you have done.' :\r\n                             '<b>No questions in this selection<\/b>Clear the search or pick another chapter.';\r\n    renderNav(p); rail(p); return;\r\n  }\r\n  ec.classList.add('hide'); $('qCard').classList.remove('hide');\r\n  if(S.i>=p.length) S.i=0; if(S.i<0) S.i=p.length-1;\r\n\r\n  const q=p[S.i], u=uid(q), given=S.ans[u];\r\n  $('qCount').textContent = 'Question '+(S.i+1)+' of '+p.length;\r\n  $('qChap').textContent  = chBrief(q.chapter);\r\n  const tags=[];\r\n  if(weak.has(u))  tags.push('<span class=\"qtag weak\">\u26a0\ufe0f Weak<\/span>');\r\n  if(flags.has(u)) tags.push('<span class=\"qtag flag\">\ud83d\udd16 Flagged<\/span>');\r\n  const sMast=P.stats[u];\r\n  if(sMast && sMast.correct>=CFG.masteryThreshold) tags.push('<span class=\"qtag done\">\u2713 Mastered<\/span>');\r\n  $('qTags').innerHTML = tags.join('');\r\n  const st = stars(u), badge=$('qMastery');\r\n  if(!st){ badge.textContent='Not seen yet'; badge.className='badge-m'; }\r\n  else {\r\n    const done = st.c>=CFG.masteryThreshold;\r\n    badge.textContent = '\u2605'.repeat(st.filled)+'\u2606'.repeat(Math.max(0,CFG.masteryThreshold-st.filled))+'  '+st.c+'\u2713 '+st.i+'\u2717';\r\n    badge.className = 'badge-m'+(weak.has(u)&&!done?' weak':'');\r\n  }\r\n  $('qStem').outerHTML = buildStem(cleanStem(q.question));\r\n\r\n  const box=$('qOpts'); box.innerHTML='';\r\n  q.options.forEach((o,k)=>{\r\n    const b=document.createElement('button');\r\n    b.className='opt';\r\n    b.innerHTML='<span class=\"key\">('+L[k].toLowerCase()+')<\/span><span class=\"txt\">'+o+'<\/span>';\r\n    if(given!=null){\r\n      b.disabled=true;\r\n      if(k===q.correct){ b.classList.add('right'); b.insertAdjacentHTML('beforeend','<span class=\"mark r\">Correct<\/span>'); }\r\n      else if(k===given){ b.classList.add('wrong'); b.insertAdjacentHTML('beforeend','<span class=\"mark w\">Your answer<\/span>'); }\r\n    } else if(S.pick===k) b.classList.add('sel');\r\n    b.onclick=()=>{ if(given!=null) return; S.pick=k; S.nudge=false; render(); };\r\n    box.appendChild(b);\r\n  });\r\n\r\n  const bc=$('btnCheck');\r\n  bc.disabled = given!=null;\r\n  bc.textContent = given!=null ? 'Answered \u2713' : 'Check answer';\r\n  $('pickHint').classList.toggle('hide', !(given==null && S.pick==null && S.nudge));\r\n  const on = flags.has(u);\r\n  $('btnFlag').setAttribute('aria-pressed', on);\r\n  $('flagIco').textContent = on ? '\ud83d\udd16' : '\ud83c\udff3\ufe0f';\r\n  $('flagTxt').textContent = on ? 'Flagged' : 'Flag for review';\r\n\r\n  const res=$('result');\r\n  res.classList.toggle('hide', given==null);\r\n  if(given!=null){\r\n    const ok = given===q.correct, v=$('verdict');\r\n    v.className='verdict '+(ok?'r':'w');\r\n    v.innerHTML = ok ? '\u2713 Correct \u2014 '+L[q.correct]+' is right'\r\n                     : '\u2715 Not quite \u2014 the answer is '+L[q.correct];\r\n    $('explBody').innerHTML = q.explanation;\r\n  }\r\n  renderNav(p); rail(p);\r\n}\r\nlet navOpen=true;\r\nfunction renderNav(p){\r\n  const card=$('navCard');\r\n  if(!p.length){ card.classList.add('hide'); return; }\r\n  card.classList.remove('hide');\r\n  const done=p.filter(q=>S.ans[uid(q)]!=null).length;\r\n  $('navTitle').textContent = 'Navigator \u2014 '+done+' of '+p.length+' attempted';\r\n  const g=$('navGrid');\r\n  g.classList.toggle('hide', !navOpen);\r\n  $('navToggle').textContent = navOpen ? 'Hide' : 'Show';\r\n  if(!navOpen) return;\r\n  g.innerHTML='';\r\n  p.forEach((q,k)=>{\r\n    const u=uid(q), a=S.ans[u], s=P.stats[u];\r\n    const b=document.createElement('button');\r\n    b.className='nq'+(k===S.i?' cur':(a!=null?(a===q.correct?' r':' w'):''))\r\n              + (s && s.correct>=CFG.masteryThreshold ? ' mastered':'');\r\n    b.innerHTML=(k+1)+(flags.has(u)?'<span class=\"fl\">\ud83d\udd16<\/span>':'');\r\n    b.title = 'Q'+(k+1)+' \u00b7 '+chBrief(q.chapter)+(a!=null?(a===q.correct?' \u00b7 correct':' \u00b7 wrong'):'');\r\n    b.setAttribute('aria-label','Go to question '+(k+1));\r\n    b.onclick=()=>{ S.i=k; S.pick=null; render(); };\r\n    g.appendChild(b);\r\n  });\r\n}\r\nfunction rail(p){\r\n  const seen=Object.keys(S.ans).length;\r\n  const right=Object.entries(S.ans).filter(([u,a])=>BY_UID.get(u) && BY_UID.get(u).correct===a).length;\r\n  $('sPct').textContent = seen ? Math.round(right\/seen*100)+'%' : '\u2014';\r\n  $('sFrac').textContent = right+' of '+seen+' correct';\r\n  $('sBar').style.width = (seen?right\/seen*100:0)+'%';\r\n  $('sSeen').textContent = seen+' attempted';\r\n  $('sLeft').textContent = Math.max(0,p.length-S.i-1)+' left here';\r\n  const st=$('streak'); st.innerHTML='';\r\n  Object.entries(S.ans).slice(-10).forEach(([u,a])=>{\r\n    const q=BY_UID.get(u); if(!q) return;\r\n    const el=document.createElement('i'); el.className = q.correct===a?'r':'w'; st.appendChild(el);\r\n  });\r\n  const chs=[...new Set(p.map(q=>q.chapter))];\r\n  const w=chs.reduce((s,c)=>s+weightOf(c),0)*100;\r\n  $('wPct').textContent = w.toFixed(1)+'%';\r\n  $('wNote').textContent = p.length+' questions on screen, from '+chs.length+' '+(chs.length===1?'chapter':'chapters')+'. '\r\n    + (w>=35 ? 'That is a big slice in one sitting \u2014 worth clearing properly.' : 'Useful for topping up once the bigger chapters are secure.');\r\n  hdr();\r\n}\r\nfunction hdr(){\r\n  $('hQ').textContent = QS.length;\r\n  $('hCh').textContent = CHAPTERS.length;\r\n  $('hMastered').textContent = (QS.length ? Math.round(masteredCount()\/QS.length*100) : 0)+'%';\r\n  const r=readiness();\r\n  $('hReady').textContent = r.touched ? r.score+'%' : '\u2014';\r\n  $('fAll').textContent  = QS.length;\r\n  $('fWeak').textContent = weak.size;\r\n  $('fFlag').textContent = flags.size;\r\n  $('fSess').textContent = (P.queue||[]).length;\r\n  $('pillSession').classList.toggle('hide', !(P.queue||[]).length);\r\n  $('sessLabel').textContent = P.queueLabel || 'My session';\r\n  $('perfPill').classList.toggle('hide', weak.size<5);\r\n}\r\n\r\n\/* =====================================================================\r\n   15. RENDER \u2014 PERFORMANCE\r\n   ===================================================================== *\/\r\nfunction renderPerf(){\r\n  const body=$('perfBody');\r\n  const seen=Object.values(P.stats).filter(s=>(s.correct+s.incorrect)>0).length;\r\n  $('perfCount').textContent = seen+' questions attempted';\r\n\r\n  if(!QS.length){ body.innerHTML='<div class=\"empty\"><b>No questions loaded<\/b>Paste your bank into <code>chapterQuestions<\/code> and reload.<\/div>'; return; }\r\n  const R = readiness();\r\n  if(!R.touched){\r\n    body.innerHTML = '<div class=\"empty\"><b>Your coach is waiting for data<\/b>Answer a few questions in Practice. '\r\n      + 'The coach then scores your readiness against the weightage of each chapter, works out where marks are leaking, and builds the next sitting for you.<\/div>'\r\n      + plannerHTML(true);\r\n    bindPerf(); return;\r\n  }\r\n  const rows=R.rows, byPriority=[...rows].sort((a,b)=>b.priority-a.priority);\r\n  const allC=Object.values(P.stats).reduce((a,s)=>a+s.correct,0);\r\n  const allI=Object.values(P.stats).reduce((a,s)=>a+s.incorrect,0);\r\n  const accAll = (allC+allI) ? Math.round(allC\/(allC+allI)*100) : 0;\r\n  const recent = P.log.slice(-20);\r\n  const accRec = recent.length ? Math.round(recent.filter(x=>x.ok).length\/recent.length*100) : 0;\r\n  const trend = recent.length>=5 ? (accRec>accAll?' \u2197':(accRec<accAll?' \u2198':'')) : '';\r\n  const ret = retentionIndex();\r\n  const due = dueForRevision();\r\n  const band=(v,hi,mid)=> v>=hi?'var(--ok)': v>=mid?'#8A6206':'var(--bad)';\r\n\r\n  const verdict = R.score>=80 ? '<b>In good shape.<\/b> Hold it there with the revision queue and weak-area drills.'\r\n    : R.score>=60 ? '<b>Strong base.<\/b> Close the gaps in the biggest chapters below to cross 80.'\r\n    : R.score>=35 ? '<b>Building up.<\/b> Work the plan top-down \u2014 it is ordered by what will move this number fastest.'\r\n    : '<b>Early stage.<\/b> Start at the top of the plan; the biggest chapters move this number fastest.';\r\n\r\n  body.innerHTML =\r\n  '<div class=\"hero2\">'\r\n  + '<div class=\"ring-card\"><div class=\"ring\" role=\"img\" aria-label=\"Readiness '+R.score+' out of 100\">'\r\n    + '<svg width=\"150\" height=\"150\" aria-hidden=\"true\"><circle class=\"bg\" cx=\"75\" cy=\"75\" r=\"64\"><\/circle>'\r\n    + '<circle class=\"fg\" cx=\"75\" cy=\"75\" r=\"64\" stroke-dasharray=\"402\" stroke-dashoffset=\"'+(402-402*R.score\/100)+'\"><\/circle><\/svg>'\r\n    + '<div class=\"ring-txt\"><b>'+R.score+'<\/b><span>Readiness \/ 100<\/span><\/div><\/div>'\r\n    + '<div class=\"verdict2\">'+verdict+'<br><span style=\"font-size:11.6px;opacity:.85\">'+T.readyDef+' across '+CHAPTERS.length\r\n    + ' chapters. On today\\u2019s form '+T.paperOut+' <b>'+R.projected+'%<\/b>.<\/span><\/div><\/div>'\r\n  + '<div class=\"coach\"><h4>\ud83e\udded What to do next<\/h4><div id=\"recoList\"><\/div><\/div>'\r\n  + '<\/div>'\r\n\r\n  + plannerHTML(false)\r\n\r\n  + '<div class=\"kpis\">'\r\n    + kpi(R.projected+'%',T.projected, band(R.projected,65,45))\r\n    + kpi(R.covered+'%',T.covered, band(R.covered,70,40))\r\n    + kpi(ret===null?'\u2014':ret+'%','Retention now', ret===null?'var(--slate)':band(ret,75,55))\r\n    + kpi(accAll+'%','Lifetime accuracy', band(accAll,70,45))\r\n    + kpi(accRec+'%'+trend,'Last 20 attempts', band(accRec,70,45))\r\n    + kpi(masteredCount(),'Mastered ('+CFG.masteryThreshold+'\u2713)','var(--ok)')\r\n    + kpi(weak.size,'Weak questions','var(--bad)')\r\n    + kpi(flags.size,'Flagged','#8A6206')\r\n  + '<\/div>'\r\n\r\n  + '<section class=\"pblock\"><div class=\"pbh\"><div class=\"txt\">'\r\n    + '<h4><span class=\"dot\"><\/span>Chapter performance \u2014 priority first<\/h4>'\r\n    + '<p>Ordered by what will move your readiness fastest, not by chapter number.<\/p><\/div>'\r\n    + '<span class=\"pbtag\">'+rows.length+' chapters<\/span><\/div>'\r\n    + '<div class=\"tblwrap\" style=\"border:0;border-radius:0\"><table class=\"perf-t\"><thead><tr>'\r\n    + '<th>Chapter<\/th>'+(WT?'<th>'+T.colWeight+'<\/th>':'')+'<th>Coverage<\/th><th>Accuracy<\/th><th>Expected<\/th><th>Status<\/th><th><\/th>'\r\n    + '<\/tr><\/thead><tbody>'\r\n    + byPriority.map(r=>{\r\n        const a = r.acc===null?null:Math.round(r.acc*100);\r\n        const tag = r.count===0 ? '<span class=\"tag na\">No questions<\/span>'\r\n          : r.acc===null ? '<span class=\"tag na\">Not started<\/span>'\r\n          : a<45 ? '<span class=\"tag hot\">Critical<\/span>'\r\n          : a<65 ? '<span class=\"tag warm\">Needs work<\/span>'\r\n          : a<85 ? '<span class=\"tag ok\">On track<\/span>'\r\n                 : '<span class=\"tag good\">Strong<\/span>';\r\n        const bar = a===null ? '\u2014'\r\n          : '<div class=\"tbar\"><i style=\"width:'+a+'%;background:'+(a<45?'var(--bad)':a<65?'var(--gold)':'var(--ok)')+'\"><\/i><\/div><span style=\"font-size:11.5px;font-weight:700\">'+a+'%<\/span>';\r\n        const wcell = WT\r\n          ? '<td><b style=\"color:#8A6206;font-size:15px\">'+pctLabel(r.weight)+'<\/b>'\r\n            + '<span class=\"sub\">'+(r.source==='rated'?'you rated this':'not rated yet')+'<\/span><\/td>'\r\n          : '';\r\n        return '<tr><td title=\"'+r.chapter+'\">'+chBrief(r.chapter)\r\n          + '<span class=\"sub\">'+r.count+' question'+(r.count===1?'':'s')+'<\/span><\/td>'\r\n          + wcell\r\n          + '<td>'+r.att+'\/'+r.count+'<span class=\"sub\">'+Math.round(r.coverage*100)+'% seen<\/span><\/td>'\r\n          + '<td>'+bar+'<\/td>'\r\n          + '<td><b>'+Math.round(r.expected*100)+'%<\/b><span class=\"sub\">\u2248 '+(r.leak*100).toFixed(1)+' '+T.leakWord+' lost<\/span><\/td>'\r\n          + '<td>'+tag+'<\/td>'\r\n          + '<td><button class=\"mini-go\" data-goch=\"'+encodeURIComponent(r.chapter)+'\">Drill<\/button><\/td><\/tr>';\r\n      }).join('')\r\n    + '<\/tbody><\/table><\/div><\/section>'\r\n\r\n  + '<section class=\"pblock\"><div class=\"pbh\"><div class=\"txt\">'\r\n    + '<h4><span class=\"dot\"><\/span>'+T.leakHead+'<\/h4>'\r\n    + '<p id=\"leakNote\"><\/p><\/div>'\r\n    + '<span class=\"pbtag\">'+rows.filter(r=>r.count>0).length+' chapters<\/span><\/div>'\r\n    + '<div class=\"bars\" id=\"leakBars\"><\/div><\/section>'\r\n\r\n  + '<section class=\"pblock\"><div class=\"pbh\"><div class=\"txt\">'\r\n    + '<h4><span class=\"dot\"><\/span>How you handle each kind of question<\/h4>'\r\n    + '<p id=\"fmtNote\"><\/p><\/div>'\r\n    + '<span class=\"pbtag\">Format analysis<\/span><\/div>'\r\n    + '<div class=\"subhead\"><h5>How the question is built<\/h5><span>one shape per question<\/span><\/div>'\r\n    + '<div class=\"bars\" id=\"shapeBars\"><\/div>'\r\n    + '<div class=\"subhead\"><h5>What the question turns on<\/h5><span>a question can sit in more than one \u2014 a time limit asked as a multi-statement code counts on both<\/span><\/div>'\r\n    + '<div class=\"bars\" id=\"traitBars\"><\/div><\/section>'\r\n\r\n  + '<div class=\"split\">'\r\n    + '<div class=\"panel\"><h4 class=\"ph\">Revision queue \u2014 what is fading fastest<\/h4><div id=\"revQ\"><\/div><\/div>'\r\n    + '<div class=\"panel\"><h4 class=\"ph\">Mastery distribution<\/h4><div id=\"mastDist\"><\/div><\/div>'\r\n  + '<\/div>'\r\n\r\n  + '<div class=\"danger\"><p><b>Danger zone.<\/b> This permanently erases your lifetime performance for this subject \u2014 mastery, weak areas, flags, accuracy history and the readiness score. Reset session on the Practice tab does <b>not<\/b> touch this.<\/p>'\r\n    + '<button class=\"dbtn\" id=\"btnWipe\">\ud83d\uddd1\ufe0f Reset my performance<\/button><\/div>';\r\n\r\n  renderRecos(byPriority, rows, due);\r\n  renderLeaks(rows);\r\n  renderFormats();\r\n  renderRevision(due);\r\n  renderMastery();\r\n  bindPerf();\r\n}\r\nfunction kpi(v,l,color){ return '<div class=\"kpi\"><b style=\"color:'+color+'\">'+v+'<\/b><span>'+l+'<\/span><\/div>'; }\r\nfunction plannerHTML(empty){\r\n  const rows=chapterRows().filter(r=>r.count>0).sort((a,b)=>b.leak-a.leak).slice(0,2).map(r=>chShort(r.chapter));\r\n  return '<div class=\"planner\"><div><h4>Plan the next sitting<\/h4><p id=\"plannerNote\">'\r\n    + (empty\r\n        ? 'The focused set gives each chapter time in proportion to what you are losing in it. The mock paper ignores your history and mirrors the shape of the whole bank. Neither is fixed \\u2014 build again and you get a fresh set of questions.'\r\n        : 'The focused set gives each chapter time in proportion to what is leaking out of it \\u2014 right now mostly <b>'+rows.join('<\/b> and <b>')+'<\/b>. The mock paper ignores your history and mirrors the shape of the whole bank. Neither is fixed: press again for a fresh set, and last time\\u2019s questions are pushed to the back of the queue.')\r\n    + '<\/p><\/div><div class=\"pbtns\">'\r\n    + '<button class=\"pbtn primary\" id=\"btnFocus\">\ud83e\udde9 Focused set \u2014 '+Math.min(CFG.sessionSize,QS.length)+' Q<\/button>'\r\n    + '<button class=\"pbtn\" id=\"btnMock\">\ud83d\udcc4 Mock paper \u2014 '+Math.min(CFG.mockSize,QS.length)+' Q<\/button>'\r\n    + '<\/div><\/div>';\r\n}\r\nfunction renderRecos(byPriority, rows, due){\r\n  const out=[], named=new Set();\r\n  byPriority.slice(0,3).forEach(r=>{\r\n    if(!r.count) return;\r\n    named.add(r.chapter);\r\n    const imp = impPhrase(r);\r\n    if(r.acc===null)\r\n      out.push({ic:'warm',icon:'\ud83e\udded',txt:'<b>'+chBrief(r.chapter)+'<\/b>'+(imp?' is '+imp+' and':'')+' you have not touched it yet \u2014 start here.',ch:r.chapter});\r\n    else if(r.acc<0.6)\r\n      out.push({ic:'hot',icon:'\ud83d\udd25',txt:'<b>'+chBrief(r.chapter)+'<\/b>'+(imp?', '+imp+',':'')+' is running at only <b>'+Math.round(r.acc*100)+'%<\/b> \u2014 about <b>'+(r.leak*100).toFixed(1)+' '+T.leakWord+' per 100<\/b> are going here.',ch:r.chapter});\r\n    else if(r.coverage<0.6)\r\n      out.push({ic:'cool',icon:'\ud83d\udd0d',txt:'<b>'+chBrief(r.chapter)+'<\/b>: accuracy is fine at '+Math.round(r.acc*100)+'%, but you have seen only <b>'+Math.round(r.coverage*100)+'%<\/b> of a chapter'+(imp?' '+imp:'')+' \u2014 finish the set.',ch:r.chapter});\r\n    else\r\n      out.push({ic:'good',icon:'\u2705',txt:'<b>'+chBrief(r.chapter)+'<\/b>'+(imp?' ('+stripHtml(imp)+')':'')+' is in good shape at '+Math.round(r.acc*100)+'% \u2014 keep it warm through the revision queue.',ch:r.chapter});\r\n  });\r\n\r\n  \/\/ a format gap costs you in every chapter at once\r\n  const f = formatRows().filter(r=>r.acc!==null && r.attempts>=8).sort((a,b)=>a.acc-b.acc);\r\n  if(f.length>=2){\r\n    const worst=f[0], best=f[f.length-1];\r\n    if(best.acc-worst.acc >= 0.12){\r\n      const tail = worst.kind==='shape'\r\n        ? 'That is a reading habit, not a gap in the rules \u2014 and it costs you in every chapter at once.'\r\n        : 'That is recall, not comprehension \u2014 these have to be committed to memory, and they turn up everywhere.';\r\n      out.push({ic:'hot',icon:'\ud83e\udde9',txt:'<b>'+worst.label+'<\/b> questions are running at <b>'+Math.round(worst.acc*100)+'%<\/b> while you sit at '+Math.round(best.acc*100)+'% on '+best.label.toLowerCase()+'. '+tail});\r\n    }\r\n  }\r\n  \/\/ big chapter you have exhausted\r\n  const done = rows.filter(r=>!named.has(r.chapter) && r.weight>=0.08 && r.coverage>=0.9 && r.count>0).sort((a,b)=>b.weight-a.weight)[0];\r\n  if(done) out.push({ic:'warm',icon:'\ud83d\udcd8',txt:'You have worked nearly every question in <b>'+chBrief(done.chapter)+'<\/b>'+(impPhrase(done)?', '+impPhrase(done):'')+'. Practice has given what it can \u2014 go back to the source text for the rest.',ch:done.chapter});\r\n  if(WT && W.unstocked.length)\r\n    out.push({ic:'hot',icon:'\ud83d\udd73\ufe0f',txt:'<b>'+W.unstocked.length+' rated '+(W.unstocked.length===1?'chapter has':'chapters have')+' no questions in this bank<\/b> \u2014 '+W.unstocked.slice(0,3).map(chBrief).join(', ')+(W.unstocked.length>3?' and others':'')+'. Nothing here prepares you for them.'});\r\n  if(weak.size>=3) out.push({ic:'hot',icon:'\u26a0\ufe0f',txt:'You have <b>'+weak.size+' weak questions<\/b> flagged, biggest chapter first. One Weak-areas sitting clears the backlog.',weak:true});\r\n  if(due.length) out.push({ic:'warm',icon:'\ud83d\udd01',txt:'<b>'+due.length+' questions<\/b> you had mastered have decayed below <b>'+Math.round(CFG.retention.riskBelow*100)+'% recall<\/b>. Re-answering one costs seconds; re-learning it later costs an evening.'});\r\n  if(flags.size) out.push({ic:'cool',icon:'\ud83d\udd16',txt:'<b>'+flags.size+'<\/b> question'+(flags.size>1?'s are':' is')+' flagged for review. Clear the flags before the next mock.',flag:true});\r\n\r\n  $('recoList').innerHTML = out.map(r=>{\r\n    let btn='';\r\n    if(r.ch)        btn='<button class=\"go\" data-goch=\"'+encodeURIComponent(r.ch)+'\">Practice \u2192<\/button>';\r\n    else if(r.weak) btn='<button class=\"go\" data-goweak=\"1\">Start \u2192<\/button>';\r\n    else if(r.flag) btn='<button class=\"go\" data-goflag=\"1\">Open \u2192<\/button>';\r\n    return '<div class=\"reco\"><span class=\"ic '+r.ic+'\">'+r.icon+'<\/span><p>'+r.txt+'<\/p>'+btn+'<\/div>';\r\n  }).join('');\r\n}\r\nfunction renderLeaks(rows){\r\n  const list = rows.filter(r=>r.count>0).sort((a,b)=>b.leak-a.leak);\r\n  if(!list.length) return;\r\n  const max = Math.max(0.0001, ...list.map(r=>r.leak));\r\n  const total = list.reduce((a,r)=>a+r.leak,0)*100;\r\n  const top3 = list.slice(0,3);\r\n  $('leakNote').innerHTML = 'On today\\u2019s form you would expect to drop about <b>'+Math.round(total)+' '+T.leakWord+' in every 100<\/b>. <b>'\r\n    + top3.map(r=>chShort(r.chapter)).join(', ')+'<\/b> alone account for <b>'+Math.round(top3.reduce((a,r)=>a+r.leak,0)*100)\r\n    + '<\/b> of them \u2014 the shortest route to a better score.';\r\n  $('leakBars').innerHTML = list.map(r=>{\r\n    const m=r.leak*100;\r\n    const col = m>=8?'linear-gradient(90deg,#F08A92,var(--bad))' : m>=4?'linear-gradient(90deg,var(--gold-lt),var(--gold))' : 'linear-gradient(90deg,#9DB6EE,var(--blue-700))';\r\n    return '<div class=\"lrow\"><div><span class=\"lname\" title=\"'+r.chapter+'\">'+chBrief(r.chapter)+'<\/span>'\r\n      + '<span class=\"lsub\">'+(impPhrase(r)?stripHtml(impPhrase(r))+' \u00b7 ':'')+'you would clear about '+Math.round(r.expected*100)+'% today<\/span><\/div>'\r\n      + '<div class=\"ltrack\"><div class=\"lfill\" style=\"width:'+(r.leak\/max*100)+'%;background:'+col+'\"><\/div><\/div>'\r\n      + '<div class=\"lval\">'+m.toFixed(1)+'<small>'+T.leakUnit+'<\/small><\/div><\/div>';\r\n  }).join('');\r\n}\r\nfunction renderFormats(){\r\n  const rows=formatRows();\r\n  const bar = r => {\r\n    const p = r.acc===null?null:Math.round(r.acc*100);\r\n    const col = p===null?'#CBD5E1' : p<50?'linear-gradient(90deg,#F08A92,var(--bad))' : p<70?'linear-gradient(90deg,var(--gold-lt),var(--gold))' : 'linear-gradient(90deg,#6EE7B7,var(--ok))';\r\n    return '<div class=\"lrow\"><div><span class=\"lname\">'+r.label+'<\/span>'\r\n      + '<span class=\"lsub\">'+r.total+' in this bank \u00b7 '+r.seen+' attempted<\/span><\/div>'\r\n      + '<div class=\"ltrack\"><div class=\"lfill\" style=\"width:'+(p===null?0:p)+'%;background:'+col+'\"><\/div><\/div>'\r\n      + '<div class=\"lval\">'+(p===null?'\u2014':p+'%')+'<small>accuracy<\/small><\/div><\/div>';\r\n  };\r\n  const sorter=(a,b)=>(a.acc===null)-(b.acc===null)||(a.acc-b.acc);\r\n  $('shapeBars').innerHTML = rows.filter(r=>r.kind==='shape').sort(sorter).map(bar).join('');\r\n  $('traitBars').innerHTML = rows.filter(r=>r.kind==='trait').sort(sorter).map(bar).join('');\r\n  const rated = rows.filter(r=>r.acc!==null && r.attempts>=8).sort(sorter);\r\n  $('fmtNote').innerHTML = rated.length>=2\r\n    ? (()=>{ const w=rated[0], b=rated[rated.length-1], gap=Math.round((b.acc-w.acc)*100);\r\n        return gap>=12\r\n          ? 'Your weakest kind of question is <b>'+w.label+'<\/b> at <b>'+Math.round(w.acc*100)+'%<\/b>, against <b>'+Math.round(b.acc*100)+'%<\/b> on '+b.label.toLowerCase()+' \u2014 a <b>'+gap+'-point<\/b> gap. That is worth more than any single chapter, because these turn up in all of them.'\r\n          : 'You handle the different kinds of question evenly, within <b>'+gap+' points<\/b> of each other. Nothing to fix here \u2014 keep working the chapter list.'; })()\r\n    : 'Attempt a few more and this will show whether the format is costing you more than the topic.';\r\n}\r\nfunction renderRevision(due){\r\n  $('revQ').innerHTML = due.length\r\n    ? due.slice(0,8).map(d=>'<button class=\"rev\" data-gouid=\"'+encodeURIComponent(uid(d.q))+'\">'\r\n        + '<span class=\"n\">Q'+d.q.id+'<\/span><span class=\"t\">'+preview(d.q,58)+'<\/span>'\r\n        + '<span class=\"d\">'+Math.round(d.recall*100)+'% recall<\/span><\/button>').join('')\r\n    : '<p style=\"font-size:13px;color:var(--slate);line-height:1.6\">Nothing decaying right now. Mastered questions return here as their estimated recall drops below '+Math.round(CFG.retention.riskBelow*100)+'%.<\/p>';\r\n}\r\nfunction renderMastery(){\r\n  const b=[0,0,0,0];\r\n  QS.forEach(q=>{ const s=P.stats[uid(q)];\r\n    if(!s || (s.correct+s.incorrect)===0) b[0]++;\r\n    else if(s.correct>=CFG.masteryThreshold) b[3]++;\r\n    else if(s.correct>=2) b[2]++;\r\n    else b[1]++; });\r\n  const labels=['Untouched','Learning (0\u20131 \u2713)','Almost there (2 \u2713)','Mastered ('+CFG.masteryThreshold+' \u2713+)'];\r\n  const cols=['#CBD5E1','var(--gold)','var(--blue-700)','var(--ok)'];\r\n  $('mastDist').innerHTML = b.map((n,i)=>\r\n    '<div class=\"lrow\" style=\"grid-template-columns:minmax(120px,1fr) 2fr 54px\"><span class=\"lname\">'+labels[i]+'<\/span>'\r\n    + '<div class=\"ltrack\"><div class=\"lfill\" style=\"width:'+(QS.length?n\/QS.length*100:0)+'%;background:'+cols[i]+'\"><\/div><\/div>'\r\n    + '<div class=\"lval\" style=\"font-size:15px\">'+n+'<\/div><\/div>').join('');\r\n}\r\nfunction bindPerf(){\r\n  const f=$('btnFocus'), m=$('btnMock'), w=$('btnWipe');\r\n  if(f) f.onclick=()=>startSession('focus');\r\n  if(m) m.onclick=()=>startSession('mock');\r\n  if(w) w.onclick=wipe;\r\n}\r\n\r\n\/* =====================================================================\r\n   16. ANSWERING\r\n   ===================================================================== *\/\r\nfunction check(){\r\n  const p=pool(), q=p[S.i]; if(!q) return;\r\n  if(S.pick==null){ S.nudge=true; render(); return; }\r\n  const u=uid(q), ok = S.pick===q.correct;\r\n  S.ans[u]=S.pick; S.pick=null; S.nudge=false;\r\n  const s=stat(u);\r\n  ok ? s.correct++ : s.incorrect++;\r\n  s.last=Date.now(); s.lastOk=ok;\r\n  P.log.push({u, ok, ts:Date.now()});\r\n  P.lastUid=u;\r\n  refreshWeak(); save(); render();\r\n  const res=$('result'); if(res && res.scrollIntoView) try{ res.scrollIntoView({block:'nearest',behavior:'smooth'}); }catch(e){}\r\n}\r\nfunction wipe(){\r\n  if(!confirm('Permanently erase ALL lifetime performance for this subject?\\n\\nMastery, weak areas, flags, accuracy history, the built session and the readiness score all go. This cannot be undone.')) return;\r\n  P = blank(); flags.clear(); weak.clear(); S.ans={};\r\n  save(); setFilter('all'); renderPerf(); hdr();\r\n  toast('Lifetime performance erased', true);\r\n}\r\n\r\n\/* =====================================================================\r\n   18. EVENTS\r\n   ===================================================================== *\/\r\nfunction setTab(t){\r\n  S.tab=t;\r\n  document.querySelectorAll('#cdRoot .tab').forEach(b=>b.setAttribute('aria-selected', b.dataset.tab===t));\r\n  $('viewQuiz').classList.toggle('hide', t!=='quiz');\r\n  $('viewPerf').classList.toggle('hide', t!=='perf');\r\n  $('cdFilters').classList.toggle('hide', t!=='quiz');\r\n  if(t==='perf') renderPerf();\r\n}\r\nfunction setFilter(f, ch){\r\n  S.filter=f; S.i=0; S.pick=null;\r\n  if(ch) S.chapter=ch;\r\n  document.querySelectorAll('#cdRoot .pill-f').forEach(b=>b.setAttribute('aria-pressed', b.dataset.f===f));\r\n  render();\r\n}\r\ndocument.querySelectorAll('#cdRoot .tab').forEach(b=>b.onclick=()=>setTab(b.dataset.tab));\r\ndocument.querySelectorAll('#cdRoot .pill-f').forEach(b=>b.onclick=()=>setFilter(b.dataset.f));\r\n$('chapList').addEventListener('click', e=>{\r\n  const chip=e.target.closest('.chapchip'); if(!chip) return;\r\n  S.chapter = decodeURIComponent(chip.dataset.ch);\r\n  S.i=0; S.pick=null; render();\r\n});\r\n$('btnCheck').onclick = check;\r\n$('btnNext').onclick  = ()=>{ S.i++; S.pick=null; render(); };\r\n$('btnPrev').onclick  = ()=>{ S.i--; S.pick=null; render(); };\r\n$('btnFlag').onclick  = ()=>{\r\n  const p=pool(), q=p[S.i]; if(!q) return;\r\n  const u=uid(q);\r\n  flags.has(u) ? flags.delete(u) : flags.add(u);\r\n  P.flags=[...flags]; save(); render();\r\n};\r\n$('navToggle').onclick = ()=>{ navOpen=!navOpen; renderNav(pool()); };\r\nlet tmr;\r\n$('cdSearch').addEventListener('input', e=>{\r\n  clearTimeout(tmr);\r\n  tmr=setTimeout(()=>{ S.query=e.target.value.trim(); S.i=0; S.pick=null; render(); },220);\r\n});\r\n$('tglUn').onclick = e=>{\r\n  S.unattempted=!S.unattempted;\r\n  e.currentTarget.setAttribute('aria-pressed',S.unattempted);\r\n  e.currentTarget.firstChild.textContent = S.unattempted?'\u2611 ':'\u25fb ';\r\n  S.i=0; S.pick=null; render();\r\n};\r\n$('tglReset').onclick = ()=>{\r\n  if(!Object.keys(S.ans).length) return;\r\n  if(!confirm('Reset this sitting? Only the answers on screen are cleared \u2014 your lifetime performance and mastery are kept.')) return;\r\n  S.ans={}; S.i=0; S.pick=null; render();\r\n  toast('Session reset \u2014 performance data kept', true);\r\n};\r\n\r\n\/* performance-tab jumps + AI chips, delegated *\/\r\ndocument.addEventListener('click', e=>{\r\n  if(!e.target.closest('#cdRoot')) return;\r\n  const goch=e.target.closest('[data-goch]');\r\n  if(goch){ setTab('quiz'); setFilter('chapter', decodeURIComponent(goch.dataset.goch));\r\n    toast('Filtered to '+chShort(S.chapter), true); return; }\r\n  if(e.target.closest('[data-goweak]')){ setTab('quiz'); setFilter('weak'); return; }\r\n  if(e.target.closest('[data-goflag]')){ setTab('quiz'); setFilter('flagged'); return; }\r\n  const gu=e.target.closest('[data-gouid]');\r\n  if(gu){\r\n    const u=decodeURIComponent(gu.dataset.gouid);\r\n    setTab('quiz'); setFilter('all');\r\n    const idx=pool().findIndex(q=>uid(q)===u);\r\n    if(idx>=0){ S.i=idx; render(); }\r\n    return;\r\n  }\r\n});\r\n\/* keyboard, scoped to the widget *\/\r\ndocument.addEventListener('keydown', e=>{\r\n  if(S.tab!=='quiz') return;\r\n  const t=e.target;\r\n  if(t && (\/^(INPUT|TEXTAREA|SELECT)$\/.test(t.tagName) || t.isContentEditable)) return;\r\n  if(e.ctrlKey||e.metaKey||e.altKey) return;\r\n  const p=pool(); if(!p.length) return;\r\n  const q=p[S.i];\r\n  if(\/^[1-9]$\/.test(e.key)){\r\n    const k=+e.key-1;\r\n    if(q && S.ans[uid(q)]==null && k<q.options.length){ e.preventDefault(); S.pick=k; S.nudge=false; render(); }\r\n    return;\r\n  }\r\n  const low=e.key.toLowerCase();\r\n  if(\/^[a-f]$\/.test(low)){\r\n    const k=low.charCodeAt(0)-97;\r\n    if(q && S.ans[uid(q)]==null && k<q.options.length){ e.preventDefault(); S.pick=k; S.nudge=false; render(); }\r\n    return;\r\n  }\r\n  if(e.key==='Enter'){ e.preventDefault();\r\n    if(q && S.ans[uid(q)]==null) check();\r\n    else if(S.i<p.length-1){ S.i++; S.pick=null; render(); }\r\n    return; }\r\n  if(e.key==='ArrowRight'){ e.preventDefault(); S.i++; S.pick=null; render(); return; }\r\n  if(e.key==='ArrowLeft'){ e.preventDefault(); S.i--; S.pick=null; render(); return; }\r\n  if(low==='f'){ e.preventDefault(); $('btnFlag').click(); }\r\n});\r\nwindow.addEventListener('beforeunload', save);\r\n\r\n\/* =====================================================================\r\n   19. BOOT\r\n   ===================================================================== *\/\r\n$('cdEyebrow').textContent = 'CSS ADDA \u00b7 PromotionExams.com' + (CFG.eyebrow ? '  \u00b7  '+CFG.eyebrow : '');\r\n$('cdTopic').textContent   = CFG.topic;\r\n$('cdSub').textContent     = CFG.sub;\r\n$('wHead').textContent     = T.onScreen;\r\n$('wUnit').textContent     = WT ? 'importance' : 'of this bank';\r\n$('chapHint').textContent  = '';\r\nif(SRC_ON){\r\n  $('srcCard').classList.remove('hide');\r\n  $('srcLink').href = CFG.sourceUrl;\r\n}\r\nif(WT && W.derived.length) console.warn('[importance] not rated yet: '+W.derived.join(' | ')+' \u2014 using share of the bank for these.');\r\nif(WT && W.unstocked.length) console.warn('[importance] these keys matched no chapter in the bank: '+W.unstocked.join(' | '));\r\nif(WT) console.info('[importance] '+CHAPTERS.filter(c=>W.source[c]==='rated').length+' of '+CHAPTERS.length+' chapters matched a rating.');\r\nif(!WT) console.info('[ranking] chapterImportance is empty \u2014 chapters are ranked by their share of this bank and importance is not mentioned anywhere.');\r\nsetTab('quiz');\r\ntry{ render(); }catch(err){ console.error('render failed', err); }\r\n\r\n\/* =====================================================================\r\n   20. 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