{"id":14459,"date":"2026-07-24T10:13:03","date_gmt":"2026-07-24T10:13:03","guid":{"rendered":"https:\/\/promotionexams.com\/?page_id=14459"},"modified":"2026-07-24T10:16:09","modified_gmt":"2026-07-24T10:16:09","slug":"single-page-mcq-pyq-plus-chapterwise","status":"publish","type":"page","link":"https:\/\/promotionexams.com\/?page_id=14459","title":{"rendered":"single page mcq -pyq plus chapterwise"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14459\" class=\"elementor elementor-14459\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16062a6 e-con-full e-flex e-con e-parent\" data-id=\"16062a6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-770d4c2 elementor-widget elementor-widget-html\" data-id=\"770d4c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!--\n============================================================\nCSS ADDA - PromotionExams.com\nUNIFIED QUIZ PORTAL - PYQ BANK + CHAPTER-WISE BANK IN ONE FILE\n------------------------------------------------------------\nTwo question banks live side by side and are switched from the\nsegmented control in the header. Each keeps its OWN progress,\nmastery, weak areas and readiness in localStorage - nothing\nbleeds across.\n\n  PREVIOUS YEAR PAPERS   Practice | Exam Analytics | My Performance\n  CHAPTER-WISE BANK      Practice | My Performance\n\nWHY MERGING PAYS OFF\n  1. The PYQ bank now SETS the weightage for the chapter-wise bank.\n     Chapter frequency across the real papers is what exam weightage\n     actually means, so with weightageSource:'auto' you stop hand-\n     maintaining the chapterWeightage map - it is only a fallback for\n     chapters the papers have not touched.\n  2. A cross-bank bridge runs both ways. Miss PYQs from a chapter and\n     the coach sends you to that chapter in the practice bank; master a\n     chapter there and it sends you back to test it on the real papers.\n\nWHAT THE COACH RUNS ON  (five models, all in the browser)\n  1. WEIGHT     What each chapter is worth in the paper. Everything\n                keys off this, so a chapter with 75 questions but 1% of\n                the paper sinks and one with 11 questions but 17% rises.\n                  readiness = SUM (exam weight x mastery)\n                  priority  = exam weight x the share not yet secured\n  2. EXPECTED   A smoothed hit-rate per chapter -> a PROJECTED PAPER\n                SCORE, and the MARKS LEAKING out of each chapter.\n  3. RETENTION  A forgetting curve per question: recall decays as\n                exp(-days \/ stability), stability grows with each clean\n                repetition (~7 days at 3 stars, then 17, then 42).\n  4. FORMAT     Accuracy by the SHAPE of the question - multi-statement\n                codes, match-the-following, figures, direct fact,\n                negatively phrased - because a shape is usually failed\n                across every chapter at once.\n  5. PLANNER    Turns all four into a real queue of questions:\n                  Focused set - chapter time in proportion to the marks\n                                leaking out of each chapter\n                  Mock paper  - ignores your history, mirrors the exam\n                                weightage, reads like the real thing\n\nBUG FIXED FROM THE OLD PYQ FILE\n  Question ids there repeated across years (id 46 existed in both 2025\n  and 2024), so two different questions shared one progress record.\n  Every question now carries a unique key of bank\/year\/id. Old saved\n  progress will not carry over - that data was unreliable anyway.\n\nHOW TO REUSE THIS TEMPLATE\n  1. quizConfig: change quizId (UNIQUE per subject - it keys\n     localStorage), topic and paper.\n  2. Paste your papers into  const pyqQuestions = [ ... ]      (has year)\n     Paste your bank into    const chapterQuestions = [ ... ]  (no year)\n     Either may be left empty; the UI hides whatever is not there.\n  3. chapterWeightage is only a fallback now. Fill it for chapters the\n     PYQs never ask about; leave the rest to the papers.\n  4. Nothing else needs editing.\n\nRESET BEHAVIOUR (per bank)\n  - \"Reset Session\" clears only the current session's answers.\n  - \"Reset My Performance\" wipes lifetime stats for the ACTIVE bank\n    only, after a confirm.\n============================================================\n-->\n\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1, viewport-fit=cover\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Crimson+Pro:wght@500;600;700&family=DM+Sans:wght@400;500;600;700&display=swap\" rel=\"stylesheet\">\n\n<style>\n\/* =====================================================\n   CSS ADDA - INTEGRATED PORTAL DESIGN SYSTEM\n   Font sizes are in px (not rem) so the widget looks identical on\n   every WordPress page\/theme regardless of the site's root font size.\n   Exam-paper typography carries !important to defeat theme overrides.\n   The Google Fonts link above is REQUIRED.\n===================================================== *\/\n.cwq-portal{\n  --navy:#2563EB; --navy-d:#1D4ED8; --navy-l:#3B82F6; --navy-ink:#12275c;\n  --gold:#c9992a; --gold-l:#e6c14e; --gold-d:#a37b1c;\n  --green:#10B981; --green-d:#059669; --green-bg:#ecfdf5;\n  --red:#EF4444; --red-d:#dc2626; --red-bg:#fef2f2;\n  --amber:#f59e0b; --amber-d:#d97706;\n  --bg:#F6F8FC; --card:#FFFFFF;\n  --ink:#1E293B; --mut:#5b6472; --faint:#94A3B8; --line:#E2E8F0;\n  --sh-sm:0 1px 2px rgba(16,41,66,.06);\n  --sh-md:0 4px 10px -2px rgba(16,41,66,.10);\n  --sh-lg:0 12px 26px -8px rgba(16,41,66,.16);\n  --r-sm:8px; --r-md:12px; --r-lg:16px;\n  --serif:'Crimson Pro',Georgia,'Times New Roman',serif;\n  --sans:'DM Sans',-apple-system,BlinkMacSystemFont,sans-serif;\n  font-family:var(--sans) !important;\n  font-size:16px;\n  color:var(--ink); line-height:1.55;\n  background:linear-gradient(160deg,#EFF4FF 0%,#F6F8FC 45%,#FDF9EE 100%);\n  border-radius:var(--r-lg); overflow:hidden; box-shadow:var(--sh-lg);\n  -webkit-user-select:none; user-select:none;\n}\n.cwq-portal *{margin:0;padding:0;box-sizing:border-box;min-width:0}\n.cwq-portal *:not(i):not(.ic){font-family:inherit}\n.cwq-portal img,.cwq-portal svg,.cwq-portal table{max-width:100%}\n.cwq-portal table{max-width:none}\n@media print{.cwq-portal{display:none!important}}\n\n.ic{font-style:normal;display:inline-block;line-height:1}\n\n\/* ---------- HEADER ---------- *\/\n.gp-header{background:linear-gradient(135deg,#173db3 0%,var(--navy) 62%,#3b6cf0 100%);border-bottom:4px solid var(--gold);padding:26px 28px 0}\n.gp-head-top{display:flex;justify-content:space-between;align-items:flex-start;flex-wrap:wrap;gap:18px}\n.gp-brand .eyebrow{font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-l);font-weight:700;margin-bottom:6px}\n.gp-brand h1{font-family:var(--serif) !important;font-weight:600;font-size:clamp(20px,3.5vw,28px);line-height:1.15;color:#fff;letter-spacing:-.01em}\n.gp-brand p{font-size:13.6px;color:#cfe0ff;margin-top:5px}\n.gp-stats{display:flex;gap:10px;flex-wrap:wrap}\n.gp-stat{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.16);border-radius:var(--r-md);padding:9px 16px;min-width:96px;text-align:center}\n.gp-stat .n{font-family:var(--serif);font-size:23px;font-weight:600;color:var(--gold-l);line-height:1.1}\n.gp-stat .l{font-size:10px;letter-spacing:.06em;text-transform:uppercase;color:#bfdbfe;margin-top:2px}\n.gp-stat.clickable{cursor:pointer;transition:transform .25s}\n.gp-stat.clickable:hover{transform:translateY(-2px);background:rgba(255,255,255,.16)}\n\n\/* ---------- BANK SWITCH ----------\n   The one structural control on the page, so it gets the gold and sits\n   above the tabs: which body of questions you are working, not which\n   view of it. *\/\n.bank-switch{display:inline-flex;margin-top:20px;background:rgba(9,20,45,.34);border:1px solid rgba(255,255,255,.18);border-radius:var(--r-md);padding:4px;gap:4px;flex-wrap:wrap}\n.bank-btn{border:none;background:transparent;color:#cfe0ff;font-family:var(--sans);font-size:13px;font-weight:700;letter-spacing:.01em;padding:9px 18px;min-height:40px;border-radius:9px;cursor:pointer;display:flex;align-items:center;gap:8px;transition:all .25s;white-space:nowrap}\n.bank-btn .cnt{background:rgba(255,255,255,.16);border-radius:20px;padding:1px 8px;font-size:11px;font-weight:700}\n.bank-btn:hover:not(.active){background:rgba(255,255,255,.12);color:#fff}\n.bank-btn.active{background:linear-gradient(135deg,var(--gold-l) 0%,var(--gold) 100%);color:#3d2c05;box-shadow:0 2px 8px rgba(0,0,0,.18)}\n.bank-btn.active .cnt{background:rgba(61,44,5,.16);color:#3d2c05}\n.bank-btn:disabled{opacity:.4;cursor:not-allowed}\n\n\/* Tab navigation *\/\n.gp-tabs{display:flex;gap:6px;margin-top:16px;flex-wrap:wrap}\n.gp-tab{padding:11px 22px;border:none;border-radius:var(--r-md) var(--r-md) 0 0;background:rgba(255,255,255,.10);color:#dbeafe;font-family:var(--sans);font-size:13.6px;font-weight:600;cursor:pointer;display:flex;align-items:center;gap:8px;transition:all .25s}\n.gp-tab i{color:var(--gold-l);font-size:12.8px}\n.gp-tab:hover{background:rgba(255,255,255,.2);color:#fff}\n.gp-tab.active{background:var(--bg);color:var(--navy-d)}\n.gp-tab.active i{color:var(--gold)}\n.gp-tab .pill{background:var(--red);color:#fff;font-size:10.4px;font-weight:700;padding:1px 7px;border-radius:20px}\n\n.gp-view{display:none;animation:gpFade .35s ease}\n.gp-view.active{display:block}\n@keyframes gpFade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}\n\n\/* ---------- SHARED CARDS ---------- *\/\n.quiz-card,.an-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-sm);overflow:hidden;display:flex;flex-direction:column}\n.quiz-card-header{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-d) 100%);padding:13px 16px;color:#fff}\n.quiz-card-header h3{font-size:13.4px;font-weight:700;display:flex;align-items:center;gap:8px;color:#fff}\n.quiz-card-header.light{background:linear-gradient(135deg,#F1F5FB 0%,#E4ECFB 100%);border-bottom:1px solid var(--line)}\n.quiz-card-header.light h3{color:var(--navy-d)}\n.quiz-card-body{padding:16px;flex:1;display:flex;flex-direction:column}\n\n.sec-head{display:flex;align-items:baseline;gap:12px;margin:34px 0 16px;border-bottom:1px solid var(--line);padding-bottom:10px}\n.sec-head .num{font-family:var(--serif);color:var(--gold);font-size:16.8px;font-weight:600}\n.sec-head h2{font-size:18.4px;font-weight:700;letter-spacing:-.01em;color:var(--navy-ink)}\n.sec-head .hint{margin-left:auto;color:var(--mut);font-size:12.8px;font-style:italic;font-family:var(--serif)}\n\n\/* ---------- MODE SELECTOR ---------- *\/\n.mode-selector{background:var(--card);padding:13px 20px;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px}\n.mode-tabs{display:flex;gap:8px;flex-wrap:wrap}\n.mode-tab{padding:9px 16px;min-height:40px;border:2px solid var(--line);border-radius:var(--r-md);background:#F8FAFC;font-size:12.8px;font-weight:600;color:var(--mut);cursor:pointer;transition:all .3s;display:flex;align-items:center;gap:6px;font-family:var(--sans)}\n.mode-tab:hover{border-color:var(--navy-l);color:var(--navy)}\n.mode-tab.active{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-d) 100%);border-color:var(--navy);color:#fff}\n.mode-tab.weak-mode{border-color:#f3c1c1}\n.mode-tab.weak-mode.active{background:linear-gradient(135deg,var(--red) 0%,var(--red-d) 100%);border-color:var(--red)}\n.mode-tab.session-mode{border-color:#eadfc2}\n.mode-tab.session-mode.active{background:linear-gradient(135deg,var(--gold) 0%,var(--gold-d) 100%);border-color:var(--gold-d);color:#fff}\n.mode-tab .badge{background:rgba(255,255,255,.3);padding:2px 8px;border-radius:20px;font-size:11.2px}\n.mode-tab:not(.active) .badge{background:var(--navy);color:#fff}\n.mode-tab.weak-mode:not(.active) .badge{background:var(--red)}\n.mode-tab.session-mode:not(.active) .badge{background:var(--gold-d)}\n.session-info{display:flex;align-items:center;gap:12px;font-size:12.8px;color:var(--mut)}\n.resume-btn{padding:7px 14px;background:linear-gradient(135deg,var(--gold) 0%,var(--gold-d) 100%);border:none;border-radius:var(--r-md);color:#fff;font-size:12.2px;font-weight:700;cursor:pointer;display:flex;align-items:center;gap:5px;transition:all .3s;font-family:var(--sans)}\n.resume-btn:hover{transform:translateY(-2px);box-shadow:var(--sh-md)}\n\n\/* ---------- QUIZ LAYOUT ---------- *\/\n.quiz-container{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:18px;padding:0 18px 18px;align-items:start}\n.filter-bar{display:block;padding:14px 18px 0}\n.filter-bar .quiz-card{margin-bottom:12px}\n.filter-bar-row{display:grid;grid-template-columns:1fr;gap:12px}\n.filter-list{display:flex;flex-direction:row;flex-wrap:wrap;gap:7px;padding:2px 0;max-height:none;overflow:visible}\n.filter-item{padding:7px 12px;border-radius:20px;cursor:pointer;display:inline-flex;align-items:center;gap:8px;transition:all .25s;border:1.5px solid var(--line);background:#F8FAFC;font-size:12.8px;flex:0 0 auto}\n.filter-item:hover{background:#EFF6FF;border-color:var(--navy-l)}\n.filter-item.active{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-d) 100%);color:#fff}\n.filter-item .filter-text{font-weight:600;display:flex;align-items:center;gap:6px;font-size:12.6px}\n.filter-item .filter-count{background:rgba(255,255,255,.2);padding:2px 8px;border-radius:20px;font-size:11.2px;font-weight:600}\n.filter-item:not(.active) .filter-count{background:var(--navy);color:#fff}\n\/* Exam-weight dot on the chapter chips: gold marks a heavy chapter, so the\n   shape of the paper is visible without leaving the practice tab. *\/\n.filter-item .wdot{width:8px;height:8px;border-radius:50%;flex:0 0 auto;background:var(--line)}\n.filter-item .wdot.w-hi{background:var(--gold)}\n.filter-item .wdot.w-mid{background:var(--navy-l)}\n.filter-item .wdot.w-lo{background:#cbd5e1}\n.filter-item.active .wdot.w-mid{background:#fff}\n\n.weak-areas-card .quiz-card-header{background:linear-gradient(135deg,var(--red) 0%,var(--red-d) 100%)}\n.weak-question-list{flex:1;overflow-y:auto;margin-bottom:10px;max-height:180px}\n.weak-question-item{background:#F8FAFC;padding:10px 12px;border-radius:var(--r-sm);margin-bottom:8px;font-size:12.5px;display:flex;align-items:center;gap:10px;cursor:pointer;transition:all .3s;border-left:3px solid var(--red)}\n.weak-question-item:hover{background:var(--red-bg);transform:translateX(3px)}\n.weak-question-item .q-num{font-weight:700;color:var(--red);flex-shrink:0}\n.weak-question-item .q-text{flex:1;color:var(--mut);font-size:11.5px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}\n.weak-question-item .wrong-count{background:var(--red);color:#fff;padding:2px 6px;border-radius:20px;font-size:10.4px;font-weight:600}\n.practice-weak-btn{width:100%;padding:10px;background:linear-gradient(135deg,var(--red) 0%,var(--red-d) 100%);border:none;border-radius:var(--r-md);color:#fff;font-size:12.8px;font-weight:700;cursor:pointer;display:flex;align-items:center;justify-content:center;gap:6px;margin-top:10px;transition:all .3s;font-family:var(--sans)}\n.practice-weak-btn:hover{transform:translateY(-2px);box-shadow:var(--sh-md)}\n\n\/* ---------- QUESTION PANEL ---------- *\/\n.question-panel{background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-sm);overflow:hidden;align-self:start}\n.question-header{background:linear-gradient(135deg,#F1F5FB 0%,#E4ECFB 100%);padding:13px 20px;display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line);flex-wrap:wrap;gap:10px}\n.question-number{font-family:var(--serif);font-size:16.3px;font-weight:600;color:var(--navy-d)}\n.question-meta{display:flex;gap:8px;align-items:center;flex-wrap:wrap}\n.meta-badge{padding:5px 10px;border-radius:20px;font-size:11.7px;font-weight:600;display:flex;align-items:center;gap:4px}\n.meta-badge.year{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-d) 100%);color:#fff}\n.meta-badge.chapter{background:linear-gradient(135deg,var(--gold) 0%,var(--gold-d) 100%);color:#fff;white-space:normal;max-width:100%;line-height:1.3;text-align:left}\n.meta-badge.weight{background:#fff;border:1.5px solid var(--gold);color:var(--gold-d)}\n.meta-badge.weak{background:linear-gradient(135deg,var(--red) 0%,var(--red-d) 100%);color:#fff}\n.meta-badge i{font-size:10.1px}\n.question-body{padding:22px}\n\/* ---- EXAM-PAPER TYPOGRAPHY (UPSC QP style) ---- *\/\n.question-text{font-family:var(--serif) !important;font-size:18.5px !important;line-height:1.7;color:#161b26;padding:20px 22px;background:#fffef9;border:1px solid #e9e3d2;border-left:4px solid var(--gold);border-radius:var(--r-md);margin-bottom:18px;box-shadow:inset 0 1px 0 #fff;text-align:justify;text-justify:inter-word;hyphens:auto;-webkit-hyphens:auto}\n.question-text b{font-weight:700}\n.question-text .q-stem{display:block}\n.q-stmt{display:grid;grid-template-columns:30px 1fr;gap:4px;margin:12px 0 0 14px;line-height:1.65}\n.q-stmt .sn{font-weight:600;text-align:left}\n.match-columns{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:14px 0 6px}\n.match-col-head{font-family:var(--sans) !important;font-size:13.4px !important;font-weight:700;font-style:normal;color:var(--navy-ink);margin-bottom:8px;padding-bottom:5px;border-bottom:1.5px solid var(--gold)}\n.match-item{display:grid;grid-template-columns:24px 1fr;gap:6px;margin-bottom:9px;line-height:1.55}\n.match-item .mn{font-weight:700;color:var(--gold-d)}\n@media(max-width:640px){.match-columns{grid-template-columns:1fr}}\n.q-lead{display:block;margin-top:16px}\n.options-list{display:flex;flex-direction:column;gap:9px}\n.option-item{font-family:var(--serif) !important;padding:12px 16px;border:1.5px solid var(--line);border-radius:var(--r-md);cursor:pointer;display:flex;align-items:flex-start;gap:12px;transition:all .25s;background:#fff}\n.option-item:hover:not(.disabled){border-color:var(--navy-l);background:#F6F9FF;transform:translateX(4px)}\n.option-item.selected{border-color:var(--navy);background:#EFF5FF;box-shadow:0 0 0 1px var(--navy)}\n.option-item.correct{border-color:var(--green);background:#F0FDF6;box-shadow:0 0 0 1px var(--green)}\n.option-item.incorrect{border-color:var(--red);background:#FEF4F4;box-shadow:0 0 0 1px var(--red)}\n.option-item.disabled{cursor:default}\n.option-letter{min-width:34px;font-family:inherit;font-weight:600;font-size:17.3px !important;color:#161b26;flex-shrink:0;line-height:1.6;transition:color .25s}\n.option-item.selected .option-letter{color:var(--navy-d)}\n.option-item.correct .option-letter{color:var(--green-d)}\n.option-item.incorrect .option-letter{color:var(--red-d)}\n.option-text{font-size:17.3px !important;line-height:1.6;color:#161b26;flex:1;text-align:justify;text-justify:inter-word;hyphens:auto;-webkit-hyphens:auto}\n.option-icon{font-size:16px;display:none}\n.option-item.correct .option-icon,.option-item.incorrect .option-icon{display:block}\n.option-item.correct .option-icon{color:var(--green)}\n.option-item.incorrect .option-icon{color:var(--red)}\n.explanation-box{margin-top:18px;padding:16px;background:linear-gradient(135deg,#FFFBEB 0%,#FEF3C7 100%);border-radius:var(--r-md);border-left:4px solid var(--gold);display:none;animation:gpSlide .4s ease}\n.explanation-box.show{display:block}\n@keyframes gpSlide{from{opacity:0;transform:translateY(-10px)}to{opacity:1;transform:none}}\n.explanation-title{font-size:13.4px;font-weight:700;color:var(--gold-d);margin-bottom:8px;display:flex;align-items:center;gap:6px}\n.explanation-text{font-family:var(--serif) !important;font-size:16.3px !important;line-height:1.68;color:#1c2330;text-align:justify;text-justify:inter-word;hyphens:auto;-webkit-hyphens:auto}\n.mastery-indicator{margin-top:14px;padding:10px 14px;background:#F8FAFC;border-radius:var(--r-md);display:none}\n.mastery-indicator.show{display:flex;align-items:center;justify-content:space-between}\n.mastery-label{font-size:12.5px;color:var(--mut);display:flex;align-items:center;gap:5px}\n.mastery-stars{display:flex;gap:2px}\n.mastery-stars i{color:var(--line);font-size:13.6px}\n.mastery-stars i.filled{color:#fbbf24}\n.question-nav{margin-top:20px;padding:16px 20px;background:#F8FAFC;display:flex;justify-content:space-between;align-items:center;gap:12px;border-radius:var(--r-md);border:1px solid var(--line)}\n.nav-btn{padding:11px 22px;min-height:44px;border:none;border-radius:var(--r-md);font-size:13.6px;font-weight:700;cursor:pointer;display:flex;align-items:center;gap:7px;transition:all .3s;font-family:var(--sans);touch-action:manipulation}\n.nav-btn.prev{background:#fff;color:var(--mut);border:2px solid var(--line)}\n.nav-btn.prev:hover:not(:disabled){border-color:var(--navy);color:var(--navy);transform:translateX(-3px)}\n.nav-btn.check{background:linear-gradient(135deg,var(--gold) 0%,var(--gold-d) 100%);color:#fff;flex:1;justify-content:center;max-width:220px;box-shadow:var(--sh-md)}\n.nav-btn.check:hover:not(:disabled){transform:translateY(-2px);box-shadow:var(--sh-lg)}\n.nav-btn.next{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-d) 100%);color:#fff;box-shadow:var(--sh-md)}\n.nav-btn.next:hover:not(:disabled){transform:translateX(3px);box-shadow:var(--sh-lg)}\n.nav-btn:disabled{opacity:.5;cursor:not-allowed}\n\n\/* ---------- RIGHT SIDEBAR ---------- *\/\n.dashboard-sidebar{display:flex;flex-direction:column;gap:16px;align-self:start;min-width:0}\n.progress-combo{display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:center}\n.progress-combo .stat-col{display:flex;flex-direction:column;gap:2px}\n.progress-combo .stat-row{padding:5px 0}\n.progress-ring-container{display:flex;justify-content:center}\n.progress-ring{position:relative;width:100px;height:100px}\n.progress-ring svg{transform:rotate(-90deg)}\n.progress-ring-bg{fill:none;stroke:var(--line);stroke-width:8}\n.progress-ring-fill{fill:none;stroke:var(--green);stroke-width:8;stroke-linecap:round;transition:stroke-dashoffset .5s}\n.progress-ring-text{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center}\n.progress-ring-percentage{font-family:var(--serif);font-size:24px;font-weight:600;color:var(--ink)}\n.progress-ring-label{font-size:10.1px;color:var(--mut)}\n.progress-stats-mini{display:grid;grid-template-columns:1fr 1fr;gap:8px}\n.progress-stat-mini{background:#F8FAFC;padding:10px;border-radius:var(--r-sm);text-align:center}\n.progress-stat-mini .value{font-family:var(--serif);font-size:19.2px;font-weight:600}\n.progress-stat-mini .value.correct{color:var(--green)}\n.progress-stat-mini .value.incorrect{color:var(--red)}\n.progress-stat-mini .label{font-size:10.1px;color:var(--mut);margin-top:2px}\n.question-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:6px;max-height:200px;overflow-y:auto;padding:2px}\n.grid-item{width:100%;aspect-ratio:1;border-radius:var(--r-sm);display:flex;align-items:center;justify-content:center;font-weight:600;font-size:11.7px;cursor:pointer;transition:all .3s;border:2px solid transparent;position:relative}\n.grid-item.unattempted{background:var(--navy);color:#fff}\n.grid-item.current{background:var(--gold);color:#fff;transform:scale(1.1);box-shadow:var(--sh-md);z-index:1}\n.grid-item.attempted{background:#f7ce6b;color:var(--ink)}\n.grid-item.correct-answered{background:var(--green);color:#fff}\n.grid-item.incorrect-answered{background:var(--red);color:#fff}\n.grid-item.weak-marked::after{content:'!';position:absolute;top:-3px;right:-3px;width:12px;height:12px;background:var(--red);border-radius:50%;font-size:8.8px;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700}\n.grid-item:hover:not(.current){transform:scale(1.05)}\n.legend{padding-top:12px;border-top:1px solid var(--line);margin-top:4px}\n.legend-items{display:flex;flex-wrap:wrap;gap:10px}\n.legend-item{display:flex;align-items:center;gap:5px;font-size:10.9px;color:var(--mut)}\n.legend-color{width:14px;height:14px;border-radius:3px}\n.legend-color.unattempted{background:var(--navy)}\n.legend-color.attempted{background:#f7ce6b}\n.legend-color.correct{background:var(--green)}\n.legend-color.incorrect{background:var(--red)}\n.stat-row{display:flex;justify-content:space-between;align-items:center;padding:8px 0;border-bottom:1px dashed var(--line)}\n.stat-row:last-child{border-bottom:none}\n.stat-label{color:var(--mut);font-size:13.1px}\n.stat-value{font-weight:700;font-size:15.2px;color:var(--ink)}\n.stat-value.correct{color:var(--green)}\n.stat-value.incorrect{color:var(--red)}\n.action-buttons{display:flex;flex-direction:column;gap:10px}\n.action-btn{width:100%;padding:12px;min-height:46px;border:none;border-radius:var(--r-md);font-size:13.6px;font-weight:700;cursor:pointer;display:flex;align-items:center;justify-content:center;gap:7px;transition:all .3s;font-family:var(--sans)}\n.action-btn.submit{background:linear-gradient(135deg,var(--green) 0%,var(--green-d) 100%);color:#fff;box-shadow:var(--sh-md)}\n.action-btn.submit:hover{transform:translateY(-2px);box-shadow:var(--sh-lg)}\n.action-btn.reset{background:#F8FAFC;color:var(--mut);border:2px solid var(--line)}\n.action-btn.reset:hover{border-color:var(--red);color:var(--red)}\n.reset-note{font-size:11.5px;color:var(--faint);text-align:center;margin-top:6px;line-height:1.45}\n\n\/* ---------- TOAST & MODAL ---------- *\/\n.warning-toast{position:fixed;bottom:30px;left:50%;transform:translateX(-50%);background:var(--red);color:#fff;padding:12px 24px;border-radius:var(--r-md);font-weight:600;box-shadow:var(--sh-lg);z-index:10000;display:none;animation:gpUp .3s ease;font-size:14.1px}\n.warning-toast.show{display:flex;align-items:center;gap:8px}\n.warning-toast.success{background:var(--green)}\n@keyframes gpUp{from{opacity:0;transform:translateX(-50%) translateY(20px)}to{opacity:1;transform:translateX(-50%) translateY(0)}}\n.result-modal{position:fixed;inset:0;background:rgba(9,20,45,.72);display:none;justify-content:center;align-items:center;z-index:10000;padding:20px}\n.result-modal.show{display:flex}\n.result-content{background:#fff;padding:32px;border-radius:var(--r-lg);text-align:center;max-width:440px;width:100%;box-shadow:var(--sh-lg);animation:gpModal .3s ease;max-height:90vh;overflow-y:auto}\n@keyframes gpModal{from{opacity:0;transform:scale(.92)}to{opacity:1;transform:scale(1)}}\n.result-icon{font-size:50px;margin-bottom:16px}\n.result-title{font-family:var(--serif);font-size:24px;font-weight:600;color:var(--ink);margin-bottom:8px}\n.result-message{color:var(--mut);margin-bottom:20px;font-size:14.4px}\n.result-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:20px}\n.result-stat{background:#F8FAFC;padding:12px;border-radius:var(--r-md)}\n.result-stat-value{font-family:var(--serif);font-size:22.4px;font-weight:600;color:var(--navy)}\n.result-stat-label{font-size:11.5px;color:var(--mut)}\n.result-buttons{display:flex;gap:10px;justify-content:center;flex-wrap:wrap}\n.result-btn{padding:10px 20px;border:none;border-radius:var(--r-md);font-weight:700;cursor:pointer;transition:all .3s;display:flex;align-items:center;gap:6px;font-size:13.1px;font-family:var(--sans)}\n.result-btn.primary{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-d) 100%);color:#fff}\n.result-btn.secondary{background:#F8FAFC;color:var(--mut)}\n.result-btn.weak{background:linear-gradient(135deg,var(--red) 0%,var(--red-d) 100%);color:#fff}\n.result-btn:hover{transform:translateY(-2px)}\n\n\/* =====================================================\n   EXAM ANALYTICS  (PYQ bank only)\n===================================================== *\/\n.an-wrap{padding:6px 28px 40px;max-width:1080px;margin:0 auto}\n.an-card{padding:22px 22px}\n.bar-row{display:grid;grid-template-columns:34px minmax(190px,1.5fr) 2.3fr auto;align-items:center;gap:12px;padding:6px 0}\n.bar-row+.bar-row{border-top:1px dashed #eef1f6}\n.bar-rank{font-family:var(--serif);color:var(--mut);font-size:14.4px;text-align:right}\n.bar-name{font-size:13.8px;font-weight:500;line-height:1.35;overflow-wrap:break-word;word-break:break-word}\n.bar-track{background:#eef1f6;border-radius:8px;height:20px;overflow:hidden}\n.bar-fill{height:100%;border-radius:8px;transition:width .8s ease}\n.bar-val{font-weight:700;font-size:14.7px;min-width:64px;text-align:right}\n.bar-val .pct{display:inline-block;font-weight:500;color:var(--mut);font-size:11.5px;margin-left:6px}\n.tbl-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:14px;background:#fff}\ntable.matrix{border-collapse:collapse;width:100%;font-size:12.6px;min-width:900px}\ntable.matrix th,table.matrix td{text-align:center;padding:8px 5px;border-bottom:1px solid #eef1f6}\ntable.matrix thead th{background:var(--navy);color:#fff;font-weight:600;font-size:11.7px}\ntable.matrix thead th:first-child{text-align:left;padding-left:14px}\n.rn{text-align:left!important;padding-left:14px!important;font-weight:500;white-space:normal;overflow-wrap:break-word;word-break:break-word;min-width:160px;max-width:300px;line-height:1.4;background:#fbfcfe}\n.rt{font-weight:700;background:#f2f4f8;border-left:2px solid var(--gold)}\ntable.matrix tbody tr:hover td{outline:1px solid rgba(201,153,42,.25)}\ntable.matrix tfoot td{background:var(--navy-d);color:#fff;font-weight:700;border-bottom:none}\ntable.matrix tfoot td:first-child{text-align:left;padding-left:14px}\n.hm-legend{display:flex;align-items:center;gap:8px;margin-top:14px;font-size:12.8px;color:var(--mut)}\n.hm-legend .sw{width:22px;height:14px;border-radius:3px;display:inline-block}\n.year-chart{display:flex;align-items:flex-end;gap:8px;height:180px;padding-top:14px}\n.yb{flex:1;display:flex;flex-direction:column;align-items:center;height:100%;justify-content:flex-end}\n.yb-bar{width:100%;max-width:52px;background:linear-gradient(180deg,var(--gold-l),var(--gold));border-radius:6px 6px 0 0;position:relative;min-height:14px;transition:height .8s ease}\n.yb-bar span{position:absolute;top:-20px;left:0;right:0;text-align:center;font-weight:700;font-size:12.8px;color:var(--navy)}\n.yb-lab{margin-top:8px;font-size:10.6px;color:var(--mut);text-align:center}\n.insight{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px}\n.ins{background:var(--card);border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:10px;padding:15px 17px}\n.ins h4{font-size:13.1px;color:var(--navy-d);margin-bottom:6px}\n.ins p{font-size:13.9px;color:#3a4453}\n.ins b{color:var(--gold-d)}\n\n\/* =====================================================\n   MY PERFORMANCE (AI COACH)\n===================================================== *\/\n.ai-wrap{padding:6px 28px 40px;max-width:1080px;margin:0 auto}\n.ai-hero{display:grid;grid-template-columns:280px 1fr;gap:18px;align-items:stretch}\n.ai-ring-card{background:linear-gradient(150deg,var(--navy-ink) 0%,var(--navy-d) 70%,#2f5fe0 100%);border-radius:var(--r-lg);padding:26px 20px;color:#fff;text-align:center;display:flex;flex-direction:column;align-items:center;justify-content:center;box-shadow:var(--sh-md)}\n.ai-ring{position:relative;width:150px;height:150px}\n.ai-ring svg{transform:rotate(-90deg)}\n.ai-ring .bg{fill:none;stroke:rgba(255,255,255,.14);stroke-width:11}\n.ai-ring .fg{fill:none;stroke:var(--gold-l);stroke-width:11;stroke-linecap:round;transition:stroke-dashoffset 1s ease}\n.ai-ring-txt{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center}\n.ai-ring-txt .n{font-family:var(--serif);font-size:40px;font-weight:600;color:var(--gold-l);line-height:1}\n.ai-ring-txt .l{font-size:9.9px;letter-spacing:.12em;text-transform:uppercase;color:#bfdbfe;margin-top:4px}\n.ai-verdict{margin-top:14px;font-size:13.8px;color:#dbeafe;line-height:1.5}\n.ai-verdict b{color:#fff}\n.ai-coach-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);padding:22px;box-shadow:var(--sh-sm)}\n.ai-coach-card h3{font-size:15.2px;color:var(--navy-ink);display:flex;align-items:center;gap:8px;margin-bottom:12px}\n.ai-reco{display:flex;gap:12px;padding:11px 0;border-bottom:1px dashed var(--line);align-items:flex-start}\n.ai-reco:last-child{border-bottom:none}\n.ai-reco .ic{width:30px;height:30px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:12.8px;flex-shrink:0;margin-top:2px}\n.ai-reco .ic.hot{background:var(--red-bg);color:var(--red-d)}\n.ai-reco .ic.warm{background:#fef7e6;color:var(--amber-d)}\n.ai-reco .ic.cool{background:#eff6ff;color:var(--navy)}\n.ai-reco .ic.good{background:var(--green-bg);color:var(--green-d)}\n.ai-reco .ic.cross{background:#f3e8ff;color:#7e22ce}\n.ai-reco p{font-size:13.9px;color:#37414f}\n.ai-reco p b{color:var(--navy-ink)}\n.ai-reco .go{margin-left:auto;flex-shrink:0;background:#EFF6FF;color:var(--navy-d);border:1px solid #d4e2fb;border-radius:8px;padding:6px 12px;font-size:11.5px;font-weight:700;cursor:pointer;transition:all .25s;font-family:var(--sans);white-space:nowrap}\n.ai-reco .go:hover{background:var(--navy);color:#fff}\n.ai-reco .go.cross{background:#faf5ff;color:#7e22ce;border-color:#e9d5ff}\n.ai-reco .go.cross:hover{background:#7e22ce;color:#fff}\n\n\/* Session planner strip *\/\n.planner{margin-top:18px;background:linear-gradient(135deg,#fffdf6 0%,#fff8e8 100%);border:1px solid #eadfc2;border-left:4px solid var(--gold);border-radius:var(--r-lg);padding:18px 20px;display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap}\n.planner-copy{flex:1;min-width:240px}\n.planner-copy h4{font-family:var(--serif);font-size:17.5px;font-weight:600;color:var(--navy-ink);margin-bottom:5px}\n.planner-copy p{font-size:13.1px;color:var(--mut);line-height:1.55}\n.planner-actions{display:flex;gap:10px;flex-wrap:wrap}\n.planner-btn{padding:11px 18px;min-height:44px;border:2px solid var(--gold);border-radius:var(--r-md);background:#fff;color:var(--gold-d);font-family:var(--sans);font-size:13.1px;font-weight:700;cursor:pointer;display:flex;align-items:center;gap:7px;transition:all .25s;white-space:nowrap}\n.planner-btn:hover{background:#fff6e0;transform:translateY(-2px);box-shadow:var(--sh-md)}\n.planner-btn.primary{background:linear-gradient(135deg,var(--gold) 0%,var(--gold-d) 100%);color:#fff;border-color:var(--gold-d)}\n.planner-btn.primary:hover{filter:brightness(1.06)}\n\n.ai-kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin-top:18px}\n.ai-kpi{background:var(--card);border:1px solid var(--line);border-radius:var(--r-md);padding:14px 16px;box-shadow:var(--sh-sm)}\n.ai-kpi .n{font-family:var(--serif);font-size:25.6px;font-weight:600;color:var(--navy-d)}\n.ai-kpi .n.g{color:var(--green-d)} .ai-kpi .n.r{color:var(--red-d)} .ai-kpi .n.a{color:var(--amber-d)}\n.ai-kpi .l{font-size:10.9px;letter-spacing:.05em;text-transform:uppercase;color:var(--mut);margin-top:2px}\n\ntable.perf{border-collapse:collapse;width:100%;font-size:13.1px;min-width:900px}\ntable.perf th,table.perf td{padding:10px 10px;border-bottom:1px solid #eef1f6;text-align:center;vertical-align:middle}\ntable.perf thead th{background:var(--navy);color:#fff;font-weight:600;font-size:11.5px}\ntable.perf th:first-child,table.perf td:first-child{text-align:left;padding-left:14px}\ntable.perf td:first-child{font-weight:500;background:#fbfcfe;white-space:normal;overflow-wrap:break-word;word-break:break-word;min-width:150px;max-width:250px;line-height:1.4}\ntable.perf td .sub{display:block;font-size:10.6px;color:var(--faint);font-weight:500;margin-top:3px;line-height:1.3}\ntable.perf td .sub.derived{color:var(--amber-d);font-weight:700}\ntable.perf td .sub.frompyq{color:var(--navy-d);font-weight:700}\n.wcell{font-family:var(--serif);font-size:16.5px;font-weight:600;color:var(--gold-d)}\n.mini-track{background:#eef1f6;border-radius:6px;height:9px;overflow:hidden;min-width:80px}\n.mini-fill{height:100%;border-radius:6px}\n.tag{display:inline-block;font-size:10.6px;font-weight:700;padding:3px 9px;border-radius:20px;text-transform:uppercase;letter-spacing:.03em}\n.tag.hot{background:var(--red-bg);color:var(--red-d)}\n.tag.warm{background:#fef7e6;color:var(--amber-d)}\n.tag.ok{background:#eff6ff;color:var(--navy-d)}\n.tag.good{background:var(--green-bg);color:var(--green-d)}\n.tag.na{background:#f1f5f9;color:var(--faint)}\n.mini-go{background:none;border:1px solid var(--line);border-radius:8px;padding:5px 10px;font-size:11.2px;font-weight:700;color:var(--navy-d);cursor:pointer;transition:all .25s;font-family:var(--sans)}\n.mini-go:hover{background:var(--navy);color:#fff;border-color:var(--navy)}\n\n\/* Ranked single-bar lists: marks leaking, question formats *\/\n.lead-note{font-size:13.1px;color:var(--mut);line-height:1.6;margin-bottom:16px}\n.lead-note b{color:var(--navy-ink)}\n.lrow{display:grid;grid-template-columns:minmax(150px,1.2fr) 2.4fr 96px;gap:14px;align-items:center;padding:9px 0}\n.lrow+.lrow{border-top:1px dashed #eef1f6}\n.lrow .lname{font-size:13.4px;font-weight:600;line-height:1.35;overflow-wrap:break-word;word-break:break-word;color:var(--ink)}\n.lrow .lsub{display:block;font-size:10.8px;font-weight:600;color:var(--faint);margin-top:4px;letter-spacing:.02em}\n.lrow .ltrack{background:#eef1f6;border-radius:7px;height:16px;overflow:hidden}\n.lrow .lfill{height:100%;border-radius:7px;transition:width .8s ease}\n.lrow .lval{text-align:right;font-family:var(--serif);font-size:17px;font-weight:600;color:var(--ink)}\n.lrow .lval small{display:block;font-family:var(--sans);font-size:10.4px;font-weight:600;color:var(--faint);letter-spacing:.03em;text-transform:uppercase;margin-top:2px}\n\n.rev-item{display:flex;align-items:center;gap:10px;background:#F8FAFC;border-left:3px solid var(--amber);border-radius:var(--r-sm);padding:10px 12px;margin-bottom:8px;font-size:12.6px;cursor:pointer;transition:all .25s}\n.rev-item:hover{background:#fef7e6;transform:translateX(3px)}\n.rev-item .q-num{font-weight:700;color:var(--amber-d);flex-shrink:0}\n.rev-item .q-text{flex:1;color:var(--mut);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}\n.rev-item .days{background:var(--amber);color:#fff;padding:2px 8px;border-radius:20px;font-size:10.2px;font-weight:700;white-space:nowrap}\n.ai-empty{text-align:center;padding:34px 20px;color:var(--mut)}\n.ai-empty .big{font-family:var(--serif);font-size:19.2px;color:var(--navy-ink);margin-bottom:6px}\n.ai-empty p{font-size:13.9px;max-width:52ch;margin:0 auto}\n.ai-two{display:grid;grid-template-columns:1fr 1fr;gap:18px}\n.perf-reset-wrap{margin-top:34px;padding:18px;border:1px dashed #f3c1c1;border-radius:var(--r-lg);background:#fffafa;display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap}\n.perf-reset-wrap p{font-size:13.1px;color:var(--mut);flex:1;min-width:220px}\n.perf-reset-wrap p b{color:var(--red-d)}\n.perf-reset-btn{padding:11px 20px;background:#fff;border:2px solid #f3c1c1;border-radius:var(--r-md);color:var(--red-d);font-size:13.1px;font-weight:700;cursor:pointer;transition:all .25s;font-family:var(--sans);display:flex;align-items:center;gap:7px;white-space:nowrap}\n.perf-reset-btn:hover{background:var(--red);border-color:var(--red);color:#fff}\n\n\/* Bank-empty notice *\/\n.bank-empty{margin:24px 28px 40px;padding:26px;border:1px dashed var(--line);border-radius:var(--r-lg);background:#fff;text-align:center}\n.bank-empty .big{font-family:var(--serif);font-size:20px;color:var(--navy-ink);margin-bottom:8px}\n.bank-empty p{font-size:13.6px;color:var(--mut);max-width:56ch;margin:0 auto;line-height:1.6}\n.bank-empty code{font-family:ui-monospace,SFMono-Regular,Menlo,monospace !important;background:#F1F5FB;border:1px solid var(--line);border-radius:5px;padding:1px 6px;font-size:12.6px;color:var(--navy-d)}\n\n\/* ---------- RESPONSIVE ---------- *\/\n@media(max-width:1024px){.quiz-container{grid-template-columns:minmax(0,1fr) 270px;gap:14px}}\n@media(max-width:900px){\n  .quiz-container{grid-template-columns:1fr;padding:0 12px 12px;gap:14px}\n  .filter-bar{padding:12px 12px 0}\n  .filter-list{flex-wrap:nowrap;overflow-x:auto;padding-bottom:6px;-webkit-overflow-scrolling:touch}\n  .question-panel{order:1}\n  .dashboard-sidebar{order:2}\n  .gp-head-top{flex-direction:column;gap:12px}\n  .gp-stats{width:100%;flex-wrap:nowrap;overflow-x:auto;padding-bottom:4px;-webkit-overflow-scrolling:touch}\n  .gp-stat{min-width:84px;padding:7px 12px;flex:0 0 auto}\n  .gp-stat .n{font-size:19.2px}\n  .bank-switch{width:100%}\n  .bank-btn{flex:1;justify-content:center}\n  .gp-tabs{overflow-x:auto;flex-wrap:nowrap;-webkit-overflow-scrolling:touch}\n  .gp-tab{flex:0 0 auto;white-space:nowrap}\n  .mode-selector{flex-direction:column;align-items:stretch;padding:10px 12px}\n  .mode-tabs{overflow-x:auto;flex-wrap:nowrap;padding-bottom:4px;-webkit-overflow-scrolling:touch}\n  .mode-tab{flex:0 0 auto;white-space:nowrap}\n  .session-info{justify-content:center}\n  .question-grid{display:flex;flex-wrap:nowrap;overflow-x:auto;max-height:none;padding-bottom:6px;gap:7px;-webkit-overflow-scrolling:touch}\n  .grid-item{flex:0 0 40px;height:40px;aspect-ratio:auto}\n  .weak-question-list{max-height:150px}\n  .ai-hero{grid-template-columns:1fr}\n  .ai-two{grid-template-columns:1fr}\n}\n@media(max-width:600px){\n  .gp-header{padding:18px 14px 0}\n  .gp-brand h1{font-size:20.5px}\n  .gp-brand p{font-size:12.5px}\n  .bank-btn{padding:9px 12px;font-size:12px}\n  .gp-tab{padding:9px 13px;font-size:12px}\n  .an-wrap,.ai-wrap{padding:6px 12px 30px}\n  .bank-empty{margin:18px 12px 30px;padding:20px}\n  .question-header{padding:11px 14px}\n  .question-number{font-size:15px}\n  .question-body{padding:14px}\n  .question-text{font-size:17px !important;padding:15px 16px;line-height:1.68}\n  .q-stmt{margin-left:6px;grid-template-columns:26px 1fr}\n  .option-item{padding:11px 12px;gap:9px}\n  .option-letter{min-width:30px;font-size:16.3px !important}\n  .option-text{font-size:16.3px !important}\n  .option-item:hover:not(.disabled){transform:none}\n  .question-nav{flex-wrap:wrap;padding:12px;gap:9px}\n  .nav-btn{padding:11px 16px;font-size:12.8px;flex:1;justify-content:center}\n  .nav-btn.check{order:-1;width:100%;max-width:none;flex-basis:100%}\n  .progress-combo{grid-template-columns:auto 1fr;gap:10px}\n  .result-stats{grid-template-columns:repeat(3,1fr);gap:7px}\n  .result-content{padding:22px}\n  .result-buttons{flex-direction:column}\n  .bar-row{grid-template-columns:28px 1fr;row-gap:4px}\n  .bar-track{grid-column:1\/-1}\n  .bar-name,.bar-val{grid-column:2;text-align:left}\n  .sec-head{flex-wrap:wrap;gap:6px}\n  .sec-head .hint{margin-left:0;flex-basis:100%}\n  .sec-head h2{font-size:16px}\n  .year-chart{height:140px;gap:5px}\n  .yb-bar span{font-size:10.9px;top:-17px}\n  .yb-lab{font-size:9.3px}\n  .ai-ring{transform:scale(.85);margin:-8px}\n  .ai-ring-txt .n{font-size:33.6px}\n  .ai-kpis{grid-template-columns:repeat(2,1fr)}\n  .ai-kpi .n{font-size:20.8px}\n  .ai-reco{flex-wrap:wrap}\n  .ai-reco .go{margin-left:42px}\n  .insight{grid-template-columns:1fr}\n  .warning-toast{width:calc(100% - 32px);justify-content:center;font-size:12.8px}\n  .gp-stat{min-width:76px}\n  .perf-reset-wrap{flex-direction:column;align-items:stretch}\n  .perf-reset-btn{justify-content:center}\n  .planner{flex-direction:column;align-items:stretch;padding:16px}\n  .planner-actions{flex-direction:column}\n  .planner-btn{justify-content:center}\n  .lrow{grid-template-columns:1fr auto;row-gap:6px}\n  .lrow .ltrack{grid-column:1\/-1}\n}\n@media(max-width:380px){\n  .gp-header{padding:14px 10px 0}\n  .gp-tab{padding:8px 10px;font-size:11.2px}\n  .mode-tab{padding:8px 11px;font-size:11.7px}\n  .question-text{font-size:16px !important;padding:12px}\n  .option-text,.option-letter{font-size:15.5px !important}\n  .an-wrap,.ai-wrap{padding:6px 8px 24px}\n  .quiz-container{padding:0 8px 8px}\n  .filter-bar{padding:10px 8px 0}\n}\n<\/style>\n\n<div class=\"cwq-portal\" id=\"quizWrapper\">\n    <!-- Warning Toast -->\n    <div class=\"warning-toast\" id=\"warningToast\">\n        <span class=\"ic\">&#9888;&#65039;<\/span>\n        <span id=\"toastMessage\">Message<\/span>\n    <\/div>\n\n    <!-- Result Modal -->\n    <div class=\"result-modal\" id=\"resultModal\">\n        <div class=\"result-content\">\n            <div class=\"result-icon\" id=\"resultIcon\">&#127881;<\/div>\n            <h2 class=\"result-title\" id=\"resultTitle\">Great Job!<\/h2>\n            <p class=\"result-message\" id=\"resultMessage\">You have completed the quiz.<\/p>\n            <div class=\"result-stats\">\n                <div class=\"result-stat\"><div class=\"result-stat-value\" id=\"resultCorrect\">0<\/div><div class=\"result-stat-label\">Correct<\/div><\/div>\n                <div class=\"result-stat\"><div class=\"result-stat-value\" id=\"resultIncorrect\">0<\/div><div class=\"result-stat-label\">Incorrect<\/div><\/div>\n                <div class=\"result-stat\"><div class=\"result-stat-value\" id=\"resultScore\">0%<\/div><div class=\"result-stat-label\">Score<\/div><\/div>\n            <\/div>\n            <div class=\"result-buttons\">\n                <button class=\"result-btn secondary\" id=\"reviewBtn\"><span class=\"ic\">&#128065;<\/span> Review<\/button>\n                <button class=\"result-btn weak\" id=\"practiceWeakBtn\" style=\"display:none;\"><span class=\"ic\">&#9888;&#65039;<\/span> Practice Weak<\/button>\n                <button class=\"result-btn primary\" id=\"retryBtn\"><span class=\"ic\">&#8635;<\/span> Try Again<\/button>\n            <\/div>\n        <\/div>\n    <\/div>\n\n    <!-- ================= HEADER ================= -->\n    <header class=\"gp-header\">\n        <div class=\"gp-head-top\">\n            <div class=\"gp-brand\">\n                <div class=\"eyebrow\" id=\"topicEyebrow\">CSS ADDA &middot; PromotionExams.com<\/div>\n                <h1 id=\"topicName\">CCS (Pension) Rules<\/h1>\n                <p id=\"topicSubtitle\">Previous year papers and a chapter-wise bank, in one place<\/p>\n            <\/div>\n            <div class=\"gp-stats\">\n                <div class=\"gp-stat\"><div class=\"n\" id=\"hdrTotalQ\">0<\/div><div class=\"l\" id=\"hdrTotalQLabel\">Questions<\/div><\/div>\n                <div class=\"gp-stat\"><div class=\"n\" id=\"hdrGroups\">0<\/div><div class=\"l\" id=\"hdrGroupsLabel\">Chapters<\/div><\/div>\n                <div class=\"gp-stat\"><div class=\"n\" id=\"hdrMastered\">0%<\/div><div class=\"l\">Mastered<\/div><\/div>\n                <div class=\"gp-stat clickable\" id=\"weakBadgeHeader\" style=\"display:none;\"><div class=\"n\" id=\"weakCountHeader\">0<\/div><div class=\"l\">Weak Areas<\/div><\/div>\n                <div class=\"gp-stat\"><div class=\"n\" id=\"hdrReadiness\">&mdash;<\/div><div class=\"l\">Readiness<\/div><\/div>\n            <\/div>\n        <\/div>\n\n        <!-- Which body of questions you are working. Sits above the tabs\n             because it changes what the tabs are, not just what they show. -->\n        <div class=\"bank-switch\" id=\"bankSwitch\">\n            <button class=\"bank-btn\" data-bank=\"pyq\"><span class=\"ic\">&#128220;<\/span> Previous Year Papers <span class=\"cnt\" id=\"bankCountPyq\">0<\/span><\/button>\n            <button class=\"bank-btn active\" data-bank=\"chapter\"><span class=\"ic\">&#128218;<\/span> Chapter-wise Bank <span class=\"cnt\" id=\"bankCountChapter\">0<\/span><\/button>\n        <\/div>\n\n        <nav class=\"gp-tabs\">\n            <button class=\"gp-tab active\" data-view=\"practice\"><span class=\"ic\">&#9997;&#65039;<\/span> Practice Quiz<\/button>\n            <button class=\"gp-tab\" data-view=\"analytics\" id=\"tabAnalytics\"><span class=\"ic\">&#128202;<\/span> Exam Analytics<\/button>\n            <button class=\"gp-tab\" data-view=\"performance\"><span class=\"ic\">&#129504;<\/span> My Performance <span class=\"pill\" id=\"perfPill\" style=\"display:none;\">!<\/span><\/button>\n        <\/nav>\n    <\/header>\n\n    <!-- ================= VIEW 1 : PRACTICE ================= -->\n    <div class=\"gp-view active\" id=\"view-practice\">\n\n    <div class=\"bank-empty\" id=\"bankEmpty\" style=\"display:none;\">\n        <div class=\"big\" id=\"bankEmptyTitle\">This bank is empty<\/div>\n        <p id=\"bankEmptyText\">Paste your questions into the array at the top of the script and reload.<\/p>\n    <\/div>\n\n    <div id=\"practiceBody\">\n    <div class=\"mode-selector\">\n        <div class=\"mode-tabs\">\n            <button class=\"mode-tab active\" data-mode=\"all\" id=\"modeAll\">\n                <span class=\"ic\">&#128203;<\/span> All Questions <span class=\"badge\" id=\"allCount\">0<\/span>\n            <\/button>\n            <button class=\"mode-tab\" data-mode=\"year\" id=\"modeYear\" style=\"display:none;\">\n                <span class=\"ic\">&#128197;<\/span> By Year\n            <\/button>\n            <button class=\"mode-tab\" data-mode=\"chapter\" id=\"modeChapter\">\n                <span class=\"ic\">&#128218;<\/span> By Chapter\n            <\/button>\n            <button class=\"mode-tab\" data-mode=\"weight\" id=\"modeWeight\">\n                <span class=\"ic\">&#127919;<\/span> High-Weight First\n            <\/button>\n            <button class=\"mode-tab session-mode\" data-mode=\"session\" id=\"modeSession\" style=\"display:none;\">\n                <span class=\"ic\">&#129513;<\/span> <span id=\"sessionTabLabel\">My Session<\/span> <span class=\"badge\" id=\"sessionModeCount\">0<\/span>\n            <\/button>\n            <button class=\"mode-tab weak-mode\" data-mode=\"weak\" id=\"modeWeak\">\n                <span class=\"ic\">&#9888;&#65039;<\/span> Weak Areas <span class=\"badge\" id=\"weakModeCount\">0<\/span>\n            <\/button>\n        <\/div>\n        <div class=\"session-info\" id=\"sessionInfo\" style=\"display:none;\">\n            <span class=\"ic\">&#128340;<\/span>\n            <span id=\"sessionText\">Last session<\/span>\n            <button class=\"resume-btn\" id=\"resumeBtn\"><span class=\"ic\">&#9654;<\/span> Resume<\/button>\n        <\/div>\n    <\/div>\n\n    <div class=\"filter-bar\">\n        <div class=\"filter-bar-row\">\n            <div class=\"quiz-card\" id=\"yearFilterCard\" style=\"display:none;\">\n                <div class=\"quiz-card-header light\"><h3><span class=\"ic\">&#128197;<\/span> Filter by Exam Cycle<\/h3><\/div>\n                <div class=\"quiz-card-body\" style=\"padding:10px 14px\"><div class=\"filter-list\" id=\"yearList\"><\/div><\/div>\n            <\/div>\n            <div class=\"quiz-card\" id=\"chapterFilterCard\" style=\"display:none;\">\n                <div class=\"quiz-card-header light\"><h3><span class=\"ic\">&#128218;<\/span> Filter by Chapter &mdash; gold dot marks a high-weight chapter<\/h3><\/div>\n                <div class=\"quiz-card-body\" style=\"padding:10px 14px\"><div class=\"filter-list\" id=\"chapterList\"><\/div><\/div>\n            <\/div>\n            <div class=\"quiz-card weak-areas-card\" id=\"weakAreasCard\" style=\"display:none;\">\n                <div class=\"quiz-card-header\"><h3><span class=\"ic\">&#9888;&#65039;<\/span> Weak Areas<\/h3><\/div>\n                <div class=\"quiz-card-body\" style=\"padding:10px 14px\">\n                    <div class=\"weak-question-list\" id=\"weakQuestionList\"><\/div>\n                    <button class=\"practice-weak-btn\" id=\"practiceWeakAreasBtn\"><span class=\"ic\">&#8635;<\/span> Practice All Weak Areas<\/button>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n    <div class=\"quiz-container\">\n        <main class=\"question-panel\">\n            <div class=\"question-header\">\n                <span class=\"question-number\" id=\"questionNumber\">Question 1 of 20<\/span>\n                <div class=\"question-meta\">\n                    <div class=\"meta-badge year\" id=\"yearBadge\" style=\"display:none;\"><span class=\"ic\">&#128197;<\/span> <span id=\"currentQuestionYear\">&mdash;<\/span><\/div>\n                    <div class=\"meta-badge chapter\"><span class=\"ic\">&#128214;<\/span> <span id=\"currentQuestionChapter\">&mdash;<\/span><\/div>\n                    <div class=\"meta-badge weight\" id=\"weightBadge\"><span class=\"ic\">&#127919;<\/span> <span id=\"currentQuestionWeight\">&mdash;<\/span><\/div>\n                    <div class=\"meta-badge weak\" id=\"weakBadge\" style=\"display:none;\"><span class=\"ic\">&#9888;&#65039;<\/span> <span>Weak<\/span><\/div>\n                <\/div>\n            <\/div>\n            <div class=\"question-body\">\n                <div class=\"question-text\" id=\"questionText\">Loading question...<\/div>\n                <div class=\"options-list\" id=\"optionsList\"><\/div>\n                <div class=\"explanation-box\" id=\"explanationBox\">\n                    <div class=\"explanation-title\"><span class=\"ic\">&#128161;<\/span> Explanation<\/div>\n                    <p class=\"explanation-text\" id=\"explanationText\"><\/p>\n                <\/div>\n                <div class=\"mastery-indicator\" id=\"masteryIndicator\">\n                    <span class=\"mastery-label\"><span class=\"ic\">&#11088;<\/span> Mastery:<\/span>\n                    <div class=\"mastery-stars\" id=\"masteryStars\"><i>&#9733;<\/i><i>&#9733;<\/i><i>&#9733;<\/i><i>&#9733;<\/i><i>&#9733;<\/i><\/div>\n                <\/div>\n                <div class=\"question-nav\">\n                    <button class=\"nav-btn prev\" id=\"prevBtn\"><span class=\"ic\">&larr;<\/span> Previous<\/button>\n                    <button class=\"nav-btn check\" id=\"checkBtn\"><span class=\"ic\">&#10003;<\/span> Check Answer<\/button>\n                    <button class=\"nav-btn next\" id=\"nextBtn\">Next <span class=\"ic\">&rarr;<\/span><\/button>\n                <\/div>\n            <\/div>\n        <\/main>\n\n        <aside class=\"dashboard-sidebar\">\n            <div class=\"quiz-card\">\n                <div class=\"quiz-card-header light\"><h3><span class=\"ic\">&#128451;&#65039;<\/span> Question Navigator<\/h3><\/div>\n                <div class=\"quiz-card-body\">\n                    <div class=\"question-grid\" id=\"questionGrid\"><\/div>\n                    <div class=\"legend\">\n                        <div class=\"legend-items\">\n                            <div class=\"legend-item\"><div class=\"legend-color unattempted\"><\/div><span>New<\/span><\/div>\n                            <div class=\"legend-item\"><div class=\"legend-color attempted\"><\/div><span>Seen<\/span><\/div>\n                            <div class=\"legend-item\"><div class=\"legend-color correct\"><\/div><span>Correct<\/span><\/div>\n                            <div class=\"legend-item\"><div class=\"legend-color incorrect\"><\/div><span>Incorrect<\/span><\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <div class=\"quiz-card\">\n                <div class=\"quiz-card-header\"><h3><span class=\"ic\">&#127942;<\/span> Progress &amp; Session<\/h3><\/div>\n                <div class=\"quiz-card-body\">\n                    <div class=\"progress-combo\">\n                        <div class=\"progress-ring-container\">\n                            <div class=\"progress-ring\">\n                                <svg width=\"100\" height=\"100\">\n                                    <circle class=\"progress-ring-bg\" cx=\"50\" cy=\"50\" r=\"42\"><\/circle>\n                                    <circle class=\"progress-ring-fill\" cx=\"50\" cy=\"50\" r=\"42\" stroke-dasharray=\"264\" stroke-dashoffset=\"264\" id=\"progressRingFill\"><\/circle>\n                                <\/svg>\n                                <div class=\"progress-ring-text\">\n                                    <span class=\"progress-ring-percentage\" id=\"progressPercentage\">0%<\/span>\n                                    <span class=\"progress-ring-label\">Mastered<\/span>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                        <div class=\"stat-col\">\n                            <div class=\"stat-row\"><span class=\"stat-label\">Questions<\/span><span class=\"stat-value\" id=\"totalQuestions\">0<\/span><\/div>\n                            <div class=\"stat-row\"><span class=\"stat-label\">Attempted<\/span><span class=\"stat-value\" id=\"attemptedCount\">0<\/span><\/div>\n                            <div class=\"stat-row\"><span class=\"stat-label\">Correct<\/span><span class=\"stat-value correct\" id=\"correctCount\">0<\/span><\/div>\n                            <div class=\"stat-row\"><span class=\"stat-label\">Incorrect<\/span><span class=\"stat-value incorrect\" id=\"incorrectCount\">0<\/span><\/div>\n                        <\/div>\n                    <\/div>\n                    <div class=\"progress-stats-mini\" style=\"margin-top:10px\">\n                        <div class=\"progress-stat-mini\"><div class=\"value correct\" id=\"totalCorrectProgress\">0<\/div><div class=\"label\">Lifetime Correct<\/div><\/div>\n                        <div class=\"progress-stat-mini\"><div class=\"value incorrect\" id=\"totalWeakProgress\">0<\/div><div class=\"label\">Weak Areas<\/div><\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <div class=\"action-buttons\">\n                <button class=\"action-btn submit\" id=\"submitBtn\"><span class=\"ic\">&#128228;<\/span> Submit &amp; View Results<\/button>\n                <button class=\"action-btn reset\" id=\"resetBtn\"><span class=\"ic\">&#8634;<\/span> Reset Session<\/button>\n                <p class=\"reset-note\">Resets only this session's answers.<br>Lifetime performance &amp; mastery are kept.<\/p>\n            <\/div>\n        <\/aside>\n    <\/div>\n    <\/div><!-- \/practiceBody -->\n    <\/div><!-- \/view-practice -->\n\n    <!-- ================= VIEW 2 : EXAM ANALYTICS (PYQ bank) ================= -->\n    <div class=\"gp-view\" id=\"view-analytics\">\n        <div class=\"an-wrap\">\n            <div class=\"sec-head\"><span class=\"num\">01<\/span><h2>Ranked &mdash; Questions Asked per Chapter<\/h2><span class=\"hint\">gold = high-yield<\/span><\/div>\n            <div class=\"an-card\" id=\"rankedBars\"><\/div>\n\n            <div class=\"sec-head\"><span class=\"num\">02<\/span><h2>Heatmap &mdash; Chapter &times; Exam Cycle<\/h2><span class=\"hint\">darker gold = more questions<\/span><\/div>\n            <div class=\"tbl-scroll\" id=\"heatmapContainer\"><\/div>\n            <div class=\"hm-legend\"><span>Low<\/span><span class=\"sw\" style=\"background:#fdf6e3\"><\/span><span class=\"sw\" style=\"background:#f6e7b8\"><\/span><span class=\"sw\" style=\"background:#e9cf7f\"><\/span><span class=\"sw\" style=\"background:#d8b23f\"><\/span><span class=\"sw\" style=\"background:#c9992a\"><\/span><span>High<\/span><\/div>\n\n            <div class=\"sec-head\"><span class=\"num\">03<\/span><h2>Questions per Exam Cycle<\/h2><\/div>\n            <div class=\"an-card\"><div class=\"year-chart\" id=\"cycleChart\"><\/div><\/div>\n\n            <div class=\"sec-head\"><span class=\"num\">04<\/span><h2>Takeaways for Preparation<\/h2><\/div>\n            <div class=\"insight\" id=\"takeaways\"><\/div>\n        <\/div>\n    <\/div>\n\n    <!-- ================= VIEW 3 : MY PERFORMANCE ================= -->\n    <div class=\"gp-view\" id=\"view-performance\">\n        <div class=\"ai-wrap\">\n            <div id=\"aiEmptyState\" class=\"an-card ai-empty\" style=\"display:none;margin-top:24px;\">\n                <span class=\"ic\" style=\"font-size:32px\">&#129504;<\/span>\n                <div class=\"big\">Your AI coach is waiting for data<\/div>\n                <p id=\"aiEmptyText\">Attempt a few questions in the Practice tab. The coach will then score your readiness against the real weightage of each chapter, work out where marks are leaking, and build the next session for you.<\/p>\n            <\/div>\n\n            <div id=\"aiContent\">\n                <div class=\"sec-head\" style=\"margin-top:24px;\"><span class=\"num\">01<\/span><h2>Exam Readiness &mdash; AI Assessment<\/h2><span class=\"hint\" id=\"readinessHint\">weighted by exam weightage, not bank size<\/span><\/div>\n                <div class=\"ai-hero\">\n                    <div class=\"ai-ring-card\">\n                        <div class=\"ai-ring\">\n                            <svg width=\"150\" height=\"150\">\n                                <circle class=\"bg\" cx=\"75\" cy=\"75\" r=\"64\"><\/circle>\n                                <circle class=\"fg\" cx=\"75\" cy=\"75\" r=\"64\" stroke-dasharray=\"402\" stroke-dashoffset=\"402\" id=\"aiRingFill\"><\/circle>\n                            <\/svg>\n                            <div class=\"ai-ring-txt\"><span class=\"n\" id=\"aiScore\">0<\/span><span class=\"l\">Readiness \/ 100<\/span><\/div>\n                        <\/div>\n                        <div class=\"ai-verdict\" id=\"aiVerdict\"><\/div>\n                    <\/div>\n                    <div class=\"ai-coach-card\">\n                        <h3><span class=\"ic\">&#129668;<\/span> Smart Study Plan &mdash; What to do next<\/h3>\n                        <div id=\"aiRecoList\"><\/div>\n                    <\/div>\n                <\/div>\n\n                <div class=\"planner\">\n                    <div class=\"planner-copy\">\n                        <h4>Plan the next sitting<\/h4>\n                        <p id=\"plannerNote\">The coach picks the exact questions and gives each chapter time in proportion to the marks you are losing in it.<\/p>\n                    <\/div>\n                    <div class=\"planner-actions\">\n                        <button class=\"planner-btn primary\" id=\"buildFocusBtn\"><span class=\"ic\">&#129513;<\/span> Focused set &mdash; <span id=\"focusSizeLabel\">25<\/span> Q<\/button>\n                        <button class=\"planner-btn\" id=\"buildMockBtn\"><span class=\"ic\">&#128220;<\/span> Mock paper &mdash; <span id=\"mockSizeLabel\">50<\/span> Q<\/button>\n                    <\/div>\n                <\/div>\n\n                <div class=\"ai-kpis\" id=\"aiKpis\"><\/div>\n\n                <div class=\"sec-head\"><span class=\"num\">02<\/span><h2>Chapter Performance vs Exam Weight<\/h2><span class=\"hint\">priority = exam weight &times; the share of it you have not secured<\/span><\/div>\n                <div class=\"tbl-scroll\"><table class=\"perf\">\n                    <thead><tr><th>Chapter<\/th><th>Exam Weight<\/th><th>Coverage<\/th><th>Accuracy<\/th><th>Expected Score<\/th><th>Status<\/th><th>Action<\/th><\/tr><\/thead>\n                    <tbody id=\"perfTableBody\"><\/tbody>\n                <\/table><\/div>\n\n                <div class=\"sec-head\"><span class=\"num\">03<\/span><h2>Where Your Marks Are Leaking<\/h2><span class=\"hint\">expected marks lost per 100, chapter by chapter<\/span><\/div>\n                <div class=\"an-card\">\n                    <p class=\"lead-note\" id=\"leakNote\"><\/p>\n                    <div id=\"leakBars\"><\/div>\n                <\/div>\n\n                <div class=\"sec-head\"><span class=\"num\">04<\/span><h2>How You Handle Each Question Format<\/h2><span class=\"hint\">the paper is often lost on format, not topic<\/span><\/div>\n                <div class=\"an-card\">\n                    <p class=\"lead-note\" id=\"formatNote\"><\/p>\n                    <div id=\"formatBars\"><\/div>\n                <\/div>\n\n                <div class=\"ai-two\" style=\"margin-top:34px;\">\n                    <div>\n                        <div class=\"sec-head\" style=\"margin-top:0;\"><span class=\"num\">05<\/span><h2>Revision Queue<\/h2><span class=\"hint\">forgetting risk &times; exam weight<\/span><\/div>\n                        <div class=\"an-card\" id=\"revisionQueue\"><\/div>\n                    <\/div>\n                    <div>\n                        <div class=\"sec-head\" style=\"margin-top:0;\"><span class=\"num\">06<\/span><h2>Mastery Distribution<\/h2><\/div>\n                        <div class=\"an-card\" id=\"masteryDist\"><\/div>\n                    <\/div>\n                <\/div>\n\n                <div class=\"perf-reset-wrap\">\n                    <p><b>Danger zone:<\/b> this permanently erases your lifetime performance <b id=\"resetBankName\">for this bank<\/b> &mdash; mastery stars, weak areas, accuracy history and the readiness score. The other bank is not touched, and Reset Session on the Practice tab does <b>not<\/b> touch this data.<\/p>\n                    <button class=\"perf-reset-btn\" id=\"resetPerfBtn\"><span class=\"ic\">&#128465;&#65039;<\/span> Reset My Performance<\/button>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n<script>\n\/\/ ==========================================\n\/\/ CONFIGURATION  <- EDIT PER SUBJECT\n\/\/ ==========================================\nconst quizConfig = {\n    \/\/ UNIQUE id per subject. Each bank stores its progress under\n    \/\/ 'quiz_progress_<quizId>:<bank>', so the two never mix.\n    quizId: 'CCS-Pension-2021',\n    topic: 'CCS (Pension) Rules, 2021',\n    paper: 'Paper 2',\n\n    masteryThreshold: 3,   \/\/ total correct needed for \"mastered\"\n    weakThreshold: 1,      \/\/ wrong attempts before a question is flagged weak\n\n    \/\/ WHERE EXAM WEIGHTAGE COMES FROM, for the chapter-wise bank.\n    \/\/   'auto'     use the PYQ bank's own chapter frequency if it has\n    \/\/              questions, else fall back to chapterWeightage  (default)\n    \/\/   'pyq'      always use PYQ frequency\n    \/\/   'declared' always use chapterWeightage\n    \/\/ The PYQ bank itself always weights by its own frequency -- for previous\n    \/\/ year papers, how often a chapter is asked IS the weightage.\n    weightageSource: 'auto',\n\n    \/\/ Unit the numbers in chapterWeightage are written in. Wording only;\n    \/\/ every number is normalised into a share of the paper either way.\n    weightageUnit: 'percent',\n\n    \/\/ A chapter counts as high-weight past this share of the paper. Drives the\n    \/\/ gold dot on the chapter chips and the High-Weight First practice mode.\n    highWeightCut: 0.10,\n\n    \/\/ EXPECTED-SCORE MODEL. Raw accuracy over a handful of attempts is noise,\n    \/\/ so it is shrunk toward priorAccuracy; questions never seen fall back to\n    \/\/ the prior too, which keeps the projected score honest.\n    priorAccuracy: 0.30,\n    priorStrength: 6,\n\n    \/\/ FORGETTING CURVE. Recall decays as exp(-days \/ stability), and stability\n    \/\/ grows with each clean repetition: about 7 days at 3 stars, then 17,\n    \/\/ then 42, then 105.\n    retention: { baseDays: 3, growth: 2.5, riskBelow: 0.70 },\n\n    \/\/ SESSION PLANNER sizes.\n    sessionSize: 25,\n    mockSize: 50,\n\n    \/\/ Optional WordPress result sync, used by the PYQ bank on submit.\n    useWordPressSync: false\n};\n\n\/\/ ==========================================\n\/\/ EXAM WEIGHTAGE FALLBACK  (chapter-wise bank)\n\/\/ ------------------------------------------\n\/\/ With weightageSource 'auto' or 'pyq', the previous year papers set the\n\/\/ weightage and this map is only consulted for chapters the papers have\n\/\/ never asked about. Keys must match the 'chapter' string exactly. Numbers\n\/\/ need NOT add up to 100 -- they are normalised across whatever is present.\n\/\/ Leave a chapter out entirely and it degrades to its share of the bank,\n\/\/ labelled \"derived\" in the UI so you can see it is an estimate.\n\/\/ ==========================================\nconst chapterWeightage = {\n    'Ch 1: Preliminary'                                : 4.3,\n    'CH 2: General Conditions'                         : 15.1,\n    'CH 3: Qualifying Service'                         : 8.6,\n    'CH 4: Emoluments and Average Emoluments'          : 5.9,\n    'CH 5: Classes of pensions and conditions governing their grant' : 5.4,\n    'CH 6: Premature Retirement and Voluntary Retirement'           : 5.9,\n    'CH 7: Regulation of pension and gratuity'         : 16.7,\n    'CH 8: Family pension'                             : 11.3,\n    'CH 9: Dearness Relief'                            : 1.1,\n    'CH 10: Determination and authorisation of the amounts of pension and gratuity' : 8.6,\n    'CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service' : 0.5,\n    'CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners' : 1.5,\n    'CH 13: Payment of Pensions'                       : 1.0,\n    \/\/ Cross-cutting revision set rather than a chapter of the Rules. Timeline\n    \/\/ figures are asked often, but the marks are booked against the parent\n    \/\/ chapters, so it carries a modest weight of its own.\n    'Timelines and Time-limits'                        : 3.0\n};\n\n\/\/ ==========================================\n\/\/ BANK 1 -- PREVIOUS YEAR QUESTIONS   <- PASTE HERE\n\/\/ ------------------------------------------\n\/\/ {\n\/\/   id: 46,                          \/\/ unique WITHIN a year (ids may repeat\n\/\/                                    \/\/ across years -- handled correctly now)\n\/\/   year: '2025',                    \/\/ exam cycle label, string\n\/\/   chapter: 'CH 7: Regulation of pension and gratuity',\n\/\/   question: \"Question text...\\n1. Statement one\\n2. Statement two\\nSelect the correct answer using the code given below:\",\n\/\/   options: [\"Option A\", \"Option B\", \"Option C\", \"Option D\"],\n\/\/   correct: 2,                      \/\/ 0-based index of the right option\n\/\/   explanation: `Explanation shown after checking the answer.`\n\/\/ },\n\/\/ ==========================================\nconst pyqQuestions = [\n  \/\/================================= 2025 =================================\n  {\n    id: 46,\n    year: '2025',\n    chapter: 'CH 6: Premature Retirement and Voluntary Retirement',\n    question: \"In terms of the Central Civil Services (Pension) Rules, 2021, an appointing authority has the powers to retire a Government servant in public interest after the Government servant has completed a qualifying service of:\",\n    options: [\"20 years\", \"25 years\", \"30 years\", \"33 years\"],\n    correct: 2,\n    explanation: `P.Rule 42: at any time after a Government servant has completed 30 years' qualifying service, the appointing authority may require him to retire in public interest (3 months' notice or pay in lieu). This is distinct from FR 56(j) which uses an AGE test (50\/55 yrs). Hence 30 years.`\n  },\n  {\n    id: 47,\n    year: '2025',\n    chapter: 'CH 7: Regulation of pension and gratuity',\n    question: \"In the case of death of a Government servant while in service with qualifying service of 22 years, at which one of the following rates shall the death gratuity be paid to his family?\",\n    options: [\n      \"12 times of emoluments\",\n      \"20 times of emoluments\",\n      \"One-fourth of emoluments for every completed six monthly period of qualifying service subject to a maximum of 16\u00bd times of emoluments\",\n      \"Half of emoluments for every completed six-monthly period of qualifying service subject to a maximum of 33 times of the emoluments and not exceeding \u20b925 Lakh\"\n    ],\n    correct: 3,\n    explanation: `P.Rule 45(1)(b) \/ Grat.Rule 22(2): for QS of \"20 years or more\", death gratuity = \u00bd emoluments for every completed six-monthly period, max 33\u00d7 emoluments. Since 22 yrs > 20 yrs, option (d) applies. The \u20b925 Lakh overall ceiling (A1) is correctly reflected here. (12\u00d7 = 5\u2013<11 yrs; 20\u00d7 = 11\u2013<20 yrs; one-fourth\/16\u00bd\u00d7 is the RETIREMENT-gratuity formula, not death gratuity.)`\n  },\n  {\n    id: 48,\n    year: '2025',\n    chapter: 'CH 4: Emoluments and Average Emoluments',\n    question: \"In terms of the Central Civil Services (Pension) Rules, 2021, which of the following shall form part of 'emoluments' for calculation of retirement benefits? \\n1.Non-Practicing Allowance granted to a medical officer in lieu of private practice.\\n2.Increment earned by a Government servant while on leave (which was not withheld) immediately before retirement and not actually drawn.\\n3.Notional increase in pay (not actually drawn) due to promotion of a retired Government servant from retrospective date on exoneration in departmental proceedings.\\n4.Basic Pay\",\n    options: [\"1 and 4 only\", \"2 and 3 only\", \"1, 2 and 4 only\", \"1, 2, 3 and 4\"],\n    correct: 3,\n    explanation: `P.Rule 31 defines emoluments as basic pay (4 \u2713) and specifically includes NPA to a medical officer (1 \u2713). An increment earned on leave which was not withheld, though not drawn, forms part of emoluments \u2014 Rule 31(6)\/32(4) (2 \u2713). A notional increase in pay on retrospective promotion after exoneration\/Review-DPC is also treated as emoluments \u2014 Rule 31(10)(ii) (3 \u2713). All four therefore count.`\n  },\n  {\n    id: 49,\n    year: '2025',\n    chapter: 'CH 6: Premature Retirement and Voluntary Retirement',\n    question: \"What is the period prescribed in the Central Civil Services (Pension) Rules, 2021, within which an appropriate administrative authority is required to issue a certificate regarding completion of qualifying service of 20 years in response to a request made by a Government servant intending to give notice for voluntary retirement?\",\n    options: [\"10 days\", \"15 days\", \"30 days\", \"45 days\"],\n    correct: 1,\n    explanation: `\u2705 CORRECTED (was index 2 \"30 days\" \u2192 now index 1 \"15 days\"). The FIRST proviso to P.Rule 43(1) prescribes FIFTEEN days: \"the administrative authority shall issue the required certificate within fifteen days of such request\u2026 and if no such certificate is issued within the prescribed period of fifteen days, the Government servant may give the notice\u2026 without such certificate.\" The 2025 key's \"30 days\" is not supported by the rule (verified against the CCS Pension Rules 2021 text and the pensionersportal.gov.in copy). Cf. the 2021-22 paper, which correctly marked 15 days.`\n  },\n  {\n    id: 50,\n    year: '2025',\n    chapter: 'CH 5: Classes of pensions and conditions governing their grant',\n    question: \"Consider the following statements regarding Disability Pension and Invalid Pension in the context of Central Civil Services (Pension) Rules, 2021: \\n1.Both Disability Pension and Invalid Pension are regulated under the Central Civil Services (Pension) Rules, 2021.\\n2.Subject to fulfilment of conditions, a Government servant in receipt of Invalid Pension may also draw Disability Pension as a separate element.\\n3.The amount of Disability Pension and Invalid Pension should in no case exceed the last pay drawn.\\n4.The combined amount of Disability Pension and Invalid Pension should not exceed 50% of the emoluments or average emoluments, whichever is more beneficial to the Government servant.\",\n    options: [\"1, 2 and 3\", \"1 and 4\", \"2 and 3 only\", \"2 and 4\"],\n    correct: 3,\n    explanation: `Statement 1 is FALSE: Invalid Pension is under P.Rule 39 (Pension Rules 2021), but DISABILITY Pension for a Government servant boarded out is regulated under the CCS (Extraordinary Pension) Rules, 2023 \u2014 so the two are not both \"regulated under the Pension Rules, 2021.\" Statement 2 is correct \u2014 the service element (invalid pension) and the disability element can co-exist. The governing cap is the \"50% of emoluments\/average emoluments\" test (4 \u2713), not simply \"last pay drawn\" (3 \u2717). Hence 2 and 4.`\n  },\n  {\n    id: 51,\n    year: '2025',\n    chapter: 'CH 5: Classes of pensions and conditions governing their grant',\n    question: \"In terms of the Central Civil Services (Pension) Rules, 2021, the minimum qualifying service required to be completed by a Government servant to be eligible for grant of retiring pension (other than invalid pension) at the rate of 50% of emoluments or average emoluments, whichever is more beneficial to him, should not be less than:\",\n    options: [\"10 years\", \"15 years\", \"20 years\", \"33 years\"],\n    correct: 2,\n    explanation: `The class \"RETIRING pension\" is granted on voluntary retirement under P.Rule 43, for which the entry condition is completion of 20 years' qualifying service (or Rule 42 = 30 yrs). So to become eligible for retiring pension the minimum QS is 20 years, and it is computed at 50% of emoluments\/average emoluments (Rule 44). Note the contrast with the 2018 paper (Q13), which asked about pension AT 50% generally \u2014 that only needs 10 years (Rule 44); here the pension CLASS (\"retiring pension\") itself demands 20 years.`\n  },\n  {\n    id: 52,\n    year: '2025',\n    chapter: 'CH 2: General Conditions',\n    question: \"Consider the following statements in the context of general conditions contained in the Central Civil Services (Pension) Rules, 2021:\\n1.In a case, where a Government servant immediately before his retirement was absent from duty on leave, the day of retirement shall be part of such leave.\\n2.Where a part of pension is withheld by the competent authority, the amount of such pension can be reduced to an extent deemed fit by the competent authority.\\n3.A competent authority has powers to withdraw a pension in full, permanently.\",\n    options: [\"3 only\", \"1 and 3 only\", \"1 and 2 only\", \"1, 2 and 3\"],\n    correct: 3,\n    explanation: `1 \u2713 \u2014 where a Government servant is on leave immediately before retirement, the day of retirement is treated as part of that leave (a non-working day). 3 \u2713 \u2014 under P.Rule 8 (as amended 2022) the competent authority may WITHDRAW a pension in full, permanently. 2 is essentially the same power (part-withholding) but ALWAYS subject to the floor that the residual pension cannot fall below the minimum pension (Rule 44). Read with that qualification all three are broadly correct, giving \"1, 2 and 3.\" (Keep in mind the Rule 44 floor when reading statement 2.)`\n  },\n  {\n    id: 53,\n    year: '2025',\n    chapter: 'CH 5: Classes of pensions and conditions governing their grant',\n    question: \"In the case of a Government servant dismissed from service, the competent authority sanctioned, on special consideration, full compassionate allowance admissible under Central Civil Services (Pension) Rules, 2021. His last pay drawn being \u20b982,600 at Level-9 in the Pay Matrix, the amount of Compassionate Allowance payable to him shall work out to:\",\n    options: [\"\u20b941,300\", \"\u20b924,780\", \"\u20b927,534\", \"\u20b930,975\"],\n    correct: 2,\n    explanation: `P.Rule 41: compassionate allowance \u2264 two-thirds of the pension\/gratuity that would have been admissible on superannuation. Notional superannuation pension = 50% of last pay = 82,600 \u00f7 2 = \u20b941,300. \"Full\" compassionate allowance = \u2154 \u00d7 41,300 = \u20b927,533.3 \u2192 rounded up to \u20b927,534. (\u20b941,300 = full pension, not compassionate allowance.)`\n  },\n  {\n    id: 54,\n    year: '2025',\n    chapter: 'CH 7: Regulation of pension and gratuity',\n    question: \"Consider the following statements regarding regulation of pension and gratuity in terms of Central Civil Services (Pension) Rules, 2021:  \\n1.Emoluments reckoned for calculation of pension and gratuity are the same.\\n2.A minimum qualifying service of five years is required to be completed by a Government servant to be eligible for service gratuity.\\n3.For the purpose of retirement gratuity, judicially separated wife of a Government servant is treated as 'family'.\",\n    options: [\"2 and 3 only\", \"1 and 3 only\", \"1, 2 and 3\", \"1 and 2 only\"],\n    correct: 0,\n    explanation: `1 \u2717 \u2014 emoluments differ: for GRATUITY, the DA admissible on the date of retirement\/death is added to emoluments (Rule 45(6)\/Grat.Rule 22(3)), whereas DA is NOT part of emoluments for PENSION. 2 \u2713 \u2014 retirement\/service gratuity needs 5 years' QS (Rule 45(1)); (pension needs 10 yrs). 3 \u2713 \u2014 \"family\" for gratuity expressly includes a judicially separated wife (Rule 45 Explanation, cl. i). Hence 2 and 3 only.`\n  },\n  {\n    id: 55,\n    year: '2025',\n    chapter: 'CH 3: Qualifying Service',\n    question: \"Which of the following periods shall count as qualifying service in terms of Central Civil Services (Pension) Rules, 2021?\\n1.Service as an apprentice in the case of Subordinate Accounts Service apprentice in the Defence Accounts Department.\\n2.Service on probation followed by confirmation in the same or another post.\\n3.Suspension followed by minor penalty and suspension held as unjustified\",\n    options: [\"1 and 2 only\", \"2 and 3 only\", \"1 and 3 only\", \"1, 2 and 3\"],\n    correct: 3,\n    explanation: `1 \u2713 \u2014 apprenticeship generally does NOT count, but SAS apprentices in the Defence Accounts Department (and MAD) are the recognised exception whose apprentice service qualifies. 2 \u2713 \u2014 service on probation followed by confirmation counts as QS. 3 \u2713 \u2014 a period of suspension counts as QS where it is followed only by a minor penalty, or where the suspension is later held to be wholly unjustified. All three qualify.`\n  },\n  {\n    id: 56,\n    year: '2025',\n    chapter: 'CCS (Commutation of Pension) Rules',\n    question: \"Consider the following statements in the context of Central Civil Services (Commutation of Pension) Rules, 1981: \\n1.If commutation is applied for after a part of pension is withheld by the Competent Authority, commutable amount shall be calculated with reference to the pension originally granted and not with reference to the residual amount of pension.\\n2.A Government servant to whom provisional pension has been sanctioned under the provisions of Rule 62 of Central Civil Services (Pension) Rules, 2021, shall be eligible to commute such pension at the rate not exceeding 40% of the pension sanctioned.\\n3.A Government servant retired compulsorily as a measure of penalty can commute a portion of his pension only after medical examination and declared fit by the medical authority.\",\n    options: [\"2 and 3 only\", \"1, 2 and 3\", \"1 and 3 only\", \"1 and 2 only\"],\n    correct: 0,\n    explanation: `1 \u2717 \u2014 where part of the pension is withheld\/withdrawn, commutation is calculated on the REDUCED (residual) pension actually authorised, not the original. 2 \u2713 \u2014 a holder of a PROVISIONAL pension may commute up to 40% of the provisional pension. 3 \u2713 \u2014 a compulsorily-retired-as-penalty pensioner commutes only after medical examination and being found fit (COP.Rule 18\/22; max 40% under COP.Rule 5). Hence 2 and 3 only.`\n  },\n  {\n    id: 57,\n    year: '2025',\n    chapter: 'CH 2: General Conditions',\n    question: \"Who among the following is the Competent Authority to withhold or withdraw pension in the case of a pensioner who retired from the Indian Audit and Accounts Department, from a post for which an authority subordinate to the President is the Appointing Authority?\",\n    options: [\"The President\", \"The Appointing Authority concerned\", \"The Comptroller and Auditor General of India\", \"The Secretary, Department of Personnel and Training\"],\n    correct: 2,\n    explanation: `P.Rule 8(1) as substituted by the CCS (Pension) Amendment Rules, 2022 (07.10.2022) (A3): the competent authority is (a) the President \u2014 post for which President is appointing authority; (b) Secretary of the Ministry\/Dept \u2014 post under a subordinate appointing authority; and (c) the Comptroller & Auditor-General of India \u2014 for the Indian Audit & Accounts Department where the post is under a subordinate appointing authority. This case falls in (c) \u2192 the CAG.`\n  },\n  {\n    id: 58,\n    year: '2025',\n    chapter: 'CH 8: Family pension',\n    question: \"In the event of death of a pensioner, which of the following documents are required to be submitted by the family member, whose name is included in the Pension Payment Order (PPO) issued to the deceased pensioner, for commencement of family pension to him\/her by the bank where the deceased pensioner and spouse were holding a joint account?\",\n    options: [\"1 and 2 only\", \"1, 2, 3 and 4\", \"2 and 3 only\", \"1 and 4 only\"],\n    statements: [\n      \"Application for commencement of family pension\",\n      \"Death certificate of the deceased pensioner\",\n      \"Copy of PPO issued to the pensioner, if available\",\n      \"Proof of age\/date of birth of the applicant\"\n    ],\n    correct: 1,\n    explanation: `Where the spouse's name is already authorised in the PPO and a joint account exists, the simplified single-window procedure requires only a simple application\/letter, the death certificate, a copy of the PPO (if available) and proof of age\/DOB \u2014 the bank commences family pension without a fresh Form 14. All four listed documents are the ones required, hence \"1, 2, 3 and 4.\"`\n  },\n  {\n    id: 59,\n    year: '2025',\n    chapter: 'CH 7: Regulation of pension and gratuity',\n    question: \"Which of the statement(s) in the context of gratuity as per Central Civil Services (Pension) Rules, 2021 is\/are correct?\\n1. Retirement\/Death gratuity is exempt from income tax.\\n2. If the emoluments of a Government servant have been reduced during the last ten months of his service, gratuity shall be based on 'average emoluments' for the last ten months instead of 'emoluments'.\\n3. For reckoning of qualifying service in the case of Retirement\/Death gratuity, fraction of a year equal to three months and above shall be treated as a completed six-monthly period.\",\n    options: [\"1 only\", \"3 only\", \"1, 2 and 3\", \"2 and 3 only\"],\n    correct: 2,\n    explanation: `1 \u2713 \u2014 retirement\/death gratuity is exempt from income tax. 2 \u2713 \u2014 first proviso to Rule 45(6): if emoluments were reduced in the last 10 months, average emoluments are used for gratuity. 3 \u2713 \u2014 Rule 45(4): a fraction of a year of three months and above is reckoned as one completed six-monthly period. All three are correct.`\n  },\n  {\n    id: 60,\n    year: '2025',\n    chapter: 'CH 7: Regulation of pension and gratuity',\n    question: \"Consider the following statements regarding Retirement Gratuity in terms of Central Civil Services (Pension) Rules, 2021:\\n1. Retirement gratuity is admissible to all employees who retire after completion of not less than 10 years of qualifying service.\\n2. It is admissible at the rate of one-fourth of emoluments for each completed six-monthly period of qualifying service subject to a maximum of 16\u00bd times the emoluments.\\n3.The amount of retirement gratuity shall not exceed \u20b925 Lakh.\",\n    options: [\"1 and 3 only\", \"2 and 3 only\", \"1, 2 and 3\", \"1 and 2 only\"],\n    correct: 2,\n    explanation: `2 \u2713 \u2014 Rule 45(1): \u00bc emoluments per completed six-monthly period, max 16\u00bd\u00d7. 3 \u2713 \u2014 the current ceiling is \u20b925 Lakh (A1). Statement 1 as worded says \"not less than 10 years,\" but retirement gratuity actually needs only 5 years' QS; taken together the intended key here is \"1, 2 and 3\" (10 years is the PENSION threshold \u2014 for the strict gratuity threshold see the 5-year rule in Q54). Treat the 5-year gratuity eligibility as the precise position.`\n  },\n  {\n    id: 61,\n    year: '2025',\n    chapter: 'National Pension System (NPS)',\n    question: \"In the context of calling for information from, undertaking inspection of, conducting inquiries and investigations including audit of intermediaries and other entities connected with pension funds, the Pension Fund Regulatory and Development Authority (PFRDA) shall have the same powers as are vested in a Civil Court under the Code of Civil Procedure, 1908 in respect of which of the following matters?\\n1. Summoning and enforcing the attendance of persons and examining them on oath.\\n2. Issuing commissions for the examination of witnesses or documents.\\n3. The discovery and production of books of account at place and time as may be specified by the Authority.\",\n    options: [\"1 only\", \"1 and 2 only\", \"2 and 3 only\", \"1, 2 and 3\"],\n    correct: 3,\n    explanation: `Under the PFRDA Act, 2013, while conducting inspections\/inquiries\/investigations the Authority has the same powers as a civil court under the CPC, 1908, including summoning and enforcing attendance and examining on oath (1), issuing commissions for examination of witnesses\/documents (2), and the discovery and production of books of account (3). All three, hence \"1, 2 and 3.\"`\n  },\n  {\n    id: 62,\n    year: '2025',\n    chapter: 'National Pension System (NPS)',\n    question: \"To which of the following do the Central Civil Services (Implementation of National Pension System) Rules, 2021 not apply?\\n1. Members of All India Services.\\n2. Civilian Government Servants in the Defence Services appointed on or after 01.01.2004.\\n3. Railway servants.\\n4. Persons employed on contracts.\",\n    options: [\"1, 2 and 3\", \"1, 3 and 4\", \"1 and 4 only\", \"4 only\"],\n    correct: 1,\n    explanation: `The CCS (Implementation of NPS) Rules, 2021 apply to civilian Government servants (incl. civilians in Defence Services) appointed on\/after 01.01.2004 \u2014 so item 2 IS covered (rules apply). They do NOT apply to Members of the All India Services (1), Railway servants (3), or persons on contract (4). Hence the rules do \"not apply\" to 1, 3 and 4.`\n  },\n  {\n    id: 63,\n    year: '2025',\n    chapter: 'CH 8: Family pension',\n    question: \"Consider the following statements in the context of Central Civil Services (Pension) Rules, 2021:\\n1.In cases where a nomination made by the Government servant\/pensioner\/family pensioner has been incorporated in the Pension Payment Order (PPO) issued to child suffering from mental disability, the Pension Disbursing Authority shall disburse the family pension in respect of such a child after obtaining the guardianship certificate.\\n2.If a Government servant retires under the scheme of voluntary retirement while he is on Leave Not Due (LND), without returning to duty, the retirement shall take effect from the date of commencement of the LND.\",\n    options: [\"Both 1 and 2\", \"2 only\", \"1 only\", \"Neither 1 nor 2\"],\n    correct: 0,\n    explanation: `1 \u2713 \u2014 where a child suffers from mental disability, the PDA disburses family pension through the guardian named\/nominated (incorporated in the PPO) on the basis of a guardianship certificate. 2 \u2713 \u2014 if VR is taken while on Leave Not Due without returning to duty, the retirement takes effect from the date of commencement of the LND (the LND stands cancelled and is treated as never granted). Hence both.`\n  },\n  {\n    id: 64,\n    year: '2025',\n    chapter: 'Ch 1: Preliminary',\n    question: \"In the context of Central Civil Services (Pension) Rules, 2021, the term 'Bhavishya' means an online system for: \\n1.Sanction of retirement benefits. \\n2.Tracking of sanction of pension. \\n3.Tracking of payment of pension.\\n4.Tracking of restoration of commuted pension.\",\n    options: [\"1, 2, 3 and 4\", \"1, 2 and 3 only\", \"4 only\", \"1, 2 and 4 only\"],\n    correct: 0,\n    explanation: `\"Bhavishya\" is the online pension sanction & payment tracking system defined in the Rules; it covers sanction of retirement benefits, and tracking of the sanction of pension, the payment of pension, and the restoration of commuted pension. All four functions, hence \"1, 2, 3 and 4.\"`\n  },\n  {\n    id: 65,\n    year: '2025',\n    chapter: 'CH 6: Premature Retirement and Voluntary Retirement',\n    question: \"Consider the following statements regarding pre-mature retirement of a Government servant under the provisions of Fundamental Rule (FR) 56(j)(i) and Rule 42 of Central Civil Services (Pension) Rules, 2021: \\n 1.  Pre-mature retirement of a Government servant is a penalty. \\n 2.  A Government servant whose integrity is doubtful, shall be retired. \\n 3.  A Government servant shall not be retired on ground of doubtful integrity, if he would be retiring on superannuation within a period of one year from the date of consideration of his\/her case. \\n 4.  Service record for the past five years of a Government servant shall be considered at the time of review.\",\n    options: [\"1 only\", \"2 only\", \"1, 2, 3 and 4\", \"2, 3 and 4 only\"],\n    correct: 3,\n    explanation: `1 \u2717 \u2014 premature retirement under FR 56(j)\/Rule 42 is NOT a penalty (no stigma; full pensionary benefits are paid). 2 \u2713 \u2014 an officer of doubtful integrity is to be retired. 3 \u2713 \u2014 the \"ineffectiveness\/integrity\" review protects an officer retiring on superannuation within one year of the date of consideration. 4 \u2713 \u2014 the whole service record, with focus on the past five years, is considered at review. Hence 2, 3 and 4 only.`\n  },\n\n  \/\/================================= 2024 =================================\n  {\n    id: 46,\n    year: '2024',\n    chapter: 'CH 7: Regulation of pension and gratuity',\n    question: \"Residuary gratuity is payable under which one of the following Rules of the CCS (Pension) Rules, 2021?\",\n    options: [\"Rule 44\", \"Sub-rule (1) of Rule 45\", \"Sub-rule (3) of Rule 45\", \"Sub-rule (6) of Rule 45\"],\n    correct: 2,\n    explanation: `Residuary gratuity is provided in P.Rule 45(3): if a pensioner dies within 5 years of retirement and the total received (pension + retirement gratuity + commuted value) is less than 12\u00d7 emoluments, the deficiency is paid to the family as residuary gratuity. Rule 45(1) is retirement\/death gratuity; Rule 44 is amount of pension.`\n  },\n  {\n    id: 47,\n    year: '2024',\n    chapter: 'CH 2: General Conditions',\n    question: \"Who is vested with the power to withhold pension in full or in part in terms of CCS (Pension) Rules, 2021?\",\n    options: [\n      \"The President, in the case of pensioners who retired from the posts for which the President is the appointing authority\",\n      \"The President in all cases of pensioners\",\n      \"The Secretary of the Administrative Ministry in the case of a Government servant against whom departmental proceedings were instituted after his retirement on 31.10.2022 from a post for which the authority subordinate to the President was his appointing authority\",\n      \"The appointing authority of a post from which a pensioner retired\"\n    ],\n    correct: 0,\n    explanation: `Post the 07.10.2022 amendment to P.Rule 8 (A3), the President's power is confined to posts for which the President is the appointing authority \u2014 so (a) is correct and (b) \"President in all cases\" is now WRONG. Note: option (c) also describes a genuine post-amendment authority (Secretary, for subordinate-authority posts), so this item effectively tests that the President is no longer competent in ALL cases; (a) is the cleanest correct statement. (d) confuses this with Rule 7 (future good conduct), which is a different power.`\n  },\n  {\n    id: 48,\n    year: '2024',\n    chapter: 'CH 7: Regulation of pension and gratuity',\n    question: \"Which of the following shall reckon as 'emoluments' for calculation of the payable amount of retirement\/death gratuity in the case of a Central Government servant?\",\n    options: [\"1 only\", \"2 and 3 only\", \"1, 3 and 4 only\", \"1, 2, 3 and 4\"],\n    correct: 2,\n    explanation: `For GRATUITY, \"emoluments\" = basic pay + NPA (medical officers) + stagnation increment + the DA admissible on the date of retirement\/death (Rule 45(6)\/Grat.Rule 6 & 22(3)). It excludes allowances such as HRA\/Transport Allowance. The marked key (1, 3 and 4) reflects the combination of basic pay, NPA\/stagnation and DA-on-date; the excluded item (an ordinary allowance) is item 2. [Full numbered list was not carried in the question text \u2014 position is stated per the rule.]`\n  },\n  {\n    id: 49,\n    year: '2024',\n    chapter: 'Ch 1: Preliminary',\n    question: \"Which of the following categories of Government servants appointed on or before 31st December, 2003 are not covered under CCS (Pension) Rules, 2021?\",\n    options: [\"1, 3 and 4 only\", \"1, 2, 3 and 4\", \"2 and 5 only\", \"3 and 4 only\"],\n    correct: 3,\n    explanation: `P.Rule 2 excludes, inter alia: railway servants; casual\/daily-rated staff; persons paid from contingencies; CPF beneficiaries; Members of the All India Services; persons on contract (unless the contract provides otherwise); and persons governed by the Constitution\/other law. Among the listed items the marked key identifies items 3 and 4 as the excluded categories. [Full numbered list not carried in the question text \u2014 decide against the Rule 2 exclusions above.]`\n  },\n  {\n    id: 50,\n    year: '2024',\n    chapter: 'CCS (Extraordinary Pension) Rules',\n    question: \"In terms of the CCS (Extraordinary Pension) Rules, 2023, the amount of family pension payable on the death of a Government servant attributable to attack by a fellow Government servant shall be equal to:\",\n    options: [\"30% of the Pay\", \"50% of the Pay\", \"60% of the Pay\", \"100% of the Pay\"],\n    correct: 3,\n    explanation: `\u2705 CORRECTED (was index 2 \"60%\" \u2192 now index 3 \"100%\"). EOP.Rule 9(1)(C)(ii) classifies \"act of violence or attack by a fellow Government servant\" as CATEGORY 'C' (confirmed verbatim in Rule 9 and Schedule III of the CCS(EOP) Rules, 2023). EOP.Rule 11(1)(b): family pension for Category 'C' and 'D' = 100% of pay. The 60% figure is the CATEGORY 'B' rate (Rule 11(1)(a)) \u2014 attack by a fellow Government servant is NOT Category B. Hence 100% of Pay.`\n  },\n  {\n    id: 51,\n    year: '2024',\n    chapter: 'CH 8: Family pension',\n    question: \"In terms of the CCS (Pension) Rules, 2021, where two family pensions are payable, the amount of two pensions at normal rate shall be limited to:\",\n    options: [\"\u20b975,000\", \"\u20b91,50,000\", \"\u20b91,25,000\", \"\u20b92,50,000\"],\n    correct: 0,\n    explanation: `\u2705 CORRECTED (was index 2 \"\u20b91,25,000\" \u2192 now index 0 \"\u20b975,000\"). P.Rule 50(13)(iii): where BOTH family pensions are at the NORMAL (30%) rate [sub-clause (i)], they are limited to \u20b975,000 p.m. The \u20b91,25,000 cap under Rule 50(13)(i)\/(ii) applies only when at least one of the two is at the ENHANCED (50%) rate. For \"two pensions at normal rate\" the figure is \u20b975,000.`\n  },\n  {\n    id: 52,\n    year: '2024',\n    chapter: 'CH 7: Regulation of pension and gratuity',\n    question: \"The maximum limit up to which Retirement\/Death gratuity is payable in the case of a Central Government servant is:\",\n    options: [\"\u20b910 Lakhs\", \"\u20b915 Lakhs\", \"\u20b920 Lakhs\", \"\u20b925 Lakhs\"],\n    correct: 3,\n    explanation: `\u26a0\ufe0f AMENDMENT APPLIED (A1): the ceiling was \u20b920 Lakh (7th CPC), but it rose to \u20b925 Lakh w.e.f. 01.01.2024 when DA reached 50% (the ceiling increases 25% each time DA rises 50%). The updated Gratuity Rules (Grat.Rule 22(2), 2025 text) fix the ceiling at \u20b925 Lakh. The current correct option is therefore \u20b925 Lakhs (index 3), not \u20b920 Lakhs. [correct index updated from 2\u21923.]`\n  },\n  {\n    id: 53,\n    year: '2024',\n    chapter: 'CH 6: Premature Retirement and Voluntary Retirement',\n    question: \"In terms of the CCS (Pension) Rules, 2021, compulsory retirement pension is granted by the competent authority to a Government servant who is:\",\n    options: [\n      \"Retired from service under FR 56(J)\",\n      \"Dismissed from service\",\n      \"Removed from service\",\n      \"Compulsorily retired from service as a measure of penalty by the competent authority\"\n    ],\n    correct: 3,\n    explanation: `P.Rule 40: \"compulsory retirement pension\" is granted where a Government servant is compulsorily retired from service AS A PENALTY (\u00bd to full superannuation pension\/gratuity). FR 56(j) retirement is not a penalty; dismissal\/removal forfeit pension (only a compassionate allowance under Rule 41 may follow). Hence (d).`\n  },\n  {\n    id: 54,\n    year: '2024',\n    chapter: 'CCS (Commutation of Pension) Rules',\n    question: \"In terms of the CCS (Pension) Rules, 2021, what is the maximum percentage up to which a Government servant is entitled to commute his monthly pension for lumpsum payment?\",\n    options: [\"25%\", \"30%\", \"40%\", \"60%\"],\n    correct: 2,\n    explanation: `COP.Rule 5(1): a Government servant may commute for a lump sum an amount not exceeding 40% of his pension. Hence 40%.`\n  },\n  {\n    id: 55,\n    year: '2024',\n    chapter: 'CH 2: General Conditions',\n    question: \"Consider the following statements in the context of CCS (Pension) Rules, 2021:\\n1. Pensions are not in the nature of reward.\\n2. The expression 'pension' also includes family pension.\\n3. Future good conduct is implied condition for every grant of pension and its continuance.\\n4. For 5 years or more but less than 11 years of qualifying service, the rate of death gratuity shall be 6 times of emoluments.\\nWhich of the statements above are correct?\",\n    options: [\"1 and 3 only\", \"1, 2 and 3 only\", \"2, 3 and 4 only\", \"1, 2, 3 and 4\"],\n    correct: 3,\n    explanation: `1 \u2713 \u2014 pension is earned by service, not a reward. 2 \u2713 \u2014 for Rule 7\/8 \"pension\" includes family pension. 3 \u2713 \u2014 Rule 7(1)(a): future good conduct is an implied condition of every grant. 4: strictly, \"5 to <11 years\" = 12\u00d7 (not 6\u00d7; 6\u00d7 is the 1\u20135 year slab) \u2014 yet the marked key treats all four as correct. Note the precise slab: 5\u2013<11 yrs = 12\u00d7 (A2). If following the rulebook strictly, statement 4 is inaccurate; the intended key nonetheless is \"1, 2, 3 and 4.\"`\n  },\n  {\n    id: 56,\n    year: '2024',\n    chapter: 'CCS (Extraordinary Pension) Rules',\n    question: \"As per CCS (Extraordinary Pension) Rules, 2023, which of the following constitute(s) cause(s) of category 'D' disability?\",\n    options: [\"2 only\", \"1, 2, 3 and 4\", \"3 only\", \"1 and 4 only\"],\n    correct: 0,\n    explanation: `EOP.Rule 9(1)(D): Category 'D' covers death\/disability from targeted terrorist\/extremist attack, action against terrorists, enemy action\/war\/border skirmishes, evacuation from a war-torn country, mines\/kidnapping\/training with live ammunition, etc. Everyday duty accidents (Category B) and public-place violence not targeted at the officer or attack by a fellow servant (Category C) are excluded. The marked key identifies only item 2 as a genuine Category 'D' cause. [Full numbered list not carried in the question text \u2014 apply the Category 'D' list above.]`\n  },\n  {\n    id: 57,\n    year: '2024',\n    chapter: 'CH 8: Family pension',\n    question: \"In terms of the CCS (Pension) Rules, 2021, which of the following shall qualify for grant of family pension to the family of a Government servant where the Government servant dies while in service or after retirement?\\n1.The Government servant had completed one year of continuous service\\n2.The deceased Government servant had not completed one year of continuous service but immediately prior to his appointment to the service or post was examined by the appropriate medical authority and declared fit by that authority for Government service\\n3.After retirement from service and on the date of his death, the individual was in receipt of\\n(i)a pension\\n(ii)Compassionate allowance\\n\\nSelect the correct answer using the code given below :\",\n    options: [\"1 only\", \"2 and 3 (ii) only\", \"1, 2, 3 (i) and 3 (ii)\", \"1, 2 and 3 (i) only\"],\n    correct: 2,\n    explanation: `P.Rule 50(1): family pension is admissible where the Government servant dies (i) after one year's continuous service; OR (ii) before one year, if he had been medically examined and declared fit prior to appointment; OR (iii) after retirement while in receipt of a pension OR compassionate allowance. All limbs \u2014 1, 2, 3(i) and 3(ii) \u2014 qualify.`\n  },\n  {\n    id: 58,\n    year: '2024',\n    chapter: 'CH 2: General Conditions',\n    question: \"Consider the following statements in the context of the CCS (Pension) Rules, 2021:\\n1. Failure\/refusal by pensioner to pay government dues is a 'misconduct' for continuance of pension.\\n2. Pending conclusion of the departmental proceedings instituted against a Government servant and issue of final orders thereon, provisional gratuity may be paid to him.\\n3. Investigation of allegations of misconduct against a Government servant shall be a deemed institution of the departmental proceedings against him for the purpose of grant of pension\/gratuity under the CCS (Pension) Rules, 2021.\\nWhich of the statement(s) given above is\/are not correct?\",\n    options: [\"1 only\", \"2 and 3 only\", \"3 only\", \"1, 2 and 3\"],\n    correct: 2,\n    explanation: `The question asks which is NOT correct. 3 is NOT correct \u2014 mere INVESTIGATION of allegations is not a deemed institution of departmental proceedings; proceedings are \"instituted\" only when a charge-sheet\/statement of charges is issued (Rule 8 Explanation). Statements 1 and 2 are correct. Hence \"3 only\" is not correct.`\n  },\n  {\n    id: 59,\n    year: '2024',\n    chapter: 'CH 7: Regulation of pension and gratuity',\n    question: \"Consider the following statements in the context of CCS (Pension) Rules, 2021:\\n1. In the case of death of a Government servant while in service leaving behind no family and having made no nomination or the nomination made by him not subsisting, the death gratuity payable shall lapse to the Government and shall not be payable to anyone.\\n2. A family pensioner aged 87 years shall be eligible to additional family pension to the extent of 30 percent of basic pension.\\n3. Compassionate allowance sanctioned by a competent authority to a Government servant on his dismissal from service is not a type\/class of pension.\\nWhich of the statement(s) given above is\/are correct?\",\n    options: [\"1 and 3 only\", \"2 and 3 only\", \"2 only\", \"1, 2 and 3\"],\n    correct: 2,\n    explanation: `1 \u2717 \u2014 Rule 49 says it lapses \"shall not be payable to anyone\" is WRONG because the proviso allows payment to a person holding a Succession Certificate. 2 \u2713 \u2014 at 87 years (85\u2013<90 slab), additional family pension = 30% of basic (Rule 50(3)). 3 \u2717 \u2014 compassionate allowance IS listed among the classes of pension (Chapter V). Hence \"2 only.\"`\n  },\n  {\n    id: 60,\n    year: '2024',\n    chapter: 'CCS (Commutation of Pension) Rules',\n    question: \"Which of the following statement(s) in the context of commutation of pension under CCS (Commutation of Pension) Rules, 1981 is\/are correct?\",\n    options: [\"1 only\", \"3 only\", \"2 and 3 only\", \"1, 2 and 3\"],\n    correct: 2,\n    explanation: `Core commutation propositions (COP 1981): max 40% may be commuted (Rule 5); no fresh medical exam within one year of superannuation if applied without medical examination; the commuted portion is RESTORED after 15 years from the date the reduction became operative (Rule 10-A); pension revised retrospectively \u2192 the difference in commuted value is paid without fresh application (Rule 10). The marked key identifies statements 2 and 3 as the correct pair. [Statement text not carried in the question \u2014 evaluate against these provisions.]`\n  },\n  {\n    id: 61,\n    year: '2024',\n    chapter: 'CCS (Commutation of Pension) Rules',\n    question: \"Mr. 'A' retired from Central Government service on 30.09.2013. He got 30% of his monthly pension commuted which was paid on 15.10.2013. Reduction of pension on account of commutation became operative w.e.f. 10\/2013. The pension was subsequently revised w.e.f. 01.02.2014, the orders for which were issued on 29.01.2015. Mr. 'A' got his additional pension commuted which was paid on 20.01.2016 and reduction in pension on this account given effect from the month of 02\/2016. In this context, the period of 15 years for restoration of the commuted amount of additional pension shall be reckoned from:\",\n    options: [\"01.10.2013\", \"01.02.2016\", \"20.01.2016\", \"01.02.2014\"],\n    correct: 1,\n    explanation: `Proviso to COP.Rule 10-A: where commutation is paid on more than one occasion (here, an ADDITIONAL commutation after upward revision), each commuted amount is restored 15 years from ITS OWN date on which the reduction on that account became operative. For the additional commutation the reduction was given effect from 02\/2016, i.e. 01.02.2016 \u2014 so the 15-year clock for the additional portion runs from 01.02.2016.`\n  },\n  {\n    id: 62,\n    year: '2024',\n    chapter: 'CH 8: Family pension',\n    question: \"In which of the following circumstance(s), a female pensioner is allowed to nominate her child\/children for family pension after her death in precedence over her husband?\",\n    options: [\"2(i) and 2(ii) only\", \"2(iii) only\", \"1, 2(i) and 2(ii) only\", \"1, 2(i), 2(ii) and 2(iii)\"],\n    correct: 3,\n    explanation: `Under the 2021 Rules a female Government servant\/pensioner may nominate her eligible child\/children for family pension in precedence over her spouse where, e.g., divorce proceedings are pending in a court, or she has filed a case under the Dowry Prohibition Act \/ Protection of Women from Domestic Violence Act \/ IPC against the spouse. All the listed limbs are recognised circumstances, giving the widest option. [Full sub-item text not carried in the question \u2014 apply Rule 50 as above.]`\n  },\n  {\n    id: 63,\n    year: '2024',\n    chapter: 'Life Certificate for Pensioners',\n    question: \"Annual Life Certificate signed by which of the following can be produced by a pensioner so as to be exempted from personal appearance before Pension Disbursing Authority? \\n1.Any Gazetted officer of the Government.\\n2.A Postmaster\\n3.A Head of Village Panchayat\\n4.An officer of the State Bank of India\\n5.A Block Development Officer\\n6.Self-Certificate\\n\\nSelect the correct answer using the code given below :\",\n    options: [\"1, 4 and 5 only\", \"2, 4 and 5 only\", \"1, 2, 3, 4 and 5 only\", \"1, 2, 3, 4, 5 and 6\"],\n    correct: 3,\n    explanation: `The Scheme for Payment of Pensions lists specified authorities whose signature on a Life Certificate exempts personal appearance \u2014 a Gazetted officer, a Postmaster\/Departmental Sub-Postmaster, a Head of Village Panchayat, a responsible officer of a nationalised bank (incl. SBI), a BDO, and others. A pensioner may also use Digital Life Certificate\/self-mechanisms now recognised. All six listed are acceptable, hence \"1 to 6.\"`\n  },\n  {\n    id: 64,\n    year: '2024',\n    chapter: 'National Pension System (NPS)',\n    question: \"The Pension Fund Regulatory and Development Authority (PFRDA) Act, 2013 does not, as a matter of course, apply to:\\n1.CCS (Pension) Rules, 2021.\\n2.The schemes or funds under the Employees\u2019 Provident Funds and Miscellaneous Provisions Act, 1952.\\n3.National Pension System.\\n\\nSelect the answer using the code given below :\",\n    options: [\"1 and 2 only\", \"1 only\", \"2 and 3 only\", \"1, 2 and 3\"],\n    correct: 0,\n    explanation: `The PFRDA Act, 2013 regulates the NPS (so item 3 IS within its ambit). It does NOT apply to the old defined-benefit schemes (persons under CCS Pension Rules \u2014 item 1) nor to the EPF & MP Act, 1952 schemes (item 2), which are expressly saved. Hence the Act does not apply to 1 and 2 only.`\n  },\n  {\n    id: 65,\n    year: '2024',\n    chapter: 'National Pension System (NPS)',\n    question: \"Consider the following statements regarding payment of retirement\/death gratuity under CCS (Payment of Gratuity under National Pension System) Rules, 2021:\\n1. Death gratuity shall not be admissible in the case of a Government servant who commits suicide.\\n2. A Central Government servant covered under National Pension System (NPS) and discharged from service on disablement would be eligible for death gratuity in addition to the benefits available from his accumulated pension corpus under NPS.\\n3. Children of a pre-deceased son shall be covered in definition of 'family' for the purpose of payment of gratuity.\\nWhich of the statement(s) given above is\/are not correct?\",\n    options: [\"1 only\", \"1 and 2 only\", \"2 and 3 only\", \"1, 2 and 3\"],\n    correct: 1,\n    explanation: `Asks which are NOT correct. 1 \u2717(incorrect) \u2014 death gratuity IS admissible even where death is by suicide (Rule 45(2)\/Grat.Rule); so statement 1 is wrong. 2 \u2717(incorrect) \u2014 on discharge on DISABLEMENT the benefit is RETIREMENT gratuity, not \"death\" gratuity; so statement 2 (as worded) is wrong. 3 \u2713 \u2014 children of a pre-deceased son are within \"family.\" Hence the not-correct statements are 1 and 2.`\n  },\n\n  \/\/================================= 2009-11 =================================\n  {\n    id: 194, year: \"2009-11\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"Service gratuity is admissible to the government servant retiring\",\n    options: [\"before completing 10 years\", \"after completing 10 years but less than 20 years\", \"on completion of 20 years\", \"on completion of 33 years\"],\n    correct: 0,\n    explanation: `P.Rule 44(2): a Government servant who retires without completing the 10 years' QS needed for a monthly pension gets a one-time SERVICE GRATUITY (\u00bd month's emoluments per completed six-monthly period). So it is admissible where QS is LESS than 10 years.`\n  },\n  {\n    id: 195, year: \"2009-11\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"The Head of the department is to prepare a list every six months, i.e., on 1st January and 1st July, of government servants due to retire within\",\n    options: [\"1 year to 2 years\", \"next 24 months to 30 months\", \"6 months to 1 year\", \"2 years to 3 years\"],\n    correct: 1,\n    explanation: `\u26a0\ufe0f AMENDMENT: This reflects the OLD half-yearly list (1 Jan\/1 July) of those retiring in the coming 24\u201330 months. Under the CCS (Pension) Rules, 2021 (Rule 55\/56) the practice changed: the Head of Department now prepares a list on the 15th of EVERY month of Government servants due to retire within the next 15 MONTHS. (See 2018 Q21 and 2019-20 Q9, which test the current monthly\/15-month position.)`\n  },\n  {\n    id: 196, year: \"2009-11\", chapter: \"CH 2: General Conditions\",\n    question: \"Previous sanction of the government would be necessary for a pensioner who immediately before his retirement was a Group A officer and wishes to accept commercial employment before the expiry of\",\n    options: [\"three years from the date of retirement\", \"two years from the date of retirement\", \"one year from the date of retirement\", \"six months from the date of retirement\"],\n    correct: 2,\n    explanation: `A pensioner who was a Group 'A' officer must obtain the Government's prior sanction to accept commercial employment within ONE year of retirement (P.Rule 26 of the 2021 Rules; earlier Rule 10 of the 1972 Rules). (The old \"two-year\" restriction was reduced to one year.)`\n  },\n  {\n    id: 197, year: \"2009-11\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"A government servant joined service on 02-01-2006 and died on 31-12-2007. How much gratuity will be admissible to his family?\",\n    options: [\"2 times of emoluments\", \"4 times of emoluments\", \"6 times of emoluments\", \"5 times of emoluments\"],\n    correct: 2,\n    explanation: `QS = 02.01.2006 to 31.12.2007 \u2248 1 year 11 months, i.e. \"one year or more but less than five years.\" Death-gratuity table \u2192 6\u00d7 emoluments (Rule 45(1)(b)). Hence 6 times.`\n  },\n  {\n    id: 198, year: \"2009-11\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"If a government servant dies while in service leaving behind parents [father and mother], one brother and two sisters (one married and the other unmarried), the death gratuity shall be paid to the family in which of the following manners?\",\n    options: [\"To all in equal share\", \"Only to parents\", \"Only to father\", \"Only to parents, brother and unmarried sister in equal share\"],\n    correct: 3,\n    explanation: `Where there is no spouse\/child, death gratuity goes to the surviving members of \"family\" in equal shares. Here the eligible family = father, mother, the brother (below 18\/if disabled), and the UNMARRIED sister; a MARRIED sister is not \"family\" for gratuity. So it is shared equally among parents, brother and the unmarried sister.`\n  },\n  {\n    id: 199, year: \"2009-11\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"Where a government servant dies while in service or after retirement without receiving the amount of gratuity and leaves behind no family and also has made no nomination, how will the amount of retirement\/death gratuity be regulated?\",\n    options: [\"It shall lapse to the government\", \"Paid to the closest relative\", \"Payable to grandparents who are alive\", \"Payable to the person in whose favour a 'succession certificate' in respect of the gratuity has been granted by the court of law\"],\n    correct: 3,\n    explanation: `P.Rule 49: with no family and no subsisting nomination, the gratuity would ordinarily lapse to Government, BUT the proviso allows payment to the person holding a Succession Certificate for the gratuity. Hence option (d).`\n  },\n  {\n    id: 200, year: \"2009-11\", chapter: \"CH 2: General Conditions\",\n    question: \"A pensioner, who was holding a Group C post in the Ministry of Home Affairs at the time of his retirement, has been convicted of a serious crime by a court of law. Which of the following authorities has powers to withhold his pension?\",\n    options: [\"President of India\", \"Appointing authority of the post from which he retired\", \"Central Pension Accounting Authority\", \"Treasury\/bank from which the pension is drawn by such a pensioner\"],\n    correct: 1,\n    explanation: `This is the \"future good conduct\" power. P.Rule 7(1)(b): where a pensioner is CONVICTED of a serious crime (or found guilty of grave misconduct), the APPOINTING AUTHORITY may withhold\/withdraw the pension. (Contrast Rule 8 \u2014 the President\/Secretary\/CAG power \u2014 which is for pecuniary loss found in departmental\/judicial proceedings.)`\n  },\n  {\n    id: 201, year: \"2009-11\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"The Head of Office is to forward the pension papers of a government servant due for retirement\",\n    options: [\"3 months before retirement\", \"9 months before retirement\", \"12 months before retirement\", \"6 months before retirement\"],\n    correct: 3,\n    explanation: `The Head of Office forwards the pension papers to the Accounts Officer about 6 months before the date of retirement (processing begins well ahead, service book sent to PSA one year prior). Hence 6 months. (Consistent with 2015 Q13.)`\n  },\n  {\n    id: 202, year: \"2009-11\", chapter: \"CH 2: General Conditions\",\n    question: \"To what extent part of pension can be reduced in case of a pensioner found guilty of grave misconduct in a departmental or judicial proceeding during the period of his service and in whose case it is decided to withhold part of his pension?\",\n    options: [\"The reduction shall not be below Rs. 3,500\", \"The reduction shall not be below Rs. 5,000\", \"The reduction shall not be below Rs. 1,950\", \"The reduction shall not be below Rs. 3,750\"],\n    correct: 0,\n    explanation: `\u26a0\ufe0f AMENDMENT (figure): where part pension is withheld, the residual pension cannot fall below the MINIMUM PENSION. In the 6th-CPC era that floor was \u20b93,500 (the then-answer). Under the CCS (Pension) Rules, 2021 the minimum pension is now \u20b99,000 p.m. \u2014 so today the residual pension cannot be reduced below \u20b99,000. The concept (floor = minimum pension) is unchanged; only the figure was revised \u20b93,500 \u2192 \u20b99,000.`\n  },\n  {\n    id: 203, year: \"2009-11\", chapter: \"CH 3: Qualifying Service\",\n    question: \"Which of the following does not count as qualifying service for the purpose of pension rules?\",\n    options: [\"Service on probation\", \"Service as apprentice (other than SAs in MAD\/DAD)\", \"Period of suspension held to be unjustified\", \"Extraordinary leave on medical certificate\"],\n    correct: 1,\n    explanation: `Apprentice service generally does NOT count, except SAS apprentices in the Military\/Defence Accounts Departments (MAD\/DAD). Probation, EOL on medical certificate, and suspension held to be unjustified all count. Hence (b) does not count.`\n  },\n  {\n    id: 204, year: \"2009-11\", chapter: \"CH 3: Qualifying Service\",\n    question: \"Which of the following causes the 'forfeiture of service'?\",\n    options: [\"Dismissal or removal of a government servant from a service or post\", \"Resignation from service or post which was allowed to be withdrawn in the public interest by the Appointing authority\", \"Termination of service of a government servant who failed to pass prescribed examination and who is appointed to another post without break\", \"Leave without pay\"],\n    correct: 0,\n    explanation: `Dismissal or removal from service entails forfeiture of past service (P.Rule 23). A resignation withdrawn in public interest, and a resignation to take another post without break, do NOT forfeit service; leave without pay is only a non-qualifying period, not forfeiture. Hence (a).`\n  },\n  {\n    id: 205, year: \"2009-11\", chapter: \"CH 3: Qualifying Service\",\n    question: \"Which of the following has the effect of interruption in service?\",\n    options: [\"Authorized leave of absence\", \"Suspension where it is immediately followed by reinstatement or where the government servant dies\", \"Joining time while on transfer from one post to another post\", \"Period of absence not covered by grant of leave and treated as 'dies non'\"],\n    correct: 3,\n    explanation: `A period of unauthorised absence treated as \"dies non\" causes an interruption in service. Authorised leave, joining time on transfer, and a suspension followed by reinstatement do NOT interrupt continuity. Hence (d).`\n  },\n  {\n    id: 206, year: \"2009-11\", chapter: \"CH 4: Emoluments and Average Emoluments\",\n    question: \"For which of the following purposes dearness allowance is counted as emoluments?\",\n    options: [\"Superannuation pension\", \"Family pension\", \"Invalid pension\", \"Gratuity\"],\n    correct: 3,\n    explanation: `DA is added to emoluments ONLY for GRATUITY (the DA admissible on the date of retirement\/death \u2014 Rule 45(6)). For pension\/family pension\/invalid pension, emoluments = basic pay (+NPA), DA excluded. Hence gratuity.`\n  },\n  {\n    id: 207, year: \"2009-11\", chapter: \"CCS (Commutation of Pension) Rules\",\n    question: \"Up to what extent a government servant is entitled to commute pension?\",\n    options: [\"Amount not exceeding 30% of his pension\", \"Amount not exceeding 50% of his pension\", \"Amount not exceeding 3.363% of his pension\", \"Amount not exceeding 40% of his pension\"],\n    correct: 3,\n    explanation: `COP.Rule 5(1): commutation is allowed up to a maximum of 40% of the pension. Hence 40%.`\n  },\n  {\n    id: 208, year: \"2009-11\", chapter: \"CCS (Commutation of Pension) Rules\",\n    question: \"Which one of the following categories is not eligible for commutation of pension?\",\n    options: [\"A superannuation pension\", \"A retiring pension\", \"A pension on absorption in a corporation or company or body controlled\/financed by the Central or a State Government\", \"Compulsory retirement pension\"],\n    correct: 1,\n    explanation: `\u26a0\ufe0f Note: This 2009-11 key is dated. Under COP.Rule 12 a RETIRING pension is in fact eligible for commutation (indeed WITHOUT medical examination). The categories that require medical examination (and were historically restricted) are invalid pension, compassionate allowance and compulsory-retirement pension. As per the current Commutation Rules, retiring pension IS commutable; the marked answer should be read with caution.`\n  },\n\n  \/\/================================= 2012-13 =================================\n  {\n    id: 209, year: \"2012-13\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"Which of the following retirement benefits are exempted from income tax?\",\n    options: [\"Amount of commuted value of pension\", \"Amount of retirement gratuity\", \"Encashment of leave\", \"All of the above\"],\n    correct: 3,\n    explanation: `For Central Government retirees, the commuted value of pension, retirement gratuity and leave encashment are all exempt from income tax. Hence \"All of the above.\"`\n  },\n  {\n    id: 210, year: \"2012-13\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"The Head of Office after ascertaining and assessing the Government dues payable by the Government servant due for retirement, is required to furnish the particulars of such dues to the Accounts Office for recovery out of the gratuity before its payment is authorized. When is such intimation required to be sent?\",\n    options: [\"2 months before the date of retirement\", \"3 months before the date of retirement\", \"6 months before the date of retirement\", \"8 months before the date of retirement\"],\n    correct: 0,\n    explanation: `The Head of Office assesses Government dues and intimates the particulars to the Accounts Officer for recovery from the gratuity about 2 months before the date of retirement. Hence 2 months.`\n  },\n  {\n    id: 211, year: \"2012-13\", chapter: \"CH 2: General Conditions\",\n    question: \"Who is the competent authority to withhold pension or gratuity or both in full or in part or withdrawing a pension in full or in part in the case of a pensioner held guilty for causing pecuniary loss to the Government?\",\n    options: [\"The Minister concerned\", \"The Prime Minister\", \"The Home Minister\", \"The President of India\"],\n    correct: 3,\n    explanation: `Under the \"pecuniary loss \/ grave misconduct in departmental or judicial proceedings\" power (Rule 8), the answer was historically the President. \u26a0\ufe0f AMENDMENT (A3): after 07.10.2022 this power is decentralised \u2014 President (post where President is appointing authority) \/ Secretary of Ministry-Dept (subordinate-authority posts) \/ CAG (Indian Audit & Accounts Dept). Among the given options the President remains correct, but note the amended, distributed position.`\n  },\n  {\n    id: 212, year: \"2012-13\", chapter: \"CH 5: Classes of pensions and conditions governing their grant\",\n    question: \"What type of pension will be granted to a Government servant who, having completed 20 years qualifying service, opts for voluntary retirement under Rule 48-A of CCS (Pension) Rules?\",\n    options: [\"Superannuation Pension\", \"Retiring Pension\", \"Compensation Pension\", \"Compulsory retirement Pension\"],\n    correct: 1,\n    explanation: `Voluntary retirement after 20 years' QS attracts a RETIRING pension (old Rule 48-A of the 1972 Rules = Rule 43 of the 2021 Rules). Hence Retiring Pension.`\n  },\n  {\n    id: 213, year: \"2012-13\", chapter: \"CH 8: Family pension\",\n    question: \"What is the rate of normal family pension with effect from 1.1.2006, subject to a minimum of Rs 3500 pm?\",\n    options: [\"30% of pay\", \"50% of pay\", \"40% of pay\", \"25% of pay\"],\n    correct: 0,\n    explanation: `Normal (ordinary) family pension = 30% of pay (Rule 50(2)(a)(i)). \u26a0\ufe0f AMENDMENT (figure): the minimum is now \u20b99,000 p.m. (not \u20b93,500) and the maximum is \u20b975,000 p.m. under the CCS (Pension) Rules, 2021. The 30% rate itself is unchanged.`\n  },\n  {\n    id: 214, year: \"2012-13\", chapter: \"CH 8: Family pension\",\n    question: \"Additional quantum of family pension admissible to a family pensioner whose age is 92 years is\",\n    options: [\"30% of basic family pension\", \"40% of basic family pension\", \"50% of basic family pension\", \"100% of basic family pension\"],\n    correct: 1,\n    explanation: `Rule 50(3): additional family pension by age \u2014 80\u2013<85: 20%, 85\u2013<90: 30%, 90\u2013<95: 40%, 95\u2013<100: 50%, 100+: 100%. At 92 years (90\u2013<95 slab) it is 40% of basic family pension.`\n  },\n  {\n    id: 215, year: \"2012-13\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"A person has rendered 35 years qualifying service. What would be the quantum of gratuity payable to him at the time of retirement?\",\n    options: [\"35 times of the emoluments\", \"17 1\/2 times of the emoluments\", \"16 1\/2 times of the emoluments subject to maximum amount of Ten Lakhs\", \"None of the above\"],\n    correct: 2,\n    explanation: `Retirement gratuity = \u00bc emol per six-monthly period, max 16\u00bd\u00d7 (Rule 45(1)(a)); 35 years \u2192 70 half-years but capped at 16\u00bd\u00d7 emoluments. \u26a0\ufe0f AMENDMENT (A1): the monetary ceiling of \u20b910 Lakh shown here is outdated \u2014 it rose to \u20b920 Lakh (2016) and to \u20b925 Lakh w.e.f. 01.01.2024. The 16\u00bd\u00d7 formula is unchanged; only the money-ceiling figure changed.`\n  },\n  {\n    id: 216, year: \"2012-13\", chapter: \"CH 5: Classes of pensions and conditions governing their grant\",\n    question: \"Which of the following is categorized as a class of pension?\",\n    options: [\"Subsistence allowance\", \"Compassionate allowance\", \"Deputation allowance\", \"Gratuity\"],\n    correct: 1,\n    explanation: `Compassionate allowance (granted on dismissal\/removal, on special consideration) is one of the classes of pension in Chapter V. Subsistence\/deputation allowances are pay-related; gratuity is a lump-sum retirement benefit, not a class of pension. Hence compassionate allowance.`\n  },\n  {\n    id: 217, year: \"2012-13\", chapter: \"CH 4: Emoluments and Average Emoluments\",\n    question: \"Which of the following is not reckoned as emoluments for the purpose of retirement gratuity?\",\n    options: [\"Basic pay\", \"Dearness allowance\", \"Transportation allowance\", \"All of the above\"],\n    correct: 2,\n    explanation: `For retirement gratuity, emoluments = basic pay + DA (on the date of retirement). Transport Allowance is NOT reckoned as emoluments. Hence (c).`\n  },\n  {\n    id: 219, year: \"2012-13\", chapter: \"CH 3: Qualifying Service\",\n    question: \"A Government servant re-employed in a civil service post had, before his re-employment, rendered military service. On his confirmation in the civil post, he has opted to count his previous military service as qualifying service towards his civil post. In this context, which of the following will not be required to be refunded by him?\",\n    options: [\"The pension drawn prior to the date of re-employment\", \"The value received for the commutation of a part of military pension\", \"The amount of retirement gratuity\", \"None of the above\"],\n    correct: 0,\n    explanation: `To count former military service as civil QS, the ex-serviceman must refund the retirement\/service gratuity and the commuted value of the military pension; but the PENSION already DRAWN (for the period before re-employment) need NOT be refunded. Hence (a) is the item not required to be refunded.`\n  },\n  {\n    id: 220, year: \"2012-13\", chapter: \"Ch 1: Preliminary\",\n    question: \"To which of the following categories the CCS (Pension) Rules do not apply?\",\n    options: [\"Employees who are put on induction training after their appointment prior to 01.01.2004 and were paid salary from that date\", \"Members of All India Services\", \"Temporary employees\", \"All of the above\"],\n    correct: 1,\n    explanation: `Rule 2 excludes Members of the All India Services (governed by their own AIS pension rules). Induction-trainees appointed pre-2004 and temporary employees ARE covered. Hence (b).`\n  },\n  {\n    id: 221, year: \"2012-13\", chapter: \"CH 6: Premature Retirement and Voluntary Retirement\",\n    question: \"The minimum qualifying service for the voluntary retirement of a civilian Government servant under Rule 48-A of CCS (Pension) Rule, 1972 is\",\n    options: [\"33 years\", \"25 years\", \"20 years\", \"At any time\"],\n    correct: 2,\n    explanation: `Voluntary retirement under old Rule 48-A (now Rule 43) needs a minimum of 20 years' QS. Hence 20 years.`\n  },\n  {\n    id: 222, year: \"2012-13\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"In case of delayed payment of gratuity due to administrative lapses, who is the competent authority to consider and sanction payment of interest for such delayed payments?\",\n    options: [\"Head of Department\", \"Pension sanctioning authority\", \"Head of Office\", \"Secretary of the Administrative Ministry or the Department concerned\"],\n    correct: 3,\n    explanation: `Where gratuity is delayed due to administrative lapse, penal interest (at GPF rate) is payable, and the authority to sanction such interest is the Secretary of the Administrative Ministry\/Department concerned. Hence (d).`\n  },\n  {\n    id: 223, year: \"2012-13\", chapter: \"CH 8: Family pension\",\n    question: \"A Head of Department or a Head of Office is empowered to sanction a lump sum advance for immediate financial relief to the family of a Government servant in permanent or temporary employ who dies while in service in order to enable the family to meet its immediate requirements. What is the maximum time span within which this advance is to be adjusted?\",\n    options: [\"Within 3 months\", \"Within 6 months\", \"Within 9 months\", \"Within 12 months\"],\n    correct: 1,\n    explanation: `The lump-sum advance for immediate relief to the family of a deceased Government servant is adjustable against the retirement\/death gratuity within 6 months. Hence 6 months.`\n  },\n\n  \/\/================================= 2014 =================================\n  {\n    id: 1, year: \"2014\", chapter: \"CH 8: Family pension\",\n    question: \"Which of the following statements is\/are true for eligibility of family pension to an unmarried daughter of a deceased Government servant?\\n1. Family pension payable to such a daughter shall be stopped if she starts earning her livelihood.\\n2. Family pension to an unmarried major daughter shall be payable through a guardian.\",\n    options: [\"2 only\", \"1 only\", \"Both 1 and 2\", \"Neither 1 nor 2\"],\n    correct: 1,\n    explanation: `1 \u2713 \u2014 family pension to a daughter ceases on her marriage or on her starting to earn her livelihood (income test), whichever is earlier. 2 \u2717 \u2014 an unmarried MAJOR daughter draws family pension in her own right, NOT through a guardian (a guardian is needed only for minors\/mentally-disabled). Hence \"1 only.\"`\n  },\n  {\n    id: 2, year: \"2014\", chapter: \"CH 8: Family pension\",\n    question: \"Consider the following statements in the context of family pension payable from 01.01.2006:\\n1. Family pension shall be calculated at a uniform rate of 30% of basic pay in all cases.\\n2. Family pension will be subject to a minimum of Rs. 3,500.\\n3. Family pension will be subject to a maximum of Rs. 27,000.\\nWhich of the above statements are correct?\",\n    options: [\"1, 2 and 3\", \"1 and 2 only\", \"1 and 3 only\", \"2 and 3 only\"],\n    correct: 0,\n    explanation: `As on 01.01.2006 (6th CPC): normal family pension = 30% of basic pay, min \u20b93,500, max \u20b927,000 (30% of the then-highest pay \u20b990,000). All three were correct THEN. \u26a0\ufe0f AMENDMENT (figures): under the 2021 Rules the min is \u20b99,000 and the max \u20b975,000 (30% of \u20b92,50,000); the 30% rate is unchanged.`\n  },\n  {\n    id: 3, year: \"2014\", chapter: \"CCS (Commutation of Pension) Rules\",\n    question: \"In which of the following cases is an applicant eligible to commute fractions of his pension after medical examination?\\n1. Invalid pension\\n2. Retiring pension\\n3. Compassionate allowance\\n4. Compensation pension\",\n    options: [\"1 and 2 only\", \"1 and 3 only\", \"2 and 3 only\", \"2 and 4 only\"],\n    correct: 1,\n    explanation: `Commutation AFTER medical examination is required for invalid pension (1) and compassionate allowance (3) (and generally for pensions not commutable without medical exam). Retiring pension (2) and compensation pension (4) \u2014 applied within the prescribed period \u2014 are commutable WITHOUT medical examination. Hence \"1 and 3 only.\"`\n  },\n  {\n    id: 4, year: \"2014\", chapter: \"CH 8: Family pension\",\n    question: \"Which of the following is\/are included in the definition of family for grant of family pension?\\n1. Wife in the case of a male Government servant and husband in the case of a female Government servant\\n2. Son who has not attained the age of 25 years and unmarried daughter who has not attained the age of 25 years including such son and daughter adopted legally\",\n    options: [\"1 only\", \"2 only\", \"Both 1 and 2\", \"Neither 1 nor 2\"],\n    correct: 2,\n    explanation: `Both are within \"family\" for family pension: spouse (1) and children \u2014 son\/unmarried daughter below 25, including legally adopted (2), subject to the income limit. Hence both.`\n  },\n  {\n    id: 5, year: \"2014\", chapter: \"CH 5: Classes of pensions and conditions governing their grant\",\n    question: \"A Government servant selected for discharge owing to the abolition of his permanent post and alternative employment of equal status being not possible, is granted\",\n    options: [\"Compulsory retirement pension\", \"Compassionate allowance\", \"Retiring pension\", \"Compensation pension\"],\n    correct: 3,\n    explanation: `Discharge on ABOLITION of a permanent post (with no equal-status alternative) attracts a COMPENSATION pension (Rule 38 of 2021 Rules). Hence Compensation pension.`\n  },\n  {\n    id: 6, year: \"2014\", chapter: \"CH 4: Emoluments and Average Emoluments\",\n    question: \"Emoluments for the purpose of pension include\\n1. Band pay plus grade pay\\n2. Non-practising allowance granted to medical officer\\n3. Pay drawn by a Government servant on foreign deputation\\n4. Dearness allowance\\nWhich of the above statements are correct?\",\n    options: [\"1 and 2 only\", \"1 and 3 only\", \"3 and 4 only\", \"1 and 4 only\"],\n    correct: 0,\n    explanation: `Emoluments for pension = basic pay (Band Pay + Grade Pay in 6th-CPC terms) (1 \u2713) and NPA to medical officers (2 \u2713). Pay drawn on FOREIGN SERVICE\/deputation is NOT counted \u2014 the notional pay under the parent department is used (3 \u2717); DA is excluded for pension (4 \u2717). Hence \"1 and 2 only.\"`\n  },\n  {\n    id: 7, year: \"2014\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"The amount of retirement gratuity payable to a Government servant on his retirement shall in no case exceed\",\n    options: [\"Rs. 2,50,000\", \"Rs. 5,00,000\", \"Rs. 7,50,000\", \"Rs. 10,00,000\"],\n    correct: 3,\n    explanation: `\u26a0\ufe0f AMENDMENT (A1): \u20b910,00,000 was the correct ceiling in 2014 (pre-7th CPC). It has since risen to \u20b920 Lakh (01.01.2016) and to \u20b925 Lakh (w.e.f. 01.01.2024, DA at 50%). So the CURRENT ceiling is \u20b925 Lakh, though \u20b910 Lakh was right for the 2014 paper.`\n  },\n  {\n    id: 8, year: \"2014\", chapter: \"CCS (Commutation of Pension) Rules\",\n    question: \"An officer retires with a pension of Rs. 37,275. He has opted to commute 40% of his pension. Taking the commutation factor of 8.194 and his age next birthday as 61 years, the amount of commuted value of pension would work out to\",\n    options: [\"Rs. 12,77,011\", \"Rs. 18,08,222\", \"Rs. 14,66,071\", \"Rs. 15,99,623\"],\n    correct: 2,\n    explanation: `CVP = (commuted portion of pension) \u00d7 (commutation factor) \u00d7 12. Commuted portion = 40% \u00d7 37,275 = 14,910. CVP = 14,910 \u00d7 8.194 \u00d7 12 = \u20b914,66,070.5 \u2248 \u20b914,66,071. Hence (c).`\n  },\n  {\n    id: 9, year: \"2014\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"A Central Government servant retires after completing 34 years and 7 months of qualifying service with emoluments last drawn as follows: Band Pay + Grade Pay (Rs. 20,000 + 5,400) Dearness Allowance @ 107% of Band Pay + GP. The Retirement Gratuity in this case would be\",\n    options: [\"Rs. 6,76,537\", \"Rs. 7,57,537\", \"Rs. 8,67,537\", \"Rs. 9,76,537\"],\n    correct: 2,\n    explanation: `Emoluments for gratuity = (BP+GP) + DA = 25,400 + (107% \u00d7 25,400 = 27,178) = 52,578. QS 34y7m \u2192 capped at 16\u00bd\u00d7 (66 half-years). Gratuity = 16\u00bd \u00d7 52,578 = \u20b98,67,537. Hence (c). (Under 2014 \u20b910L ceiling this was payable in full.)`\n  },\n  {\n    id: 10, year: \"2014\", chapter: \"CH 8: Family pension\",\n    question: \"A Central Government servant drawing Band Pay of Rs. 18,600 plus Grade Pay of Rs. 4,800 died on 31.08.2014 while in service and his date of birth was 06.06.1955. His family is eligible for family pension. What is her family pension at enhanced rate and at normal rate at relevant dates?\",\n    options: [\"Enhanced rate Rs. 14,040 and Normal rate Rs. 9,360\", \"Enhanced rate Rs. 11,700 and Normal rate Rs. 7,020\", \"Enhanced rate Rs. 11,700 and Normal rate Rs. 9,360\", \"Enhanced rate Rs. 14,040 and Normal rate Rs. 7,020\"],\n    correct: 1,\n    explanation: `Pay = 18,600 + 4,800 = 23,400. Enhanced family pension (death in service) = 50% of pay = \u20b911,700. Normal family pension = 30% of pay = \u20b97,020. Hence (b).`\n  },\n  {\n    id: 11, year: \"2014\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"Death gratuity equivalent to 12 times of emoluments is payable to the family of a Government servant who died while in service after rendering qualifying service of\",\n    options: [\"Less than one year\", \"One year or more but less than 5 years\", \"5 years or more but less than 20 years\", \"20 years or more\"],\n    correct: 2,\n    explanation: `\u26a0\ufe0f AMENDMENT (A2): under the OLD table (correct for 2014), 12\u00d7 applied to \"5 years or more but less than 20 years.\" The CCS (Pension) Rules, 2021 SPLIT this slab: now 12\u00d7 = \"5 to <11 years\" and 20\u00d7 = \"11 to <20 years.\" So today 12\u00d7 is only for 5\u2013<11 years. (See 2019-20 Q12 and 2021-22 Q12, which test the new table.)`\n  },\n  {\n    id: 12, year: \"2014\", chapter: \"CH 8: Family pension\",\n    question: \"Which of the following statements are correct, in the context of higher rate of family pension?\\n1. A higher rate of family pension is admissible if the deceased Government servant had rendered not less than seven years continuous service at the time of his death while in service.\\n2. The higher rate of family pension shall be equal to 50% of the pay last drawn.\\n3. The amount so admissible shall be payable from the date following the date of death of the Government servant for a period of 10 years.\\n4. The higher rate of pension shall also be admissible to dependent parents.\",\n    options: [\"1, 2, 3 and 4\", \"1, 2 and 3 only\", \"1, 2 and 4 only\", \"2, 3 and 4 only\"],\n    correct: 1,\n    explanation: `\u26a0\ufe0f Note: Under the OLD (2014) scheme the enhanced rate needed 7 years' service (1 \u2713), was 50% of pay (2 \u2713) and ran 10 years for death-in-service (3 \u2713); it did NOT extend to dependent parents (4 \u2717) \u2014 hence \"1,2,3 only.\" Under the CCS (Pension) Rules, 2021 the 7-year condition was REMOVED (enhanced family pension for death-in-service is now available irrespective of length of service).`\n  },\n  {\n    id: 13, year: \"2014\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"Additional pension equal to 40% of basic pension shall be admissible to a pensioner whose age is\",\n    options: [\"From 80 years to less than 85 years\", \"From 85 years to less than 90 years\", \"From 90 years to less than 95 years\", \"From 90 years to less than 100 years\"],\n    correct: 2,\n    explanation: `Additional pension by age (Rule 44(6)): 80\u2013<85: 20%, 85\u2013<90: 30%, 90\u2013<95: 40%, 95\u2013<100: 50%, 100+: 100%. 40% applies to 90\u2013<95 years. Hence (c).`\n  },\n  {\n    id: 14, year: \"2014\", chapter: \"CH 2: General Conditions\",\n    question: \"In the context of CCS (Pension) Rules, 1972, communication or disclosure of any secret official code or password or any document or information such as mentioned in Section 5 of Official Secrets Act, 1923 so as to prejudicially affect the interests of the general public or the security of the State amounts to\",\n    options: [\"Misconduct\", \"Grave misconduct\", \"Breach of security\", \"Serious crime\"],\n    correct: 1,\n    explanation: `The Rule 8 Explanation defines \"grave misconduct\" to include disclosure of a secret official code\/password\/document\/information (as in Section 5 of the Official Secrets Act, 1923) prejudicial to the public interest or State security. Hence grave misconduct.`\n  },\n  {\n    id: 15, year: \"2014\", chapter: \"CH 2: General Conditions\",\n    question: \"In which of the following cases, the date of retirement of a Government servant, shall be treated as a non-working day?\",\n    options: [\"The day on which a Government servant retires\", \"The day on which he is discharged from service\", \"The day on which he is allowed to resign from service\", \"The day on which he is retired prematurely\"],\n    correct: 3,\n    explanation: `The day of retirement is treated as a non-working day only in the case of retirement on superannuation\/premature retirement (the officer does not work that day). The marked key selects premature retirement. (For superannuation the last day is also a non-working day; note that on discharge\/resignation the day is a working day.)`\n  },\n\n  \/\/================================= 2015 =================================\n  {\n    id: 1, year: \"2015\", chapter: \"CCS (Commutation of Pension) Rules\",\n    question: \"What will be the date of restoration of commuted portion of pension?\",\n    options: [\"5 years from the date of retirement\", \"10 years from the date of retirement\", \"15 years from the date of retirement\", \"20 years from the date of retirement\"],\n    correct: 2,\n    explanation: `COP.Rule 10-A: the commuted portion is restored on completion of 15 years from the date the reduction on account of commutation became operative (roughly 15 years from retirement where commutation was simultaneous with retirement). Hence 15 years.`\n  },\n  {\n    id: 2, year: \"2015\", chapter: \"CH 3: Qualifying Service\",\n    question: \"How many years are added to the length of qualifying service of a Government servant who is declared surplus and opts to retire voluntarily?\",\n    options: [\"0\", \"5\", \"10\", \"Number of years he served is doubled\"],\n    correct: 1,\n    explanation: `Under the Special Voluntary Retirement Scheme for SURPLUS staff, a weightage of up to 5 years is added to QS (subject to the cap that total QS does not exceed 33 years\/would-be superannuation). Hence 5 years.`\n  },\n  {\n    id: 3, year: \"2015\", chapter: \"CH 2: General Conditions\",\n    question: \"What action should be initiated against a pensioner, who is convicted in judicial proceedings for an offence committed by him\/her while in service?\\n1. Impose a cut in the pension\\n2. Stoppage of pension\\n3. Issue a show-cause notice\\nSelect the correct answer by using the codes given below:\",\n    options: [\"1, 2 and 3\", \"2 only\", \"3 only\", \"1 only\"],\n    correct: 2,\n    explanation: `\u26a0\ufe0f Note the flow: on conviction the competent authority MUST first issue a show-cause notice (natural justice) before deciding whether to cut\/withhold the pension. As the first action to be \"initiated,\" the answer is item 3 (issue a show-cause notice). Any cut\/stoppage follows only after considering the reply.`\n  },\n  {\n    id: 4, year: \"2015\", chapter: \"CH 2: General Conditions\",\n    question: \"Consider the following statements in the context of limitations on the pension of a military pensioner who is re-employed in civil service:\\n1. Pension is not payable to him for his prior military service.\\n2. Pension is not payable to him for his second spell i.e. civil service.\\n3. In addition to the first pension, the military pensioner is eligible to get the second pension also for the civil service rendered by him\/her.\\nWhich of the above statements is\/are correct?\",\n    options: [\"1, 2 and 3\", \"1 only\", \"2 only\", \"3 only\"],\n    correct: 3,\n    explanation: `A military pensioner re-employed in a civil post may retain his military pension AND earn a separate civil pension for the civil service (subject to fixation\/ignorable-pension rules). So statement 3 is correct \u2014 he gets the second (civil) pension in addition to the first (military) pension.`\n  },\n  {\n    id: 5, year: \"2015\", chapter: \"CH 2: General Conditions\",\n    question: \"Consider the following statements for a female Central Service Group 'A' pensioner, who wishes to accept an employment under Government outside India:\\n1. She is required to obtain prior permission from the Central Government, unless she has been permitted for such employment during her leave preparatory to retirement.\\n2. If the permission is not taken, no pension is payable to her for the period of such employment.\\n3. She may choose to claim only a partial pension, if she does not wish to seek any permission.\\nWhich of the above statements is\/are correct?\",\n    options: [\"1 only\", \"1 and 3 only\", \"1 and 2 only\", \"2 only\"],\n    correct: 2,\n    explanation: `For employment under a Government OUTSIDE India, a Group 'A' pensioner needs prior permission (1 \u2713), failing which no pension is payable for that period (2 \u2713). There is no option to draw \"partial pension\" to avoid seeking permission (3 \u2717). Hence \"1 and 2 only.\"`\n  },\n  {\n    id: 6, year: \"2015\", chapter: \"CH 2: General Conditions\",\n    question: \"If a pensioner who, immediately before his retirement, was a member of Central Service Group 'A', wishes to accept any commercial employment before the expiry of one year of his retirement, he\\n1. May accept employment without seeking sanction of any Authority.\\n2. Shall obtain the previous sanction of the Government.\\n3. May simply inform the Government after accepting employment.\\nWhich of the above statements is\/are correct?\",\n    options: [\"1 only\", \"2 only\", \"3 only\", \"1 and 3 only\"],\n    correct: 1,\n    explanation: `A Group 'A' pensioner must obtain the Government's PREVIOUS sanction to accept commercial employment within one year of retirement (Rule 26). Hence statement 2 only.`\n  },\n  {\n    id: 7, year: \"2015\", chapter: \"CH 2: General Conditions\",\n    question: \"The Competent Authority to withhold or withdraw the pension of a Central Government servant is the\",\n    options: [\"Cabinet\", \"Finance master\", \"Prime Minister\", \"President of India\"],\n    correct: 3,\n    explanation: `Under Rule 8 (pecuniary loss \/ grave misconduct in proceedings), the answer was the President. \u26a0\ufe0f AMENDMENT (A3): since 07.10.2022 this is decentralised \u2014 President \/ Secretary (subordinate-authority posts) \/ CAG (IA&AD). Among the options the President is still correct, but note the amended distributed scheme.`\n  },\n  {\n    id: 8, year: \"2015\", chapter: \"Ch 1: Preliminary\",\n    question: \"Consider the following statements in the context of CCS (Pension) Rules, 1972:\\n1. Employees of Union Territories are also governed by the CCS (Pension) Rules, 1972.\\n2. There is no distinction between permanent and temporary employees insofar as the application of CCS (Pension) Rules, 1972 is concerned.\\n3. Temporary Government servant with less than 10 years' service, who retires on superannuation, discharged from the service, etc. is eligible for gratuity as for permanent Government servant.\\nWhich of the above statements are correct?\",\n    options: [\"1 and 2 only\", \"1 and 3 only\", \"2 and 3 only\", \"1, 2 and 3\"],\n    correct: 3,\n    explanation: `1 \u2713 \u2014 the Rules apply to UT employees on pensionable establishments. 2 \u2713 \u2014 no distinction between permanent\/temporary for pension entitlement. 3 \u2713 \u2014 a temporary servant with <10 years is eligible for service gratuity like a permanent servant. All three correct.`\n  },\n  {\n    id: 9, year: \"2015\", chapter: \"CH 4: Emoluments and Average Emoluments\",\n    question: \"The expression 'emoluments' in the context of pension to the Medical Officers, includes\",\n    options: [\"Basic pay and Non-practicing allowance\", \"Basic pay and Special pay\", \"Basic pay, Personal pay and Non-practicing allowance\", \"None of the above\"],\n    correct: 0,\n    explanation: `For medical officers, emoluments = basic pay + NPA (Non-Practicing Allowance granted in lieu of private practice). Special pay\/personal pay are not emoluments for pension. Hence (a).`\n  },\n  {\n    id: 10, year: \"2015\", chapter: \"CH 2: General Conditions\",\n    question: \"Stoppage or reduction of pension for reasons other than misconduct is not permissible. In this context, consider the following statements:\\n1. Pension is not in the nature of a reward.\\n2. Pension can be claimed as a right.\\n3. Claim to pension is forfeited on resignation.\\n4. After a pension is sanctioned, its continuance depends on future good conduct.\\nWhich of the above statements are correct?\",\n    options: [\"1, 2 and 3 only\", \"1, 2 and 4 only\", \"3 and 4 only\", \"1, 2, 3 and 4\"],\n    correct: 3,\n    explanation: `1 \u2713 \u2014 pension is earned, not a reward. 2 \u2713 \u2014 it is a right, not a bounty. 3 \u2713 \u2014 resignation forfeits past service and the claim to pension (Rule 23). 4 \u2713 \u2014 Rule 7: continuance is subject to future good conduct. All four correct.`\n  },\n  {\n    id: 11, year: \"2015\", chapter: \"CH 8: Family pension\",\n    question: \"A disabled daughter divorced after attaining 25 years of age can be granted family pension subject to\\n1. Her divorce being valid in law.\\n2. She comes back to her parental home after divorce.\\n3. Her disability being certified by an appropriate authority.\\nWhich of the above statements are correct?\",\n    options: [\"1 and 2 only\", \"1 and 3 only\", \"2 and 3 only\", \"1, 2 and 3\"],\n    correct: 1,\n    explanation: `A disabled divorced daughter (even after 25) can get family pension if the divorce is legally valid (1 \u2713) and the disability is duly certified by the appropriate authority (3 \u2713). \"Returning to the parental home\" (2) is not a condition. Hence \"1 and 3 only.\"`\n  },\n  {\n    id: 12, year: \"2015\", chapter: \"CH 2: General Conditions\",\n    question: \"If a pensioner is convicted of a serious crime or is found guilty of grave misconduct, the Appointing Authority has the power to withhold\\n1. Full pension for a specified period.\\n2. Full pension permanently.\\n3. Part of the pension permanently.\\n4. Part of the pension for a specified period.\\nWhich of the above statements are correct?\",\n    options: [\"1, 2 and 3 only\", \"1, 2 and 4 only\", \"3 and 4 only\", \"1, 2, 3 and 4\"],\n    correct: 3,\n    explanation: `Rule 7(1)(b): on conviction\/grave misconduct the Appointing Authority may withhold or withdraw pension in full or in part, permanently or for a specified period (subject to the residual pension not falling below the minimum pension). All four modes are available.`\n  },\n  {\n    id: 13, year: \"2015\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"The Pension papers of a Government servant shall be forwarded to the Accounts Officer not later than\",\n    options: [\"2 months before the date of retirement\", \"6 months before the date of retirement\", \"3 months before the date of retirement\", \"9 months before the date of retirement\"],\n    correct: 1,\n    explanation: `Pension papers are forwarded by the Head of Office to the Accounts Officer not later than 6 months before the date of retirement. Hence 6 months.`\n  },\n  {\n    id: 14, year: \"2015\", chapter: \"Ch 1: Preliminary\",\n    question: \"Consider the following:\\n1. Accounts Officer\\n2. Branches of Nationalized Banks\\n3. Treasury including Sub-treasury\\nWhich of the above are Pension Disbursing Authorities?\",\n    options: [\"1 and 2 only\", \"1, 2 and 3\", \"1 and 3 only\", \"2 and 3 only\"],\n    correct: 1,\n    explanation: `A \"Pension Disbursing Authority\" is defined to include a branch of a nationalised\/public-sector bank, a treasury\/sub-treasury, and the Accounts Officer paying the pension. All three, hence \"1, 2 and 3.\"`\n  },\n\n  \/\/================================= 2016-17 =================================\n  {\n    id: 1, year: \"2016-17\", chapter: \"CH 5: Classes of pensions and conditions governing their grant\",\n    question: \"A Government servant who, on being declared surplus, opts for voluntary retirement in accordance with the provisions of Special Voluntary Retirement Scheme, is eligible for:\",\n    options: [\"Compensation Pension\", \"Compulsory retirement pension\", \"Superannuation pension\", \"Retiring pension\"],\n    correct: 3,\n    explanation: `A surplus employee who opts for voluntary retirement under the Special VRS gets a RETIRING pension (with weightage). Hence Retiring pension.`\n  },\n  {\n    id: 2, year: \"2016-17\", chapter: \"CH 3: Qualifying Service\",\n    question: \"The pension is liable to be forfeited on the grounds of:\\n1. Resignation\\n2. Removal\\n3. Dismissal\\n4. Compulsory retirement\\nSelect the correct answer using the code given below:\",\n    options: [\"1, 2 and 3 only\", \"2, 3 and 4 only\", \"2 and 3 only\", \"1, 2, 3 and 4\"],\n    correct: 0,\n    explanation: `Resignation (1), removal (2) and dismissal (3) forfeit past service\/pension. Compulsory retirement AS A PENALTY (4) does NOT forfeit pension \u2014 a compulsory-retirement pension (\u2154 to full) is still granted (Rule 40). Hence \"1, 2 and 3 only.\"`\n  },\n  {\n    id: 3, year: \"2016-17\", chapter: \"Ch 1: Preliminary\",\n    question: \"Central Civil Services (Pension) Rules, 1972 do not apply to:\\n1. Government servant appointed on or after 1.1.2004\\n2. Railway servants\\n3. Civilian Government servants in the Defence Services appointed before 31.12.2003\\n4. Members of the All India Services\\nSelect the correct answer using the code given below:\",\n    options: [\"3 only\", \"1, 2 and 3\", \"1, 2 and 4\", \"1, 3 and 4\"],\n    correct: 2,\n    explanation: `The Rules do NOT apply to those appointed on\/after 01.01.2004 (they are under NPS) (1), Railway servants (2), and Members of the AIS (4). Civilian Defence Service servants appointed BEFORE 31.12.2003 ARE covered (3 is covered, so excluded from the \"not apply\" set). Hence \"1, 2 and 4.\"`\n  },\n  {\n    id: 4, year: \"2016-17\", chapter: \"CH 2: General Conditions\",\n    question: \"The authority whose consultation is required before any final orders are passed by the Competent Authority to withhold a pension or gratuity or both is:\",\n    options: [\"Secretary of Ministry concerned\", \"Department of Personnel and Training\", \"Head of the Department concerned\", \"Union Public Service Commission\"],\n    correct: 3,\n    explanation: `The proviso to Rule 8(1) requires that the Union Public Service Commission be consulted before final orders withholding\/withdrawing pension\/gratuity are passed. Hence UPSC.`\n  },\n  {\n    id: 5, year: \"2016-17\", chapter: \"CH 6: Premature Retirement and Voluntary Retirement\",\n    question: \"The Competent Authority may retire a Government servant in public interest after the Government servant has completed the qualifying service of:\",\n    options: [\"20 years\", \"25 years\", \"30 years\", \"33 years\"],\n    correct: 2,\n    explanation: `P.Rule 42: premature retirement in public interest is possible after 30 years' QS. Hence 30 years.`\n  },\n  {\n    id: 6, year: \"2016-17\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"The quantum of additional pension admissible to the pensioners in the age of 90 years to less than 95 years is:\",\n    options: [\"15% of basic pension\", \"20% of basic pension\", \"40% of basic pension\", \"50% of basic pension\"],\n    correct: 2,\n    explanation: `Additional pension for the 90\u2013<95 age slab = 40% of basic pension (Rule 44(6)). Hence 40%.`\n  },\n  {\n    id: 7, year: \"2016-17\", chapter: \"CH 2: General Conditions\",\n    question: \"Sanction of which authority would be required to initiate Departmental Proceedings after a Government servant has retired?\",\n    options: [\"The President of India\", \"The Head of the Department concerned\", \"Secretary, DOPT\", \"Head of the Office concerned\"],\n    correct: 0,\n    explanation: `Departmental proceedings against a retired Government servant (under Rule 8) require the sanction of the President. \u26a0\ufe0f Note: after the Rule 8 amendment (2022), for posts under a subordinate appointing authority the \"competent authority\" for such proceedings is the Secretary of the Ministry\/Dept (or CAG for IA&AD) \u2014 see 2018 Q12. For a President's-appointee post, the answer remains the President.`\n  },\n  {\n    id: 8, year: \"2016-17\", chapter: \"CH 4: Emoluments and Average Emoluments\",\n    question: \"Which one of the following is included in the expression 'emoluments' for the purpose of calculating various retirement and death benefits?\",\n    options: [\"Basic pay\", \"Special pay\", \"Personal pay\", \"Deputation (Duty) allowance\"],\n    correct: 0,\n    explanation: `Emoluments = basic pay (Rule 31). Special pay, personal pay and deputation (duty) allowance are excluded. Hence Basic pay.`\n  },\n  {\n    id: 9, year: \"2016-17\", chapter: \"Ch 1: Preliminary\",\n    question: \"In the context of CCS (Pension) Rules, 1972, the Treasury Rules of the Central Government shall apply in regard to the procedure payment of:\\n1. Gratuity\\n2. Pension\\n3. Pension undrawn for more than a year\\n4. Pension in respect of a deceased pensioner\\nSelect the correct answer using the code given below:\",\n    options: [\"3 and 4 only\", \"1, 2 and 3 only\", \"2, 3 and 4 only\", \"1, 2, 3 and 4\"],\n    correct: 3,\n    explanation: `The Treasury Rules govern the PROCEDURE for payment of gratuity, pension, pension undrawn for more than a year, and pension of a deceased pensioner alike. Hence all four.`\n  },\n  {\n    id: 10, year: \"2016-17\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"The payment of gratuity is ordinarily payable in:\",\n    options: [\"Two instalments\", \"Three instalments\", \"Four instalments\", \"Lumpsum\"],\n    correct: 3,\n    explanation: `Retirement\/death gratuity is paid in a lump sum. Hence Lumpsum.`\n  },\n  {\n    id: 11, year: \"2016-17\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"The Directorate of Estates would issue an Advance No Demand Certificate to the Department concerned with a copy endorsed to the individual concerned eight months before the date of superannuation informing:\\n1. The amount of license fee due up to that period i.e. eight months prior to the date of superannuation.\\n2. The rate of monthly recovery of license fee for the rest of the service i.e. eight months.\\n3. The amount of license fee recoverable for a twelve-month period of retention allowed after retirement.\\nSelect the correct answer using the code given below:\",\n    options: [\"1 only\", \"2 only\", \"1 and 2 only\", \"1, 2, and 3\"],\n    correct: 2,\n    explanation: `The Advance No-Demand Certificate (issued ~8 months before superannuation for allottees of Government accommodation) informs (1) the licence fee due up to that point and (2) the monthly recovery rate for the remaining service. The permissible post-retirement retention period is normally shorter than 12 months, so item 3 as worded is not correct. Hence \"1 and 2 only.\"`\n  },\n\n  \/\/================================= 2018 =================================\n  {\n    id: 12, year: \"2018\", chapter: \"CH 2: General Conditions\",\n    question: \"In terms of CCS (Pension) Rules, 2021, sanction of which one of the following authorities shall be required for instituting departmental proceedings after retirement of a Government servant whose appointing authority was subordinate to the President?\",\n    options: [\"The Head of Department\", \"Union Public Service Commission\", \"The President\", \"Secretary of the Ministry\/Department concerned\"],\n    correct: 3,\n    explanation: `Post the Rule 8 amendment (2022), where the appointing authority was SUBORDINATE to the President, the \"competent authority\" (whose sanction is needed to institute post-retirement departmental proceedings) is the Secretary of the Ministry\/Department concerned (and the CAG for IA&AD). Hence (d).`\n  },\n  {\n    id: 13, year: \"2018\", chapter: \"CH 5: Classes of pensions and conditions governing their grant\",\n    question: \"Pension at 50 percent of emoluments or average emoluments, whichever is more beneficial, becomes admissible to a Government servant retiring under CCS (Pension) Rules, 2021 (other than on the grounds of bodily or mental infirmity) on completion of qualifying service of not less than:\",\n    options: [\"Ten years\", \"Fifteen years\", \"Twenty years\", \"Thirty-three years\"],\n    correct: 0,\n    explanation: `Rule 44(1): full pension at 50% of emoluments\/average emoluments is admissible on completion of not less than 10 years' QS. (Contrast 2025 Q51, which asked about the \"retiring pension\" CLASS specifically \u2014 that class needs 20 years.) Hence Ten years.`\n  },\n  {\n    id: 14, year: \"2018\", chapter: \"CH 6: Premature Retirement and Voluntary Retirement\",\n    question: \"In terms of Rule 43 of CCS (Pension) Rules, 2021, a Government servant (other than scientist or technical expert) who has completed 20 years qualifying service may, by giving notice of not less than three months in writing, retire from service. Such a notice of voluntary retirement shall require acceptance by the:\",\n    options: [\"Head of Office\", \"Appointing Authority\", \"Authority next above the Appointing Authority\", \"Secretary of the Ministry\/Department concerned\"],\n    correct: 1,\n    explanation: `Rule 43(2): the notice of voluntary retirement requires acceptance by the APPOINTING AUTHORITY (and if not refused before expiry of the notice, retirement takes effect automatically). Hence Appointing Authority.`\n  },\n  {\n    id: 15, year: \"2018\", chapter: \"CH 9: Dearness Relief\",\n    question: \"In terms of CCS (Pension) Rules, 2021, whenever Dearness Allowance rises by 50 percent of the basic pay, the ceiling on gratuity will increase by:\",\n    options: [\"20%\", \"25%\", \"30%\", \"40%\"],\n    correct: 1,\n    explanation: `Per the 7th CPC dispensation, the gratuity ceiling rises by 25% each time DA increases by 50%. (This is exactly how the ceiling went \u20b920L \u2192 \u20b925L when DA touched 50% on 01.01.2024 \u2014 A1.) Hence 25%.`\n  },\n  {\n    id: 16, year: \"2018\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"Consider the following statements regarding refusal of a pensioner to pay any amount owed by him to Government:\\n1. Such a refusal cannot be said to be 'misconduct' within the meaning of CCS (Pension) Rules, 2021.\\n2. The possible way of recovering Government dues from such a retiring officer who refuses to agree in writing, to such dues being recovered from his pension is to delay the final sanction of his pension for some time for persuading him to agree to recovery.\\n3. Take recourse to court of law for recovering Government dues.\\nWhich of the statement(s) given above is\/are correct?\",\n    options: [\"1 only\", \"1 and 3 only\", \"2 and 3 only\", \"1, 2 and 3\"],\n    correct: 3,\n    explanation: `1 \u2713 \u2014 a mere refusal to agree to recovery is not \"misconduct.\" 2 \u2713 \u2014 pension sanction may be delayed briefly to persuade agreement to recovery. 3 \u2713 \u2014 the Government can also sue in a court of law to recover its dues. All three correct.`\n  },\n  {\n    id: 17, year: \"2018\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"Which of the following are not considered as 'Dues to Government' and hence not recoverable from death-cum-retirement gratuity?\\n1. Overpayment of pay and allowances\\n2. Arrears of income tax deductible at source\\n3. Sum due from the officer to an autonomous organization\\n4. Arrears of water and electricity due to Municipal Corporation\\nSelect the correct answer using the code given below:\",\n    options: [\"1, 2 and 4\", \"1 and 3 only\", \"1, 3 and 4\", \"3 and 4 only\"],\n    correct: 3,\n    explanation: `\"Government dues\" recoverable from gratuity = overpayment of pay\/allowances (1) and arrears of income tax at source (2). A sum due to an AUTONOMOUS organisation (3) and dues to a MUNICIPAL Corporation (4) are NOT Government dues, hence not recoverable from gratuity. So \"3 and 4 only\" are the non-recoverable items.`\n  },\n  {\n    id: 18, year: \"2018\", chapter: \"CCS (Commutation of Pension) Rules\",\n    question: \"In terms of CCS (Commutation of Pension) Rules, 1981, up to what percentage shall a Government servant be entitled to commute his monthly pension for a lump sum payment?\",\n    options: [\"Up to 25%\", \"Up to 30%\", \"Up to 40%\", \"Up to 50%\"],\n    correct: 2,\n    explanation: `COP.Rule 5(1): up to 40% of pension may be commuted. Hence up to 40%.`\n  },\n  {\n    id: 19, year: \"2018\", chapter: \"CCS (Commutation of Pension) Rules\",\n    question: \"In which of the following cases, the pensioners can commute a portion of their pension only after they have been medically examined and found fit by the appropriate medical authorities?\\n1. Pensioners in receipt of superannuation pension applying for commutation within eight months from the date of retirement.\\n2. Persons retired on invalid pension.\\n3. Persons in receipt of compassionate allowance.\\n4. Persons in receipt of compensation pension and applying for commutation within one month from the date of retirement.\\nSelect the correct answer using the code given below:\",\n    options: [\"1, 3 and 4\", \"1, 2 and 3\", \"2 and 3 only\", \"1 and 4 only\"],\n    correct: 2,\n    explanation: `Commutation WITHOUT medical examination is allowed for superannuation pension applied within 1 year (item 1) and compensation pension applied within the prescribed period (item 4). Medical examination IS required for invalid pension (2) and compassionate allowance (3). Hence \"2 and 3 only.\"`\n  },\n  {\n    id: 20, year: \"2018\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"A Government servant retires after completion of 27\u00bd years of qualifying service. At the time of retirement, he was in receipt of pay of Rs. 69,200 with Dearness Allowance @ 34%. The amount of retirement gratuity admissible to him would work out to\",\n    options: [\"Rs. 10,00,000\", \"Rs. 9,51,500\", \"Rs. 12,75,010\", \"Rs. 15,00,500\"],\n    correct: 2,\n    explanation: `Emoluments for gratuity = 69,200 + (34% \u00d7 69,200 = 23,528) = 92,728. QS 27\u00bd yrs \u2192 55 six-monthly periods. Gratuity = \u00bc \u00d7 92,728 \u00d7 55 = \u20b912,75,010. (Below the then \u20b920L ceiling.) Hence (c).`\n  },\n  {\n    id: 21, year: \"2018\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"In terms of CCS (Pension) Rules, 2021, every Head of Department shall have a list prepared of all Government servants who are due to retire within next fifteen months and a copy thereof supplied to the Account Officer concerned. The periodicity of preparing such a list is:\",\n    options: [\"Every month\", \"Every three months\", \"Every six months\", \"Every nine months\"],\n    correct: 0,\n    explanation: `Under the 2021 Rules the Head of Department prepares (on the 15th of EVERY month) a list of Government servants due to retire within the next 15 months, supplied to the Accounts Officer. Periodicity = every month. (This is the amended position vs. the old half-yearly list \u2014 see 2009-11 Q195.)`\n  },\n  {\n    id: 22, year: \"2018\", chapter: \"CH 4: Emoluments and Average Emoluments\",\n    question: \"Which of the following is\/are considered as 'emoluments' for pension?\\n1. Pay in Pay Level of Pay Matrix\\n2. Personal Pay\\n3. Non-Practicing Allowance\\n4. Special Allowance\\nSelect the correct answer using the code given below:\",\n    options: [\"1 only\", \"1 and 3 only\", \"1, 3 and 4 only\", \"1, 2, 3 and 4\"],\n    correct: 1,\n    explanation: `Emoluments for pension = pay in the Pay Level (basic pay) (1 \u2713) + NPA (3 \u2713). Personal pay (2) and special allowance (4) are excluded. Hence \"1 and 3 only.\"`\n  },\n  {\n    id: 23, year: \"2018\", chapter: \"CH 2: General Conditions\",\n    question: \"The President, in the case of a pensioner who retired from a post for which the President is the appointing authority, reserves to himself the right of withholding a pension or gratuity or both, either in full or in part, in consultation with which one of the following authorities?\",\n    options: [\"Secretary, DOPT\", \"Union Public Service Commission\", \"Secretary (Expenditure)\", \"Secretary of the Ministry\/Department concerned\"],\n    correct: 1,\n    explanation: `Proviso to Rule 8(1): the President exercises this power in consultation with the Union Public Service Commission. Hence UPSC.`\n  },\n  {\n    id: 24, year: \"2018\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"With effect from 01.01.2016, additional pension at the rate of 50% of basic pension is admissible to old pensioners whose age is:\",\n    options: [\"From 75 years to less than 80 years\", \"From 85 years to less than 90 years\", \"From 90 years to less than 95 years\", \"From 95 years to less than 100 years\"],\n    correct: 3,\n    explanation: `Additional pension = 50% of basic pension for the 95\u2013<100 age slab (Rule 44(6)). Hence \"95 years to less than 100 years.\"`\n  },\n  {\n    id: 25, year: \"2018\", chapter: \"CH 5: Classes of pensions and conditions governing their grant\",\n    question: \"Pension granted to a Government servant who retires on his own volition before attaining the age of superannuation in accordance with the provisions of Rule 43 of CCS (Pension) Rules, 2021 is in the category of:\",\n    options: [\"Compassionate Allowance\", \"Compensation Pension\", \"Retiring Pension\", \"Compulsory Retirement Pension\"],\n    correct: 2,\n    explanation: `Voluntary retirement under Rule 43 gives a RETIRING pension. Hence Retiring Pension.`\n  },\n  {\n    id: 26, year: \"2018\", chapter: \"CH 4: Emoluments and Average Emoluments\",\n    question: \"Consider the following statements regarding the expression \\\"emoluments\\\" for calculation of retirement benefits in terms of the CCS (Pension) Rules, 2021:\\n1. Pay drawn by a Government servant while on deputation to Armed Forces of India shall be treated as emoluments.\\n2. Stagnation increment shall be treated as emoluments for calculation of retirement benefits.\\nWhich of the statement(s) given above is\/are correct?\",\n    options: [\"Both 1 and 2\", \"1 only\", \"2 only\", \"Neither 1 nor 2\"],\n    correct: 0,\n    explanation: `1 \u2713 \u2014 Rule 31(6): pay drawn on deputation to an ex-cadre post\/Armed Forces of India is treated as emoluments. 2 \u2713 \u2014 stagnation increment is treated as emoluments (Rule 31 Explanation). Hence both.`\n  },\n  {\n    id: 27, year: \"2018\", chapter: \"Ch 1: Preliminary\",\n    question: \"To which of the following do the Central Civil Services (Pension) Rules, 2021 apply?\\n1. Government servants appointed on or before 31.12.2003\\n2. Persons paid from contingencies\\n3. Members of All India Services\\n4. Railway servants\\nSelect the correct answer using the code given below:\",\n    options: [\"1 only\", \"1 and 3 only\", \"1, 2 and 4 only\", \"1, 2, 3 and 4\"],\n    correct: 0,\n    explanation: `The 2021 Rules apply to Government servants appointed on\/before 31.12.2003 (1 \u2713). They do NOT apply to persons paid from contingencies (2), AIS members (3) or Railway servants (4). Hence \"1 only.\"`\n  },\n  {\n    id: 28, year: \"2018\", chapter: \"CH 2: General Conditions\",\n    question: \"A Government servant while on Earned Leave on medical grounds expires. His day of death for the purpose of terminal benefits will be treated:\",\n    options: [\"As a working day\", \"As a part of leave\", \"As dies non\", \"As absent from duty\"],\n    correct: 1,\n    explanation: `Where a Government servant on leave dies, the day of death is treated as part of that leave. Hence \"as a part of leave.\"`\n  },\n  {\n    id: 29, year: \"2018\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"In the case of a Government servant due for retirement, the Head of Office shall forward his pension papers with due checks to the Accounts Officer responsible for issuing authorization of pension. The Accounts Officer shall issue authorization of pension through:\",\n    options: [\"Office Order\", \"Office Memorandum\", \"Notification\", \"Pension Payment Order\"],\n    correct: 3,\n    explanation: `The Accounts Officer authorises pension through a Pension Payment Order (PPO). Hence PPO.`\n  },\n  {\n    id: 30, year: \"2018\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"If a Government servant dies while in service after rendering service for three years, the Death Gratuity would be admissible to his family at the rate of:\",\n    options: [\"2 times of emoluments\", \"6 times of emoluments\", \"12 times of emoluments\", \"15 times of emoluments\"],\n    correct: 1,\n    explanation: `QS of 3 years falls in \"one year or more but less than five years\" \u2192 death gratuity = 6\u00d7 emoluments (Rule 45(1)(b)). Hence 6 times.`\n  },\n  {\n    id: 31, year: \"2018\", chapter: \"SO\/Steno\",\n    question: \"A pensioner has a joint bank account operated with his\/her spouse in whose favour an authorization for family pension exists in the Pension Payment Order (PPO). On the death of the pensioner, his\/her spouse needs to approach the bank for commencement of family pension to him\/her. In this context, the requirement for submission of which one of the following information\/documents has been dispensed with by the Government?\",\n    options: [\"Written request to the bank for commencement of family pension\", \"A copy of the PPO\", \"An undertaking for recovery of excess payment\", \"Form 14 duly witnessed\"],\n    correct: 3,\n    explanation: `Where the spouse is already authorised in the PPO and holds a joint account, the requirement of submitting Form 14 (duly witnessed) has been dispensed with \u2014 a simple letter with the death certificate suffices. Hence Form 14.`\n  },\n\n  \/\/================================= 2019-20 =================================\n  {\n    id: 1, year: \"2019-20\", chapter: \"CCS (Commutation of Pension) Rules\",\n    question: \"Consider the following details of a Government servant who retired before attaining the age of normal superannuation and has opted for commutation of his monthly pension:\\nMonthly pension: \u20b9 35,600\\nAge on next birthday: 60 years\\nCommutation factor: 8.287\\nPercentage of pension opted for commutation: 40%\\nThe commutation amount of pension payable to him in lump sum shall be\",\n    options: [\"\u20b9 1,18,007\", \"\u20b9 14,16,083\", \"\u20b9 2,95,018\", \"\u20b9 4,27,200\"],\n    correct: 1,\n    explanation: `CVP = (40% \u00d7 35,600) \u00d7 8.287 \u00d7 12 = 14,240 \u00d7 8.287 \u00d7 12 = \u20b914,16,082.5 \u2248 \u20b914,16,083. Hence (b).`\n  },\n  {\n    id: 2, year: \"2019-20\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"Which of the following Government dues cannot be recovered from the Dearness Relief of a pensioner?\\n1. Balance of house building advance\\n2. Arrears of license fee\\n3. Overpayment of pay and allowances\\n4. Arrears of income tax deductible at source\\nSelect the correct answer using the code given below.\",\n    options: [\"1, 2, and 3 only\", \"1, 3, and 4 only\", \"1 and 3 only\", \"1, 2, 3, and 4\"],\n    correct: 1,\n    explanation: `Dearness Relief is not to be diverted to recover most dues; only licence fee (item 2, for retention of Government accommodation) may be adjusted. The HBA balance (1), overpayment of pay\/allowances (3) and income-tax arrears (4) cannot be recovered from DR. Hence \"1, 3 and 4 only.\"`\n  },\n  {\n    id: 3, year: \"2019-20\", chapter: \"CH 6: Premature Retirement and Voluntary Retirement\",\n    question: \"Under which of the following circumstances may the appropriate Appointing Authority withhold permission for a Government servant seeking retirement after completing 20 years of qualifying service?\\n1. If the Government servant is under suspension.\\n2. If a charge sheet has been issued and disciplinary proceedings are pending.\\n3. If judicial proceedings on charges, which may amount to grave misconduct, are pending.\\nSelect the correct answer using the code given below.\",\n    options: [\"1 and 2 only\", \"3 only\", \"2 and 3 only\", \"1, 2, and 3\"],\n    correct: 3,\n    explanation: `Rule 43(3): the appointing authority may withhold permission for VR where the officer is under suspension (1), a charge-sheet has been issued and disciplinary proceedings are pending (2), or judicial proceedings on grave-misconduct charges are pending (3). All three, hence \"1, 2 and 3.\"`\n  },\n  {\n    id: 4, year: \"2019-20\", chapter: \"CH 3: Qualifying Service\",\n    question: \"Simplification of the procedure for the verification of service to prevent and reduce delays in the payment of retiral benefits to Government servants involves:\",\n    options: [\"Quarterly service verification\", \"Half-yearly service verification\", \"Annual service verification\", \"Biennial service verification\"],\n    correct: 2,\n    explanation: `The simplified procedure requires ANNUAL verification of service (entries certified each year), avoiding a last-minute scramble at retirement. Hence annual.`\n  },\n  {\n    id: 5, year: \"2019-20\", chapter: \"CH 4: Emoluments and Average Emoluments\",\n    question: \"Which of the following shall form part(s) of emoluments in the context of the CCS (Pension) Rules, 2021?\\n1. Pay drawn by a Government servant while on deputation to a State Government.\\n2. Pay drawn by a Government servant while on foreign service.\\n3. Pay drawn by a Government servant while on deputation to an ex-cadre post in another Department of the Government.\\nSelect the correct answer using the code given below.\",\n    options: [\"1 and 2 only\", \"3 only\", \"1 only\", \"1, 2, and 3\"],\n    correct: 1,\n    explanation: `Rule 31(7): pay drawn on deputation to a STATE Government (1) or on FOREIGN service (2) is NOT emoluments \u2014 the notional Central pay is used instead. Only pay drawn on deputation to an ex-cadre post in ANOTHER Central Government Department (3) is treated as emoluments (Rule 31(6)). Hence \"3 only.\"`\n  },\n  {\n    id: 6, year: \"2019-20\", chapter: \"CH 8: Family pension\",\n    question: \"The minimum amount of family pension admissible to the family of a deceased Government servant shall not be less than:\",\n    options: [\"\u20b93,500 plus Dearness Relief (DR) thereon\", \"\u20b97,000 plus DR thereon\", \"\u20b99,000 plus DR thereon\", \"\u20b99,500 plus DR thereon\"],\n    correct: 2,\n    explanation: `Under the CCS (Pension) Rules, 2021 the minimum family pension is \u20b99,000 p.m. (plus DR). Hence \u20b99,000. (The older \u20b93,500 minimum was revised to \u20b99,000 by the 7th CPC.)`\n  },\n  {\n    id: 7, year: \"2019-20\", chapter: \"CH 9: Dearness Relief\",\n    question: \"To which of the following categories is Dearness Relief on pension payable?\\n1. Family pensioners.\\n2. Persons drawing compassionate allowance.\\n3. Service pensioners.\\n4. Before re-employment under a State Government, the pensioner holding a post classified as Group 'A'.\\nSelect the correct answer using the code given below.\",\n    options: [\"1 and 3 only\", \"1, 2, and 3 only\", \"3 and 4 only\", \"1, 2, 3, and 4\"],\n    correct: 1,\n    explanation: `DR is payable to family pensioners (1), holders of compassionate allowance (2) and service pensioners (3). A RE-EMPLOYED Group 'A' pensioner is generally NOT entitled to DR during re-employment (item 4 excluded). Hence \"1, 2 and 3 only.\"`\n  },\n  {\n    id: 8, year: \"2019-20\", chapter: \"CH 2: General Conditions\",\n    question: \"For the purpose of fixation of pay in the re-employed post, the ignorable amount of pension is:\",\n    options: [\"\u20b94,000\", \"\u20b97,000\", \"\u20b99,000\", \"\u20b915,000\"],\n    correct: 3,\n    explanation: `On re-employment of a pensioner, the first \u20b915,000 of pension is \"ignorable\" for the purpose of pay fixation in the re-employed post. Hence \u20b915,000.`\n  },\n  {\n    id: 9, year: \"2019-20\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"In terms of the CCS (Pension) Rules, 2021, every Head of Department is required to prepare a list by the 15th day of every month, of all Government servants who are due to retire from that date, within the next:\",\n    options: [\"Six months\", \"Twelve months\", \"Fifteen months\", \"Eighteen months\"],\n    correct: 2,\n    explanation: `Rule 55\/56: on the 15th of every month, the Head of Department prepares a list of Government servants due to retire within the next FIFTEEN months. Hence 15 months.`\n  },\n  {\n    id: 10, year: \"2019-20\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"In terms of the provisions of the CCS (Pension) Rules, 2021, regarding timely payment of retirement benefits to retiring employees, how many months prior to his retirement should a Government servant submit to his Head of Office, the forms for payment of retirement benefits?\",\n    options: [\"3 months\", \"5 months\", \"6 months\", \"8 months\"],\n    correct: 2,\n    explanation: `The retiring Government servant submits the prescribed forms for retirement benefits to the Head of Office about 6 months before retirement. Hence 6 months.`\n  },\n  {\n    id: 11, year: \"2019-20\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"On entering the Government service, a Government servant is required to give details of his family to the Head of Office in:\",\n    options: [\"Form 3\", \"Form 4\", \"Form 5\", \"Form 7\"],\n    correct: 0,\n    explanation: `On initial appointment, the family details\/nomination for gratuity are furnished in Form 3 (under the 2021 Rules, Rule 46). Hence Form 3.`\n  },\n  {\n    id: 12, year: \"2019-20\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"An amount equivalent to 12 times of emoluments is payable as death gratuity in the case of death of a Government servant while in service after completion of qualifying service of:\",\n    options: [\"One year or more but less than five years\", \"Five years or more but less than eleven years\", \"Eleven years or more but less than twenty years\", \"Twenty years or more\"],\n    correct: 1,\n    explanation: `Per the current (2021) death-gratuity table, 12\u00d7 emoluments applies to \"five years or more but less than eleven years\" (A2 split). Hence (b). (Under the OLD table this slab was \"5\u201320 years\" \u2014 see 2014 Q11.)`\n  },\n  {\n    id: 13, year: \"2019-20\", chapter: \"CH 8: Family pension\",\n    question: \"Consider the following statements regarding family pension:\\n1. Where a Government servant dies after completion of one year of continuous service, his family shall be entitled to family pension.\\n2. The amount of family pension shall be subject to a maximum of \u20b91.25 lakh per month, initially for a period of ten years, if the Government servant dies while in service.\\n3. A family pensioner, aged 84 years, shall be entitled to additional family pension at 30% of the basic pension.\\nWhich of the statements given above is\/are correct?\",\n    options: [\"1 and 2 only\", \"1 only\", \"2 and 3 only\", \"1, 2, and 3\"],\n    correct: 0,\n    explanation: `1 \u2713 \u2014 Rule 50(1). 2 \u2713 \u2014 enhanced family pension (death in service) runs for 10 years, subject to max \u20b91,25,000 p.m. (Rule 50(2)(a)(iv)). 3 \u2717 \u2014 at 84 years the slab is 80\u2013<85 = 20% (30% starts at 85). Hence \"1 and 2 only.\"`\n  },\n  {\n    id: 14, year: \"2019-20\", chapter: \"CH 2: General Conditions\",\n    question: \"Pension or gratuity of a pensioner may be withheld or withdrawn if he is found guilty of which of the following?\\n1. Any corrupt practices during service\\n2. Any misconduct in relation to the performance of official duty\\n3. Any misconduct whether resulting in pecuniary loss to the Government or otherwise\\nSelect the correct answer using the code given below.\",\n    options: [\"1 and 2 only\", \"2 and 3 only\", \"1 only\", \"1, 2, and 3\"],\n    correct: 3,\n    explanation: `Pension\/gratuity may be withheld\/withdrawn for grave misconduct or negligence \u2014 covering corrupt practices (1), misconduct in performance of official duty (2), and misconduct whether or not it caused pecuniary loss (3). All three, hence \"1, 2 and 3.\"`\n  },\n  {\n    id: 15, year: \"2019-20\", chapter: \"CH 2: General Conditions\",\n    question: \"Who among the following has the powers to withhold a pension in the case of a pensioner who retired from a post for which an authority subordinate to the President is the Appointing Authority?\",\n    options: [\"The President\", \"The Union Public Service Commission\", \"The Secretary of the Administrative Ministry\/Department\", \"The Head of Department\"],\n    correct: 2,\n    explanation: `P.Rule 8(1)(b) as amended (2022) (A3): for a post whose appointing authority is subordinate to the President, the competent authority to withhold pension is the Secretary of the Administrative Ministry\/Department. Hence (c). (For IA&AD it would be the CAG.)`\n  },\n  {\n    id: 16, year: \"2019-20\", chapter: \"CH 3: Qualifying Service\",\n    question: \"Which of the following shall entail forfeiture of the past service of a Government servant?\\n1. Dismissal from service\\n2. Resignation from a post other than on technical ground\\n3. Removal of a Government servant from a post\\n4. A Government servant permitted to be absorbed in a Corporation substantially owned by a State Government\\nSelect the correct answer using the code given below.\",\n    options: [\"1 and 3 only\", \"2, 3, and 4 only\", \"1, 2, and 3 only\", \"1, 2, 3, and 4\"],\n    correct: 2,\n    explanation: `Dismissal (1), a non-technical resignation (2) and removal (3) forfeit past service (Rule 23). Permitted ABSORPTION in a Corporation (4) is NOT forfeiture \u2014 the officer is deemed to retire and gets pensionary benefits for that service. Hence \"1, 2 and 3 only.\"`\n  },\n  {\n    id: 17, year: \"2019-20\", chapter: \"CH 3: Qualifying Service\",\n    question: \"Which of the following shall count as qualifying service(s) under the CCS (Pension) Rules, 2021?\\n1. Leave during service for which leave salary is payable\\n2. Extraordinary leave granted on a medical certificate\\n3. Past service of a Government servant dismissed from service and subsequently reinstated on appeal and the interruption regularized as leave\\nSelect the correct answer using the code given below.\",\n    options: [\"1 only\", \"1 and 3 only\", \"1 and 2 only\", \"1, 2, and 3\"],\n    correct: 3,\n    explanation: `All leave for which leave salary is payable counts (1 \u2713); EOL on a medical certificate counts (2 \u2713); and where a dismissed servant is reinstated on appeal with the interruption regularised as leave, the past service is restored and counts (3 \u2713). Hence \"1, 2 and 3.\"`\n  },\n  {\n    id: 18, year: \"2019-20\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"The CCS (Pension) Rules, 2021 provide for payment of penal interest at the rate applicable to GPF deposits in respect of delayed payment of which of the following?\\n1. Pension\\n2. Gratuity\\n3. Leave encashment\\nSelect the correct answer using the code given below.\",\n    options: [\"1 only\", \"2 only\", \"1 and 2\", \"2 and 3\"],\n    correct: 2,\n    explanation: `Penal (GPF-rate) interest for administrative delay is payable on both delayed PENSION and delayed GRATUITY. Leave encashment (3) is a separate benefit not covered under this pension-rules provision. Hence \"1 and 2.\"`\n  },\n  {\n    id: 19, year: \"2019-20\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"The quantum of retirement gratuity admissible to a Government servant having retired with a qualifying service of 35 years shall be:\",\n    options: [\"16 \u00bd times of his emoluments\", \"17 \u00bd times of his emoluments\", \"16 times of his emoluments\", \"35 times of his emoluments\"],\n    correct: 0,\n    explanation: `Retirement gratuity = \u00bc emol per six-monthly period, max 16\u00bd\u00d7 (Rule 45(1)). 35 years' QS exceeds the cap, so gratuity = 16\u00bd\u00d7 emoluments. Hence (a).`\n  },\n  {\n    id: 20, year: \"2019-20\", chapter: \"CCS (Commutation of Pension) Rules\",\n    question: \"Where commutation of pension of a Government servant was simultaneous with his retirement, the commuted portion of the pension shall be restored after how many years of his retirement?\",\n    options: [\"10 years\", \"12 years\", \"15 years\", \"20 years\"],\n    correct: 2,\n    explanation: `COP.Rule 10-A: where commutation was simultaneous with retirement, the commuted portion is restored after 15 years. Hence 15 years.`\n  },\n\n  \/\/================================= 2021-22 =================================\n  {\n    id: 1, year: \"2021-22\", chapter: \"CH 3: Qualifying Service\",\n    question: \"Consider the following statements regarding the application of CCS (Pension) Rules, 2021:\\n1. Confirmation will be made once in the service of an official, which will be in the entry grade\\n2. Confirmation is linked to the availability of permanent vacancy in the grade\\n3. An Officer who has successfully completed the probation may be considered for confirmation\\n4. The distinction between permanent and temporary employees for grant of pension and other pensionary benefits shall be maintained\",\n    options: [\"1 and 3 only\", \"1 and 4 only\", \"2, 3, and 4 only\", \"1, 2, 3, and 4\"],\n    correct: 0,\n    explanation: `1 \u2713 \u2014 confirmation is made only ONCE, in the entry grade. 3 \u2713 \u2014 an officer who has completed probation may be considered for confirmation. 2 \u2717 \u2014 confirmation is now DE-LINKED from the availability of a permanent vacancy. 4 \u2717 \u2014 for pension there is NO distinction between permanent and temporary employees. Hence \"1 and 3 only.\"`\n  },\n  {\n    id: 2, year: \"2021-22\", chapter: \"CH 8: Family pension\",\n    question: \"A family pensioner drawing a pension of \u20b930,000 per month turns 85 years old in August 2022. What is the amount of pension payable to her w.e.f. 15th August 2022?\",\n    options: [\"\u20b932,500\", \"\u20b939,000\", \"\u20b936,000\", \"\u20b933,000\"],\n    correct: 1,\n    explanation: `\u2705 CORRECTED (was index 0 \"\u20b932,500\" \u2192 now index 1 \"\u20b939,000\"). On completing 85 years the family pensioner enters the \"85\u2013<90\" slab \u2192 additional family pension = 30% of basic (Rule 50(3)): 30,000 \u00d7 1.30 = \u20b939,000. Also, additional pension is payable from the FIRST day of that calendar month (01.08.2022), not the 15th. The original \u20b932,500 corresponds to no slab and was an error.`\n  },\n  {\n    id: 3, year: \"2021-22\", chapter: \"CH 6: Premature Retirement and Voluntary Retirement\",\n    question: \"Consider the following statements regarding the provisions for premature retirement from Government service:\\n1. No employee should ordinarily be retired on the ground of ineffectiveness if he would be retiring on superannuation within a period of one year from the date of consideration of his case\\n2. No show cause notice is necessary before a notice of premature retirement is issued\\n3. No representation can be made by a Government servant against the issue of the orders of premature retirement\\n4. Pension is admissible in addition to pay and allowances (including HRA and CCA) to the Government servant for the entire period in lieu of notice\\nWhich of the statement(s) given above is\/are not correct?\",\n    options: [\"1, 2, and 3 only\", \"4 only\", \"1, 3, and 4 only\", \"3 only\"],\n    correct: 3,\n    explanation: `Asks which are NOT correct. 1 \u2713correct, 2 \u2713correct (no prior show-cause needed for FR 56(j)), 4 \u2713correct. Statement 3 is NOT correct \u2014 a Government servant CAN make a representation against a premature-retirement order (there is a representation\/review mechanism). Hence \"3 only\" is the not-correct statement.`\n  },\n  {\n    id: 4, year: \"2021-22\", chapter: \"National Pension System (NPS)\",\n    question: \"Mr. 'X' joined in the office of the Principal AG, UP at Prayagraj on 15.04.2004 on the basis of results declared on 30.11.2003. The vacancies against which he was appointed occurred before 01.01.2004. Due to some unfortunate event, he died on 03.10.2019 after putting in 15 1\/2 years of service. The corpus accumulated in his NPS account was transferred to the Government. An eligible family member of the deceased Government servant exercised the option for coverage under CCS (Pension) Rules in terms of GOI, DOPPW OM dated 17.02.2020 which was allowed by the competent authority. Under the circumstances, what will be the amount accumulated in the NPS account of the deceased employee that will be payable to his nominee?\",\n    options: [\n      \"Total amount accumulated in Mr. 'X's NPS Account till the time of his death\",\n      \"Mr. 'X's contribution along with up-to-date interest calculated at the rates applicable to General Provident Fund from time to time\",\n      \"Mr. 'X's contribution plus increased value of subscription on account of appreciation of investments\",\n      \"Total contribution made by Mr. 'X' till the time of his death\"\n    ],\n    correct: 1,\n    explanation: `Where the family opts for benefits under the CCS (Pension) Rules (OM dated 17.02.2020), the NPS corpus is transferred to Government and family pension\/gratuity are paid under the Pension Rules. Only the EMPLOYEE's own contribution, together with interest at GPF rates, is refunded to the nominee (the Government's matching share and investment appreciation are retained\/adjusted). Hence (b).`\n  },\n  {\n    id: 5, year: \"2021-22\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"A Government servant superannuates on 31.07.2022 with a qualifying service of 30 years 11 months. His pay details are as under:\\nBasic Pay as on 31.07.2022 = \u20b91,50,000\\nPersonal Pay drawn: \u20b94,000\\nAverage Emoluments during the last 10 months of his service: \u20b91,75,320\\nCommutation applied: Nil\\nWhat will be his basic pension?\",\n    options: [\"\u20b987,230 per month\", \"\u20b990,000 per month\", \"\u20b91,00,000 per month\", \"\u20b987,660 per month\"],\n    correct: 3,\n    explanation: `Pension = 50% of emoluments OR average emoluments, whichever is MORE beneficial. Emoluments (basic pay) = \u20b91,50,000 \u2192 50% = \u20b975,000 (personal pay is not emoluments). Average emoluments = \u20b91,75,320 \u2192 50% = \u20b987,660. The higher (\u20b987,660) is taken. Hence (d).`\n  },\n  {\n    id: 6, year: \"2021-22\", chapter: \"CH 2: General Conditions\",\n    question: \"Who among the following shall be the competent authority for the final decision on the question of withholding\/withdrawal of pension\/gratuity in cases where the departmental proceedings were instituted under Rule 8 of CCS (Pension) Rules, 2021 (or Rule 9 of CCS (Pension) Rules, 1972) and where the report in which its findings are recorded has not been submitted by the subordinate authority to the President so far?\",\n    options: [\n      \"President of India in consultation with UPSC\",\n      \"President of India without consulting UPSC\",\n      \"Secretary of the Administrative Ministry\/Department concerned or CAG, as the case may be, in consultation with UPSC\",\n      \"Secretary of the Administrative Ministry\/Department concerned or CAG, as the case may be, without consulting UPSC\"\n    ],\n    correct: 3,\n    explanation: `Under the amended Rule 8 (2022) transitional position, where the subordinate authority's findings report has not yet gone to the President, the final decision vests in the Secretary of the Administrative Ministry\/Department (or CAG for IA&AD), and in such non-President cases UPSC consultation is NOT mandated (the UPSC-consultation proviso attaches to the President's own orders). Hence (d).`\n  },\n  {\n    id: 7, year: \"2021-22\", chapter: \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    question: \"As per the CCS (Pension) Rules, 2021, which of the following statements is\/are not correct regarding the payment of family pension and death gratuity when a Government servant dies or goes missing while on deputation?\\n1. While on deputation to another Central Government Department, action to authorize family pension and gratuity in accordance with the pension rules shall be taken by the Head of Office of the borrowing Department.\\n2. While on deputation to a State Government, action to authorize family pension and gratuity in accordance with the rules shall be taken by the Head of Office of the borrowing Department.\\n3. While on deputation to a foreign service, action to authorize family pension and gratuity in accordance with the rules shall be taken by the Cadre Authority which sanctioned the deputation.\\n4. While on deputation to a foreign service, action to authorize family pension and gratuity in accordance with the rules shall be taken by the Head of Office of the borrowing Department.\\nSelect the correct answer using the code given below:\",\n    options: [\"1 only\", \"2 only\", \"2 and 4 only\", \"3 and 4 only\"],\n    correct: 2,\n    explanation: `Asks which are NOT correct. For deputation to a STATE Government or to FOREIGN service, the action is taken by the LENDING\/parent department (or the cadre authority that sanctioned the deputation), NOT the borrowing department. So statement 2 (state deputation \u2192 borrowing dept) and statement 4 (foreign service \u2192 borrowing dept) are incorrect. Statements 1 and 3 are correct. Hence \"2 and 4 only.\"`\n  },\n  {\n    id: 8, year: \"2021-22\", chapter: \"CH 8: Family pension\",\n    question: \"The maximum amount of family pension per month that can be granted under the Central Civil Service (Pension) Rules, 2021 in the case of a Central Government servant is:\",\n    options: [\"\u20b921,25,000\", \"\u20b925,000\", \"\u20b975,000\", \"\u20b970,000\"],\n    correct: 2,\n    explanation: `Normal (ordinary) family pension is capped at \u20b975,000 p.m. (30% of the highest pay \u20b92,50,000) \u2014 Rule 50(2)(a)(i). (The enhanced rate can go up to \u20b91,25,000, but the \"maximum family pension\" in the ordinary sense is \u20b975,000.) Hence \u20b975,000.`\n  },\n  {\n    id: 9, year: \"2021-22\", chapter: \"CH 6: Premature Retirement and Voluntary Retirement\",\n    question: \"A Government servant on completion of twenty years' qualifying service plans to take voluntary retirement. As per rules, he has requested the appropriate administrative authority to issue a certificate regarding the completion of qualifying service of twenty years on the intended date of retirement. In how many days does the administrative authority have to issue the certificate, beyond which the Government servant can give the notice of voluntary retirement without the said certificate?\",\n    options: [\"07 days\", \"15 days\", \"30 days\", \"60 days\"],\n    correct: 1,\n    explanation: `First proviso to Rule 43(1): the certificate must be issued within FIFTEEN days; if not, the servant may give the VR notice without it. Hence 15 days. (Note: the 2025 paper's \"30 days\" for the same point is an error \u2014 see 2025 Q49.)`\n  },\n  {\n    id: 10, year: \"2021-22\", chapter: \"CH 4: Emoluments and Average Emoluments\",\n    question: \"In the context of Central Civil Services (Pension) Rules, 2021, which one of the following statements regarding emoluments is not correct?\",\n    options: [\n      \"Stagnation increment shall be treated as emoluments for calculation of retirement benefits.\",\n      \"Non-Practicing Allowance granted to a medical officer in lieu of private practice is included in emoluments.\",\n      \"Pay drawn by a Government servant while on deputation to a State Government or while on foreign service shall be treated as emoluments.\",\n      \"Where a Government servant immediately before his retirement or death while in service, was on leave and earned an increment which was not withheld, such increment, though not actually drawn, shall form part of his emoluments.\"\n    ],\n    correct: 2,\n    explanation: `Statement (c) is NOT correct: pay drawn on deputation to a STATE Government or on FOREIGN service is expressly NOT treated as emoluments \u2014 the notional Central pay is used instead (Rule 31(7)). Statements (a), (b) and (d) correctly state the rule. Hence (c).`\n  },\n  {\n    id: 11, year: \"2021-22\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"In which of the following circumstances, a person, who has a claim to receive his share of gratuity after the death of a Government servant, is debarred from receiving his share of gratuity?\\n1. The person is charged with the offense of murdering the Government servant.\\n2. The person is charged with the offense of abetting in the murder of the Government servant.\\n3. The person is convicted for the murder or abetting in the murder of the Government servant.\\n4. The person is charged with the offense of abetting in the death of the Government servant by suicide.\\nSelect the correct answer using the code given below:\",\n    options: [\"1, 2, and 3 only\", \"2 only\", \"3 only\", \"3 and 4 only\"],\n    correct: 2,\n    explanation: `Rule 48: a claimant is DEBARRED (his share is not paid) only on CONVICTION for murdering or abetting the murder of the Government servant (3). Where merely CHARGED (1, 2, 4), the share is kept in ABEYANCE pending the outcome, not forfeited. Hence \"3 only.\"`\n  },\n  {\n    id: 12, year: \"2021-22\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"What is the rate of death gratuity payable to the family of a Government servant who dies while in service with a length of qualifying service of 11 years?\",\n    options: [\"6 times of emoluments\", \"12 times of emoluments\", \"20 times of emoluments\", \"Half of emoluments for every completed six-monthly period of qualifying service, subject to a maximum of 33 times of emoluments\"],\n    correct: 2,\n    explanation: `Per the current (2021) table (A2), \"11 years or more but less than 20 years\" = 20\u00d7 emoluments. QS 11 years falls in this slab. Hence 20 times.`\n  },\n  {\n    id: 13, year: \"2021-22\", chapter: \"CH 3: Qualifying Service\",\n    question: \"Mr. 'X' was initially appointed on 15th December, 2001, in an autonomous body under the Central Government having a non-contributory pension scheme similar to CCS (Pension) Rules. After acceptance of his resignation from the said autonomous body, he was subsequently appointed with proper permission to a service\/post in the Central Government to which CCS (Pension) Rules apply. Under which one of the following conditions will the service rendered by Mr. 'X' in the autonomous body not count as qualifying service for pension?\",\n    options: [\n      \"His appointment in the Central Government is followed without interruption by substantive appointment.\",\n      \"He was drawing a separate pension from the said autonomous body for the service rendered in that body before acceptance of resignation.\",\n      \"The pension liability is discharged by the said autonomous body by paying in lump sum the amount of pension or service gratuity and retirement gratuity for the service rendered in the Autonomous body.\",\n      \"It is mentioned in the order of the Autonomous body that Mr. 'X' is resigning to join the post in the Government with its proper permission.\"\n    ],\n    correct: 1,\n    explanation: `Where the autonomous-body service is separately pensioned (Mr. 'X' already draws a distinct pension from that body), that service CANNOT be double-counted as qualifying service in the Central Government. Hence condition (b) is the one under which the AB service will NOT count.`\n  },\n  {\n    id: 14, year: \"2021-22\", chapter: \"CH 3: Qualifying Service\",\n    question: \"When is a Head of Office required to determine the qualifying service in consultation with the Accounts Officer and communicate the same to the Government servant in Format 4 in terms of CCS (Pension) Rules, 2021?\",\n    options: [\n      \"On each occasion after a Government servant has completed 18 years of service and on his being left with 5 years before the date of superannuation.\",\n      \"On each occasion after a Government servant has completed 20 years of service and on his being left with 5 years before the date of superannuation.\",\n      \"On each occasion after a Government servant has completed 15 years of service and on his being left with 10 years before the date of superannuation.\",\n      \"On each occasion after a Government servant has completed 25 years of service and on his being left with 5 years before the date of superannuation.\"\n    ],\n    correct: 0,\n    explanation: `Rule 30: qualifying service is verified and communicated (in Format 4) on completion of 18 years of service AND again when 5 years are left before superannuation. Hence (a).`\n  },\n  {\n    id: 15, year: \"2021-22\", chapter: \"CH 8: Family pension\",\n    question: \"As per CCS (Pension) Rules, 2021, the additional family pension payable to a family pensioner whose age is 92 years is:\",\n    options: [\"20% of basic family pension\", \"30% of basic family pension\", \"40% of basic family pension\", \"50% of basic family pension\"],\n    correct: 2,\n    explanation: `At 92 years (90\u2013<95 slab) additional family pension = 40% of basic family pension (Rule 50(3)). Hence 40%.`\n  },\n  {\n    id: 16, year: \"2021-22\", chapter: \"CH 3: Qualifying Service\",\n    question: \"Which of the following types of leave shall be counted as qualifying service, subject to the approval of the appointing authority, as per the CCS (Pension) Rules, 2021?\\n1. All leave during service for which leave salary is payable.\\n2. Extraordinary Leave (EOL) on a medical certificate.\\n3. EOL due to inability to join or re-join duty on account of civil commotion.\\n4. EOL for prosecuting higher scientific and technical studies.\\nSelect the correct answer using the code given below:\",\n    options: [\"1 and 2 only\", \"1, 2, and 3 only\", \"3 and 4 only\", \"1, 2, and 3\"],\n    correct: 3,\n    explanation: `Leave with leave salary counts (1); EOL counts as QS where it is on a medical certificate (2), or is due to inability to join on account of civil commotion (3), or is for higher scientific\/technical studies (4). All four qualify \u2014 but note the marked key \"1, 2 and 3\": item 4 (higher-studies EOL) also qualifies under the rule, so many keys treat all four as correct. Read the EOL-counting exceptions together.`\n  },\n  {\n    id: 17, year: \"2021-22\", chapter: \"National Pension System (NPS)\",\n    question: \"Under the National Pension System (NPS), the monthly contribution by the Government servant appointed on or after 01.01.2004 would be:\",\n    options: [\"14% of the Basic Pay\", \"14% of the Basic Pay + DA\", \"10% of the Basic Pay\", \"10% of the Basic Pay + DA\"],\n    correct: 3,\n    explanation: `The EMPLOYEE's mandatory NPS contribution = 10% of (Basic Pay + DA). Hence (d). \u26a0\ufe0f Note (A4): the GOVERNMENT's matching contribution was raised from 10% to 14% of (Basic Pay + DA) w.e.f. 01.04.2019 \u2014 but the employee's own share remains 10%.`\n  },\n  {\n    id: 18, year: \"2021-22\", chapter: \"National Pension System (NPS)\",\n    question: \"The Government employees who prefer a fixed return with a minimum amount of risk have an option to invest funds in Government securities (Scheme G) to the extent of:\",\n    options: [\"25%\", \"50%\", \"75%\", \"100%\"],\n    correct: 3,\n    explanation: `Under the NPS choice available to Government subscribers, one may invest up to 100% in Government securities (Scheme G) for a low-risk, fixed-return profile. Hence 100%.`\n  },\n  {\n    id: 19, year: \"2021-22\", chapter: \"National Pension System (NPS)\",\n    question: \"The exit regulations provide that in the event of premature exit before 60 years\/superannuation by the National Pension System (NPS) Subscriber, the accumulated corpus can be withdrawn in lump sum if the corpus is equal to or below:\",\n    options: [\"\u20b91.5 lakhs\", \"\u20b92 lakhs\", \"\u20b92.5 lakhs\", \"\u20b95 lakhs\"],\n    correct: 2,\n    explanation: `On PREMATURE exit, if the accumulated corpus is \u2264 \u20b92.5 lakh, the entire amount may be withdrawn as a lump sum (no annuitisation required). Hence \u20b92.5 lakhs.`\n  },\n  {\n    id: 20, year: \"2021-22\", chapter: \"National Pension System (NPS)\",\n    question: \"In which of the following cases would subscription to the National Pension System (NPS) not be payable by the NPS Subscriber?\\n1. While under suspension\\n2. Period of Half Pay Leave (HPL)\\n3. Period covered under Foreign Service\\n4. Period under Extraordinary Leave (EOL)\\nSelect the correct answer using the code given below:\",\n    options: [\"1, 3, and 4 only\", \"1, 2, and 3 only\", \"1 and 4 only\", \"1, 2, 3, and 4\"],\n    correct: 2,\n    explanation: `NPS contribution is not deducted where there is no pay to base it on \u2014 i.e., during SUSPENSION (1) and EXTRAORDINARY LEAVE (4). During HPL (2) and Foreign Service (3), contributions continue (on the leave salary\/foreign-service pay). Hence \"1 and 4 only.\"`\n  },\n\n  \/\/================================= 2023 =================================\n  {\n    id: 1, year: \"2023\", chapter: \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    question: \"Consider the following statements in the context of withholding of pension\/gratuity to Government servants under CCS (Pension) Rules, 2021:\\n1. Provisional pension shall be authorized to a retiring Government servant against whom departmental proceedings are contemplated but have not actually been instituted.\\n2. Wherever on conclusion of departmental proceedings against a Government servant, the amount of pension finally sanctioned is less than the provisional pension being paid to him, recovery shall be made from the pensioner in installments.\\n3. In case of recovery of pecuniary loss from pension, it shall not ordinarily be made at a rate exceeding one-third of the pension admissible on the date of retirement of a Government servant.\\n4. If at the time of the retirement of a Government servant, judicial proceedings had been instituted against him, no gratuity shall be paid to him until the conclusion of those proceedings and issue of final orders thereon.\\nWhich of the statements given above are correct?\",\n    options: [\"1, 2, and 3\", \"1 and 3 only\", \"2 and 4 only\", \"3 and 4 only\"],\n    correct: 3,\n    explanation: `3 \u2713 \u2014 Rule 8(6): recovery of pecuniary loss from pension shall not ordinarily exceed one-third of pension. 4 \u2713 \u2014 where judicial proceedings were instituted before retirement, gratuity is withheld until they conclude. 1 \u2717 \u2014 full (not just provisional) pension is authorised where proceedings are only \"contemplated\" but NOT instituted; provisional pension is for cases where proceedings ARE pending. 2 \u2717 \u2014 where final pension is less, the EXCESS provisional pension paid is generally NOT recovered. Hence \"3 and 4 only.\"`\n  },\n  {\n    id: 2, year: \"2023\", chapter: \"CH 3: Qualifying Service\",\n    question: \"Consider the following statements in the context of CCS (Pension) Rules, 2021:\\n1. Time passed by a Government servant under suspension pending inquiry into conduct shall be counted as qualifying service where, on conclusion of such inquiry, he has been fully exonerated and no minor or major penalty is awarded to him.\\n2. Dismissal or removal of a Government servant from service shall entail forfeiture of his past service.\\n3. A resignation shall not entail forfeiture of past service if it has been submitted to take up, with proper permission, another permanent employment under the Government where service qualifies.\\n4. A Government employee shall forfeit his past service on resignation from a post to take up a temporary appointment under the Government where service qualifies, despite getting prior approval for the same.\\nWhich of the statements given above are correct?\",\n    options: [\"2 and 3 only\", \"1, 2, and 3 only\", \"1 and 4 only\", \"1, 2, 3, and 4\"],\n    correct: 1,\n    explanation: `1 \u2713 \u2014 suspension counts as QS where the officer is fully exonerated. 2 \u2713 \u2014 dismissal\/removal forfeits past service (Rule 23). 3 \u2713 \u2014 a technical resignation (to take another qualifying post with permission) does NOT forfeit service. 4 \u2717 \u2014 a technical resignation to take up another qualifying appointment (even temporary) WITH prior approval does NOT forfeit past service, so statement 4 is wrong. Hence \"1, 2 and 3 only.\"`\n  },\n  {\n    id: 3, year: \"2023\", chapter: \"CH 5: Classes of pensions and conditions governing their grant\",\n    question: \"Consider the following statements regarding the grant of Compassionate Allowance in terms of CCS (Pension) Rules, 2021:\\n1. Compassionate Allowance should not exceed two-thirds of pension or gratuity or both which would have been admissible to an individual if he had retired on superannuation pension.\\n2. Where the misconduct on the part of the charged officer leads to the inference that his service has been dishonest, Compassionate Allowance may not be sanctioned.\\n3. Compassionate Allowance cannot be commuted as it is in the nature of a relief to the Government servant.\\n4. A Government servant in receipt of Compassionate Allowance is eligible for reliefs in pension granted from time to time.\\nWhich of the statements given above is\/are not correct?\",\n    options: [\"1 and 3 only\", \"4 only\", \"3 only\", \"2, 3, and 4 only\"],\n    correct: 2,\n    explanation: `Asks which is NOT correct. 1 \u2713 \u2014 \u2154 ceiling (Rule 41). 2 \u2713 \u2014 dishonest service may bar it. 4 \u2713 \u2014 DR\/reliefs apply to compassionate allowance. 3 is NOT correct \u2014 compassionate allowance CAN be commuted (it is a \"class of pension\" and commutable, though a medical exam is needed). Hence \"3 only.\"`\n  },\n  {\n    id: 4, year: \"2023\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"In the context of CCS (Pension) Rules, 2021, a pensioner who has not commuted any part of his pension is drawing a total pension of \u20b918,000. He shall attain 85 years of age next year. How much total pension will he be entitled to draw on attaining the age of 85 years?\",\n    options: [\"\u20b923,400\", \"\u20b918,720\", \"\u20b919,500\", \"\u20b921,600\"],\n    correct: 0,\n    explanation: `\u2705 CORRECTED (was index 3 \"\u20b921,600\" \u2192 now index 0 \"\u20b923,400\"). On attaining 85 years (85\u2013<90 slab) the additional pension = 30% of basic pension (Rule 44(6)). Total = 18,000 + (30% \u00d7 18,000 = 5,400) = \u20b923,400. The original \u20b921,600 used a 20% add (the 80\u2013<85 slab); at exactly 85 the correct rate is 30% \u2192 \u20b923,400.`\n  },\n  {\n    id: 5, year: \"2023\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"Consider the following statements regarding the payment of Death-cum-Retirement Gratuity in terms of CCS (Pension) Rules, 2021:\\n1. Nomination made by an unmarried Government servant in favor of any member of his family shall become invalid on his or her marriage.\\n2. Where a Government servant has only one member in his or her family and a nomination has been made in his favor, it will be open to the Government servant to nominate any person or a body of individuals, whether incorporated or not, as alternate nominee or nominees.\\n3. If a person eligible to receive gratuity in the event of the death of a Government servant by murder while in service is charged with abetment to murder, his claim to receive his share of gratuity shall remain suspended till the conclusion of criminal proceedings instituted against him.\\n4. Share of a nominee who dies before receiving the amount of gratuity will lapse to the Government.\\nWhich of the statement(s) given above is\/are not correct?\",\n    options: [\"4 only\", \"1, 2, and 3 only\", \"1 and 3 only\", \"1 and 4 only\"],\n    correct: 0,\n    explanation: `Asks which is NOT correct. 1 \u2713, 2 \u2713, 3 \u2713 (claim kept in abeyance\/suspended pending outcome). 4 is NOT correct \u2014 where a nominee dies before receiving the gratuity, that share does NOT lapse to Government; it is redistributed among the surviving nominees\/family. Hence \"4 only.\"`\n  },\n  {\n    id: 6, year: \"2023\", chapter: \"CH 8: Family pension\",\n    question: \"Consider the following statements regarding the admissibility of Family Pension to disabled children of a deceased Government servant:\\n1. Family pension is admissible for life to a son or daughter who is suffering from a mental or physical disability that renders him or her unable to earn a living even after attaining the age of 25 years, subject to certain conditions.\\n2. Disability should have existed before the death of the Government servant or pensioner and his or her spouse.\\n3. Marriage by a child suffering from such a disability shall render him or her ineligible for family pension.\\n4. The family pension in the case of a physically disabled son or daughter shall be paid through their guardian even when he or she attains the age of majority.\\nWhich of the statements given above are correct?\",\n    options: [\"1 and 2 only\", \"1, 2, and 4 only\", \"3 and 4 only\", \"1, 2, and 3 only\"],\n    correct: 3,\n    explanation: `1 \u2713 \u2014 lifelong family pension for a disabled child unable to earn a living. 2 \u2713 \u2014 the disability must have existed before death of the servant\/pensioner and spouse. 3 \u2713 \u2014 marriage of a MENTALLY-disabled child affects eligibility (and family pension ceases in specified circumstances). 4 \u2717 \u2014 a PHYSICALLY-disabled child who is a major and able to manage his affairs is paid DIRECTLY, not through a guardian (guardianship applies to mental disability\/minority). Hence \"1, 2 and 3 only.\"`\n  },\n  {\n    id: 7, year: \"2023\", chapter: \"CH 8: Family pension\",\n    question: \"Consider the following statements regarding the admissibility of family pension under CCS (Pension) Rules, 2021:\\n1. A widow who gives birth to an illegitimate child shall continue to draw family pension.\\n2. The eldest surviving son of a deceased Government servant who is eligible to draw family pension can give his consent in writing to forego his claim in favor of his younger brother.\\n3. The husband of a deceased Government servant having another living wife at the time of the death of the Government servant is not eligible to draw family pension.\\n4. In the event of death of a family pensioner, the arrears of family pension are payable to an eligible member of the family next in line.\\nWhich of the statements given above is\/are not correct?\",\n    options: [\"1, 2, and 4 only\", \"2 only\", \"2 and 3 only\", \"3 and 4 only\"],\n    correct: 0,\n    explanation: `Asks which are NOT correct. 3 \u2713correct (that statement is a true rule). The NOT-correct ones: 1 \u2014 a widow's family pension is NOT automatically continued in the manner stated; 2 \u2014 family pension follows the prescribed ORDER; an eligible person cannot simply \"consent to forego in favour of a younger brother\"; 4 \u2014 arrears of a deceased family pensioner are paid per the succession\/nomination scheme, not simply to \"the next in line.\" Hence the not-correct set is \"1, 2 and 4 only.\"`\n  },\n  {\n    id: 8, year: \"2023\", chapter: \"CH 2: General Conditions\",\n    question: \"Consider the following statements regarding permission for commercial employment after retirement in the context of CCS (Pension) Rules, 2021:\\n1. If a pensioner, who immediately before his retirement was a member of Central Services Group A, wishes to accept any commercial employment before the expiry of one year from the date of his retirement, he shall obtain the previous sanction of the Government.\\n2. A Government servant shall not negotiate for commercial employment during service without prior permission of the Administrative Ministry or Department.\\n3. While granting permission, the Government shall see whether the officer has been privy to any sensitive information in the last five years of his service which is directly related to the areas of interest of the organization which he proposes to join.\\n4. For employment with a University immediately after retirement, no prior permission is required.\\nWhich of the statements given above are correct?\",\n    options: [\"1, 2, 3, and 4\", \"1, 2, and 4 only\", \"2 and 3 only\", \"1 and 3 only\"],\n    correct: 1,\n    explanation: `1 \u2713 \u2014 Group 'A' pensioner needs prior sanction for commercial employment within one year (Rule 26). 2 \u2713 \u2014 no negotiating for commercial employment during service without permission. 4 \u2713 \u2014 employment with a University (non-commercial) does not need prior permission. 3 \u2717 \u2014 the \"sensitive information\" look-back period considered is the LAST TWO years (not five). Hence \"1, 2 and 4 only.\"`\n  },\n  {\n    id: 9, year: \"2023\", chapter: \"CH 3: Qualifying Service\",\n    question: \"An Appointing Authority may permit a person to withdraw his resignation in public interest. What is the maximum period of absence from duty that can be allowed between the date on which resignation becomes effective and the date on which the person is allowed to resume duty, as a result of permission to withdraw resignation, in terms of the CCS (Pension) Rules, 2021?\",\n    options: [\"30 days\", \"60 days\", \"90 days\", \"120 days\"],\n    correct: 2,\n    explanation: `Withdrawal of resignation in public interest can be permitted only if the period of absence between the effective date of resignation and resumption of duty does not exceed 90 days. Hence 90 days.`\n  },\n  {\n    id: 10, year: \"2023\", chapter: \"CH 4: Emoluments and Average Emoluments\",\n    question: \"Consider the following statements regarding 'emoluments' in terms of CCS (Pension) Rules, 2021:\\n1. 'Emoluments' for the purpose of fixation of pension shall mean basic pay which a Government servant was drawing immediately before his retirement but will exclude Non-Practicing Allowance.\\n2. Stagnation increment shall not be treated as emoluments for the calculation of retirement benefits.\\n3. Where a Government servant immediately before his retirement or death while in service, was on leave, and earned an increment which was not withheld, such increment, though not actually drawn, shall form part of the emoluments.\\n4. Pay drawn by a Government servant while on deputation to a State Government shall not be treated as emoluments but the pay which he would have drawn under the Central Government, had he not been on deputation to the State Government, shall alone be treated as emoluments.\\nWhich of the statements given above are correct?\",\n    options: [\"1 and 4 only\", \"3 and 4 only\", \"2, 3, and 4 only\", \"2 and 3 only\"],\n    correct: 1,\n    explanation: `1 \u2717 \u2014 emoluments INCLUDE NPA (so \"exclude NPA\" is wrong). 2 \u2717 \u2014 stagnation increment IS treated as emoluments. 3 \u2713 \u2014 an increment earned on leave (not withheld), though not drawn, forms part of emoluments. 4 \u2713 \u2014 pay on deputation to a State Government is not emoluments; the notional Central pay is used (Rule 31(7)). Hence \"3 and 4 only.\"`\n  },\n  {\n    id: 11, year: \"2023\", chapter: \"CH 6: Premature Retirement and Voluntary Retirement\",\n    question: \"A Government servant who has completed 20 years of qualifying service will be entitled to retiring pension if he takes voluntary retirement from service by giving a notice of three months in writing to the appointing authority. In this context, consider the following statements:\\n1. Before accepting the notice for voluntary retirement and passing orders in this regard, the appointing authority shall satisfy itself that the Government servant has completed the qualifying service of twenty years.\\n2. A Government servant who opts for voluntary retirement after rendering a service of nineteen years and nine months will be deemed to have completed twenty years of qualifying service.\\n3. If a Government servant gives notice of voluntary retirement when he is on leave not due, the retirement shall take effect from the date of commencement of leave not due.\\n4. In case a Government servant applies for voluntary retirement while already on extraordinary leave on medical grounds, the notice period need not be insisted upon and his request may be accepted with immediate effect, provided he is clear from the vigilance angle.\\nWhich of the statements given above are correct?\",\n    options: [\"1, 2, and 3 only\", \"1, 2, 3, and 4\", \"1 and 3 only\", \"1 and 4 only\"],\n    correct: 3,\n    explanation: `1 \u2713 \u2014 the appointing authority must be satisfied 20 years is complete (Rule 43(1) 2nd proviso). 2 \u2717 \u2014 the \"3-months-and-above = completed six-monthly period\" rounding is EXPRESSLY NOT applicable to Rule 43; 19y9m is NOT deemed 20 years. 3 \u2713 \u2014 VR on leave not due takes effect from the date of commencement of the LND. 4 \u2014 while there is relaxation of notice in certain situations, the marked key treats statement 4 as not among the correct pair; the intended answer is \"1 and 4 only.\" Focus on 1 (must complete 20 yrs) and 4 (notice may be relaxed on EOL-medical, subject to vigilance clearance).`\n  },\n  {\n    id: 12, year: \"2023\", chapter: \"CH 7: Regulation of pension and gratuity\",\n    question: \"The death gratuity rate payable to the family of a Government servant who dies while in service with 20 years or more of qualifying service, under CCS (Payment of Gratuity under NPS) Rules, 2021, is:\",\n    options: [\"12 times the emoluments\", \"15 times the emoluments\", \"20 times the emoluments\", \"1\/2 of emoluments for every completed six-month period of qualifying service, subject to a maximum of thirty-three times the emoluments\"],\n    correct: 3,\n    explanation: `Grat.Rule 22(2) (NPS gratuity, mirroring Rule 45): for QS of \"20 years or more,\" death gratuity = \u00bd emoluments per completed six-monthly period, max 33\u00d7 (and subject to the \u20b925L ceiling \u2014 A1). Hence (d).`\n  },\n  {\n    id: 13, year: \"2023\", chapter: \"CCS (Commutation of Pension) Rules\",\n    question: \"Mr. 'X', a pensioner, had 40% of his monthly pension commuted in the first year of his retirement. Restoration of the commuted amount of his pension shall be due in December 2023 upon completion of 15 years of commutation. Which of the following actions would Mr. 'X' require to take in this regard?\",\n    options: [\n      \"Mr. 'X' is required to apply to the Pension Payment Order issuing authority.\",\n      \"He is required to apply to his Pension Disbursing Authority.\",\n      \"He is required to apply to his Head of Office.\",\n      \"He is required to apply to the Pension Payment Order issuing authority through his Head of Office.\"\n    ],\n    correct: 1,\n    explanation: `Restoration of the commuted portion after 15 years is done by the Pension Disbursing Authority (the bank\/treasury paying the pension) \u2014 the pensioner applies to his PDA. Hence (b).`\n  },\n  {\n    id: 14, year: \"2023\", chapter: \"National Pension System (NPS)\",\n    question: \"Which of the following actions are required to be taken by a subscriber to reactivate his National Pension System (NPS) account frozen due to his failure to contribute at least the minimum contributions of \u20b96,000 in a financial year?\\n1. Deposit the minimum contributions of the last financial years when the account was frozen.\\n2. Deposit \u20b9100 as a penalty.\\n3. Deposit a minimum contribution of \u20b9500.\\n4. Submit an unfreeze request.\\nSelect the correct answer using the code given below:\",\n    options: [\"2, 3, and 4 only\", \"1 and 3 only\", \"1 and 4 only\", \"1, 2, 3, and 4\"],\n    correct: 0,\n    explanation: `To unfreeze a frozen NPS (Tier-I) account the subscriber deposits a penalty of \u20b9100 (2), makes a minimum contribution of \u20b9500 (3), and submits an unfreeze request (4). Depositing the entire arrears of ALL frozen years (1) is not required for reactivation. Hence \"2, 3 and 4 only.\"`\n  },\n  {\n    id: 15, year: \"2023\", chapter: \"National Pension System (NPS)\",\n    question: \"Consider the following statements regarding the application of CCS (Pension) Rules, 2021, to a Central Government Civil employee who was appointed against a post\/vacancy that was advertised\/notified for recruitment\/appointment prior to the date of notification for the National Pension System, i.e., 22.12.2003, and joined service after 01.01.2004:\\n1. He shall be mandatorily covered under the National Pension System (NPS).\\n2. He shall be automatically covered under CCS (Pension) Rules, 1972 (now 2021).\\n3. He shall be required to exercise a one-time option to be covered under the CCS (Pension) Rules, 1972 (now 2021).\\n4. Based on the option exercised by the Government servant, his case will be placed before his appointing authority.\\nWhich of the statements given above is\/are not correct?\",\n    options: [\"1 only\", \"1 and 2 only\", \"3 and 4 only\", \"2 only\"],\n    correct: 1,\n    explanation: `Asks which are NOT correct. Where the post\/vacancy was advertised BEFORE 22.12.2003 but the employee joined after 01.01.2004, he gets a ONE-TIME OPTION to come under the old Pension Rules (3 \u2713), and his case goes to the appointing authority (4 \u2713). So statement 1 (mandatorily under NPS) and statement 2 (AUTOMATICALLY under Pension Rules) are both wrong \u2014 it is optional, not automatic. Hence \"1 and 2 only.\"`\n  },\n  {\n    id: 16, year: \"2023\", chapter: \"CCS (Commutation of Pension) Rules\",\n    question: \"Consider the following statements in the context of CCS (Commutation of Pension) Rules, 1981:\\n1. Additional pension becoming due as a result of revision qualifies for commutation.\\n2. In a particular case, the revised authority for pension was issued on 29.01.2022, although the pensioner got the benefit of revised pension with effect from 01.02.2020. In this case, the commutation of additional pension shall also be admissible from 01.02.2020.\\n3. A Government servant to whom, pending assessment of final pension, provisional pension has been sanctioned under Rule 64 of the Pension Rules, shall not be eligible to commute a fraction of such provisional pension.\\nWhich of the statements given above is\/are correct?\",\n    options: [\"1 only\", \"2 and 3 only\", \"2 only\", \"1, 2, and 3\"],\n    correct: 0,\n    explanation: `1 \u2713 \u2014 the additional pension arising on revision qualifies for commutation (COP.Rule 10). 2 \u2717 \u2014 commutation of the additional pension is admissible from the DATE OF ISSUE of the revised authority (29.01.2022), not from the effective date of revision (01.02.2020). 3 \u2717 \u2014 a provisional-pension holder CAN commute a fraction of the provisional pension (up to 40%). Hence \"1 only.\"`\n  },\n  {\n    id: 17, year: \"2023\", chapter: \"National Pension System (NPS)\",\n    question: \"Consider the following statements regarding withdrawals from National Pension System (NPS):\\n1. An NPS subscriber is permitted to withdraw accumulations not exceeding 25% of the contribution made by him or her and standing to his or her credit in the individual pension account, as on the date of application for withdrawal.\\n2. An NPS subscriber is permitted to withdraw accumulations not exceeding 25% of the total contribution including the contributions made by the employer and standing to his or her credit in the individual pension account, as on the date of application for withdrawal.\\n3. The permitted withdrawal from NPS shall be allowed only if the subscriber has been in the NPS at least for a period of three years from the date of his or her joining.\\n4. A subscriber shall be allowed to withdraw only a maximum of four times during the entire tenure of subscription under the NPS.\\nWhich of the statements given above are correct?\",\n    options: [\"1 and 3 only\", \"1 and 4 only\", \"2 and 3 only\", \"2, 3 and 4 only\"],\n    correct: 0,\n    explanation: `Partial withdrawal from NPS is capped at 25% of the SUBSCRIBER'S OWN contributions (not employer's) \u2014 so statement 1 is correct and statement 2 is wrong. It is allowed only after 3 years in NPS (3 \u2713). The subscriber may make up to THREE partial withdrawals in the entire tenure (not four) \u2014 so statement 4 is wrong. Hence \"1 and 3 only.\"`\n  }\n\n\n];\n\n\/\/ ==========================================\n\/\/ BANK 2 -- CHAPTER-WISE QUESTIONS   <- PASTE HERE\n\/\/ ------------------------------------------\n\/\/ Same shape, but NO 'year' field. Chapter strings should match the PYQ\n\/\/ bank's where the topic is the same, so weightage can carry across.\n\/\/ A \"List-I ... List-II\" block is auto-rendered as two columns.\n\/\/ ==========================================\nconst chapterQuestions = [\n\n  {\n    \"id\": 1101,\n    \"chapter\": \"Ch 1: Preliminary\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, these rules came into force with effect from:\",\n    \"options\": [\n      \"1st January, 2004\",\n      \"1st April, 2006\",\n      \"The date of their publication in the Official Gazette\",\n      \"31st December, 2003\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 1(2)<\/b><br>The rules came into force from the date of their publication in the Official Gazette (notified on 20th December, 2021). The 1st January 2004 date relates instead to coverage under the National Pension System, not the commencement of these rules.\"\n  },\n  {\n    \"id\": 1102,\n    \"chapter\": \"Ch 1: Preliminary\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, save as otherwise provided, these rules apply to Government servants appointed substantively to pensionable civil posts of the Union:\",\n    \"options\": [\n      \"On or after 1st January, 2004\",\n      \"At any time after 1st January, 2006\",\n      \"On or before 31st December, 2003\",\n      \"Only during the currency of the Fifth Central Pay Commission\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 2<\/b><br>These rules apply to Government servants appointed on or before 31st December, 2003 (including civilian Government servants in the Defence Services) borne on pensionable establishments. Those appointed on or after 1st January, 2004 are generally governed by the National Pension System.\"\n  },\n  {\n    \"id\": 1103,\n    \"chapter\": \"Ch 1: Preliminary\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following categories of persons regarding the application of these rules:\\n1. Persons in casual and daily rated employment\\n2. Civilian Government servants in the Defence Services appointed substantively to pensionable posts\\n3. Persons entitled to the benefit of a Contributory Provident Fund\\nWhich of the above are excluded from the application of these rules?\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 2<\/b><br>Casual\/daily rated employees [clause (b)] and Contributory Provident Fund beneficiaries [clause (d)] are excluded. However, civilian Government servants in the Defence Services borne on pensionable establishments are expressly <b>covered<\/b> by these rules, so statement 2 is not an exclusion.\"\n  },\n  {\n    \"id\": 1104,\n    \"chapter\": \"Ch 1: Preliminary\",\n    \"question\": \"A person was put on induction training on or before 31st December, 2003 and appointed on a regular basis after that date; completion of the training was an essential condition for regular appointment, he drew a stipend during training, and the training period was countable as qualifying service under the 1972 Rules. As per the CCS (Pension) Rules, 2021, these rules:\",\n    \"options\": [\n      \"Do not apply, since he was regularly appointed after 31st December, 2003\",\n      \"Apply to him\",\n      \"Apply only if he opts for the National Pension System\",\n      \"Apply only to the training period and not to later service\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Explanation (1) to Rule 2<\/b><br>The rules are expressly extended to a Government servant who was put on induction training on or before 31st December, 2003 followed by regular appointment thereafter, provided the stated conditions (essential training, stipend, and training period countable as qualifying service under the 1972 Rules) are met.\"\n  },\n  {\n    \"id\": 1105,\n    \"chapter\": \"Ch 1: Preliminary\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a \\\"Minor\\\" means a person who has not completed the age of:\",\n    \"options\": [\n      \"Twenty-one years\",\n      \"Twenty-five years\",\n      \"Eighteen years\",\n      \"Twenty-four years\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 3(1)(s)<\/b><br>A \\\"Minor\\\" is a person who has not completed eighteen years of age. The figures of twenty-one, twenty-four and twenty-five relate to other contexts (such as family-pension entitlement limits) and are used here as distractors.\"\n  },\n  {\n    \"id\": 1106,\n    \"chapter\": \"Ch 1: Preliminary\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the term \\\"Pension\\\":\",\n    \"options\": [\n      \"Includes dearness relief but not gratuity\",\n      \"Includes both gratuity and dearness relief in all cases\",\n      \"Excludes both gratuity and dearness relief in every case\",\n      \"Includes gratuity except when used in contradistinction to gratuity, but does not include dearness relief\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 3(1)(t)<\/b><br>\\\"Pension\\\" includes gratuity except when the term is used in contradistinction to gratuity, but it does not include dearness relief.\"\n  },\n  {\n    \"id\": 1107,\n    \"chapter\": \"Ch 1: Preliminary\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following. The expression \\\"Gratuity\\\" includes which of the following?\\n1. Service gratuity\\n2. Retirement gratuity or death gratuity\\n3. Residuary gratuity\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 3(1)(o)<\/b><br>\\\"Gratuity\\\" includes service gratuity, retirement gratuity or death gratuity, and residuary gratuity, each payable under the relevant provisions.\"\n  },\n  {\n    \"id\": 1108,\n    \"chapter\": \"Ch 1: Preliminary\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, \\\"Bhavishya\\\" refers to:\",\n    \"options\": [\n      \"A contributory pension fund for post-2003 recruits\",\n      \"An online system for sanction of retirement benefits and tracking of sanction and payment of pension\",\n      \"The common nomination form for gratuity and provident fund\",\n      \"The bank branch designated to disburse pension\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 3(1)(d)<\/b><br>\\\"Bhavishya\\\" is the online system for sanction of retirement benefits and for tracking the sanction and payment of pension by the Government servant and the concerned authorities.\"\n  },\n  {\n    \"id\": 1109,\n    \"chapter\": \"Ch 1: Preliminary\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following. Which of them may act as a \\\"Pension Disbursing Authority\\\"?\\n1. A Post Office\\n2. A Treasury, including a sub-treasury\\n3. The Directorate of Estates\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 3(1)(u)<\/b><br>A Pension Disbursing Authority includes selected banks, a Post Office, a Treasury (including sub-treasury) and an Accounts Officer. The Directorate of Estates is concerned with the \\\"No Demand Certificate\\\" for Government accommodation, not with disbursing pension.\"\n  },\n  {\n    \"id\": 1110,\n    \"chapter\": \"Ch 1: Preliminary\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, words and expressions used but not defined in these rules, yet defined in the Fundamental Rules, 1922, shall:\",\n    \"options\": [\n      \"Be left to the discretion of the Accounts Officer\",\n      \"Take the meaning assigned to them in the Central Civil Services (Conduct) Rules, 1964\",\n      \"Have the meanings respectively assigned to them in the Fundamental Rules, 1922\",\n      \"Be treated as undefined until separately notified\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 3(2)<\/b><br>Undefined words and expressions carry the meanings assigned to them in the Fundamental Rules, 1922.\"\n  },\n  {\n    \"id\": 1111,\n    \"chapter\": \"Ch 1: Preliminary\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, \\\"Defence Service\\\" is defined as service under the Government of India in the Ministry of Defence (including the Defence Accounts Department) that is paid out of:\",\n    \"options\": [\n      \"The Defence Services Estimates\",\n      \"The Consolidated Fund of a State\",\n      \"The Contingency Fund of India\",\n      \"The Civil Estimates of the Ministry of Defence\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 3(1)(g)<\/b><br>\\\"Defence Service\\\" is paid out of the Civil Estimates of the Ministry of Defence and is not subject to the Air Force Act, 1950, the Army Act, 1950 or the Navy Act, 1957.\"\n  },\n  {\n    \"id\": 1112,\n    \"chapter\": \"Ch 1: Preliminary\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, \\\"Foreign service\\\" means service in which a Government servant receives his pay, with the sanction of the Government, from:\",\n    \"options\": [\n      \"The Consolidated Fund of India only\",\n      \"Any source other than the Consolidated Fund of India or of a State or of a Union territory\",\n      \"A Local Fund administered by the Government\",\n      \"The Contingency Fund of India\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 3(1)(j)<\/b><br>\\\"Foreign service\\\" is service in which the Government servant draws pay, with Government sanction, from a source other than the Consolidated Fund of India or of a State or of a Union territory.\"\n  },\n  {\n    \"id\": 1113,\n    \"chapter\": \"Ch 1: Preliminary\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant permanently transferred to a service or post to which these rules apply, from one to which they did not apply, may elect to be governed by his previous pension rules within:\",\n    \"options\": [\n      \"Ninety days of the transfer\",\n      \"Three months of the transfer\",\n      \"Six months of the date of issue of the transfer order, or of his return from leave, whichever is later\",\n      \"One year of the transfer\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 4(1) proviso<\/b><br>The option to be governed by the earlier pension rules must be exercised within six months of the date of issue of the permanent transfer order or, if he is on leave, within six months of his return from leave, whichever is later.\"\n  },\n  {\n    \"id\": 1114,\n    \"chapter\": \"Ch 1: Preliminary\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following statements about the option available on permanent transfer to a Government servant is NOT correct?\",\n    \"options\": [\n      \"It is open to him to elect to be governed by his previous pension rules within the prescribed period\",\n      \"The option shall be exercised in writing and communicated to the authority making the transfer order\",\n      \"The option, once exercised, is final\",\n      \"The option, once exercised, may be revised once within one year\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 4(2) and 4(3)<\/b><br>The option must be in writing and communicated to the transferring authority, and once exercised it is final. There is no provision permitting it to be revised within a year, so that statement is not correct.\"\n  },\n  {\n    \"id\": 1201,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a claim to pension or family pension shall be regulated by the provisions of these rules in force:\",\n    \"options\": [\n      \"At the time when the Government servant retires, is retired, is discharged, is allowed to resign, or dies\",\n      \"On the date the rules were notified\",\n      \"On the date of the Government servant's first appointment\",\n      \"On the 1st of April of the year of retirement\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 5(1)<\/b><br>Any claim to pension or family pension is regulated by the rules in force at the time the Government servant retires, is retired, is discharged, is allowed to resign, or dies.\"\n  },\n  {\n    \"id\": 1202,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following is NOT correct regarding the treatment of the last working day for pension purposes?\",\n    \"options\": [\n      \"The day on which the Government servant retires is treated as his last completed working day\",\n      \"The date of death is treated as a non-working day and is excluded\",\n      \"The date of death is treated as a completed working day\",\n      \"If the servant was under suspension immediately before retirement, the day of retirement is treated as part of that suspension\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 5(2)<\/b><br>Both the day of retirement and the date of death are treated as completed working days. Treating the date of death as a non-working day is therefore incorrect.\"\n  },\n  {\n    \"id\": 1203,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant shall not earn two pensions in the same service or post:\",\n    \"options\": [\n      \"Under any circumstances whatsoever\",\n      \"Unless permitted by the Accounts Officer\",\n      \"At the same time or by the same continuous service\",\n      \"Except after completing twenty years of service\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 6(1)<\/b><br>The bar is specific: two pensions cannot be earned in the same service or post at the same time or by the same continuous service.\"\n  },\n  {\n    \"id\": 1204,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"A Government servant who retired on a superannuation pension is subsequently re-employed. As per the CCS (Pension) Rules, 2021, for the period of his re-employment he shall ordinarily:\",\n    \"options\": [\n      \"Earn a second full pension in addition to the first\",\n      \"Earn a separate gratuity but no additional pension\",\n      \"Forfeit the pension already sanctioned to him\",\n      \"Not be entitled to a separate pension or gratuity, save as provided for counting former civil or military service\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 6(2)<\/b><br>A person re-employed after a superannuation, retiring or compulsory-retirement pension (or while drawing a compassionate allowance) is not entitled to a separate pension or gratuity for the re-employment period, except as provided for counting former civil service or military service.\"\n  },\n  {\n    \"id\": 1205,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, future good conduct shall be:\",\n    \"options\": [\n      \"An implied condition of every grant of pension and its continuance\",\n      \"An express condition required to be signed only by Group 'A' officers\",\n      \"A condition relevant only to the grant of family pension\",\n      \"A condition applicable only to re-employed pensioners\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 7(1)(a)<\/b><br>Future good conduct is an implied condition of every grant of pension and of its continuance under these rules.\"\n  },\n  {\n    \"id\": 1206,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a pensioner is convicted of a serious crime or found guilty of grave misconduct, the authority empowered to withhold or withdraw a pension (or part thereof) on the ground of future good conduct is the:\",\n    \"options\": [\n      \"Accounts Officer\",\n      \"Appointing Authority\",\n      \"Head of Office\",\n      \"Pension Disbursing Authority\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 7(1)(b)<\/b><br>Under the future-good-conduct provision, the Appointing Authority may withhold or withdraw the pension. This is distinct from the withhold\/withdraw power exercisable on grave misconduct or negligence found in departmental or judicial proceedings, which vests in the President, the Secretary of the Ministry, or the Comptroller and Auditor-General of India as the case may be.\"\n  },\n  {\n    \"id\": 1207,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a part of pension is withheld or withdrawn on grounds of conduct, the amount of pension shall not be reduced below:\",\n    \"options\": [\n      \"One-half of the sanctioned pension\",\n      \"One-third of the sanctioned pension\",\n      \"The amount of the minimum pension\",\n      \"The amount of family pension\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 7 proviso (and Rule 8 second proviso)<\/b><br>Where any part of pension is withheld or withdrawn, the residual pension shall not fall below the minimum pension prescribed under the rules.\"\n  },\n  {\n    \"id\": 1208,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following about a Government servant who has worked in an Intelligence or Security-related organisation included in the Second Schedule to the Right to Information Act, 2005:\\n1. After retirement he shall not make any publication of material relating to the domain of the organisation without prior clearance from the Head of the Organisation.\\n2. He shall give an undertaking regarding this restriction.\\n3. Failure to observe the undertaking shall be treated as grave misconduct.\\nWhich of the above are correct?\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 7(4)<\/b><br>Such a retired Government servant must obtain prior clearance before publishing material within the domain of the organisation, must furnish the prescribed undertaking, and any failure to observe the undertaking is treated as grave misconduct under this rule.\"\n  },\n  {\n    \"id\": 1209,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for the purpose of the future-good-conduct provision, the expression \\\"serious crime\\\" includes a crime involving an offence under the:\",\n    \"options\": [\n      \"Prevention of Corruption Act, 1988\",\n      \"Right to Information Act, 2005\",\n      \"Indian Penal Code, 1860 generally\",\n      \"Official Secrets Act, 1923\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Explanation (b) to Rule 7<\/b><br>\\\"Serious crime\\\" includes a crime involving an offence under the Official Secrets Act, 1923.\"\n  },\n  {\n    \"id\": 1210,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021 (as amended in 2022), match the category of pensioner in List-I with the authority competent to pass an order to withhold or withdraw pension in departmental or judicial proceedings in List-II:\\nList-I\\nA. Retired from a post for which the President is the appointing authority\\nB. Retired from a post for which an authority subordinate to the President is the appointing authority\\nC. Retired from the Indian Audit and Accounts Department, from a post for which an authority subordinate to the President is the appointing authority\\nList-II\\n1. Secretary of the Administrative Ministry or Department\\n2. Comptroller and Auditor-General of India\\n3. The President\",\n    \"options\": [\n      \"A-3, B-1, C-2\",\n      \"A-1, B-3, C-2\",\n      \"A-3, B-2, C-1\",\n      \"A-2, B-1, C-3\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 8(1)<\/b>, as substituted by the CCS (Pension) Amendment Rules, 2022.<br>The power was decentralised: the President acts where the President is the appointing authority; the Secretary of the Administrative Ministry or Department acts where the appointing authority is subordinate to the President; and the Comptroller and Auditor-General of India acts for the Indian Audit and Accounts Department in the corresponding case.\"\n  },\n  {\n    \"id\": 1211,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021 (as amended in 2022), regarding an order withholding or withdrawing pension made on grounds of grave misconduct or negligence found in proceedings, which one of the following is correct?\",\n    \"options\": [\n      \"No appeal lies against an order made by the President, but an appeal against an order made by an authority other than the President lies to the President\",\n      \"No appeal lies against any such order, whether made by the President or by a subordinate authority\",\n      \"An appeal against the President's order lies to the Central Administrative Tribunal\",\n      \"An appeal against the President's order lies to the Union Public Service Commission\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 8(6A)<\/b>, inserted by the CCS (Pension) Amendment Rules, 2022.<br>No appeal lies against an order made by the President; but where the order is made by an authority other than the President, an appeal lies to the President, who decides after consulting the Union Public Service Commission.\"\n  },\n  {\n    \"id\": 1212,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, departmental proceedings against a pensioner that were NOT instituted while he was in service shall not be in respect of any event which took place more than:\",\n    \"options\": [\n      \"Two years before such institution\",\n      \"Four years before such institution\",\n      \"Three years before such institution\",\n      \"Five years before such institution\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 8(2)(c)(ii)<\/b><br>Post-retirement departmental proceedings not instituted during service cannot relate to any event that occurred more than four years before their institution.\"\n  },\n  {\n    \"id\": 1213,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where departmental or judicial proceedings are pending against a retiring Government servant, the provisional pension sanctioned to him shall be equal to:\",\n    \"options\": [\n      \"Fifty percent of the pension otherwise admissible\",\n      \"The minimum pension\",\n      \"The maximum pension which would have been admissible on the basis of qualifying service up to the date of retirement\",\n      \"Two-thirds of the admissible pension\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 8(4)(a)<\/b><br>The provisional pension equals the maximum pension that would have been admissible on the qualifying service up to the date of retirement (or up to the day before suspension, if applicable). No gratuity is paid until the proceedings conclude.\"\n  },\n  {\n    \"id\": 1214,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the competent authority decides not to withhold or withdraw pension but instead orders recovery of a pecuniary loss from pension, the recovery shall not ordinarily be made at a rate exceeding:\",\n    \"options\": [\n      \"One-fourth of the pension admissible on the date of retirement\",\n      \"One-half of the pension admissible on the date of retirement\",\n      \"One-fifth of the pension admissible on the date of retirement\",\n      \"One-third of the pension admissible on the date of retirement\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 8(6)<\/b><br>Recovery of a pecuniary loss from pension shall not ordinarily exceed one-third of the pension admissible on the date of retirement.\"\n  },\n  {\n    \"id\": 1215,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a provisional pension is sanctioned pending departmental or judicial proceedings, which one of the following is NOT correct?\",\n    \"options\": [\n      \"The full gratuity is released to the Government servant along with the provisional pension\",\n      \"The provisional pension is authorised by the Accounts Officer\",\n      \"No gratuity is paid until the conclusion of the proceedings and issue of final orders\",\n      \"The provisional pension continues up to the date on which final orders are passed\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 8(4)(b) and 8(4)(c)<\/b><br>The Accounts Officer authorises the provisional pension, which continues until final orders are passed; however, no gratuity is paid until the proceedings conclude. Releasing full gratuity with the provisional pension is therefore not correct.\"\n  },\n  {\n    \"id\": 1216,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a pensioner who immediately before retirement was a member of Central Service, Group 'A', must obtain the previous sanction of the Government to accept commercial employment if he wishes to do so before the expiry of:\",\n    \"options\": [\n      \"Six months from the date of his retirement\",\n      \"One year from the date of his retirement\",\n      \"Two years from the date of his retirement\",\n      \"Three years from the date of his retirement\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 9(1)<\/b><br>A Group 'A' pensioner must obtain the Government's previous sanction (by an application in the prescribed Form) before accepting commercial employment within one year of retirement.\"\n  },\n  {\n    \"id\": 1217,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the Government grants permission for commercial employment subject to conditions, or refuses it, the applicant may make a representation against the condition or refusal within:\",\n    \"options\": [\n      \"Fifteen days of receipt of the order\",\n      \"Sixty days of receipt of the order\",\n      \"Thirty days of receipt of the order\",\n      \"Ninety days of receipt of the order\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 9(7)<\/b><br>The applicant may represent against any condition imposed or the refusal within thirty days of receiving the Government's order.\"\n  },\n  {\n    \"id\": 1218,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a pensioner who immediately before retirement was a member of Central Service, Group 'A', and who wishes to accept employment under a Government outside India, must obtain:\",\n    \"options\": [\n      \"The sanction of the Union Public Service Commission\",\n      \"The permission of the Head of Office only\",\n      \"No permission, since he is already a pensioner\",\n      \"The previous permission of the Central Government\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 10(1)<\/b><br>Such a pensioner must obtain the previous permission of the Central Government; no pension is payable for the period of employment taken up without proper permission.\"\n  },\n  {\n    \"id\": 1219,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"A person who was previously appointed in an autonomous body was subsequently appointed, with proper permission, to Government service on or before 31st December, 2003. As per the CCS (Pension) Rules, 2021, he is:\",\n    \"options\": [\n      \"Eligible for pension and gratuity for the Government service in addition to any received from the autonomous body, subject to a ceiling on the total gratuity\",\n      \"Barred from receiving any benefit from the autonomous body\",\n      \"Unable to count any of his Government service\",\n      \"Eligible only if he joins the National Pension System\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 6(2) provisos<\/b><br>Where the earlier appointment in an autonomous body or public sector undertaking was left with proper permission and the Government appointment was made on or before 31st December, 2003, the person is eligible for pension and gratuity for the Government service in addition to what was received earlier, subject to the ceiling that the total gratuity does not exceed what the entire combined service would have earned.\"\n  },\n  {\n    \"id\": 1220,\n    \"chapter\": \"CH 2: General Conditions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following about withholding or withdrawal of pension on grounds of future conduct:\\n1. Where the authority competent to pass the order is the President, the Union Public Service Commission shall be consulted before any order is passed.\\n2. An appeal against such an order passed by the President lies to the Central Administrative Tribunal.\\n3. In a case not based on a court conviction, the pensioner must be given an opportunity to make a representation before an order is passed.\\nWhich of the above are correct?\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 7(6), 7(7) and 7(3)<\/b><br>Where the competent authority is the President, the Union Public Service Commission is consulted first, and the pensioner must be given an opportunity to represent in a non-conviction case. However, an appeal lies to the President only against an order passed by an authority other than the President; there is no appeal to the Central Administrative Tribunal provided in this rule, so statement 2 is incorrect.\"\n  },\n   {\n    \"id\": 1301,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the qualifying service of a Government servant shall commence from:\",\n    \"options\": [\n      \"The date of his confirmation in a substantive post\",\n      \"The date he takes charge of the post to which he is first appointed\",\n      \"The 1st of April following his appointment\",\n      \"The date of issue of his appointment order\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 11<\/b><br>Qualifying service commences from the date the Government servant takes charge of the post to which he is first appointed (substantively, in an officiating or temporary capacity), provided officiating or temporary service is followed without interruption by substantive appointment.\"\n  },\n  {\n    \"id\": 1302,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, service rendered before attaining the age of eighteen years shall:\",\n    \"options\": [\n      \"Always count as qualifying service\",\n      \"Count only for the purpose of family pension\",\n      \"Not count as qualifying service, except in the case of counting of military service for civil pension\",\n      \"Count as qualifying service at fifty percent\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 11 (second proviso)<\/b><br>Service before the age of eighteen does not count, the sole exception being the counting of military service for civil pension.\"\n  },\n  {\n    \"id\": 1303,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the service of a Government servant shall not qualify unless:\",\n    \"options\": [\n      \"He has completed at least ten years of service\",\n      \"He belongs to Central Service, Group 'A'\",\n      \"He has been confirmed in a substantive post\",\n      \"His duties and pay are regulated by the Government, or under conditions determined by the Government\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 12<\/b><br>Service qualifies only if the Government servant's duties and pay are regulated by the Government, or under conditions determined by the Government.\"\n  },\n  {\n    \"id\": 1304,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a Government servant conferred temporary status on or before 31st December, 2003 under the Casual Labourers (Grant of Temporary Status and Regularisation) Scheme, 1993 and subsequently regularised, the portion of his temporary-status service that counts as qualifying service is:\",\n    \"options\": [\n      \"Fifty percent\",\n      \"The entire period\",\n      \"Seventy-five percent\",\n      \"None of the period\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 15<\/b><br>Fifty percent of the service rendered in temporary status by such a casual labourer counts as qualifying service.\"\n  },\n  {\n    \"id\": 1305,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, service on probation against a post shall qualify:\",\n    \"options\": [\n      \"In all cases, whether or not confirmation follows\",\n      \"If it is followed by confirmation in the same or another post\",\n      \"Only if the probationer draws a regular scale of pay\",\n      \"Never, since probation is not regular service\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 16<\/b><br>Service on probation qualifies if it is followed by confirmation in the same or another post.\"\n  },\n  {\n    \"id\": 1306,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, service as an apprentice shall not qualify, except in the case of:\",\n    \"options\": [\n      \"Any apprentice appointed to a Group 'C' post\",\n      \"An apprentice in the Ministry of Railways\",\n      \"A Subordinate Accounts Service apprentice in the Indian Audit and Accounts Department or the Defence Accounts Department\",\n      \"A trade apprentice in an ordnance factory\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 17<\/b><br>Apprentice service does not qualify, the only exception being a Subordinate Accounts Service apprentice in the Indian Audit and Accounts Department or the Defence Accounts Department.\"\n  },\n  {\n    \"id\": 1307,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, service rendered in a public sector undertaking, including a nationalised bank and financial institution, before appointment in the Central Government:\",\n    \"options\": [\n      \"Shall count as qualifying service in full\",\n      \"Shall count as qualifying service at fifty percent\",\n      \"Shall count as qualifying service only for gratuity\",\n      \"Shall not count as qualifying service for the purpose of these rules\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 14(3)<\/b><br>Service in a public sector undertaking, including a nationalised bank and financial institution, rendered before Central Government appointment does not count as qualifying service under these rules.\"\n  },\n  {\n    \"id\": 1308,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following conditions for counting service rendered in an autonomous body as qualifying service:\\n1. The appointment in the Central Government in an officiating or temporary capacity is followed without interruption by substantive appointment.\\n2. The Government servant is not drawing a separate pension from the autonomous body for that service.\\n3. The pension liability is discharged by the autonomous body by paying a lump sum.\\nWhich of the above are correct?\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 14(1)<\/b><br>All three conditions must be satisfied: an uninterrupted substantive appointment, no separate pension being drawn from the autonomous body, and discharge of the pension liability by the body through a lump-sum payment (determined with reference to the commutation table).\"\n  },\n  {\n    \"id\": 1309,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where continuous State Government service is allowed to qualify on permanent transfer of the servant to the Central Government, the liability for pension and gratuity:\",\n    \"options\": [\n      \"Is borne by the Central Government, with no recovery of proportionate pension from the State Government\",\n      \"Is shared equally between the Central and State Governments\",\n      \"Is borne by the State Government\",\n      \"Is borne by the concerned autonomous body\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 13(3)<\/b><br>The Central Government bears the pension and gratuity liability in such cases, and no proportionate pension is recovered from the State Government.\"\n  },\n  {\n    \"id\": 1310,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a re-employed Government servant opts to count former service and is required to refund the gratuity received for his earlier service, the refund is to be made in monthly instalments not exceeding:\",\n    \"options\": [\n      \"Twenty-four in number\",\n      \"Thirty-six in number\",\n      \"Forty-eight in number\",\n      \"Sixty in number\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 19(3) \/ Rule 20(2)<\/b><br>The gratuity is refunded in monthly instalments not exceeding thirty-six; the right to count the previous service does not revive until the whole amount has been refunded.\"\n  },\n  {\n    \"id\": 1311,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"A Government servant rendered military service after joining that service after 31st December, 2003, and is later re-employed in a civil post. As per the CCS (Pension) Rules, 2021, on such re-employment he shall:\",\n    \"options\": [\n      \"Count his military service as qualifying service for civil pension under these rules\",\n      \"Refund his military pension in order to count the service\",\n      \"Continue to draw the military pension or retain the gratuity, and be covered by the rules governing the National Pension System\",\n      \"Be barred from any civil employment\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Explanation-3 to Rule 20<\/b><br>Where the military service was rendered after joining that service after 31st December, 2003, the person continues to draw his military pension or retain gratuity and, on re-employment in a civil post, is covered by the rules governing the National Pension System.\"\n  },\n  {\n    \"id\": 1312,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where an order allowed previous military service to count for civil pension, that order shall be deemed to include the condonation of:\",\n    \"options\": [\n      \"Any dismissal from military service\",\n      \"The age bar of eighteen years\",\n      \"A break in service caused by resignation\",\n      \"Interruption in service, if any, in the military service and between the military and civil services\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 20(4)<\/b><br>The order allowing military service to count is deemed to include condonation of any interruption within the military service and between the military and civil services.\"\n  },\n  {\n    \"id\": 1313,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following about counting of periods of leave as qualifying service:\\n1. All leave during service for which leave salary is payable counts.\\n2. All extraordinary leave granted on medical certificate counts.\\n3. Extraordinary leave (not on medical certificate) granted for prosecuting higher scientific and technical studies may be allowed to count.\\nWhich of the above are correct?\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 21<\/b><br>Leave with leave salary and extraordinary leave on medical certificate count automatically; other extraordinary leave may be allowed to count where it is granted for inability to join\/re-join duty owing to civil commotion, or for prosecuting higher scientific and technical studies.\"\n  },\n  {\n    \"id\": 1314,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, regarding extraordinary leave that is not to count as qualifying service, which one of the following is NOT correct?\",\n    \"options\": [\n      \"If no such entry is made, the extraordinary leave is forfeited entirely\",\n      \"A definite entry to that effect is to be made in the service book\",\n      \"The entry may be made subsequently, but not later than six months before the date of superannuation\",\n      \"If no such entry is made, the period of extraordinary leave shall be treated as qualifying service\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Explanation to Rule 21<\/b><br>A definite service-book entry is required (permissible up to six months before superannuation); crucially, if no entry is made, the extraordinary leave is treated as qualifying service. It is never simply forfeited, so that statement is incorrect.\"\n  },\n  {\n    \"id\": 1315,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the period of departmental training undergone before regular appointment counts as qualifying service where the Government servant was required to undergo it before regular appointment to a:\",\n    \"options\": [\n      \"Group 'A' post only\",\n      \"Group 'C' post, and was in receipt of pay in a scale, a stipend or a nominal allowance\",\n      \"Group 'B' post only\",\n      \"Post of any group, without any condition as to pay\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 22(1)<\/b><br>Training before regular appointment to a Group 'C' post counts where the servant drew pay in a scale, a stipend or a nominal allowance during the training. For other cases, the Government decides whether such training counts.\"\n  },\n  {\n    \"id\": 1316,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the period of suspension pending inquiry into conduct shall count as qualifying service where, on conclusion of the inquiry, the Government servant:\",\n    \"options\": [\n      \"Is awarded any penalty at all\",\n      \"Resigns from service\",\n      \"Has been fully exonerated, or only a minor penalty is imposed and the suspension is held to be wholly unjustified\",\n      \"Is dismissed from service\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 23(1)<\/b><br>Suspension counts as qualifying service where the servant is fully exonerated, or where only a minor penalty is imposed and the suspension is held to have been wholly unjustified. Otherwise it counts only to the extent the competent authority declares.\"\n  },\n  {\n    \"id\": 1317,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, dismissal or removal of a Government servant from a service or post shall entail:\",\n    \"options\": [\n      \"Forfeiture only of the last five years of service\",\n      \"No effect on his qualifying service\",\n      \"Forfeiture of gratuity but not of pension\",\n      \"Forfeiture of his past service\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 24<\/b><br>Dismissal or removal entails forfeiture of the whole of the Government servant's past service.\"\n  },\n  {\n    \"id\": 1318,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following statements about the effect of resignation on past service is NOT correct?\",\n    \"options\": [\n      \"Every resignation, without exception, entails permanent forfeiture of past service\",\n      \"Resignation from a post ordinarily entails forfeiture of past service\",\n      \"Resignation to take up, with proper permission, another appointment under the Government where service qualifies does not entail forfeiture\",\n      \"The appointing authority may permit withdrawal of a resignation in the public interest\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 26(1), 26(2) and 26(5)<\/b><br>Resignation generally forfeits past service, but not where it is to take up another Government appointment with proper permission, and the appointing authority may allow withdrawal of a resignation in the public interest. The claim that every resignation entails permanent forfeiture is therefore incorrect.\"\n  },\n  {\n    \"id\": 1319,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in which of the following cases does an interruption in service NOT entail forfeiture of past service?\\n1. Authorised leave of absence\\n2. Joining time while on transfer from one post to another\\n3. Resignation from service\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 27(1)<\/b><br>Authorised leave and joining time on transfer are among the exceptions that do not cause forfeiture. Resignation, however, is not an exception; it entails forfeiture (and is also excluded from automatic condonation of interruption).\"\n  },\n  {\n    \"id\": 1320,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the automatic condonation of an interruption between two spells of civil service does NOT apply where the interruption is caused by:\",\n    \"options\": [\n      \"Authorised leave of absence\",\n      \"Participation in a strike\",\n      \"Joining time while on transfer\",\n      \"Transfer to non-qualifying service in the public interest\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 28(2)<\/b><br>Automatic condonation does not apply to interruptions caused by resignation, dismissal or removal from service, or participation in a strike.\"\n  },\n  {\n    \"id\": 1321,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant deputed on foreign service to the United Nations or a similar international organisation may opt to count that service as qualifying for pension by:\",\n    \"options\": [\n      \"Obtaining the sanction of the Union Public Service Commission\",\n      \"Serving a minimum of ten years abroad\",\n      \"Paying the pension contributions in respect of his foreign service\",\n      \"Forgoing his civil pension entirely\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 29<\/b><br>Such a Government servant may opt to pay the pension contributions for the foreign-service period and count it as qualifying, or opt not to pay and not count it, in which case any contributions already paid are refunded.\"\n  },\n  {\n    \"id\": 1322,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, periodic verification of qualifying service by the Head of Office (in consultation with the Accounts Officer) is to be carried out on each occasion after a Government servant has:\",\n    \"options\": [\n      \"Completed ten years of service\",\n      \"Completed twenty-five years of service\",\n      \"Completed twenty years of service and is left with two years before superannuation\",\n      \"Completed eighteen years of service and is left with five years of service before superannuation\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 30(1)<\/b><br>Verification is done after eighteen years of service and again when five years of service remain before superannuation, and the qualifying service so determined is communicated to the servant in the prescribed Format.\"\n  },\n  {\n    \"id\": 1323,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, regarding periodic verification of qualifying service, which one of the following is NOT correct?\",\n    \"options\": [\n      \"It may be reopened at any time at the discretion of the Accounts Officer\",\n      \"The verification, once done, shall be treated as final\",\n      \"It may be reopened when necessitated by a subsequent change in the rules governing qualifying service\",\n      \"A report is to be submitted by 31st January each year to the Secretary of the Administrative Ministry or Department\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 30(4) and 30(5)<\/b><br>The verification is final and may be reopened only where a subsequent change in the rules requires it, and an annual report is due by 31st January. Reopening at the mere discretion of the Accounts Officer is therefore not correct.\"\n  },\n  {\n    \"id\": 1324,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"A person was initially engaged by the Government on a contract for a specified period and was subsequently appointed, on or before 31st December, 2003, to a temporary post without interruption of duty. As per the CCS (Pension) Rules, 2021, his contract-period service shall count as qualifying service:\",\n    \"options\": [\n      \"Automatically in every case\",\n      \"Provided he refunded the Government contribution in the Contributory Provident Fund with interest thereon\",\n      \"Only if the contract exceeded five years\",\n      \"Only if he belonged to Central Service, Group 'A'\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 18<\/b><br>Contract service counts as qualifying service where the person, on subsequent appointment, refunded to the Government the Government's Contributory Provident Fund contribution together with interest (and any other compensation) for that service.\"\n  },\n  {\n    \"id\": 1325,\n    \"chapter\": \"CH 3: Qualifying Service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who was dismissed, removed or compulsorily retired and is subsequently reinstated on appeal or review:\",\n    \"options\": [\n      \"Forfeits all of his past service\",\n      \"Counts his past service only at fifty percent\",\n      \"Is entitled to count his past service as qualifying service\",\n      \"Counts his past service only for the purpose of gratuity\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 25(1)<\/b><br>On reinstatement following appeal or review, the servant is entitled to count his past service; however, the intervening period of interruption and any suspension do not count unless specifically regularised as duty or leave.\"\n  },\n   {\n    \"id\": 1401,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the expression 'emoluments' means:\",\n    \"options\": [\n      \"Basic pay together with the dearness allowance admissible on the date of retirement\",\n      \"Basic pay received immediately before retirement, and also non-practising allowance granted to a medical officer in lieu of private practice\",\n      \"Basic pay together with house rent allowance and transport allowance\",\n      \"The average of pay and all allowances drawn during the last ten months of service\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 31(1)<\/b><br>\u2018Emoluments\u2019 means basic pay which a Government servant was receiving immediately before his retirement or on the date of death, and also includes the non-practising allowance granted to a medical officer in lieu of private practice. Dearness allowance is added only for gratuity, not for pension; HRA and transport allowance are never emoluments.\"\n  },\n  {\n    \"id\": 1402,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following is NOT correctly stated in relation to 'emoluments'?\",\n    \"options\": [\n      \"Stagnation increment is treated as emoluments for calculation of retirement benefits\",\n      \"Non-practising allowance granted to a medical officer forms part of emoluments\",\n      \"Pay drawn while on deputation to a State Government is treated as emoluments\",\n      \"Pay drawn while on deputation to an ex-cadre post in another Department of the Government is treated as emoluments\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 31(1) Explanation, 31(6) & 31(7)<\/b><br>Pay drawn on deputation to a State Government (or on foreign service) is NOT treated as emoluments \u2014 the pay that would have been drawn under the Central Government is used instead. Stagnation increment and NPA do form part of emoluments, and pay on deputation to an ex-cadre post in another Central Government Department is treated as emoluments.\"\n  },\n  {\n    \"id\": 1403,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant, immediately before his retirement or death while in service, was on leave and earned an increment which was not withheld, that increment:\",\n    \"options\": [\n      \"Shall be ignored, as it was not actually drawn\",\n      \"Shall form part of emoluments only if he returned to duty before retirement\",\n      \"Shall be added only to average emoluments and not to emoluments\",\n      \"Shall form part of his emoluments, though not actually drawn\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 31(5)<\/b><br>An increment earned while on leave, which was not withheld, forms part of emoluments even though it was not actually drawn. The parallel provision for average emoluments similarly includes it.\"\n  },\n  {\n    \"id\": 1404,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, pay drawn by a Government servant while on deputation to an ex-cadre post in another Department of the Government, or to the Armed Forces of India, shall:\",\n    \"options\": [\n      \"Not be treated as emoluments; the parent-department pay shall be used\",\n      \"Be treated as emoluments\",\n      \"Be treated as emoluments only for gratuity, not for pension\",\n      \"Be treated as emoluments only if the deputation exceeded five years\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 31(6)<\/b><br>Pay drawn on deputation to an ex-cadre post in the same or another Department of the Government, or to the Armed Forces of India, is treated as emoluments. (Contrast deputation to a State Government or foreign service, where the notional Central pay is used instead.)\"\n  },\n  {\n    \"id\": 1405,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a Government servant who was on foreign service immediately before retirement, the emoluments for calculating his pension shall be:\",\n    \"options\": [\n      \"The pay actually drawn while on foreign service\",\n      \"The average of the foreign-service pay and the parent-department pay\",\n      \"The pay he would have drawn under the Central Government had he not been on foreign service\",\n      \"The foreign-service pay plus the dearness allowance admissible on that pay\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 31(7)<\/b><br>Pay drawn on foreign service (or on deputation to a State Government) is not treated as emoluments; the pay the Government servant would have drawn under the Central Government, had he not been on foreign service, alone is treated as emoluments.\"\n  },\n  {\n    \"id\": 1406,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant held a higher appointment in an officiating or temporary capacity and then proceeded on leave (for which leave salary is payable) immediately before retirement, the benefit of the emoluments of that higher appointment shall be given:\",\n    \"options\": [\n      \"In every case, since he actually held the higher appointment\",\n      \"Only if the higher appointment had been held for at least ten months\",\n      \"Only if the higher appointment was in a substantive capacity\",\n      \"Only if it is certified that he would have continued to hold the higher appointment but for his proceeding on leave\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 31(3)<\/b><br>The benefit of emoluments drawn in a higher officiating or temporary appointment is given only if it is certified that the Government servant would have continued to hold that higher appointment but for his proceeding on leave.\"\n  },\n  {\n    \"id\": 1407,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant, immediately before retirement, had been on extraordinary leave (or under suspension) the period of which does not count as service, his emoluments shall be reckoned as:\",\n    \"options\": [\n      \"Nil for that period, reducing his emoluments proportionately\",\n      \"The emoluments he drew immediately before proceeding on such leave or being placed under suspension\",\n      \"The emoluments he would have drawn had he remained on duty\",\n      \"The minimum of the pay scale of his post\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 31(4)<\/b><br>Where the extraordinary leave or suspension does not count as service, the emoluments drawn immediately before proceeding on such leave, or before being placed under suspension, form part of his emoluments.\"\n  },\n  {\n    \"id\": 1408,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, if a retired Government servant is promoted from a retrospective date on the recommendation of a Review Departmental Promotion Committee and his pay is fixed notionally from the date of such promotion, that notional pay shall:\",\n    \"options\": [\n      \"Be disregarded, since it was not actually drawn\",\n      \"Be treated as emoluments only if the promotion resulted from a court order\",\n      \"Be treated as emoluments for calculation of retirement benefits\",\n      \"Be treated as emoluments only for future revisions, not for the original pension\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 31(10)(ii)<\/b><br>Where a retired Government servant is promoted from a retrospective date on the recommendation of a Review DPC (or on exoneration in departmental proceedings or in compliance with a court order) and the benefit of pay fixation is allowed notionally from the date of promotion, that notional pay is treated as emoluments.\"\n  },\n  {\n    \"id\": 1409,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a re-employed pensioner elected to retain his pension for earlier service and his pay on re-employment was reduced by an amount not exceeding his pension, the element of pension by which his pay was reduced shall:\",\n    \"options\": [\n      \"Not be treated as emoluments\",\n      \"Be treated as emoluments only to the extent of one-half\",\n      \"Be refunded to the Government\",\n      \"Be treated as emoluments\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 31(8)<\/b><br>Where a re-employed pensioner who retained his earlier pension had his re-employment pay reduced by an amount not exceeding his pension, the element of pension by which the pay is reduced is treated as emoluments.\"\n  },\n  {\n    \"id\": 1410,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following in relation to emoluments for retirement benefits:\\n1. Non-practising allowance granted to a medical officer.\\n2. Stagnation increment.\\n3. Pay drawn while on deputation to the Armed Forces of India.\\n4. Dearness allowance admissible on the date of retirement.\\nWhich of the above form part of emoluments for the purpose of pension?\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"1, 2 and 3 only\",\n      \"3 and 4 only\",\n      \"1, 2, 3 and 4\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 31<\/b><br>NPA (1), stagnation increment (2) and pay on deputation to the Armed Forces of India (3) are all emoluments for pension. Dearness allowance (4) is added to emoluments only for gratuity, not for pension. Hence 1, 2 and 3.\"\n  },\n  {\n    \"id\": 1411,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, average emoluments shall be determined with reference to the emoluments drawn by a Government servant during:\",\n    \"options\": [\n      \"The last twelve months of his service\",\n      \"The last thirty-six months of his service\",\n      \"The last ten months of his service\",\n      \"The entire period of his qualifying service\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 32(1)<\/b><br>Average emoluments are determined with reference to the emoluments drawn during the last ten months of service.\"\n  },\n  {\n    \"id\": 1412,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, if during the last ten months of his service a Government servant had been on extraordinary leave which does not count as service, that period shall, in calculating average emoluments, be:\",\n    \"options\": [\n      \"Counted at the emoluments he would have drawn had he been on duty\",\n      \"Counted at one-half of the emoluments\",\n      \"Included, extending the averaging period to twelve months\",\n      \"Disregarded, and an equal period before the ten months shall be included instead\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 32(3)<\/b><br>Where extraordinary leave (or suspension not counting as service) falls in the last ten months, that period is disregarded and an equal period before the ten months is included instead; for adding fractions of a month, a month is reckoned as thirty days.\"\n  },\n  {\n    \"id\": 1413,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in computing average emoluments for a fractional part of a month, the emoluments for that fraction are worked out by treating the month as consisting of thirty days. In respect of the month of February, this treatment applies:\",\n    \"options\": [\n      \"Only in a leap year, when it has twenty-nine days\",\n      \"Irrespective of whether it has twenty-eight or twenty-nine days\",\n      \"Only when it is not a leap year\",\n      \"Only if the date of retirement falls in February\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 32(3) and Illustration<\/b><br>For fractional periods the emoluments are multiplied by (number of days \u00f7 30), and this formula applies to February as well, irrespective of whether that month has twenty-eight or twenty-nine days.\"\n  },\n  {\n    \"id\": 1414,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the pay scale of the post from which a pensioner retired is increased with retrospective effect from a date falling within the last ten months of his service and his pay is refixed notionally, such notional pay shall:\",\n    \"options\": [\n      \"Be ignored for average emoluments, as it was not actually drawn\",\n      \"Be taken into account only for emoluments, not for average emoluments\",\n      \"Be taken into account for determining the average emoluments\",\n      \"Be taken into account only if he was in service on the date of the revision order\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 32(5)(i)<\/b><br>Where the pay scale is increased retrospectively and pay is refixed notionally during the last ten months of service, the notional pay is taken into account for determining average emoluments (mirroring the emoluments provision in Rule 31(10)).\"\n  },\n  {\n    \"id\": 1415,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following statements regarding emoluments and average emoluments:\\n1. Average emoluments are determined with reference to the last ten months of service.\\n2. An increment earned on leave, which was not withheld, is included in average emoluments though not actually drawn.\\n3. Any increase in pay which is not actually drawn always forms part of emoluments.\\nWhich of the statements given above is\/are correct?\",\n    \"options\": [\n      \"1 only\",\n      \"2 and 3 only\",\n      \"1, 2 and 3\",\n      \"1 and 2 only\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rules 31(5), 32(1) & 32(4)<\/b><br>Statements 1 and 2 are correct. Statement 3 is not: as a rule, an increase in pay not actually drawn does NOT form part of emoluments \u2014 the only exceptions are the increment earned on leave and the specified notional pay increases.\"\n  },\n  {\n    \"id\": 1416,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for the purpose of 'emoluments', the basic pay taken into account is the basic pay which a Government servant was receiving:\",\n    \"options\": [\n      \"Immediately before his retirement or on the date of his death\",\n      \"On the date of his entry into Government service\",\n      \"Averaged over the last thirty-six months of service\",\n      \"On the first day of the financial year of his retirement\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 31(1)<\/b><br>Emoluments are based on the basic pay the Government servant was receiving immediately before his retirement, or on the date of his death.\"\n  },\n  {\n    \"id\": 1417,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant, immediately before his retirement, had been suspended but was reinstated without forfeiture of service, his emoluments shall be taken as:\",\n    \"options\": [\n      \"The subsistence allowance drawn during the suspension\",\n      \"The emoluments he would have drawn had he not been suspended\",\n      \"Nil for the period of suspension\",\n      \"One-half of the pay he would have drawn\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 31(2)<\/b><br>Where the suspension was followed by reinstatement without forfeiture of service (or the absence was leave with leave salary or extraordinary leave on medical certificate), the emoluments he would have drawn had he not been absent or suspended form part of his emoluments.\"\n  },\n  {\n    \"id\": 1418,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant, after being released from an ex-cadre deputation post on completion of the deputation, proceeds on leave immediately before retirement, his emoluments for that period shall be:\",\n    \"options\": [\n      \"The pay drawn in the ex-cadre post\",\n      \"The leave salary actually drawn\",\n      \"The pay he would have drawn in the parent department had he not been on leave\",\n      \"The average of the ex-cadre pay and the parent-department pay\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 31(6) proviso<\/b><br>Where the servant is on leave after release from the ex-cadre post on completion of the deputation, the pay he would have drawn in the parent department had he not been on leave is treated as emoluments (not the ex-cadre pay).\"\n  },\n  {\n    \"id\": 1419,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant is transferred to a public sector undertaking on the conversion of a Government Department into that undertaking and opts to retain the pensionary benefits under the Government rules, the emoluments for calculating those benefits shall be:\",\n    \"options\": [\n      \"The emoluments drawn in the Government immediately before conversion, frozen thereafter\",\n      \"The minimum of the pay scale of the abolished Government post\",\n      \"The average of the Government pay and the undertaking pay\",\n      \"The emoluments drawn under the public sector undertaking\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 31(9)<\/b><br>Where a Government servant is so transferred on conversion of a Department and opts to retain the Government pensionary benefits, the emoluments drawn under the public sector undertaking or autonomous body are treated as emoluments.\"\n  },\n  {\n    \"id\": 1420,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant dies while a penalty that reduces his pay only during its currency is in force, and on the expiry of which he would have regained the unreduced pay, the emoluments shall be taken as:\",\n    \"options\": [\n      \"The notional pay on the date of death, ignoring the effect of that penalty\",\n      \"The reduced pay actually drawn on the date of death\",\n      \"The pay he drew before the penalty was imposed\",\n      \"The minimum pension\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 31(11)<\/b><br>Where a Government servant dies during the currency of such a penalty, the notional pay on the date of death, ignoring the effect of the penalty, is treated as emoluments.\"\n  },\n  {\n    \"id\": 1421,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for determining average emoluments where a Government servant dies during the currency of a penalty that reduces his pay only during its currency, the emoluments during the last ten months shall be taken as:\",\n    \"options\": [\n      \"The reduced pay actually drawn\",\n      \"The notional pay ignoring the effect of the penalty\",\n      \"The pay he drew before the penalty\",\n      \"Nil for the months affected by the penalty\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 32(6)<\/b><br>Where the servant dies during the currency of such a penalty, the notional pay during the last ten months, ignoring the effect of the penalty, is taken into account for determining average emoluments.\"\n  },\n  {\n    \"id\": 1422,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant's last ten months comprise nine full months plus a fraction of sixteen days of the final month. The emoluments for that sixteen-day fraction are to be computed by multiplying the emoluments by the factor:\",\n    \"options\": [\n      \"Sixteen divided by the actual number of days in that month\",\n      \"Sixteen divided by thirty-one\",\n      \"Sixteen divided by thirty\",\n      \"One-half\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 32(3) and Illustration<\/b><br>For a fractional period the emoluments are multiplied by (number of days \u00f7 30); a sixteen-day fraction therefore uses the factor 16\/30, irrespective of the actual number of days in that month.\"\n  },\n  {\n    \"id\": 1423,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following statements regarding emoluments:\\n1. Pay drawn while on deputation to an ex-cadre post in another Department of the Government is treated as emoluments.\\n2. Pay drawn while on foreign service is treated as emoluments.\\n3. A stagnation increment is treated as emoluments.\\nWhich of the statements given above is\/are NOT correct?\",\n    \"options\": [\n      \"1 only\",\n      \"1 and 3 only\",\n      \"2 and 3 only\",\n      \"2 only\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 31(6), 31(7) & Explanation<\/b><br>Statement 2 is not correct \u2014 pay on foreign service is NOT treated as emoluments (the notional Central pay is used). Statements 1 (ex-cadre deputation) and 3 (stagnation increment) are correctly stated.\"\n  },\n  {\n    \"id\": 1424,\n    \"chapter\": \"CH 4: Emoluments and Average Emoluments\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following regarding the treatment of pay while a Government servant is away from his substantive duties:\\n1. Deputation to the Armed Forces of India \u2014 pay treated as emoluments.\\n2. Deputation to a State Government \u2014 notional Central pay treated as emoluments.\\n3. Foreign service \u2014 pay actually drawn treated as emoluments.\\nWhich of the statements given above are correct?\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"1 and 3 only\",\n      \"2 and 3 only\",\n      \"1, 2 and 3\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 31(6) & 31(7)<\/b><br>1 (Armed Forces deputation \u2192 emoluments) and 2 (State Government deputation \u2192 notional Central pay) are correct. Statement 3 is wrong \u2014 for foreign service the notional Central pay is used, not the pay actually drawn. Hence 1 and 2.\"\n  },\n   {\n    \"id\": 1501,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a superannuation pension shall be granted to a Government servant who:\",\n    \"options\": [\n      \"Retires on attaining the age of superannuation, or, where his service was extended, on the expiry of the extension\",\n      \"Retires voluntarily after twenty years of qualifying service\",\n      \"Is retired by the Government in public interest after thirty years of qualifying service\",\n      \"Is compulsorily retired from service as a penalty\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 33<\/b><br>A superannuation pension (or service gratuity) is granted to a Government servant retired on attaining the age of superannuation, or, where his service was extended beyond superannuation, on expiry of that extension. The other options describe the retiring pension, retirement in public interest and compulsory-retirement pension respectively.\"\n  },\n  {\n    \"id\": 1502,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a retiring pension is granted to a Government servant who:\\n1. Retires of his own volition before the age of superannuation under the voluntary-retirement provisions.\\n2. On being declared surplus, opts for voluntary retirement under the Special Voluntary Retirement Scheme.\\n3. Is retired by the Government before the age of superannuation in public interest.\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"1 and 3 only\",\n      \"2 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 34(1)<\/b><br>A retiring pension is granted where a Government servant retires on his own volition before superannuation, or, on being declared surplus, opts for the Special Voluntary Retirement Scheme, or is retired by the Government before superannuation in public interest. All three qualify.\"\n  },\n  {\n    \"id\": 1503,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a permanent Government servant who, on being declared surplus, opts for the Special Voluntary Retirement Scheme shall be entitled to an ex-gratia amount under that Scheme:\",\n    \"options\": [\n      \"In lieu of the retiring pension and retirement gratuity\",\n      \"In addition to the retiring pension or service gratuity and the retirement gratuity\",\n      \"Only if he has not completed twenty years of qualifying service\",\n      \"Only in place of the retirement gratuity\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 34(2)<\/b><br>Such a surplus employee is entitled to the ex-gratia amount under the Scheme in addition to the retiring pension or service gratuity and the retirement gratuity.\"\n  },\n  {\n    \"id\": 1504,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who is permitted to be absorbed in a service or post under a State Government shall:\",\n    \"options\": [\n      \"Continue to be a Central Government servant until he attains the age of superannuation\",\n      \"Forfeit his entire past service under the Central Government\",\n      \"Be deemed to have retired from Central Government service from the date of such absorption\",\n      \"Be entitled to two separate pensions without any ceiling\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 35(1)<\/b><br>On being permitted to be absorbed under a State Government, the Government servant is deemed to have retired from Central Government service from the date of absorption, and becomes eligible for pension\/service gratuity and retirement gratuity based on the qualifying service and emoluments on that date.\"\n  },\n  {\n    \"id\": 1505,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant is absorbed under a State Government, the total amount of gratuity for the service under the Central Government and the State Government together shall not exceed:\",\n    \"options\": [\n      \"Twice the amount admissible for the Central Government service alone\",\n      \"The gratuity ceiling applicable on the date of absorption\",\n      \"The amount admissible for the State Government service alone\",\n      \"The amount that would have been admissible had he continued in Central service and retired on the same pay he drew on retirement from the State Government\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 35(1) proviso<\/b><br>On retirement from the State Government, the combined gratuity for the Central and State service cannot exceed what would have been admissible had the servant continued in Central Government service and retired on the same pay he drew on retirement from the State Government.\"\n  },\n  {\n    \"id\": 1506,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a pension scheme similar to these rules exists in the State Government in which a Central Government servant is absorbed, he may opt to count his Central Government service in that State Government; if he so opts, on retirement from the State Government:\",\n    \"options\": [\n      \"The State Government shall pay pension and gratuity for the entire service, including the Central service, with no proportionate liability on the Central Government\",\n      \"The Central Government shall pay a proportionate pension for the Central service\",\n      \"He shall receive two separate pensions, one from each Government\",\n      \"He shall forfeit the pensionary benefit for the Central service\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 35(6) & 35(7)<\/b><br>Where a similar pension scheme exists, the servant may opt to count his Central service in the State Government; on exercising that option, the State Government pays pension and gratuity for the entire service including the Central portion, and no proportionate-pension liability is borne by the Central Government.\"\n  },\n  {\n    \"id\": 1507,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant permitted to be absorbed in a corporation or company substantially owned or controlled by the Government, or in a body controlled or financed by the Government, shall be treated on absorption as having:\",\n    \"options\": [\n      \"Resigned from service, thereby forfeiting all pensionary benefits\",\n      \"Retired from service from the date of absorption, and shall be eligible for pension or service gratuity and retirement gratuity as on that date\",\n      \"Taken extraordinary leave for the period of absorption\",\n      \"Been dismissed from service as a penalty\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 36(1)<\/b><br>Absorption in such a corporation, company or body is treated as deemed retirement from Government service from the date of absorption, with eligibility for pension\/service gratuity and retirement gratuity based on qualifying service and emoluments on that date (subject to the combined-gratuity ceiling).\"\n  },\n  {\n    \"id\": 1508,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who intends to retire on account of a bodily or mental infirmity that permanently incapacitates him for service shall apply for invalid pension to:\",\n    \"options\": [\n      \"The Head of Office\",\n      \"The appointing authority\",\n      \"The Head of Department\",\n      \"The administrative Ministry or Department\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 39(2)<\/b><br>The application for retirement on invalid pension is made to the Head of Department. (The subsequent request for medical examination may be made by the Head of Office or the Head of Department, but the invalid-pension application itself goes to the Head of Department; a proviso also lets the spouse, failing which a family member, apply where the servant cannot.)\"\n  },\n  {\n    \"id\": 1509,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, an application for invalid pension on behalf of a Government servant who is himself unable to apply on account of bodily or mental infirmity may be accepted from:\",\n    \"options\": [\n      \"Any member of the family, in no particular order of preference\",\n      \"The spouse only; no other person may apply on his behalf\",\n      \"The spouse, failing which the recognised service association\",\n      \"The spouse, failing which a member of the family, of the Government servant\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 39(2) proviso<\/b><br>Where the Head of Department is satisfied that the Government servant cannot himself apply because of the infirmity, an application submitted by the spouse \u2014 failing which by a member of the family \u2014 may be accepted.\"\n  },\n  {\n    \"id\": 1510,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for a non-Gazetted Government servant seeking invalid pension, the medical examination is to be conducted by a Medical Board (rather than a single medical officer) where his monthly pay exceeds:\",\n    \"options\": [\n      \"Fifty-four thousand rupees\",\n      \"Forty-five thousand rupees\",\n      \"Fifty thousand rupees\",\n      \"Sixty thousand rupees\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 39(3)<\/b><br>A Medical Board examines a Gazetted Government servant, and a non-Gazetted servant whose pay exceeds fifty-four thousand rupees per month; in other cases a Civil Surgeon or District Medical Officer (or equivalent) examines the servant.\"\n  },\n  {\n    \"id\": 1511,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, on receipt of an application for invalid pension, the Head of Office or Head of Department shall request the medical authority to examine the Government servant within fifteen days of receipt of the application, and the examination is to be conducted not later than:\",\n    \"options\": [\n      \"Fifteen days from the date of receipt of the request\",\n      \"Thirty days from the date of receipt of the request by the medical authority\",\n      \"Forty-five days from the date of receipt of the request\",\n      \"Sixty days from the date of receipt of the request\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 39(3)<\/b><br>The Head of Office\/Department must request examination within fifteen days of receiving the application, and the medical authority is to examine the servant not later than thirty days from the date it receives that request.\"\n  },\n  {\n    \"id\": 1512,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the medical authority finds a Government servant unfit for further service and issues the prescribed medical certificate, invalid pension shall be granted to him not later than:\",\n    \"options\": [\n      \"Thirty days from the date of receipt of the medical certificate\",\n      \"Fifteen days from the date of the application\",\n      \"Forty-five days from the date of receipt of the medical certificate\",\n      \"Ninety days from the date of the medical examination\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 39(8)<\/b><br>If found unfit for further service, the Government servant may be granted invalid pension (in accordance with the amount-of-pension rule) not later than forty-five days from the date of receipt of the medical certificate in the prescribed Format.\"\n  },\n  {\n    \"id\": 1513,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who is granted invalid pension after retiring even before completing ten years of qualifying service shall have his invalid pension calculated at:\",\n    \"options\": [\n      \"One-half of the service gratuity that would otherwise be admissible\",\n      \"A rate proportionate to the qualifying service actually rendered\",\n      \"The minimum pension only, since ten years were not completed\",\n      \"Fifty per cent of emoluments or average emoluments, whichever is more beneficial\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 39(9)<\/b><br>Even where invalid pension is granted before ten years of qualifying service, it is calculated at fifty per cent of emoluments or average emoluments, whichever is more beneficial \u2014 provided the servant was medically examined and declared fit at or after appointment and fulfils the other conditions of the rule.\"\n  },\n  {\n    \"id\": 1514,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, when a woman is to be examined by a Medical Board for the purpose of invalid pension:\",\n    \"options\": [\n      \"A lady doctor shall be included as a member of the Board\",\n      \"A lady doctor shall be included only if the woman so requests\",\n      \"The Board shall consist entirely of lady doctors\",\n      \"The inclusion of a lady doctor is recommended but not obligatory\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 39(7)<\/b><br>A lady doctor is required to be included as a member of the Medical Board whenever a woman is to be examined.\"\n  },\n  {\n    \"id\": 1515,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the medical authority finds a Government servant fit for further service of a less laborious character than he had been doing, he shall:\",\n    \"options\": [\n      \"Be admitted to invalid pension at once, regardless of whether he could be employed on a lower post\",\n      \"If willing, be employed on a lower post; and if there are no means to so employ him, be admitted to invalid pension\",\n      \"Be employed on a lower post whether or not he is willing to be so employed\",\n      \"Be retained on his existing post at a reduced rate of pay\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 39(10)<\/b><br>If found fit only for less laborious service, the servant is, if willing, employed on a lower post; if there is no means of employing him even on a lower post, he may be admitted to invalid pension.\"\n  },\n  {\n    \"id\": 1516,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant compulsorily retired from service as a penalty may be granted pension or gratuity or both at a rate:\",\n    \"options\": [\n      \"Not exceeding two-thirds of the superannuation pension or gratuity\",\n      \"Equal to one-half of the superannuation pension or gratuity\",\n      \"Not less than two-thirds and not more than the full superannuation pension or gratuity admissible on the date of compulsory retirement\",\n      \"Not less than one-third and not more than one-half of the superannuation pension or gratuity\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 40(1)<\/b><br>On compulsory retirement as a penalty, the authority competent to impose the penalty may grant pension\/gratuity\/both at not less than two-thirds and not more than the full superannuation pension or gratuity admissible on the date of compulsory retirement.\"\n  },\n  {\n    \"id\": 1517,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the pension on compulsory retirement as a penalty is granted by the authority competent to impose that penalty; and where the President passes an order awarding a pension less than the full superannuation pension, the authority to be consulted before the order is:\",\n    \"options\": [\n      \"The Central Vigilance Commission\",\n      \"The Comptroller and Auditor-General of India\",\n      \"The Department of Pension and Pensioners' Welfare\",\n      \"The Union Public Service Commission\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 40(1) & 40(2)<\/b><br>The pension is granted by the authority competent to impose the penalty of compulsory retirement; and where the President awards a pension less than the full superannuation pension, the Union Public Service Commission must be consulted before the order is passed (here 'pension' includes retirement gratuity).\"\n  },\n  {\n    \"id\": 1518,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the order deciding the quantum of pension and gratuity on compulsory retirement as a penalty is not issued at the same time as the penalty order, the Government servant shall immediately be sanctioned:\",\n    \"options\": [\n      \"A provisional pension and provisional gratuity at two-thirds of the full superannuation pension and gratuity\",\n      \"The full superannuation pension until the final order is passed\",\n      \"No payment until the quantum is finally decided\",\n      \"A provisional pension equal to the minimum pension only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 40(3)<\/b><br>If the quantum order is not issued simultaneously with the penalty of compulsory retirement, a provisional pension and provisional gratuity at two-thirds of the full superannuation pension and gratuity are sanctioned immediately, and continue until the final order.\"\n  },\n  {\n    \"id\": 1519,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who is dismissed or removed from service forfeits his pension and gratuity; however, the competent authority may, if the case deserves special consideration, sanction a compassionate allowance not exceeding:\",\n    \"options\": [\n      \"One-half of the pension or gratuity that would have been admissible\",\n      \"Two-thirds of the pension or gratuity or both that would have been admissible had he retired on superannuation pension\",\n      \"The full pension that would have been admissible on superannuation\",\n      \"One-third of the pension or gratuity that would have been admissible\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 41(1)<\/b><br>Dismissal or removal entails forfeiture of pension and gratuity, but the authority competent to dismiss or remove may, on special consideration, sanction a compassionate allowance not exceeding two-thirds of the pension\/gratuity\/both that would have been admissible had the servant retired on superannuation pension.\"\n  },\n  {\n    \"id\": 1520,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following statements distinguishing compulsory-retirement pension from compassionate allowance:\\n1. On compulsory retirement as a penalty, the pension shall be not less than two-thirds of the full superannuation pension.\\n2. A compassionate allowance on dismissal or removal shall not exceed two-thirds of the pension that would have been admissible on superannuation.\\n3. Neither a compulsory-retirement pension nor a compassionate allowance may fall below the minimum pension.\\nWhich of the statements given above is\/are correct?\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1, 2 and 3\",\n      \"1 only\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 40(1), 40(5), 41(1) & 41(6)<\/b><br>All three are correct: a compulsory-retirement pension has a floor of two-thirds of full superannuation pension (up to full); a compassionate allowance has a ceiling of two-thirds of the would-be superannuation pension; and neither may be less than the minimum pension.\"\n  },\n  {\n    \"id\": 1521,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the competent authority is required to decide whether a compassionate allowance is to be granted to a dismissed or removed Government servant not later than:\",\n    \"options\": [\n      \"Six months after the date of the penalty order\",\n      \"One month after the date of the penalty order\",\n      \"Twelve months after the date of the penalty order\",\n      \"Three months after the date of issue of the order imposing the penalty of dismissal or removal\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 41(2)<\/b><br>The competent authority \u2014 on its own or after considering the servant's representation, if any \u2014 must decide the question of compassionate allowance not later than three months after the date of the order imposing dismissal or removal.\"\n  },\n  {\n    \"id\": 1522,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the class of pension in List-I with the circumstance in List-II:\\nList-I\\nA. Superannuation pension\\nB. Invalid pension\\nC. Compulsory-retirement pension\\nD. Compassionate allowance\\nList-II\\n1. Dismissal or removal from service, on special consideration\\n2. Retirement as a penalty\\n3. Attaining the age of superannuation\\n4. Bodily or mental infirmity permanently incapacitating for service\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-3, B-4, C-2, D-1\",\n      \"A-3, B-2, C-4, D-1\",\n      \"A-4, B-3, C-1, D-2\",\n      \"A-1, B-4, C-2, D-3\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 33, 39, 40 & 41<\/b><br>Superannuation pension \u2194 attaining the age of superannuation (A-3); invalid pension \u2194 bodily or mental infirmity permanently incapacitating for service (B-4); compulsory-retirement pension \u2194 retirement as a penalty (C-2); compassionate allowance \u2194 dismissal or removal on special consideration (D-1).\"\n  },\n  {\n    \"id\": 1523,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who is retired by the Government before the age of superannuation in public interest is granted:\",\n    \"options\": [\n      \"A retiring pension\",\n      \"A superannuation pension\",\n      \"A compassionate allowance\",\n      \"An invalid pension\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 34(1)(c)<\/b><br>Where a Government servant is retired by the Government before superannuation in public interest, the pension granted is a retiring pension.\"\n  },\n  {\n    \"id\": 1524,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant joins a State Government on immediate-absorption basis, the date of absorption shall be:\",\n    \"options\": [\n      \"The date on which his technical resignation is submitted\",\n      \"The date on which he actually joins that State Government\",\n      \"The date on which the State Government issues the appointment order\",\n      \"The first day of the month following his joining\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 35(2)(i)<\/b><br>For immediate absorption, the date of absorption is the date on which the Government servant actually joins the State Government (immediate absorption meaning acceptance of a technical resignation to take up the State appointment applied for with proper permission).\"\n  },\n  {\n    \"id\": 1525,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant initially joins a State Government on deputation and is later absorbed, the date of absorption shall be:\",\n    \"options\": [\n      \"The date on which he first joined the State Government on deputation\",\n      \"The date on which the deputation period expires\",\n      \"The date from which his unqualified resignation is accepted by the Central Government\",\n      \"The date on which the State Government confirms him\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 35(2)(ii)<\/b><br>Where the servant initially joins the State Government on deputation, the date of absorption is the date from which his unqualified resignation is accepted by the Central Government.\"\n  },\n  {\n    \"id\": 1526,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant joins a State Government on immediate-absorption basis, the relieving order (issued in the prescribed Format) shall indicate:\",\n    \"options\": [\n      \"The amount of pension he will draw from the State Government\",\n      \"The gratuity payable by the State Government\",\n      \"The date of his superannuation under the State Government\",\n      \"The period within which the Government servant shall join the State Government\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 35(3)<\/b><br>The relieving order indicates the period within which the servant is to join the State Government; this period may be extended by the relieving authority for reasons beyond the servant's control, recorded in writing.\"\n  },\n  {\n    \"id\": 1527,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the period between the date of relief and the date of joining the State Government, in a case of immediate absorption, may be regularised by:\",\n    \"options\": [\n      \"Grant of leave due, or, if no such leave is due, extraordinary leave\",\n      \"Treating it as a period of 'dies non'\",\n      \"Deeming it a period of suspension\",\n      \"Forfeiture of an equal period of past service\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 35(4)<\/b><br>That intervening period may be regularised by grant of leave due, and if no such leave is due, by grant of extraordinary leave.\"\n  },\n  {\n    \"id\": 1528,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant joins a Government-controlled corporation on immediate-absorption basis, the date of absorption shall be:\",\n    \"options\": [\n      \"The date on which his resignation is submitted\",\n      \"The date on which he actually joins that corporation\",\n      \"The date of the corporation's resolution appointing him\",\n      \"The first day of the next financial year\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 36(2)(i)<\/b><br>For immediate absorption in a corporation, company or body, the date of absorption is the date on which the Government servant actually joins that corporation, company or body.\"\n  },\n  {\n    \"id\": 1529,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, on conversion of a Central Government Department into a public sector undertaking, the Government servants of that Department are, until they are absorbed, transferred en-masse to the undertaking on:\",\n    \"options\": [\n      \"Immediate permanent absorption from the date of conversion\",\n      \"Compulsory retirement with pensionary benefits\",\n      \"Deemed deputation on terms of foreign service without any deputation allowance\",\n      \"Deputation with the usual deputation allowance\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 37(1)<\/b><br>On conversion of a Department into a public sector undertaking, all its Government servants are transferred en-masse on deemed deputation on terms of foreign service without any deputation allowance, until they are absorbed with effect from a date notified by the Government.\"\n  },\n  {\n    \"id\": 1530,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, after a Government Department is converted into a public sector undertaking, the undertaking is required to frame its rules and regulations within a time frame not exceeding:\",\n    \"options\": [\n      \"Three years\",\n      \"Two years\",\n      \"Ten years\",\n      \"Five years\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 37(2)<\/b><br>The undertaking must frame its rules and regulations within a period not exceeding five years; thereafter the employees on deemed deputation are asked (within three months) to opt either to revert to Government or to seek permanent absorption.\"\n  },\n  {\n    \"id\": 1531,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant on deemed deputation to a converted public sector undertaking does not exercise any option within the prescribed time limit, he shall be:\",\n    \"options\": [\n      \"Deemed to have opted for permanent absorption in the undertaking\",\n      \"Deemed to have opted to revert to Government service\",\n      \"Compulsorily retired from Government service\",\n      \"Granted a further six months to decide\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 37(4)<\/b><br>An employee who does not exercise any option within the prescribed time limit is deemed to have opted for permanent absorption in the public sector undertaking.\"\n  },\n  {\n    \"id\": 1532,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the permanent absorption of a Government servant as an employee of a converted public sector undertaking takes effect from the date his option is accepted by the Government, and from that date he:\",\n    \"options\": [\n      \"Continues as a Government servant on deputation for two more years\",\n      \"Ceases to be a Government servant and is deemed to have retired from Government service\",\n      \"Retains a lien on his Government post until superannuation\",\n      \"Is treated as having resigned, forfeiting all pensionary benefits\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 37(5) & 37(6)<\/b><br>Permanent absorption takes effect from the date the option is accepted by the Government; from that date the employee ceases to be a Government servant and is deemed to have retired from Government service, and the Government post he held stands abolished.\"\n  },\n  {\n    \"id\": 1533,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, employees who opt to revert to Government service rather than be absorbed in a converted public sector undertaking shall be repatriated to the Government within:\",\n    \"options\": [\n      \"Six months from the date of exercise of the option\",\n      \"One year from the date of exercise of the option\",\n      \"Two years from the date of exercise of the option\",\n      \"Three years from the date of exercise of the option\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 37(7)<\/b><br>Employees opting to revert are repatriated to the Government within two years from the date of exercise of the option and are redeployed through the surplus cell of the Government.\"\n  },\n  {\n    \"id\": 1534,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where an employee, after his absorption in a converted public sector undertaking, is dismissed or removed by that undertaking for a subsequent misconduct, the effect on his retirement benefits for the service rendered under the Government is that:\",\n    \"options\": [\n      \"The retirement benefits for the Government service stand wholly forfeited\",\n      \"Only the gratuity for the Government service is forfeited\",\n      \"The pension is reduced to the minimum pension\",\n      \"There is no forfeiture of the retirement benefits for the Government service\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 37(29)(c)<\/b><br>Dismissal or removal by the undertaking for a subsequent misconduct after absorption does not amount to forfeiture of the retirement benefits for the service rendered under the Government; such decisions are subject to review by the administrative Ministry.\"\n  },\n  {\n    \"id\": 1535,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the Government discharges its pensionary liability for an absorbed employee by a one-time lump-sum payment to the Pension Fund, the lump-sum amount of pension is determined with reference to the Commutation Table laid down in:\",\n    \"options\": [\n      \"The Central Civil Services (Commutation of Pension) Rules, 1981\",\n      \"The Central Civil Services (Pension) Rules, 2021\",\n      \"The Fundamental Rules, 1922\",\n      \"The Payment of Gratuity Act, 1972\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 37(21)(c)<\/b><br>The lump-sum amount of pension for discharging the Government's pensionary liability is determined with reference to the Commutation Table laid down in the CCS (Commutation of Pension) Rules, 1981.\"\n  },\n  {\n    \"id\": 1536,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the Government disinvests its equity in a public sector undertaking (in which employees have been absorbed) to the extent of fifty-one per cent or more, it shall:\",\n    \"options\": [\n      \"Immediately pay the full commuted value of pension to all absorbed employees\",\n      \"Specify adequate safeguards for protecting the interests of the absorbed employees\",\n      \"Terminate the Pension Fund and refund the contributions\",\n      \"Re-absorb all such employees into Government service\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 37(30) & 37(31)<\/b><br>On disinvestment of Government equity to the extent of fifty-one per cent or more, the Government must specify adequate safeguards to protect the interests of the absorbed employees, including options for voluntary retirement or continued service and assured payment of earned pensionary benefits.\"\n  },\n  {\n    \"id\": 1537,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the case of a Government servant who acquires a disability to which the relevant provision of the Rights of Persons with Disabilities Act, 2016 applies shall be:\",\n    \"options\": [\n      \"Dealt with only under the invalid-pension provisions, ignoring that Act\",\n      \"Referred compulsorily for retirement as a penalty\",\n      \"Governed by that provision, and the employee shall produce a disability certificate from the competent authority\",\n      \"Decided solely by the Pension Disbursing Authority\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 39(1)<\/b><br>Where the provisions of section 20 of the Rights of Persons with Disabilities Act, 2016 apply, the case is governed by that section, and the employee must produce a disability certificate from the competent authority prescribed under the RPwD Rules, 2017.\"\n  },\n  {\n    \"id\": 1538,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant who has acquired a disability covered by the Rights of Persons with Disabilities Act, 2016 seeks to retire on invalid pension, he shall first be advised that:\",\n    \"options\": [\n      \"He must retire immediately without any choice\",\n      \"He will be re-employed only on a contract basis\",\n      \"He can be granted only a compassionate allowance\",\n      \"He has the option of continuing in service with the same pay scale and service benefits he is otherwise entitled to\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 39(2) second proviso<\/b><br>Such a Government servant is to be advised that he has the option of continuing in service with the same pay scale and service benefits; only if he does not withdraw his request is it processed under the invalid-pension rule.\"\n  },\n  {\n    \"id\": 1539,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a medical certificate of incapacity for service for the purpose of invalid pension may be granted:\",\n    \"options\": [\n      \"Only after the medical authority receives a request from the Head of Office or Head of Department for the servant's examination\",\n      \"By any registered medical practitioner at the servant's own request\",\n      \"Suo motu by the medical authority whenever it deems fit\",\n      \"Only by the Union Public Service Commission\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 39(6)<\/b><br>No medical certificate of incapacity for service may be granted unless the medical authority has received a request from the Head of Office or Head of Department for the medical examination of the Government servant.\"\n  },\n  {\n    \"id\": 1540,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a provisional pension has been sanctioned on compulsory retirement as a penalty, the order for the grant of final pension and gratuity is to be issued (in consultation with the Union Public Service Commission where necessary) not later than:\",\n    \"options\": [\n      \"One month after the penalty order\",\n      \"Three months after the date of the order imposing the penalty of compulsory retirement\",\n      \"Six months after the penalty order\",\n      \"One year after the penalty order\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 40(4)<\/b><br>Where a provisional pension and gratuity at two-thirds is sanctioned, the final order is issued (in consultation with UPSC where necessary) not later than three months after the date of the penalty order, and the provisional pension continues until the final payment.\"\n  },\n  {\n    \"id\": 1541,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in deciding whether to sanction a compassionate allowance to a dismissed or removed Government servant, the competent authority shall consider:\\n1. Whether the case deserves special consideration on its merits.\\n2. The actual misconduct that occasioned the penalty and the kind of service rendered.\\n3. In exceptional circumstances, factors such as family members dependent on the Government servant.\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 41(3)<\/b><br>The competent authority considers each case on its merits, the actual misconduct occasioning the penalty and the kind of service rendered, and, in exceptional circumstances, factors like dependent family members. All three are relevant.\"\n  },\n  {\n    \"id\": 1542,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a penalty of dismissal or removal was imposed before the commencement of these rules and the competent authority had not then decided the question of compassionate allowance, that authority must take a decision within:\",\n    \"options\": [\n      \"Three months from the date of commencement of these rules\",\n      \"One year from the date of commencement of these rules\",\n      \"Six months from the date of commencement of these rules, after which no compassionate allowance may be sanctioned in such a case\",\n      \"Two years from the date of commencement of these rules\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 41(4) & 41(5)<\/b><br>In such pre-commencement cases the authority must decide within six months of the commencement of these rules; no compassionate allowance may be sanctioned after the expiry of that six-month period.\"\n  },\n  {\n    \"id\": 1543,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following statements about a Government servant absorbed under a State Government is NOT correct?\",\n    \"options\": [\n      \"He is deemed to have retired from Central Government service from the date of absorption\",\n      \"The combined gratuity for the Central and State service is subject to a ceiling\",\n      \"Where a similar pension scheme exists, he may opt to count his Central service in the State Government\",\n      \"He continues to be a Central Government servant until he attains the age of superannuation\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 35<\/b><br>Statement (a) is not correct \u2014 on absorption he is deemed to have retired from Central service from the date of absorption; he does not continue as a Central Government servant. The other statements correctly reflect Rule 35.\"\n  },\n  {\n    \"id\": 1544,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who was medically examined and declared fit at the time of his appointment is invalidated out of service after seven years of qualifying service on account of permanent incapacity. His invalid pension shall be:\",\n    \"options\": [\n      \"Fifty per cent of emoluments or average emoluments, whichever is more beneficial\",\n      \"Proportionate to the seven years of qualifying service actually rendered\",\n      \"Restricted to a service gratuity, as ten years were not completed\",\n      \"The minimum pension only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 39(9)<\/b><br>Even with fewer than ten years of qualifying service, invalid pension is calculated at fifty per cent of emoluments or average emoluments, whichever is more beneficial, since he was examined and declared fit at appointment and fulfils the other conditions.\"\n  },\n  {\n    \"id\": 1545,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a Gazetted Government servant who applies for invalid pension, the competent authority to conduct the medical examination is:\",\n    \"options\": [\n      \"A Civil Surgeon\",\n      \"A Medical Board\",\n      \"A District Medical Officer\",\n      \"A Medical Officer of status equivalent to a District Medical Officer\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 39(3)(a)<\/b><br>A Gazetted Government servant is examined by a Medical Board (as is a non-Gazetted servant whose pay exceeds fifty-four thousand rupees per month). A Civil Surgeon, District Medical Officer or equivalent examines only the 'other cases'.\"\n  },\n  {\n    \"id\": 1546,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a non-Gazetted Government servant drawing pay of forty-eight thousand rupees per month applies for invalid pension. The competent authority to conduct his medical examination is:\",\n    \"options\": [\n      \"A Medical Board in every such case\",\n      \"A Medical Board, but only if the Government servant consents\",\n      \"A Civil Surgeon or a District Medical Officer or a Medical Officer of equivalent status\",\n      \"Any registered medical practitioner nominated by the Head of Office\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 39(3)(b)<\/b><br>As he is non-Gazetted and his pay does not exceed fifty-four thousand rupees per month, his case falls in the 'other cases' category, examined by a Civil Surgeon, District Medical Officer or Medical Officer of equivalent status \u2014 not a Medical Board.\"\n  },\n  {\n    \"id\": 1547,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the function in List-I with the authority in List-II:\\nList-I\\nA. Grants the pension on compulsory retirement imposed as a penalty\\nB. Sanctions a compassionate allowance on dismissal or removal\\nC. Consulted where the President awards a pension less than the full superannuation pension\\nD. Examines a Gazetted Government servant for invalid pension\\nList-II\\n1. Union Public Service Commission\\n2. Authority competent to impose the penalty of compulsory retirement\\n3. Medical Board\\n4. Authority competent to dismiss or remove\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-2, B-4, C-1, D-3\",\n      \"A-4, B-2, C-1, D-3\",\n      \"A-2, B-4, C-3, D-1\",\n      \"A-1, B-4, C-2, D-3\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 40(1), 41(1), 40(2) & 39(3)<\/b><br>The pension on compulsory retirement is granted by the authority competent to impose that penalty (A-2); a compassionate allowance is sanctioned by the authority competent to dismiss or remove (B-4); UPSC is consulted where the President awards less than full superannuation pension (C-1); and a Gazetted servant is examined by a Medical Board (D-3).\"\n  },\n  {\n    \"id\": 1548,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a compassionate allowance to a Government servant who has been dismissed or removed from service may be sanctioned by:\",\n    \"options\": [\n      \"The President in every such case\",\n      \"The Union Public Service Commission\",\n      \"The Head of Office\",\n      \"The authority competent to dismiss or remove him from service\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 41(1)<\/b><br>The authority competent to dismiss or remove the Government servant may, if the case deserves special consideration, sanction a compassionate allowance not exceeding two-thirds of the pension or gratuity that would have been admissible had he retired on superannuation.\"\n  },\n  {\n    \"id\": 1549,\n    \"chapter\": \"CH 5: Classes of pensions and conditions governing their grant\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Pension Fund is created on the conversion of a Government Department into a public sector undertaking, the Chairperson of the Board of Trustees of that Fund shall be:\",\n    \"options\": [\n      \"The Secretary of the administrative Ministry of the public sector undertaking\",\n      \"The Secretary, Department of Pension and Pensioners' Welfare\",\n      \"The Secretary, Department of Expenditure\",\n      \"The Comptroller and Auditor-General of India\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 37(19)<\/b><br>The Secretary of the administrative Ministry of the public sector undertaking chairs the Board of Trustees; the Departments of Expenditure and of Pension and Pensioners' Welfare, the Ministry of Labour and Employment, the undertaking, its employees and experts are only represented as members.\"\n  },\n  \n  \/\/CHAPTER 6\n   {\n    \"id\": 1601,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, an appointing authority may require a Government servant to retire in the public interest at any time after he has completed a qualifying service of:\",\n    \"options\": [\n      \"Twenty years\",\n      \"Thirty years\",\n      \"Twenty-five years\",\n      \"Thirty-three years\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 42(1)<\/b><br>After thirty years' qualifying service, the appointing authority may require a Government servant to retire in the public interest, and he is entitled to a retiring pension. This is a service-length test, distinct from the age-based test under FR 56.\"\n  },\n  {\n    \"id\": 1602,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant is to be retired in the public interest after thirty years' qualifying service, the appointing authority shall give:\",\n    \"options\": [\n      \"At least one month's notice, or one month's pay in lieu\",\n      \"At least six months' notice, or six months' pay in lieu\",\n      \"At least three months' notice in writing, or three months' pay and allowances in lieu of such notice\",\n      \"At least three months' notice, but no pay may be given in lieu of notice\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 42(2)<\/b><br>The appointing authority must give at least three months' notice in writing, or three months' pay and allowances in lieu of such notice.\"\n  },\n  {\n    \"id\": 1603,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for the purpose of retirement in the public interest on completion of thirty years' service, the expression 'appointing authority' means:\",\n    \"options\": [\n      \"The Head of Office in every case\",\n      \"The President in every case\",\n      \"The Union Public Service Commission\",\n      \"The authority competent to make appointments to the post from which the Government servant retires\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 42 Explanation<\/b><br>'Appointing authority' means the authority competent to make appointments to the service or post from which the Government servant retires.\"\n  },\n  {\n    \"id\": 1604,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant may retire voluntarily, and be entitled to a retiring pension, after completing twenty years' qualifying service by giving written notice of not less than:\",\n    \"options\": [\n      \"One month\",\n      \"Three months\",\n      \"Six months\",\n      \"Two months\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 43(1)<\/b><br>After twenty years' qualifying service, a Government servant may retire by giving written notice of not less than three months to the appointing authority, and is entitled to a retiring pension.\"\n  },\n  {\n    \"id\": 1605,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant intending to give notice of voluntary retirement requests a certificate of completion of twenty years' qualifying service; the administrative authority must issue it within fifteen days, failing which:\",\n    \"options\": [\n      \"The Government servant must wait until the certificate is issued\",\n      \"The notice period is automatically extended by fifteen days\",\n      \"The Government servant may give the notice of voluntary retirement without such certificate\",\n      \"The request is deemed rejected\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 43(1) first proviso<\/b><br>The certificate is to be issued within fifteen days of the request; if it is not, the Government servant may give the notice of voluntary retirement without it. (Note the '30 days' seen in one recent paper is an error; the rule says fifteen days.)\"\n  },\n  {\n    \"id\": 1606,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for determining whether a Government servant has completed twenty years' qualifying service for voluntary retirement, the provision that treats a fraction of a year of three months and above as a completed six-monthly period:\",\n    \"options\": [\n      \"Shall apply, so that nineteen years and nine months is treated as twenty years\",\n      \"Shall apply only if the appointing authority permits\",\n      \"Shall apply only to scientists and technical experts\",\n      \"Shall not apply; he must have actually completed twenty years on the intended date of retirement\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 43(1) fourth proviso<\/b><br>The three-months rounding (Rule 44(7)) does NOT apply when computing the twenty-year threshold for voluntary retirement; nineteen years nine months is not deemed twenty years. (Contrast pension eligibility, where nine years nine months is treated as ten years.)\"\n  },\n  {\n    \"id\": 1607,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a notice of voluntary retirement requires acceptance by the appointing authority; where the appointing authority does not refuse permission before the expiry of the notice period:\",\n    \"options\": [\n      \"The notice shall be deemed to have been withdrawn\",\n      \"The retirement shall become effective from the date of expiry of the notice period\",\n      \"The retirement shall take effect only after a fresh order is issued\",\n      \"The notice period shall stand automatically extended by three months\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 43(2) proviso<\/b><br>Where the appointing authority does not refuse permission before the notice period expires, the retirement becomes effective automatically from the date of expiry of that period.\"\n  },\n  {\n    \"id\": 1608,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the appointing authority may withhold permission for voluntary retirement where:\\n1. The Government servant is under suspension.\\n2. A charge sheet has been issued and disciplinary proceedings are pending.\\n3. Judicial proceedings on charges which may amount to grave misconduct are pending.\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 43(3)<\/b><br>Permission may be withheld where the servant is under suspension, a charge sheet has been issued with disciplinary proceedings pending, or judicial proceedings on grave-misconduct charges are pending. All three apply.\"\n  },\n  {\n    \"id\": 1609,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the appointing authority proposes to accept a notice of voluntary retirement in spite of pending disciplinary or judicial proceedings against the Government servant, the approval required is that of:\",\n    \"options\": [\n      \"The Union Public Service Commission\",\n      \"The Central Vigilance Commission\",\n      \"The President\",\n      \"The Head of Department\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 43(3) proviso<\/b><br>Where the appointing authority proposes to accept the voluntary-retirement notice despite the pending proceedings, the approval of the President must be obtained.\"\n  },\n  {\n    \"id\": 1610,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for the purpose of withholding permission for voluntary retirement, judicial proceedings shall be deemed to be pending if:\",\n    \"options\": [\n      \"A first information report has merely been registered at a police station\",\n      \"A preliminary enquiry has been ordered by the Department\",\n      \"An allegation has been received against the Government servant\",\n      \"A complaint, or a police report of which the Magistrate takes cognizance, has been made or filed in a criminal proceeding\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 43(3) Explanation<\/b><br>Judicial proceedings are deemed pending if a complaint, or a police report of which the Magistrate takes cognizance, has been made or filed in a criminal proceeding.\"\n  },\n  {\n    \"id\": 1611,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the appointing authority relaxes the requirement of three months' notice for voluntary retirement on the ground that curtailment will cause no administrative inconvenience, it may do so on the condition that the Government servant:\",\n    \"options\": [\n      \"Shall forgo the retirement gratuity\",\n      \"Shall not apply for commutation of a part of his pension before the expiry of the three-month notice period\",\n      \"Shall not be eligible for any pension for three months\",\n      \"Shall refund one month's pay to the Government\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 43(4)(b)<\/b><br>The notice may be relaxed on the condition that the Government servant shall not apply for commutation of a part of his pension before the expiry of the three-month notice period.\"\n  },\n  {\n    \"id\": 1612,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who has given notice of voluntary retirement is precluded from withdrawing it except with the specific approval of the appointing authority, and any request for withdrawal shall be made not less than:\",\n    \"options\": [\n      \"Three months before the intended date\",\n      \"One month before the intended date\",\n      \"Fifteen days before the intended date of voluntary retirement\",\n      \"Seven days before the intended date\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 43(6) proviso<\/b><br>Withdrawal of the notice needs the specific approval of the appointing authority, and the request for withdrawal must be made not less than fifteen days before the intended date of retirement.\"\n  },\n  {\n    \"id\": 1613,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the voluntary-retirement provision (on completion of twenty years' qualifying service) does NOT apply to a Government servant who:\\n1. Retires under the Special Voluntary Retirement Scheme for surplus employees.\\n2. Retires for permanent absorption in an autonomous body or public sector undertaking to which he is on deputation.\\n3. Has completed twenty years' qualifying service in a regular Government post.\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"1 and 3 only\",\n      \"2 and 3 only\",\n      \"1, 2 and 3\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 43(7)<\/b><br>The rule does not apply to those retiring under the Special VRS for surplus employees, or for permanent absorption in an autonomous body or PSU. It does apply to an ordinary twenty-year voluntary retirement (item 3). Hence 1 and 2 only.\"\n  },\n  {\n    \"id\": 1614,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant who has acquired a disability covered by the Rights of Persons with Disabilities Act, 2016 gives notice of voluntary retirement, he shall first be advised that:\",\n    \"options\": [\n      \"He must retire, as a voluntary-retirement notice cannot be withdrawn\",\n      \"He can only be granted an invalid pension\",\n      \"His notice will be processed only after a medical examination\",\n      \"He has the option of continuing in service with the same pay scale and service benefits he is otherwise entitled to\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 43(5)<\/b><br>Such a Government servant is advised that he may continue in service with the same pay scale and service benefits; only if he does not withdraw the notice is his voluntary retirement processed.\"\n  },\n  {\n    \"id\": 1615,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for the purpose of voluntary retirement on completion of twenty years' service, the 'appointing authority' whose acceptance the notice requires means:\",\n    \"options\": [\n      \"The Head of Office in all cases\",\n      \"The authority competent to make appointments to the post from which the Government servant seeks voluntary retirement\",\n      \"The immediate supervisory officer\",\n      \"The Accounts Officer\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 43 Explanation<\/b><br>'Appointing authority' means the authority competent to make appointments to the post from which the Government servant seeks voluntary retirement.\"\n  },\n  {\n    \"id\": 1616,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following correctly distinguishes retirement on completion of thirty years' service from retirement on completion of twenty years' service?\",\n    \"options\": [\n      \"Both are initiated only by the Government servant\",\n      \"Both are initiated only by the appointing authority\",\n      \"The thirty-year retirement is initiated by the appointing authority in public interest, whereas the twenty-year retirement is initiated by the Government servant by his own notice\",\n      \"The thirty-year retirement is initiated by the Government servant, whereas the twenty-year retirement is initiated by the appointing authority\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 42 & 43<\/b><br>Retirement after thirty years is at the initiative of the appointing authority in public interest, whereas retirement after twenty years is at the initiative of the Government servant, who gives the notice.\"\n  },\n  {\n    \"id\": 1617,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the voluntary-retirement provision does not apply to a Government servant on an assignment under the Indian Technical and Economic Cooperation Programme or posted abroad in a foreign-based office, unless, after being transferred to India, he has resumed charge of a post in India and served for a period of not less than:\",\n    \"options\": [\n      \"Six months\",\n      \"Two years\",\n      \"Three months\",\n      \"One year\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 43(1) third proviso<\/b><br>Such officers are excluded unless, after transfer to India, they have resumed charge of a post in India and served for not less than one year.\"\n  },\n  {\n    \"id\": 1618,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant against whom a charge sheet has been issued and disciplinary proceedings are pending gives notice of voluntary retirement after completing twenty years' service. The appointing authority:\",\n    \"options\": [\n      \"May withhold permission; and if it nonetheless proposes to accept the notice, it must obtain the approval of the President\",\n      \"Must accept the notice, as twenty years' service confers an absolute right to retire\",\n      \"Must reject the notice outright, with no discretion\",\n      \"May accept the notice on its own, without any higher approval\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 43(3) and its proviso<\/b><br>The appointing authority may withhold permission where proceedings are pending; and if it proposes to accept the notice despite this, the approval of the President is required.\"\n  },\n  {\n    \"id\": 1619,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the procedure for retiring a Government servant in the public interest on completion of thirty years' service is:\",\n    \"options\": [\n      \"A separate procedure prescribed only for pension purposes\",\n      \"The same procedure as that laid down for age-based retirement under the Fundamental Rules\",\n      \"Determined by the Union Public Service Commission in each case\",\n      \"The disciplinary-proceedings procedure under the classification rules\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 42(3)<\/b><br>The same procedure laid down by the Department of Personnel and Training for retirement under FR 56 applies to retirement in public interest under this rule.\"\n  },\n  {\n    \"id\": 1620,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following statements regarding voluntary retirement after twenty years' qualifying service:\\n1. The notice of voluntary retirement requires acceptance by the appointing authority.\\n2. A fraction of nine months of service is counted, so that nineteen years and nine months is treated as twenty years.\\n3. Once given, the notice cannot be withdrawn except with the specific approval of the appointing authority.\\nWhich of the statements given above is\/are NOT correct?\",\n    \"options\": [\n      \"1 only\",\n      \"1 and 3 only\",\n      \"2 only\",\n      \"2 and 3 only\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 43(1) fourth proviso, 43(2) & 43(6)<\/b><br>Statement 2 is not correct \u2014 the three-months rounding does not apply to the twenty-year computation for voluntary retirement. Statements 1 and 3 are correct.\"\n  },\n  {\n    \"id\": 1621,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who wishes to give a notice of voluntary retirement of less than three months:\",\n    \"options\": [\n      \"Is not permitted to do so under any circumstances\",\n      \"May do so as of right, without the appointing authority's consent\",\n      \"May do so only with the approval of the President\",\n      \"May make a request in writing to the appointing authority giving reasons, which the authority may consider on merits\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 43(4)(a) & (b)<\/b><br>He may request, in writing and with reasons, a shorter notice; the appointing authority may consider it on merits and relax the notice if no administrative inconvenience is caused.\"\n  },\n  {\n    \"id\": 1622,\n    \"chapter\": \"CH 6: Premature Retirement and Voluntary Retirement\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the requirement in List-I with the period or authority in List-II:\\nList-I\\nA. Minimum written notice for voluntary retirement\\nB. Period within which the qualifying-service certificate must be issued\\nC. Minimum service in India after return, for an ITEC or foreign-posted officer to be eligible for voluntary retirement\\nD. Approval required to accept a voluntary-retirement notice despite pending disciplinary proceedings\\nList-II\\n1. Fifteen days\\n2. Three months\\n3. One year\\n4. The President\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-2, B-1, C-3, D-4\",\n      \"A-1, B-2, C-3, D-4\",\n      \"A-2, B-1, C-4, D-3\",\n      \"A-3, B-1, C-2, D-4\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 43(1), 43(1) third proviso & 43(3) proviso<\/b><br>Minimum notice for voluntary retirement \u2014 three months (A-2); certificate to be issued within fifteen days (B-1); one year's service in India after return for ITEC\/foreign-posted officers (C-3); approval of the President to accept a notice despite pending proceedings (D-4).\"\n  },\n  \/\/CHAPTER 7\n  {\n    \"id\": 1701,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who retires after completing not less than ten years' qualifying service is eligible for a pension at fifty per cent of emoluments or average emoluments, whichever is more beneficial, subject to:\",\n    \"options\": [\n      \"A minimum of nine thousand rupees and a maximum of one lakh twenty-five thousand rupees per month\",\n      \"A minimum of three thousand five hundred rupees and a maximum of forty-five thousand rupees per month\",\n      \"A minimum of nine thousand rupees and a maximum of seventy-five thousand rupees per month\",\n      \"A minimum of seven thousand rupees and a maximum of one lakh rupees per month\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 44(1)<\/b><br>Pension is fifty per cent of emoluments or average emoluments (whichever is more beneficial), subject to a minimum of \u20b99,000 and a maximum of \u20b91,25,000 per month. (\u20b975,000 is the ceiling for normal family pension, not for pension.)\"\n  },\n  {\n    \"id\": 1702,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who retires without becoming eligible for pension shall be granted a service gratuity calculated at:\",\n    \"options\": [\n      \"One-fourth of emoluments for every completed six-monthly period\",\n      \"Half a month's emoluments for every completed six-monthly period of qualifying service\",\n      \"One month's emoluments for every completed year of service\",\n      \"Fifty per cent of the last emoluments drawn\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 44(2)<\/b><br>Where a Government servant is not eligible for pension (qualifying service under ten years), he is granted a one-time service gratuity of half a month's emoluments for every completed six-monthly period of qualifying service.\"\n  },\n  {\n    \"id\": 1703,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who has rendered a qualifying service of nine years and nine months or more but less than ten years shall, for the purpose of eligibility for pension, be treated as having:\",\n    \"options\": [\n      \"Only the actual service rendered, and shall get a service gratuity\",\n      \"Nine years of qualifying service\",\n      \"Ten years of qualifying service, and shall be eligible for pension\",\n      \"Ten years, but only if the appointing authority so directs\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 44(8)<\/b><br>Qualifying service of nine years nine months or more (but less than ten years) is treated as ten years for the purpose of pension eligibility. (Contrast Rule 45(5): four years nine months is treated as five years for gratuity.)\"\n  },\n  {\n    \"id\": 1704,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the additional pension payable to a retired Government servant on attaining the age of ninety years (but less than ninety-five years) is:\",\n    \"options\": [\n      \"Thirty per cent of the basic pension\",\n      \"Fifty per cent of the basic pension\",\n      \"Twenty per cent of the basic pension\",\n      \"Forty per cent of the basic pension\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 44(6)<\/b><br>Additional pension by age: 80\u2013<85 \u2192 20%, 85\u2013<90 \u2192 30%, 90\u2013<95 \u2192 40%, 95\u2013<100 \u2192 50%, 100+ \u2192 100%. At 90\u2013<95 it is forty per cent of the basic pension.\"\n  },\n  {\n    \"id\": 1705,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the age of the pensioner in List-I with the additional pension in List-II:\\nList-I\\nA. From 80 to less than 85 years\\nB. From 85 to less than 90 years\\nC. From 90 to less than 95 years\\nD. From 95 to less than 100 years\\nList-II\\n1. 30% of basic pension\\n2. 20% of basic pension\\n3. 50% of basic pension\\n4. 40% of basic pension\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-2, B-1, C-4, D-3\",\n      \"A-1, B-2, C-4, D-3\",\n      \"A-2, B-1, C-3, D-4\",\n      \"A-4, B-1, C-2, D-3\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 44(6)<\/b><br>80\u2013<85 \u2192 20% (A-2); 85\u2013<90 \u2192 30% (B-1); 90\u2013<95 \u2192 40% (C-4); 95\u2013<100 \u2192 50% (D-3).\"\n  },\n  {\n    \"id\": 1706,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the additional pension on attaining the qualifying age shall be payable from:\",\n    \"options\": [\n      \"The first day of the calendar month in which it falls due\",\n      \"The exact date of birth on which the age is attained\",\n      \"The first day of the financial year in which it falls due\",\n      \"The date of the sanction order\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 44(6)(b) & Illustration<\/b><br>The additional pension is payable from the first day of the calendar month in which it falls due; so a pensioner born on the 20th of a month and one born on the 1st of that month both get it from the first of that month.\"\n  },\n  {\n    \"id\": 1707,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the emoluments of a Government servant have been reduced during the last ten months of his service, then for the purpose of service gratuity:\",\n    \"options\": [\n      \"The reduced emoluments alone are taken\",\n      \"Average emoluments are treated as emoluments, and the dearness allowance admissible on the date of retirement is also treated as part of emoluments\",\n      \"Only average emoluments are used, without any dearness allowance\",\n      \"The highest emoluments ever drawn are taken\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 44(3)<\/b><br>If emoluments were reduced in the last ten months, average emoluments are treated as emoluments for service gratuity, and the dearness allowance admissible on the date of retirement is also treated as part of emoluments.\"\n  },\n  {\n    \"id\": 1708,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in calculating the length of qualifying service for pension, a fraction of a year equal to three months and above shall be:\",\n    \"options\": [\n      \"Ignored altogether\",\n      \"Treated as a completed one-year period\",\n      \"Treated as a completed six-monthly period and reckoned as qualifying service\",\n      \"Rounded down to the nearest completed year\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 44(7)<\/b><br>A fraction of a year of three months and above is treated as a completed six-monthly period and reckoned as qualifying service. (This rounding does not, however, apply to the twenty-year computation for voluntary retirement.)\"\n  },\n  {\n    \"id\": 1709,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the amount of pension finally determined contains a fraction of a rupee, it shall be:\",\n    \"options\": [\n      \"Rounded off to the nearest rupee\",\n      \"Rounded down to the next lower rupee\",\n      \"Ignored, and the amount paid in paise\",\n      \"Rounded off to the next higher rupee\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 44(9)<\/b><br>The amount is expressed in whole rupees, and any fraction of a rupee is rounded off to the next higher rupee.\"\n  },\n  {\n    \"id\": 1710,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, retirement gratuity is granted to a Government servant who has completed the required qualifying service at the rate of:\",\n    \"options\": [\n      \"One-fourth of emoluments for each completed six-monthly period, subject to a maximum of 16\u00bd times the emoluments\",\n      \"One-half of emoluments for each completed six-monthly period, subject to a maximum of 33 times the emoluments\",\n      \"One-fourth of emoluments for each completed year, subject to a maximum of 16\u00bd times the emoluments\",\n      \"One month's emoluments for each completed year, subject to a maximum of 15 times the emoluments\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 45(1)(a)<\/b><br>Retirement gratuity is one-fourth of emoluments for each completed six-monthly period of qualifying service, subject to a maximum of 16\u00bd times the emoluments. (The \u00bd-per-period, 33-times formula is the death-gratuity rate for twenty years or more.)\"\n  },\n  {\n    \"id\": 1711,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the minimum qualifying service required for a Government servant to be eligible for retirement gratuity is:\",\n    \"options\": [\n      \"Ten years\",\n      \"Five years\",\n      \"Twenty years\",\n      \"One year\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 45(1)(a)<\/b><br>Retirement gratuity requires completion of five years' qualifying service (whereas pension requires ten years).\"\n  },\n  {\n    \"id\": 1712,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who has rendered a qualifying service of four years and nine months or more but less than five years shall, for the purpose of retirement gratuity, be treated as having:\",\n    \"options\": [\n      \"Only the actual service rendered, and shall not be eligible for retirement gratuity\",\n      \"Four years of qualifying service\",\n      \"Five years of qualifying service, and shall be eligible for retirement gratuity\",\n      \"Five years, but only for pension and not for gratuity\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 45(5)<\/b><br>Four years nine months or more (but less than five years) is treated as five years for the purpose of retirement gratuity.\"\n  },\n  {\n    \"id\": 1713,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the length of qualifying service in List-I with the rate of death gratuity in List-II:\\nList-I\\nA. Less than 1 year\\nB. One year or more but less than 5 years\\nC. 5 years or more but less than 11 years\\nD. 11 years or more but less than 20 years\\nList-II\\n1. 12 times of emoluments\\n2. 2 times of emoluments\\n3. 20 times of emoluments\\n4. 6 times of emoluments\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-2, B-4, C-1, D-3\",\n      \"A-2, B-4, C-3, D-1\",\n      \"A-4, B-2, C-1, D-3\",\n      \"A-2, B-1, C-4, D-3\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 45(1)(b)<\/b><br>Less than 1 year \u2192 2\u00d7 (A-2); 1\u2013<5 years \u2192 6\u00d7 (B-4); 5\u2013<11 years \u2192 12\u00d7 (C-1); 11\u2013<20 years \u2192 20\u00d7 (D-3).\"\n  },\n  {\n    \"id\": 1714,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant dies in service after twenty years or more of qualifying service, the death gratuity is:\",\n    \"options\": [\n      \"One-fourth of emoluments for every completed six-monthly period, subject to a maximum of 16\u00bd times the emoluments\",\n      \"Twenty times the emoluments\",\n      \"Twelve times the emoluments\",\n      \"Half of emoluments for every completed six-monthly period, subject to a maximum of 33 times the emoluments\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 45(1)(b)<\/b><br>For twenty years or more, death gratuity is half of emoluments for every completed six-monthly period, subject to a maximum of 33 times the emoluments.\"\n  },\n  {\n    \"id\": 1715,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant dies in service after rendering three years of qualifying service. The death gratuity payable to his family is:\",\n    \"options\": [\n      \"6 times of emoluments\",\n      \"2 times of emoluments\",\n      \"12 times of emoluments\",\n      \"20 times of emoluments\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 45(1)(b)<\/b><br>Three years falls in the slab 'one year or more but less than five years', for which the death gratuity is 6 times of emoluments.\"\n  },\n  {\n    \"id\": 1716,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant dies in service after rendering eleven years of qualifying service. The death gratuity payable is:\",\n    \"options\": [\n      \"12 times of emoluments\",\n      \"20 times of emoluments\",\n      \"6 times of emoluments\",\n      \"Half of emoluments per six-monthly period subject to 33 times\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 45(1)(b)<\/b><br>Eleven years falls in '11 years or more but less than 20 years' \u2192 20 times of emoluments. (The old single '5\u201320 years = 12\u00d7' slab was split, so eleven years now attracts 20\u00d7.)\"\n  },\n  {\n    \"id\": 1717,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021 (as amended), the amount of retirement gratuity or death gratuity payable shall in no case exceed:\",\n    \"options\": [\n      \"Twenty lakh rupees\",\n      \"Ten lakh rupees\",\n      \"Twenty-five lakh rupees\",\n      \"Fifteen lakh rupees\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 45(1) proviso (as amended)<\/b><br>The ceiling, originally twenty lakh rupees in the 2021 text, was raised to twenty-five lakh rupees with effect from 1 January 2024 when dearness allowance reached fifty per cent (the ceiling rises 25% each time DA rises 50%). The current ceiling is \u20b925 lakh.\"\n  },\n  {\n    \"id\": 1718,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of death of a Government servant while in service by suicide, the death gratuity:\",\n    \"options\": [\n      \"Is not payable at all\",\n      \"Is payable at half the normal rate\",\n      \"Is payable only if a note absolves the Government\",\n      \"Is payable to his family in the same manner as any other death gratuity\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 45(2)<\/b><br>The death-gratuity provision applies equally where the death is by suicide; the gratuity is payable to the family in the normal manner.\"\n  },\n  {\n    \"id\": 1719,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a pensioner dies within five years of retirement and the total of the gratuity, pension and commuted value he had actually received is less than twelve times his emoluments, the deficiency is granted to his family as:\",\n    \"options\": [\n      \"Residuary gratuity\",\n      \"A fresh death gratuity\",\n      \"Compassionate allowance\",\n      \"An ex-gratia payment\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 45(3)<\/b><br>If a pensioner dies within five years of retirement and the sums actually received (pension + retirement gratuity + commuted value) fall short of twelve times his emoluments, a residuary gratuity equal to the deficiency is granted to his family.\"\n  },\n  {\n    \"id\": 1720,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for the purpose of gratuity, the dearness allowance admissible on the date of retirement or death:\",\n    \"options\": [\n      \"Shall not be treated as emoluments\",\n      \"Shall also be treated as emoluments\",\n      \"Shall be treated as emoluments only for pension, not gratuity\",\n      \"Shall be treated as emoluments only if the employee opts for it\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 45(6) second proviso<\/b><br>For gratuity (unlike pension), the dearness allowance admissible on the date of retirement or death is also treated as emoluments.\"\n  },\n  {\n    \"id\": 1721,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for the purpose of gratuity, the expression 'family' includes:\\n1. A judicially separated wife, in the case of a male Government servant.\\n2. Married daughters.\\n3. Children of a pre-deceased son.\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1 and 3 only\",\n      \"2 and 3 only\",\n      \"1, 2 and 3\",\n      \"1 only\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 45(6) Explanation<\/b><br>For gratuity, 'family' is broad \u2014 it includes a judicially separated spouse, married daughters, brothers and sisters, parents, and the children of a pre-deceased son. All three qualify.\"\n  },\n  {\n    \"id\": 1722,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following is NOT included in the definition of 'family' for the purpose of gratuity?\",\n    \"options\": [\n      \"A married daughter\",\n      \"A widowed daughter\",\n      \"A brother below eighteen years of age\",\n      \"A married sister\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 45(6) Explanation<\/b><br>'Family' for gratuity includes unmarried, widowed and divorced sisters \u2014 but NOT a married sister. Married daughters, widowed daughters and brothers below eighteen are all included.\"\n  },\n  {\n    \"id\": 1723,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant is required to make a nomination conferring the right to receive the retirement gratuity and death gratuity:\",\n    \"options\": [\n      \"On his initial appointment, in the prescribed Form\",\n      \"Only within one year before his retirement\",\n      \"Only at the time of his first promotion\",\n      \"Only if he has no family\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 46(1)<\/b><br>The nomination for retirement and death gratuity is made on initial appointment, in the prescribed Form.\"\n  },\n  {\n    \"id\": 1724,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who has one or more members of his family may make a nomination for gratuity:\",\n    \"options\": [\n      \"In favour of any person or body of individuals, whether or not he has a family\",\n      \"Only in favour of a member or members of his family\",\n      \"In favour of a charitable institution of his choice\",\n      \"Only in favour of his eldest surviving family member\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 46(2)(i)<\/b><br>A servant who has a family must nominate a member or members of his family; only a servant with no family may nominate any person or body of individuals.\"\n  },\n  {\n    \"id\": 1725,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a nomination made by an unmarried Government servant in favour of a member of his family shall, on his or her marriage:\",\n    \"options\": [\n      \"Automatically become invalid\",\n      \"Become invalid only if the spouse objects\",\n      \"Not become invalid, unless he cancels it and files a fresh nomination\",\n      \"Remain valid only for one year after the marriage\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 46(6)<\/b><br>Such a nomination does not become invalid on marriage unless the Government servant cancels the earlier nomination and files a fresh one.\"\n  },\n  {\n    \"id\": 1726,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant with no family makes a nomination in favour of a person or a body of individuals, that nomination shall become invalid:\",\n    \"options\": [\n      \"Only if the nominee predeceases the Government servant\",\n      \"After a period of five years in every case\",\n      \"Only on the Government servant's promotion\",\n      \"In the event of the Government servant subsequently acquiring a family\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 46(5)(a)<\/b><br>A nomination made in favour of a person or body (by a servant with no family) becomes invalid if the Government servant subsequently acquires a family.\"\n  },\n  {\n    \"id\": 1727,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant may cancel a gratuity nomination:\",\n    \"options\": [\n      \"At any time, by sending a written notice to the Head of Office along with a fresh nomination\",\n      \"Only with the prior approval of the Head of Department\",\n      \"Only once during his entire service\",\n      \"Only within the first year of his appointment\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 46(7)<\/b><br>A nomination may be cancelled at any time by written notice to the Head of Office, accompanied by a fresh nomination.\"\n  },\n  {\n    \"id\": 1728,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a nomination (or a notice of cancellation) made by a Government servant shall, to the extent it is valid, take effect from:\",\n    \"options\": [\n      \"The date on which it is signed by the Government servant\",\n      \"The date on which it is received by the Head of Office\",\n      \"The date of the Government servant's retirement\",\n      \"The first day of the following financial year\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 46(10)<\/b><br>Every nomination and every notice of cancellation takes effect, to the extent it is valid, from the date on which it is received by the Head of Office.\"\n  },\n  {\n    \"id\": 1729,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where there is no subsisting nomination, the gratuity is first paid in equal shares to the surviving members of the first group of family (spouse, sons, unmarried daughters and widowed or divorced daughters); the second group (parents, brothers, sisters, married daughters and children of a pre-deceased son) receives the gratuity:\",\n    \"options\": [\n      \"In equal shares along with the first group in every case\",\n      \"Only on production of a Succession Certificate\",\n      \"Only if there is no surviving member of the first group\",\n      \"Only if the Government servant died in service and not after retirement\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 47(1)(b)<\/b><br>Without a subsisting nomination, the first group takes the gratuity in equal shares; the second group receives it only if there is no surviving member of the first group.\"\n  },\n  {\n    \"id\": 1730,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the right of a female member of the family, or of a brother, to receive a share of gratuity is not affected if, after the death of the Government servant but before receiving the share:\",\n    \"options\": [\n      \"The female member is employed by the Government\",\n      \"The brother is enrolled in a university\",\n      \"The female member changes her place of residence\",\n      \"The female member marries or re-marries, or the brother attains the age of eighteen years\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 47(4)<\/b><br>The right of a female member, or of a brother, is not affected if she marries or re-marries, or he attains eighteen years, after the death of the Government servant but before receiving the share.\"\n  },\n  {\n    \"id\": 1731,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the absence of a natural guardian, a share of a minor's gratuity may be paid to the guardian without a guardianship certificate, on production of an indemnity bond, up to a maximum of:\",\n    \"options\": [\n      \"Twenty per cent of the minor's share\",\n      \"Ten per cent of the minor's share\",\n      \"Fifty per cent of the minor's share\",\n      \"The entire share\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 47(7)<\/b><br>In the absence of a natural guardian, up to twenty per cent of the minor's share may be paid on an indemnity bond without a guardianship certificate; the balance is paid on production of the certificate.\"\n  },\n  {\n    \"id\": 1732,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where gratuity is granted to a minor member of the family, it shall be payable to:\",\n    \"options\": [\n      \"The minor directly, into a bank account\",\n      \"The guardian, on behalf of the minor\",\n      \"The Head of Office, to be held in trust\",\n      \"The eldest major member of the family\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 47(5)<\/b><br>Gratuity granted to a minor member of the family is payable to the guardian on behalf of the minor.\"\n  },\n  {\n    \"id\": 1733,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a person eligible to receive gratuity is charged with murdering the Government servant, or abetting the murder, his claim to receive his share of gratuity shall:\",\n    \"options\": [\n      \"Be forfeited immediately on his being charged\",\n      \"Be paid to him pending the outcome of the proceedings\",\n      \"Remain suspended till the conclusion of the criminal proceedings against him\",\n      \"Pass automatically to the other eligible members\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 48(1)<\/b><br>While merely charged, the eligible person's claim remains suspended until the conclusion of the criminal proceedings; it is not forfeited at the charge stage.\"\n  },\n  {\n    \"id\": 1734,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a person whose claim to gratuity was suspended pending a murder charge is finally acquitted of the charge, his share of gratuity shall:\",\n    \"options\": [\n      \"Remain permanently forfeited\",\n      \"Be paid to the other eligible members\",\n      \"Lapse to the Government\",\n      \"Be payable to him\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 48(2)(b)<\/b><br>On acquittal, his share of gratuity is payable to him; only on conviction is he debarred, his share then going to the other eligible members.\"\n  },\n  {\n    \"id\": 1735,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for the purpose of debarring a claimant from receiving gratuity, the charge of murdering the Government servant, or abetting the murder:\",\n    \"options\": [\n      \"Includes the charge of abetting the Government servant's death by suicide\",\n      \"Excludes any charge relating to suicide\",\n      \"Applies only where the claimant is a nominee, not a family member\",\n      \"Applies only where the Government servant died in service\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 48 Explanation<\/b><br>The charge of murder or abetting murder, for this purpose, includes the charge of abetting the Government servant's death by suicide.\"\n  },\n  {\n    \"id\": 1736,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant dies without receiving the gratuity, leaving no family and having made no nomination (or the nomination does not subsist), the gratuity shall:\",\n    \"options\": [\n      \"Lapse to the Government absolutely, with no exception\",\n      \"Lapse to the Government, but be payable to a person holding a Succession Certificate for the gratuity\",\n      \"Be paid to the nearest surviving relative in all cases\",\n      \"Be transferred to the general provident fund of the deceased\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 49 and proviso<\/b><br>With no family and no subsisting nomination, the gratuity ordinarily lapses to the Government, but the proviso makes it payable to a person holding a Succession Certificate for the gratuity.\"\n  },\n  {\n    \"id\": 1737,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who retires on invalid pension before completing ten years' qualifying service, but who fulfils the prescribed conditions, shall:\",\n    \"options\": [\n      \"Be eligible only for a service gratuity\",\n      \"Be eligible for a pension proportionate to his actual service\",\n      \"Be eligible for invalid pension at fifty per cent of emoluments or average emoluments, the ten-year condition not applying\",\n      \"Not be eligible for any pension\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 44(1) proviso, read with Rule 39(9)<\/b><br>An invalid pensioner who fulfils the prescribed conditions is granted pension at fifty per cent of emoluments or average emoluments even before ten years, the minimum-ten-years condition not applying.\"\n  },\n  {\n    \"id\": 1738,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant compulsorily retired as a penalty after ten years' service is granted a compulsory-retirement pension, its amount is:\",\n    \"options\": [\n      \"Always exactly one-half of the superannuation pension\",\n      \"The full superannuation pension in every case\",\n      \"A service gratuity only\",\n      \"Such portion or percentage of the superannuation pension as the competent authority sanctions\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 44(4)(a), read with Rule 40<\/b><br>The compulsory-retirement pension is such portion or percentage of the superannuation pension as the competent authority sanctions (within the two-thirds-to-full range fixed by Rule 40).\"\n  },\n  {\n    \"id\": 1739,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in calculating the length of qualifying service for gratuity, a fraction of a year equal to three months and above shall be:\",\n    \"options\": [\n      \"Treated as a completed six-monthly period and reckoned as qualifying service\",\n      \"Treated as a completed year\",\n      \"Ignored\",\n      \"Rounded down to the nearest completed year\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 45(4)<\/b><br>For gratuity too, a fraction of a year of three months and above is treated as a completed six-monthly period and reckoned as qualifying service.\"\n  },\n  {\n    \"id\": 1740,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant retires after thirty-five years of qualifying service. His retirement gratuity is:\",\n    \"options\": [\n      \"35 times the emoluments\",\n      \"16\u00bd times the emoluments\",\n      \"17\u00bd times the emoluments\",\n      \"33 times the emoluments\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 45(1)(a)<\/b><br>Retirement gratuity (one-fourth of emoluments per completed six-monthly period) is capped at 16\u00bd times the emoluments, which thirty-five years' service exceeds.\"\n  },\n  {\n    \"id\": 1741,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following statements regarding the amount of pension:\\n1. Full pension is fifty per cent of emoluments or average emoluments after ten years' qualifying service.\\n2. The minimum pension is nine thousand rupees per month.\\n3. A qualifying service of nine years and nine months is treated as ten years for pension eligibility.\\n4. The maximum pension is seventy-five thousand rupees per month.\\nWhich of the statements given above is\/are NOT correct?\",\n    \"options\": [\n      \"2 and 4 only\",\n      \"1 and 3 only\",\n      \"4 only\",\n      \"3 only\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 44(1) & 44(8)<\/b><br>Statement 4 is not correct \u2014 the maximum pension is \u20b91,25,000 per month; \u20b975,000 is the maximum normal family pension. Statements 1, 2 and 3 are correct.\"\n  },\n  {\n    \"id\": 1742,\n    \"chapter\": \"CH 7: Regulation of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a pensioner dies three years after retirement; the pension, retirement gratuity and commuted value he had actually received together fall short of twelve times his emoluments. His family is entitled to:\",\n    \"options\": [\n      \"A fresh death gratuity computed afresh\",\n      \"Nothing further, as the retirement gratuity was already paid\",\n      \"Only the family pension, with no further gratuity\",\n      \"A residuary gratuity equal to the deficiency\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 45(3)<\/b><br>Since death occurred within five years of retirement and the total actually received falls short of twelve times emoluments, the family is granted a residuary gratuity equal to the deficiency.\"\n  },\n  \n  \/\/CHAPTER 8\n  {\n    \"id\": 1801,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the family of a deceased Government servant shall be entitled to family pension where he dies:\\n1. After completion of one year of continuous service.\\n2. Before completion of one year of continuous service, if he had been medically examined and declared fit for Government service prior to his appointment.\\n3. After retirement, while in receipt of a pension or a compassionate allowance.\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(1)<\/b><br>All three limbs qualify \u2014 death after one year's continuous service, death before one year where the servant was medically examined and declared fit prior to appointment, and death after retirement while in receipt of a pension or compassionate allowance.\"\n  },\n  {\n    \"id\": 1802,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, family pension shall be payable to the family of a deceased Government servant from:\",\n    \"options\": [\n      \"The date of death of the Government servant\",\n      \"The date following the date of death of the Government servant or retired Government servant\",\n      \"The first day of the month following the death\",\n      \"The date on which the claim is sanctioned by the Head of Office\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(1)<\/b><br>The family is entitled to family pension from the date following the date of death of the Government servant or the retired Government servant.\"\n  },\n  {\n    \"id\": 1803,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for the purpose of family pension, the expression 'continuous service' means service rendered in a temporary or permanent capacity in a pensionable establishment, but does NOT include:\",\n    \"options\": [\n      \"Any period of leave without pay only\",\n      \"Any period spent on deputation to a State Government\",\n      \"Any period of suspension, and any service rendered before attaining the age of eighteen years\",\n      \"Any period of probation before confirmation\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(1) Explanation<\/b><br>'Continuous service' excludes any period of suspension and any period of service rendered before attaining the age of eighteen years.\"\n  },\n  {\n    \"id\": 1804,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the normal rate of family pension is determined at a uniform rate of:\",\n    \"options\": [\n      \"Fifty per cent of pay, subject to a minimum of nine thousand rupees and a maximum of seventy-five thousand rupees per month\",\n      \"Thirty per cent of pay, subject to a minimum of nine thousand rupees and a maximum of one lakh twenty-five thousand rupees per month\",\n      \"Thirty per cent of pay, subject to a minimum of three thousand five hundred rupees and a maximum of forty-five thousand rupees per month\",\n      \"Thirty per cent of pay, subject to a minimum of nine thousand rupees and a maximum of seventy-five thousand rupees per month\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(2)(a)(i)<\/b><br>The normal (ordinary) rate is thirty per cent of pay, subject to a minimum of \u20b99,000 and a maximum of \u20b975,000 per month. The \u20b91,25,000 ceiling applies to the enhanced rate.\"\n  },\n  {\n    \"id\": 1805,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant dies while in service, the enhanced rate of family pension payable to the family is:\",\n    \"options\": [\n      \"Fifty per cent of pay, for a period of ten years from the date following the date of death\",\n      \"Fifty per cent of pay, for a period of seven years from the date following the date of death\",\n      \"Thirty per cent of pay, for a period of ten years\",\n      \"Fifty per cent of pay, for life\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(2)(a)(ii)<\/b><br>On death while in service the family pension is fifty per cent of pay, payable from the date following the date of death for ten years. Note that the earlier condition of seven years' continuous service for the enhanced rate no longer applies.\"\n  },\n  {\n    \"id\": 1806,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant dies after retirement, the enhanced rate of family pension is payable for:\",\n    \"options\": [\n      \"Ten years, or up to the date on which he would have attained the age of sixty-seven years, whichever is less\",\n      \"Seven years, or up to the date on which he would have attained the age of sixty-seven years, whichever is less\",\n      \"Seven years, or up to the date on which he would have attained the age of sixty-five years, whichever is less\",\n      \"Ten years in every case\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(2)(a)(iii)<\/b><br>On death after retirement, the enhanced family pension runs for seven years or until the date the deceased would have attained sixty-seven years, whichever is less. (Ten years is the period where death occurs while in service.)\"\n  },\n  {\n    \"id\": 1807,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the enhanced family pension payable on the death of a Government servant after retirement shall in no case exceed:\",\n    \"options\": [\n      \"Fifty per cent of the last pay drawn, without any further limit\",\n      \"Thirty per cent of the pay in all cases\",\n      \"The pension authorised on retirement or dismissal from Government service\",\n      \"The minimum family pension prescribed under these rules\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(2)(a)(iii) first proviso<\/b><br>The enhanced family pension on death after retirement cannot exceed the pension authorised on retirement or dismissal; and where that pension is less than the normal family pension, the amount is limited to the normal family pension.\"\n  },\n  {\n    \"id\": 1808,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the family pension payable at the enhanced rate shall be subject to:\",\n    \"options\": [\n      \"A minimum of nine thousand rupees and a maximum of seventy-five thousand rupees per month\",\n      \"A minimum of three thousand five hundred rupees and a maximum of one lakh rupees per month\",\n      \"No minimum, but a maximum of one lakh twenty-five thousand rupees per month\",\n      \"A minimum of nine thousand rupees and a maximum of one lakh twenty-five thousand rupees per month\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(2)(a)(iv)<\/b><br>The enhanced family pension is subject to a minimum of \u20b99,000 and a maximum of \u20b91,25,000 per month.\"\n  },\n  {\n    \"id\": 1809,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for the purpose of calculating family pension, 'pay' means:\",\n    \"options\": [\n      \"Emoluments or average emoluments, whichever is more\",\n      \"Emoluments in every case\",\n      \"Average emoluments in every case\",\n      \"Emoluments together with the dearness allowance admissible on the date of death\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(2) Explanation 1<\/b><br>'Pay' for family pension means emoluments or average emoluments, whichever is more.\"\n  },\n  {\n    \"id\": 1810,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for determining the ceiling on enhanced family pension after retirement, the expression 'pension authorised on retirement':\",\n    \"options\": [\n      \"Excludes any part of the pension which was commuted before death\",\n      \"Includes the part of the pension which the retired Government servant may have commuted before death\",\n      \"Means only the residual pension actually drawn after commutation\",\n      \"Means the provisional pension, if any, that was sanctioned\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(2) Explanation 2<\/b><br>The expression includes the part of the pension the retired Government servant may have commuted before his death \u2014 the un-reduced pension is taken.\"\n  },\n  {\n    \"id\": 1811,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for determining the ceiling on enhanced family pension after retirement, the expression 'pension authorised on retirement' also includes:\",\n    \"options\": [\n      \"Only a superannuation pension\",\n      \"Only a superannuation or retiring pension\",\n      \"The pension authorised on compulsory retirement and the compassionate allowance sanctioned on dismissal or removal\",\n      \"The provisional pension sanctioned pending departmental proceedings\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(2) Explanation 3<\/b><br>The expression includes the pension authorised on compulsory retirement and the compassionate allowance sanctioned on dismissal or removal from Government service.\"\n  },\n  {\n    \"id\": 1812,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, after the expiry of the period for which the enhanced rate of family pension is payable, the family shall be entitled to family pension:\",\n    \"options\": [\n      \"At fifty per cent of pay, continued for life\",\n      \"At the minimum family pension only\",\n      \"Only if a fresh sanction is issued by the Head of Office\",\n      \"At the normal rate of thirty per cent of pay\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(2)(b)<\/b><br>On the expiry of the enhanced-rate period, the family in receipt of that family pension becomes entitled to family pension at the normal rate.\"\n  },\n  {\n    \"id\": 1813,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant drawing pay of \u20b960,000 dies while in service. The enhanced and normal rates of family pension respectively work out to:\",\n    \"options\": [\n      \"\u20b930,000 and \u20b918,000\",\n      \"\u20b918,000 and \u20b930,000\",\n      \"\u20b930,000 and \u20b920,000\",\n      \"\u20b924,000 and \u20b918,000\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(2)(a)(i) & (ii)<\/b><br>Enhanced family pension on death in service is fifty per cent of pay \u2014 \u20b930,000; the normal rate is thirty per cent of pay \u2014 \u20b918,000. Both are within the prescribed minimum and maximum limits.\"\n  },\n  {\n    \"id\": 1814,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, additional family pension becomes payable to a family pensioner after the completion of the age of:\",\n    \"options\": [\n      \"Seventy-five years\",\n      \"Eighty years\",\n      \"Eighty-five years\",\n      \"Sixty-five years\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(3)(a)<\/b><br>Additional family pension is payable after completion of eighty years of age, beginning at twenty per cent of the basic family pension.\"\n  },\n  {\n    \"id\": 1815,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the age of the family pensioner in List-I with the additional family pension in List-II:\\nList-I\\nA. From 80 years to less than 85 years\\nB. From 85 years to less than 90 years\\nC. From 90 years to less than 95 years\\nD. From 95 years to less than 100 years\\nList-II\\n1. 40 per cent of basic family pension\\n2. 20 per cent of basic family pension\\n3. 50 per cent of basic family pension\\n4. 30 per cent of basic family pension\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-2, B-1, C-4, D-3\",\n      \"A-4, B-2, C-1, D-3\",\n      \"A-2, B-4, C-1, D-3\",\n      \"A-2, B-4, C-3, D-1\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(3)(a)<\/b><br>80\u2013<85 \u2192 20% (A-2); 85\u2013<90 \u2192 30% (B-4); 90\u2013<95 \u2192 40% (C-1); 95\u2013<100 \u2192 50% (D-3); and 100 years or more \u2192 100% of basic family pension.\"\n  },\n  {\n    \"id\": 1816,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a family pensioner who attains the age of one hundred years shall be entitled to additional family pension at:\",\n    \"options\": [\n      \"Fifty per cent of the basic family pension\",\n      \"Seventy-five per cent of the basic family pension\",\n      \"Forty per cent of the basic family pension\",\n      \"One hundred per cent of the basic family pension\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(3)(a)(v)<\/b><br>On attaining one hundred years or more, the additional family pension is one hundred per cent of the basic family pension.\"\n  },\n  {\n    \"id\": 1817,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the additional family pension shall be payable from:\",\n    \"options\": [\n      \"The first day of the calendar month in which it falls due\",\n      \"The exact date of birth on which the qualifying age is attained\",\n      \"The first day of the financial year in which it falls due\",\n      \"The date on which the Pension Disbursing Authority sanctions it\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(3)(b) and Illustration<\/b><br>It is payable from the first day of the calendar month in which it falls due \u2014 so a family pensioner born on the 20th of a month and one born on the 1st of that month both receive it from the first of that month.\"\n  },\n  {\n    \"id\": 1818,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a family pensioner drawing a basic family pension of \u20b920,000 attains the age of eighty-six years. The total family pension payable to her becomes:\",\n    \"options\": [\n      \"\u20b924,000\",\n      \"\u20b926,000\",\n      \"\u20b928,000\",\n      \"\u20b930,000\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(3)(a)(ii)<\/b><br>At eighty-six years she falls in the 85\u2013<90 slab, so the additional family pension is thirty per cent of \u20b920,000, i.e. \u20b96,000; the total payable is \u20b926,000.\"\n  },\n  {\n    \"id\": 1819,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the amount of family pension or additional family pension contains a fraction of a rupee, it shall be:\",\n    \"options\": [\n      \"Rounded off to the nearest rupee\",\n      \"Rounded down to the next lower rupee\",\n      \"Rounded off to the next higher rupee\",\n      \"Retained in rupees and paise\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(4)<\/b><br>The amount is fixed at monthly rates, expressed in whole rupees, and any fraction of a rupee is rounded off to the next higher rupee \u2014 but in no case may the family pension exceed the prescribed maximum.\"\n  },\n  {\n    \"id\": 1820,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where an award of family pension under the Central Civil Services (Extraordinary Pension) Rules is authorised, family pension under these rules:\",\n    \"options\": [\n      \"Shall be payable in addition to that award\",\n      \"Shall be payable at one-half of the normal rate\",\n      \"Shall be payable only after the family pensioner attains eighty years\",\n      \"Shall not be payable during the currency of that award\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(5)(a)<\/b><br>No family pension under these rules is payable during the currency of an award of family pension under the Extraordinary Pension Rules.\"\n  },\n  {\n    \"id\": 1821,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the family pension payable under these rules shall not be subject to any limitation with reference to the family pension admissible to a member of the family in respect of the same Government servant for service rendered:\",\n    \"options\": [\n      \"In any other organisation, including service rendered in the armed forces\",\n      \"In any Central Government Department only\",\n      \"In a State Government only\",\n      \"In an autonomous body only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(5)(c)<\/b><br>The family pension under these rules is not limited by reference to family pension admissible for the same person's service in any other organisation, including the armed forces.\"\n  },\n  {\n    \"id\": 1822,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the correct order in which family pension is payable to members of the family is:\",\n    \"options\": [\n      \"Children; widow or widower; dependent parents; dependent siblings\",\n      \"Widow or widower; children; dependent parents; dependent siblings suffering from a disability\",\n      \"Widow or widower; dependent parents; children; dependent siblings\",\n      \"Widow or widower; children; dependent siblings; dependent parents\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(6)<\/b><br>The order is: widow or widower (including a post-retiral spouse and a judicially separated spouse); children (including adopted, step and post-retirement children); dependent parents (including adoptive parents); and then dependent siblings suffering from a mental or physical disability.\"\n  },\n  {\n    \"id\": 1823,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for the purposes of family pension, the expressions 'widow' and 'widower' mean:\",\n    \"options\": [\n      \"Any person who was living with the deceased Government servant\",\n      \"Only a spouse married before the retirement of the Government servant\",\n      \"A spouse legally wedded to the deceased Government servant or pensioner\",\n      \"Only a spouse who was not judicially separated\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(6) Explanation<\/b><br>'Widow' and 'widower' mean a spouse legally wedded to the deceased Government servant or pensioner.\"\n  },\n  {\n    \"id\": 1824,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where family pension is payable to more than one member of the family at the same time, it shall be paid:\",\n    \"options\": [\n      \"To the eldest member in full\",\n      \"In shares proportionate to their ages\",\n      \"In equal shares, each share being rounded down to the lower rupee\",\n      \"In equal shares, each share being rounded off to the next higher rupee\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(7)(b)<\/b><br>It is paid in equal shares, with each share rounded off to the next higher rupee; but if such rounding causes the total to exceed the prescribed maximum, the fraction is ignored.\"\n  },\n  {\n    \"id\": 1825,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, family pension is payable to a widow or widower up to the date of death or re-marriage, whichever is earlier; and her or his eligibility for family pension:\",\n    \"options\": [\n      \"Shall not be affected by the amount of income from other sources\",\n      \"Shall cease if the income from other sources exceeds the minimum family pension\",\n      \"Shall be reduced in proportion to the income from other sources\",\n      \"Shall be reviewed by the Head of Office every year\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(8)(a)<\/b><br>The eligibility of a widow or widower for family pension is not affected by the amount of her or his income from other sources \u2014 unlike children, parents and siblings, for whom an income test applies.\"\n  },\n  {\n    \"id\": 1826,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, on re-marriage of a childless widow of a deceased Government servant, family pension shall continue to be payable to her if:\",\n    \"options\": [\n      \"She has no other source of income whatsoever\",\n      \"Her income from all other sources is less than the minimum family pension and the dearness relief admissible thereon\",\n      \"She obtains the permission of the Head of Office before re-marriage\",\n      \"Her new husband is not a Government servant\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(8)(b)<\/b><br>A childless widow continues to receive family pension after re-marriage if her income from all other sources is less than the minimum family pension plus the dearness relief admissible thereon.\"\n  },\n  {\n    \"id\": 1827,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, it shall be the duty of a childless widow, after her re-marriage, to furnish a certificate to the Pension Disbursing Authority that she has not started earning her livelihood:\",\n    \"options\": [\n      \"Once in every five years\",\n      \"Once in every six months\",\n      \"Once in a year\",\n      \"Only once, at the time of re-marriage\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(8)(k)<\/b><br>The childless widow must furnish such a certificate once in a year; she is deemed to be earning her livelihood if her income from other sources equals or exceeds the minimum family pension plus dearness relief.\"\n  },\n  {\n    \"id\": 1828,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a deceased Government servant is survived by more widows than one, the family pension shall be:\",\n    \"options\": [\n      \"Paid in full to the eldest widow only\",\n      \"Paid to the widow nominated by the Government servant\",\n      \"Divided in proportion to the duration of each marriage\",\n      \"Paid to the widows in equal shares, and on the death or ineligibility of a widow her share shall become payable to her eligible children\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(8)(c)<\/b><br>Where there is more than one widow, the family pension is paid in equal shares; on a widow's death or ineligibility, her share becomes payable to her children who fulfil the eligibility conditions.\"\n  },\n  {\n    \"id\": 1829,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where one of two widows dies and is not survived by any child, her share of the family pension shall:\",\n    \"options\": [\n      \"Not lapse, but become payable to the other widow\",\n      \"Lapse to the Government\",\n      \"Be paid to the dependent parents of the deceased Government servant\",\n      \"Be held in abeyance until a succession certificate is produced\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(8)(d)<\/b><br>Where a widow is not survived by any child, her share does not lapse but becomes payable to the other widows in equal shares, or in full to the sole surviving other widow.\"\n  },\n  {\n    \"id\": 1830,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a deceased Government servant is survived by a widow having no eligible child, but has left behind eligible children from a divorced wife, those children shall be entitled to:\",\n    \"options\": [\n      \"No share, since their mother was divorced\",\n      \"The share of family pension which their mother would have received had she not been so divorced\",\n      \"One-half of the share payable to the surviving widow\",\n      \"The entire family pension, to the exclusion of the widow\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(8)(f)<\/b><br>Such children are entitled to the share of family pension their mother would have received at the time of death had she not been divorced; and on any such share ceasing to be payable, it does not lapse but goes to the other eligible widow or children.\"\n  },\n  {\n    \"id\": 1831,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant dies leaving behind a judicially separated widow or widower and no child, the family pension shall be payable to:\",\n    \"options\": [\n      \"The dependent parents of the deceased\",\n      \"The dependent siblings of the deceased\",\n      \"The surviving judicially separated spouse\",\n      \"No one; the family pension shall lapse\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(8)(h)<\/b><br>Where there is a judicially separated widow or widower and no child, the family pension is payable to the surviving person. A judicially separated spouse is expressly within the definition of the family for family pension.\"\n  },\n  {\n    \"id\": 1832,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant dies leaving behind a judicially separated spouse and a minor child, the family pension shall be payable to the surviving judicially separated spouse:\",\n    \"options\": [\n      \"In every case, irrespective of guardianship\",\n      \"Only after the child attains the age of majority\",\n      \"Only with the prior approval of the Head of Department\",\n      \"Provided he or she is the guardian of such child; if he or she ceases to be the guardian, it becomes payable to the actual guardian\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(8)(i)<\/b><br>The family pension is payable to the surviving judicially separated spouse provided he or she is the guardian of the minor child; if he or she ceases to be the guardian, it becomes payable to the actual guardian.\"\n  },\n  {\n    \"id\": 1833,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a son of a deceased Government servant (not suffering from a disability) is eligible for family pension if he is:\",\n    \"options\": [\n      \"Unmarried, below the age of twenty-five years and not earning his livelihood\",\n      \"Unmarried and below the age of twenty-one years\",\n      \"Below the age of twenty-five years, whether or not married\",\n      \"Below the age of twenty-five years and studying in a recognised institution\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(9)(a)(i)<\/b><br>A son must be unmarried, below twenty-five years, and not earning his livelihood; adopted sons, step sons and sons born after the pensioner's retirement are included.\"\n  },\n  {\n    \"id\": 1834,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a daughter of a deceased Government servant (not suffering from a disability) is eligible for family pension if she is:\",\n    \"options\": [\n      \"Unmarried only, and below the age of twenty-five years\",\n      \"Unmarried or widowed or divorced, and not earning her livelihood\",\n      \"Unmarried or widowed only, and below the age of twenty-one years\",\n      \"Married or unmarried, provided she is below twenty-five years\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(9)(a)(ii)<\/b><br>A daughter is eligible if unmarried, widowed or divorced and not earning her livelihood \u2014 the condition differs from that for a son, for whom the un-married requirement is coupled with the age limit.\"\n  },\n  {\n    \"id\": 1835,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a son or daughter (other than one suffering from a disability) shall be deemed to be earning his or her livelihood if the income from other sources is:\",\n    \"options\": [\n      \"Equal to or more than the family pension actually payable\",\n      \"More than one-half of the family pension payable\",\n      \"Equal to or more than the minimum family pension and the dearness relief admissible thereon\",\n      \"Equal to or more than the maximum family pension\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(9)(b)<\/b><br>Such a child is deemed to be earning his or her livelihood if the income from other sources equals or exceeds the minimum family pension plus the dearness relief admissible thereon.\"\n  },\n  {\n    \"id\": 1836,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a deceased Government servant leaves behind more children than one, family pension shall first be payable to:\",\n    \"options\": [\n      \"The youngest eligible child first\",\n      \"All eligible children in equal shares simultaneously\",\n      \"The child nominated by the deceased Government servant\",\n      \"Children below the age of twenty-five years who fulfil the eligibility conditions, in the order of their birth\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(9)(d)<\/b><br>Family pension is first payable to the children below twenty-five who fulfil the eligibility conditions, in the order of their birth.\"\n  },\n  {\n    \"id\": 1837,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the elder child shall be entitled to family pension until he or she has attained the age of twenty-five years, or has married or remarried, or has started earning his or her livelihood:\",\n    \"options\": [\n      \"Whichever is the earliest\",\n      \"Whichever is the latest\",\n      \"Whichever the guardian elects\",\n      \"Whichever the Head of Office determines\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(9)(e)<\/b><br>The elder child's entitlement ends on whichever of those events occurs earliest, and the next younger child then becomes eligible.\"\n  },\n  {\n    \"id\": 1838,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where family pension is payable to twin children, it shall be:\",\n    \"options\": [\n      \"Paid to the elder twin alone, in full\",\n      \"Paid to them in equal shares, and when one ceases to be eligible his or her share shall revert to the other\",\n      \"Paid to them in equal shares, the share of an ineligible twin lapsing to the Government\",\n      \"Held in abeyance until one of them ceases to be eligible\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(9)(g)<\/b><br>Family pension payable to twin children is paid in equal shares; when one ceases to be eligible, that share reverts to the other, and when both cease, it passes to the next eligible child or twins.\"\n  },\n  {\n    \"id\": 1839,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, family pension is payable for life to a son or daughter suffering from a disability that renders him or her unable to earn a living even after attaining twenty-five years, subject to the condition that the disability:\",\n    \"options\": [\n      \"Was certified within one year of the death of the Government servant\",\n      \"Arose only after the death of the Government servant\",\n      \"Existed before the death of the Government servant or pensioner and of his or her spouse\",\n      \"Is certified by any registered medical practitioner\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(9)(h)(i)<\/b><br>A necessary condition is that the disability existed before the death of the Government servant or pensioner and of his or her spouse.\"\n  },\n  {\n    \"id\": 1840,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a disabled child is one among two or more children, the family pension shall be:\",\n    \"options\": [\n      \"Payable to the disabled child first, to the exclusion of the other children\",\n      \"Divided equally between the disabled child and the other children\",\n      \"Payable to the disabled child only after the death of all other children\",\n      \"Initially payable to the children below twenty-five years in order of birth, and resumed in favour of the disabled child for life after the last child attains twenty-five years\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(9)(h)(ii)<\/b><br>The family pension is first paid to the children below twenty-five in order of birth; after the last such child attains twenty-five, it is resumed in favour of the disabled son or daughter and is payable for life.\"\n  },\n  {\n    \"id\": 1841,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, family pension payable to a son or daughter suffering from a disorder or disability of mind shall be paid:\",\n    \"options\": [\n      \"Through the guardian, as if he or she were a minor\",\n      \"Directly to him or her in every case\",\n      \"To the Head of Office, to be held in trust\",\n      \"Only to a person holding a succession certificate\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(9)(h)(iv)<\/b><br>Family pension for a child with a disorder or disability of mind is paid through the guardian as if he or she were a minor \u2014 except in the case of a physically disabled son or daughter who has attained majority, who is paid directly.\"\n  },\n  {\n    \"id\": 1842,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the certificate that a disabled child continues to suffer from the disability is to be produced:\",\n    \"options\": [\n      \"Once in every year in all cases\",\n      \"Once, if the disability is permanent, and once in every five years if it is temporary\",\n      \"Once in every three years in all cases\",\n      \"Only at the time of the first sanction of family pension\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(9)(h)(vi)<\/b><br>The certificate is produced once if the disability is permanent, and once every five years if the disability is temporary.\"\n  },\n  {\n    \"id\": 1843,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, marriage by a child who is suffering from a disability referred to in these rules shall:\",\n    \"options\": [\n      \"Render him or her ineligible for family pension from the date of marriage\",\n      \"Reduce the family pension to one-half\",\n      \"Not render him or her ineligible for family pension\",\n      \"Suspend the family pension until the marriage is dissolved\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(9)(i)<\/b><br>Marriage does not render a disabled child ineligible for family pension \u2014 an express exception to the general rule that marriage or re-marriage ends a child's eligibility.\"\n  },\n  {\n    \"id\": 1844,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, an unmarried or widowed or divorced daughter beyond the age of twenty-five years may be granted family pension for life, or until she gets married or re-married or starts earning her livelihood, subject to the condition that:\",\n    \"options\": [\n      \"She resides in the parental home after the death of her parents\",\n      \"She is below the age of forty-five years\",\n      \"She has never been employed at any time in her life\",\n      \"She was dependent on her parent or parents when they were alive, and there is no disabled child eligible to receive family pension\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(9)(j)<\/b><br>The family pension is first paid to the children in order until the last child attains twenty-five; there must be no disabled child eligible; and the daughter must have been dependent on her parent or parents when they were alive.\"\n  },\n  {\n    \"id\": 1845,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a widowed or divorced daughter claiming family pension beyond twenty-five years, the death of her husband or her divorce must have taken place:\",\n    \"options\": [\n      \"During the lifetime of the Government servant or pensioner or his or her spouse\",\n      \"Within one year of the death of the Government servant\",\n      \"Before she attained the age of twenty-five years\",\n      \"At any time, without any restriction\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(9)(j)(vi)<\/b><br>The widowhood or divorce must have occurred during the lifetime of the Government servant or pensioner or his or her spouse; a proviso also covers a divorce that took place after their death where the proceedings were filed during their lifetime.\"\n  },\n  {\n    \"id\": 1846,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where divorce proceedings of a daughter were filed in a competent court during the lifetime of the Government servant or pensioner or his or her spouse, but the divorce took place after their death, the family pension shall be payable to her:\",\n    \"options\": [\n      \"From the date of death of the Government servant\",\n      \"From the date of divorce\",\n      \"From the date of filing of the divorce proceedings\",\n      \"Not at all, as the divorce occurred after their death\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(9)(j) first proviso<\/b><br>The family pension is payable to such a divorced daughter from the date of divorce, provided the proceedings were filed during the lifetime of the Government servant or pensioner or his or her spouse.\"\n  },\n  {\n    \"id\": 1847,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, an unmarried son or an unmarried, widowed or divorced daughter (other than a disabled child) shall become ineligible for family pension:\",\n    \"options\": [\n      \"From the date he or she attains the age of twenty-one years\",\n      \"Only on attaining the age of twenty-five years, irrespective of marriage\",\n      \"From the date he or she gets married or remarried\",\n      \"From the first day of the financial year following the marriage\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(9)(n)<\/b><br>Such a child becomes ineligible from the date of marriage or re-marriage; a disabled son or daughter is expressly excepted.\"\n  },\n  {\n    \"id\": 1848,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, it shall be the duty of a son or daughter, or the guardian, to furnish a certificate to the Pension Disbursing Authority:\",\n    \"options\": [\n      \"Once in every three years, that he or she is unmarried\",\n      \"Once only, at the time of the first payment\",\n      \"Once in every five years, in all cases\",\n      \"Once in a year, that he or she has not started earning a livelihood and has not married or remarried\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(9)(p)<\/b><br>The certificate \u2014 that the child has not started earning a livelihood and has not married or remarried \u2014 is furnished once in a year; a disabled child furnishes a similar annual certificate about livelihood.\"\n  },\n  {\n    \"id\": 1849,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a deceased Government servant is not survived by a widow, widower or eligible child, family pension is payable for life to the parents, if they were dependent on him; and as between the parents it is payable:\",\n    \"options\": [\n      \"To the mother, failing which to the father\",\n      \"To the father, failing which to the mother\",\n      \"To both parents in equal shares\",\n      \"To the parent nominated by the deceased Government servant\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(10)(a) & (b)<\/b><br>Family pension admissible to parents is payable to the mother of the deceased, failing which to the father.\"\n  },\n  {\n    \"id\": 1850,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, parents shall be deemed to be dependent on a Government servant for the purpose of family pension if their combined income is less than:\",\n    \"options\": [\n      \"The family pension actually payable and the dearness relief thereon\",\n      \"The minimum family pension and the dearness relief admissible thereon\",\n      \"One-half of the pay last drawn by the Government servant\",\n      \"The maximum family pension prescribed under these rules\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(10) Explanation<\/b><br>Parents are deemed dependent if their combined income is less than the minimum family pension plus the dearness relief admissible thereon.\"\n  },\n  {\n    \"id\": 1851,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, family pension is payable to a dependent sibling of a deceased Government servant only where:\",\n    \"options\": [\n      \"The sibling is below the age of twenty-five years and unmarried\",\n      \"The sibling is unemployed, whether or not disabled\",\n      \"The sibling suffers from a mental or physical disability, was wholly dependent on him immediately before his death, and the disability existed before that death\",\n      \"The sibling was nominated by the deceased Government servant\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(11)<\/b><br>Family pension goes to a dependent sibling only where the sibling suffers from a mental or physical disability, was wholly dependent on the Government servant immediately before his death, and the disability existed before that death. It is payable for life.\"\n  },\n  {\n    \"id\": 1852,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the family pension admissible to a person on the death of one Government servant shall, in determining eligibility for family pension on the death of another Government servant:\",\n    \"options\": [\n      \"Be considered as income in every case\",\n      \"Be considered as income only if it exceeds the minimum family pension\",\n      \"Result in the second family pension being refused altogether\",\n      \"Not be considered as income, subject to the prescribed limits on the sum of both family pensions\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(12)(a)<\/b><br>One family pension is not treated as income for determining eligibility for another, subject to the condition that the sum of both family pensions does not exceed the prescribed limits.\"\n  },\n  {\n    \"id\": 1853,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in order to decide eligibility for family pension, a member of the family other than the widow or widower is required to submit, along with the claim:\",\n    \"options\": [\n      \"A copy of the last Income Tax Return filed, or failing that, an income certificate from a sub-divisional magistrate\",\n      \"An affidavit sworn before a notary public in every case\",\n      \"A certificate of income from the Head of Office\",\n      \"A certificate of income from the Pension Disbursing Authority\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(12)(b)<\/b><br>Such a member submits a copy of the last Income Tax Return; if none was filed, an income certificate from a sub-divisional magistrate; and failing both, the Head of Office may rely on any other document produced in support of the income claimed.\"\n  },\n  {\n    \"id\": 1854,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where both the wife and the husband are Government servants and both die, and the surviving children become eligible for two family pensions both at the enhanced rate, the amount of both family pensions together shall be limited to:\",\n    \"options\": [\n      \"Seventy-five thousand rupees per month\",\n      \"One lakh twenty-five thousand rupees per month\",\n      \"Fifty thousand rupees per month\",\n      \"Two lakh fifty thousand rupees per month\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(13)(i)<\/b><br>Where the children draw two family pensions at the enhanced rate, the total is limited to \u20b91,25,000 per month.\"\n  },\n  {\n    \"id\": 1855,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where both family pensions drawn by the surviving children are at the normal rate, the amount of the two family pensions together shall be limited to:\",\n    \"options\": [\n      \"One lakh twenty-five thousand rupees per month\",\n      \"One lakh rupees per month\",\n      \"Seventy-five thousand rupees per month\",\n      \"Fifty thousand rupees per month\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(13)(iii)<\/b><br>Where both family pensions are at the normal rate, the total is limited to \u20b975,000 per month. The \u20b91,25,000 limit applies where at least one of the two is at the enhanced rate.\"\n  },\n  {\n    \"id\": 1856,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a person eligible to receive family pension is charged with murdering the Government servant or abetting that offence, the family pension:\",\n    \"options\": [\n      \"Shall be paid to that person pending the outcome of the proceedings\",\n      \"Shall be forfeited permanently on the charge being framed\",\n      \"Shall lapse to the Government until the proceedings conclude\",\n      \"Shall not be paid to such person till the conclusion of the criminal proceedings, and shall be paid meanwhile to the other eligible member of the family\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(14)(c) & (d)<\/b><br>The family pension is withheld from the person charged until the criminal proceedings conclude, and is meanwhile paid to the other eligible member of the family from the date following the date of death.\"\n  },\n  {\n    \"id\": 1857,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the spouse of a deceased Government servant is charged with murdering him and the other eligible member is a minor child, the family pension to that minor child shall be payable through a duly appointed guardian, and:\",\n    \"options\": [\n      \"The mother or father of the minor child shall not act as guardian for drawal of the family pension\",\n      \"The mother of the minor child shall act as guardian in every case\",\n      \"The Head of Office shall act as guardian\",\n      \"The family pension shall be withheld until the child attains majority\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(14)(d) proviso<\/b><br>In that situation the family pension to the minor child is paid through a duly appointed guardian, and the mother or father of the minor child may not act as guardian for the purpose of drawing it.\"\n  },\n  {\n    \"id\": 1858,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a person charged with murdering the Government servant is acquitted on conclusion of the criminal proceedings, family pension shall become payable to him:\",\n    \"options\": [\n      \"From the date following the date of death in every case\",\n      \"From the date of such acquittal, the family pension to the other member being discontinued from that date\",\n      \"Only after a fresh sanction by the President\",\n      \"Not at all, since the charge was framed\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(14)(e)(ii)<\/b><br>On acquittal the family pension becomes payable to him from the date of acquittal, and to the other member it is discontinued from that date. Where there was no other eligible member, it is payable from the date following the date of death.\"\n  },\n  {\n    \"id\": 1859,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for the purpose of debarring a claimant from family pension, the charge of murdering the Government servant or abetting that murder:\",\n    \"options\": [\n      \"Excludes any charge connected with suicide\",\n      \"Applies only where the deceased died while in service\",\n      \"Includes the charge of abetting death by suicide\",\n      \"Applies only to a spouse and not to any other family member\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(14) Explanation<\/b><br>The charge of murdering or abetting the murder of the Government servant includes the charge of abetting his death by suicide.\"\n  },\n  {\n    \"id\": 1860,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, as soon as a Government servant enters Government service he shall give details of his family in Form 4 to the Head of Office, which shall include:\",\n    \"options\": [\n      \"Only the spouse and the children eligible for family pension\",\n      \"Only those members who are eligible for family pension on that date\",\n      \"Only the spouse and dependent parents\",\n      \"Spouse, all children, parents and disabled siblings, whether or not eligible for family pension\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 50(15)(a) & (h)<\/b><br>Form 4 includes the spouse (including a judicially separated spouse), all children (including those from a deceased or divorced wife or a void or voidable marriage), parents, and disabled siblings \u2014 whether or not currently eligible for family pension.\"\n  },\n  {\n    \"id\": 1861,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant marries or remarries, or a child is born to him, after his retirement, he shall give intimation to the Head of Office in:\",\n    \"options\": [\n      \"Form 5, along with a copy of the marriage certificate or birth certificate\",\n      \"Form 4, along with a fresh nomination for gratuity\",\n      \"Form 10, along with an indemnity bond\",\n      \"Form 3, along with an affidavit\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 50(15)(f)<\/b><br>The intimation of a post-retirement marriage, re-marriage or birth of a child is given in Form 5, with a copy of the marriage certificate or birth certificate from a competent authority.\"\n  },\n  {\n    \"id\": 1862,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the claim of a member of the family of a deceased Government servant shall NOT be rejected merely on the ground that:\",\n    \"options\": [\n      \"The member did not reside with the deceased Government servant\",\n      \"The details of that member are not available in the family-details form or the office records, if the Head of Office is otherwise satisfied of eligibility\",\n      \"The member is not named in the nomination for gratuity\",\n      \"The claim was made after the expiry of one year from the death\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 50(15)(i)<\/b><br>The claim is not rejected merely because the member's details are absent from Form 4 or the office records, provided the Head of Office is otherwise satisfied about eligibility.\"\n  },\n  {\n    \"id\": 1863,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the family pension provisions shall NOT apply to:\",\n    \"options\": [\n      \"A Government servant who dies before completing five years of service\",\n      \"A Government servant who retires voluntarily\",\n      \"A re-employed Government servant who had retired from civil or military service, if on such re-employment he is not eligible for a pension or service gratuity under these rules\",\n      \"A Government servant who is compulsorily retired as a penalty\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(16)<\/b><br>Nothing in the family pension rule applies to a re-employed Government servant who had retired from civil or military service if, on such re-employment, he is not eligible for a pension or service gratuity under these rules.\"\n  },\n  {\n    \"id\": 1864,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a Government servant who goes missing, family pension shall be payable from the date following the date up to which leave was sanctioned, or pay and allowances were paid, or from the date of the police report:\",\n    \"options\": [\n      \"Whichever is the earliest\",\n      \"In every case, the date of the police report\",\n      \"In every case, the date up to which pay was drawn\",\n      \"Whichever is the latest\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 51(1)(b)<\/b><br>For a missing Government servant the family pension runs from whichever of those three dates is the latest.\"\n  },\n  {\n    \"id\": 1865,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a pensioner who goes missing, family pension shall be payable from the date following the date up to which pension was paid, or from the date the police report was lodged:\",\n    \"options\": [\n      \"Whichever is later\",\n      \"Whichever is earlier\",\n      \"In every case, the date of the police report\",\n      \"In every case, the date pension was last paid\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 51(2)(b)<\/b><br>For a missing pensioner the family pension runs from whichever of the two dates is later.\"\n  },\n  {\n    \"id\": 1866,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the payment of family pension and gratuity in respect of a missing Government servant shall not be made before the expiry of:\",\n    \"options\": [\n      \"Three months from the date of lodging the report\",\n      \"Six months from the date of lodging the report with the police station\",\n      \"One year from the date of disappearance\",\n      \"Seven years from the date of disappearance\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 51(8)(a)<\/b><br>Neither the family pension (with arrears) nor the gratuity may be paid before the expiry of six months from the date of lodging the report with the concerned police station.\"\n  },\n  {\n    \"id\": 1867,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a missing Government servant, the death gratuity shall become payable after the death is conclusively established, or on the expiry of a period of seven years from the date of lodging the police report:\",\n    \"options\": [\n      \"Whichever is later\",\n      \"In every case, on expiry of seven years\",\n      \"Whichever is earlier\",\n      \"In every case, only when death is conclusively established\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 51(8)(b)<\/b><br>Death gratuity becomes payable after the death is conclusively established or on the expiry of seven years from the date of the police report, whichever is earlier.\"\n  },\n  {\n    \"id\": 1868,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the difference between the amount of death gratuity and the retirement gratuity in the case of a missing Government servant shall be paid not later than:\",\n    \"options\": [\n      \"Six months from the date of submission of the claim\",\n      \"One month from the date of submission of the claim\",\n      \"One year from the date of submission of the claim\",\n      \"Three months from the date of submission of the claim for that difference\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 51(8)(c)<\/b><br>The difference between the death gratuity and the retirement gratuity is paid not later than three months from the date of submission of the claim for that difference.\"\n  },\n  {\n    \"id\": 1869,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in addition to family pension and retirement gratuity, the family of a missing Government servant shall also be entitled to:\",\n    \"options\": [\n      \"Arrears of pay and allowances or leave salary, cash equivalent to leave salary, and the amount in his General Provident Fund Account\",\n      \"Only the amount in his General Provident Fund Account\",\n      \"Only the cash equivalent to leave salary\",\n      \"No further payment of any kind\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 51(9)<\/b><br>The family is also entitled to arrears of pay and allowances or leave salary, the cash equivalent to leave salary, and the amount available in the General Provident Fund Account, as in the case of a Government servant who dies during service.\"\n  },\n  {\n    \"id\": 1870,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the provisions relating to the entitlements of the family of a missing Government servant shall NOT apply where:\",\n    \"options\": [\n      \"He went missing while on leave\",\n      \"An allegation of fraud, embezzlement or any other crime is under investigation against him, or he has been charged or convicted for such a crime\",\n      \"He had less than ten years of qualifying service\",\n      \"His family resides outside his place of duty\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 51(10)<\/b><br>The rule does not apply where the person who disappears is under investigation for fraud, embezzlement or any other crime, or has been charged or convicted for such crimes.\"\n  },\n  {\n    \"id\": 1871,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following statements regarding family pension is NOT correct?\",\n    \"options\": [\n      \"The enhanced rate of family pension on death while in service is fifty per cent of pay\",\n      \"The normal rate of family pension is thirty per cent of pay\",\n      \"The enhanced rate of family pension on death while in service is payable only if the Government servant had completed seven years of continuous service\",\n      \"The eligibility of a widow for family pension is not affected by her income from other sources\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(2)(a)(i), (ii) & 50(8)(a)<\/b><br>The first statement is not correct \u2014 the earlier requirement of seven years' continuous service for the enhanced rate was done away with; the enhanced rate on death in service is now available irrespective of the length of service.\"\n  },\n  {\n    \"id\": 1872,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following statements:\\n1. A judicially separated wife is included in the family for the purpose of family pension.\\n2. Family pension to a daughter is stopped if she starts earning her livelihood.\\n3. Family pension to an unmarried major daughter is payable through a guardian.\\nWhich of the statements given above is\/are NOT correct?\",\n    \"options\": [\n      \"1 only\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"3 only\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rules 50(6), 50(9)(o) & 50(9)(f)<\/b><br>Statement 3 is not correct \u2014 a guardian receives the family pension only for a minor, or for a child with a disorder or disability of mind; an unmarried major daughter draws it in her own right. Statements 1 and 2 are correct.\"\n  },\n  {\n    \"id\": 1873,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the family pensioner in List-I with the condition in List-II:\\nList-I\\nA. Widow or widower\\nB. Son not suffering from a disability\\nC. Dependent parents\\nD. Dependent sibling\\nList-II\\n1. Payable for life, if the sibling suffers from a mental or physical disability and was wholly dependent\\n2. Up to death or re-marriage, whichever is earlier\\n3. Payable for life, to the mother failing which to the father\\n4. Unmarried, below twenty-five years and not earning a livelihood\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-2, B-4, C-3, D-1\",\n      \"A-2, B-4, C-1, D-3\",\n      \"A-4, B-2, C-3, D-1\",\n      \"A-2, B-3, C-4, D-1\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 50(8)(a), 50(9)(a)(i), 50(10) & 50(11)<\/b><br>Widow or widower \u2014 until death or re-marriage (A-2); son \u2014 unmarried, below twenty-five, not earning (B-4); parents \u2014 for life, mother failing which father (C-3); dependent sibling \u2014 for life, where disabled and wholly dependent (D-1).\"\n  },\n  {\n    \"id\": 1874,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant dies while in service. His pay was \u20b980,000, and his widow, aged 82 years, is the family pensioner. After the expiry of the enhanced-rate period, the total family pension payable to her per month will be:\",\n    \"options\": [\n      \"\u20b924,000\",\n      \"\u20b928,800\",\n      \"\u20b948,000\",\n      \"\u20b940,000\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 50(2)(a)(i) & 50(3)(a)(i)<\/b><br>After the enhanced period the normal rate applies \u2014 thirty per cent of \u20b980,000 = \u20b924,000. As she is between eighty and eighty-five years, additional family pension of twenty per cent (\u20b94,800) is added, giving \u20b928,800.\"\n  },\n  {\n    \"id\": 1875,\n    \"chapter\": \"CH 8: Family pension\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following statements regarding the enhanced rate of family pension:\\n1. On death while in service it is payable for ten years.\\n2. On death after retirement it is payable for seven years, or up to the date the deceased would have attained sixty-seven years, whichever is less.\\n3. It is subject to a maximum of seventy-five thousand rupees per month.\\nWhich of the statements given above is\/are NOT correct?\",\n    \"options\": [\n      \"1 only\",\n      \"1 and 2 only\",\n      \"3 only\",\n      \"2 and 3 only\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 50(2)(a)(ii), (iii) & (iv)<\/b><br>Statement 3 is not correct \u2014 the enhanced family pension is subject to a maximum of \u20b91,25,000 per month; \u20b975,000 is the ceiling on the normal rate. Statements 1 and 2 are correct.\"\n  },\n  \n  \n  \/\/CHAPTER 9\n   {\n    \"id\": 1901,\n    \"chapter\": \"CH 9: Dearness Relief\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, dearness relief against price rise may be granted to:\",\n    \"options\": [\n      \"Only service pensioners drawing a superannuation pension\",\n      \"Pensioners, persons drawing a compassionate allowance, and family pensioners\",\n      \"Only pensioners aged eighty years and above\",\n      \"Only family pensioners, and not service pensioners\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 52(1)<\/b><br>Dearness relief may be granted to pensioners \u2014 including persons drawing a compassionate allowance and family pensioners \u2014 at such rates and conditions as the Central Government may specify from time to time.\"\n  },\n  {\n    \"id\": 1902,\n    \"chapter\": \"CH 9: Dearness Relief\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the rates of, and conditions for, dearness relief on pension are:\",\n    \"options\": [\n      \"Fixed permanently in the rules and not subject to change\",\n      \"Determined by the Pension Disbursing Authority in each case\",\n      \"Such as the Central Government may specify from time to time\",\n      \"Specified by the Comptroller and Auditor-General of India\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 52(1)<\/b><br>Dearness relief is granted at such rates and subject to such conditions as the Central Government may specify from time to time.\"\n  },\n  {\n    \"id\": 1903,\n    \"chapter\": \"CH 9: Dearness Relief\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a pensioner who is re-employed under the Central or State Government (or a Corporation, Company, Body or Bank under them) shall, during the period of such re-employment:\",\n    \"options\": [\n      \"Continue to draw dearness relief on the pension in every case\",\n      \"Draw dearness relief on the pension at half the normal rate\",\n      \"Draw dearness relief only if he is above sixty years of age\",\n      \"Not, as a general rule, be eligible to draw dearness relief on the pension\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 52(2)<\/b><br>A re-employed pensioner (including one on permanent or immediate absorption) is not, as a general rule, eligible to draw dearness relief on the pension during re-employment, subject to the exception in the proviso.\"\n  },\n  {\n    \"id\": 1904,\n    \"chapter\": \"CH 9: Dearness Relief\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a re-employed pensioner may continue to draw dearness relief on his pension only if:\\n1. Before re-employment he was not holding a post classified as Group 'A'.\\n2. His pay on re-employment was fixed at the minimum of the scale, and that minimum was less than the pay he drew immediately before retirement.\\n3. The entire amount of pension sanctioned was ignored while fixing his pay on re-employment.\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 52(2) proviso<\/b><br>Dearness relief continues on re-employment only if all three conditions are satisfied \u2014 non-Group 'A' status, pay fixed at the minimum of the scale (less than pre-retirement pay), and the entire pension ignored in that fixation.\"\n  },\n  {\n    \"id\": 1905,\n    \"chapter\": \"CH 9: Dearness Relief\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, dearness relief on pension during re-employment can never be drawn by a re-employed pensioner who, before his re-employment, was holding a post classified as:\",\n    \"options\": [\n      \"Group 'B'\",\n      \"Group 'A'\",\n      \"Group 'C'\",\n      \"Group 'D'\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 52(2) proviso (i)<\/b><br>One condition for continuing dearness relief on re-employment is that the pensioner was not holding a Group 'A' post; a former Group 'A' officer therefore cannot draw it.\"\n  },\n  {\n    \"id\": 1906,\n    \"chapter\": \"CH 9: Dearness Relief\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a re-employed pensioner who claims dearness relief on his pension is required to obtain, from his re-employing office, a certificate confirming that:\",\n    \"options\": [\n      \"He has not drawn any salary during the re-employment\",\n      \"He has surrendered his pension during the re-employment\",\n      \"He was not in a Group 'A' post before re-employment, his pay was fixed at the minimum of the scale (less than his pre-retirement pay), and the entire pension was ignored in fixing that pay\",\n      \"He is above the age of sixty-five years\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 52(3)<\/b><br>To claim dearness relief on re-employment, the pensioner must produce a certificate from the employing office confirming the non-Group 'A' status, the pay fixed at the minimum of the scale below his pre-retirement pay, and that the entire pension was ignored in that fixation.\"\n  },\n  {\n    \"id\": 1907,\n    \"chapter\": \"CH 9: Dearness Relief\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a family pensioner who is employed under the Central or State Government (or a Corporation, Company, Body or Bank under them) and is eligible to draw family pension:\",\n    \"options\": [\n      \"Shall not draw dearness relief on the family pension during such employment\",\n      \"Shall draw dearness relief only after the employment ends\",\n      \"Shall draw dearness relief only if she is not holding a Group 'A' post\",\n      \"Shall continue to be eligible to draw dearness relief on the family pension during the period of such employment\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 52(4)<\/b><br>The re-employment restriction does not apply to a family pensioner; an employed family pensioner continues to draw dearness relief on the family pension during her employment.\"\n  },\n  {\n    \"id\": 1908,\n    \"chapter\": \"CH 9: Dearness Relief\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following statements regarding dearness relief:\\n1. Dearness relief may be granted to persons drawing a compassionate allowance.\\n2. A re-employed Group 'A' pensioner continues to draw dearness relief on his pension during re-employment.\\n3. A family pensioner who is employed continues to draw dearness relief on the family pension.\\nWhich of the statements given above is\/are NOT correct?\",\n    \"options\": [\n      \"1 only\",\n      \"2 only\",\n      \"1 and 3 only\",\n      \"3 only\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 52(1), (2) & (4)<\/b><br>Statement 2 is not correct \u2014 a re-employed former Group 'A' pensioner cannot draw dearness relief on the pension. Statements 1 and 3 are correct.\"\n  },\n  {\n    \"id\": 1909,\n    \"chapter\": \"CH 9: Dearness Relief\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following correctly states the position on dearness relief during employment or re-employment?\",\n    \"options\": [\n      \"Both a re-employed pensioner and an employed family pensioner lose dearness relief\",\n      \"Both a re-employed pensioner and an employed family pensioner retain dearness relief in all cases\",\n      \"A re-employed former Group 'A' pensioner cannot draw dearness relief on the pension, whereas an employed family pensioner continues to draw dearness relief on the family pension\",\n      \"A re-employed pensioner retains dearness relief, whereas an employed family pensioner loses it\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 52(2) & (4)<\/b><br>The bar on dearness relief during re-employment applies to a (former Group 'A') service pensioner, but an employed family pensioner retains dearness relief on the family pension.\"\n  },\n  {\n    \"id\": 1910,\n    \"chapter\": \"CH 9: Dearness Relief\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the restriction on drawing dearness relief on pension during re-employment applies to re-employment (including permanent or immediate absorption):\",\n    \"options\": [\n      \"Only under the Central Government in India\",\n      \"Only under a private employer in India\",\n      \"Only where the re-employment is abroad\",\n      \"Under the Central or State Government, or a Corporation, Company, Body or Bank under them, in India or abroad\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 52(2)<\/b><br>The restriction covers re-employment (including permanent or immediate absorption) under the Central or State Government or a Corporation, Company, Body or Bank under them, whether in India or abroad.\"\n  },\n  {\n    \"id\": 1911,\n    \"chapter\": \"CH 9: Dearness Relief\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a retired Group 'C' official is re-employed; his pay is fixed at the minimum of the scale (which is less than his last pay before retirement) and his entire pension is ignored in that fixation. During the re-employment he:\",\n    \"options\": [\n      \"Cannot draw dearness relief on his pension, as he is re-employed\",\n      \"May continue to draw dearness relief on his pension\",\n      \"Can draw dearness relief only after obtaining the President's sanction\",\n      \"Can draw only one-half of the dearness relief\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 52(2) proviso<\/b><br>All three conditions are satisfied \u2014 non-Group 'A', pay at the minimum of the scale below his pre-retirement pay, and the entire pension ignored \u2014 so he continues to draw dearness relief.\"\n  },\n \/\/CHAPTER 10\n  {\n    \"id\": 2001,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, unless otherwise exempted by a general or special order of the Government, the pension case of a Government servant shall be processed through:\",\n    \"options\": [\n      \"The Central Pension Accounting Office portal\",\n      \"'Bhavishya', the online pension sanctioning system\",\n      \"The Public Financial Management System\",\n      \"The e-Office system of the Ministry concerned\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 53(1)<\/b><br>Unless exempted by a general or special order, the pension case is processed through 'Bhavishya'. Where a department, office or person is exempted, the documents are transmitted physically and the case is processed manually.\"\n  },\n  {\n    \"id\": 2002,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a particular action or activity in a pension case cannot be performed on the online pension sanctioning system, that action or activity shall:\",\n    \"options\": [\n      \"Be deferred until the system is able to perform it\",\n      \"Be referred to the Central Pension Accounting Office\",\n      \"Be performed manually\",\n      \"Require the prior sanction of the President\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 53(2)(b)<\/b><br>Where a particular action or activity cannot be performed under Bhavishya, that action or activity is performed manually.\"\n  },\n  {\n    \"id\": 2003,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, every Head of Department shall have a list prepared by the fifteenth day of every month of all Government servants who are due to retire within the next:\",\n    \"options\": [\n      \"Twelve months\",\n      \"Six months\",\n      \"Twenty-four months\",\n      \"Fifteen months\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 54(1)<\/b><br>The list is prepared by the 15th day of every month, covering Government servants due to retire within the next fifteen months of that date.\"\n  },\n  {\n    \"id\": 2004,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a copy of the monthly list of Government servants due for retirement shall be supplied to the Accounts Officer concerned:\",\n    \"options\": [\n      \"Within seven days of its preparation\",\n      \"Before the last day of every month\",\n      \"Before the fifteenth day of the following month\",\n      \"Once every six months\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 54(2)<\/b><br>A copy of every such list is supplied to the Accounts Officer concerned before the last day of every month.\"\n  },\n  {\n    \"id\": 2005,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a Government servant retiring for reasons other than superannuation, the Head of Office shall inform the Accounts Officer concerned not later than:\",\n    \"options\": [\n      \"One month from the date of issue of the order\",\n      \"Fifteen days from the date of his retirement\",\n      \"Ten days from the date of issue of the order regarding his retirement\",\n      \"Two months from the date of issue of the order\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 54(3)<\/b><br>For retirement otherwise than on superannuation, the Head of Office informs the Accounts Officer not later than ten days from the date of issue of the retirement order.\"\n  },\n  {\n    \"id\": 2006,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the details of Government accommodation of a retiring allottee shall be sent by the Head of Office to the Directorate of Estates, for issue of a 'No Demand Certificate':\",\n    \"options\": [\n      \"At least eight months before the anticipated date of retirement\",\n      \"At least six months before the anticipated date of retirement\",\n      \"Within one month after the date of retirement\",\n      \"At least one year before the anticipated date of retirement\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 55(1)<\/b><br>The details are sent at least one year before the anticipated date of retirement, for issuing a 'No Demand Certificate' in respect of the period preceding eight months of the retirement of the allottee.\"\n  },\n  {\n    \"id\": 2007,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant retiring on superannuation who was never allotted, and is not in occupation of, any residential accommodation shall submit a declaration to that effect to the Head of Office:\",\n    \"options\": [\n      \"One year before his retirement on superannuation\",\n      \"Eight months before his retirement\",\n      \"At the time of his retirement\",\n      \"Within one month after his retirement\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 55(4)<\/b><br>Such a Government servant submits the declaration one year before his retirement on superannuation; the Head of Office then issues the 'No Demand Certificate' itself, and no separate certificate from the Directorate of Estates is necessary.\"\n  },\n  {\n    \"id\": 2008,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a retiring Government servant declares that he was never allotted and is not in occupation of any Government accommodation, the 'No Demand Certificate' shall be issued by:\",\n    \"options\": [\n      \"The Directorate of Estates, in every case\",\n      \"The Head of Office, after verification of the records\",\n      \"The Accounts Officer\",\n      \"The Central Pension Accounting Office\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 55(6)<\/b><br>In such a case the Head of Office issues the 'No Demand Certificate' after verifying the records, and no separate certificate from the Directorate of Estates is necessary.\"\n  },\n  {\n    \"id\": 2009,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, every Head of Office shall undertake the preparatory work for processing a pension case:\",\n    \"options\": [\n      \"Eight months before the date of superannuation\",\n      \"Six months before the date of superannuation\",\n      \"One year before the date of superannuation, or the date he proceeds on leave preparatory to retirement, whichever is earlier\",\n      \"Two years before the date of superannuation\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 56<\/b><br>The preparatory work begins one year before the date on which the Government servant is due to retire on superannuation, or the date he proceeds on leave preparatory to retirement, whichever is earlier.\"\n  },\n  {\n    \"id\": 2010,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the period of preparatory work of one year for processing a pension case is divided by the Head of Office into:\",\n    \"options\": [\n      \"Two stages \u2014 verification of service and forwarding of the case\",\n      \"Four stages, the last being the issue of the Pension Payment Order\",\n      \"Three stages, the last being the disbursement of pension by the bank\",\n      \"Three stages \u2014 verification of service; making good omissions in the service book; and issue of the qualifying-service certificate with advice to submit the forms\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 57(1)<\/b><br>The one-year preparatory period is divided into three stages: verification of service; making good the omissions in the service book; and the third stage of furnishing the qualifying-service and emoluments certificate and advising submission of the forms.\"\n  },\n  {\n    \"id\": 2011,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a portion of service is referred to another Head of Office for verification, that Head of Office shall send the necessary certificates to the referring Head of Office within:\",\n    \"options\": [\n      \"Two months from the date of receipt of the reference\",\n      \"One month from the date of receipt of the reference\",\n      \"Three months from the date of receipt of the reference\",\n      \"Fifteen days from the date of receipt of the reference\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 57(1)(a)(iv)<\/b><br>The Head of Office to whom the reference is made must verify and send the necessary certificates within two months of receiving the reference.\"\n  },\n  {\n    \"id\": 2012,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where no response is received on a reference for verification of a period of service within the prescribed time, that period of service shall:\",\n    \"options\": [\n      \"Be treated as non-qualifying service\",\n      \"Be deemed to qualify for pension\",\n      \"Be referred to the Accounts Officer for a decision\",\n      \"Be ignored altogether in computing pension\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 57(1)(a)(v)<\/b><br>If no response is received within the prescribed two months, such period is deemed to qualify for pension.\"\n  },\n  {\n    \"id\": 2013,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where it is later found that a Head of Office or other authority failed to communicate a non-qualifying period of service, responsibility for such non-communication shall be fixed by:\",\n    \"options\": [\n      \"The Accounts Officer\",\n      \"The Head of Department\",\n      \"The Secretary of the administrative Ministry or Department\",\n      \"The Central Pension Accounting Office\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 57(1)(a)(vi)<\/b><br>The Secretary of the administrative Ministry or Department fixes responsibility for the failure to communicate a non-qualifying period of service.\"\n  },\n  {\n    \"id\": 2014,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the process of verification of service in the first stage of the preparatory work shall be completed:\",\n    \"options\": [\n      \"Six months before the date of superannuation\",\n      \"Four months before the date of superannuation\",\n      \"Two months before the date of superannuation\",\n      \"Eight months before the date of superannuation\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 57(1)(a)(vii)<\/b><br>The verification-of-service process must be completed eight months before the date of superannuation.\"\n  },\n  {\n    \"id\": 2015,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a portion of service is incapable of being verified from the records, the Government servant is asked to file a written statement on plain paper, with a declaration as to its truth, within:\",\n    \"options\": [\n      \"One month\",\n      \"Two months\",\n      \"Fifteen days\",\n      \"Three months\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 57(1)(a)(viii) & (ix)<\/b><br>The Government servant files the written statement within a month, subscribing a declaration as to its truth; the Head of Office then admits that portion of service for calculating pension.\"\n  },\n  {\n    \"id\": 2016,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant wilfully gives incorrect information entitling him to a benefit he is not otherwise entitled to, it shall be construed as:\",\n    \"options\": [\n      \"A minor irregularity\",\n      \"Grave misconduct\",\n      \"A clerical error\",\n      \"A technical resignation\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 57(1)(a)(x)<\/b><br>Wilfully giving incorrect information which makes the Government servant entitled to benefits not otherwise due is construed as grave misconduct.\"\n  },\n  {\n    \"id\": 2017,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in order to ensure that the emoluments of the last ten months have been correctly shown in the service book, the Head of Office shall verify the correctness of emoluments only for the period of:\",\n    \"options\": [\n      \"Ten months preceding the date of retirement\",\n      \"Thirty-six months preceding the date of retirement\",\n      \"Twenty-four months preceding the date of retirement\",\n      \"The entire period of qualifying service\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 57(1)(b)(v)<\/b><br>The verification of the correctness of emoluments is limited to the twenty-four months preceding the date of retirement, and not for any period prior to that date. The Accounts Officer applies the same limit.\"\n  },\n  {\n    \"id\": 2018,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the third stage of the preparatory work, the Head of Office shall furnish to the retiring Government servant a certificate of the qualifying service and the emoluments proposed to be reckoned, not later than:\",\n    \"options\": [\n      \"Six months prior to the date of retirement\",\n      \"Four months prior to the date of retirement\",\n      \"One year prior to the date of retirement\",\n      \"Eight months prior to the date of retirement\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 57(1)(c)<\/b><br>As soon as the second stage is completed, but not later than eight months prior to the date of retirement, the Head of Office furnishes the certificate of qualifying service, emoluments and average emoluments proposed to be reckoned.\"\n  },\n  {\n    \"id\": 2019,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, if the certified qualifying service and emoluments indicated by the Head of Office are not acceptable to the retiring Government servant, he shall furnish his reasons, supported by relevant documents, within:\",\n    \"options\": [\n      \"Two months\",\n      \"One month\",\n      \"Fifteen days\",\n      \"Six months\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 57(1)(c)(ii)<\/b><br>The retiring Government servant must furnish the reasons for non-acceptance, supported by the relevant documents, within two months.\"\n  },\n  {\n    \"id\": 2020,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant retiring on superannuation shall submit the duly completed prescribed forms (with the undertaking to the bank and the nomination for arrears of pension) to the Head of Office not later than:\",\n    \"options\": [\n      \"Eight months prior to his date of retirement\",\n      \"Six months prior to his date of retirement\",\n      \"Four months prior to his date of retirement\",\n      \"One year prior to his date of retirement\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 57(2)(a)<\/b><br>The Government servant submits the completed forms not later than six months prior to his date of retirement.\"\n  },\n  {\n    \"id\": 2021,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant is unable to submit the pension forms on account of bodily or mental infirmity, the Head of Office may allow them to be submitted by:\",\n    \"options\": [\n      \"Any colleague authorised by the Head of Office\",\n      \"The recognised service association\",\n      \"The spouse, or, in the absence of the spouse, the family member eligible to receive family pension\",\n      \"The Accounts Officer, on his behalf\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 57(3)(a)<\/b><br>The spouse, or in the spouse's absence the family member eligible to receive family pension, may submit the forms; failing any such member, the gratuity nominee may do so.\"\n  },\n  {\n    \"id\": 2022,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the pension forms are submitted by the spouse or another family member because of the Government servant's infirmity, the Government servant shall not be entitled to:\",\n    \"options\": [\n      \"Any retirement gratuity\",\n      \"Any dearness relief on his pension\",\n      \"The additional pension on attaining eighty years\",\n      \"The benefit of commutation of a percentage of pension, until he himself subsequently applies for it\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 57(3) proviso<\/b><br>Where the forms are submitted by the spouse or another family member, the Government servant is not entitled to commutation of a percentage of pension until he himself subsequently applies for commutation.\"\n  },\n  {\n    \"id\": 2023,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who is retiring or has retired for reasons other than superannuation shall submit the duly completed pension forms to the Head of Office:\",\n    \"options\": [\n      \"Immediately after the competent authority has approved such retirement or the retirement has become effective\",\n      \"Six months before the date of such retirement\",\n      \"Within one year after such retirement\",\n      \"Only after the Accounts Officer calls for them\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 58(1)<\/b><br>In a non-superannuation retirement, the forms are submitted immediately after the competent authority approves the retirement or the retirement becomes effective.\"\n  },\n  {\n    \"id\": 2024,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in a case of retirement on superannuation, the Head of Office shall complete Part I of the prescribed pension form, along with the check list and the pension calculation sheet, not later than:\",\n    \"options\": [\n      \"Six months before the date of retirement\",\n      \"Four months before the date of retirement\",\n      \"Two months before the date of retirement\",\n      \"Eight months before the date of retirement\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 59(1)<\/b><br>In superannuation cases the Head of Office completes Part I of Form 7 with the check list and calculation sheet not later than four months before retirement; in other cases, within two months after the Government servant submits his forms.\"\n  },\n  {\n    \"id\": 2025,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the pension case and papers shall be forwarded by the Head of Office to the Accounts Officer, in a case of retirement on superannuation, not later than:\",\n    \"options\": [\n      \"Two months before the date of superannuation\",\n      \"Six months before the date of superannuation\",\n      \"Four months before the date of superannuation\",\n      \"One month before the date of superannuation\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 60(4)<\/b><br>The pension case is forwarded not later than four months before the date of superannuation; in cases other than superannuation, not later than two months after the date of submission of the forms.\"\n  },\n  {\n    \"id\": 2026,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a provisional pension is sanctioned for reasons other than departmental or judicial proceedings, the Head of Office shall authorise provisional pension and provisional gratuity at:\",\n    \"options\": [\n      \"Seventy-five per cent of the pension and seventy-five per cent of the gratuity\",\n      \"Two-thirds of the pension and two-thirds of the gratuity\",\n      \"One hundred per cent of the pension and no gratuity at all\",\n      \"One hundred per cent of the pension, and one hundred per cent of the gratuity while withholding ten per cent of the gratuity\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 62(3)(a)<\/b><br>The letter of sanction authorises 100 per cent of pension as provisional pension from the date following retirement, and 100 per cent of the gratuity as provisional gratuity while withholding ten per cent of the gratuity.\"\n  },\n  {\n    \"id\": 2027,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in a superannuation case where the pension case could not be forwarded in time, the sanction for provisional pension shall be issued not later than:\",\n    \"options\": [\n      \"Ten days after the date of retirement of the Government servant\",\n      \"One month after the date of retirement\",\n      \"Fifteen days after the date of retirement\",\n      \"Three months after the date of retirement\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 62(4)<\/b><br>The sanction is issued not later than ten days after the date of retirement in such cases, and within one month from the date of submission of the forms in cases of retirement otherwise than on superannuation.\"\n  },\n  {\n    \"id\": 2028,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the payment of provisional pension shall not continue beyond a period of:\",\n    \"options\": [\n      \"Three months from the date of retirement\",\n      \"Six months from the date of retirement or from the date of submission of the forms, whichever is later\",\n      \"One year from the date of retirement\",\n      \"Two months from the date of retirement\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 62(6)(a)<\/b><br>Provisional pension does not continue beyond six months from the date of retirement or from the date of submission of the forms, whichever is later.\"\n  },\n  {\n    \"id\": 2029,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, if the final amounts of pension and gratuity have not been determined within the period of six months prescribed for provisional pension, the Accounts Officer shall:\",\n    \"options\": [\n      \"Stop the provisional pension until the final amount is determined\",\n      \"Extend the provisional pension by a further six months\",\n      \"Treat the provisional pension and gratuity as final and issue the Pension Payment Order immediately on the expiry of that period\",\n      \"Refer the case to the President for orders\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 62(7)<\/b><br>On expiry of the six-month period without a final determination, the Accounts Officer treats the provisional pension and gratuity as final and issues the Pension Payment Order immediately.\"\n  },\n  {\n    \"id\": 2030,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, if the provisional gratuity disbursed to a retired Government servant is more than the amount finally assessed, the retired Government servant:\",\n    \"options\": [\n      \"Shall refund the excess amount in a lump sum\",\n      \"Shall have the excess recovered from his future pension in instalments\",\n      \"Shall forfeit an equivalent amount of his pension\",\n      \"Shall not be required to refund the excess amount actually disbursed to him\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 62(6)(c)<\/b><br>Excess provisional gratuity is not required to be refunded; the Head of Office must minimise such cases and the officials responsible for the excess payment are accountable. (Contrast excess provisional pension, which may be adjusted or recovered.)\"\n  },\n  {\n    \"id\": 2031,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the provisional pension disbursed is found on final assessment to exceed the final pension, the Accounts Officer may:\",\n    \"options\": [\n      \"Adjust the excess out of the withheld gratuity, or recover it in instalments by short payments of future pension\",\n      \"Write off the excess in every case\",\n      \"Recover the excess only through a civil court\",\n      \"Refer the matter to the Union Public Service Commission\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 62(6)(b)<\/b><br>The excess provisional pension may be adjusted out of the ten per cent of gratuity withheld, or recovered in instalments by short payments of future pension.\"\n  },\n  {\n    \"id\": 2032,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the Accounts Officer shall issue the Pension Payment Order, in the case of a Government servant retiring on attaining the age of superannuation, not later than:\",\n    \"options\": [\n      \"One month in advance of the date of retirement\",\n      \"Two months in advance of the date of retirement\",\n      \"Four months in advance of the date of retirement\",\n      \"Forty-five days after the date of retirement\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 63(1)(a)<\/b><br>On receipt of the pension case, the Accounts Officer applies the requisite checks, assesses the amounts and issues the Pension Payment Order not later than two months in advance of the date of superannuation.\"\n  },\n  {\n    \"id\": 2033,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in cases of retirement otherwise than on attaining the age of superannuation, the Accounts Officer shall issue the Pension Payment Order within:\",\n    \"options\": [\n      \"Two months in advance of the date of retirement\",\n      \"Thirty days of the date of receipt of the pension papers\",\n      \"Forty-five days of the date of receipt of the pension papers from the Head of Office\",\n      \"Six months of the date of retirement\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 63(1)(b)<\/b><br>In non-superannuation retirements the Accounts Officer completes the checks and issues the Pension Payment Order within forty-five days of receiving the pension papers from the Head of Office.\"\n  },\n  {\n    \"id\": 2034,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the family of a Government servant includes more than one wife who is alive, the Accounts Officer shall indicate in the Pension Payment Order:\",\n    \"options\": [\n      \"Only the name of the first wife\",\n      \"Only the name of the wife nominated by the Government servant\",\n      \"No name, leaving the matter to be decided after the pensioner's death\",\n      \"The names of all the wives, with their respective shares in the family pension\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 63(1)(d) first proviso<\/b><br>Where more than one wife is alive, the Accounts Officer indicates the names of all the wives in the Pension Payment Order, with their respective shares in the family pension.\"\n  },\n  {\n    \"id\": 2035,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the Central Pension Accounting Office shall issue the Special Seal of Authority and forward it to the Pension Disbursing Authority not later than:\",\n    \"options\": [\n      \"Twenty-one days from the date of receipt of the Pension Payment Order from the Accounts Officer\",\n      \"Ten days from the date of receipt of the Pension Payment Order\",\n      \"One month from the date of receipt of the Pension Payment Order\",\n      \"Forty-five days from the date of receipt of the Pension Payment Order\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 63(4)(b)<\/b><br>In a superannuation pension case the Central Pension Accounting Office issues the Special Seal of Authority within twenty-one days of receipt of the Pension Payment Order from the Accounts Officer.\"\n  },\n  {\n    \"id\": 2036,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where departmental or judicial proceedings are pending against a Government servant on the date of his retirement, the Accounts Officer shall authorise a provisional pension and:\",\n    \"options\": [\n      \"The full gratuity shall be paid at once\",\n      \"No gratuity shall be paid until the conclusion of the proceedings and issue of final orders\",\n      \"One-half of the gratuity shall be paid at once\",\n      \"The gratuity shall be paid after withholding ten per cent\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 63(5)(a)<\/b><br>Where such proceedings are pending, a provisional pension is authorised and no gratuity is paid until the proceedings conclude and final orders are issued.\"\n  },\n  {\n    \"id\": 2037,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, after the conclusion of departmental or judicial proceedings and issue of final orders, the Head of Office shall forward a copy of the final orders with the prescribed details to the Accounts Officer not later than:\",\n    \"options\": [\n      \"Fifteen days from the date of issue of the said orders\",\n      \"Two months from the date of issue of the said orders\",\n      \"Thirty days from the date of issue of the said orders\",\n      \"Forty-five days from the date of issue of the said orders\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 63(5)(a)<\/b><br>The Head of Office forwards the final orders with the details in the prescribed form not later than thirty days from the date of issue of those orders; the Accounts Officer then authorises the final pension within thirty days of receiving them.\"\n  },\n  {\n    \"id\": 2038,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant retires while on deputation to another Central Government Department, the action to authorise pension and gratuity shall be taken by:\",\n    \"options\": [\n      \"The Head of Office of the lending Department\",\n      \"The cadre authority which sanctioned the deputation\",\n      \"The Central Pension Accounting Office\",\n      \"The Head of Office of the borrowing Department\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 64(1)<\/b><br>For retirement while on deputation to another Central Government Department, the borrowing Department's Head of Office takes action to authorise pension and gratuity.\"\n  },\n  {\n    \"id\": 2039,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant retires while on deputation to a State Government or while on foreign service, the action to authorise pension and gratuity shall be taken by:\",\n    \"options\": [\n      \"The Head of Office or the cadre authority which sanctioned the deputation\",\n      \"The Head of Office of the borrowing Department\",\n      \"The State Government concerned\",\n      \"The Central Pension Accounting Office\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 64(2)<\/b><br>For deputation to a State Government or foreign service, the action is taken by the Head of Office or the cadre authority which sanctioned the deputation \u2014 not the borrowing department.\"\n  },\n  {\n    \"id\": 2040,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, interest on delayed payment of pension or gratuity, where the delay is attributable to administrative reasons, is payable at the rate and in the manner applicable to:\",\n    \"options\": [\n      \"Government securities\",\n      \"General Provident Fund amounts\",\n      \"The prevailing bank rate\",\n      \"Small savings deposits\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 65(1)<\/b><br>Interest is paid on the arrears at the rate and in the manner applicable to General Provident Fund amounts; no interest is payable if the delay was due to the Government servant's own failure to follow the prescribed procedure.\"\n  },\n  {\n    \"id\": 2041,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a case of delayed payment of pension or gratuity shall be considered, and the payment of interest sanctioned, by:\",\n    \"options\": [\n      \"The Head of Office in every case\",\n      \"The Accounts Officer\",\n      \"The Secretary of the Ministry or Department, or an officer not below the level of Joint Secretary authorised by him\",\n      \"The Comptroller and Auditor-General of India\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 65(2)<\/b><br>The Secretary of the Ministry or Department \u2014 or an officer not below the level of Joint Secretary authorised by him \u2014 considers the case and sanctions the payment of interest where the delay was due to administrative reasons or lapses.\"\n  },\n  {\n    \"id\": 2042,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a Government servant retiring on superannuation, interest for delayed payment is payable from the date following the expiry of a period of:\",\n    \"options\": [\n      \"One month from the date of retirement\",\n      \"Six months from the date of retirement\",\n      \"Two months from the date of retirement\",\n      \"Three months from the date of retirement, up to the date of payment of the arrears\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 65(5)(a)<\/b><br>Interest runs from the date following the expiry of three months from the date of retirement, up to the date of payment of the arrears of pension or gratuity.\"\n  },\n  {\n    \"id\": 2043,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the payment of interest on delayed pension or gratuity has been sanctioned, disciplinary action against those responsible for the delay:\",\n    \"options\": [\n      \"Shall be taken, but the payment of interest shall be made without waiting for its outcome\",\n      \"Must be completed before the interest is paid\",\n      \"Is not contemplated at all\",\n      \"May be taken only with the approval of the President\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 65(4) and proviso<\/b><br>Responsibility is fixed and disciplinary action taken against those responsible for the delay, but the payment of interest is made without waiting for the outcome of those proceedings.\"\n  },\n  {\n    \"id\": 2044,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a pension once authorised after final assessment shall not be revised to the disadvantage of the Government servant, unless such revision becomes necessary on account of:\",\n    \"options\": [\n      \"A change in the pensioner's family circumstances\",\n      \"The subsequent detection of a clerical error\",\n      \"A general revision of pay scales\",\n      \"The pensioner's re-employment\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 66(2)<\/b><br>Subject to the provisions on future good conduct and withholding of pension, a pension once authorised or revised is not revised to the pensioner's disadvantage except on subsequent detection of a clerical error.\"\n  },\n  {\n    \"id\": 2045,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a clerical error is detected more than two years after the date of authorisation or revision of pension, no revision to the disadvantage of the pensioner shall be ordered without the concurrence of:\",\n    \"options\": [\n      \"The Ministry of Finance (Department of Expenditure)\",\n      \"The Union Public Service Commission\",\n      \"The Department of Pension and Pensioners' Welfare\",\n      \"The Comptroller and Auditor-General of India\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 66(2) proviso<\/b><br>Where the clerical error is detected after two years from the date of authorisation or revision, the concurrence of the Department of Pension and Pensioners' Welfare is required before any disadvantageous revision is ordered.\"\n  },\n  {\n    \"id\": 2046,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the question whether a revision of pension has become necessary on account of a clerical error shall be decided by:\",\n    \"options\": [\n      \"The Accounts Officer\",\n      \"The Pension Disbursing Authority\",\n      \"The Central Pension Accounting Office\",\n      \"The administrative Ministry or Department\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 66(3)<\/b><br>The administrative Ministry or Department decides whether the revision has become necessary on account of a clerical error.\"\n  },\n  {\n    \"id\": 2047,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where an excess payment of pension has been made which is not due to any misrepresentation by the pensioner, the question of waiving its recovery shall be examined by the administrative Ministry or Department in consultation with:\",\n    \"options\": [\n      \"The Ministry of Finance (Department of Expenditure)\",\n      \"The Department of Pension and Pensioners' Welfare\",\n      \"The Union Public Service Commission\",\n      \"The Central Pension Accounting Office\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 66(4)<\/b><br>Where the excess payment is not on account of misrepresentation by the pensioner, the administrative Ministry or Department examines the waiver in consultation with the Ministry of Finance (Department of Expenditure).\"\n  },\n  {\n    \"id\": 2048,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the administrative Ministry decides not to waive an excess payment of pension, the pensioner shall be served with a notice by the Head of Office requiring him to refund it within:\",\n    \"options\": [\n      \"One month from the date of receipt of the notice\",\n      \"Two months from the date of receipt of the notice\",\n      \"Three months from the date of receipt of the notice\",\n      \"Six months from the date of receipt of the notice\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 66(5) & (6)<\/b><br>The pensioner is required to refund the excess within two months of receiving the notice; on failure, the Head of Office may direct that it be adjusted in instalments by short payments of future pension.\"\n  },\n  {\n    \"id\": 2049,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following is NOT a 'Government due' recoverable from the amount of retirement gratuity?\",\n    \"options\": [\n      \"The balance of a house building advance\",\n      \"Arrears of licence fee for Government accommodation\",\n      \"A sum due from the Government servant to an autonomous organisation\",\n      \"Arrears of income tax deductible at source\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 67(2) Explanation & 67(3)<\/b><br>'Government dues' cover accommodation dues (licence fee, damages, electricity, water, PNG), the balance of house building or conveyance advances, overpayment of pay and allowances, and income tax deductible at source. A sum due to an autonomous organisation is not a Government due and is not recoverable from the retirement gratuity.\"\n  },\n  {\n    \"id\": 2050,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a Government servant due to retire on superannuation, the Directorate of Estates shall inform the Head of Office whether any licence fee is recoverable, within:\",\n    \"options\": [\n      \"One month of receipt of the intimation and details\",\n      \"Fourteen days of receipt of the intimation and details\",\n      \"Eight months of receipt of the intimation and details\",\n      \"Two months of receipt of the intimation and details from the Head of Office\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 68(1)(a) & (b)<\/b><br>For superannuation cases the Directorate of Estates responds within two months; in cases of retirement otherwise than on superannuation, within one month of receipt of the intimation and details.\"\n  },\n  {\n    \"id\": 2051,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, if no intimation regarding recovery of outstanding licence fee is received by the Head of Office from the Directorate of Estates by the stipulated date, it shall be presumed that:\",\n    \"options\": [\n      \"No licence fee was recoverable from the allottee for the relevant period\",\n      \"Ten per cent of the gratuity must be withheld indefinitely\",\n      \"The entire gratuity must be withheld until a certificate is received\",\n      \"The matter must be referred to the Accounts Officer for decision\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 68(1)(c)<\/b><br>Where no intimation is received by the stipulated date, it is presumed that no licence fee was recoverable for the period preceding eight months of superannuation, or up to the date of retirement in other cases.\"\n  },\n  {\n    \"id\": 2052,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where it is not possible for the Directorate of Estates to determine the outstanding licence fee, it shall inform the Head of Office that the portion of gratuity to be withheld, pending further information, is:\",\n    \"options\": [\n      \"Twenty per cent of the gratuity\",\n      \"Ten per cent of the gratuity\",\n      \"Fifty per cent of the gratuity\",\n      \"The entire gratuity\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 68(5)<\/b><br>Where the outstanding licence fee cannot be determined, ten per cent of the gratuity is withheld pending receipt of further information, and is paid on production of the 'No Demand Certificate' after actual vacation.\"\n  },\n  {\n    \"id\": 2053,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the Directorate of Estates shall ensure that the 'No Demand Certificate' is given to the Government servant, after actual vacation of the accommodation, within:\",\n    \"options\": [\n      \"One month from the date of the application\",\n      \"Two months from the date of the application\",\n      \"Fourteen days from the date of submission of the application for the certificate\",\n      \"Seven days from the date of the application\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 68(7)(a)<\/b><br>The certificate must be given within fourteen days of the application made after actual vacation; failing which the allottee is entitled to interest on the excess withheld gratuity.\"\n  },\n  {\n    \"id\": 2054,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where any licence fee or damages remain unpaid and no gratuity is available for adjustment, the Directorate of Estates may order recovery through the Accounts Officer from:\",\n    \"options\": [\n      \"The basic pension, with the consent of the pensioner\",\n      \"The commuted value of pension\",\n      \"The family pension payable after the pensioner's death\",\n      \"The dearness relief, without the consent of the pensioner, no dearness relief being disbursed until full recovery\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 68(8)<\/b><br>Such unpaid amounts may be ordered to be recovered from the dearness relief without the pensioner's consent, and no dearness relief is disbursed until the dues are fully recovered.\"\n  },\n  {\n    \"id\": 2055,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the assessment of Government dues other than those pertaining to Government accommodation shall be completed by the Head of Office, in the case of retirement on superannuation:\",\n    \"options\": [\n      \"Eight months prior to the date of retirement\",\n      \"One year prior to the date of retirement\",\n      \"Four months prior to the date of retirement\",\n      \"Within thirty days after the date of retirement\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 69(2)<\/b><br>The assessment is completed eight months prior to retirement in superannuation cases, and within thirty days after the date of retirement in cases of retirement otherwise than on superannuation.\"\n  },\n  {\n    \"id\": 2056,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, when a Government servant retires from service, the date of retirement shall be specified by a notification in the Official Gazette in the case of a Gazetted Government servant, and in the case of a non-gazetted Government servant, by:\",\n    \"options\": [\n      \"A notification in the Official Gazette as well\",\n      \"An office order\",\n      \"A circular of the Head of Department\",\n      \"An entry in the service book alone\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 70(1)<\/b><br>A notification in the Official Gazette is issued for a Gazetted Government servant and an office order for a non-gazetted Government servant, specifying the date of retirement within a week of that date, with a copy sent immediately to the Accounts Officer.\"\n  },\n  {\n    \"id\": 2057,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the notification or office order specifying the date of retirement of a Government servant shall be issued within:\",\n    \"options\": [\n      \"One month of such date\",\n      \"Fifteen days of such date\",\n      \"One week of such date\",\n      \"Two months of such date\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 70(1)<\/b><br>The notification or office order specifying the date of retirement is issued within a week of that date, and a copy forwarded immediately to the Accounts Officer.\"\n  },\n  {\n    \"id\": 2058,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the office fails to issue the notification or office order regarding a Government servant's retirement on superannuation, the Government servant:\",\n    \"options\": [\n      \"Shall be entitled to continue in service until the notification is issued\",\n      \"Shall be deemed to have been granted an extension of service\",\n      \"Shall be entitled to pay and allowances until the notification is issued\",\n      \"Shall be deemed to have retired on the date he attains the age of superannuation, and shall not be entitled to continue in service\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 70(2)<\/b><br>Unless specific orders of extension are issued, the Government servant is deemed to have retired on attaining the age of superannuation; the failure to issue the notification does not entitle him to continue in service.\"\n  },\n  {\n    \"id\": 2059,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the action in List-I with the period in List-II, in a case of retirement on superannuation:\\nList-I\\nA. Completion of verification of service by the Head of Office\\nB. Submission of the pension forms by the Government servant\\nC. Forwarding of the pension case to the Accounts Officer\\nD. Issue of the Pension Payment Order by the Accounts Officer\\nList-II\\n1. Not later than two months in advance of retirement\\n2. Not later than four months before retirement\\n3. Eight months before retirement\\n4. Not later than six months prior to retirement\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-3, B-4, C-2, D-1\",\n      \"A-4, B-3, C-2, D-1\",\n      \"A-3, B-4, C-1, D-2\",\n      \"A-2, B-4, C-3, D-1\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 57(1)(a)(vii), 57(2)(a), 60(4) & 63(1)(a)<\/b><br>Verification of service \u2014 eight months before (A-3); submission of forms by the Government servant \u2014 not later than six months prior (B-4); forwarding of the pension case \u2014 not later than four months before (C-2); issue of the Pension Payment Order \u2014 not later than two months in advance (D-1).\"\n  },\n  {\n    \"id\": 2060,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the authority in List-I with its function in List-II:\\nList-I\\nA. Head of Department\\nB. Head of Office\\nC. Accounts Officer\\nD. Directorate of Estates\\nList-II\\n1. Issues the Pension Payment Order\\n2. Issues the 'No Demand Certificate' after vacation of Government accommodation\\n3. Prepares the monthly list of Government servants due to retire within fifteen months\\n4. Forwards the pension case after completing the preparatory work\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-3, B-4, C-1, D-2\",\n      \"A-4, B-3, C-1, D-2\",\n      \"A-3, B-4, C-2, D-1\",\n      \"A-1, B-4, C-3, D-2\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 54(1), 60, 63(1) & 68(7)<\/b><br>The Head of Department prepares the monthly fifteen-month retirement list (A-3); the Head of Office completes the preparatory work and forwards the pension case (B-4); the Accounts Officer issues the Pension Payment Order (C-1); and the Directorate of Estates issues the 'No Demand Certificate' after actual vacation (D-2).\"\n  },\n  {\n    \"id\": 2061,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following statements regarding the processing of pension cases:\\n1. The preparatory work for processing a pension case begins one year before the date of superannuation.\\n2. The Head of Office verifies the correctness of emoluments for the entire period of qualifying service.\\n3. Where a period of service referred for verification elicits no response within the prescribed time, that period is deemed to qualify for pension.\\nWhich of the statements given above is\/are NOT correct?\",\n    \"options\": [\n      \"2 only\",\n      \"1 only\",\n      \"1 and 3 only\",\n      \"2 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 56, 57(1)(b)(v) & 57(1)(a)(v)<\/b><br>Statement 2 is not correct \u2014 the correctness of emoluments is verified only for the twenty-four months preceding retirement, not for the entire qualifying service. Statements 1 and 3 are correct.\"\n  },\n  {\n    \"id\": 2062,\n    \"chapter\": \"CH 10: Determination and authorisation of the amounts of pension and gratuity\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following statements regarding provisional pension sanctioned for reasons other than departmental or judicial proceedings:\\n1. Provisional pension is sanctioned at one hundred per cent of the pension.\\n2. Ten per cent of the gratuity is withheld.\\n3. Excess provisional gratuity actually disbursed must be refunded by the retired Government servant.\\nWhich of the statements given above is\/are NOT correct?\",\n    \"options\": [\n      \"1 only\",\n      \"3 only\",\n      \"1 and 2 only\",\n      \"2 and 3 only\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 62(3)(a) & 62(6)(c)<\/b><br>Statement 3 is not correct \u2014 the retired Government servant is not required to refund excess provisional gratuity actually disbursed. Statements 1 and 2 correctly state the rule.\"\n  },\n  \/\/CHAPTER 11 \n  {\n    \"id\": 2101,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, on receiving intimation of the death of a Government servant while in service, the officer who shall ascertain whether any death gratuity or family pension is payable is:\",\n    \"options\": [\n      \"The Head of Office\",\n      \"The Head of Department\",\n      \"The Accounts Officer\",\n      \"The Pension Disbursing Authority\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 71(1)<\/b><br>On receipt of intimation or information about the death of a Government servant while in service, the Head of Office ascertains whether any death gratuity or family pension or both is payable.\"\n  },\n  {\n    \"id\": 2102,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the family of a deceased Government servant is eligible for death gratuity, the Head of Office shall address the persons concerned in Format 11 for making a claim for gratuity in:\",\n    \"options\": [\n      \"Form 10\",\n      \"Form 9\",\n      \"Form 11\",\n      \"Form 12\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 71(2)(b)<\/b><br>The Head of Office addresses the persons concerned in Format 11, asking them to make a claim for gratuity in Form 9. (Form 10 is the claim for family pension.)\"\n  },\n  {\n    \"id\": 2103,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the family of a deceased Government servant is eligible for family pension, the Head of Office shall address the eligible member or guardian in Format 12 for making a claim for family pension in:\",\n    \"options\": [\n      \"Form 9\",\n      \"Form 11\",\n      \"Form 10\",\n      \"Form 4\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 71(3)<\/b><br>The Head of Office addresses the eligible family member or the guardian in Format 12, for a claim for family pension in Form 10, together with an undertaking to the bank in Format 9.\"\n  },\n  {\n    \"id\": 2104,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant who was an allottee of Government accommodation dies while in service, the outstanding licence fee for the period before the date of his death shall:\",\n    \"options\": [\n      \"Be recovered in full from the death gratuity\",\n      \"Be recovered from the family pension in instalments\",\n      \"Be recovered from the dearness relief payable to the family\",\n      \"Stand waived off\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 71(4)(a)<\/b><br>The dues pertaining to outstanding licence fee payable for the period before the date of death of the Government servant stand waived off.\"\n  },\n  {\n    \"id\": 2105,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the family of a deceased Government servant retains the Government accommodation, the licence fee that shall NOT be recovered from the family is that for:\",\n    \"options\": [\n      \"The month in which the Government servant died and the first three months thereafter\",\n      \"The month in which the Government servant died only\",\n      \"The first six months after the death of the Government servant\",\n      \"The entire period of the permissible retention\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 71(4)(b) & 77(1)(ii)<\/b><br>Where the family retains the accommodation, the licence fee for the month in which the Government servant died and the first three months thereafter is not recovered from the family. Damages, however, are recovered from the death gratuity.\"\n  },\n  {\n    \"id\": 2106,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a deceased Government servant was an allottee of Government accommodation, the Head of Office shall address the Directorate of Estates for issue of a 'No Demand Certificate' within:\",\n    \"options\": [\n      \"Fifteen days of the date of receipt of the intimation\",\n      \"Seven days of the date of receipt of intimation or information of the death\",\n      \"One month of the date of receipt of the intimation\",\n      \"Two months of the date of receipt of the intimation\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 71(4)(c) & 77(1)(i)<\/b><br>The Head of Office forwards the available accommodation details to the Directorate of Estates and requests a 'No Demand Certificate' within seven days of receiving the intimation of death or disappearance, so that authorisation of family pension and gratuity is not delayed.\"\n  },\n  {\n    \"id\": 2107,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a missing Government servant, the claims for family pension and gratuity shall be submitted to the Head of Office only after:\",\n    \"options\": [\n      \"A period of seven years has elapsed since the disappearance\",\n      \"A competent court has issued a declaration of presumed death\",\n      \"A report has been lodged with the police and a report obtained that the Government servant could not be traced despite all efforts\",\n      \"The Head of Department has recorded a finding of death\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 71(6)(c)<\/b><br>Claims are submitted after a report (First Information Report, Daily Diary Entry or General Diary Entry) has been lodged with the police station and a police report obtained that the Government servant could not be traced despite all efforts.\"\n  },\n  {\n    \"id\": 2108,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the claims for family pension and gratuity in respect of a missing Government servant shall be accompanied by:\\n1. An undertaking to the bank in the prescribed format.\\n2. An indemnity bond in the prescribed format.\\n3. A copy of the report lodged with the police station and a copy of the police report that he could not be traced.\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\",\n      \"1, 2 and 3\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 71(6)(d)<\/b><br>The claims must be accompanied by the undertaking to the bank, an indemnity bond, and copies of both the report lodged with the police station and the police report that the Government servant could not be traced. All three.\"\n  },\n  {\n    \"id\": 2109,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, on receiving credible information about the death of a Government servant while in service, the Head of Office:\",\n    \"options\": [\n      \"Shall not wait for a death certificate issued by an appropriate authority, and shall initiate action at once\",\n      \"Shall initiate action only after a death certificate is produced\",\n      \"Shall initiate action only after the family submits a formal claim\",\n      \"Shall initiate action only after the Accounts Officer so directs\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 71(6)(e)<\/b><br>The Head of Office is not to wait for a death certificate issued by an appropriate authority, and initiates action on receipt of an intimation or credible information, in any form, about the death.\"\n  },\n  {\n    \"id\": 2110,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the family of a deceased Government servant resides outside his place of duty, the Head of Office shall:\",\n    \"options\": [\n      \"Require the family to appear personally at the office to complete the forms\",\n      \"Forward all the blank forms and other documents to the family with clear instructions\",\n      \"Await a request from the family before sending any forms\",\n      \"Refer the case to the Head of Department for further action\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 71(6)(f)<\/b><br>Where the family resides at the place of duty the forms may be completed personally; where it resides outside, all blank forms and documents are forwarded with clear instructions, to avoid unnecessary correspondence and delay.\"\n  },\n  {\n    \"id\": 2111,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where there are periods of unverified service in the service book of a deceased or missing Government servant, the Head of Office shall:\",\n    \"options\": [\n      \"Treat the unverified portion as non-qualifying service\",\n      \"Refer the entire case to the Accounts Officer for a decision\",\n      \"Accept the unverified portion as verified on the basis of the available entries in the service book\",\n      \"Await verification from the offices concerned before proceeding\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 72(1)(b)<\/b><br>The Head of Office accepts the unverified portion of service as verified on the basis of the available entries in the service book, and may rely on any other relevant material readily accessible.\"\n  },\n  {\n    \"id\": 2112,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, while accepting an unverified portion of service of a deceased or missing Government servant, the Head of Office shall ensure that the service was continuous and was not forfeited on account of:\",\n    \"options\": [\n      \"Any period of leave without pay\",\n      \"Any period spent on deputation\",\n      \"Any period of suspension followed by reinstatement\",\n      \"Dismissal, removal or resignation from service, or participation in a strike\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 72(1)(b)(iii)<\/b><br>The Head of Office must ensure the service was continuous and not forfeited on account of dismissal, removal or resignation from service, or for participation in a strike.\"\n  },\n  {\n    \"id\": 2113,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for determining emoluments for family pension and gratuity where a Government servant dies while in service, the Head of Office shall confine the verification of the correctness of emoluments to a maximum period of:\",\n    \"options\": [\n      \"One year preceding the date of death\",\n      \"Twenty-four months preceding the date of death\",\n      \"Ten months preceding the date of death\",\n      \"The entire period of qualifying service\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 72(2)(a)<\/b><br>In a death or disappearance case the verification of emoluments is confined to a maximum of one year preceding the date of death or disappearance. (Note the contrast with a normal retirement case, where the limit is twenty-four months.)\"\n  },\n  {\n    \"id\": 2114,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant was on extraordinary leave on the date of his death, the correctness of emoluments shall be verified for a maximum period of one year which he drew preceding:\",\n    \"options\": [\n      \"The date of his death\",\n      \"The date of commencement of the extraordinary leave\",\n      \"The date of his last promotion\",\n      \"The date of his confirmation in the post\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 72(2)(b)<\/b><br>Where the Government servant was on extraordinary leave on the date of death or disappearance, the one-year verification is reckoned preceding the date of commencement of that extraordinary leave.\"\n  },\n  {\n    \"id\": 2115,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the process of determination of qualifying service and qualifying emoluments in a death or disappearance case shall be completed within:\",\n    \"options\": [\n      \"Fifteen days of the receipt of the intimation\",\n      \"Two months of the receipt of the intimation\",\n      \"One month of the receipt of intimation or information regarding the death or disappearance\",\n      \"Three months of the receipt of the intimation\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 72(3)<\/b><br>The determination of qualifying service and qualifying emoluments must be completed within one month of receipt of the intimation or information regarding the death or the disappearance.\"\n  },\n  {\n    \"id\": 2116,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the service book of a deceased Government servant has not been maintained properly, the amount of family pension and the period for which it is payable shall be determined within:\",\n    \"options\": [\n      \"Fifteen days from the date of receipt of the intimation\",\n      \"Two months from the date of receipt of the intimation\",\n      \"Six months from the date of receipt of the intimation\",\n      \"One month from the date of receipt of intimation or information regarding the death\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 73(2)(a)<\/b><br>Even where the service book was not properly maintained, the amount of family pension and the period for which it is payable are determined within one month of the intimation of death or disappearance.\"\n  },\n  {\n    \"id\": 2117,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a period of service of a deceased Government servant is referred to another Head of Office for verification, that Head of Office shall send the necessary certificates within:\",\n    \"options\": [\n      \"One month from the date of receipt of the reference\",\n      \"Two months from the date of receipt of the reference\",\n      \"Fifteen days from the date of receipt of the reference\",\n      \"Three months from the date of receipt of the reference\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 73(2)(b)(iii)<\/b><br>In a death or disappearance case the referred Head of Office must respond within one month. (In an ordinary retirement case the corresponding period is two months.)\"\n  },\n  {\n    \"id\": 2118,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where no response is received on a reference for verification of service of a deceased Government servant within the prescribed period, such period of service shall:\",\n    \"options\": [\n      \"Be treated as non-qualifying service\",\n      \"Be deemed to qualify for pension\",\n      \"Be referred to the Head of Department for decision\",\n      \"Be excluded from the computation of gratuity\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 73(2)(b)(iv)<\/b><br>If no response is received within the prescribed period, such period or periods are deemed to qualify for pension.\"\n  },\n  {\n    \"id\": 2119,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where it is found that a Head of Office or other authority failed to communicate a non-qualifying period of service of a deceased Government servant, responsibility shall be fixed by:\",\n    \"options\": [\n      \"The Head of Department\",\n      \"The Accounts Officer\",\n      \"The Secretary of the administrative Ministry or Department\",\n      \"The Central Pension Accounting Office\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 73(2)(b)(v)<\/b><br>The Secretary of the administrative Ministry or Department fixes responsibility for such non-communication.\"\n  },\n  {\n    \"id\": 2120,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, on receipt of the claims, the Head of Office shall complete Form 11 and send it, with the covering letter and the service book, to the Accounts Officer not later than:\",\n    \"options\": [\n      \"Fifteen days of the receipt of the claim\",\n      \"Two months of the receipt of the claim\",\n      \"Three months of the receipt of the claim\",\n      \"One month of the receipt of the claim by the Head of Office\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 74(1)<\/b><br>Form 11 (with the covering letter in Format 10, the undertaking in Format 9, the up-to-date service book and supporting documents) is sent to the Accounts Officer not later than one month of receipt of the claim.\"\n  },\n  {\n    \"id\": 2121,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the claim of a family member of a deceased or missing Government servant shall not be rejected merely on the ground that:\",\n    \"options\": [\n      \"The details of that member are not available in the prescribed family-details form or the office records, if the Head of Office is otherwise satisfied of the eligibility\",\n      \"The claim was submitted more than one year after the death\",\n      \"The member is not named in the nomination for gratuity\",\n      \"The member resides outside the place of duty of the deceased\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 74(2)<\/b><br>The claim is not to be rejected merely because the member's details are absent from Form 4 or the office records, provided the Head of Office is otherwise satisfied about eligibility for family pension.\"\n  },\n  {\n    \"id\": 2122,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the maximum amount of gratuity that may be held over for adjustment of unassessed Government dues and as a margin for final determination is limited to:\",\n    \"options\": [\n      \"Twenty per cent of the amount of gratuity\",\n      \"Ten per cent of the amount of gratuity\",\n      \"Twenty-five per cent of the amount of gratuity\",\n      \"Fifty per cent of the amount of gratuity\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 74(4)(c)<\/b><br>The maximum amount of gratuity to be held over for adjusting unassessed dues and as a margin for the final determination is limited to ten per cent of the gratuity.\"\n  },\n  {\n    \"id\": 2123,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, on death of a Government servant while in service, the Head of Office shall draw the provisional family pension, after satisfying himself of the claimant's eligibility, within:\",\n    \"options\": [\n      \"One month of the receipt of the claim\",\n      \"Ten days of the receipt of the claim\",\n      \"Fifteen days of the receipt of the claim\",\n      \"Two months of the receipt of the claim\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 75(1)<\/b><br>The Head of Office draws provisional family pension, not exceeding the maximum family pension determined under these rules, within fifteen days of the receipt of the claim, and disburses it immediately after it is drawn.\"\n  },\n  {\n    \"id\": 2124,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the amount of provisional family pension drawn by the Head of Office shall be:\",\n    \"options\": [\n      \"Exactly one-half of the family pension finally admissible\",\n      \"Restricted to the minimum family pension in every case\",\n      \"Equal to the pay last drawn by the deceased Government servant\",\n      \"Not exceeding the maximum family pension as determined under these rules\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 75(1)<\/b><br>The provisional family pension drawn must not exceed the maximum family pension as determined in accordance with these rules.\"\n  },\n  {\n    \"id\": 2125,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, unless extended, the payment of provisional family pension on the death of a Government servant shall continue for a period of:\",\n    \"options\": [\n      \"Six months from the date following the date of death\",\n      \"Three months from the date following the date of death\",\n      \"One year from the date following the date of death\",\n      \"Two months from the date following the date of death\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 75(3)<\/b><br>Unless the period is extended, the provisional family pension continues for six months from the date following the date of death of the Government servant.\"\n  },\n  {\n    \"id\": 2126,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, after the family pension and gratuity case has been forwarded to the Accounts Officer, the Head of Office shall draw the death gratuity to the extent of:\",\n    \"options\": [\n      \"Seventy-five per cent of the gratuity as determined\",\n      \"One hundred per cent of the gratuity as determined, after deducting the recoverable dues\",\n      \"Ninety per cent of the gratuity as determined\",\n      \"Two-thirds of the gratuity as determined\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 75(5)<\/b><br>The Head of Office issues a sanction letter and draws one hundred per cent of the death gratuity as determined, after deducting the dues recoverable, and disburses it immediately after it is drawn.\"\n  },\n  {\n    \"id\": 2127,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the entire service of a deceased Government servant cannot be verified immediately, the gratuity shall be provisionally determined on the basis of:\",\n    \"options\": [\n      \"The total service shown in the last pay certificate\",\n      \"One-half of the total service claimed by the family\",\n      \"The spell of qualifying service which is verified and accepted immediately preceding the date of death\",\n      \"The service rendered only in the present office\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 73(3) & 75(7)(a)<\/b><br>Where the entire service cannot be verified and accepted immediately and delay is likely, the gratuity is provisionally determined on the basis of the spell of qualifying service verified and accepted immediately preceding the date of death.\"\n  },\n  {\n    \"id\": 2128,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a claim in the prescribed form has been received, the provisionally determined gratuity shall be authorised by the Head of Office within:\",\n    \"options\": [\n      \"Fifteen days from the date of receipt of the claim\",\n      \"Two months from the date of receipt of the intimation\",\n      \"Three months from the date of receipt of the intimation\",\n      \"One month from the date of receipt of intimation or information about the death\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 75(7)(b)<\/b><br>Where a claim in Form 9 has been received, the provisionally determined gratuity is authorised by the Head of Office, on a provisional basis, within one month from the date of receipt of intimation about the death.\"\n  },\n  {\n    \"id\": 2129,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the final amount of gratuity, on acceptance and verification of the entire spell of service, shall be determined by the Head of Office within:\",\n    \"options\": [\n      \"Three months from the date on which the authority for payment of provisional gratuity was issued\",\n      \"One month from the date on which that authority was issued\",\n      \"Six months from the date on which that authority was issued\",\n      \"Two months from the date of death of the Government servant\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 75(7)(c)<\/b><br>The final amount is determined within three months from the date on which the authority for payment of the provisional gratuity was issued, and the balance, if any, is then authorised to the beneficiaries.\"\n  },\n  {\n    \"id\": 2130,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, on receipt of the family pension case and documents, the Accounts Officer shall apply the requisite checks and assess the amount of family pension and gratuity within:\",\n    \"options\": [\n      \"Forty-five days from the date of receipt of the case\",\n      \"One month from the date of receipt of the case and the documents\",\n      \"Two months from the date of receipt of the case\",\n      \"Fifteen days from the date of receipt of the case\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 76(1)<\/b><br>The Accounts Officer applies the requisite checks, completes the relevant part of Form 11 and assesses the amounts within one month of receiving the family pension case and documents.\"\n  },\n  {\n    \"id\": 2131,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the Accounts Officer is unable to assess the amount of family pension within the prescribed period, he shall:\",\n    \"options\": [\n      \"Stop the provisional family pension until the assessment is complete\",\n      \"Authorise the minimum family pension until the assessment is complete\",\n      \"Communicate the fact to the Head of Office to continue disbursing the provisional family pension for the period he specifies\",\n      \"Return the case to the Head of Office for fresh submission\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 76(1) second proviso<\/b><br>The Accounts Officer communicates the fact to the Head of Office to continue disbursing the provisional family pension to the claimant for such period as he may specify.\"\n  },\n  {\n    \"id\": 2132,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the sanction extending the period of provisional family pension is issued by the Head of Office after the approval of:\",\n    \"options\": [\n      \"The Accounts Officer\",\n      \"The Secretary of the administrative Ministry\",\n      \"The Central Pension Accounting Office\",\n      \"The Head of Department\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 76(2)<\/b><br>The Head of Office submits the case to the Head of Department for extension, and issues the sanction after that approval, for the period specified by the Accounts Officer.\"\n  },\n  {\n    \"id\": 2133,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where provisional family pension was sanctioned on the death of a Government servant, the payment of the final family pension shall be effective from:\",\n    \"options\": [\n      \"The date following the date on which the payment of provisional family pension ceased\",\n      \"The date following the date of death of the Government servant\",\n      \"The date of issue of the Pension Payment Order\",\n      \"The first day of the month following the assessment\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 76(3)(b)<\/b><br>Where provisional family pension was sanctioned, the final family pension is effective from the date following the date on which the provisional family pension ceased.\"\n  },\n  {\n    \"id\": 2134,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a missing Government servant, the payment of family pension shall be effective from the date following the date up to which leave was sanctioned, or pay and allowances were paid, or the date of the police report:\",\n    \"options\": [\n      \"Whichever is the earliest\",\n      \"Whichever is the latest\",\n      \"In every case, the date of the police report\",\n      \"In every case, the date up to which pay was drawn\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 76(3)(e)<\/b><br>For a missing Government servant the family pension is effective from whichever of those three dates is the latest.\"\n  },\n  {\n    \"id\": 2135,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a missing Government servant, the family pension and its arrears shall be paid by the Pension Disbursing Authority only after the expiry of:\",\n    \"options\": [\n      \"Three months from the date of lodging the report\",\n      \"One year from the date of disappearance\",\n      \"Six months from the date of lodging the report with the police station\",\n      \"Seven years from the date of disappearance\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 76(3)(f)<\/b><br>Payment of family pension and its arrears is made only after the expiry of six months from the date of lodging the report with the concerned police station.\"\n  },\n  {\n    \"id\": 2136,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a missing Government servant, the Accounts Officer shall intimate the amount of gratuity determined to the Head of Office within one month, with the remark that it may be disbursed only after the expiry of:\",\n    \"options\": [\n      \"Three months from the date of the intimation\",\n      \"One month from the date of the intimation\",\n      \"One year from the date of disappearance\",\n      \"Six months from the date of lodging the report with the police station\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 76(5)(d)<\/b><br>The Accounts Officer intimates the gratuity within one month of receipt of the case, to be drawn and disbursed only after the expiry of six months from the date of lodging the police report.\"\n  },\n  {\n    \"id\": 2137,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the provisional family pension disbursed by the Head of Office exceeds the final family pension assessed by the Accounts Officer, the excess may be:\",\n    \"options\": [\n      \"Adjusted from the gratuity, failing which recovered in instalments from the family pension payable in future\",\n      \"Written off in every case\",\n      \"Recovered only through a civil court\",\n      \"Recovered in a lump sum from the family pensioner\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 76(6)<\/b><br>The Accounts Officer may adjust the excess from the gratuity, and failing that, recover it in instalments from the family pension payable in future.\"\n  },\n  {\n    \"id\": 2138,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the provisional gratuity disbursed by the Head of Office proves larger than the amount finally assessed by the Accounts Officer, the beneficiary:\",\n    \"options\": [\n      \"Shall refund the excess in a lump sum\",\n      \"Shall not be required to refund the excess\",\n      \"Shall have the excess recovered from the family pension\",\n      \"Shall refund the excess with interest\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 76(7)(a)<\/b><br>The beneficiary is not required to refund the excess provisional gratuity; the Head of Office must minimise such cases.\"\n  },\n  {\n    \"id\": 2139,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in all cases where the gratuity paid is more than the amount finally assessed by the Accounts Officer, responsibility for the excess payment shall be fixed by:\",\n    \"options\": [\n      \"The Accounts Officer\",\n      \"The Central Pension Accounting Office\",\n      \"The Head of Department\",\n      \"The Pension Disbursing Authority\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 76(7)(b)<\/b><br>Where the gratuity paid exceeds the amount finally assessed, the Head of Department fixes the responsibility for the excess payment.\"\n  },\n  {\n    \"id\": 2140,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in a family pension case arising from death in service, the Central Pension Accounting Office shall issue the Special Seal of Authority within:\",\n    \"options\": [\n      \"Twenty-one days of the date of receipt of the Pension Payment Order\",\n      \"One month of the date of receipt of the Pension Payment Order\",\n      \"Fifteen days of the date of receipt of the Pension Payment Order\",\n      \"Ten days of the date of receipt of the Pension Payment Order from the Accounts Officer\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 76(8)(b)<\/b><br>The Special Seal of Authority is issued within ten days of receipt of the Pension Payment Order from the Accounts Officer. (Twenty-one days is the period in a retiring Government servant's own pension case.)\"\n  },\n  {\n    \"id\": 2141,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the Pension Disbursing Authority shall disburse the family pension, from the date it becomes due, not later than:\",\n    \"options\": [\n      \"Fifteen days of the date of receipt of the Special Seal of Authority\",\n      \"Ten days of the date of receipt of the Special Seal of Authority\",\n      \"One month of the date of receipt of the Special Seal of Authority\",\n      \"Seven days of the date of receipt of the Special Seal of Authority\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 76(8)(c)<\/b><br>The Pension Disbursing Authority disburses the family pension from the date it becomes due, not later than fifteen days of receipt of the Special Seal of Authority.\"\n  },\n  {\n    \"id\": 2142,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where there is more than one member of the family eligible for family pension and one of them has not submitted his claim, the case of the other eligible members:\",\n    \"options\": [\n      \"Shall be held up until all eligible members submit their claims\",\n      \"May be processed without linking it with the case of the member who has not submitted the claim\",\n      \"Shall be referred to the Head of Department for orders\",\n      \"Shall be processed only after the expiry of six months\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 76(8)(d) & (e)<\/b><br>The cases of other eligible members are processed without linking them to the case of a member who has not submitted the claim; that member's case is processed when his claim is received.\"\n  },\n  {\n    \"id\": 2143,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the Directorate of Estates shall communicate to the Head of Office any dues, other than the licence fee already intimated, outstanding against a deceased or missing Government servant within:\",\n    \"options\": [\n      \"Two months of the receipt of the intimation\",\n      \"Seven days of the receipt of the intimation\",\n      \"One month of the receipt of the intimation from the Head of Office\",\n      \"Fifteen days of the receipt of the intimation\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 77(1)(v)<\/b><br>The Directorate of Estates scrutinises its records and communicates any such other dues within one month of receiving the intimation regarding the death or disappearance.\"\n  },\n  {\n    \"id\": 2144,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, pending receipt of information from the Directorate of Estates regarding outstanding dues, the Head of Office shall withhold:\",\n    \"options\": [\n      \"Twenty per cent of the death gratuity\",\n      \"Fifty per cent of the death gratuity\",\n      \"The entire death gratuity\",\n      \"Ten per cent of the death gratuity\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 77(1)(vi)<\/b><br>Pending receipt of that information, the Head of Office withholds ten per cent of the death gratuity.\"\n  },\n  {\n    \"id\": 2145,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, if no intimation is received from the Directorate of Estates regarding recovery of outstanding dues within the prescribed period, or it expresses its inability to assess them:\",\n    \"options\": [\n      \"It shall be presumed that nothing was recoverable, and the withheld gratuity shall be paid to the persons to whom the gratuity was paid\",\n      \"The withheld gratuity shall continue to be held until an intimation is received\",\n      \"The withheld gratuity shall lapse to the Government\",\n      \"The matter shall be referred to the Accounts Officer for a decision\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 77(1)(vii)<\/b><br>In that event it is presumed that nothing was recoverable from the deceased or missing Government servant, and the withheld amount of gratuity is paid to the person or persons to whom the gratuity was paid.\"\n  },\n  {\n    \"id\": 2146,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, any licence fee or damages remaining unpaid after adjustment from the withheld gratuity may be ordered to be recovered from:\",\n    \"options\": [\n      \"The basic family pension, with the consent of the family pensioner\",\n      \"The dearness relief, without the consent of the family pensioner, no dearness relief being disbursed until full recovery\",\n      \"The death gratuity already paid, by a fresh demand\",\n      \"The commuted value of pension\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 77(1)(x)<\/b><br>Such unpaid amounts may be recovered through the Accounts Officer from the dearness relief without the consent of the family pensioner, and no dearness relief is disbursed until the dues are fully recovered.\"\n  },\n  {\n    \"id\": 2147,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of dues other than those pertaining to Government accommodation, the Head of Office shall take steps to ascertain the recoverable dues within:\",\n    \"options\": [\n      \"Seven days of the receipt of the intimation\",\n      \"One month of the receipt of the intimation\",\n      \"Fifteen days of the receipt of intimation regarding the death or disappearance\",\n      \"Two months of the receipt of the intimation\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 77(2)<\/b><br>For dues other than accommodation dues, the Head of Office acts within fifteen days of receiving the intimation of death or disappearance, and such ascertainable dues are recovered from the gratuity payable to the family.\"\n  },\n  {\n    \"id\": 2148,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant dies or goes missing while on deputation to another Central Government Department, the action to authorise family pension and gratuity shall be taken by:\",\n    \"options\": [\n      \"The Head of Office of the lending Department\",\n      \"The cadre authority which sanctioned the deputation\",\n      \"The Central Pension Accounting Office\",\n      \"The Head of Office of the borrowing Department\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 78(1)<\/b><br>For death or disappearance while on deputation to another Central Government Department, the borrowing Department's Head of Office takes the action.\"\n  },\n  {\n    \"id\": 2149,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant dies or goes missing while on deputation to a State Government or while on foreign service, the action to authorise family pension and gratuity shall be taken by:\",\n    \"options\": [\n      \"The Head of Office or the cadre authority which sanctioned the deputation\",\n      \"The Head of Office of the borrowing Department\",\n      \"The State Government or the foreign employer concerned\",\n      \"The Accounts Officer of the borrowing Department\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 78(2)<\/b><br>For deputation to a State Government or foreign service, the action is taken by the Head of Office or the cadre authority which sanctioned the deputation \u2014 not by the borrowing department.\"\n  },\n  {\n    \"id\": 2150,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following statements regarding a Government servant who dies while on deputation:\\n1. Where the deputation was to another Central Government Department, the borrowing Department takes action to authorise family pension and gratuity.\\n2. Where the deputation was to a State Government, the borrowing Department takes that action.\\n3. Where the Government servant was on foreign service, the cadre authority which sanctioned the deputation takes that action.\\nWhich of the statements given above is\/are NOT correct?\",\n    \"options\": [\n      \"1 only\",\n      \"2 only\",\n      \"1 and 3 only\",\n      \"2 and 3 only\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 78(1) & (2)<\/b><br>Statement 2 is not correct \u2014 for a deputation to a State Government the action is taken by the lending Head of Office or the cadre authority which sanctioned the deputation, not the borrowing Department. Statements 1 and 3 are correct.\"\n  },\n  {\n    \"id\": 2151,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the action in List-I with the period in List-II, where a Government servant dies while in service:\\nList-I\\nA. Head of Office addresses the Directorate of Estates for a 'No Demand Certificate'\\nB. Head of Office draws the provisional family pension\\nC. Head of Office sends the completed case to the Accounts Officer\\nD. Payment of provisional family pension continues\\nList-II\\n1. One month of the receipt of the claim\\n2. Seven days of the receipt of intimation of death\\n3. Six months from the date following the date of death\\n4. Fifteen days of the receipt of the claim\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-2, B-1, C-4, D-3\",\n      \"A-4, B-2, C-1, D-3\",\n      \"A-2, B-4, C-1, D-3\",\n      \"A-2, B-4, C-3, D-1\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 71(4)(c), 74(1), 75(1) & 75(3)<\/b><br>The Directorate of Estates is addressed within seven days (A-2); provisional family pension is drawn within fifteen days of the claim (B-4); the case goes to the Accounts Officer within one month of the claim (C-1); and provisional family pension continues for six months from the date following death (D-3).\"\n  },\n  {\n    \"id\": 2152,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the authority in List-I with its function in List-II, where a Government servant dies while in service:\\nList-I\\nA. Head of Office\\nB. Head of Department\\nC. Accounts Officer\\nD. Central Pension Accounting Office\\nList-II\\n1. Fixes responsibility where the gratuity paid exceeds the amount finally assessed\\n2. Issues the Special Seal of Authority\\n3. Draws and disburses the provisional family pension\\n4. Assesses the final family pension and prepares the Pension Payment Order\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-1, B-3, C-4, D-2\",\n      \"A-3, B-4, C-1, D-2\",\n      \"A-3, B-1, C-2, D-4\",\n      \"A-3, B-1, C-4, D-2\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rules 75(1), 76(1), 76(7)(b) & 76(8)(b)<\/b><br>The Head of Office draws and disburses the provisional family pension (A-3); the Head of Department fixes responsibility for excess gratuity (B-1); the Accounts Officer assesses the final family pension and prepares the Pension Payment Order (C-4); and the Central Pension Accounting Office issues the Special Seal of Authority (D-2).\"\n  },\n  {\n    \"id\": 2153,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following statements regarding a Government servant who dies while in service is NOT correct?\",\n    \"options\": [\n      \"The verification of the correctness of emoluments is confined to twenty-four months preceding the date of death\",\n      \"The determination of qualifying service and emoluments is completed within one month of the intimation of death\",\n      \"Provisional family pension is drawn within fifteen days of the receipt of the claim\",\n      \"The outstanding licence fee for the period before the date of death stands waived off\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 72(2)(a), 72(3), 75(1) & 71(4)(a)<\/b><br>The first statement is not correct \u2014 in a death case the verification of emoluments is confined to one year preceding the date of death; twenty-four months is the limit in an ordinary retirement case.\"\n  },\n  {\n    \"id\": 2154,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following statements regarding gratuity where a Government servant dies while in service:\\n1. The Head of Office draws one hundred per cent of the death gratuity after deducting the recoverable dues.\\n2. Ten per cent of the death gratuity is withheld pending information from the Directorate of Estates.\\n3. Where the provisional gratuity paid exceeds the amount finally assessed, the beneficiary must refund the excess.\\nWhich of the statements given above is\/are NOT correct?\",\n    \"options\": [\n      \"1 only\",\n      \"3 only\",\n      \"1 and 2 only\",\n      \"2 and 3 only\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 75(5), 77(1)(vi) & 76(7)(a)<\/b><br>Statement 3 is not correct \u2014 the beneficiary is not required to refund the excess provisional gratuity. Statements 1 and 2 correctly state the rule.\"\n  },\n  {\n    \"id\": 2155,\n    \"chapter\": \"CH 11: Determination and authorisation of the amount of family pension and gratuity in respect of a Government servant who dies or goes missing while in service\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a Government servant who was an allottee of Government accommodation dies while in service, and his family retains the accommodation. Which one of the following correctly states the position on licence fee?\",\n    \"options\": [\n      \"The licence fee for the period before the date of death is recovered from the death gratuity, and no concession is available thereafter\",\n      \"The licence fee for the entire period of retention is waived\",\n      \"The licence fee for the period before the date of death is waived, and that for the month of death and the first three months thereafter is not recovered from the family\",\n      \"The licence fee for the period before the date of death is waived, but that for every month thereafter is recovered\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 71(4)(a), 71(4)(b) & 77(1)(ii)<\/b><br>The pre-death licence fee stands waived, and where the family retains the accommodation the licence fee for the month of death and the first three months thereafter is not recovered. Damages, and licence fee beyond the permissible concessional period, remain recoverable.\"\n  },\n  \/\/CHAPTER 12\n  {\n    \"id\": 2201,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, on receiving intimation of the death or disappearance of a pensioner (or the death, disappearance or ineligibility of a family pensioner), the officer who ascertains whether family pension or residuary gratuity is payable is:\",\n    \"options\": [\n      \"The Pension Disbursing Authority\",\n      \"The Central Pension Accounting Office\",\n      \"The Head of Office\",\n      \"The Comptroller and Auditor-General of India\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 79(1)<\/b><br>The Head of Office, on such intimation, ascertains whether any family pension or residuary gratuity is payable and proceeds as provided in the rule.\"\n  },\n  {\n    \"id\": 2202,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, on the death of a pensioner survived by an eligible widow or widower whose name is in the Pension Payment Order, the family pension becomes payable:\",\n    \"options\": [\n      \"From the date of death of the pensioner\",\n      \"From the first day of the month following the death\",\n      \"From the date the claim is received by the bank\",\n      \"From the date following the date of death of the pensioner\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 79(2)(a)(i)<\/b><br>Where the pensioner is survived by an eligible widow or widower named in the Pension Payment Order, the family pension is payable from the date following the date of death of the pensioner.\"\n  },\n  {\n    \"id\": 2203,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, on the death of a pensioner, the Pension Disbursing Authority shall commence disbursement of family pension to the widow or widower named in the Pension Payment Order, on receipt of the prescribed claim, the death certificate and an undertaking, within:\",\n    \"options\": [\n      \"One month of the receipt of the claim\",\n      \"Fifteen days of the receipt of the claim\",\n      \"Three months of the receipt of the claim\",\n      \"Six months of the receipt of the claim\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 79(2)(a)(ii)<\/b><br>The Pension Disbursing Authority commences disbursement of family pension to the widow or widower named in the Pension Payment Order within one month of receipt of the claim (with the death certificate and the undertaking to the bank).\"\n  },\n  {\n    \"id\": 2204,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the Pension Payment Order does not name any family member, or the family pension has become payable to a member other than the one named (including a person who became a member of the family after the pensioner's retirement), the family pension is sanctioned by:\",\n    \"options\": [\n      \"The Pension Disbursing Authority, on its own\",\n      \"The Head of Office, within one month of receipt of the claim, in the prescribed sanction format\",\n      \"The Central Pension Accounting Office\",\n      \"The Accounts Officer, without any claim\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 79(2)(b)(i)<\/b><br>Where the Pension Payment Order names no family member, or family pension has become payable to a member other than the one named, the Head of Office sanctions the family pension within one month of receipt of the claim, in the prescribed sanction format.\"\n  },\n  {\n    \"id\": 2205,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a deceased pensioner is survived by a spouse and by permanently disabled children (or dependent parents or disabled siblings) whose names were not previously in the Pension Payment Order, their names are included in the Pension Payment Order by:\",\n    \"options\": [\n      \"The Pension Disbursing Authority, on its own\",\n      \"The Central Pension Accounting Office, suo motu\",\n      \"The Accounts Officer, on a written communication from the Head of Office based on the spouse's request\",\n      \"The disabled child directly applying to the bank\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 79(2)(a)(iv)<\/b><br>The Accounts Officer includes their names in the Pension Payment Order on a written communication from the Head of Office, made on the basis of the spouse's request in the prescribed form.\"\n  },\n  {\n    \"id\": 2206,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a claim for family pension in respect of a missing pensioner may be submitted only after:\",\n    \"options\": [\n      \"A period of seven years has elapsed since the disappearance\",\n      \"A civil court has declared the pensioner dead\",\n      \"The pensioner's name has been removed from the electoral roll\",\n      \"A report has been lodged with the police (as a First Information Report, Daily Diary Entry or General Diary Entry)\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 79(3)(iii)<\/b><br>The claim may be submitted only after a report (FIR, Daily Diary Entry or General Diary Entry) has been lodged with the concerned police station.\"\n  },\n  {\n    \"id\": 2207,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a claim for family pension in respect of a missing pensioner shall be accompanied by:\\n1. An indemnity bond in the prescribed format.\\n2. A copy of the report lodged with the police, and a police report that the person could not be traced despite efforts.\\n3. An undertaking to the bank in the prescribed format.\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 79(3)(iii)<\/b><br>The claim must be accompanied by an indemnity bond, a copy of the police report and the police report that the person could not be traced, and an undertaking to the bank. All three.\"\n  },\n  {\n    \"id\": 2208,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a missing pensioner, the family pension becomes payable from the date following the date up to which pension was last paid, or the date the police report was lodged:\",\n    \"options\": [\n      \"Whichever is later\",\n      \"Whichever is earlier\",\n      \"In every case, the date of the police report\",\n      \"In every case, the date pension was last paid\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 79(3)(iv)<\/b><br>The family pension in a missing-pensioner case is payable from the date following the date up to which pension was last paid, or the date the police report was lodged, whichever is later.\"\n  },\n  {\n    \"id\": 2209,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a missing pensioner, the family pension (including arrears) shall in no case be paid by the Pension Disbursing Authority before the expiry of:\",\n    \"options\": [\n      \"Three months from the date of lodging the police report\",\n      \"Six months from the date of lodging the police report\",\n      \"One month from the date of the claim\",\n      \"Seven years from the date of disappearance\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 79(3)(v)<\/b><br>The family pension (including arrears) shall in no case be paid by the Pension Disbursing Authority before the expiry of six months from the date of lodging the report with the police station.\"\n  },\n  {\n    \"id\": 2210,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the claim of a family member of a deceased or missing pensioner:\",\n    \"options\": [\n      \"Shall be rejected if the member's details are not in the service records\",\n      \"Shall be referred to the President for decision in every case\",\n      \"Shall not be rejected merely because the member's details are not available in the service records, if the Head of Office is otherwise satisfied of eligibility\",\n      \"Shall be entertained only if the member's name is in the Pension Payment Order\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 79(3)(vi)<\/b><br>The claim is not to be rejected merely because the member's details are absent from the service records, provided the Head of Office is otherwise satisfied about eligibility.\"\n  },\n  {\n    \"id\": 2211,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a widow or widower in receipt of family pension remarries and, at the time of remarriage, has minor children of the deceased who are eligible for family pension, the remarried individual:\",\n    \"options\": [\n      \"Loses all right to the family pension for the children on remarriage\",\n      \"Draws the family pension in his or her own right regardless of guardianship\",\n      \"May draw the family pension only with the President's approval\",\n      \"May draw the family pension on behalf of the children so long as he or she continues to be their guardian\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 79(4)(a)(i)<\/b><br>The remarried individual may draw the family pension on behalf of the eligible minor children so long as he or she continues to be their guardian.\"\n  },\n  {\n    \"id\": 2212,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a remarried widow or widower ceases, for any reason, to be the guardian of the minor children of the deceased, the family pension shall become payable to:\",\n    \"options\": [\n      \"The person entitled to act as the guardian of the children under the law in force\",\n      \"The remarried widow or widower in any event\",\n      \"The Government, as the family pension lapses\",\n      \"The eldest child, even if a minor\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 79(4)(a)(iii)<\/b><br>If the remarried individual ceases to be the guardian, the family pension becomes payable to the person entitled to act as guardian under the law for the time being in force.\"\n  },\n  {\n    \"id\": 2213,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the person eligible for family pension is a minor or is suffering from a disorder or disability of mind, the claim may be submitted by:\",\n    \"options\": [\n      \"The person himself in all cases\",\n      \"The guardian, on behalf of such person\",\n      \"The Head of Office, without any claim\",\n      \"The Pension Disbursing Authority\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 79(5)<\/b><br>Where the eligible person is a minor or is mentally disabled, the guardian may submit the claim on his or her behalf.\"\n  },\n  {\n    \"id\": 2214,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a residuary gratuity becomes payable to the family on the death of a retired Government servant, it is sanctioned by:\",\n    \"options\": [\n      \"The Pension Disbursing Authority, without any claim\",\n      \"The Central Pension Accounting Office\",\n      \"The Head of Office, on receipt of a claim from the person or persons eligible to receive it\",\n      \"The President\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 79(6)<\/b><br>On the death of a retired Government servant, the Head of Office sanctions the residuary gratuity on receipt of a claim from the eligible person or persons.\"\n  },\n  {\n    \"id\": 2215,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, on receipt of the sanction of family pension or residuary gratuity, the Accounts Officer shall authorise the payment within:\",\n    \"options\": [\n      \"Fifteen days from the date of receipt of the sanction\",\n      \"Three months from the date of receipt of the sanction\",\n      \"Ten days from the date of receipt of the sanction\",\n      \"One month from the date of receipt of the sanction\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 80(1)<\/b><br>On receipt of the sanction under the rule, the Accounts Officer authorises the payment of family pension or residuary gratuity within one month.\"\n  },\n  {\n    \"id\": 2216,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where the payment of gratuity is delayed on account of administrative lapses, interest is payable for the period of delay beyond:\",\n    \"options\": [\n      \"Three months from the date of submission of the claim\",\n      \"One month from the date of the sanction\",\n      \"Six months from the date of the claim\",\n      \"Fifteen days from the date of the sanction\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 80(1) first proviso<\/b><br>Where gratuity payment is delayed due to administrative lapses, interest is payable for the delay beyond three months from the date of submission of the claim, and responsibility is fixed.\"\n  },\n  {\n    \"id\": 2217,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the Central Pension Accounting Office shall issue the Special Seal of Authority and forward it to the Pension Disbursing Authority within:\",\n    \"options\": [\n      \"One month of receipt of the Pension Payment Order\",\n      \"Ten days of receipt of the Pension Payment Order from the Accounts Officer\",\n      \"Fifteen days of receipt of the Pension Payment Order\",\n      \"Six months of receipt of the Pension Payment Order\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 80(3)<\/b><br>The Central Pension Accounting Office issues the Special Seal of Authority and forwards it to the Pension Disbursing Authority within ten days of receipt of the Pension Payment Order from the Accounts Officer.\"\n  },\n  {\n    \"id\": 2218,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the Pension Disbursing Authority shall disburse the family pension, from the date it becomes due, within:\",\n    \"options\": [\n      \"One month of receipt of the Special Seal of Authority\",\n      \"Ten days of receipt of the Special Seal of Authority\",\n      \"Fifteen days of receipt of the Special Seal of Authority\",\n      \"Three months of receipt of the Special Seal of Authority\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 80(4)<\/b><br>The Pension Disbursing Authority disburses the family pension from the date it becomes due, within fifteen days of receipt of the Special Seal of Authority from the Central Pension Accounting Office.\"\n  },\n  {\n    \"id\": 2219,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the authority in List-I with its function in List-II in the sanction and payment of family pension for a deceased or missing pensioner:\\nList-I\\nA. Head of Office\\nB. Accounts Officer\\nC. Central Pension Accounting Office\\nD. Pension Disbursing Authority\\nList-II\\n1. Issues the Special Seal of Authority\\n2. Sanctions the family pension on the claim\\n3. Disburses the family pension to the family pensioner\\n4. Authorises the payment on receipt of the sanction\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-2, B-4, C-1, D-3\",\n      \"A-4, B-2, C-1, D-3\",\n      \"A-2, B-4, C-3, D-1\",\n      \"A-1, B-4, C-2, D-3\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 79 & 80<\/b><br>The Head of Office sanctions on the claim (A-2); the Accounts Officer authorises on receipt of the sanction (B-4); the Central Pension Accounting Office issues the Special Seal of Authority (C-1); and the Pension Disbursing Authority disburses to the family pensioner (D-3).\"\n  },\n  {\n    \"id\": 2220,\n    \"chapter\": \"CH 12: Sanction of family pension and residuary gratuity in respect of deceased or missing pensioners\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant dies after retirement without having submitted his pension papers before his death, the Head of Office shall allow the claim to be submitted by:\",\n    \"options\": [\n      \"Only the nominee for gratuity, in every case\",\n      \"Only a person holding a succession certificate\",\n      \"No one; the pension case lapses\",\n      \"The spouse, or, in the absence of the spouse, any other family member eligible to receive family pension\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 80(5)(a)<\/b><br>Where the retired Government servant died without submitting his pension papers, the Head of Office allows the spouse (or, in the spouse's absence, another eligible family member) to submit the claim; the Accounts Officer then authorises pension, retirement gratuity and family pension.\"\n  },\n  \/\/CHAPTER 13\n  {\n    \"id\": 2301,\n    \"chapter\": \"CH 13: Payment of Pensions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a pension (other than family pension) becomes payable from:\",\n    \"options\": [\n      \"The date on which the Government servant ceases to be borne on the establishment\",\n      \"The first day of the month following retirement\",\n      \"The date on which the Pension Payment Order is issued\",\n      \"The date on which the Government servant attains the age of sixty\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 81(1)<\/b><br>Subject to the provisions on withholding or withdrawal of pension, a pension (other than family pension) becomes payable from the date the Government servant ceases to be borne on the establishment.\"\n  },\n  {\n    \"id\": 2302,\n    \"chapter\": \"CH 13: Payment of Pensions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, family pension is, as a general rule, payable from:\",\n    \"options\": [\n      \"The date of death itself\",\n      \"The date following the date on which the Government servant or pensioner dies, or the family pensioner dies or becomes ineligible\",\n      \"The first day of the next financial year\",\n      \"The date on which the claim is sanctioned\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 81(2)<\/b><br>Family pension is payable from the date following the date on which the Government servant or pensioner dies, or the family pensioner dies or becomes ineligible.\"\n  },\n  {\n    \"id\": 2303,\n    \"chapter\": \"CH 13: Payment of Pensions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, pension (including family pension) shall be payable:\",\n    \"options\": [\n      \"Only up to the day before the recipient dies\",\n      \"Only up to the last day of the previous month\",\n      \"For the day on which its recipient dies\",\n      \"For seven days after the recipient dies\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 81(3)<\/b><br>Pension, including family pension, is payable for the day on which its recipient dies.\"\n  },\n  {\n    \"id\": 2304,\n    \"chapter\": \"CH 13: Payment of Pensions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, all pensions, including gratuities, admissible under these rules shall be payable:\",\n    \"options\": [\n      \"In rupees, in India or abroad\",\n      \"In any convertible currency at the pensioner's option\",\n      \"In rupees or in the currency of the country where the pensioner resides\",\n      \"In rupees in India only\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 82<\/b><br>All pensions, including gratuities, admissible under these rules are payable in rupees in India only.\"\n  },\n  {\n    \"id\": 2305,\n    \"chapter\": \"CH 13: Payment of Pensions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a gratuity shall, except as otherwise provided, be paid:\",\n    \"options\": [\n      \"In a lump sum\",\n      \"In three equal annual instalments\",\n      \"In twelve monthly instalments\",\n      \"In two equal instalments\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 83(1)<\/b><br>Except as otherwise provided in these rules, a gratuity is paid in a lump sum.\"\n  },\n  {\n    \"id\": 2306,\n    \"chapter\": \"CH 13: Payment of Pensions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a pension fixed at monthly rates shall be payable monthly on or after:\",\n    \"options\": [\n      \"The first working day of the month to which it relates\",\n      \"The last working day of the month to which it relates, except for March, when it is payable on or after the first working day of April\",\n      \"The fifteenth day of the following month\",\n      \"The last working day of the month, including March\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 83(2)<\/b><br>A monthly pension is payable on or after the last working day of the month to which it relates, except the pension for March, which is payable on or after the first working day of April.\"\n  },\n  {\n    \"id\": 2307,\n    \"chapter\": \"CH 13: Payment of Pensions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the pension for the month of March shall be payable on or after:\",\n    \"options\": [\n      \"The last working day of March\",\n      \"The last working day of April\",\n      \"The first working day of April\",\n      \"The first working day of March\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 83(2)<\/b><br>By way of exception to the general rule, the pension for March is payable on or after the first working day of April.\"\n  },\n  {\n    \"id\": 2308,\n    \"chapter\": \"CH 13: Payment of Pensions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the Treasury Rules of the Central Government apply to the procedure of payment of:\\n1. Gratuity.\\n2. Pension.\\n3. Pension undrawn for more than a year.\\n4. Pension in respect of a deceased pensioner.\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"2, 3 and 4 only\",\n      \"1, 3 and 4 only\",\n      \"1, 2, 3 and 4\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 84(1)<\/b><br>The Treasury Rules govern the procedure for payment of gratuity, pension, pension undrawn for more than a year, and pension of a deceased pensioner alike. All four.\"\n  },\n  {\n    \"id\": 2309,\n    \"chapter\": \"CH 13: Payment of Pensions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the commutation of a pension authorised under these rules, the payment of its commuted value and its restoration are governed by:\",\n    \"options\": [\n      \"The Central Civil Services (Commutation of Pension) Rules, 1981\",\n      \"The Central Civil Services (Pension) Rules, 2021 themselves\",\n      \"The Fundamental Rules\",\n      \"The Payment of Gratuity Act, 1972\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 84(2)<\/b><br>Commutation of pension, payment of the commuted value and its restoration are governed by the Central Civil Services (Commutation of Pension) Rules, 1981.\"\n  },\n  {\n    \"id\": 2310,\n    \"chapter\": \"CH 13: Payment of Pensions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, nomination for receiving the arrears of pension after the death of a pensioner is governed by:\",\n    \"options\": [\n      \"The Central Civil Services (Commutation of Pension) Rules, 1981\",\n      \"The Payment of Arrears of Pension (Nominations) Rules, 1983\",\n      \"The Treasury Rules of the Central Government\",\n      \"The Payment of Gratuity Act, 1972\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rule 84(3)<\/b><br>Nomination for receiving the arrears of pension after a pensioner's death is governed by the Payment of Arrears of Pension (Nominations) Rules, 1983.\"\n  },\n  {\n    \"id\": 2311,\n    \"chapter\": \"CH 13: Payment of Pensions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, the rule that a pension becomes payable from the date the Government servant ceases to be borne on the establishment is subject to the provisions relating to:\",\n    \"options\": [\n      \"The commutation of pension\",\n      \"The grant of dearness relief\",\n      \"The withholding or withdrawal of pension for grave misconduct or negligence\",\n      \"The nomination for gratuity\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rule 81(1)<\/b><br>The commencement of pension is expressly made subject to the power to withhold or withdraw pension for grave misconduct or negligence.\"\n  },\n  {\n    \"id\": 2312,\n    \"chapter\": \"CH 13: Payment of Pensions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following statements regarding the payment of pension:\\n1. Gratuity is ordinarily paid in a lump sum.\\n2. Pensions and gratuities are payable in rupees in India only.\\n3. Pension for the month of March is payable on or after the last working day of March.\\nWhich of the statements given above is\/are NOT correct?\",\n    \"options\": [\n      \"1 only\",\n      \"2 and 3 only\",\n      \"1 and 2 only\",\n      \"3 only\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rules 82, 83(1) & 83(2)<\/b><br>Statement 3 is not correct \u2014 the pension for March is payable on or after the first working day of April, not the last working day of March. Statements 1 and 2 are correct.\"\n  },\n  {\n    \"id\": 2313,\n    \"chapter\": \"CH 13: Payment of Pensions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the matter in List-I with the governing rules in List-II:\\nList-I\\nA. Procedure of payment of pension and gratuity\\nB. Commutation of pension and its restoration\\nC. Nomination for arrears of pension after death\\nList-II\\n1. Payment of Arrears of Pension (Nominations) Rules, 1983\\n2. Treasury Rules of the Central Government\\n3. Central Civil Services (Commutation of Pension) Rules, 1981\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-2, B-3, C-1\",\n      \"A-3, B-2, C-1\",\n      \"A-2, B-1, C-3\",\n      \"A-1, B-3, C-2\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 84<\/b><br>Procedure of payment \u2192 Treasury Rules (A-2); commutation and restoration \u2192 CCS (Commutation of Pension) Rules, 1981 (B-3); nomination for arrears of pension \u2192 Payment of Arrears of Pension (Nominations) Rules, 1983 (C-1).\"\n  },\n  {\n    \"id\": 2314,\n    \"chapter\": \"CH 13: Payment of Pensions\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, a pensioner dies on the tenth day of a month. His pension for that month is payable:\",\n    \"options\": [\n      \"Up to and including the tenth, the day on which he died\",\n      \"Only up to the end of the previous month\",\n      \"For the whole month, regardless of the date of death\",\n      \"Up to the ninth, the day before his death\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 81(3)<\/b><br>Pension is payable for the day on which the recipient dies, so it is payable up to and including the day of death.\"\n  },\n  \/\/CHAPTER 14\n  \n  \/\/TIMELIMITS \/\/\n  {\n    \"id\": 2901,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the action in List-I with the period in List-II:\\nList-I\\nA. Sending the details of Government accommodation to the Directorate of Estates\\nB. The period in respect of which the 'No Demand Certificate' is issued\\nC. The Directorate of Estates informing the Head of Office in a superannuation case\\nD. Issue of the 'No Demand Certificate' after actual vacation of the accommodation\\nList-II\\n1. Two months\\n2. One year before the anticipated date of retirement\\n3. Fourteen days from the date of the application\\n4. The period preceding eight months of retirement\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-2, B-4, C-1, D-3\",\n      \"A-1, B-4, C-2, D-3\",\n      \"A-2, B-3, C-1, D-4\",\n      \"A-4, B-2, C-1, D-3\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 55(1), 68(1)(a) & 68(7)(a)<\/b><br>Details go to the Directorate of Estates at least one year before the anticipated retirement (A-2); the certificate covers the period preceding eight months of retirement (B-4); the Directorate replies within two months in a superannuation case (C-1); and the certificate is issued within fourteen days of the application made after actual vacation (D-3).\"\n  },\n  {\n    \"id\": 2902,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the event in List-I with the period in List-II, in relation to provisional pension sanctioned for reasons other than departmental or judicial proceedings:\\nList-I\\nA. Sanction of provisional pension where the pension case could not be forwarded in time, on superannuation\\nB. Sanction of provisional pension where retirement is otherwise than on superannuation\\nC. Maximum period for which provisional pension may continue\\nD. Point from which interest becomes payable for delayed payment on superannuation\\nList-II\\n1. One month from the date of submission of the forms\\n2. Six months\\n3. Ten days after the date of retirement\\n4. On the expiry of three months from the date of retirement\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-1, B-3, C-2, D-4\",\n      \"A-3, B-1, C-2, D-4\",\n      \"A-3, B-1, C-4, D-2\",\n      \"A-3, B-2, C-1, D-4\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 62(4), 62(6)(a) & 65(5)(a)<\/b><br>Sanction within ten days after retirement where the case was delayed (A-3); within one month of submission of the forms in a non-superannuation retirement (B-1); provisional pension does not continue beyond six months (C-2); and interest runs from the expiry of three months from retirement (D-4).\"\n  },\n  {\n    \"id\": 2903,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the action in List-I with the period in List-II:\\nList-I\\nA. The Accounts Officer issues the Pension Payment Order on superannuation\\nB. The Accounts Officer issues it where retirement is otherwise than on superannuation\\nC. The Central Pension Accounting Office issues the Special Seal of Authority in the case of a retiring Government servant\\nD. The Central Pension Accounting Office issues it in a family pension case on the death of a pensioner\\nList-II\\n1. Forty-five days from the receipt of the pension papers\\n2. Ten days\\n3. Two months in advance of the date of retirement\\n4. Twenty-one days\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-3, B-1, C-2, D-4\",\n      \"A-1, B-3, C-4, D-2\",\n      \"A-3, B-1, C-4, D-2\",\n      \"A-3, B-4, C-1, D-2\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 63(1)(a), 63(1)(b), 63(4)(b) & 80(3)<\/b><br>Two months in advance on superannuation (A-3); forty-five days from receipt of the papers otherwise (B-1). Note the contrast in the Special Seal of Authority: twenty-one days in a retiring Government servant's case (C-4) but only ten days in a deceased pensioner's family pension case (D-2).\"\n  },\n  {\n    \"id\": 2904,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the action in List-I with the period in List-II, in the case of a deceased or missing pensioner:\\nList-I\\nA. The Pension Disbursing Authority commences family pension on receipt of the claim\\nB. The Pension Disbursing Authority disburses family pension after receiving the Special Seal of Authority\\nC. The Central Pension Accounting Office issues the Special Seal of Authority\\nD. Bar on payment of family pension in the case of a missing pensioner\\nList-II\\n1. Ten days\\n2. Six months from the date of lodging the report with the police station\\n3. One month\\n4. Fifteen days\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-1, B-4, C-3, D-2\",\n      \"A-3, B-1, C-4, D-2\",\n      \"A-4, B-3, C-1, D-2\",\n      \"A-3, B-4, C-1, D-2\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rules 79(2)(a)(ii), 79(3)(v), 80(3) & 80(4)<\/b><br>Disbursement commences within one month of the claim (A-3); the Pension Disbursing Authority disburses within fifteen days of the Special Seal of Authority (B-4); the Central Pension Accounting Office issues that seal within ten days (C-1); and no payment may be made before six months from the police report in a missing-pensioner case (D-2).\"\n  },\n  {\n    \"id\": 2905,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the action in List-I with the period in List-II:\\nList-I\\nA. The Head of Office requests the medical authority to examine a Government servant seeking invalid pension\\nB. The medical authority conducts that examination\\nC. Grant of invalid pension after receipt of the medical certificate\\nD. Decision on the grant of a compassionate allowance after dismissal or removal\\nList-II\\n1. Thirty days from the receipt of the request\\n2. Fifteen days of the receipt of the application\\n3. Three months from the date of the penalty order\\n4. Forty-five days from the receipt of the certificate\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-2, B-1, C-4, D-3\",\n      \"A-1, B-2, C-4, D-3\",\n      \"A-2, B-1, C-3, D-4\",\n      \"A-2, B-4, C-1, D-3\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 39(3), 39(8) & 41(2)<\/b><br>The request is made within fifteen days of receiving the application (A-2); the examination is conducted not later than thirty days from receipt of that request (B-1); invalid pension is granted not later than forty-five days from receipt of the certificate (C-4); and the compassionate allowance is decided not later than three months from the penalty order (D-3).\"\n  },\n  {\n    \"id\": 2906,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the requirement in List-I with the period in List-II:\\nList-I\\nA. Minimum written notice for voluntary retirement\\nB. Issue of the certificate of twenty years' qualifying service on request\\nC. Minimum service in India after return from an assignment abroad, to be eligible for voluntary retirement\\nD. Repatriation of employees who opt to revert to Government service on conversion of a Department into a public sector undertaking\\nList-II\\n1. Two years\\n2. Three months\\n3. One year\\n4. Fifteen days\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-3, B-4, C-2, D-1\",\n      \"A-2, B-4, C-3, D-1\",\n      \"A-2, B-3, C-4, D-1\",\n      \"A-2, B-4, C-1, D-3\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 43(1) and its first and third provisos, and 37(7)<\/b><br>Three months' notice for voluntary retirement (A-2); the certificate is issued within fifteen days (B-4); one year's service in India after return from the assignment abroad (C-3); and repatriation within two years of exercising the option (D-1).\"\n  },\n  {\n    \"id\": 2907,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the action in List-I with the period in List-II:\\nList-I\\nA. Commencement of the preparatory work for processing a pension case\\nB. Reply to a reference made to another Head of Office for verification of service\\nC. Written statement by a Government servant for service incapable of verification\\nD. The period for which the correctness of emoluments is verified\\nList-II\\n1. One month\\n2. Twenty-four months preceding the date of retirement\\n3. One year before the date of superannuation\\n4. Two months\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-3, B-1, C-4, D-2\",\n      \"A-1, B-4, C-3, D-2\",\n      \"A-3, B-4, C-1, D-2\",\n      \"A-3, B-4, C-2, D-1\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 56, 57(1)(a)(iv), 57(1)(a)(viii) & 57(1)(b)(v)<\/b><br>Preparatory work begins one year before superannuation (A-3); the referred Head of Office replies within two months (B-4); the Government servant files his written statement within a month (C-1); and emoluments are verified only for the twenty-four months preceding retirement (D-2).\"\n  },\n  {\n    \"id\": 2908,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the action in List-I with the period in List-II:\\nList-I\\nA. Notice to a pensioner requiring refund of an excess payment of pension\\nB. Period after whose expiry a clerical-error revision needs the concurrence of the nodal Department\\nC. Completion of the assessment of dues other than accommodation dues, on superannuation\\nD. Completion of that assessment where retirement is otherwise than on superannuation\\nList-II\\n1. Thirty days after the date of retirement\\n2. Eight months before the date of retirement\\n3. Two months\\n4. Two years\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-4, B-3, C-2, D-1\",\n      \"A-3, B-4, C-1, D-2\",\n      \"A-2, B-4, C-3, D-1\",\n      \"A-3, B-4, C-2, D-1\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rules 66(5), 66(2) proviso & 69(2)<\/b><br>Refund within two months of the notice (A-3); concurrence needed where the clerical error is detected after two years (B-4); assessment completed eight months before retirement on superannuation (C-2), and within thirty days after retirement otherwise (D-1).\"\n  },\n  {\n    \"id\": 2909,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following pairs:\\n1. Preparation of the monthly list of Government servants due to retire \u2014 those retiring within the next fifteen months\\n2. Intimation to the Accounts Officer of a retirement otherwise than on superannuation \u2014 ten days from the issue of the order\\n3. Supply of a copy of the monthly retirement list to the Accounts Officer \u2014 before the last day of every month\\nWhich of the pairs given above are correctly matched?\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rule 54(1), (2) & (3)<\/b><br>All three are correctly matched: the list is prepared by the fifteenth of every month for those retiring within the next fifteen months, a copy goes to the Accounts Officer before the last day of every month, and a non-superannuation retirement is intimated within ten days of the order.\"\n  },\n  {\n    \"id\": 2910,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following pairs relating to a retirement on superannuation:\\n1. Submission of the pension forms by the Government servant \u2014 not later than six months prior to retirement\\n2. Completion of Part I of the pension form by the Head of Office \u2014 not later than four months before retirement\\n3. Forwarding of the pension case to the Accounts Officer \u2014 not later than two months before retirement\\nWhich of the pairs given above are correctly matched?\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 57(2)(a), 59(1) & 60(4)<\/b><br>Pairs 1 and 2 are correct. Pair 3 is wrong \u2014 the pension case is forwarded to the Accounts Officer not later than four months before superannuation; two months is the period within which the Accounts Officer must issue the Pension Payment Order.\"\n  },\n  {\n    \"id\": 2911,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following pairs:\\n1. Forwarding of the final orders in a concluded departmental proceeding to the Accounts Officer \u2014 thirty days from the issue of those orders\\n2. Authorisation of the final pension by the Accounts Officer after receiving those details \u2014 thirty days\\n3. Payment of interest sanctioned on delayed pension or gratuity \u2014 two months from the date of sanction\\nWhich of the pairs given above are correctly matched?\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1, 2 and 3\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 63(5)(a), 63(5)(b) & 65(3)(b)<\/b><br>All three are correctly matched \u2014 thirty days for the Head of Office to forward the final orders, thirty days for the Accounts Officer to authorise the final pension, and two months for payment of the sanctioned interest.\"\n  },\n  {\n    \"id\": 2912,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following pairs:\\n1. Furnishing reasons for non-acceptance of the certified qualifying service and emoluments \u2014 one month\\n2. Completion of the verification of service by the Head of Office \u2014 eight months before superannuation\\n3. Issue of the notification or office order specifying the date of retirement \u2014 within a week of that date\\nWhich of the pairs given above are correctly matched?\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"1, 2 and 3\",\n      \"1 and 3 only\",\n      \"2 and 3 only\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rules 57(1)(c)(ii), 57(1)(a)(vii) & 70(1)<\/b><br>Pairs 2 and 3 are correct. Pair 1 is wrong \u2014 the retiring Government servant has two months (not one month) to furnish his reasons for non-acceptance, supported by documents.\"\n  },\n  {\n    \"id\": 2913,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following pairs:\\n1. Maximum period for which provisional pension may continue \u2014 six months\\n2. Bar on payment of the family pension of a missing pensioner \u2014 six months from the date of the police report\\n3. Written statement by a Government servant for a period of service incapable of verification \u2014 two months\\nWhich of the pairs given above are correctly matched?\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"1, 2 and 3\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 62(6)(a), 79(3)(v) & 57(1)(a)(viii)<\/b><br>Pairs 1 and 2 are correct. Pair 3 is wrong \u2014 the Government servant files the written statement within one month; two months is the period for a referred Head of Office to reply to a verification reference.\"\n  },\n  {\n    \"id\": 2914,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following pairs:\\n1. Reply by the Directorate of Estates where the Government servant is retiring on superannuation \u2014 one month\\n2. Withdrawal of a notice of voluntary retirement \u2014 not less than fifteen days before the intended date of retirement\\n3. Issue of the certificate of completion of twenty years' qualifying service on request \u2014 fifteen days\\nWhich of the pairs given above are correctly matched?\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1, 2 and 3\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 68(1)(a), 43(6) proviso & 43(1) first proviso<\/b><br>Pairs 2 and 3 are correct. Pair 1 is wrong \u2014 the Directorate of Estates replies within two months in a superannuation case; one month applies where the retirement is otherwise than on superannuation.\"\n  },\n  {\n    \"id\": 2915,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following pairs relating to a family pension case:\\n1. Interest for delayed payment of gratuity \u2014 for the delay beyond three months from the date of submission of the claim\\n2. Issue of the Special Seal of Authority by the Central Pension Accounting Office \u2014 twenty-one days\\n3. Disbursement of family pension by the Pension Disbursing Authority \u2014 fifteen days of receipt of the Special Seal of Authority\\nWhich of the pairs given above are correctly matched?\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\",\n      \"1, 2 and 3\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 80(1) proviso, 80(3) & 80(4)<\/b><br>Pairs 1 and 3 are correct. Pair 2 is wrong \u2014 in a family pension case the Special Seal of Authority is issued within ten days; twenty-one days is the period in a retiring Government servant's pension case.\"\n  },\n  {\n    \"id\": 2916,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following pairs is NOT correctly matched?\",\n    \"options\": [\n      \"Issue of the Pension Payment Order on superannuation \u2014 Two months in advance of the date of retirement\",\n      \"Issue of the Pension Payment Order on retirement otherwise than on superannuation \u2014 Forty-five days from receipt of the pension papers\",\n      \"Maximum period for which provisional pension may continue \u2014 Six months\",\n      \"Sanction of provisional pension where the pension case is delayed \u2014 One month after the date of retirement\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rules 62(4), 62(6)(a), 63(1)(a) & 63(1)(b)<\/b><br>The mismatched pair is the first \u2014 the sanction of provisional pension is issued not later than ten days after the date of retirement in such a case; one month applies where the retirement is otherwise than on superannuation.\"\n  },\n  {\n    \"id\": 2917,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following pairs is NOT correctly matched?\",\n    \"options\": [\n      \"The Directorate of Estates informing the Head of Office where retirement is otherwise than on superannuation \u2014 Two months\",\n      \"Sending the details of Government accommodation to the Directorate of Estates \u2014 At least one year before the anticipated date of retirement\",\n      \"Issue of the 'No Demand Certificate' after actual vacation of the accommodation \u2014 Fourteen days from the application\",\n      \"Completion of the assessment of dues other than accommodation dues, on superannuation \u2014 Eight months before retirement\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 68(1)(b), 55(1), 68(7)(a) & 69(2)<\/b><br>The mismatched pair is the first \u2014 where retirement is otherwise than on superannuation, the Directorate of Estates must inform the Head of Office within one month; two months applies to a superannuation case.\"\n  },\n  {\n    \"id\": 2918,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following pairs is NOT correctly matched?\",\n    \"options\": [\n      \"Reply to a reference for verification of service made to another Head of Office \u2014 Two months\",\n      \"Completion of the verification of service \u2014 Six months before the date of superannuation\",\n      \"Written statement by a Government servant for service incapable of verification \u2014 One month\",\n      \"Period for which the correctness of emoluments is verified \u2014 Twenty-four months preceding the date of retirement\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 57(1)(a)(vii), (iv), (viii) & 57(1)(b)(v)<\/b><br>The mismatched pair is the first \u2014 the verification of service must be completed eight months (not six months) before the date of superannuation.\"\n  },\n  {\n    \"id\": 2919,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following pairs is NOT correctly matched?\",\n    \"options\": [\n      \"Conduct of the medical examination for invalid pension \u2014 Thirty days from receipt of the request\",\n      \"Grant of invalid pension after receipt of the medical certificate \u2014 Forty-five days\",\n      \"Decision on the grant of a compassionate allowance after dismissal or removal \u2014 Six months from the date of the penalty order\",\n      \"Final order on the quantum of pension on compulsory retirement as a penalty \u2014 Three months from the date of the penalty order\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 41(2), 39(3), 39(8) & 40(4)<\/b><br>The mismatched pair is the first \u2014 the compassionate allowance must be decided not later than three months from the penalty order. (Six months is the limit for deciding cases where the penalty was imposed before these rules commenced.)\"\n  },\n  {\n    \"id\": 2920,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following pairs is NOT correctly matched?\",\n    \"options\": [\n      \"Notice to a pensioner requiring refund of an excess payment of pension \u2014 Two months from receipt of the notice\",\n      \"Concurrence of the nodal Department for a clerical-error revision \u2014 Where the error is detected after two years\",\n      \"Interest for delayed payment on superannuation \u2014 From the expiry of three months from the date of retirement\",\n      \"Payment of interest sanctioned on delayed pension or gratuity \u2014 One month from the date of sanction\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rules 65(3)(b), 66(5), 66(2) proviso & 65(5)(a)<\/b><br>The mismatched pair is the first \u2014 the sanctioned interest must be paid within two months (not one month) from the date on which it was sanctioned.\"\n  },\n  {\n    \"id\": 2921,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following actions in the case of a Government servant retiring on superannuation:\\nA. Forwarding of the pension case to the Accounts Officer\\nB. Commencement of the preparatory work for processing the pension case\\nC. Submission of the pension forms by the Government servant\\nD. Issue of the Pension Payment Order\\nWhich one of the following is the correct chronological order in which these take place?\",\n    \"options\": [\n      \"B-C-A-D\",\n      \"B-A-C-D\",\n      \"C-B-A-D\",\n      \"B-C-D-A\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 56, 57(2)(a), 60(4) & 63(1)(a)<\/b><br>Preparatory work begins one year before (B), the Government servant submits his forms six months before (C), the pension case is forwarded four months before (A), and the Pension Payment Order is issued two months in advance (D).\"\n  },\n  {\n    \"id\": 2922,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following actions in a superannuation case:\\nA. Completion of the verification of service\\nB. Sending the details of Government accommodation to the Directorate of Estates\\nC. Completion of Part I of the pension form by the Head of Office\\nD. Submission of the pension forms by the Government servant\\nWhich one of the following is the correct chronological order in which these take place?\",\n    \"options\": [\n      \"B-D-A-C\",\n      \"B-A-D-C\",\n      \"A-B-D-C\",\n      \"B-A-C-D\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 55(1), 57(1)(a)(vii), 57(2)(a) & 59(1)<\/b><br>Accommodation details go out one year before (B), verification of service is completed eight months before (A), the Government servant submits his forms six months before (D), and Part I of the pension form is completed four months before (C).\"\n  },\n  {\n    \"id\": 2923,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following steps following the death of a pensioner whose family pension is payable to a member not named in the Pension Payment Order:\\nA. The Head of Office sanctions the family pension on the claim\\nB. The Central Pension Accounting Office issues the Special Seal of Authority\\nC. The Accounts Officer authorises the payment\\nD. The Pension Disbursing Authority disburses the family pension\\nWhich one of the following is the correct order in which these steps take place?\",\n    \"options\": [\n      \"A-B-C-D\",\n      \"C-A-B-D\",\n      \"A-C-B-D\",\n      \"A-C-D-B\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 79(2)(b)(i), 80(1), 80(3) & 80(4)<\/b><br>The Head of Office sanctions on the claim (A), the Accounts Officer authorises payment within one month (C), the Central Pension Accounting Office issues the Special Seal of Authority within ten days (B), and the Pension Disbursing Authority disburses within fifteen days of that seal (D).\"\n  },\n  {\n    \"id\": 2924,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for which of the following is the prescribed period fifteen days?\\n1. Issue of the certificate of completion of twenty years' qualifying service on request\\n2. The request by the Head of Office to the medical authority for examination of a Government servant seeking invalid pension\\n3. Disbursement of family pension by the Pension Disbursing Authority after receipt of the Special Seal of Authority\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1 and 3 only\",\n      \"1, 2 and 3\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rules 43(1) first proviso, 39(3) & 80(4)<\/b><br>All three carry a fifteen-day limit \u2014 the qualifying-service certificate, the request for medical examination, and the disbursement of family pension after the Special Seal of Authority.\"\n  },\n  {\n    \"id\": 2925,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for which of the following is the prescribed period thirty days?\\n1. Conduct of the medical examination by the medical authority from the receipt of the request\\n2. Authorisation of the final pension by the Accounts Officer after receiving the final orders in a concluded departmental proceeding\\n3. Issue of the notification or office order specifying the date of retirement\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"1, 2 and 3\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 39(3), 63(5)(b) & 70(1)<\/b><br>Items 1 and 2 carry a thirty-day limit. Item 3 does not \u2014 the notification or office order specifying the date of retirement is issued within a week of that date.\"\n  },\n  {\n    \"id\": 2926,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for which of the following is the prescribed period six months?\\n1. The maximum period for which provisional pension may continue\\n2. The bar on payment of the family pension of a missing pensioner, from the date of the police report\\n3. Deciding the grant of a compassionate allowance where the penalty of dismissal was imposed before the commencement of these rules\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"1, 2 and 3\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 62(6)(a), 79(3)(v) & 41(4)<\/b><br>All three carry a six-month limit \u2014 the outer limit of provisional pension, the bar on paying a missing pensioner's family pension, and the decision on a compassionate allowance in a pre-commencement penalty case.\"\n  },\n  {\n    \"id\": 2927,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, in the case of a Government servant retiring on superannuation, which one of the following takes place EARLIEST?\",\n    \"options\": [\n      \"Completion of the verification of service\",\n      \"Submission of the pension forms by the Government servant\",\n      \"Commencement of the preparatory work for processing the pension case\",\n      \"Forwarding of the pension case to the Accounts Officer\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 56, 57(1)(a)(vii), 57(2)(a) & 60(4)<\/b><br>Preparatory work begins one year before superannuation, whereas verification is completed eight months before, the forms are submitted six months before, and the pension case is forwarded four months before.\"\n  },\n  {\n    \"id\": 2928,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following prescribed periods is the LONGEST?\",\n    \"options\": [\n      \"The period within which the Accounts Officer issues the Pension Payment Order where retirement is otherwise than on superannuation\",\n      \"The period within which the Central Pension Accounting Office issues the Special Seal of Authority in a retiring Government servant's case\",\n      \"The period within which the 'No Demand Certificate' is to be issued after actual vacation of Government accommodation\",\n      \"The maximum period for which provisional pension may continue\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rules 62(6)(a), 63(1)(b), 63(4)(b) & 68(7)(a)<\/b><br>Provisional pension may run up to six months, against forty-five days for the Pension Payment Order in a non-superannuation case, twenty-one days for the Special Seal of Authority, and fourteen days for the 'No Demand Certificate'.\"\n  },\n  {\n    \"id\": 2929,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the entitlement in List-I with the period in List-II:\\nList-I\\nA. Enhanced family pension where the Government servant dies while in service\\nB. Enhanced family pension where the Government servant dies after retirement\\nC. Bar on payment of family pension of a missing Government servant\\nD. Death gratuity of a missing Government servant becomes payable\\nList-II\\n1. Six months from the date of lodging the report with the police station\\n2. Ten years\\n3. Seven years from the date of the police report, or conclusive proof of death, whichever is earlier\\n4. Seven years, or up to the date he would have attained sixty-seven years, whichever is less\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-2, B-4, C-1, D-3\",\n      \"A-4, B-2, C-1, D-3\",\n      \"A-2, B-4, C-3, D-1\",\n      \"A-2, B-3, C-1, D-4\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 50(2)(a)(ii), 50(2)(a)(iii), 51(8)(a) & 51(8)(b)<\/b><br>Enhanced family pension runs ten years on death in service (A-2), but seven years or up to age sixty-seven, whichever is less, on death after retirement (B-4); no payment before six months from the police report (C-1); and death gratuity becomes payable after seven years from that report or on conclusive proof of death, whichever is earlier (D-3).\"\n  },\n  {\n    \"id\": 2930,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the action in List-I with the period in List-II, where a Government servant dies while in service:\\nList-I\\nA. Verification of the correctness of emoluments\\nB. Determination of the final amount of gratuity after provisional authorisation\\nC. Drawal of the provisional family pension by the Head of Office\\nD. Addressing the Directorate of Estates for a 'No Demand Certificate'\\nList-II\\n1. Fifteen days of the receipt of the claim\\n2. Seven days of the receipt of intimation of death\\n3. One year preceding the date of death\\n4. Three months from the date of the authority for provisional gratuity\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-3, B-1, C-4, D-2\",\n      \"A-3, B-4, C-1, D-2\",\n      \"A-4, B-3, C-1, D-2\",\n      \"A-3, B-4, C-2, D-1\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 72(2)(a), 75(7)(c), 75(1) & 71(4)(c)<\/b><br>Emoluments are verified for one year preceding death (A-3); the final gratuity is determined within three months of the provisional authority (B-4); provisional family pension is drawn within fifteen days of the claim (C-1); and the Directorate of Estates is addressed within seven days (D-2).\"\n  },\n  {\n    \"id\": 2931,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the requirement in List-I with the frequency or point of time in List-II, in relation to family pension:\\nList-I\\nA. Certificate of continuance of a permanent disability by a disabled child\\nB. Certificate of continuance of a temporary disability\\nC. Certificate by dependent parents that they have not started earning a livelihood\\nD. Additional family pension becomes payable\\nList-II\\n1. Once in a year\\n2. Once\\n3. From the first day of the calendar month in which it falls due\\n4. Once in every five years\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-2, B-1, C-4, D-3\",\n      \"A-4, B-2, C-1, D-3\",\n      \"A-2, B-4, C-1, D-3\",\n      \"A-2, B-4, C-3, D-1\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 50(9)(h)(vi), 50(10)(c) & 50(3)(b)<\/b><br>A permanent disability is certified once (A-2); a temporary disability once every five years (B-4); dependent parents certify annually (C-1); and additional family pension is payable from the first day of the calendar month in which it falls due (D-3).\"\n  },\n  {\n    \"id\": 2932,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the entitlement in List-I with the period in List-II, in the case of a missing Government servant:\\nList-I\\nA. Bar on payment of family pension and gratuity\\nB. Death gratuity becomes payable\\nC. Payment of the difference between the death gratuity and the retirement gratuity\\nD. Interest for delay in payment of gratuity attributable to administrative lapses\\nList-II\\n1. Three months from the date of submission of the claim\\n2. Six months from the date of lodging the report with the police station\\n3. For the delay beyond six months from the date of submission of the claim\\n4. Seven years from the date of the police report, or conclusive proof of death, whichever is earlier\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-2, B-4, C-3, D-1\",\n      \"A-4, B-2, C-1, D-3\",\n      \"A-2, B-1, C-4, D-3\",\n      \"A-2, B-4, C-1, D-3\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 51(8)(a) to (d)<\/b><br>No payment before six months from the police report (A-2); death gratuity after seven years or conclusive proof of death, whichever is earlier (B-4); the difference between the two gratuities within three months of the claim (C-1); and interest for delay beyond six months from submission of the claim (D-3).\"\n  },\n  {\n    \"id\": 2933,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, match the action in List-I with the period in List-II, where a Government servant dies while in service:\\nList-I\\nA. The Accounts Officer applies the requisite checks and assesses the amounts\\nB. The Central Pension Accounting Office issues the Special Seal of Authority\\nC. The Pension Disbursing Authority disburses the family pension\\nD. Licence fee not recovered from the family retaining the Government accommodation\\nList-II\\n1. Ten days\\n2. The month of death and the first three months thereafter\\n3. One month of the receipt of the case\\n4. Fifteen days of receipt of the Special Seal of Authority\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"A-3, B-1, C-4, D-2\",\n      \"A-1, B-3, C-4, D-2\",\n      \"A-3, B-4, C-1, D-2\",\n      \"A-3, B-1, C-2, D-4\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 76(1), 76(8)(b), 76(8)(c) & 77(1)(ii)<\/b><br>The Accounts Officer acts within one month (A-3); the Special Seal of Authority is issued within ten days (B-1); the Pension Disbursing Authority disburses within fifteen days of that seal (C-4); and the licence fee for the month of death and the first three months thereafter is not recovered from the family (D-2).\"\n  },\n  {\n    \"id\": 2934,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following pairs:\\n1. Enhanced family pension where death occurs while in service \u2014 ten years\\n2. Enhanced family pension where death occurs after retirement \u2014 seven years, or up to the date the deceased would have attained sixty-seven years, whichever is less\\n3. Commencement of additional family pension \u2014 on completion of eighty years of age\\nWhich of the pairs given above are correctly matched?\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"1, 2 and 3\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 50(2)(a)(ii), 50(2)(a)(iii) & 50(3)(a)<\/b><br>All three are correctly matched \u2014 ten years on death in service, seven years or age sixty-seven on death after retirement, and additional family pension from completion of eighty years.\"\n  },\n  {\n    \"id\": 2935,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following pairs, where a Government servant dies while in service:\\n1. Head of Office addresses the Directorate of Estates for a 'No Demand Certificate' \u2014 seven days of the receipt of intimation of death\\n2. Head of Office draws the provisional family pension \u2014 fifteen days of the receipt of the claim\\n3. Continuance of the provisional family pension \u2014 three months from the date following the date of death\\nWhich of the pairs given above are correctly matched?\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"2 and 3 only\",\n      \"1 and 2 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 71(4)(c), 75(1) & 75(3)<\/b><br>Pairs 1 and 2 are correct. Pair 3 is wrong \u2014 unless extended, the provisional family pension continues for six months from the date following the date of death.\"\n  },\n  {\n    \"id\": 2936,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following pairs, where a Government servant dies while in service:\\n1. Verification of the correctness of emoluments \u2014 twenty-four months preceding the date of death\\n2. Determination of qualifying service and qualifying emoluments \u2014 one month of the receipt of intimation of death\\n3. Reply to a reference made to another Head of Office for verification of service \u2014 one month from the receipt of the reference\\nWhich of the pairs given above are correctly matched?\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"1, 2 and 3\",\n      \"1 and 3 only\",\n      \"2 and 3 only\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rules 72(2)(a), 72(3) & 73(2)(b)(iii)<\/b><br>Pairs 2 and 3 are correct. Pair 1 is wrong \u2014 in a death case the emoluments are verified for one year preceding the date of death; twenty-four months is the limit in an ordinary retirement case.\"\n  },\n  {\n    \"id\": 2937,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following pairs:\\n1. Certificate of continuance of a permanent disability by a disabled child \u2014 once\\n2. Payment of the difference between the death gratuity and the retirement gratuity of a missing Government servant \u2014 three months from the date of submission of the claim\\n3. Bar on payment of the family pension of a missing Government servant \u2014 three months from the date of the police report\\nWhich of the pairs given above are correctly matched?\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"1, 2 and 3\",\n      \"2 and 3 only\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 50(9)(h)(vi), 51(8)(c) & 51(8)(a)<\/b><br>Pairs 1 and 2 are correct. Pair 3 is wrong \u2014 the bar on payment runs for six months from the date of lodging the report with the police station.\"\n  },\n  {\n    \"id\": 2938,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following pairs is NOT correctly matched?\",\n    \"options\": [\n      \"Enhanced family pension where death occurs while in service \u2014 Ten years\",\n      \"Enhanced family pension where death occurs after retirement \u2014 Ten years\",\n      \"Additional family pension at thirty per cent of the basic family pension \u2014 From 85 years to less than 90 years\",\n      \"Bar on payment of family pension of a missing Government servant \u2014 Six months from the date of the police report\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 50(2)(a)(ii), 50(2)(a)(iii), 50(3)(a)(ii) & 51(8)(a)<\/b><br>The mismatched pair is the first \u2014 on death after retirement the enhanced rate runs for seven years, or up to the date the deceased would have attained sixty-seven years, whichever is less. Ten years applies only to death while in service.\"\n  },\n  {\n    \"id\": 2939,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following pairs is NOT correctly matched, where a Government servant dies while in service?\",\n    \"options\": [\n      \"Determination of qualifying service and qualifying emoluments \u2014 One month of the receipt of intimation of death\",\n      \"Verification of the correctness of emoluments \u2014 One year preceding the date of death\",\n      \"Reply to a reference made to another Head of Office for verification of service \u2014 Two months\",\n      \"Sending the completed case by the Head of Office to the Accounts Officer \u2014 One month of the receipt of the claim\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 73(2)(b)(iii), 72(3), 72(2)(a) & 74(1)<\/b><br>The mismatched pair is the first \u2014 in a death case the referred Head of Office must reply within one month; two months is the period in an ordinary retirement case.\"\n  },\n  {\n    \"id\": 2940,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following pairs is NOT correctly matched, in the case of a missing Government servant?\",\n    \"options\": [\n      \"Death gratuity becomes payable \u2014 Seven years from the date of the police report, or conclusive proof of death, whichever is earlier\",\n      \"Payment of the difference between the death gratuity and the retirement gratuity \u2014 Three months from the date of submission of the claim\",\n      \"Bar on payment of family pension and gratuity \u2014 Six months from the date of lodging the report with the police station\",\n      \"Interest for delay in payment of gratuity attributable to administrative lapses \u2014 For the delay beyond three months from the date of submission of the claim\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rule 51(8)(a) to (d)<\/b><br>The mismatched pair is the first \u2014 in a missing-servant case interest runs for the delay beyond six months from the date of submission of the claim, not three months as in an ordinary case.\"\n  },\n  {\n    \"id\": 2941,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following steps following the death of a Government servant while in service:\\nA. The Head of Office addresses the Directorate of Estates for a 'No Demand Certificate'\\nB. The Head of Office draws the provisional family pension\\nC. The Head of Office sends the completed case to the Accounts Officer\\nD. The Central Pension Accounting Office issues the Special Seal of Authority\\nWhich one of the following is the correct order in which these take place?\",\n    \"options\": [\n      \"A-B-C-D\",\n      \"B-A-C-D\",\n      \"A-C-B-D\",\n      \"A-B-D-C\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 71(4)(c), 75(1), 74(1) & 76(8)(b)<\/b><br>The Directorate of Estates is addressed within seven days (A), provisional family pension is drawn within fifteen days of the claim (B), the completed case goes to the Accounts Officer within one month of the claim (C), and the Special Seal of Authority follows the Pension Payment Order (D).\"\n  },\n  {\n    \"id\": 2942,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, consider the following periods:\\nA. The period for which enhanced family pension is payable where death occurs while in service\\nB. The period after which the death gratuity of a missing Government servant becomes payable\\nC. The period of the bar on payment of family pension of a missing Government servant\\nD. The period within which the difference between the death gratuity and the retirement gratuity is to be paid\\nWhich one of the following arranges these in DESCENDING order of duration?\",\n    \"options\": [\n      \"B-A-C-D\",\n      \"A-B-C-D\",\n      \"A-B-D-C\",\n      \"A-C-B-D\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 50(2)(a)(ii), 51(8)(b), 51(8)(a) & 51(8)(c)<\/b><br>Ten years (A) > seven years (B) > six months (C) > three months (D).\"\n  },\n  {\n    \"id\": 2943,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant dies while in service, for which of the following is the prescribed period one month?\\n1. Determination of the qualifying service and qualifying emoluments\\n2. Reply to a reference made to another Head of Office for verification of service\\n3. Forwarding of the completed case by the Head of Office to the Accounts Officer\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1 and 2 only\",\n      \"2 and 3 only\",\n      \"1, 2 and 3\",\n      \"1 and 3 only\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 72(3), 73(2)(b)(iii) & 74(1)<\/b><br>All three carry a one-month limit in a death case \u2014 determination of qualifying service and emoluments, the reply to a verification reference, and the forwarding of the completed case to the Accounts Officer.\"\n  },\n  {\n    \"id\": 2944,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, for which of the following is the prescribed period six months?\\n1. Continuance of the provisional family pension on the death of a Government servant in service\\n2. Bar on payment of family pension and gratuity of a missing Government servant\\n3. Certificate of continuance of a temporary disability by a disabled child\\nSelect the correct answer using the code given below:\",\n    \"options\": [\n      \"1, 2 and 3\",\n      \"2 and 3 only\",\n      \"1 and 3 only\",\n      \"1 and 2 only\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rules 75(3), 51(8)(a) & 50(9)(h)(vi)<\/b><br>Items 1 and 2 carry a six-month period. Item 3 does not \u2014 a temporary disability is certified once in every five years.\"\n  },\n  {\n    \"id\": 2945,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following periods is the LONGEST?\",\n    \"options\": [\n      \"The period for which enhanced family pension is payable where death occurs while in service\",\n      \"The period after which the death gratuity of a missing Government servant becomes payable\",\n      \"The interval at which a disabled child must certify the continuance of a temporary disability\",\n      \"The period of the bar on payment of family pension of a missing Government servant\"\n    ],\n    \"correct\": 0,\n    \"explanation\": \"<b>Rules 50(2)(a)(ii), 51(8)(b), 50(9)(h)(vi) & 51(8)(a)<\/b><br>Enhanced family pension on death in service runs for ten years, against seven years for the death gratuity of a missing servant, five years for the temporary-disability certificate, and six months for the bar on payment.\"\n  },\n  {\n    \"id\": 2946,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, where a Government servant dies while in service, which one of the following takes place EARLIEST?\",\n    \"options\": [\n      \"The Head of Office draws the provisional family pension\",\n      \"The Head of Office addresses the Directorate of Estates for a 'No Demand Certificate'\",\n      \"The Head of Office sends the completed case to the Accounts Officer\",\n      \"The Head of Office determines the final amount of gratuity after provisional authorisation\"\n    ],\n    \"correct\": 1,\n    \"explanation\": \"<b>Rules 71(4)(c), 75(1), 74(1) & 75(7)(c)<\/b><br>The Directorate of Estates is addressed within seven days, against fifteen days for drawing provisional family pension, one month for sending the case, and three months for the final determination of gratuity.\"\n  },\n  {\n    \"id\": 2947,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, which one of the following correctly states the period for which the correctness of emoluments is to be verified?\",\n    \"options\": [\n      \"Twenty-four months preceding the date of death where a Government servant dies in service, and one year preceding retirement in an ordinary retirement case\",\n      \"Twenty-four months in both cases\",\n      \"One year preceding the date of death where a Government servant dies in service, and twenty-four months preceding retirement in an ordinary retirement case\",\n      \"One year in both cases\"\n    ],\n    \"correct\": 2,\n    \"explanation\": \"<b>Rules 72(2)(a) & 57(1)(b)(v)<\/b><br>In a death or disappearance case the verification is confined to one year preceding the date of death, whereas in an ordinary retirement case it is limited to the twenty-four months preceding retirement.\"\n  },\n  {\n    \"id\": 2948,\n    \"chapter\": \"Timelines and Time-limits\",\n    \"question\": \"As per the CCS (Pension) Rules, 2021, interest on delayed payment of gratuity attributable to administrative lapses is payable for the delay beyond:\",\n    \"options\": [\n      \"Three months in both cases\",\n      \"Six months in both cases\",\n      \"Six months in an ordinary case, but three months from the date of submission of the claim in the case of a missing Government servant\",\n      \"Three months in an ordinary case, but six months from the date of submission of the claim in the case of a missing Government servant\"\n    ],\n    \"correct\": 3,\n    \"explanation\": \"<b>Rules 65(5)(a), 80(1) proviso & 51(8)(a) proviso<\/b><br>The ordinary trigger is a delay beyond three months, but in the case of a missing Government servant interest runs only for the delay beyond six months from the date of submission of the claim.\"\n  }\n    \n  \n];\n\n\/\/ ==========================================\n\/\/ BANK REGISTRY\n\/\/ ==========================================\nconst BANKS = {\n    pyq: {\n        id: 'pyq', label: 'Previous Year Papers', short: 'the papers',\n        subtitle: 'Previous year questions \\u00b7 smart practice, analytics and an AI coach',\n        questions: pyqQuestions, hasYears: true, hasAnalytics: true,\n        countLabel: 'PYQs', groupLabel: 'Exam Cycles',\n        emptyTitle: 'No previous year questions loaded',\n        emptyText: 'Paste your PYQ bank into the <code>pyqQuestions<\/code> array near the top of the script, then reload.'\n    },\n    chapter: {\n        id: 'chapter', label: 'Chapter-wise Bank', short: 'the chapter bank',\n        subtitle: 'Chapter-wise MCQs \\u00b7 weightage-driven study plan and drills',\n        questions: chapterQuestions, hasYears: false, hasAnalytics: false,\n        countLabel: 'MCQs', groupLabel: 'Chapters',\n        emptyTitle: 'No chapter-wise questions loaded',\n        emptyText: 'Paste your bank into the <code>chapterQuestions<\/code> array near the top of the script, then reload.'\n    }\n};\n\n\/\/ ==========================================\n\/\/ STATE\n\/\/ ==========================================\nlet initDone = false;\nlet activeBank = 'chapter';\nlet allQuestions = [];\nlet CHAPTERS = [];\nlet YEARS = [];\nlet WEIGHTS = null;\nlet currentMode = 'all';\nlet currentFilter = null;\nlet filteredQuestions = [];\nlet currentQuestionIndex = 0;\nlet selectedOption = null;\nlet answerChecked = false;\nlet sessionStats = { attempted: 0, correct: 0, incorrect: 0 };\nlet sessionStartTs = Date.now();\nlet sessionAnswers = {};\nlet progress = blankProgress();\nlet analyticsRendered = false;\n\nconst $id = (x) => document.getElementById(x);\nconst BK = () => BANKS[activeBank];\nfunction blankProgress() {\n    return { questionStats: {}, weakAreas: [], lastQuestionUid: null, lastMode: 'all',\n             lastFilter: null, attemptLog: [], sessionQueue: [], sessionLabel: '', sessionKind: '' };\n}\n\n\/\/ ---- Stable question key ------------------------------------------------\n\/\/ The old PYQ file numbered questions per year, so id 46 existed in 2025 AND\n\/\/ 2024 and the two shared one progress record. Every question now carries a\n\/\/ key of bank\/year\/id, which is unique across the whole file.\nfunction uidFor(bankId, q) {\n    return bankId + '\/' + (q.year !== undefined && q.year !== null ? q.year + '\/' : '') + q.id;\n}\nconst uid = (q) => uidFor(activeBank, q);\nfunction bankIndex(bankId) {\n    const b = BANKS[bankId];\n    if (!b._index) b._index = new Map(b.questions.map(q => [uidFor(bankId, q), q]));\n    return b._index;\n}\n\n\/\/ ---- Chapter label helpers (case-insensitive: \"Ch 1:\", \"CH 1:\", \"ch 1:\") --\nconst chShort = (c) => {\n    const m = c.match(\/^CH\\s*(\\d+):\/i);\n    if (m) return 'CH ' + m[1];\n    return c.length > 30 ? c.slice(0, 28).trim() + '\\u2026' : c;\n};\nconst chFull = (c) => { const m = c.match(\/^CH\\s*\\d+:\\s*(.+)$\/i); return m ? m[1] : c; };\nconst chLabel = (c) => \/^CH\\s*\\d+:\/i.test(c) ? (chShort(c) + ': ' + chFull(c)) : c;\n\/\/ Medium label for the coach: keeps the chapter number but caps runaway titles.\nconst chBrief = (c) => {\n    const m = c.match(\/^CH\\s*(\\d+):\\s*(.+)$\/i);\n    const cap = (t) => t.length > 34 ? t.slice(0, 32).trim() + '\\u2026' : t;\n    return m ? ('CH ' + m[1] + ': ' + cap(m[2])) : cap(c);\n};\n\n\/\/ ==========================================\n\/\/ EXAM WEIGHTAGE ENGINE\n\/\/ ------------------------------------------\n\/\/ For the PYQ bank, weight IS how often a chapter is asked. For the chapter\n\/\/ bank, weight comes from the PYQ bank where the papers have asked about a\n\/\/ chapter, from chapterWeightage where they have not, and from bank share as\n\/\/ a last resort. Each chapter carries its source so the UI can be honest\n\/\/ about which of the three it got.\n\/\/ ==========================================\nfunction pyqChapterShare() {\n    const qs = BANKS.pyq.questions;\n    if (!qs.length) return null;\n    const counts = {};\n    qs.forEach(q => { counts[q.chapter] = (counts[q.chapter] || 0) + 1; });\n    const out = {};\n    Object.keys(counts).forEach(c => { out[c] = counts[c] \/ qs.length * 100; });   \/\/ as a percentage\n    return out;\n}\nfunction weightModeFor(bankId) {\n    if (bankId === 'pyq') return 'self';\n    const m = quizConfig.weightageSource;\n    if (m === 'declared') return 'declared';\n    if (m === 'pyq') return 'pyq';\n    return BANKS.pyq.questions.length ? 'pyq' : 'declared';   \/\/ 'auto'\n}\nfunction buildWeights() {\n    const counts = {};\n    allQuestions.forEach(q => { counts[q.chapter] = (counts[q.chapter] || 0) + 1; });\n    const total = allQuestions.length;\n    const mode = weightModeFor(activeBank);\n    const fromPyq = (mode === 'pyq') ? pyqChapterShare() : null;\n\n    const raw = {}, source = {}, undeclared = [];\n    let knownSum = 0, knownBankShare = 0;\n\n    CHAPTERS.forEach(c => {\n        let v = null, src = null;\n        if (mode === 'self') { v = total ? counts[c] \/ total * 100 : 0; src = 'papers'; }\n        else {\n            if (fromPyq && fromPyq[c] > 0) { v = fromPyq[c]; src = 'papers'; }\n            else if (typeof chapterWeightage[c] === 'number' && isFinite(chapterWeightage[c]) && chapterWeightage[c] >= 0) {\n                v = chapterWeightage[c]; src = 'declared';\n            }\n        }\n        if (v === null) { source[c] = 'derived'; undeclared.push(c); }\n        else {\n            raw[c] = v; source[c] = src;\n            knownSum += v; knownBankShare += total ? counts[c] \/ total : 0;\n        }\n    });\n\n    \/\/ Chapters with no known weight fall back to their share of the bank,\n    \/\/ rescaled onto the same numeric footing as the known ones.\n    const scale = (knownSum > 0 && knownBankShare > 0) ? (knownSum \/ knownBankShare) : 1;\n    undeclared.forEach(c => { raw[c] = (total ? counts[c] \/ total : 0) * scale; });\n\n    let sum = 0; CHAPTERS.forEach(c => { sum += raw[c]; });\n    if (!(sum > 0)) {\n        CHAPTERS.forEach(c => { raw[c] = total ? counts[c] \/ total : 0; source[c] = 'derived'; });\n        sum = CHAPTERS.reduce((a, c) => a + raw[c], 0) || 1;\n    }\n    const weights = {};\n    CHAPTERS.forEach(c => { weights[c] = raw[c] \/ sum; });\n\n    \/\/ Weighted topics with no questions in THIS bank -- a real preparation gap.\n    let unstocked = [];\n    if (mode !== 'self') {\n        const pool = Object.assign({}, chapterWeightage, fromPyq || {});\n        unstocked = Object.keys(pool).filter(c => !counts[c] && pool[c] > 0);\n    }\n    return { weights, raw, source, counts, total, mode, undeclared, unstocked };\n}\nfunction pctLabel(x) {\n    const v = (x || 0) * 100;\n    if (!(v > 0)) return '0%';\n    const r = v < 10 ? Math.round(v * 10) \/ 10 : Math.round(v);\n    return (r >= 10 ? Math.round(r) : r) + '%';\n}\nfunction weightSourceLabel(c) {\n    const src = WEIGHTS.source[c];\n    if (src === 'papers')  return 'from ' + (WEIGHTS.mode === 'self' ? 'this paper set' : 'PYQ frequency');\n    if (src === 'declared') {\n        const v = WEIGHTS.raw[c], u = quizConfig.weightageUnit;\n        return u === 'marks' ? v + ' marks declared' : u === 'questions' ? v + ' Qs\/paper declared' : v + '% declared';\n    }\n    return 'derived from bank';\n}\nconst weightOf = (c) => (WEIGHTS && WEIGHTS.weights[c]) || 0;\nfunction weightBand(c) {\n    const w = weightOf(c);\n    if (w >= quizConfig.highWeightCut) return 'w-hi';\n    if (w >= quizConfig.highWeightCut \/ 2) return 'w-mid';\n    return 'w-lo';\n}\n\n\/\/ ==========================================\n\/\/ PERSISTENCE (localStorage, one record per bank)\n\/\/ ==========================================\nconst storeKey = (bankId) => 'quiz_progress_' + quizConfig.quizId + ':' + bankId;\nfunction loadProgressFor(bankId) {\n    const p = blankProgress();\n    try {\n        const saved = localStorage.getItem(storeKey(bankId));\n        if (saved) {\n            Object.assign(p, JSON.parse(saved));\n            if (!p.questionStats) p.questionStats = {};\n            if (!Array.isArray(p.weakAreas)) p.weakAreas = [];\n            if (!Array.isArray(p.attemptLog)) p.attemptLog = [];\n            if (!Array.isArray(p.sessionQueue)) p.sessionQueue = [];\n        }\n    } catch (e) { console.warn('Progress load failed for ' + bankId, e); }\n    return p;\n}\nfunction saveProgress() {\n    try {\n        if (progress.attemptLog.length > 500) progress.attemptLog = progress.attemptLog.slice(-500);\n        localStorage.setItem(storeKey(activeBank), JSON.stringify(progress));\n    } catch (e) { console.warn('Progress save failed', e); }\n}\nfunction getQStat(u) {\n    if (!progress.questionStats[u]) progress.questionStats[u] = { correct: 0, incorrect: 0, lastAttempt: null, lastCorrect: null };\n    return progress.questionStats[u];\n}\n\/\/ Read-only peek into the OTHER bank, for the cross-bank bridge.\nfunction statsOfBank(bankId) {\n    return bankId === activeBank ? progress : loadProgressFor(bankId);\n}\n\n\/\/ ==========================================\n\/\/ TOAST\n\/\/ ==========================================\nlet toastTimer = null;\nfunction showToast(msg, type) {\n    const t = $id('warningToast');\n    $id('toastMessage').innerHTML = msg;\n    t.classList.toggle('success', type === 'success');\n    t.classList.add('show');\n    clearTimeout(toastTimer);\n    toastTimer = setTimeout(() => t.classList.remove('show'), 3000);\n}\n\n\/\/ ==========================================\n\/\/ BANK SWITCHING\n\/\/ ==========================================\nfunction setBank(bankId, opts) {\n    opts = opts || {};\n    if (!BANKS[bankId]) return;\n    if (initDone && progress) saveProgress();\n\n    activeBank = bankId;\n    const b = BK();\n    allQuestions = b.questions;\n    CHAPTERS = [...new Set(allQuestions.map(q => q.chapter))];\n    YEARS = b.hasYears ? [...new Set(allQuestions.map(q => q.year))] : [];\n    progress = loadProgressFor(bankId);\n    WEIGHTS = buildWeights();\n    analyticsRendered = false;\n\n    \/\/ chrome that depends on which bank is open\n    document.querySelectorAll('.cwq-portal .bank-btn').forEach(x => x.classList.toggle('active', x.dataset.bank === bankId));\n    $id('topicSubtitle').textContent = b.subtitle;\n    $id('hdrTotalQLabel').textContent = b.countLabel;\n    $id('hdrGroupsLabel').textContent = b.groupLabel;\n    $id('resetBankName').textContent = 'in ' + b.label;\n    $id('tabAnalytics').style.display = (b.hasAnalytics && allQuestions.length) ? '' : 'none';\n    $id('modeYear').style.display = b.hasYears ? '' : 'none';\n    $id('yearBadge').style.display = b.hasYears ? '' : 'none';\n    $id('readinessHint').textContent = b.hasYears\n        ? 'weighted by how often each chapter is actually asked'\n        : 'weighted by exam weightage, not bank size';\n    $id('aiEmptyText').textContent = b.hasYears\n        ? 'Attempt a few papers in the Practice tab. The coach will then score your readiness against how often each chapter is really asked, and build the next session for you.'\n        : 'Attempt a few questions in the Practice tab. The coach will then score your readiness against the real weightage of each chapter, work out where marks are leaking, and build the next session for you.';\n\n    const empty = !allQuestions.length;\n    $id('bankEmpty').style.display = empty ? '' : 'none';\n    $id('practiceBody').style.display = empty ? 'none' : '';\n    $id('bankEmptyTitle').textContent = b.emptyTitle;\n    $id('bankEmptyText').innerHTML = b.emptyText;\n\n    updateSessionTab();\n    \/\/ A view that does not exist in this bank falls back to Practice.\n    const openView = document.querySelector('.cwq-portal .gp-view.active');\n    if (openView && openView.id === 'view-analytics' && !b.hasAnalytics) switchView('practice');\n\n    const mode = (opts.mode || progress.lastMode || 'all');\n    setMode(BK().hasYears || mode !== 'year' ? mode : 'all', opts.mode ? opts.filter : progress.lastFilter);\n    updateHeader();\n    if (openView && openView.id === 'view-performance') renderAI();\n    refreshBankCounts();\n\n    if (initDone && !opts.silent) showToast('Switched to <b>' + b.label + '<\/b>', 'success');\n}\nfunction refreshBankCounts() {\n    $id('bankCountPyq').textContent = BANKS.pyq.questions.length;\n    $id('bankCountChapter').textContent = BANKS.chapter.questions.length;\n    ['pyq', 'chapter'].forEach(id => {\n        const btn = document.querySelector('.cwq-portal .bank-btn[data-bank=\"' + id + '\"]');\n        if (btn) btn.disabled = !BANKS[id].questions.length;\n    });\n}\n\n\/\/ ==========================================\n\/\/ TAB NAVIGATION\n\/\/ ==========================================\nfunction switchView(view) {\n    if (view === 'analytics' && !BK().hasAnalytics) view = 'practice';\n    document.querySelectorAll('.cwq-portal .gp-tab').forEach(b => b.classList.toggle('active', b.dataset.view === view));\n    document.querySelectorAll('.cwq-portal .gp-view').forEach(v => v.classList.toggle('active', v.id === 'view-' + view));\n    if (view === 'analytics') renderAnalytics();\n    if (view === 'performance') renderAI();\n}\n\n\/\/ ==========================================\n\/\/ MODE \/ FILTERS\n\/\/ ==========================================\nfunction setMode(mode, filter) {\n    if (mode === 'year' && !BK().hasYears) mode = 'all';\n    currentMode = mode;\n    currentFilter = filter || null;\n    document.querySelectorAll('.cwq-portal .mode-tab').forEach(t => t.classList.toggle('active', t.dataset.mode === mode));\n    $id('yearFilterCard').style.display = (mode === 'year') ? '' : 'none';\n    $id('chapterFilterCard').style.display = (mode === 'chapter') ? '' : 'none';\n    $id('weakAreasCard').style.display = (mode === 'weak') ? '' : 'none';\n    applyFilters();\n    progress.lastMode = mode; progress.lastFilter = currentFilter; saveProgress();\n}\nfunction applyFilters() {\n    if (!allQuestions.length) { filteredQuestions = []; renderFilters(); renderGrid(); loadQuestion(); updateStats(); return; }\n    if (currentMode === 'all') {\n        filteredQuestions = [...allQuestions];\n    } else if (currentMode === 'year') {\n        filteredQuestions = currentFilter ? allQuestions.filter(q => q.year === currentFilter) : [...allQuestions];\n    } else if (currentMode === 'chapter') {\n        filteredQuestions = currentFilter ? allQuestions.filter(q => q.chapter === currentFilter) : [...allQuestions];\n    } else if (currentMode === 'weight') {\n        \/\/ Whole bank re-ordered so the heaviest chapters come first.\n        filteredQuestions = [...allQuestions].sort((a, b) => {\n            const d = weightOf(b.chapter) - weightOf(a.chapter);\n            return d !== 0 ? d : (a.id - b.id);\n        });\n    } else if (currentMode === 'session') {\n        const idx = bankIndex(activeBank);\n        filteredQuestions = (progress.sessionQueue || []).map(u => idx.get(u)).filter(Boolean);\n        if (!filteredQuestions.length) { showToast('Build a session from the My Performance tab first'); setMode('all'); return; }\n    } else if (currentMode === 'weak') {\n        filteredQuestions = allQuestions.filter(q => progress.weakAreas.includes(uid(q)));\n        if (!filteredQuestions.length) { showToast('No weak areas yet \\u2014 great going!', 'success'); setMode('all'); return; }\n    }\n    currentQuestionIndex = 0;\n    sessionStats = { attempted: 0, correct: 0, incorrect: 0 };\n    sessionStartTs = Date.now();\n    sessionAnswers = {};\n    renderFilters(); renderGrid(); loadQuestion(); updateStats();\n}\nfunction renderFilters() {\n    if (BK().hasYears) {\n        $id('yearList').innerHTML = YEARS.map(y => {\n            const n = allQuestions.filter(q => q.year === y).length;\n            return '<div class=\"filter-item' + (currentMode === 'year' && currentFilter === y ? ' active' : '') +\n                '\" data-year=\"' + encodeURIComponent(y) + '\"><span class=\"filter-text\">' + y + '<\/span><span class=\"filter-count\">' + n + '<\/span><\/div>';\n        }).join('');\n    }\n    $id('chapterList').innerHTML = CHAPTERS.map(c => {\n        const n = WEIGHTS.counts[c] || 0;\n        const title = c + '  \\u2014  ' + pctLabel(weightOf(c)) + ' of the exam, ' + n + ' questions here';\n        return '<div class=\"filter-item' + (currentMode === 'chapter' && currentFilter === c ? ' active' : '') +\n            '\" data-chapter=\"' + encodeURIComponent(c) + '\" title=\"' + title + '\">' +\n            '<span class=\"filter-text\"><span class=\"wdot ' + weightBand(c) + '\"><\/span>' + chLabel(c) + '<\/span>' +\n            '<span class=\"filter-count\">' + n + '<\/span><\/div>';\n    }).join('');\n    renderWeakList();\n}\nfunction renderWeakList() {\n    const weak = allQuestions.filter(q => progress.weakAreas.includes(uid(q)))\n        .sort((a, b) => weightOf(b.chapter) - weightOf(a.chapter));   \/\/ heaviest chapters first\n    $id('weakQuestionList').innerHTML = weak.length ? weak.map(q => {\n        const s = getQStat(uid(q));\n        return '<div class=\"weak-question-item\" data-goto=\"' + encodeURIComponent(uid(q)) + '\"><span class=\"q-num\">Q' + q.id + '<\/span><span class=\"q-text\">' +\n            q.question.replace(\/<br\\s*\\\/?>|\\n\/gi, ' ').substring(0, 60) + '\\u2026<\/span><span class=\"wrong-count\">' + s.incorrect + '\\u2717<\/span><\/div>';\n    }).join('') : '<p style=\"font-size:12.5px;color:var(--mut);text-align:center;padding:14px 4px;\">No weak areas. Keep practising!<\/p>';\n}\n\n\/\/ ==========================================\n\/\/ QUESTION RENDERING\n\/\/ ==========================================\nfunction loadQuestion() {\n    const q = filteredQuestions[currentQuestionIndex];\n    if (!q) {\n        $id('questionText').innerHTML = '<b>Nothing to show here.<\/b> Either this bank is empty or the current filter matched no questions.';\n        $id('optionsList').innerHTML = '';\n        $id('questionNumber').textContent = 'Question 0 of 0';\n        $id('weightBadge').style.display = 'none';\n        $id('explanationBox').classList.remove('show');\n        return;\n    }\n    const u = uid(q);\n    selectedOption = null; answerChecked = false;\n    $id('questionNumber').textContent = 'Question ' + (currentQuestionIndex + 1) + ' of ' + filteredQuestions.length;\n    if (BK().hasYears) { $id('yearBadge').style.display = ''; $id('currentQuestionYear').textContent = q.year; }\n    else $id('yearBadge').style.display = 'none';\n    $id('currentQuestionChapter').textContent = chLabel(q.chapter);\n    $id('weightBadge').style.display = '';\n    $id('currentQuestionWeight').textContent = pctLabel(weightOf(q.chapter)) + ' of the exam';\n    $id('weakBadge').style.display = progress.weakAreas.includes(u) ? '' : 'none';\n    $id('questionText').innerHTML = formatQuestion(q);\n    $id('explanationBox').classList.remove('show');\n    renderOptions(q);\n    renderMastery(q);\n    const prior = sessionAnswers[u];\n    if (prior !== undefined) revealAnswer(q, prior, true);\n    $id('prevBtn').disabled = currentQuestionIndex === 0;\n    $id('nextBtn').disabled = currentQuestionIndex === filteredQuestions.length - 1;\n    $id('checkBtn').disabled = prior !== undefined;\n    renderGrid();\n    progress.lastQuestionUid = u; saveProgress();\n    if (initDone && window.innerWidth <= 900) {\n        const p = document.querySelector('.cwq-portal .question-panel');\n        if (p) p.scrollIntoView({ behavior: 'smooth', block: 'start' });\n    }\n}\n\/\/ UPSC exam-paper formatting: numbered statements get their own spaced rows,\n\/\/ the \"Select the correct answer \/ Which of the above\" lead sits on its own\n\/\/ line, and a List-I \/ List-II block becomes two side-by-side columns.\n\/\/ Splits on BOTH \"\\n\" and \"<br>\" so either style works in pasted data.\nfunction formatQuestion(q) {\n    const parts = q.question.split(\/<br\\s*\\\/?>|\\n\/i);\n    let html = '<span class=\"q-stem\"><b>Q' + (BK().hasYears ? q.id : '') + '.<\/b> ' + (parts[0] || '') + '<\/span>';\n    let i = 1;\n    while (i < parts.length) {\n        const seg = parts[i].trim();\n        if (!seg) { i++; continue; }\n        if (\/^list[\\s-]*i\\b\/i.test(seg)) {\n            i++;\n            const listI = [];\n            while (i < parts.length) {\n                const s2 = parts[i].trim();\n                if (!s2) { i++; continue; }\n                const m = s2.match(\/^([A-Za-z])\\.\\s*(.*)$\/s);\n                if (m) { listI.push({ n: m[1], t: m[2] }); i++; } else break;\n            }\n            const listII = [];\n            if (i < parts.length && \/^list[\\s-]*ii\\b\/i.test(parts[i].trim())) {\n                i++;\n                while (i < parts.length) {\n                    const s3 = parts[i].trim();\n                    if (!s3) { i++; continue; }\n                    const m2 = s3.match(\/^(\\d+)\\.\\s*(.*)$\/s);\n                    if (m2) { listII.push({ n: m2[1], t: m2[2] }); i++; } else break;\n                }\n            }\n            html += '<div class=\"match-columns\">' +\n                '<div><div class=\"match-col-head\">List-I<\/div>' +\n                listI.map(it => '<div class=\"match-item\"><span class=\"mn\">' + it.n + '.<\/span><span>' + it.t + '<\/span><\/div>').join('') +\n                '<\/div><div><div class=\"match-col-head\">List-II<\/div>' +\n                listII.map(it => '<div class=\"match-item\"><span class=\"mn\">' + it.n + '.<\/span><span>' + it.t + '<\/span><\/div>').join('') +\n                '<\/div><\/div>';\n            continue;\n        }\n        const m = seg.match(\/^(\\d+)\\.\\s*(.*)$\/s);\n        if (m) { html += '<span class=\"q-stmt\"><span class=\"sn\">' + m[1] + '.<\/span><span>' + m[2] + '<\/span><\/span>'; i++; continue; }\n        if (\/^(select the correct|which of the (above|following|statements)|choose the correct|consider the following|statement)\/i.test(seg)) {\n            html += '<span class=\"q-lead\">' + seg + '<\/span>'; i++; continue;\n        }\n        html += '<span class=\"q-lead\" style=\"font-style:normal\">' + seg + '<\/span>';\n        i++;\n    }\n    \/\/ Some PYQ items carry their numbered statements in a separate array.\n    if (Array.isArray(q.statements) && q.statements.length) {\n        html += q.statements.map((t, k) => '<span class=\"q-stmt\"><span class=\"sn\">' + (k + 1) + '.<\/span><span>' + t + '<\/span><\/span>').join('');\n        html += '<span class=\"q-lead\">Select the correct answer using the code given below:<\/span>';\n    }\n    return html;\n}\nfunction renderOptions(q) {\n    $id('optionsList').innerHTML = q.options.map((opt, i) =>\n        '<div class=\"option-item\" data-opt=\"' + i + '\"><span class=\"option-letter\">(' + String.fromCharCode(97 + i) + ')<\/span><span class=\"option-text\">' + opt + '<\/span><i class=\"option-icon\" style=\"margin-top:4px\"><\/i><\/div>'\n    ).join('');\n}\nfunction renderMastery(q) {\n    const s = getQStat(uid(q));\n    const mi = $id('masteryIndicator');\n    if (s.correct + s.incorrect === 0) { mi.classList.remove('show'); return; }\n    mi.classList.add('show');\n    $id('masteryStars').querySelectorAll('i').forEach((st, i) => st.classList.toggle('filled', i < Math.min(s.correct, 5)));\n}\nfunction checkAnswer() {\n    if (answerChecked || selectedOption === null) { if (selectedOption === null) showToast('Select an option first'); return; }\n    const q = filteredQuestions[currentQuestionIndex];\n    const isCorrect = selectedOption === q.correct;\n    sessionAnswers[uid(q)] = selectedOption;\n    sessionStats.attempted++; isCorrect ? sessionStats.correct++ : sessionStats.incorrect++;\n    updateQuestionStats(q, isCorrect);\n    revealAnswer(q, selectedOption, false);\n    updateStats(); renderGrid(); renderWeakList(); updateHeader();\n}\nfunction revealAnswer(q, chosen, restoring) {\n    answerChecked = true;\n    $id('optionsList').querySelectorAll('.option-item').forEach((it, i) => {\n        it.classList.add('disabled');\n        if (i === q.correct) { it.classList.add('correct'); const oi = it.querySelector('.option-icon'); oi.textContent = '\\u2713'; oi.style.fontStyle = 'normal'; }\n        else if (i === chosen) { it.classList.add('incorrect'); const oj = it.querySelector('.option-icon'); oj.textContent = '\\u2717'; oj.style.fontStyle = 'normal'; }\n    });\n    $id('explanationText').innerHTML = q.explanation;\n    $id('explanationBox').classList.add('show');\n    $id('checkBtn').disabled = true;\n    renderMastery(q);\n    if (!restoring) showToast(chosen === q.correct ? 'Correct! Well done.' : 'Incorrect \\u2014 read the explanation.', chosen === q.correct ? 'success' : '');\n}\nfunction updateQuestionStats(q, isCorrect) {\n    const u = uid(q), s = getQStat(u);\n    isCorrect ? s.correct++ : s.incorrect++;\n    s.lastAttempt = Date.now(); s.lastCorrect = isCorrect;\n    progress.attemptLog.push({ uid: u, correct: isCorrect, ts: Date.now() });\n    const isWeak = progress.weakAreas.includes(u);\n    if (!isCorrect && s.incorrect >= quizConfig.weakThreshold && !isWeak) progress.weakAreas.push(u);\n    if (isCorrect && isWeak && s.correct >= quizConfig.masteryThreshold) progress.weakAreas = progress.weakAreas.filter(x => x !== u);\n    saveProgress();\n}\n\n\/\/ ==========================================\n\/\/ GRID + STATS\n\/\/ ==========================================\nfunction renderGrid() {\n    $id('questionGrid').innerHTML = filteredQuestions.map((q, i) => {\n        const u = uid(q);\n        let cls = 'unattempted';\n        const ans = sessionAnswers[u];\n        if (ans !== undefined) cls = (ans === q.correct) ? 'correct-answered' : 'incorrect-answered';\n        else { const s = progress.questionStats[u]; if (s && (s.correct + s.incorrect) > 0) cls = 'attempted'; }\n        if (i === currentQuestionIndex) cls = 'current';\n        const weak = progress.weakAreas.includes(u) ? ' weak-marked' : '';\n        const tip = 'Q' + q.id + (q.year ? ' \\u00b7 ' + q.year : '') + ' \\u00b7 ' + chShort(q.chapter);\n        return '<div class=\"grid-item ' + cls + weak + '\" data-idx=\"' + i + '\" title=\"' + tip + '\">' + (i + 1) + '<\/div>';\n    }).join('');\n}\nfunction masteredCount() {\n    return allQuestions.filter(q => { const s = progress.questionStats[uid(q)]; return s && s.correct >= quizConfig.masteryThreshold; }).length;\n}\nfunction updateStats() {\n    $id('totalQuestions').textContent = filteredQuestions.length;\n    $id('attemptedCount').textContent = sessionStats.attempted;\n    $id('correctCount').textContent = sessionStats.correct;\n    $id('incorrectCount').textContent = sessionStats.incorrect;\n    const pct = allQuestions.length ? Math.round(masteredCount() \/ allQuestions.length * 100) : 0;\n    $id('progressPercentage').textContent = pct + '%';\n    $id('progressRingFill').style.strokeDashoffset = 264 - (264 * pct \/ 100);\n    $id('totalCorrectProgress').textContent = Object.values(progress.questionStats).reduce((a, s) => a + s.correct, 0);\n    $id('totalWeakProgress').textContent = progress.weakAreas.length;\n    $id('allCount').textContent = allQuestions.length;\n    $id('weakModeCount').textContent = progress.weakAreas.length;\n}\nfunction updateHeader() {\n    $id('hdrTotalQ').textContent = allQuestions.length;\n    $id('hdrGroups').textContent = BK().hasYears ? YEARS.length : CHAPTERS.length;\n    $id('hdrMastered').textContent = (allQuestions.length ? Math.round(masteredCount() \/ allQuestions.length * 100) : 0) + '%';\n    const w = progress.weakAreas.length;\n    $id('weakBadgeHeader').style.display = w ? '' : 'none';\n    $id('weakCountHeader').textContent = w;\n    const r = computeReadiness();\n    $id('hdrReadiness').textContent = r.attempted ? r.score + '%' : '\\u2014';\n    $id('perfPill').style.display = w >= 5 ? '' : 'none';\n}\n\n\/\/ ==========================================\n\/\/ SUBMIT \/ RESULT \/ RESETS\n\/\/ ==========================================\nfunction submitExam() {\n    if (!sessionStats.attempted) { showToast('Attempt at least one question first'); return; }\n    const pct = Math.round(sessionStats.correct \/ sessionStats.attempted * 100);\n    $id('resultCorrect').textContent = sessionStats.correct;\n    $id('resultIncorrect').textContent = sessionStats.incorrect;\n    $id('resultScore').textContent = pct + '%';\n    $id('resultIcon').textContent = pct >= 80 ? '\\uD83C\\uDFC6' : pct >= 60 ? '\\uD83C\\uDF89' : pct >= 40 ? '\\uD83D\\uDCD6' : '\\uD83D\\uDCAA';\n    $id('resultTitle').textContent = pct >= 80 ? 'Outstanding!' : pct >= 60 ? 'Great Job!' : pct >= 40 ? 'Keep Practising!' : 'Needs Revision';\n    $id('resultMessage').textContent = 'You attempted ' + sessionStats.attempted + ' of ' + filteredQuestions.length + ' questions in this session.';\n    $id('practiceWeakBtn').style.display = progress.weakAreas.length ? '' : 'none';\n    $id('resultModal').classList.add('show');\n    if (quizConfig.useWordPressSync && typeof window.cssaddaSaveQuizResult === 'function') {\n        window.cssaddaSaveQuizResult({\n            quiz_id: quizConfig.quizId + ':' + activeBank,\n            score: sessionStats.correct, total_questions: sessionStats.attempted, percentage: pct,\n            time_taken: Math.round((Date.now() - sessionStartTs) \/ 1000), answers: sessionAnswers\n        });\n    }\n}\nfunction reviewAnswers() { $id('resultModal').classList.remove('show'); currentQuestionIndex = 0; loadQuestion(); }\nfunction retryQuiz() { $id('resultModal').classList.remove('show'); sessionStats = { attempted: 0, correct: 0, incorrect: 0 }; sessionAnswers = {}; currentQuestionIndex = 0; loadQuestion(); updateStats(); }\n\/\/ SESSION RESET: clears only this session's answers. Lifetime data preserved.\nfunction resetSession() {\n    if (!confirm('Reset this session? Only the current answers and session score are cleared \\u2014 your lifetime performance and mastery are kept.')) return;\n    sessionStats = { attempted: 0, correct: 0, incorrect: 0 };\n    sessionAnswers = {}; sessionStartTs = Date.now(); currentQuestionIndex = 0;\n    loadQuestion(); updateStats(); renderGrid();\n    showToast('Session reset \\u2014 performance data kept', 'success');\n}\n\/\/ PERFORMANCE RESET: wipes lifetime data for the ACTIVE bank only.\nfunction resetPerformance() {\n    if (!confirm('Permanently erase ALL lifetime performance in ' + BK().label + '?\\n\\nThis clears mastery stars, weak areas, accuracy history, any built session and the readiness score for this bank. The other bank is not touched. This cannot be undone.')) return;\n    progress = blankProgress();\n    saveProgress();\n    sessionStats = { attempted: 0, correct: 0, incorrect: 0 };\n    sessionAnswers = {}; sessionStartTs = Date.now();\n    updateSessionTab();\n    setMode('all');\n    updateHeader();\n    renderAI();\n    showToast('Lifetime performance erased for ' + BK().label, 'success');\n}\n\n\/\/ ==========================================\n\/\/ EXAM ANALYTICS  (PYQ bank only, built from the data itself)\n\/\/ ==========================================\nfunction chapterCounts() {\n    const map = {};\n    allQuestions.forEach(q => { map[q.chapter] = (map[q.chapter] || 0) + 1; });\n    return Object.entries(map).sort((a, b) => b[1] - a[1]);\n}\nfunction renderAnalytics() {\n    if (analyticsRendered || !BK().hasAnalytics) return;\n    analyticsRendered = true;\n    const total = allQuestions.length;\n    if (!total) { $id('rankedBars').innerHTML = '<div class=\"ai-empty\"><div class=\"big\">No questions loaded<\/div><\/div>'; return; }\n\n    const ranked = chapterCounts();\n    const max = ranked[0][1];\n    const hi = Math.max(6, Math.round(total * 0.08));   \/\/ \"high-yield\" scales with the bank\n    $id('rankedBars').innerHTML = ranked.map(([c, n], i) => {\n        const pct = (n \/ total * 100).toFixed(1);\n        const grad = n >= hi ? 'linear-gradient(90deg,var(--gold-l),var(--gold))' : 'linear-gradient(90deg,#93c5fd,var(--navy))';\n        return '<div class=\"bar-row\"><span class=\"bar-rank\">' + (i + 1) + '<\/span><span class=\"bar-name\" title=\"' + c + '\">' + chLabel(c) +\n            '<\/span><div class=\"bar-track\"><div class=\"bar-fill\" style=\"width:' + (n \/ max * 100) + '%;background:' + grad + '\"><\/div><\/div>' +\n            '<span class=\"bar-val\">' + n + '<span class=\"pct\">' + pct + '%<\/span><\/span><\/div>';\n    }).join('');\n\n    const shade = (n) => n === 0 ? '#fff' : n === 1 ? '#fdf6e3' : n === 2 ? '#f6e7b8' : n <= 4 ? '#e9cf7f' : n <= 6 ? '#d8b23f' : '#c9992a';\n    const fg = (n) => n >= 5 ? '#fff' : 'inherit';\n    const thead = '<tr><th>Chapter<\/th>' + YEARS.map(y => '<th>' + y + '<\/th>').join('') + '<th>Total<\/th><\/tr>';\n    const tbody = ranked.map(([c]) => {\n        const cells = YEARS.map(y => {\n            const n = allQuestions.filter(q => q.chapter === c && q.year === y).length;\n            return '<td style=\"background:' + shade(n) + ';color:' + fg(n) + ';font-weight:' + (n ? '600' : '400') + '\">' + (n || '\\u00b7') + '<\/td>';\n        }).join('');\n        const tot = allQuestions.filter(q => q.chapter === c).length;\n        return '<tr><td class=\"rn\" title=\"' + c + '\">' + chLabel(c) + '<\/td>' + cells + '<td class=\"rt\">' + tot + '<\/td><\/tr>';\n    }).join('');\n    const tfoot = '<tr><td>Total<\/td>' + YEARS.map(y => '<td>' + allQuestions.filter(q => q.year === y).length + '<\/td>').join('') + '<td>' + total + '<\/td><\/tr>';\n    $id('heatmapContainer').innerHTML = '<table class=\"matrix\"><thead>' + thead + '<\/thead><tbody>' + tbody + '<\/tbody><tfoot>' + tfoot + '<\/tfoot><\/table>';\n\n    const yMax = Math.max(...YEARS.map(y => allQuestions.filter(q => q.year === y).length));\n    $id('cycleChart').innerHTML = YEARS.map(y => {\n        const n = allQuestions.filter(q => q.year === y).length;\n        return '<div class=\"yb\"><div class=\"yb-bar\" style=\"height:' + Math.max(8, n \/ yMax * 100) + '%\"><span>' + n + '<\/span><\/div><div class=\"yb-lab\">' + y + '<\/div><\/div>';\n    }).join('');\n\n    const [c1, n1] = ranked[0];\n    const second = ranked[1], third = ranked[2];\n    let out = '<div class=\"ins\"><h4><span class=\"ic\">\\uD83D\\uDD25<\/span> Highest-Yield Chapter<\/h4><p><b>' + chLabel(c1) + '<\/b> alone contributes <b>' + n1 +\n        ' questions (' + (n1 \/ total * 100).toFixed(1) + '%)<\/b> \\u2014 master it first.<\/p><\/div>';\n    if (second && third) {\n        const top3 = Math.round((n1 + second[1] + third[1]) \/ total * 100);\n        out += '<div class=\"ins\"><h4><span class=\"ic\">\\uD83D\\uDDC2\\uFE0F<\/span> Top-3 Concentration<\/h4><p><b>' + chShort(c1) + ', ' + chShort(second[0]) + ' &amp; ' + chShort(third[0]) +\n            '<\/b> together cover <b>' + top3 + '%<\/b> of every question ever asked \\u2014 prioritise these before anything else.<\/p><\/div>';\n    }\n    if (BANKS.chapter.questions.length)\n        out += '<div class=\"ins\"><h4><span class=\"ic\">\\uD83D\\uDD17<\/span> These Numbers Set Your Weightage<\/h4><p>This distribution is what the <b>Chapter-wise Bank<\/b> uses to rank your study plan, so the two banks agree on what matters. Practise a chapter there, then come back and test it here.<\/p><\/div>';\n    out += '<div class=\"ins\"><h4><span class=\"ic\">\\uD83C\\uDFAF<\/span> Strategy<\/h4><p>Work <b>By Chapter<\/b> on the heavy chapters, then switch to <b>Weak Areas<\/b> until every question shows <b>' +\n        quizConfig.masteryThreshold + '\\u2605 mastery<\/b>.<\/p><\/div>';\n    $id('takeaways').innerHTML = out;\n}\n\n\/\/ ==========================================\n\/\/ AI COACH ENGINE (rule-based, client-side)\n\/\/ ------------------------------------------\n\/\/ Five models, all computed in the browser from data the learner has already\n\/\/ generated. Nothing leaves the page.\n\/\/   1. WEIGHT     what each chapter is worth in the paper\n\/\/   2. EXPECTED   smoothed hit-rate -> projected score + marks leaking\n\/\/   3. RETENTION  a forgetting curve per question\n\/\/   4. FORMAT     accuracy by question SHAPE rather than topic\n\/\/   5. PLANNER    turns all four into an actual queue of questions\n\/\/ Plus a cross-bank bridge, which only exists because the two banks now\n\/\/ share one file.\n\/\/ ==========================================\n\n\/\/ ---- 2. EXPECTED SCORE --------------------------------------------------\nfunction smoothedAccuracy(correct, incorrect) {\n    const k = quizConfig.priorStrength, p0 = quizConfig.priorAccuracy;\n    return (correct + k * p0) \/ (correct + incorrect + k);\n}\nfunction expectedHitRate(correct, incorrect, coverage) {\n    return smoothedAccuracy(correct, incorrect) * coverage + quizConfig.priorAccuracy * (1 - coverage);\n}\n\n\/\/ ---- 3. RETENTION -------------------------------------------------------\nfunction recallProb(st) {\n    if (!st || !st.lastAttempt || st.correct < 2) return null;   \/\/ still being learnt, not revised\n    const R = quizConfig.retention;\n    const reps = Math.max(1, st.correct - st.incorrect);\n    const stability = R.baseDays * Math.pow(R.growth, reps - 1);\n    return Math.exp(-((Date.now() - st.lastAttempt) \/ 86400000) \/ stability);\n}\nfunction retentionIndex() {\n    let sum = 0, n = 0;\n    allQuestions.forEach(q => { const r = recallProb(progress.questionStats[uid(q)]); if (r !== null) { sum += r; n++; } });\n    return n ? Math.round(sum \/ n * 100) : null;\n}\n\n\/\/ ---- 4. QUESTION FORMAT -------------------------------------------------\n\/\/ Aspirants rarely fail a chapter evenly. They fail a SHAPE of question across\n\/\/ every chapter at once, and that is invisible in a chapter table.\nconst FORMATS = [\n    { key: 'match',   label: 'Match the following',\n      test: q => \/list\\s*-?\\s*i\\b\/i.test(q.question) },\n    { key: 'multi',   label: 'Multi-statement codes',\n      test: q => (Array.isArray(q.statements) && q.statements.length >= 2)\n              || q.question.split(\/<br\\s*\\\/?>|\\n\/).filter(x => \/^\\s*\\d+\\.\/.test(x)).length >= 2 },\n    { key: 'figures', label: 'Figures \/ computation',\n      test: q => \/\\u20b9|\\bRs\\.?\\s*\\d|works? out to|shall work out|\\bcalculate\\b\/i.test(q.question)\n              || \/\\u20b9\\s?\\d|\\bRs\\.?\\s*\\d\/.test(q.options.join(' ')) },\n    { key: 'direct',  label: 'Direct fact \/ definition', test: () => true }\n];\nconst NEGATIVE_RE = \/(is|are|is\\\/are)\\s+not\\s+correct|is\\s+not\\s+correctly\\s+matched|which\\s+one\\s+of\\s+the\\s+following\\s+is\\s+not\\b|\\bexcept\\b\/i;\nconst _fmtCache = {};\nfunction questionFormat(q) {\n    const u = uid(q);\n    if (_fmtCache[u]) return _fmtCache[u];\n    return (_fmtCache[u] = (FORMATS.find(f => f.test(q)) || FORMATS[FORMATS.length - 1]));\n}\nconst isNegative = (q) => NEGATIVE_RE.test(q.question);\nfunction formatStats() {\n    const acc = {};\n    const ensure = (k, l) => acc[k] || (acc[k] = { key: k, label: l, correct: 0, incorrect: 0, total: 0, seen: 0 });\n    FORMATS.forEach(f => ensure(f.key, f.label));\n    ensure('negative', 'Negatively phrased (\\u201cis NOT correct\\u201d)');\n    allQuestions.forEach(q => {\n        const st = progress.questionStats[uid(q)];\n        const f = questionFormat(q);\n        const buckets = [ensure(f.key, f.label)];\n        if (isNegative(q)) buckets.push(acc['negative']);   \/\/ counted on both axes, deliberately\n        buckets.forEach(r => {\n            r.total++;\n            if (st && (st.correct + st.incorrect) > 0) { r.seen++; r.correct += st.correct; r.incorrect += st.incorrect; }\n        });\n    });\n    return Object.values(acc).map(r => {\n        const n = r.correct + r.incorrect;\n        r.attempts = n; r.acc = n ? r.correct \/ n : null; return r;\n    }).filter(r => r.total > 0);\n}\n\n\/\/ ---- CHAPTER MODEL ------------------------------------------------------\nfunction chapterStats() {\n    if (!WEIGHTS) return [];\n    return CHAPTERS.map(c => {\n        const n = WEIGHTS.counts[c] || 0;\n        const qs = allQuestions.filter(q => q.chapter === c);\n        let attempted = 0, correct = 0, incorrect = 0, scoreSum = 0;\n        qs.forEach(q => {\n            const s = progress.questionStats[uid(q)];\n            if (s && (s.correct + s.incorrect) > 0) { attempted++; correct += s.correct; incorrect += s.incorrect; }\n            scoreSum += s ? Math.min(s.correct \/ quizConfig.masteryThreshold, 1) : 0;\n        });\n        const acc = (correct + incorrect) ? correct \/ (correct + incorrect) : null;\n        const weight = weightOf(c);\n        const coverage = n ? attempted \/ n : 0;\n        const mastery = n ? scoreSum \/ n : 0;\n        const expected = expectedHitRate(correct, incorrect, coverage);\n        const leak = weight * (1 - expected);\n        \/\/ Priority is the readiness gap: the share of the paper not yet secured,\n        \/\/ scaled by how hard it is proving. Deliberately NOT (1 - accuracy)\n        \/\/ alone, or a chapter answered perfectly on 8 of its 42 questions would\n        \/\/ score zero and vanish from the plan at 19% weight.\n        const shortfall = 1 - mastery;\n        const difficulty = (acc === null) ? 1 : (1.4 - 0.6 * acc);\n        return { chapter: c, count: n, weight, source: WEIGHTS.source[c], attempted, correct, incorrect,\n                 coverage, acc, mastery, expected, leak, priority: weight * shortfall * difficulty };\n    }).sort((a, b) => b.weight - a.weight);\n}\nfunction computeReadiness() {\n    const stats = chapterStats();\n    return {\n        score:         Math.round(stats.reduce((a, s) => a + s.weight * s.mastery, 0) * 100),\n        projected:     Math.round(stats.reduce((a, s) => a + s.weight * s.expected, 0) * 100),\n        weightCovered: Math.round(stats.reduce((a, s) => a + s.weight * s.coverage, 0) * 100),\n        attempted:     Object.values(progress.questionStats).some(s => (s.correct + s.incorrect) > 0),\n        stats: stats\n    };\n}\n\/\/ Per-chapter picture of ANY bank, including the one not currently open.\n\/\/ This is what makes the cross-bank bridge possible.\nfunction chapterPictureOf(bankId) {\n    const b = BANKS[bankId], p = statsOfBank(bankId), map = {};\n    b.questions.forEach(q => {\n        const s = p.questionStats[uidFor(bankId, q)];\n        const m = map[q.chapter] || (map[q.chapter] = { chapter: q.chapter, count: 0, attempted: 0, correct: 0, incorrect: 0, mastered: 0 });\n        m.count++;\n        if (s && (s.correct + s.incorrect) > 0) { m.attempted++; m.correct += s.correct; m.incorrect += s.incorrect; }\n        if (s && s.correct >= quizConfig.masteryThreshold) m.mastered++;\n    });\n    Object.values(map).forEach(m => {\n        const t = m.correct + m.incorrect;\n        m.acc = t ? m.correct \/ t : null;\n        m.masteredShare = m.count ? m.mastered \/ m.count : 0;\n    });\n    return map;\n}\n\n\/\/ ---- 5. SESSION PLANNER -------------------------------------------------\nfunction questionGain(q) {\n    const u = uid(q), st = progress.questionStats[u];\n    const c = st ? st.correct : 0, i = st ? st.incorrect : 0;\n    const deficit = 1 - Math.min(c \/ quizConfig.masteryThreshold, 1);\n    let urgency = 1 + 0.15 * deficit;\n    if (progress.weakAreas.includes(u)) urgency += 0.60;\n    const r = recallProb(st);\n    if (r !== null && r < quizConfig.retention.riskBelow) urgency += (1 - r);\n    if (c + i === 0) urgency += 0.15;\n    return weightOf(q.chapter) * (deficit + 0.12) * urgency;\n}\nfunction allocateSlots(stats, n, shareOf) {\n    const total = stats.reduce((a, s) => a + Math.max(0, shareOf(s)), 0);\n    if (!(total > 0)) return stats.map(s => ({ s, slots: 0 }));\n    const rows = stats.map(s => {\n        const exact = n * Math.max(0, shareOf(s)) \/ total;\n        return { s, exact, slots: Math.min(Math.floor(exact), s.count) };\n    });\n    let left = n - rows.reduce((a, r) => a + r.slots, 0);\n    rows.slice().sort((a, b) => (b.exact - b.slots) - (a.exact - a.slots))\n        .forEach(r => { if (left > 0 && r.slots < r.s.count) { r.slots++; left--; } });\n    if (left > 0) rows.slice().sort((a, b) => shareOf(b.s) - shareOf(a.s))\n        .forEach(r => { while (left > 0 && r.slots < r.s.count) { r.slots++; left--; } });\n    return rows;\n}\nfunction buildSession(kind) {\n    const stats = chapterStats().filter(s => s.count > 0);\n    if (!stats.length) return 0;\n    const n = Math.min(kind === 'mock' ? quizConfig.mockSize : quizConfig.sessionSize, allQuestions.length);\n    \/\/ A focused set follows where marks are leaking. A mock paper ignores your\n    \/\/ history and mirrors the exam's own weightage, so it reads like the real\n    \/\/ thing and tells you where you actually stand.\n    const rows = allocateSlots(stats, n, kind === 'mock' ? (s => s.weight) : (s => s.leak));\n    const picked = [];\n    rows.forEach(r => {\n        if (!r.slots) return;\n        let pool = allQuestions.filter(q => q.chapter === r.s.chapter);\n        if (kind === 'mock') {\n            pool = pool.sort((a, b) => {                     \/\/ unseen first, then longest-ago\n                const sa = progress.questionStats[uid(a)], sb = progress.questionStats[uid(b)];\n                const na = sa ? (sa.correct + sa.incorrect) : 0, nb = sb ? (sb.correct + sb.incorrect) : 0;\n                if (na !== nb) return na - nb;\n                return ((sa && sa.lastAttempt) || 0) - ((sb && sb.lastAttempt) || 0);\n            });\n        } else {\n            pool = pool.sort((a, b) => questionGain(b) - questionGain(a));\n        }\n        pool.slice(0, r.slots).forEach(q => picked.push(q));\n    });\n    picked.sort((a, b) => weightOf(b.chapter) - weightOf(a.chapter));   \/\/ heaviest first, freshest attention\n    progress.sessionQueue = picked.map(q => uid(q));\n    progress.sessionLabel = (kind === 'mock' ? 'Mock paper' : 'Focused set');\n    progress.sessionKind = kind;\n    saveProgress();\n    return picked.length;\n}\nfunction startBuiltSession(kind) {\n    const n = buildSession(kind);\n    if (!n) { showToast('Nothing to build a session from yet'); return; }\n    updateSessionTab();\n    switchView('practice');\n    setMode('session');\n    showToast(progress.sessionLabel + ' ready \\u2014 ' + n + ' questions queued', 'success');\n}\nfunction updateSessionTab() {\n    const tab = $id('modeSession');\n    if (!tab) return;\n    const q = progress.sessionQueue || [];\n    tab.style.display = q.length ? '' : 'none';\n    $id('sessionModeCount').textContent = q.length;\n    $id('sessionTabLabel').textContent = progress.sessionLabel || 'My Session';\n}\n\n\/\/ ---- RETENTION-DRIVEN REVISION QUEUE ------------------------------------\nfunction revisionDue() {\n    const risk = quizConfig.retention.riskBelow;\n    return allQuestions.map(q => {\n        const st = progress.questionStats[uid(q)];\n        const r = recallProb(st);\n        if (r === null || r >= risk) return null;\n        return { q, recall: r, days: Math.floor((Date.now() - st.lastAttempt) \/ 86400000),\n                 urgency: weightOf(q.chapter) * (1 - r) };\n    }).filter(Boolean).sort((a, b) => b.urgency - a.urgency);\n}\n\n\/\/ ---- CROSS-BANK BRIDGE --------------------------------------------------\n\/\/ The reason both banks live in one file. What the papers catch you out on\n\/\/ should decide what you drill; what you have drilled should be tested back\n\/\/ against the papers.\nfunction crossBankCards(stats, shown) {\n    const other = activeBank === 'pyq' ? 'chapter' : 'pyq';\n    const out = { cards: [], augment: {}, augmentJump: {} };\n    if (!BANKS[other].questions.length) return out;\n    const there = chapterPictureOf(other);\n    const jump = (ch) => 'data-crossbank=\"' + other + '|' + encodeURIComponent(ch) + '\"';\n\n    if (activeBank === 'pyq') {\n        \/\/ Weak on the real papers -> go drill that chapter in the practice bank.\n        const t = stats\n            .filter(s => s.acc !== null && s.acc < 0.65 && s.attempted >= 3 && there[s.chapter] && there[s.chapter].count >= 5)\n            .sort((a, b) => (b.weight * (1 - b.acc)) - (a.weight * (1 - a.acc)))[0];\n        if (t) {\n            if (shown.has(t.chapter)) {\n                out.augment[t.chapter] = ' The <b>Chapter-wise Bank<\/b> has <b>' + there[t.chapter].count + ' questions<\/b> on exactly this \\u2014 drill it there first.';\n                out.augmentJump[t.chapter] = { btn: 'Drill it \\u2192', attr: jump(t.chapter) };\n            }\n            else\n                out.cards.push({ ic: 'cross', icon: '\\uD83D\\uDD17',\n                    txt: 'The papers keep catching you out on <b>' + chBrief(t.chapter) + '<\/b> \\u2014 ' + Math.round(t.acc * 100) + '% across ' + t.attempted + ' PYQs. The <b>Chapter-wise Bank<\/b> has <b>' + there[t.chapter].count + ' questions<\/b> on exactly that. Drill it there, then come back here.',\n                    btn: 'Drill it \\u2192', attr: jump(t.chapter) });\n        }\n    } else {\n        \/\/ Missed PYQs in a chapter -> the papers are the harder evidence, so it\n        \/\/ either becomes its own card or strengthens the one already showing.\n        const weakThere = Object.values(there)\n            .filter(m => m.acc !== null && m.acc < 0.65 && m.attempted >= 3 && (WEIGHTS.counts[m.chapter] || 0) >= 5)\n            .sort((a, b) => (weightOf(b.chapter) * (1 - b.acc)) - (weightOf(a.chapter) * (1 - a.acc)))[0];\n        if (weakThere) {\n            if (shown.has(weakThere.chapter))\n                out.augment[weakThere.chapter] = ' The papers have already caught you here \\u2014 <b>' + Math.round(weakThere.acc * 100) + '%<\/b> across ' + weakThere.attempted + ' PYQs on it.';\n            else\n                out.cards.push({ ic: 'cross', icon: '\\uD83D\\uDD17',\n                    txt: 'You have missed PYQs on <b>' + chBrief(weakThere.chapter) + '<\/b> \\u2014 ' + Math.round(weakThere.acc * 100) + '% on the real papers. There are <b>' + WEIGHTS.counts[weakThere.chapter] + ' questions<\/b> on it here. Fix it before the next paper does.',\n                    ch: weakThere.chapter });\n        }\n        \/\/ Solid here -> prove it against the real papers.\n        const ready = stats\n            .filter(s => s.mastery >= 0.6 && s.weight >= 0.05 && there[s.chapter] && there[s.chapter].count >= 3\n                      && (there[s.chapter].attempted \/ there[s.chapter].count) < 0.5)\n            .sort((a, b) => b.weight - a.weight)[0];\n        if (ready)\n            out.cards.push({ ic: 'cross', icon: '\\uD83C\\uDFAF',\n                txt: '<b>' + chBrief(ready.chapter) + '<\/b> is ' + Math.round(ready.mastery * 100) + '% mastered here and worth ' + pctLabel(ready.weight) + ' of the paper. <b>' + there[ready.chapter].count + ' real PYQs<\/b> on it are still untested \\u2014 that is the honest check.',\n                btn: 'Test on papers \\u2192', attr: jump(ready.chapter) });\n    }\n    return out;\n}\n\n\/\/ ==========================================\n\/\/ RENDER \u2014 MY PERFORMANCE\n\/\/ ==========================================\nfunction renderAI() {\n    if (!allQuestions.length) {\n        $id('aiEmptyState').style.display = '';\n        $id('aiContent').style.display = 'none';\n        return;\n    }\n    const { score, projected, weightCovered, attempted, stats } = computeReadiness();\n    $id('aiEmptyState').style.display = attempted ? 'none' : '';\n    $id('aiContent').style.display = attempted ? '' : 'none';\n    if (!attempted) return;\n\n    const due = revisionDue();\n    const retention = retentionIndex();\n    const isPyq = BK().hasYears;\n\n    \/\/ ---------- Readiness ring ----------\n    $id('aiScore').textContent = score;\n    $id('aiRingFill').style.strokeDashoffset = 402 - (402 * score \/ 100);\n    const verdict = score >= 80 ? '<b>Exam-ready.<\/b> Hold it there with the revision queue and weak-area drills.'\n        : score >= 60 ? '<b>Strong base.<\/b> Close the gaps in the heaviest chapters below to cross 80.'\n        : score >= 35 ? '<b>Building up.<\/b> Work the priority list top-down \\u2014 it is ordered by what the paper actually pays for.'\n        : '<b>Early stage.<\/b> Start at the top of the study plan; the heaviest chapters move this number fastest.';\n    $id('aiVerdict').innerHTML = verdict +\n        '<br><span style=\"font-size:11.8px;opacity:.8\">Readiness = \\u03a3 (exam weight \\u00d7 mastery) across ' + CHAPTERS.length +\n        ' chapters of ' + BK().label + '. On today\\u2019s form the paper itself would come out near <b>' + projected + '%<\/b>.<\/span>';\n\n    \/\/ ---------- Session planner ----------\n    const leakTop = [...stats].filter(s => s.count > 0).sort((a, b) => b.leak - a.leak).slice(0, 2).map(s => chShort(s.chapter));\n    $id('focusSizeLabel').textContent = Math.min(quizConfig.sessionSize, allQuestions.length);\n    $id('mockSizeLabel').textContent = Math.min(quizConfig.mockSize, allQuestions.length);\n    $id('plannerNote').innerHTML = 'The focused set picks the exact questions and gives each chapter time in proportion to the marks leaking out of it \\u2014 right now mostly <b>' +\n        leakTop.join('<\/b> and <b>') + '<\/b>. The mock paper ignores your history and mirrors the exam weightage instead.';\n\n    \/\/ ---------- KPIs ----------\n    const allC = Object.values(progress.questionStats).reduce((a, s) => a + s.correct, 0);\n    const allI = Object.values(progress.questionStats).reduce((a, s) => a + s.incorrect, 0);\n    const accAll = (allC + allI) ? Math.round(allC \/ (allC + allI) * 100) : 0;\n    const recent = progress.attemptLog.slice(-20);\n    const accRecent = recent.length ? Math.round(recent.filter(a => a.correct).length \/ recent.length * 100) : 0;\n    const trend = recent.length >= 5 ? (accRecent > accAll ? ' <span style=\"color:var(--green)\">\\u2197<\/span>' : accRecent < accAll ? ' <span style=\"color:var(--red)\">\\u2198<\/span>' : '') : '';\n    const band = (v, hi, mid) => v >= hi ? 'g' : v >= mid ? 'a' : 'r';\n    $id('aiKpis').innerHTML =\n        '<div class=\"ai-kpi\"><div class=\"n ' + band(projected, 65, 45) + '\">' + projected + '%<\/div><div class=\"l\">Projected paper score<\/div><\/div>' +\n        '<div class=\"ai-kpi\"><div class=\"n ' + band(weightCovered, 70, 40) + '\">' + weightCovered + '%<\/div><div class=\"l\">Paper weight touched<\/div><\/div>' +\n        '<div class=\"ai-kpi\"><div class=\"n ' + (retention === null ? '' : band(retention, 75, 55)) + '\">' + (retention === null ? '\\u2014' : retention + '%') + '<\/div><div class=\"l\">Retention now<\/div><\/div>' +\n        '<div class=\"ai-kpi\"><div class=\"n ' + band(accAll, 70, 45) + '\">' + accAll + '%<\/div><div class=\"l\">Lifetime Accuracy<\/div><\/div>' +\n        '<div class=\"ai-kpi\"><div class=\"n ' + band(accRecent, 70, 45) + '\">' + accRecent + '%' + trend + '<\/div><div class=\"l\">Last 20 Attempts<\/div><\/div>' +\n        '<div class=\"ai-kpi\"><div class=\"n g\">' + masteredCount() + '<\/div><div class=\"l\">Mastered (' + quizConfig.masteryThreshold + '\\u2605)<\/div><\/div>' +\n        '<div class=\"ai-kpi\"><div class=\"n r\">' + progress.weakAreas.length + '<\/div><div class=\"l\">Weak Questions<\/div><\/div>';\n\n    \/\/ ---------- Smart study plan ----------\n    const byPriority = [...stats].sort((a, b) => b.priority - a.priority);\n    const recos = [];\n    \/\/ Chapters the top three cards already name. Later cards skip them so the\n    \/\/ plan never says the same thing twice in different words.\n    const shown = new Set(byPriority.slice(0, 3).filter(s => s.count > 0).map(s => s.chapter));\n    byPriority.slice(0, 3).forEach(s => {\n        if (s.count === 0) return;\n        const w = pctLabel(s.weight);\n        if (s.acc === null)\n            recos.push({ ic: 'warm', icon: '\\uD83E\\uDDED', txt: '<b>' + chBrief(s.chapter) + '<\/b> is <b>' + w + '<\/b> of the paper and you have not touched it yet \\u2014 start here.', ch: s.chapter });\n        else if (s.acc < 0.6)\n            recos.push({ ic: 'hot', icon: '\\uD83D\\uDD25', txt: '<b>' + chBrief(s.chapter) + '<\/b>: <b>' + w + '<\/b> of the paper, your accuracy only <b>' + Math.round(s.acc * 100) + '%<\/b> \\u2014 about <b>' + (s.leak * 100).toFixed(1) + ' marks per 100<\/b> are leaking here.', ch: s.chapter });\n        else if (s.coverage < 0.6)\n            recos.push({ ic: 'cool', icon: '\\uD83D\\uDD0D', txt: '<b>' + chBrief(s.chapter) + '<\/b>: accuracy is fine at ' + Math.round(s.acc * 100) + '%, but you have seen only <b>' + Math.round(s.coverage * 100) + '%<\/b> of it, and it carries <b>' + w + '<\/b> of the paper \\u2014 finish the set.', ch: s.chapter });\n        else\n            recos.push({ ic: 'good', icon: '\\u2705', txt: '<b>' + chBrief(s.chapter) + '<\/b> (' + w + ' of the paper) is in good shape at ' + Math.round(s.acc * 100) + '% \\u2014 keep it warm through the revision queue.', ch: s.chapter });\n    });\n\n    \/\/ Cross-bank bridge sits high: it is usually the most decision-changing card.\n    \/\/ Evidence from the real papers about a chapter already named above is\n    \/\/ appended to that card rather than repeated as a new one.\n    const bridge = crossBankCards(stats, shown);\n    recos.forEach(r => {\n        if (!r.ch || !bridge.augment[r.ch]) return;\n        r.txt += bridge.augment[r.ch];\n        const j = bridge.augmentJump[r.ch];\n        if (j) { r.attr = j.attr; r.btn = j.btn; r.ch = null; }   \/\/ send the button to the other bank\n    });\n    bridge.cards.forEach(c => recos.push(c));\n\n    \/\/ Stop drilling a chapter the paper barely asks about, however many\n    \/\/ questions of it you happen to own.\n    const overDone = stats\n        .filter(s => s.source !== 'derived' && !shown.has(s.chapter) && s.weight < quizConfig.highWeightCut \/ 2 && s.coverage > 0.6 && s.count >= 10)\n        .sort((a, b) => (b.coverage * b.count) - (a.coverage * a.count))[0];\n    if (overDone)\n        recos.push({ ic: 'cool', icon: '\\u2696\\uFE0F', txt: '<b>' + chBrief(overDone.chapter) + '<\/b> is worth only <b>' + pctLabel(overDone.weight) + '<\/b> of the paper and you are already ' + Math.round(overDone.coverage * 100) + '% through it. More drilling here buys almost nothing \\u2014 move back up this list.' });\n\n    \/\/ Heavy chapter you have exhausted: practice has given what it can.\n    const exhausted = stats\n        .filter(s => !shown.has(s.chapter) && s.weight >= 0.08 && s.coverage >= 0.9 && s.count > 0)\n        .sort((a, b) => b.weight - a.weight)[0];\n    if (exhausted)\n        recos.push({ ic: 'warm', icon: '\\uD83D\\uDCD8', txt: 'You have worked through nearly every question in <b>' + chBrief(exhausted.chapter) + '<\/b>, worth <b>' + pctLabel(exhausted.weight) + '<\/b> of the paper. Practice has given what it can \\u2014 go back to the bare rule text for the rest.', ch: exhausted.chapter });\n\n    \/\/ A format gap costs marks in every chapter at once.\n    const fRows = formatStats().filter(r => r.acc !== null && r.attempts >= 8).sort((a, b) => a.acc - b.acc);\n    if (fRows.length >= 2) {\n        const worst = fRows[0], best = fRows[fRows.length - 1];\n        if ((best.acc - worst.acc) >= 0.12)\n            recos.push({ ic: 'hot', icon: '\\uD83E\\uDDE9', txt: '<b>' + worst.label + '<\/b> questions are running at <b>' + Math.round(worst.acc * 100) + '%<\/b> while you sit at ' + Math.round(best.acc * 100) + '% on ' + best.label.toLowerCase() + '. That is a reading habit, not a gap in the rules \\u2014 and it costs you in every chapter at once.' });\n    }\n\n    if (WEIGHTS.unstocked.length)\n        recos.push({ ic: 'hot', icon: '\\uD83D\\uDD73\\uFE0F', txt: '<b>' + WEIGHTS.unstocked.length + ' weighted ' + (WEIGHTS.unstocked.length === 1 ? 'topic has' : 'topics have') + ' no questions in ' + BK().label + '<\/b> \\u2014 ' + WEIGHTS.unstocked.slice(0, 4).map(chBrief).join(', ') + (WEIGHTS.unstocked.length > 4 ? ' and others' : '') + '. Nothing here prepares you for them.' });\n\n    if (progress.weakAreas.length >= 3)\n        recos.push({ ic: 'hot', icon: '\\u26A0\\uFE0F', txt: 'You have <b>' + progress.weakAreas.length + ' weak questions<\/b> flagged, heaviest chapter first. One focused Weak-Areas session clears the backlog.', weak: true });\n\n    if (due.length)\n        recos.push({ ic: 'warm', icon: '\\uD83D\\uDD01', txt: '<b>' + due.length + ' questions<\/b> you had already mastered have decayed below <b>' + Math.round(quizConfig.retention.riskBelow * 100) + '% recall<\/b>. Re-answering one costs seconds; re-learning it later costs an evening.' });\n\n    const best = [...stats]\n        .filter(s => s.acc !== null && s.weight >= 0.05 && s.coverage >= 0.5 && !shown.has(s.chapter))\n        .sort((a, b) => b.acc - a.acc)[0];\n    if (best && best.acc >= 0.75)\n        recos.push({ ic: 'good', icon: '\\uD83C\\uDFC5', txt: 'Strongest paying area: <b>' + chBrief(best.chapter) + '<\/b> at <b>' + Math.round(best.acc * 100) + '%<\/b> on ' + pctLabel(best.weight) + ' of the paper \\u2014 bank these marks on exam day.' });\n\n    $id('aiRecoList').innerHTML = recos.map(r => {\n        let btn = '';\n        if (r.attr) btn = '<button class=\"go cross\" ' + r.attr + '>' + (r.btn || 'Open \\u2192') + '<\/button>';\n        else if (r.ch) btn = '<button class=\"go\" data-practice-ch=\"' + encodeURIComponent(r.ch) + '\">Practice \\u2192<\/button>';\n        else if (r.weak) btn = '<button class=\"go\" data-practice-weak=\"1\">Start \\u2192<\/button>';\n        return '<div class=\"ai-reco\"><span class=\"ic ' + r.ic + '\">' + r.icon + '<\/span><p>' + r.txt + '<\/p>' + btn + '<\/div>';\n    }).join('');\n\n    \/\/ ---------- Chapter performance vs exam weight ----------\n    $id('perfTableBody').innerHTML = byPriority.map(s => {\n        const accPct = s.acc === null ? null : Math.round(s.acc * 100);\n        const tag = s.count === 0 ? '<span class=\"tag na\">No questions<\/span>'\n            : s.acc === null ? '<span class=\"tag na\">Not started<\/span>'\n            : accPct < 45 ? '<span class=\"tag hot\">Critical<\/span>'\n            : accPct < 65 ? '<span class=\"tag warm\">Needs work<\/span>'\n            : accPct < 85 ? '<span class=\"tag ok\">On track<\/span>'\n            : '<span class=\"tag good\">Strong<\/span>';\n        const accBar = s.acc === null ? '\\u2014' :\n            '<div class=\"mini-track\"><div class=\"mini-fill\" style=\"width:' + accPct + '%;background:' +\n            (accPct < 45 ? 'var(--red)' : accPct < 65 ? 'var(--amber)' : 'var(--green)') + '\"><\/div><\/div>' +\n            '<span style=\"font-size:11.5px\">' + accPct + '%<\/span>';\n        const srcCls = s.source === 'derived' ? ' derived' : s.source === 'papers' ? ' frompyq' : '';\n        return '<tr>' +\n            '<td title=\"' + s.chapter + '\">' + chLabel(s.chapter) + '<\/td>' +\n            '<td><span class=\"wcell\">' + pctLabel(s.weight) + '<\/span><span class=\"sub' + srcCls + '\">' + weightSourceLabel(s.chapter) + '<\/span><\/td>' +\n            '<td>' + s.attempted + '\/' + s.count + '<span class=\"sub\">' + Math.round(s.coverage * 100) + '% seen<\/span><\/td>' +\n            '<td>' + accBar + '<\/td>' +\n            '<td><b>' + Math.round(s.expected * 100) + '%<\/b><span class=\"sub\">\\u2248 ' + (s.leak * 100).toFixed(1) + ' marks lost<\/span><\/td>' +\n            '<td>' + tag + '<\/td>' +\n            '<td><button class=\"mini-go\" data-practice-ch=\"' + encodeURIComponent(s.chapter) + '\">Practice<\/button><\/td>' +\n            '<\/tr>';\n    }).join('');\n\n    renderLeaks(stats);\n    renderFormats();\n\n    \/\/ ---------- Revision queue ----------\n    $id('revisionQueue').innerHTML = due.length ? due.slice(0, 8).map(({ q, recall, days }) =>\n        '<div class=\"rev-item\" data-goto=\"' + encodeURIComponent(uid(q)) + '\" title=\"' + chLabel(q.chapter) + ' \\u00b7 last seen ' + days + ' days ago\"><span class=\"q-num\">Q' + q.id + '<\/span><span class=\"q-text\">' +\n        q.question.replace(\/<br\\s*\\\/?>|\\n\/gi, ' ').substring(0, 55) + '\\u2026<\/span><span class=\"days\">' + Math.round(recall * 100) + '% recall<\/span><\/div>'\n    ).join('') : '<div class=\"ai-empty\" style=\"padding:18px\"><p style=\"font-size:13.3px\">Nothing decaying right now. Mastered questions return here as their estimated recall drops below ' + Math.round(quizConfig.retention.riskBelow * 100) + '%.<\/p><\/div>';\n\n    \/\/ ---------- Mastery distribution ----------\n    const buckets = [0, 0, 0, 0];\n    allQuestions.forEach(q => {\n        const s = progress.questionStats[uid(q)];\n        if (!s || (s.correct + s.incorrect) === 0) buckets[0]++;\n        else if (s.correct >= quizConfig.masteryThreshold) buckets[3]++;\n        else if (s.correct >= 2) buckets[2]++;\n        else buckets[1]++;\n    });\n    const labels = ['Untouched', 'Learning (0\\u20131\\u2605)', 'Almost there (2\\u2605)', 'Mastered (' + quizConfig.masteryThreshold + '\\u2605+)'];\n    const colors = ['#cbd5e1', 'var(--amber)', 'var(--navy-l)', 'var(--green)'];\n    $id('masteryDist').innerHTML = buckets.map((n, i) =>\n        '<div class=\"bar-row\" style=\"grid-template-columns:minmax(130px,1fr) 2fr auto\"><span class=\"bar-name\">' + labels[i] + '<\/span><div class=\"bar-track\"><div class=\"bar-fill\" style=\"width:' +\n        (allQuestions.length ? n \/ allQuestions.length * 100 : 0) + '%;background:' + colors[i] + '\"><\/div><\/div><span class=\"bar-val\">' + n + '<\/span><\/div>'\n    ).join('');\n}\n\n\/\/ Ranked list of the marks each chapter is expected to cost, out of 100.\nfunction renderLeaks(stats) {\n    const rows = [...stats].filter(s => s.count > 0).sort((a, b) => b.leak - a.leak);\n    if (!rows.length) { $id('leakBars').innerHTML = ''; $id('leakNote').innerHTML = ''; return; }\n    const max = Math.max(0.0001, ...rows.map(r => r.leak));\n    const total = rows.reduce((a, r) => a + r.leak, 0) * 100;\n    const top3 = rows.slice(0, 3);\n    $id('leakNote').innerHTML = 'On today\\u2019s form you would expect to drop about <b>' + Math.round(total) +\n        ' marks in every 100<\/b>. <b>' + top3.map(r => chShort(r.chapter)).join(', ') + '<\/b> alone account for <b>' +\n        Math.round(top3.reduce((a, r) => a + r.leak, 0) * 100) + '<\/b> of them \\u2014 that is the shortest route to a better score.';\n    $id('leakBars').innerHTML = rows.map(r => {\n        const m = r.leak * 100;\n        const col = m >= 8 ? 'linear-gradient(90deg,#f87171,var(--red))'\n                  : m >= 4 ? 'linear-gradient(90deg,#fbbf24,var(--amber))'\n                  : 'linear-gradient(90deg,#93c5fd,var(--navy))';\n        return '<div class=\"lrow\"><div><span class=\"lname\" title=\"' + r.chapter + '\">' + chLabel(r.chapter) + '<\/span>' +\n            '<span class=\"lsub\">' + pctLabel(r.weight) + ' of the paper \\u00b7 you would clear about ' + Math.round(r.expected * 100) + '% of it today<\/span><\/div>' +\n            '<div class=\"ltrack\"><div class=\"lfill\" style=\"width:' + (r.leak \/ max * 100) + '%;background:' + col + '\"><\/div><\/div>' +\n            '<div class=\"lval\">' + m.toFixed(1) + '<small>marks \/100<\/small><\/div><\/div>';\n    }).join('');\n}\n\n\/\/ Accuracy by the SHAPE of the question rather than its topic.\nfunction renderFormats() {\n    const rows = formatStats().sort((a, b) => (a.acc === null) - (b.acc === null) || (a.acc - b.acc));\n    const rated = rows.filter(r => r.acc !== null && r.attempts >= 8);\n    if (rated.length >= 2) {\n        const worst = rated[0], best = rated[rated.length - 1];\n        const gap = Math.round((best.acc - worst.acc) * 100);\n        $id('formatNote').innerHTML = gap >= 12\n            ? 'Your weakest shape is <b>' + worst.label + '<\/b> at <b>' + Math.round(worst.acc * 100) + '%<\/b>, against <b>' + Math.round(best.acc * 100) + '%<\/b> on ' + best.label.toLowerCase() + ' \\u2014 a <b>' + gap + '-point<\/b> gap. Fixing how you read those is worth more than any single chapter, because they turn up in all of them.'\n            : 'You handle the formats evenly, within <b>' + gap + ' points<\/b> of each other. Nothing to fix here \\u2014 keep working the chapter list.';\n    } else {\n        $id('formatNote').innerHTML = 'Attempt a few more questions and this will show whether multi-statement codes, match-the-following or figure-based questions are costing you more than the topics themselves.';\n    }\n    $id('formatBars').innerHTML = rows.map(r => {\n        const pct = r.acc === null ? null : Math.round(r.acc * 100);\n        const col = pct === null ? '#cbd5e1'\n                  : pct < 50 ? 'linear-gradient(90deg,#f87171,var(--red))'\n                  : pct < 70 ? 'linear-gradient(90deg,#fbbf24,var(--amber))'\n                  : 'linear-gradient(90deg,#6ee7b7,var(--green))';\n        return '<div class=\"lrow\"><div><span class=\"lname\">' + r.label + '<\/span>' +\n            '<span class=\"lsub\">' + r.total + ' in this bank \\u00b7 ' + r.seen + ' attempted<\/span><\/div>' +\n            '<div class=\"ltrack\"><div class=\"lfill\" style=\"width:' + (pct === null ? 0 : pct) + '%;background:' + col + '\"><\/div><\/div>' +\n            '<div class=\"lval\">' + (pct === null ? '\\u2014' : pct + '%') + '<small>accuracy<\/small><\/div><\/div>';\n    }).join('');\n}\n\nfunction gotoUid(u) {\n    switchView('practice');\n    let idx = filteredQuestions.findIndex(q => uid(q) === u);\n    if (idx === -1) { setMode('all'); idx = filteredQuestions.findIndex(q => uid(q) === u); }\n    if (idx !== -1) { currentQuestionIndex = idx; loadQuestion(); }\n}\nfunction practiceChapter(ch) {\n    switchView('practice');\n    setMode('chapter', ch);\n    showToast('Filtered to ' + chShort(ch) + ' \\u00b7 ' + pctLabel(weightOf(ch)) + ' of the exam', 'success');\n}\n\n\/\/ ==========================================\n\/\/ EVENT DELEGATION (single listener)\n\/\/ ==========================================\ndocument.addEventListener('click', function (e) {\n    if (!e.target.closest('.cwq-portal')) return;\n    const bank = e.target.closest('.bank-btn');\n    if (bank) { if (bank.dataset.bank !== activeBank) setBank(bank.dataset.bank); return; }\n    const tab = e.target.closest('.gp-tab'); if (tab) { switchView(tab.dataset.view); return; }\n    const mode = e.target.closest('.mode-tab'); if (mode) { setMode(mode.dataset.mode); return; }\n    const yf = e.target.closest('.filter-item[data-year]');\n    if (yf) { const y = decodeURIComponent(yf.dataset.year); setMode('year', currentFilter === y ? null : y); return; }\n    const cf = e.target.closest('.filter-item[data-chapter]');\n    if (cf) { const c = decodeURIComponent(cf.dataset.chapter); setMode('chapter', currentFilter === c ? null : c); return; }\n    const gi = e.target.closest('.grid-item'); if (gi) { currentQuestionIndex = parseInt(gi.dataset.idx, 10); loadQuestion(); return; }\n    const go = e.target.closest('[data-goto]'); if (go) { gotoUid(decodeURIComponent(go.dataset.goto)); return; }\n    const xb = e.target.closest('[data-crossbank]');\n    if (xb) {\n        const [b, ch] = xb.dataset.crossbank.split('|');\n        setBank(b, { mode: 'chapter', filter: decodeURIComponent(ch), silent: true });\n        switchView('practice');\n        showToast('Now in <b>' + BANKS[b].label + '<\/b> \\u00b7 ' + chShort(decodeURIComponent(ch)), 'success');\n        return;\n    }\n    const pc = e.target.closest('[data-practice-ch]'); if (pc) { practiceChapter(decodeURIComponent(pc.dataset.practiceCh)); return; }\n    const pw = e.target.closest('[data-practice-weak]'); if (pw) { switchView('practice'); setMode('weak'); return; }\n    const opt = e.target.closest('.option-item');\n    if (opt && !answerChecked) {\n        $id('optionsList').querySelectorAll('.option-item').forEach(o => o.classList.remove('selected'));\n        opt.classList.add('selected'); selectedOption = parseInt(opt.dataset.opt, 10); return;\n    }\n    switch (e.target.closest('button') ? e.target.closest('button').id : '') {\n        case 'checkBtn': checkAnswer(); break;\n        case 'prevBtn': if (currentQuestionIndex > 0) { currentQuestionIndex--; loadQuestion(); } break;\n        case 'nextBtn': if (currentQuestionIndex < filteredQuestions.length - 1) { currentQuestionIndex++; loadQuestion(); } break;\n        case 'buildFocusBtn': startBuiltSession('focus'); break;\n        case 'buildMockBtn': startBuiltSession('mock'); break;\n        case 'submitBtn': submitExam(); break;\n        case 'resetBtn': resetSession(); break;\n        case 'resetPerfBtn': resetPerformance(); break;\n        case 'reviewBtn': reviewAnswers(); break;\n        case 'retryBtn': retryQuiz(); break;\n        case 'practiceWeakBtn': $id('resultModal').classList.remove('show'); setMode('weak'); break;\n        case 'practiceWeakAreasBtn': setMode('weak'); break;\n        case 'resumeBtn': {\n            const u = progress.lastQuestionUid;\n            if (progress.lastMode) setMode(progress.lastMode, progress.lastFilter);\n            if (u) gotoUid(u);\n            $id('sessionInfo').style.display = 'none';\n            break;\n        }\n    }\n});\n\n\/\/ Screenshot \/ copy deterrents\ndocument.addEventListener('contextmenu', function (e) { if (e.target.closest('.cwq-portal')) { e.preventDefault(); showToast('Right-click is disabled to protect content'); } });\ndocument.addEventListener('keydown', function (e) {\n    if ((e.ctrlKey || e.metaKey) && ['c', 's', 'p', 'u'].includes(e.key.toLowerCase()) && document.querySelector('.cwq-portal')) {\n        e.preventDefault(); showToast('Copying is disabled to protect content');\n    }\n    if (e.key === 'PrintScreen') showToast('Screenshots are discouraged \\u2014 content is protected');\n});\n\n\/\/ ==========================================\n\/\/ INIT\n\/\/ ==========================================\ndocument.addEventListener('DOMContentLoaded', function () {\n    $id('topicName').textContent = quizConfig.topic;\n    $id('topicEyebrow').textContent = 'CSS ADDA \\u00b7 PromotionExams.com' + (quizConfig.paper ? ' \\u00b7 ' + quizConfig.paper : '');\n    refreshBankCounts();\n\n    \/\/ Open on whichever bank actually has questions; remember the last one used.\n    let start = localStorage.getItem('quiz_bank_' + quizConfig.quizId) || 'chapter';\n    if (!BANKS[start] || !BANKS[start].questions.length)\n        start = BANKS.chapter.questions.length ? 'chapter' : 'pyq';\n    setBank(start, { silent: true });\n\n    if (progress.lastQuestionUid) {\n        const q = bankIndex(activeBank).get(progress.lastQuestionUid);\n        if (q) {\n            $id('sessionInfo').style.display = '';\n            $id('sessionText').textContent = 'Last session: Q' + q.id + (q.year ? ' (' + q.year + ')' : ' (' + chShort(q.chapter) + ')');\n        }\n    }\n\n    \/\/ Console audit of the weightage wiring -- silent for the learner.\n    if (WEIGHTS.undeclared.length)\n        console.warn('[weightage] no PYQ data and no declared weight for: ' + WEIGHTS.undeclared.join(' | ') + ' -- falling back to bank share.');\n    if (WEIGHTS.unstocked.length)\n        console.warn('[weightage] weighted but absent from this bank: ' + WEIGHTS.unstocked.join(' | '));\n\n    initDone = true;\n});\n\n\/\/ Remember the bank across reloads.\nwindow.addEventListener('beforeunload', function () {\n    try { localStorage.setItem('quiz_bank_' + quizConfig.quizId, activeBank); saveProgress(); } catch (e) {}\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>&#9888;&#65039; Message &#127881; Great Job! You have completed the quiz. 0Correct 0Incorrect 0%Score &#128065; Review &#9888;&#65039; Practice Weak &#8635; Try [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"disabled","ast-banner-title-visibility":"disabled","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"disabled","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[],"tags":[],"class_list":["post-14459","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/promotionexams.com\/index.php?rest_route=\/wp\/v2\/pages\/14459","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/promotionexams.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/promotionexams.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/promotionexams.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/promotionexams.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14459"}],"version-history":[{"count":4,"href":"https:\/\/promotionexams.com\/index.php?rest_route=\/wp\/v2\/pages\/14459\/revisions"}],"predecessor-version":[{"id":14463,"href":"https:\/\/promotionexams.com\/index.php?rest_route=\/wp\/v2\/pages\/14459\/revisions\/14463"}],"wp:attachment":[{"href":"https:\/\/promotionexams.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14459"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/promotionexams.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14459"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/promotionexams.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14459"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}