CCS (Pension) Rules, 2021 | CSS ADDA<\/title>\n<style>\n*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }\nbody { font-family: 'Bookman Old Style', 'Book Antiqua', Georgia, serif; background: #ececea; color: #1a1a1a; font-size: 15px; line-height: 1.9; }\na { text-decoration: none; color: inherit; }\n\n.breadcrumb-bar { background: #fff; border-bottom: 1px solid #ddd; padding: 9px 28px; font-size: 13px; color: #999; display: flex; align-items: center; gap: 6px; }\n.breadcrumb-bar a { color: #2a6496; }\n.breadcrumb-bar a:hover { text-decoration: underline; }\n.breadcrumb-bar span { color: #ccc; }\n.breadcrumb-bar strong { color: #333; }\n\n.wrapper { display: flex; min-height: 100vh; align-items: stretch; }\n\n.sidebar { width: 296px; min-width: 296px; background: #dbeafe; }\n.sidebar-inner { position: sticky; top: 0; overflow-y: auto; max-height: 100vh; }\n.sb-brand { background: #1e40af; padding: 22px 18px 18px; text-align: center; border-bottom: 2px solid 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1fr; }\n}\n\n\/* \u2550\u2550\u2550 CROSS-REFERENCE NOTE BOX \u2550\u2550\u2550 *\/\n.ref-note { background: #f5f0ff; border: 1px solid #c8b8f0; border-left: 4px solid #7c3aed; border-radius: 7px; padding: 11px 15px; margin: 10px 0 10px 30px; font-size: 13px; color: #3b2066; line-height: 1.7; }\n.ref-note-lbl { font-size: 10px; font-weight: 700; color: #7c3aed; text-transform: uppercase; letter-spacing: 0.12em; display: flex; align-items: center; gap: 5px; margin-bottom: 7px; }\n.ref-note strong { color: #5b21b6; }\n<\/style>\n<\/head>\n<body>\n<div class=\"breadcrumb-bar\">\n <a href=\"#\">Home<\/a><span>\/<\/span><a href=\"#\">Notes<\/a><span>\/<\/span><a href=\"#\">CCS (Pension) Rules, 2021<\/a><span>\/<\/span><strong id=\"bc-rule\">Chapter I \u2014 Preliminary<\/strong>\n<\/div>\n\n<div class=\"wrapper\">\n <aside class=\"sidebar\"><div class=\"sidebar-inner\">\n <div class=\"sb-brand\"><div class=\"ico\">\ud83c\udfdb\ufe0f<\/div><div class=\"name\">CSS ADDA<\/div><div class=\"sub\">Promotion Exams Portal<\/div><div class=\"pill\">CCS Pension Rules 2021<\/div><\/div>\n <div class=\"toc-hd\">\ud83d\udccb Table of Contents<\/div>\n <div class=\"toc-sub\">The Central Civil Services (Pension) Rules, 2021<\/div>\n\n <div class=\"toc-ch-hd\">Chapter I \u2014 Preliminary<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch1\"><span class=\"toc-ic\">\ud83d\udccc<\/span><span class=\"toc-tx\">Rule 1 \u2014 Short Title & Commencement<\/span><span class=\"toc-n\">01<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch1\"><span class=\"toc-ic\">\ud83d\udccb<\/span><span class=\"toc-tx\">Rule 2 \u2014 Application<\/span><span class=\"toc-n\">02<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch1\"><span class=\"toc-ic\">\ud83d\udcd6<\/span><span class=\"toc-tx\">Rule 3 \u2014 Definitions<\/span><span class=\"toc-n\">03<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch1\"><span class=\"toc-ic\">\ud83d\udd04<\/span><span class=\"toc-tx\">Rule 4 \u2014 Transfer from Non-Applicable Services<\/span><span class=\"toc-n\">04<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter II \u2014 General Conditions<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch2\"><span class=\"toc-ic\">\u2696\ufe0f<\/span><span class=\"toc-tx\">Rule 5 \u2014 Claims to Pension or Family Pension<\/span><span class=\"toc-n\">05<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch2\"><span class=\"toc-ic\">\ud83d\udd22<\/span><span class=\"toc-tx\">Rule 6 \u2014 Limitation on Number of Pensions<\/span><span class=\"toc-n\">06<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch2\"><span class=\"toc-ic\">\ud83d\udd12<\/span><span class=\"toc-tx\">Rule 7 \u2014 Future Good Conduct<\/span><span class=\"toc-n\">07<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch2\"><span class=\"toc-ic\">\u26a0\ufe0f<\/span><span class=\"toc-tx\">Rule 8 \u2014 Power to Withhold\/Withdraw Pension<\/span><span class=\"toc-n\">08<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch2\"><span class=\"toc-ic\">\ud83d\udcbc<\/span><span class=\"toc-tx\">Rule 9 \u2014 Commercial Employment After Retirement<\/span><span class=\"toc-n\">09<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch2\"><span class=\"toc-ic\">\ud83c\udf10<\/span><span class=\"toc-tx\">Rule 10 \u2014 Employment Under Foreign Govt<\/span><span class=\"toc-n\">10<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter III \u2014 Qualifying Service<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83d\udcc5<\/span><span class=\"toc-tx\">Rule 11 \u2014 Commencement of Qualifying Service<\/span><span class=\"toc-n\">11<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\u2705<\/span><span class=\"toc-tx\">Rule 12 \u2014 Conditions for Qualifying<\/span><span class=\"toc-n\">12<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83c\udfdb\ufe0f<\/span><span class=\"toc-tx\">Rule 13 \u2014 Service in State Government<\/span><span class=\"toc-n\">13<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83c\udfe2<\/span><span class=\"toc-tx\">Rule 14 \u2014 Service in Autonomous Bodies<\/span><span class=\"toc-n\">14<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83d\udc77<\/span><span class=\"toc-tx\">Rule 15 \u2014 Temporary \/ Casual Labourers<\/span><span class=\"toc-n\">15<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83d\udccb<\/span><span class=\"toc-tx\">Rules 16\u201318 \u2014 Probation, Apprentice, Contract<\/span><span class=\"toc-n\">16-18<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83c\udf96\ufe0f<\/span><span class=\"toc-tx\">Rules 19\u201320 \u2014 Re-employed & Military Service<\/span><span class=\"toc-n\">19-20<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83c\udfd6\ufe0f<\/span><span class=\"toc-tx\">Rules 21\u201323 \u2014 Leave, Training, Suspension<\/span><span class=\"toc-n\">21-23<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\u2696\ufe0f<\/span><span class=\"toc-tx\">Rules 24\u201328 \u2014 Forfeiture, Interruption, Condonation<\/span><span class=\"toc-n\">24-28<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83c\udf0d<\/span><span class=\"toc-tx\">Rules 29\u201330 \u2014 UN Deputation & Verification<\/span><span class=\"toc-n\">29-30<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter IV \u2014 Emoluments<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch4\"><span class=\"toc-ic\">\ud83d\udcb0<\/span><span class=\"toc-tx\">Rule 31 \u2014 Emoluments<\/span><span class=\"toc-n\">31<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch4\"><span class=\"toc-ic\">\ud83d\udcca<\/span><span class=\"toc-tx\">Rule 32 \u2014 Average Emoluments<\/span><span class=\"toc-n\">32<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter V \u2014 Classes of Pensions<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch5\"><span class=\"toc-ic\">\ud83c\udfc5<\/span><span class=\"toc-tx\">Rule 33 \u2014 Superannuation Pension<\/span><span class=\"toc-n\">33<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch5\"><span class=\"toc-ic\">\ud83d\udeaa<\/span><span class=\"toc-tx\">Rule 34 \u2014 Retiring Pension<\/span><span class=\"toc-n\">34<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch5\"><span class=\"toc-ic\">\ud83c\udfdb\ufe0f<\/span><span class=\"toc-tx\">Rules 35\u201338 \u2014 Absorption Pension<\/span><span class=\"toc-n\">35-38<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch5\"><span class=\"toc-ic\">\ud83c\udfe5<\/span><span class=\"toc-tx\">Rule 39 \u2014 Invalid Pension<\/span><span class=\"toc-n\">39<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch5\"><span class=\"toc-ic\">\u2696\ufe0f<\/span><span class=\"toc-tx\">Rule 40 \u2014 Compulsory Retirement Pension<\/span><span class=\"toc-n\">40<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch5\"><span class=\"toc-ic\">\ud83e\udd32<\/span><span class=\"toc-tx\">Rule 41 \u2014 Compassionate Allowance<\/span><span class=\"toc-n\">41<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter VI \u2014 Premature & Voluntary Retirement<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch6\"><span class=\"toc-ic\">\ud83d\udcc5<\/span><span class=\"toc-tx\">Rule 42 \u2014 Retirement on 30 Yrs QS<\/span><span class=\"toc-n\">42<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch6\"><span class=\"toc-ic\">\u270d\ufe0f<\/span><span class=\"toc-tx\">Rule 43 \u2014 Voluntary Retirement on 20 Yrs QS<\/span><span class=\"toc-n\">43<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter VII \u2014 Pension & Gratuity<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch7\"><span class=\"toc-ic\">\ud83d\udcca<\/span><span class=\"toc-tx\">Rule 44 \u2014 Amount of Pension<\/span><span class=\"toc-n\">44<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch7\"><span class=\"toc-ic\">\ud83c\udf81<\/span><span class=\"toc-tx\">Rule 45 \u2014 Retirement & Death Gratuity<\/span><span class=\"toc-n\">45<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch7\"><span class=\"toc-ic\">\ud83d\udcdd<\/span><span class=\"toc-tx\">Rule 46 \u2014 Nominations<\/span><span class=\"toc-n\">46<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch7\"><span class=\"toc-ic\">\ud83d\udc64<\/span><span class=\"toc-tx\">Rules 47\u201349 \u2014 Payee, Debarring, Lapse<\/span><span class=\"toc-n\">47-49<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter VIII \u2014 Family Pension<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch8\"><span class=\"toc-ic\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67<\/span><span class=\"toc-tx\">Rule 50 \u2014 Family Pension<\/span><span class=\"toc-n\">50<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch8\"><span class=\"toc-ic\">\ud83d\udd0d<\/span><span class=\"toc-tx\">Rule 51 \u2014 Missing GS\/Pensioner<\/span><span class=\"toc-n\">51<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter IX \u2014 Dearness Relief<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch9\"><span class=\"toc-ic\">\ud83d\udcc8<\/span><span class=\"toc-tx\">Rule 52 \u2014 Dearness Relief<\/span><span class=\"toc-n\">52<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter X \u2014 Processing & Authorisation<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udcbb<\/span><span class=\"toc-tx\">Rule 53 \u2014 Processing Through Bhavishya<\/span><span class=\"toc-n\">53<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udccb<\/span><span class=\"toc-tx\">Rule 54 \u2014 List of GS Due for Retirement<\/span><span class=\"toc-n\">54<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83c\udfe0<\/span><span class=\"toc-tx\">Rule 55 \u2014 No Demand Certificate (DoE)<\/span><span class=\"toc-n\">55<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udcc5<\/span><span class=\"toc-tx\">Rule 56 \u2014 Preparation for Processing<\/span><span class=\"toc-n\">56<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\u2699\ufe0f<\/span><span class=\"toc-tx\">Rule 57 \u2014 Stages for Processing (Superannuation)<\/span><span class=\"toc-n\">57<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udcdd<\/span><span class=\"toc-tx\">Rule 58 \u2014 Forms for Other Retirements<\/span><span class=\"toc-n\">58<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\u2705<\/span><span class=\"toc-tx\">Rule 59 \u2014 Completion of Pension Case<\/span><span class=\"toc-n\">59<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udce4<\/span><span class=\"toc-tx\">Rule 60 \u2014 Forwarding Case to Accounts Officer<\/span><span class=\"toc-n\">60<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udd14<\/span><span class=\"toc-tx\">Rule 61 \u2014 Subsequent Events \/ Dues<\/span><span class=\"toc-n\">61<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udcb0<\/span><span class=\"toc-tx\">Rule 62 \u2014 Provisional Pension<\/span><span class=\"toc-n\">62<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83c\udfe6<\/span><span class=\"toc-tx\">Rule 63 \u2014 Authorisation of Pension & Gratuity (AO)<\/span><span class=\"toc-n\">63<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udd04<\/span><span class=\"toc-tx\">Rule 64 \u2014 GS on Deputation<\/span><span class=\"toc-n\">64<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\u23f1\ufe0f<\/span><span class=\"toc-tx\">Rule 65 \u2014 Interest on Delayed Payment<\/span><span class=\"toc-n\">65<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udcc8<\/span><span class=\"toc-tx\">Rule 66 \u2014 Revision of Pension After Authorisation<\/span><span class=\"toc-n\">66<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udcb3<\/span><span class=\"toc-tx\">Rule 67 \u2014 Recovery of Government Dues<\/span><span class=\"toc-n\">67<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83c\udfe0<\/span><span class=\"toc-tx\">Rule 68 \u2014 Accommodation Dues Adjustment<\/span><span class=\"toc-n\">68<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udcbc<\/span><span class=\"toc-tx\">Rule 69 \u2014 Other Dues Adjustment<\/span><span class=\"toc-n\">69<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udce2<\/span><span class=\"toc-tx\">Rule 70 \u2014 Date of Retirement Notified<\/span><span class=\"toc-n\">70<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter XI \u2014 Death \/ Missing While in Service<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\ud83d\udd4a\ufe0f<\/span><span class=\"toc-tx\">Rule 71 \u2014 Obtaining Claims (FP & Gratuity)<\/span><span class=\"toc-n\">71<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\u2705<\/span><span class=\"toc-tx\">Rule 72 \u2014 Verification of Service & Emoluments<\/span><span class=\"toc-n\">72<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\ud83d\udccb<\/span><span class=\"toc-tx\">Rule 73 \u2014 Incomplete Service Records<\/span><span class=\"toc-n\">73<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\ud83d\udce4<\/span><span class=\"toc-tx\">Rule 74 \u2014 Forwarding Case to Accounts Officer<\/span><span class=\"toc-n\">74<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\ud83d\udcb0<\/span><span class=\"toc-tx\">Rule 75 \u2014 Provisional FP & Gratuity (HoO)<\/span><span class=\"toc-n\">75<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\ud83c\udfe6<\/span><span class=\"toc-tx\">Rule 76 \u2014 Final FP & Gratuity (Accounts Officer)<\/span><span class=\"toc-n\">76<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\ud83c\udfe0<\/span><span class=\"toc-tx\">Rule 77 \u2014 Adjustment of Government Dues<\/span><span class=\"toc-n\">77<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\ud83d\udd04<\/span><span class=\"toc-tx\">Rule 78 \u2014 Death\/Missing While on Deputation<\/span><span class=\"toc-n\">78<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter XII \u2014 Deceased \/ Missing Pensioner<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch12\"><span class=\"toc-ic\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67<\/span><span class=\"toc-tx\">Rule 79 \u2014 Sanction of FP and Residuary Gratuity<\/span><span class=\"toc-n\">79<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch12\"><span class=\"toc-ic\">\ud83c\udfe6<\/span><span class=\"toc-tx\">Rule 80 \u2014 Authorisation of Payment (Accounts Officer)<\/span><span class=\"toc-n\">80<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter XIII \u2014 Payment of Pensions<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch13\"><span class=\"toc-ic\">\ud83d\udcc5<\/span><span class=\"toc-tx\">Rule 81 \u2014 Date from Which Pension Becomes Payable<\/span><span class=\"toc-n\">81<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch13\"><span class=\"toc-ic\">\ud83d\udcb1<\/span><span class=\"toc-tx\">Rule 82 \u2014 Currency of Pension<\/span><span class=\"toc-n\">82<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch13\"><span class=\"toc-ic\">\ud83d\udcb0<\/span><span class=\"toc-tx\">Rule 83 \u2014 Manner of Payment<\/span><span class=\"toc-n\">83<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch13\"><span class=\"toc-ic\">\ud83d\udcdc<\/span><span class=\"toc-tx\">Rule 84 \u2014 Application of Other Rules<\/span><span class=\"toc-n\">84<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter XIV \u2014 Miscellaneous<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch14\"><span class=\"toc-ic\">\u2696\ufe0f<\/span><span class=\"toc-tx\">Rule 85 \u2014 Interpretation<\/span><span class=\"toc-n\">85<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch14\"><span class=\"toc-ic\">\ud83d\udd13<\/span><span class=\"toc-tx\">Rule 86 \u2014 Power to Relax<\/span><span class=\"toc-n\">86<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch14\"><span class=\"toc-ic\">\ud83d\uddd1\ufe0f<\/span><span class=\"toc-tx\">Rule 87 \u2014 Repeal and Saving<\/span><span class=\"toc-n\">87<\/span><\/a><\/li>\n <\/ul>\n\n <\/div><\/aside>\n\n <main class=\"main\">\n <div class=\"pg-head\"><h1>CCS (Pension) Rules, 2021 \u2014 Study Notes<\/h1><div class=\"pg-sub\">Central Civil Services (Pension) Rules, 2021 \u00b7 CSS ADDA Promotion Exams Portal \u00b7 Notified 20.12.2021<\/div><\/div>\n <div class=\"content-area\">\n\n\n<div id=\"ch1\" class=\"ch-block active\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter I : Preliminary \u2014 Rules 1 to 4<\/div><\/div><hr class=\"ch-head-line\">\n<div class=\"ig-stats\">\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">87<\/div><div class=\"ig-stat-l\">Total Rules<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">14<\/div><div class=\"ig-stat-l\">Chapters<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">13<\/div><div class=\"ig-stat-l\">Forms<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">13<\/div><div class=\"ig-stat-l\">Formats<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">2021<\/div><div class=\"ig-stat-l\">Notified Year<\/div><\/div>\n<\/div>\n<div class=\"ig-banner\"><div class=\"ig-banner-title\">\ud83d\udcdc Background<\/div><div class=\"ig-banner-text\">The CCS (Pension) Rules, 2021 replace the erstwhile CCS (Pension) Rules, 1972. Notified vide GSR No. 868(E) dated 20.12.2021 by Department of Pension & Pensioners' Welfare. Made in exercise of powers under the proviso to Article 309 and clause (5) of Article 148 of the Constitution.<\/div><\/div>\n<div class=\"rule-h\">Rule 1 \u2014 Short Title & Commencement<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>These rules may be called the <strong>Central Civil Services (Pension) Rules, 2021<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>They come into force from the <strong>date of publication in the Official Gazette<\/strong> \u2014 i.e. <strong>20th December, 2021<\/strong>.<\/span><\/li>\n<\/ul>\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 2 \u2014 Application<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>These rules apply to Government servants <strong>appointed on or before 31st December, 2003<\/strong>, including civilian GS in Defence Services, appointed substantively to civil services\/posts borne on <strong>pensionable establishments<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why 31st December, 2003 Is the Cut-Off<\/div>The <strong>National Pension System (NPS)<\/strong> was introduced for Central Government employees joining service from <strong>1st January, 2004<\/strong> onwards \u2014 replacing the old Defined Benefit Pension Scheme. So: GS appointed on or before <strong>31.12.2003<\/strong> \u2192 governed by these CCS (Pension) Rules, 2021 (the defined benefit scheme). GS appointed from <strong>1.1.2004<\/strong> onwards \u2192 governed by the NPS (Tier I mandatory, Tier II voluntary). A <strong>\"pensionable establishment\"<\/strong> is an establishment that has a non-contributory pension scheme \u2014 i.e., the Government bears the full pension liability without requiring employee contributions. Establishments having only CPF (Contributory Provident Fund) schemes are excluded.<\/div>\n<div class=\"sec-h\">Persons to Whom These Rules Do NOT Apply<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\ude82<\/span><span><strong>Railway servants<\/strong><\/span><\/li>\n <li><span class=\"bi\">\ud83d\udc77<\/span><span>Persons in <strong>casual and daily rated employment<\/strong><\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb5<\/span><span>Persons <strong>paid from contingencies<\/strong><\/span><\/li>\n <li><span class=\"bi\">\ud83c\udfe6<\/span><span>Persons entitled to the benefit of a <strong>Contributory Provident Fund<\/strong><\/span><\/li>\n <li><span class=\"bi\">\ud83c\udfdb\ufe0f<\/span><span>Members of <strong>All India Services<\/strong><\/span><\/li>\n <li><span class=\"bi\">\ud83c\udf10<\/span><span>Persons <strong>locally recruited<\/strong> for service in diplomatic, consular or other Indian establishments in <strong>foreign countries<\/strong><\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcdd<\/span><span>Persons employed on <strong>contract<\/strong> \u2014 except when the contract provides otherwise<\/span><\/li>\n <li><span class=\"bi\">\u2696\ufe0f<\/span><span>Persons whose terms and conditions of service are regulated by or under the provisions of the <strong>Constitution or any other law<\/strong><\/span><\/li>\n<\/ul>\n<div class=\"sec-h\">Special Applicability \u2014 Explanation to Rule 2<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">1<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Induction Trainees (pre-2004)<\/div><div class=\"ig-flow-text\">GS put on induction training on or before 31.12.2003, followed by regular appointment after 31.12.2003 \u2014 provided training was essential for appointment, GS received salary\/stipend during training, and training period was eligible as qualifying service.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">2<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Transfer from Other Pension Schemes<\/div><div class=\"ig-flow-text\">GS initially appointed on or before 31.12.2003 in a Central Govt establishment with a different pension scheme, or in a State Govt\/autonomous body with a similar non-contributory pension scheme, and subsequently appointed after 31.12.2003 in a Central Govt establishment covered by these rules.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">3<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Post-2003 Appointees (Special Orders)<\/div><div class=\"ig-flow-text\">GS appointed after 31.12.2003 who fulfil conditions for coverage under these rules in accordance with any special or general order issued by Government.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">4<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Casual Labourers with Temporary Status<\/div><div class=\"ig-flow-text\">Persons regularised after 31.12.2003 but conferred temporary status on or before 31.12.2003 under the \"Casual Labourers Scheme, 1993\" \u2014 with uninterrupted service from temporary status to regular appointment.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">5<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">NPS Employees \u2014 Death\/Invalidation<\/div><div class=\"ig-flow-text\">GS appointed after 31.12.2003 covered by NPS Rules, 2021 \u2014 eligible for Invalid Pension and Family Pension on death\/invalidation, if the GS exercised the relevant option under NPS Rules or the default option applies.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">6<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Temporary GS (pre-2004) \u2014 Not Substantively Appointed<\/div><div class=\"ig-flow-text\">GS appointed temporarily on or before 31.12.2003 who retired before substantive appointment \u2014 benefits payable to the extent provided in CCS (Temporary Service) Rules, 1965.<\/div><\/div><\/div>\n<\/div>\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 3 \u2014 Definitions<\/div>\n<p style=\"font-size:13.5px;color:#666;margin-bottom:12px;font-style:italic;\">26 defined terms. Key definitions for exam preparation:<\/p>\n<table class=\"def-table\">\n <thead><tr><th>Term<\/th><th>Meaning<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><span class=\"sec-tag\">3(a)<\/span>\ud83d\udccb Accounts Officer<\/td><td>An officer, whatever his official designation, who maintains the accounts of a Ministry, Department or Office of the Central Government or Union territory \u2014 includes an <strong>Accountant-General<\/strong> entrusted with maintaining accounts of the Central Government or Union territory.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(b)<\/span>\ud83c\udfe0 Allottee<\/td><td>A Government servant to whom <strong>Government accommodation<\/strong> has been allotted on payment of licence fee or otherwise.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(c)<\/span>\ud83d\udcca Average Emoluments<\/td><td>Average emoluments as determined in accordance with <strong>Rule 32<\/strong>.<div class=\"ref-note\" style=\"margin-top:8px;\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 32 \u2014 What Average Emoluments Means<\/div>Average Emoluments = <strong>average of emoluments drawn during the last 10 months of service<\/strong>. If the GS was on non-medical EOL or under suspension (not counting as service) during the last 10 months, that period is <em>disregarded<\/em> and an equal period before the 10 months is included. A month = 30 days. Earned increments not actually drawn (but not withheld) are included. Notional pay from retrospective revision is also included. Fractions of months are calculated on the basis of actual days divided by 30, irrespective of the number of days in that calendar month.<\/div><\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(d)<\/span>\ud83d\udcbb Bhavishya<\/td><td>An <strong>online system<\/strong> for sanction of retirement benefits and tracking of sanction and payment of pension by the Government servant and the authorities concerned.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(e)<\/span>\ud83d\udc76 Child<\/td><td>A son or daughter of the Government servant who is eligible to receive <strong>death gratuity<\/strong> under Rule 45 or <strong>family pension<\/strong> under Rule 50.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(f)<\/span>\ud83d\udcc8 Dearness Relief<\/td><td>Dearness Relief on Pension and Family Pension as specified in <strong>Rule 52<\/strong>.<div class=\"ref-note\" style=\"margin-top:8px;\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 52 \u2014 Dearness Relief (Key Points)<\/div>DR is granted at rates specified by the Central Government from time to time to compensate for price rise. <strong>Re-employed pensioners<\/strong> generally do <em>not<\/em> receive DR during re-employment \u2014 except when they were non-Group-A, pay was fixed at minimum, and the entire pension was ignored in pay fixation. <strong>Family pensioners<\/strong> continue to receive DR even if employed. DR is also payable on additional pension (after age 80) and additional family pension (after age 80). DR is expressly excluded from the definitions of \"pension\" and \"family pension\" in Rule 3 to clarify it is a separate add-on.<\/div><\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(g)<\/span>\ud83c\udf96\ufe0f Defence Service<\/td><td>Services under the Government of India in the <strong>Ministry of Defence<\/strong> including Defence Accounts Department, paid out of Civil Estimates of Ministry of Defence \u2014 <strong>not subject to<\/strong> the Air Force Act, Army Act or Navy Act.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(h)<\/span>\ud83d\udcb0 Emoluments<\/td><td>Emoluments as defined in <strong>Rule 31<\/strong>.<div class=\"ref-note\" style=\"margin-top:8px;\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 31 \u2014 What Emoluments Means<\/div><strong>Emoluments<\/strong> = <strong>basic pay<\/strong> as defined in FR 9(21)(a)(i) which the GS was receiving immediately before retirement or on the date of death. Also includes <strong>Non-Practising Allowance<\/strong> for medical officers, and any <strong>stagnation increment<\/strong>. Pay during deputation to State Govt or on foreign service does <em>not<\/em> count \u2014 only the pay the GS would have drawn under Central Government counts. Notional pay from retrospective revision (pay scale revision, retrospective promotion, court order) is treated as emoluments.<\/div><\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(i)<\/span>\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67 Family Pension<\/td><td>Family pension admissible under <strong>Rule 50<\/strong> \u2014 does <strong>not include<\/strong> Dearness Relief.<div class=\"ref-note\" style=\"margin-top:8px;\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 50 \u2014 Family Pension Rates at a Glance<\/div><strong>Normal rate:<\/strong> 30% of pay (min \u20b99,000\/month, max \u20b975,000\/month). <strong>Enhanced rate:<\/strong> 50% of pay (min \u20b99,000\/month, max \u20b91,25,000\/month) \u2014 for 10 years from death (death in service) or 7 years\/until age 67 whichever is less (death after retirement). \"Pay\" for family pension = emoluments (Rule 31) or average emoluments (Rule 32), whichever is more. Dearness Relief is payable <em>on top of<\/em> family pension under Rule 52 \u2014 it is expressly excluded from the definition of family pension to clarify it is an add-on.<\/div><\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(j)<\/span>\ud83c\udf10 Foreign Service<\/td><td>Service in which a Government servant receives his pay with the sanction of the Government from any source <strong>other than the Consolidated Fund of India<\/strong> or the Consolidated Fund of a State or Union Territory.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(m)<\/span>\ud83c\udfdb\ufe0f Government<\/td><td>Means the <strong>Central Government<\/strong>.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(n)<\/span>\ud83d\udcb3 Government Dues<\/td><td>Dues as defined in <strong>Rule 67<\/strong>.<div class=\"ref-note\" style=\"margin-top:8px;\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 67 \u2014 Government Dues (Summary)<\/div>Includes: (i) Arrears of <strong>licence fee, damages, electricity\/water\/PNG charges<\/strong> for Government accommodation; (ii) Balance of <strong>house building advance, conveyance advance<\/strong>, or any other advance; (iii) <strong>Overpayment<\/strong> of pay\/allowances\/leave salary; (iv) Arrears of <strong>income tax deductible at source<\/strong>. Only these specific Government dues may be adjusted from retirement gratuity \u2014 no other dues can be recovered from gratuity.<\/div><\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(o)<\/span>\ud83c\udf81 Gratuity<\/td><td>Includes: (i) <strong>Service gratuity<\/strong> (Rule 44); (ii) <strong>Retirement\/death gratuity<\/strong> (Rule 45); (iii) <strong>Residuary gratuity<\/strong> (Rule 45).<div class=\"ref-note\" style=\"margin-top:8px;\"><div class=\"ref-note-lbl\">\ud83d\udccc Three Types of Gratuity Explained<\/div><strong>(i) Service Gratuity (Rule 44):<\/strong> Payable when QS < 10 years \u2014 half month's emoluments per completed 6-monthly period of QS. No pension admissible; only this gratuity. <strong>(ii) Retirement Gratuity (Rule 45):<\/strong> One-quarter of emoluments per completed 6-monthly period, max 16.5 times emoluments, cap \u20b920 lakh \u2014 payable when QS ≥ 5 years. <strong>Death Gratuity (Rule 45):<\/strong> 2x to 33x emoluments depending on QS slab, cap \u20b920 lakh \u2014 paid to family on death of GS in service. <strong>(iii) Residuary Gratuity (Rule 45):<\/strong> Paid if GS dies within 5 years of retirement and total benefits received are less than 12x emoluments \u2014 the deficit amount is paid as residuary gratuity to the family.<\/div><\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(p)<\/span>\ud83c\udfdb\ufe0f Head of Department<\/td><td>Authority specified in <strong>Schedule I to the Delegation of Financial Powers Rules, 1978<\/strong>.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(q)<\/span>\ud83c\udfe2 Head of Office<\/td><td>A <strong>Gazetted Officer<\/strong> declared as such under Rule 14 of the Delegation of Financial Powers Rules, 1978.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(r)<\/span>\ud83c\udfe6 Local Fund<\/td><td>A fund administered by a body which comes under the <strong>control of the Government<\/strong> and over whose expenditure the Government retains <strong>complete and direct control<\/strong>.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(s)<\/span>\ud83d\udc66 Minor<\/td><td>A person who has <strong>not completed the age of 18 years<\/strong>.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(t)<\/span>\ud83d\udcdc Pension<\/td><td>Includes <strong>gratuity<\/strong> \u2014 except when the term pension is used in contradistinction to gratuity. Does <strong>not include<\/strong> Dearness Relief.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(u)<\/span>\ud83c\udfe6 Pension Disbursing Authority<\/td><td>(i) <strong>Banks<\/strong> (selected in consultation with RBI); or (ii) <strong>Post Office<\/strong>; or (iii) <strong>Treasury<\/strong> including sub-treasury; or (iv) <strong>Accounts Officer<\/strong>.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(v)<\/span>\ud83d\udcc4 Pension Payment Order<\/td><td>Includes <strong>e-Pension Payment Order<\/strong>.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(w)<\/span>\ud83d\udcca Qualifying Service<\/td><td>Service rendered while on duty or otherwise which shall be taken into account for the purpose of <strong>pensions and gratuities<\/strong> admissible under these rules.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(x)<\/span>\ud83c\udfaf Retirement Benefits<\/td><td>Includes <strong>pension or service gratuity<\/strong>, and <strong>retirement gratuity<\/strong>, where admissible.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(y)<\/span>\ud83d\udcda Service Book<\/td><td>Includes <strong>service roll<\/strong>, if any.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(z)<\/span>\ud83c\udfe6 Treasury<\/td><td>Includes a <strong>Sub-Treasury<\/strong>.<\/td><\/tr>\n <\/tbody>\n<\/table>\n<div class=\"box-blue\"><div class=\"box-blue-lbl\">\ud83d\udcd6 Note on Undefined Terms<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u2139\ufe0f<\/span><span>Words not defined herein but defined in the <strong>Fundamental Rules, 1922<\/strong> shall have the meanings assigned in those rules.<\/span><\/li><\/ul>\n<\/div>\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 4 \u2014 Transfer from Non-Applicable Services<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udd04<\/span><span>A GS <strong>permanently transferred<\/strong> to a service\/post covered by these rules from one not covered becomes subject to these rules.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Option to retain old pension rules:<\/strong> Within <strong>6 months<\/strong> of the transfer order (or 6 months from return from leave, whichever is later), the GS may elect to be governed by the pension rules applicable before transfer.<\/span><\/li>\n <li><span class=\"bi\">\u270d\ufe0f<\/span><span>Option must be exercised <strong>in writing<\/strong> and communicated to the transfer authority.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udd12<\/span><span>The option, once exercised, is <strong>final<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span><strong>Key Exam Point:<\/strong> The cut-off date <strong>31st December, 2003<\/strong> is critical \u2014 it divides the old pension scheme (CCS Pension Rules) from NPS (New Pension System).<\/span><\/div>\n<\/div>\n\n\n<div id=\"ch2\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter II : General Conditions \u2014 Rules 5 to 10<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"rule-h\">Rule 5 \u2014 Claims to Pension or Family Pension<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Any claim to pension or family pension shall be regulated by the provisions <strong>in force at the time<\/strong> when a GS retires, is retired, is discharged, is allowed to resign, or dies.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>The day of retirement\/discharge\/resignation is treated as the <strong>last completed working day<\/strong>. The date of death is also treated as a completed working day.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why This Rule Matters \u2014 Temporal Protection<\/div>Rule 5 establishes the <strong>date-of-retirement principle<\/strong>: the version of pension rules applicable is determined at the <em>moment<\/em> the cause of entitlement arises (retirement\/discharge\/death). This protects a GS from retrospective adverse changes. If rules are liberalised after retirement, a separate government order or Rule 66 revision is needed to extend benefits to existing retirees. The day of retirement\/discharge is treated as the <strong>last completed working day<\/strong>; the date of death is also treated as a completed working day for pension purposes.<\/div>\n<div class=\"box-green\"><div class=\"box-green-lbl\">\ud83d\udccc Proviso<\/div><ul class=\"blist\"><li><span class=\"bi\">\u2139\ufe0f<\/span><span>If the GS was absent on leave or under suspension immediately before retirement\/death, the day of retirement\/death shall be <strong>part of such leave\/absence\/suspension<\/strong>.<\/span><\/li><\/ul><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 6 \u2014 Limitation on Number of Pensions<\/div>\n<div class=\"ig-grid\" style=\"grid-template-columns:1fr 1fr;\">\n <div class=\"ig-card\" style=\"border-left:4px solid #cc2233;\"><div class=\"ig-card-ico\">\ud83d\udeab<\/div><div class=\"ig-card-title\">Core Principle<\/div><div class=\"ig-card-text\">A GS shall <strong>not earn two pensions<\/strong> in the same service\/post at the same time or by the same continuous service.<\/div><\/div>\n <div class=\"ig-card\" style=\"border-left:4px solid #cc2233;\"><div class=\"ig-card-ico\">\ud83d\udd04<\/div><div class=\"ig-card-title\">Re-Employment<\/div><div class=\"ig-card-text\">A re-employed pensioner is <strong>not entitled to separate pension\/gratuity<\/strong> for re-employment period (except under Rules 19 & 20).<\/div><\/div>\n<\/div>\n<div class=\"box-green\"><div class=\"box-green-lbl\">\u2705 Exception \u2014 Autonomous Body \/ PSU Employees<\/div><ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>A GS previously in an <strong>autonomous body or PSU<\/strong>, subsequently appointed in Government (with proper permission) on or before 31.12.2003, is eligible for <strong>pension for Government service in addition to<\/strong> pension from the autonomous body\/PSU.<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span><strong>Cap on total gratuity:<\/strong> Combined gratuity shall not exceed the amount admissible had the <strong>entire service been under Government<\/strong>.<\/span><\/li>\n<\/ul><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 7 \u2014 Pension Subject to Future Good Conduct<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udd11<\/span><span><strong>Future good conduct<\/strong> is an <em>implied condition<\/em> of every grant of pension.<\/span><\/li>\n <li><span class=\"bi\">\u2696\ufe0f<\/span><span>The <strong>Appointing Authority<\/strong> may <strong>withhold or withdraw<\/strong> a pension or part thereof \u2014 whether <strong>permanently or for a specified period<\/strong> \u2014 if the pensioner is convicted of a <strong>serious crime<\/strong> or found guilty of <strong>grave misconduct<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udee1\ufe0f<\/span><span><strong>Safeguard:<\/strong> Amount withheld\/withdrawn shall <strong>not be reduced below the minimum pension<\/strong> under Rule 44.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 44 \u2014 Minimum Pension Amount<\/div>The <strong>minimum pension<\/strong> under Rule 44 is <strong>\u20b99,000 per month<\/strong>. This means that regardless of the gravity of misconduct or the terms of any withholding\/withdrawal order under Rule 7, the pensioner shall always receive at least \u20b99,000\/month. This safeguard cannot be overridden by any order \u2014 it is an absolute floor. The same \u20b99,000\/month minimum applies to compassionate allowance (Rule 41) and compulsory retirement pension (Rule 40).<\/div>\n<div class=\"sec-h\">Process Under Rule 7<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#b5182b,#7a0e1c);\">1<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Conviction by Court of Law<\/div><div class=\"ig-flow-text\">Action taken in the light of the <strong>judgment of the court<\/strong> relating to such conviction.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">2<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Grave Misconduct (No Court Conviction)<\/div><div class=\"ig-flow-text\">Authority shall serve <strong>notice<\/strong> specifying action proposed and grounds \u2014 calling upon the pensioner to submit a representation within <strong>15 days<\/strong> of receipt of notice (extendable by further <strong>15 days<\/strong>). Authority must <strong>take into consideration<\/strong> the representation before passing any order.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1a3a6b,#2a4a80);\">3<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Intelligence\/Security Organisation \u2014 Publication Restrictions<\/div><div class=\"ig-flow-text\">GS who worked in intelligence\/security organisations (Second Schedule to RTI Act, 2005) shall not, without prior clearance from the Head of Organisation, make any publication after retirement relating to the domain of the organisation or sensitive information. Must give undertaking in <strong>Format 1<\/strong>. Failure = grave misconduct.<\/div><\/div><\/div>\n<\/div>\n<div class=\"sec-h\">UPSC Consultation & Appeal<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfdb\ufe0f<\/span><span>Where the authority competent to pass an order is the <strong>President<\/strong>, the <strong>UPSC shall be consulted<\/strong> before any order is passed.<\/span><\/li>\n <li><span class=\"bi\">\u2696\ufe0f<\/span><span>An <strong>appeal<\/strong> against an order by any authority other than the President shall lie to the <strong>President<\/strong> \u2014 in consultation with UPSC.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc UPSC Consultation \u2014 When Required<\/div>UPSC consultation is <strong>mandatory<\/strong> when: (a) the <strong>President<\/strong> is the authority passing an order under Rule 7 (withholding\/withdrawing pension); (b) an <strong>appeal against an order of any other authority<\/strong> is decided by the President; (c) under Rule 8, where President orders action on pension\/gratuity after departmental\/judicial proceedings; (d) under Rule 40, where compulsory retirement pension is sanctioned at less than full superannuation rate. UPSC consultation is NOT required when a subordinate appointing authority passes the initial order \u2014 but that order is always subject to the appeal mechanism described here.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 8 \u2014 Power to Withhold or Withdraw Pension<\/div>\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u2696\ufe0f<\/span><span><strong>The President's Power:<\/strong> The President may <strong>withhold pension\/gratuity<\/strong> (full\/part), <strong>withdraw pension<\/strong> (permanently or for a period), and <strong>order recovery of pecuniary loss<\/strong> \u2014 if in departmental or judicial proceedings, the pensioner is found guilty of <strong>grave misconduct or negligence<\/strong> during service. UPSC must be consulted. Pension cannot be reduced below minimum under Rule 44.<\/span><\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 44 Minimum (\u20b99,000\/month) + UPSC Consultation Under Rule 8<\/div><strong>Rule 44 minimum:<\/strong> No withholding, withdrawal, or reduction under Rule 8 can bring the pension below <strong>\u20b99,000 per month<\/strong> \u2014 the universal minimum pension floor. <strong>UPSC consultation:<\/strong> Before any final order is passed by the President (withholding\/withdrawing pension\/gratuity or ordering recovery), the UPSC must be consulted. This applies to both pension and gratuity. However, the Accounts Officer may <em>provisionally<\/em> authorise the maximum pension admissible while proceedings are pending \u2014 no UPSC consultation is needed at the provisional stage. UPSC is consulted only before the <em>final<\/em> order is passed.<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc \"Misconduct\" & \"Negligence\" \u2014 What These Mean in Rule 8<\/div><strong>\"Misconduct\"<\/strong> means any act done or omitted to be done by the pensioner during the period of service (including re-employment after retirement) which was in violation of any provision of the <strong>CCS (Conduct) Rules, 1964<\/strong> for which action under <strong>CCS (CCA) Rules, 1965<\/strong> could be taken during service. <strong>Grounds for action:<\/strong> (i) any <strong>corrupt practices<\/strong> during service; (ii) any misconduct whether in relation to performance of official duty or otherwise \u2014 including misconduct resulting in pecuniary loss to Government or otherwise. <strong>\"Civil proceedings\"<\/strong> under Rule 8 means proceedings in respect of a civil suit filed by the <em>Government only<\/em> \u2014 a private party's suit against the pensioner does not invoke Rule 8. <strong>Recovery cap:<\/strong> Any recovery ordered shall not ordinarily exceed <em>one-third<\/em> of the pension admissible on the date of retirement.<\/div>\n<div class=\"sec-h\">Three Scenarios \u2014 Departmental Proceedings<\/div>\n<div class=\"ig-grid\" style=\"grid-template-columns:1fr 1fr 1fr;\">\n <div class=\"ig-card\" style=\"border-top:4px solid #1e40af;\"><div class=\"ig-card-ico\">\ud83d\udccb<\/div><div class=\"ig-card-title\">Scenario A \u2014 Instituted While in Service<\/div><div class=\"ig-card-text\">Proceedings continue after retirement as if GS continued in service. Authority submits findings to President for final decision.<\/div><\/div>\n <div class=\"ig-card\" style=\"border-top:4px solid #d4a017;\"><div class=\"ig-card-ico\">\u26a0\ufe0f<\/div><div class=\"ig-card-title\">Scenario B \u2014 Instituted After Retirement<\/div><div class=\"ig-card-text\">Only with <strong>President's sanction<\/strong> (Format 2); only for events within <strong>4 years<\/strong> before institution; conducted by authority & at place directed by President. Charges via <strong>Format 3<\/strong>.<\/div><\/div>\n <div class=\"ig-card\" style=\"border-top:4px solid #2aab6e;\"><div class=\"ig-card-ico\">\ud83d\udd12<\/div><div class=\"ig-card-title\">Scenario C \u2014 Under Investigation (Not Instituted)<\/div><div class=\"ig-card-text\">Proceedings contemplated but not instituted till retirement \u2014 <strong>full pension & gratuity to be authorised<\/strong> on retirement. Post-retirement institution subject to Scenario B conditions.<\/div><\/div>\n<\/div>\n<div class=\"ig-formula\"><div class=\"ig-formula-title\">Provisional Pension<\/div><div class=\"ig-formula-eq\">Provisional Pension = Maximum Pension Admissible<\/div><div class=\"ig-formula-note\">Based on qualifying service up to date of retirement<\/div><\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>Provisional pension from the <strong>day following retirement<\/strong> until final orders. <strong>No gratuity<\/strong> until conclusion of proceedings.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Recovery of pecuniary loss shall <strong>not ordinarily exceed one-third<\/strong> of the pension admissible on the date of retirement.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span><strong>No recovery<\/strong> if final pension is less than provisional pension or pension is reduced\/withheld.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 9 \u2014 Commercial Employment After Retirement<\/div>\n<div class=\"ig-banner\" style=\"background:linear-gradient(135deg,#1a3a6b,#2a4a80);\"><div class=\"ig-banner-title\" style=\"color:#8bb8f0;\">\ud83d\udcbc Core Requirement<\/div><div class=\"ig-banner-text\">A pensioner who was a member of <strong>Central Service Group 'A'<\/strong> and wishes to accept any <strong>commercial employment within 1 year of retirement<\/strong> must obtain <strong>previous sanction of the Government<\/strong> by submitting an application in Form 1.\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why Only Group A \u2014 Rationale<\/div>The 1-year cooling-off period applies only to <strong>Group A<\/strong> (gazetted) officers because they are the ones who: (a) made sensitive policy decisions; (b) had access to confidential government information; (c) dealt with private sector entities in a regulatory\/supervisory capacity. Group B and C employees generally do not hold positions that create a conflict of interest post-retirement. The <strong>\"date of retirement\"<\/strong> for a re-employed GS means the date on which he <em>finally ceases<\/em> to be re-employed \u2014 so the 1-year period starts from the end of re-employment, not from the original retirement date. Applications are considered per Government of India (Transaction of Business) Rules, 1961. A <strong>Form 2 checklist<\/strong> is maintained by the Ministry\/Department to ensure all aspects receive attention.<\/div><\/div><\/div>\n<div class=\"ig-stats\">\n <div class=\"ig-stat\" style=\"background:linear-gradient(135deg,#f0f5ff,#e0e8f8);border-color:#c4d4f4;\"><div class=\"ig-stat-n\" style=\"color:#1a3a6b;\">1 Year<\/div><div class=\"ig-stat-l\">Cooling-Off Period<\/div><\/div>\n <div class=\"ig-stat\" style=\"background:linear-gradient(135deg,#f0f5ff,#e0e8f8);border-color:#c4d4f4;\"><div class=\"ig-stat-n\" style=\"color:#1a3a6b;\">Group A<\/div><div class=\"ig-stat-l\">Applicable To<\/div><\/div>\n <div class=\"ig-stat\" style=\"background:linear-gradient(135deg,#f0f5ff,#e0e8f8);border-color:#c4d4f4;\"><div class=\"ig-stat-n\" style=\"color:#1a3a6b;\">Form 1<\/div><div class=\"ig-stat-l\">Application Form<\/div><\/div>\n <div class=\"ig-stat\" style=\"background:linear-gradient(135deg,#f0f5ff,#e0e8f8);border-color:#c4d4f4;\"><div class=\"ig-stat-n\" style=\"color:#1a3a6b;\">30 Days<\/div><div class=\"ig-stat-l\">Representation Period<\/div><\/div>\n<\/div>\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span><strong>Penalty for Violation:<\/strong> If a pensioner takes up commercial employment within 1 year without permission or breaches any condition, the Government may declare that the pensioner shall <strong>not be entitled to the whole or part of the pension<\/strong> for such period as specified \u2014 after giving opportunity to show cause.<\/span><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 10 \u2014 Employment Under a Government Outside India<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udf10<\/span><span>A Group 'A' pensioner wishing to accept employment under <strong>any Government outside India<\/strong> must obtain <strong>previous permission of the Central Government<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>If accepted without permission \u2014 <strong>no pension payable<\/strong> for the period of such employment or such longer period as Government may direct.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<div id=\"ch3\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter III : Qualifying Service \u2014 Rules 11 to 30<\/div><\/div><hr class=\"ch-head-line\">\n<div class=\"ig-banner\"><div class=\"ig-banner-title\">\ud83d\udcc5 Chapter Overview<\/div><div class=\"ig-banner-text\">Chapter III covers 20 rules governing what counts as qualifying service for pension. <strong>Qualifying service<\/strong> is the length of service used to calculate pension amounts.<\/div><\/div>\n\n<div class=\"rule-h\">Rule 11 \u2014 Commencement of Qualifying Service<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Qualifying service commences from the <strong>date the GS takes charge<\/strong> of the post to which he is first appointed \u2014 substantively, in an officiating capacity, or in a temporary capacity.<\/span><\/li>\n<\/ul>\n<div class=\"box-green\"><div class=\"box-green-lbl\">\ud83d\udccc Provisos<\/div><ul class=\"blist\">\n <li><span class=\"bi\">\u2139\ufe0f<\/span><span>Officiating or temporary service counts only if <strong>followed without interruption<\/strong> by substantive appointment.<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>Service rendered <strong>before attaining the age of 18 years<\/strong> shall not count \u2014 except for military service under Rule 20.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 20 \u2014 Why Military Service Is Excepted<\/div>Rule 20 provides for counting of military service rendered before civil employment as qualifying service \u2014 subject to the GS ceasing to draw military pension and refunding the pension drawn, commuted value, and gratuity. The exception for pre-18 service in the context of military service exists because persons can join the armed forces below age 18. Had this exception not been carved out, a soldier who joined at age 17 and later joined civil service would lose that early military service entirely. The exception ensures fair counting of such early military service.<\/div><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 12 \u2014 Conditions for Qualifying Service<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u2705<\/span><span>Service qualifies only if duties and pay are <strong>regulated by the Government<\/strong> and paid from the <strong>Consolidated Fund of India<\/strong> or a Local Fund administered by that Government.<\/li><\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why \"Consolidated Fund of India\" Matters<\/div>The Consolidated Fund of India (CFI) is the main account of the Central Government \u2014 all revenues received, all loans raised, and all moneys received in repayment of loans form part of it (Article 266 of the Constitution). Salary paid from the CFI = \"Government service\" for pension purposes. Salary paid from any other source (e.g., from a local fund, project fund, or a body not having Government control) may or may not qualify \u2014 it depends on whether the body is specifically covered. This is why service in PSUs (paid from PSU funds, not CFI) does NOT count as qualifying service under Rule 14, while service in a Local Fund administered by the Government does count under Rule 12.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 13 \u2014 Service in State Government<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfdb\ufe0f<\/span><span>A GS belonging to a State Government (appointed on or before 31.12.2003 in a pensionable establishment) who is <strong>permanently transferred<\/strong> to Central Government \u2014 continuous service under State Government (officiating, temporary or substantive) <strong>shall qualify<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Pension liability borne by <strong>Central Government<\/strong>. No recovery from State Government.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 14 \u2014 Service in Autonomous Bodies<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfe2<\/span><span>Service in an autonomous body (with non-contributory pension scheme) counts as qualifying service \u2014 provided the GS is <strong>not drawing a separate pension<\/strong> from the body and the body discharges pension liability by paying a <strong>lump sum<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>Service in a <strong>PSU<\/strong> (including nationalised bank) shall <strong>NOT count<\/strong> as qualifying service.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 15 \u2014 Casual Labourers with Temporary Status<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83d\udc77<\/span><span><strong>50% of the service<\/strong> rendered in \"temporary status\" capacity \u2014 under the Casual Labourers Scheme, 1993 \u2014 shall count as qualifying service.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 16 \u2014 Service on Probation<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u2705<\/span><span>Service on <strong>probation<\/strong> against a post, if followed by <strong>confirmation<\/strong> in the same or another post, shall qualify.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 17 \u2014 Service as Apprentice<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26d4<\/span><span>Service as an <strong>apprentice shall not qualify<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span><strong>Exception:<\/strong> Subordinate Accounts Service apprentice in the <strong>Indian Audit and Accounts Department<\/strong> or the <strong>Defence Accounts Department<\/strong>.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 18 \u2014 Service on Contract<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83d\udcdd<\/span><span>Contract service counts as qualifying service if the GS was subsequently appointed (on or before 31.12.2003) without interruption of duty \u2014 provided he <strong>refunded the Government contribution in the CPF<\/strong> with interest and other compensation.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 19 \u2014 Counting of Pre-Retirement Civil Service (Re-employed GS)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udd04<\/span><span>A GS who retired on compensation\/invalid pension or gratuity, was re-employed on or before 31.12.2003, and <strong>ceased to draw pension and refunded<\/strong> pension drawn, commuted value, and retirement gratuity \u2014 shall count the former service as qualifying service.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Refund in monthly instalments <strong>not exceeding 36<\/strong>. Right to count revives only when <strong>whole amount is refunded<\/strong>.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 20 \u2014 Counting of Military Service<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udf96\ufe0f<\/span><span>Military service before civil employment (re-employed on or before 31.12.2003) counts as qualifying service if the GS <strong>ceased to draw military pension and refunded<\/strong> all amounts.<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>Military service rendered <strong>after 31.12.2003<\/strong> \u2014 GS continues to draw military pension and is covered by <strong>NPS rules<\/strong> on re-employment.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 21 \u2014 Leave<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Type of Leave<\/th><th>Counts as QS?<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>Leave for which <strong>leave salary is payable<\/strong><\/td><td>\u2705 Yes<\/td><\/tr>\n <tr><td><strong>EOL on Medical Certificate<\/strong><\/td><td>\u2705 Yes<\/td><\/tr>\n <tr><td>EOL \u2014 <strong>Civil commotion or Higher scientific\/technical studies<\/strong><\/td><td>\u2705 Yes \u2014 if appointing authority allows at time of granting<\/td><\/tr>\n <tr><td><strong>Other EOL<\/strong><\/td><td>\u26d4 No \u2014 unless definite entry in service book. If no entry by 6 months before superannuation, shall be treated as QS.<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 22 \u2014 Training<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u2705<\/span><span>Departmental training before regular appointment to a <strong>Group C post<\/strong> (with pay\/stipend) <strong>shall count<\/strong> as qualifying service.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 23 \u2014 Suspension<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Outcome<\/th><th>Counts as QS?<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>Fully <strong>exonerated<\/strong> or only minor penalty and suspension held <strong>wholly unjustified<\/strong><\/td><td>\u2705 Automatically counts<\/td><\/tr>\n <tr><td>All other cases<\/td><td>\u26a0\ufe0f Only if competent authority <strong>expressly declares<\/strong> so<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 24 \u2014 Forfeiture on Dismissal or Removal<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u26d4<\/span><span>Dismissal or removal <strong>entails forfeiture of entire past service<\/strong>.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 25 \u2014 Past Service on Reinstatement<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>On reinstatement on appeal or review \u2014 GS is entitled to count <strong>past service as qualifying service<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span>Period of interruption and suspension shall <strong>not count<\/strong> unless regularised by a specific order of the reinstating authority.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 26 \u2014 Forfeiture on Resignation<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26d4<\/span><span>Resignation <strong>entails forfeiture of past service<\/strong> \u2014 unless it is withdrawn in the public interest.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span><strong>Exception:<\/strong> Resignation to take up, with proper permission, another appointment under the Government where service qualifies \u2014 does not entail forfeiture.<\/span><\/li>\n<\/ul>\n<div class=\"sec-h\">Conditions for Withdrawal of Resignation<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccc<\/span><span>Tendered for <strong>compelling reasons<\/strong> not involving integrity issues; conduct during intervening period was proper; period of absence <strong>not more than 90 days<\/strong>; vacated post or comparable post is available.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 27 \u2014 Effect of Interruption<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u26a0\ufe0f<\/span><span>An interruption <strong>entails forfeiture of past service<\/strong> \u2014 except: authorised leave of absence, suspension (if followed by reinstatement), transfer to non-qualifying service in public interest, joining time on transfer.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 28 \u2014 Condonation of Interruption<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>In the absence of a specific indication to the contrary in the service book \u2014 interruption between two spells of civil service shall be treated as <strong>automatically condoned<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>Automatic condonation does <strong>not apply<\/strong> to interruption caused by <strong>resignation, dismissal, removal<\/strong> or <strong>participation in a strike<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span>The <strong>period of interruption itself shall not count<\/strong> as qualifying service.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 29 \u2014 Deputation to UN and Other Organisations<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span><strong>Option A:<\/strong> Pay pension contributions \u2192 count such service as qualifying for pension.<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span><strong>Option B:<\/strong> Not pay pension contributions \u2192 not count such service as qualifying for pension (contributions refunded).<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 30 \u2014 Periodic Verification of Qualifying Service<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">1<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">First Verification \u2014 After 18 Years of Service<\/div><div class=\"ig-flow-text\">Head of Office, in consultation with Accounts Officer, shall verify service and communicate qualifying service to GS in <strong>Format 4<\/strong>.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">2<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Second Verification \u2014 5 Years Before Superannuation<\/div><div class=\"ig-flow-text\">Fresh verification carried out when GS is left with <strong>5 years of service<\/strong>.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">3<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Annual Report \u2014 31st January<\/div><div class=\"ig-flow-text\">By <strong>31st January each year<\/strong>, a report shall be submitted to the Secretary of the Administrative Ministry giving details of GS who were required to be issued a certificate during the previous calendar year.<\/div><\/div><\/div>\n<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83d\udd12<\/span><span>Verification done under this rule shall be treated as <strong>final<\/strong> and shall not be reopened \u2014 except when necessitated by a subsequent change in rules.<\/span><\/li><\/ul>\n<\/div>\n\n<div id=\"ch4\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter IV : Emoluments & Average Emoluments \u2014 Rules 31 & 32<\/div><\/div><hr class=\"ch-head-line\">\n<div class=\"ig-banner\"><div class=\"ig-banner-title\">\ud83d\udcb0 Chapter Overview<\/div><div class=\"ig-banner-text\"><strong>Emoluments<\/strong> and <strong>Average Emoluments<\/strong> are the two critical building blocks for pension calculation. Emoluments determine the base; Average Emoluments (last 10 months) are used in the pension formula.<\/div><\/div>\n\n<div class=\"rule-h\">Rule 31 \u2014 Emoluments<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span><strong>\"Emoluments\"<\/strong> means <strong>basic pay<\/strong> (as defined in FR 9(21)(a)(i)) which a Government servant was receiving immediately before retirement or on the date of death. Also includes <strong>Non-Practising Allowance<\/strong> granted to a medical officer in lieu of private practice.<\/li>\n <li><span class=\"bi\">\u2139\ufe0f<\/span><span><strong>Stagnation increment<\/strong> shall be treated as emoluments for calculation of retirement benefits.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Non-Practising Allowance (NPA) \u2014 Why It Is Included<\/div>NPA is a special allowance granted to medical officers (in Central Health Service and other medical cadres) who are prohibited from private practice as a condition of service. It compensates for the income they forego by not practising privately. Since it is granted <em>in lieu of<\/em> private practice income and is a regular recurring payment forming part of the service terms, NPA is specifically included in emoluments for pension calculation. All other allowances (DA, HRA, TA, CCA etc.) are <em>excluded<\/em> from emoluments \u2014 NPA is the lone exception.<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Stagnation Increment \u2014 What It Is and Why It Counts<\/div>A <strong>stagnation increment<\/strong> is a pay increment granted to a GS who has reached the <em>maximum pay cell<\/em> of his pay level in the Pay Matrix (7th CPC) and cannot progress further in the normal course. Such increments are granted every two years to provide some relief. Since they are treated as emoluments under Rule 31, they are included in both the pension calculation base (emoluments) and the average emoluments (Rule 32) calculation \u2014 ensuring that GS at the top of their pay level are not disadvantaged in their pension calculation.<\/div>\n<div class=\"sec-h\">Special Situations for Determining Emoluments<\/div>\n<div class=\"table-wrap\">\n<table class=\"def-table wide-first\">\n <thead><tr><th>Situation<\/th><th>How Emoluments Are Determined<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>GS on <strong>leave (leave salary payable)<\/strong> or EOL on medical certificate or reinstated after suspension<\/td><td>Emoluments which he <strong>would have drawn<\/strong> had he not been absent\/suspended. But any increase in pay not actually drawn (other than increment or notional pay) shall <strong>not<\/strong> form part.<\/td><\/tr>\n <tr><td>GS on <strong>EOL (non-medical)<\/strong> or under suspension (not counting as service)<\/td><td>Emoluments drawn <strong>immediately before<\/strong> proceeding on such leave or being placed under suspension.<\/td><\/tr>\n <tr><td>GS on leave and <strong>earned an increment<\/strong> (not withheld)<\/td><td>Such increment, though <strong>not actually drawn<\/strong>, shall form part of emoluments.<\/td><\/tr>\n <tr><td>GS on <strong>deputation to ex-cadre post<\/strong> (same\/other Central Govt dept or Armed Forces)<\/td><td>Pay drawn on deputation = emoluments. On leave after deputation \u2014 pay he would have drawn in parent department.<\/td><\/tr>\n <tr><td>GS on <strong>deputation to State Govt<\/strong> or on <strong>foreign service<\/strong><\/td><td>Pay on deputation\/foreign service is <strong>NOT<\/strong> emoluments. Only the pay he <strong>would have drawn under Central Government<\/strong> counts.<\/td><\/tr>\n <tr><td>Pay <strong>notionally increased retrospectively<\/strong> (pay scale revision \/ retrospective promotion \/ court order)<\/td><td>Such <strong>notional pay shall be treated as emoluments<\/strong>.<\/td><\/tr>\n <tr><td>GS <strong>dies during currency of a penalty<\/strong> reducing pay (would have been restored on expiry)<\/td><td>The <strong>notional pay on the date of death<\/strong> ignoring the effect of such penalty shall be treated as emoluments.<\/td><\/tr>\n <\/tbody>\n<\/table>\n<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 32 \u2014 Average Emoluments<\/div>\n<div class=\"ig-formula\"><div class=\"ig-formula-title\">Average Emoluments Formula<\/div><div class=\"ig-formula-eq\">Average of Emoluments drawn during the last 10 months of service<\/div><div class=\"ig-formula-note\">This is the figure used in the pension calculation formula under Rule 44<\/div><\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If during the last 10 months the GS was on <strong>EOL (non-medical) or under suspension<\/strong> \u2014 that period shall be <strong>disregarded<\/strong> and an <strong>equal period before the 10 months<\/strong> shall be included. A month = <strong>30 days<\/strong> for this calculation.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Where pay is <strong>notionally increased retrospectively<\/strong> during the last 10 months \u2014 such notional pay shall be taken into account.<\/span><\/li>\n<\/ul>\n<div class=\"box-blue\"><div class=\"box-blue-lbl\">\ud83d\udcd6 Illustration<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83d\udcca<\/span><span>A GS retires on <strong>16th July, 2019<\/strong>. Emoluments for fractional periods shall be computed by multiplying the emolument by the factor <strong>14\/30<\/strong> and <strong>16\/30<\/strong> respectively \u2014 irrespective of the number of days in the month (including February).<\/span><\/li><\/ul>\n<\/div>\n<\/div>\n\n<div id=\"ch5\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter V : Classes of Pensions \u2014 Rules 33 to 41<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"rule-h\">Rule 33 \u2014 Superannuation Pension<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83c\udfc5<\/span><span>Granted in accordance with Rule 44 to a GS who is retired on <strong>attaining the age of superannuation<\/strong>, or on expiry of extended service period.<\/span><\/li><\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 44 \u2014 How Superannuation Pension Is Calculated<\/div>Pension = <strong>50% of emoluments or average emoluments<\/strong> (whichever is more beneficial). Emoluments = basic pay at retirement (Rule 31). Average emoluments = average of emoluments drawn during the <strong>last 10 months<\/strong> of service (Rule 32). Minimum qualifying service for pension: <strong>10 years<\/strong> (9 years 9 months is rounded up to 10). Minimum pension: <strong>\u20b99,000\/month<\/strong>. Maximum pension: <strong>\u20b91,25,000\/month<\/strong>. Fractions of a year equal to 3 months and above are treated as a completed six-monthly period for pension calculation. Additional pension is payable when the pensioner attains age 80 (20%), 85 (30%), 90 (40%), 95 (50%), 100 (100%).<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 34 \u2014 Retiring Pension<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udeaa<\/span><span>Granted to a GS who: retires on <strong>his own volition<\/strong> before superannuation (Rule 43 \/ FR 56); or being declared <strong>surplus<\/strong>, opts for SVRS; or is <strong>retired by the Government<\/strong> before superannuation (Rule 42 \/ FR 56).<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc FR 56 \u2014 What It Provides<\/div><strong>Fundamental Rule 56<\/strong> is the primary rule governing superannuation and compulsory retirement in the Central Government. <strong>FR 56(j)<\/strong> empowers the Government to retire a GS compulsorily in public interest after he completes <strong>50 years of age<\/strong> (Group A & B) or <strong>55 years of age<\/strong> (Group C), by giving 3 months' notice or 3 months' pay in lieu. <strong>FR 56(l)<\/strong> allows a GS to seek voluntary retirement on completing <strong>30 years of qualifying service<\/strong> by giving 3 months' notice. Rule 34 cross-references FR 56 because GS compulsorily retired under FR 56(j) and those retiring voluntarily under FR 56(l) are also entitled to a retiring pension \u2014 exactly like those under Rule 42 (premature retirement) and Rule 43 (voluntary retirement).<\/div>\n<div class=\"box-green\"><div class=\"box-green-lbl\">\ud83d\udcb0 SVRS \u2014 Surplus Employees<\/div><ul class=\"blist\"><li><span class=\"bi\">\u2705<\/span><span>A permanent GS who is declared surplus and opts for the SVRS shall be entitled to <strong>ex-gratia amount in addition to<\/strong> retiring pension\/service gratuity (Rule 44) and retirement gratuity (Rule 45).<\/span><\/li><\/ul><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 35 \u2014 Pension on Absorption in State Government<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfdb\ufe0f<\/span><span>A GS permitted to be <strong>absorbed in a State Government<\/strong> shall be deemed to have <strong>retired from Central Government<\/strong> from the date of absorption \u2014 eligible for pension\/gratuity based on qualifying service and emoluments at absorption.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span><strong>Option A:<\/strong> Receive retirement benefits for Central Government service separately.<br><strong>Option B:<\/strong> Count the Central Government service in the State Government for combined pension \u2014 entire pension and gratuity paid by the State Government.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Gratuity Cap (Rule 35) \u2014 Why It Applies<\/div>Under <strong>Option A<\/strong>, Central Government pays its own pension and gratuity based on qualifying service up to the date of absorption. But a cap applies: on eventual retirement from the State Government, the <strong>total of Central + State gratuities shall not exceed<\/strong> the amount that would have been admissible had the GS continued in Central Government and retired on the same pay. This cap prevents windfall gains from receiving two full gratuities. Under <strong>Option B<\/strong>, there is no Central pension at the time of absorption \u2014 the entire pension liability (for Central + State combined service) is discharged by the State Government when the GS eventually retires, so the cap question does not arise. The relieving order is issued in <strong>Format 5<\/strong>, and the transit period between relief and joining may be regularised as leave or extraordinary leave.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 36 \u2014 Pension on Absorption in Corporation\/Company\/Body<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfe2<\/span><span>Similar to Rule 35. <strong>Option B<\/strong> \u2192 Government pays lump sum capitalised value per <strong>CCS (Commutation of Pension) Rules, 1981<\/strong> commutation table. <strong>No lien retained<\/strong> in relieving department.<\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc CCS (Commutation of Pension) Rules, 1981 \u2014 Lump Sum Calculation<\/div>The lump sum is calculated using the commutation table in these Rules: <strong>Lump sum = Monthly pension \u00d7 12 \u00d7 Commutation factor (based on age at absorption)<\/strong>. This gives the Government a standardised, actuarially fair way to discharge its entire pension liability in one shot, so the Corporation\/Body can fund future pension payments independently. \"No lien retained\" means once the GS is absorbed, he severs all ties with Central Government \u2014 there is no reverting back, no retained post, and the Government bears no further pension liability for that GS.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 37 \u2014 Pension on Absorption on Conversion of Govt Department into PSU<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">1<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">En-Masse Transfer on Deemed Deputation<\/div><div class=\"ig-flow-text\">All GS transferred on deemed deputation (foreign service terms, no deputation allowance) until absorbed.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">2<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">PSU Frames Rules (\u2264 5 Years)<\/div><div class=\"ig-flow-text\">PSU shall frame its rules within <strong>5 years<\/strong>.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">3<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Option Within 3+3 Months<\/div><div class=\"ig-flow-text\">GS asked within 3 months to exercise option to <strong>revert to Government<\/strong> or <strong>seek permanent absorption<\/strong>. Option to be exercised within <strong>3 months<\/strong>. If no option \u2014 <strong>deemed to have opted for absorption<\/strong>.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">4<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Option B: Combined Pension on Industrial DA Pattern<\/div><div class=\"ig-flow-text\">Pension Fund\/Trust established. Government pays lump sum. PSU makes pensionary contributions. Pension on <strong>Industrial DA pattern<\/strong>.<\/div><\/div><\/div>\n<\/div>\n<div class=\"box-blue\"><div class=\"box-blue-lbl\">\ud83d\udccc Special Case \u2014 BSNL & MTNL<\/div><ul class=\"blist\"><li><span class=\"bi\">\ud83d\udcde<\/span><span>Pension Fund\/Trust provisions do <strong>not apply<\/strong> to BSNL and MTNL. Pensionary benefits including family pension shall be <strong>paid by the Government<\/strong>.<\/span><\/li><\/ul><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 38 \u2014 Absorption on Conversion into Central Autonomous Body<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfdb\ufe0f<\/span><span>Substantially similar to Rule 37 \u2014 but pension on <strong>Central DA pattern<\/strong> (not Industrial DA). <strong>Prasar Bharati exception<\/strong> applies.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 39 \u2014 Invalid Pension<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">1<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Application by GS (or family)<\/div><div class=\"ig-flow-text\">If permanently incapacitated \u2014 GS may apply to the Head of Department. Application by spouse\/family member accepted if GS is unable to apply.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">2<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Medical Examination (within 15 + 30 days)<\/div><div class=\"ig-flow-text\">Head of Office shall request within <strong>15 days<\/strong>; medical authority shall examine within <strong>30 days<\/strong>. <strong>Medical Board<\/strong> for Gazetted GS and non-Gazetted GS whose pay exceeds <strong>\u20b954,000\/month<\/strong>; <strong>Civil Surgeon\/District Medical Officer<\/strong> in other cases. Certificate in <strong>Format 6<\/strong>.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">3<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Grant of Invalid Pension (within 45 days)<\/div><div class=\"ig-flow-text\">If found unfit for further service \u2014 invalid pension granted <strong>not later than 45 days<\/strong> from receipt of medical certificate per Rule 44.<\/div><\/div><\/div>\n<\/div>\n<div class=\"box-green\"><div class=\"box-green-lbl\">\u2705 Even Before 10 Years QS<\/div><ul class=\"blist\"><li><span class=\"bi\">\u2705<\/span><span>A GS who retires on invalid pension <strong>even before completing 10 years QS<\/strong> shall also be granted invalid pension \u2014 calculated at <strong>50% of emoluments or average emoluments<\/strong> (whichever is more beneficial).<\/span><\/li><\/ul><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 40 \u2014 Compulsory Retirement Pension<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2696\ufe0f<\/span><span>A GS compulsorily retired as a penalty may be granted pension\/gratuity \u2014 at a rate <strong>not less than \u2154 and not more than full<\/strong> superannuation pension or gratuity. Where President awards <strong>less than full superannuation pension<\/strong>, the <strong>UPSC shall be consulted<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Final pension\/gratuity order shall be issued <strong>not later than 3 months<\/strong> after compulsory retirement order. Provisional pension and provisional gratuity at <strong>\u2154 rate<\/strong> if not issued simultaneously.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 41 \u2014 Compassionate Allowance<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26d4<\/span><span>Dismissal or removal <strong>forfeits<\/strong> pension and gratuity.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span>Competent authority may sanction compassionate allowance <strong>not exceeding \u2154<\/strong> of pension or gratuity \u2014 decision within <strong>3 months<\/strong> after dismissal\/removal order. Not less than minimum pension under Rule 44.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Quick Comparison \u2014 Types of Pension<\/div>\n<div class=\"table-wrap\">\n<table class=\"def-table wide-first\">\n <thead><tr><th>Type of Pension<\/th><th>Key Features<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>\ud83c\udfc5 <strong>Superannuation<\/strong> (Rule 33)<\/td><td>On attaining age of superannuation or on expiry of extended service period.<\/td><\/tr>\n <tr><td>\ud83d\udeaa <strong>Retiring<\/strong> (Rule 34)<\/td><td>On own volition (Rule 43\/FR 56), declared surplus (SVRS), or retired by Government (Rule 42\/FR 56).<\/td><\/tr>\n <tr><td>\ud83c\udfdb\ufe0f <strong>Absorption \u2014 State Govt<\/strong> (Rule 35)<\/td><td>Deemed retirement from Central Govt. Option A or B. Format 5 relieving order.<\/td><\/tr>\n <tr><td>\ud83c\udfe2 <strong>Absorption \u2014 Corporation\/Body<\/strong> (Rule 36)<\/td><td>Similar to Rule 35. No lien retained. Option B \u2192 Govt pays lump sum per commutation table.<\/td><\/tr>\n <tr><td>\ud83c\udfed <strong>Absorption on PSU Conversion<\/strong> (Rule 37)<\/td><td>Deemed deputation \u2192 option 3+3 months. Pension Fund\/Trust. Combined pension on Industrial DA. BSNL\/MTNL exception.<\/td><\/tr>\n <tr><td>\ud83c\udfdb\ufe0f <strong>Absorption on CAB Conversion<\/strong> (Rule 38)<\/td><td>Similar to Rule 37 but pension on Central DA. Prasar Bharati exception.<\/td><\/tr>\n <tr><td>\ud83c\udfe5 <strong>Invalid<\/strong> (Rule 39)<\/td><td>Medical incapacity. Format 6. Within 45 days. Even <10 years QS eligible. RPwD Act, 2016.<\/td><\/tr>\n <tr><td>\u2696\ufe0f <strong>Compulsory Retirement<\/strong> (Rule 40)<\/td><td>\u2154 to full pension. UPSC consulted if less than full. Provisional at \u2154. Final within 3 months.<\/td><\/tr>\n <tr><td>\ud83e\udd32 <strong>Compassionate Allowance<\/strong> (Rule 41)<\/td><td>On dismissal\/removal. Max \u2154. Decision within 3 months. Not less than minimum pension.<\/td><\/tr>\n <\/tbody>\n<\/table>\n<\/div>\n<\/div>\n\n\n<div id=\"ch6\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter VI : Premature Retirement and Voluntary Retirement \u2014 Rules 42 & 43<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"rule-h\">Rule 42 \u2014 Retirement on Completion of 30 Years' Qualifying Service<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfdb\ufe0f<\/span><span>After a GS has completed <strong>30 years of qualifying service<\/strong>, he may be required by the <strong>appointing authority to retire in the public interest<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>The appointing authority shall give a <strong>notice in writing at least 3 months before<\/strong> the date of required retirement \u2014 or <strong>3 months' pay and allowances in lieu<\/strong> of such notice.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>The GS shall be entitled to a <strong>retiring pension<\/strong> per Rule 44. Same procedure as for FR 56 retirements.<\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 44 & FR 56 \u2014 Premature Retirement Pension & Procedure<\/div><strong>Rule 44<\/strong>: Pension = 50% of emoluments or average emoluments (whichever is more beneficial). Minimum QS: 10 years. Minimum: \u20b99,000\/month; Maximum: \u20b91,25,000\/month. <strong>FR 56 Procedure<\/strong>: The DoPT guidelines issued under FR 56 govern the periodic review \u2014 officials completing 25 years of service or attaining age 50\/55 are reviewed. For Rule 42 (Government-initiated premature retirement), the same review framework applies. The 3-month notice (or pay in lieu) must be in writing from the appointing authority, and the GS has no right to challenge the decision in the same way as a disciplinary action.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 43 \u2014 Voluntary Retirement on Completion of 20 Years' Qualifying Service<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u270d\ufe0f<\/span><span>After completing <strong>20 years of qualifying service<\/strong>, a GS may, by giving <strong>notice of not less than 3 months in writing<\/strong> to the appointing authority, retire from service.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Before giving notice, the GS shall request a <strong>certificate of 20 years QS<\/strong> to be issued within <strong>15 days<\/strong>. If not issued, the GS may give notice without the certificate.<\/span><\/li>\n<\/ul>\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span><strong>Important:<\/strong> The provision for treating fraction of a year equal to 3 months and above as a completed six-monthly period shall <strong>NOT be applicable<\/strong> for determining qualifying service under this rule. The GS must have actually completed or will complete <strong>20 years on the intended date<\/strong>.<\/span><\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why the Rounding Rule Is Excluded Here<\/div>The 3-month rounding rule under Rule 44 was designed for computing pension amounts (rounding QS to the nearest six-monthly period for calculation purposes). It was <em>not<\/em> intended to determine <em>eligibility<\/em> for voluntary retirement. If it applied here, a GS with 19 years 9 months could claim voluntary retirement eligibility \u2014 which would undermine the 20-year threshold. The legislature has therefore explicitly excluded this rounding in Rule 43 to ensure that the eligibility threshold of 20 years means exactly 20 years of actual qualifying service.<\/div>\n\n<div class=\"sec-h\">When Permission May Be Withheld<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26d4<\/span><span>If GS is <strong>under suspension<\/strong><\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>If a <strong>charge sheet has been issued<\/strong> and disciplinary proceedings are pending<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>If <strong>judicial proceedings on charges of grave misconduct<\/strong> are pending<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Withdrawal of Notice<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udd04<\/span><span>GS shall be <strong>precluded from withdrawing<\/strong> except with <strong>specific approval<\/strong> of the appointing authority \u2014 request to be made <strong>not less than 15 days<\/strong> before intended date of retirement.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Quick Comparison \u2014 Rule 42 vs Rule 43<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Feature<\/th><th>Rule 42 \u2014 Premature<\/th><th>Rule 43 \u2014 Voluntary<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Initiated by<\/strong><\/td><td>Government<\/td><td>Government servant<\/td><\/tr>\n <tr><td><strong>Minimum QS<\/strong><\/td><td>30 years<\/td><td>20 years<\/td><\/tr>\n <tr><td><strong>Ground<\/strong><\/td><td>Public interest<\/td><td>GS's own volition<\/td><\/tr>\n <tr><td><strong>Notice<\/strong><\/td><td>3 months by Govt (or pay in lieu)<\/td><td>3 months' written notice by GS<\/td><\/tr>\n <tr><td><strong>Acceptance<\/strong><\/td><td>Not applicable<\/td><td>Requires acceptance by appointing authority<\/td><\/tr>\n <tr><td><strong>Withdrawal<\/strong><\/td><td>N\/A<\/td><td>Only with specific approval, \u226515 days before intended date<\/td><\/tr>\n <tr><td><strong>Pension<\/strong><\/td><td>Retiring pension per Rule 44<\/td><td>Retiring pension per Rule 44<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n<\/div>\n\n<div id=\"ch7\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter VII : Regulation of Pension and Gratuity \u2014 Rules 44 to 49<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"rule-h\">Rule 44 \u2014 Amount of Pension<\/div>\n<div class=\"ig-formula\"><div class=\"ig-formula-title\">Pension Formula<\/div><div class=\"ig-formula-eq\">Pension = 50% \u00d7 Emoluments or Average Emoluments (whichever is more beneficial)<\/div><div class=\"ig-formula-note\">Minimum: \u20b99,000\/month \u00b7 Maximum: \u20b91,25,000\/month \u00b7 Minimum QS: 10 years<\/div><\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>A GS who retires under Rules 33, 34, 35, 36, 37, 38 or 39, after completing QS of <strong>not less than 10 years<\/strong>, shall be eligible for pension at <strong>50% of emoluments or average emoluments<\/strong> (whichever is more beneficial).<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span><strong>Invalid pension exception:<\/strong> A GS who retires under Rule 39 <strong>before completing 10 years QS<\/strong> shall also be eligible for invalid pension at 50%. The 10-year minimum QS condition <strong>shall not apply<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Emoluments vs Average Emoluments \u2014 When Each Is Used<\/div><strong>Emoluments (Rule 31):<\/strong> The basic pay the GS was drawing immediately before retirement or on the date of death. <strong>Average Emoluments (Rule 32):<\/strong> The average of emoluments drawn during the <em>last 10 months<\/em> of service. The rule says \"whichever is more beneficial\" \u2014 meaning the Government compares both figures and uses whichever gives the GS a <em>higher<\/em> pension. In practice, average emoluments become more beneficial when the GS received a pay revision or promotion during the last 10 months (pulling the average up), while basic pay at retirement becomes more beneficial when the GS was promoted just before retirement (making the last-drawn pay higher than the 10-month average).<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 39 \u2014 Conditions for Invalid Pension<\/div>Invalid pension applies when a GS is <strong>permanently incapacitated<\/strong> (bodily or mental infirmity) for further service. The GS (or spouse\/family if the GS is unable) applies to the Head of Department. A <strong>Medical Board<\/strong> examines the GS (for Gazetted officers and non-Gazetted GS with pay > \u20b954,000\/month); otherwise a <strong>Civil Surgeon\/District Medical Officer<\/strong> examines. The medical authority issues a certificate in <strong>Format 6<\/strong> \u2014 stating whether the GS is unfit for further service or fit for less laborious work. If unfit \u2014 invalid pension granted within <strong>45 days<\/strong> of receiving the medical certificate. Even where the GS has less than 10 years of qualifying service, invalid pension at 50% is granted \u2014 provided the GS was examined and declared fit for Government service before appointment.<\/div>\n<div class=\"sec-h\">Service Gratuity (Less than 10 Years QS)<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83d\udccb<\/span><span>Service gratuity = <strong>half month's emoluments for every completed six-monthly period<\/strong> of qualifying service. Dearness Allowance also treated as part of emoluments for service gratuity.<\/span><\/li><\/ul>\n\n<div class=\"sec-h\">Additional Pension on Attaining 80 Years<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Age of Pensioner<\/th><th>Additional Pension<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>80 to less than 85 years<\/strong><\/td><td>20% of basic pension<\/td><\/tr>\n <tr><td><strong>85 to less than 90 years<\/strong><\/td><td>30% of basic pension<\/td><\/tr>\n <tr><td><strong>90 to less than 95 years<\/strong><\/td><td>40% of basic pension<\/td><\/tr>\n <tr><td><strong>95 to less than 100 years<\/strong><\/td><td>50% of basic pension<\/td><\/tr>\n <tr><td><strong>100 years or more<\/strong><\/td><td>100% of basic pension<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"sec-h\">Key Calculation Rules<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Rounding of QS:<\/strong> Fraction of a year equal to <strong>3 months and above<\/strong> shall be treated as a completed six-monthly period.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>9 years 9 months rule:<\/strong> QS of <strong>9 years 9 months or more but less than 10 years<\/strong> shall be treated as 10 years \u2014 eligible for pension.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Rounding off:<\/strong> All amounts shall be expressed in <strong>whole rupees<\/strong>. Fractions rounded to <strong>next higher rupee<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc How the Rounding Works \u2014 A Practical Example<\/div>The rounding provision (fraction of a year equal to 3 months and above = completed six-monthly period) works in two steps: <strong>Step 1<\/strong> \u2014 Apply the 3-month rounding. A GS with 9 years 9 months has 9 years + 9 months. Since 9 months \u2265 3 months, the fraction rounds to 1 full six-monthly period, giving QS = 9 years 6 months. <strong>Step 2<\/strong> \u2014 Apply the 9Y9M rule. Since 9 years 9 months \u2265 9 years 9 months, the QS is treated as 10 complete years. A GS with exactly 9 years 8 months: 8 months rounds to 1 six-monthly period \u2192 9 years 6 months, but this is less than 9Y9M, so the 10-year rule does NOT apply \u2192 service gratuity only. A GS with 9 years 10 months: rounds to 10 years \u2192 eligible for pension.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 45 \u2014 Retirement Gratuity and Death Gratuity<\/div>\n<div class=\"ig-formula\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\"><div class=\"ig-formula-title\" style=\"color:#c4d8a8;\">Retirement Gratuity Formula<\/div><div class=\"ig-formula-eq\">Gratuity = \u00bc \u00d7 Emoluments \u00d7 Completed Six-Monthly Periods of QS<\/div><div class=\"ig-formula-note\">Maximum: 16\u00bd times emoluments \u00b7 Overall cap: \u20b920 lakhs \u00b7 Minimum QS: 5 years \u00b7 4 years 9 months treated as 5 years<\/div><\/div>\n\n<div class=\"sec-h\">Death Gratuity Rates<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Length of Qualifying Service<\/th><th>Rate of Death Gratuity<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Less than 1 year<\/strong><\/td><td><strong>2 times<\/strong> of emoluments<\/td><\/tr>\n <tr><td><strong>1 year or more but less than 5 years<\/strong><\/td><td><strong>6 times<\/strong> of emoluments<\/td><\/tr>\n <tr><td><strong>5 years or more but less than 11 years<\/strong><\/td><td><strong>12 times<\/strong> of emoluments<\/td><\/tr>\n <tr><td><strong>11 years or more but less than 20 years<\/strong><\/td><td><strong>20 times<\/strong> of emoluments<\/td><\/tr>\n <tr><td><strong>20 years or more<\/strong><\/td><td><strong>Half of emoluments<\/strong> for every completed six-monthly period, maximum <strong>33 times<\/strong><\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span>Both retirement gratuity and death gratuity shall <strong>not exceed \u20b920 lakhs<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span>Death gratuity provisions <strong>also apply in case of death by suicide<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"sec-h\">Residuary Gratuity<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83d\udcb0<\/span><span>If a GS eligible for service gratuity or pension <strong>dies within 5 years of retirement<\/strong> and the sums received are <strong>less than 12 times emoluments<\/strong> \u2014 a <strong>residuary gratuity equal to the deficiency<\/strong> may be granted to his family.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 46 \u2014 Nominations<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcdd<\/span><span>A GS shall, on <strong>initial appointment<\/strong>, make a nomination in <strong>Form 3<\/strong> conferring the right to receive retirement gratuity and death gratuity.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcdd<\/span><span>If the GS <strong>has family<\/strong> \u2014 nomination shall be in favour of a <strong>member or members of the family<\/strong> only.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Every nomination and cancellation takes effect from the <strong>date of receipt by the Head of Office<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udd04<\/span><span>A GS may <strong>at any time cancel<\/strong> a nomination by sending a notice in writing to the Head of Office \u2014 along with a <strong>fresh nomination<\/strong>.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 47 \u2014 Persons to Whom Gratuity Is Payable<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Gratuity shall be paid to the <strong>person(s) on whom the right is conferred by nomination<\/strong> under Rule 46.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>If <strong>no valid nomination exists<\/strong> \u2014 First priority: wife\/husband, sons, unmarried daughters, widowed\/divorced daughters (in equal shares). Second priority: father, mother, brothers, sisters, married daughters, children of pre-deceased son.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udc76<\/span><span>Gratuity granted to a <strong>minor<\/strong> shall be payable to the <strong>guardian<\/strong>. Up to <strong>20% of minor's share<\/strong> may be paid without a guardianship certificate on an <strong>indemnity bond in Format 7<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 46 \u2014 How Nomination Works<\/div>Every GS shall, on <strong>initial appointment<\/strong>, make a nomination in <strong>Form 3<\/strong> conferring on one or more persons the right to receive retirement gratuity and death gratuity. If the GS has a family \u2014 nomination must be in favour of a <strong>family member only<\/strong>. If the GS acquires a family after a non-family nomination \u2014 the nomination becomes <strong>invalid automatically<\/strong>. If more than one nominee \u2014 shares must cover the entire gratuity amount. The GS may cancel and file a fresh nomination at any time. Every nomination takes effect from the <strong>date of receipt by the Head of Office<\/strong>.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 48 \u2014 Debarring a Person from Receiving Gratuity<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2696\ufe0f<\/span><span>If a person eligible for gratuity is <strong>charged with the offence of murdering the GS<\/strong> \u2014 claim suspended till conclusion of criminal proceedings. If <strong>convicted<\/strong> \u2014 debarred. If <strong>acquitted<\/strong> \u2014 share payable to him.<\/span><\/li>\n<\/ul>\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span>The charge of murder or abetting in murder <strong>includes the charge of abetting death by suicide<\/strong>.<\/span><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 49 \u2014 Lapse of Gratuity<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span>Where a GS dies <strong>without receiving gratuity<\/strong>, leaves <strong>no family<\/strong>, and has made <strong>no nomination<\/strong> (or nomination does not subsist) \u2014 the amount of gratuity shall <strong>lapse to the Government<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span><strong>Exception:<\/strong> Amount payable to the person in whose favour a <strong>Succession Certificate<\/strong> has been granted by a Court of Law.<\/span><\/li>\n<\/ul>\n<\/div>\n\n\n<div id=\"ch8\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter VIII : Family Pension \u2014 Rules 50 & 51<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"rule-h\">Rule 50 \u2014 Family Pension<\/div>\n<div class=\"sec-h\">Rates of Family Pension<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Type<\/th><th>Rate<\/th><th>Duration<\/th><th>Min \/ Max<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Normal Rate<\/strong><\/td><td><strong>30%<\/strong> of pay<\/td><td>After expiry of enhanced rate period<\/td><td>Min \u20b99,000\/month \u00b7 Max \u20b975,000\/month<\/td><\/tr>\n <tr><td><strong>Enhanced Rate \u2014 Death in Service<\/strong><\/td><td><strong>50%<\/strong> of pay<\/td><td><strong>10 years<\/strong> from date of death<\/td><td>Min \u20b99,000\/month \u00b7 Max \u20b91,25,000\/month<\/td><\/tr>\n <tr><td><strong>Enhanced Rate \u2014 Death After Retirement<\/strong><\/td><td><strong>50%<\/strong> of pay<\/td><td><strong>7 years<\/strong> or until deceased would have attained <strong>age 67<\/strong>, whichever is <strong>less<\/strong><\/td><td>Min \u20b99,000\/month \u00b7 Max \u20b91,25,000\/month<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"ref-note\" style=\"margin-bottom:10px;\"><div class=\"ref-note-lbl\">\ud83d\udccc \"Pay\" for Family Pension \u2014 Rule 31 vs Rule 32<\/div><strong>\"Pay\"<\/strong> for computing family pension means <strong>emoluments (Rule 31)<\/strong> or <strong>average emoluments (Rule 32)<\/strong>, whichever is more. <em>Rule 31 emoluments<\/em> = basic pay the GS was drawing immediately before retirement\/death. <em>Rule 32 average emoluments<\/em> = average of emoluments drawn during the <strong>last 10 months<\/strong> of service. The \"whichever is more\" protection ensures that if the GS suffered a pay reduction in the final months (e.g., due to a penalty), the family is not penalised \u2014 they get the higher of the two figures. The enhanced rate cap is also important: family pension on death after retirement shall not exceed the <strong>pension authorised on retirement<\/strong> (including the commuted portion) \u2014 so if the authorised pension was lower than the normal 30% family pension, the enhanced 50% is further restricted to that pension amount.<\/div>\n<div class=\"sec-h\">Order of Entitlement<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">1<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Widow or Widower<\/div><div class=\"ig-flow-text\">Including post-retiral spouse and judicially separated wife or husband. Payable up to date of death or re-marriage.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">2<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Children<\/div><div class=\"ig-flow-text\">Sons (below 25, unmarried, not earning). Daughters (unmarried\/widowed\/divorced, not earning). Disabled children \u2014 for life. In order of birth.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">3<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Dependent Parents<\/div><div class=\"ig-flow-text\">Mother first, then father. Must be dependent (combined income less than minimum FP + DR).<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">4<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Dependent Disabled Siblings<\/div><div class=\"ig-flow-text\">Brother or sister suffering from mental or physical disability \u2014 wholly dependent on the GS immediately before death. For life.<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"sec-h\">Additional Family Pension \u2014 After Age 80<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Age of Family Pensioner<\/th><th>Additional Family Pension<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>80 to less than 85 years<\/strong><\/td><td>20% of basic family pension<\/td><\/tr>\n <tr><td><strong>85 to less than 90 years<\/strong><\/td><td>30% of basic family pension<\/td><\/tr>\n <tr><td><strong>90 to less than 95 years<\/strong><\/td><td>40% of basic family pension<\/td><\/tr>\n <tr><td><strong>95 to less than 100 years<\/strong><\/td><td>50% of basic family pension<\/td><\/tr>\n <tr><td><strong>100 years or more<\/strong><\/td><td>100% of basic family pension<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"sec-h\">Dual Family Pensions \u2014 Both Parents Were Government Servants<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Situation<\/th><th>Maximum Combined Family Pensions<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>Both family pensions at <strong>enhanced rate<\/strong> (50%)<\/td><td><strong>\u20b91,25,000\/month<\/strong><\/td><\/tr>\n <tr><td>One at enhanced rate, one at <strong>normal rate<\/strong> (30%)<\/td><td><strong>\u20b91,25,000\/month<\/strong><\/td><\/tr>\n <tr><td>Both at <strong>normal rate<\/strong> (30%)<\/td><td><strong>\u20b975,000\/month<\/strong><\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"sec-h\">Debarring Persons Charged with Murder<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26d4<\/span><span>Family pension <strong>not paid<\/strong> to person charged with murder of GS \u2014 till conclusion of criminal proceedings. If convicted \u2014 permanently debarred. If acquitted \u2014 family pension becomes payable from date of acquittal.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 51 \u2014 Missing GS or Pensioner or Family Pensioner<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udd0d<\/span><span><strong>Missing GS (in service):<\/strong> Family pension payable from the latest of: date following leave sanctioned \/ date up to which pay was paid \/ date of lodging FIR\/DDR\/GDE.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udd0d<\/span><span><strong>Missing Pensioner:<\/strong> Family pension from later of: date after last pension paid \/ date of lodging FIR\/DDR\/GDE.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Payment of family pension and retirement gratuity \u2014 <strong>not made before 6 months<\/strong> from the date of lodging the police report.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Death gratuity payable after death is <strong>conclusively established<\/strong> or on expiry of <strong>7 years<\/strong> from the date of lodging the police report, whichever is earlier.<\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>Rule 51 shall <strong>not apply<\/strong> where the GS\/pensioner disappears and is under investigation for <strong>fraud, embezzlement or any other crime<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why 7 Years \u2014 Legal Basis<\/div>The 7-year period is aligned with the <strong>Indian Evidence Act, 1872 (Section 108)<\/strong> \u2014 which creates a rebuttable presumption of death when a person has not been heard of for 7 years by persons who would naturally have heard of him had he been alive. After 7 years from the date of the police report, the missing GS\/pensioner is legally presumed dead, making payment of death gratuity (as opposed to the retirement gratuity already paid) legally sound. This is also why the 6-month waiting period for family pension and retirement gratuity is separate \u2014 those are payable once the family establishes a claim; the death gratuity difference awaits the legal presumption of death.<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why This Exclusion Exists<\/div>Rule 51 is designed to protect the family of a GS\/pensioner who has gone missing through no fault of their own \u2014 an accident, a natural calamity, or unexplained circumstances. Where, however, the GS\/pensioner is under investigation for fraud, embezzlement, or another crime \u2014 the disappearance may itself be part of the wrongdoing (e.g., absconding to evade prosecution). In such cases, extending benefits to the family immediately would be inconsistent with the principle of Rule 8 (pension subject to good conduct) and Rule 87. Additionally, Rule 51 expressly excludes those <strong>charged or convicted<\/strong> of such crimes \u2014 so neither pending investigation nor post-conviction disappearance triggers Rule 51 benefits.<\/div>\n<\/div>\n\n\n<div id=\"ch9\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter IX : Dearness Relief \u2014 Rule 52<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"rule-h\">Rule 52 \u2014 Dearness Relief on Pension and Family Pension<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc8<\/span><span>Relief against price rise may be granted to pensioners (including persons drawing <strong>compassionate allowance<\/strong>) and family pensioners, at such rates and subject to such conditions as the Central Government may specify.<\/span><\/li>\n<\/ul>\n<div class=\"sec-h\">Dearness Relief During Re-Employment<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u26d4<\/span><span>A pensioner who is <strong>re-employed<\/strong> under the Central\/State Government or any Corporation\/Company\/Body\/Bank shall <strong>not be eligible for dearness relief<\/strong> during re-employment or absorption.<\/span><\/li><\/ul>\n<div class=\"box-green\"><div class=\"box-green-lbl\">\u2705 Exception \u2014 When DR Continues During Re-Employment (All 3 Conditions)<\/div><ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccc<\/span><span>Pensioner was <strong>not holding a Group 'A' post<\/strong> before re-employment\/absorption;<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccc<\/span><span>Pay was fixed at the <strong>minimum of the scale of pay<\/strong> of the post, and such minimum was <strong>less than the pay drawn immediately before retirement<\/strong>;<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccc<\/span><span>The <strong>entire amount of pension<\/strong> was <strong>ignored<\/strong> (i.e. no part of pension was taken into account for pay fixation).<\/span><\/li>\n<\/ul><\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why All 3 Conditions Together?<\/div>The rationale is that the exception applies only when the re-employed pensioner is in a genuinely disadvantaged position \u2014 he is <em>not<\/em> a Group A officer (so not in a senior role), his pay is fixed at the <em>minimum<\/em> of the scale (not even at his pre-retirement pay level), and his pension is <em>completely<\/em> ignored (not even partially taken into account). In such a case, the pensioner is financially worse off than before retirement, so denying DR would be unjust. If <em>any<\/em> of the 3 conditions fails \u2014 e.g. the pension is partially counted for pay fixation \u2014 DR is <em>not<\/em> payable during re-employment. A certificate confirming all 3 conditions must be obtained from the re-employing authority.<\/div>\n<div class=\"sec-h\">Family Pensioner \u2014 No Restriction<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u2705<\/span><span>A <strong>family pensioner<\/strong> who is employed shall <strong>continue to be eligible<\/strong> for dearness relief on family pension during the period of such employment. The restriction <strong>does not apply<\/strong> to family pensioners.<\/span><\/li><\/ul>\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span><strong>Exam Tip:<\/strong> <strong>Pensioner re-employed = DR stopped<\/strong> (unless all 3 exceptions are met); <strong>Family pensioner employed = DR continues<\/strong> regardless.<\/span><\/div>\n<\/div>\n\n\n<div id=\"ch10\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter X : Determination and Authorisation of Pension and Gratuity \u2014 Rules 53 to 70<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"ig-banner\"><div class=\"ig-banner-title\">\u2699\ufe0f Chapter Overview<\/div><div class=\"ig-banner-text\">Chapter X lays down the complete step-by-step procedure for processing and authorising pension and gratuity \u2014 from preparation of the retirement list to final authorisation by the Accounts Officer and CPAO. It also covers provisional pension, revision, recovery of dues, and interest on delayed payment.<\/div><\/div>\n\n<div class=\"ig-stats\">\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">15 Months<\/div><div class=\"ig-stat-l\">Advance List Prepared<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">8 Months<\/div><div class=\"ig-stat-l\">Before Retirement \u2014 HoO Completes<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">4 Months<\/div><div class=\"ig-stat-l\">Before Retirement \u2014 AO Gets Papers<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">2 Months<\/div><div class=\"ig-stat-l\">Before Retirement \u2014 PPO Issued<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">21 Days<\/div><div class=\"ig-stat-l\">CPAO Issues SSA<\/div><\/div>\n<\/div>\n\n<div class=\"rule-h\">Rule 53 \u2014 Processing Through Bhavishya<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcbb<\/span><span>Unless otherwise exempted by a general or special order of the Government, the pension case of a GS shall be processed through <strong>'Bhavishya'<\/strong> \u2014 the online pension sanctioning and tracking system.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>In the case of a department\/office\/person <strong>exempted from Bhavishya<\/strong> \u2014 details shall be transmitted in physical mode and the pension case processed <strong>manually<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Where a particular action cannot be performed under Bhavishya \u2014 such action shall be performed <strong>manually<\/strong>.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 54 \u2014 Preparation of List of GS Due for Retirement<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Every Head of Department shall have a list prepared by the <strong>15th day of every month<\/strong> of all GS due to retire within the <strong>next 15 months<\/strong> of that date.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>A copy of every such list shall be supplied to the <strong>Accounts Officer before the last day of every month<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>For retirement <strong>other than superannuation<\/strong> \u2014 the Head of Office shall inform the Accounts Officer <strong>not later than 10 days<\/strong> from the date of issue of the retirement order.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 55 \u2014 Intimation to Directorate of Estates Regarding \"No Demand Certificate\"<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfe0<\/span><span>Immediately after preparing the retirement list, the Head of Office shall obtain from each GS who was or is an <strong>allottee of Government accommodation<\/strong> the complete details and send them to the <strong>Directorate of Estates at least 1 year before retirement<\/strong> \u2014 for issuing a \"No Demand Certificate\" for the period preceding 8 months of retirement.<\/span><\/li>\n <li><span class=\"bi\">\ud83c\udfe0<\/span><span>For retirement <strong>other than superannuation<\/strong> \u2014 details shall be obtained immediately after the retirement order and sent to the Directorate within <strong>10 days<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>A GS who was <strong>never allotted any residential accommodation<\/strong> during service shall submit a <strong>declaration<\/strong> to the Head of Office. The Head of Office, after verification, shall issue the \"No Demand Certificate\" himself.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 56 \u2014 Preparation for Processing of Pension Case<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Every Head of Office shall undertake preparatory work for processing the pension case <strong>1 year before<\/strong> the date of superannuation, or on the date the GS proceeds on <strong>leave preparatory to retirement<\/strong>, whichever is <strong>earlier<\/strong>.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 57 \u2014 Stages for Processing of Pension Case on Superannuation<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1e40af,#3060cc);\">1<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">First Stage \u2014 Verification of Service (Complete 8 Months Before)<\/div>\n <div class=\"ig-flow-text\">\n Head of Office shall go through the <strong>service book<\/strong> and verify whether certificates of verification for service subsequent to the last verification under Rule 30 are recorded.\n <div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 30 \u2014 Periodic Verification of Qualifying Service<\/div>Under Rule 30, two mandatory verifications of qualifying service are conducted: <strong>First verification<\/strong> \u2014 after 18 years of service (Head of Office in consultation with Accounts Officer, result communicated in Format 4); <strong>Second verification<\/strong> \u2014 when the GS has 5 years of service remaining before superannuation. Special verification may also be done on transfer, closure of department, or posts being declared surplus. Once done, the verification is treated as <strong>final<\/strong> and cannot be reopened except on a subsequent change in rules. By the time Stage 1 of Rule 57 begins (1 year before retirement), the Rule 30 verifications should already be on record in the service book \u2014 Rule 57 only picks up the remaining unverified portion after the last Rule 30 verification.<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 30 \u2014 What \"Last Verification\" Means<\/div>Under Rule 30 (Periodic Verification of Qualifying Service), the Head of Office is required to carry out formal verification of qualifying service at two key points: (1) when the GS completes <strong>18 years of service<\/strong>; and (2) when the GS is left with <strong>5 years before superannuation<\/strong>. The result is communicated to the GS in Format 4. Rule 57 Stage 1 picks up from where the last Rule 30 verification stopped \u2014 it verifies all service rendered <em>after<\/em> that last certificate. The verification under Rule 57 must be completed <strong>8 months before superannuation<\/strong>.<\/div><br><br>\n \u2705 Unverified portions verified based on <strong>pay bills, acquittance rolls, last pay certificates, pay slips<\/strong>.<br><br>\n \u2705 If service was rendered in <strong>another office\/department<\/strong> \u2014 the Head of Office shall refer that period to the other office, which shall verify and send certificates within <strong>2 months<\/strong>. If no response within 2 months \u2014 such period shall be <strong>deemed to qualify for pension<\/strong>.<br><br>\n \u2705 If any period is still unverifiable \u2014 GS shall file a <strong>written statement<\/strong> within 1 month declaring the service was rendered, with a sworn declaration. The Head of Office shall admit that period.<br><br>\n \u26a0\ufe0f If a GS gives <strong>incorrect information wilfully<\/strong> to obtain benefits not entitled to \u2014 it shall be construed as <strong>grave misconduct<\/strong>.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">2<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Second Stage \u2014 Making Good Omissions in Service Book<\/div>\n <div class=\"ig-flow-text\">\n Head of Office shall identify <strong>omissions, imperfections or deficiencies<\/strong> having a direct bearing on emoluments and qualifying service. Every effort shall be made to make these good.<br><br>\n Any omission incapable of being made good, and unverified portions about which no statement was submitted \u2014 shall be <strong>ignored<\/strong>. QS determined on the basis of <strong>entries in the service book<\/strong>.<br><br>\n For <strong>emoluments and average emoluments<\/strong> \u2014 Head of Office shall verify correctness of emoluments <strong>only for the period of 24 months preceding retirement<\/strong>, not for any prior period.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">3<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Third Stage \u2014 Communication to GS (Not Later Than 8 Months Before Retirement)<\/div>\n <div class=\"ig-flow-text\">\n As soon as the second stage is completed (but <strong>not later than 8 months before retirement<\/strong>), the Head of Office shall:<br><br>\n \u2705 Furnish to the retiring GS a <strong>certificate of qualifying service, emoluments, and average emoluments<\/strong> proposed for pension\/gratuity calculation.<br><br>\n \u2705 Direct the GS to furnish reasons for non-acceptance (with supporting documents) within <strong>2 months<\/strong>.<br><br>\n \u2705 Advise the GS to submit <strong>Form 4, Form 6<\/strong>, undertaking to Bank in <strong>Format 9<\/strong>, common nomination form in <strong>Form A<\/strong> (Payment of Arrears of Pension Nomination Rules, 1983), and option form for <strong>Fixed Medical Allowance or out-patient medical facility<\/strong>.\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"sec-h\">GS Obligations \u2014 Rule 57<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>The GS shall submit Form 4, Form 6, Format 9, Form A and option form <strong>not later than 6 months<\/strong> before retirement.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>The GS may also apply in Form 6 for <strong>commutation of a percentage of pension<\/strong> under CCS (Commutation of Pension) Rules, 1981.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Where the GS is unable to submit forms due to <strong>bodily or mental infirmity<\/strong> \u2014 the spouse or a family member eligible for family pension may submit Form 4 and Form 6. The GS shall not be entitled to commutation until he himself subsequently applies.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 58 \u2014 Forms for Retirement Other Than Superannuation<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>A GS retiring for reasons <strong>other than superannuation<\/strong> shall submit Form 4, Form 6, Format 9, Form A and option form <strong>immediately after<\/strong> the competent authority has approved such retirement or the retirement has become effective.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Same provisions as Rule 57 for submission by spouse\/family member in case of infirmity apply.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 59 \u2014 Completion of Pension Case<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Superannuation cases (Rule 57):<\/strong> Head of Office shall complete Part I of <strong>Form 7<\/strong> along with the check list and pension calculation sheet <strong>not later than 4 months before retirement<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Other cases (Rule 58):<\/strong> Head of Office shall complete Part I of Form 7 <strong>within 2 months<\/strong> after submission of Form 4 and Form 6.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If a GS dies after retirement and forms under Rule 57\/58 were not submitted \u2014 action shall be taken per <strong>Rule 80(5)<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 80(5) \u2014 What Happens When GS Dies After Retirement Without Submitting Forms<\/div>The Head of Office shall allow the <strong>spouse<\/strong> (or, in absence of spouse, any other eligible family member) to submit the claim in <strong>Form 10<\/strong> along with Form 4 and Format 9. If no family member is eligible for family pension, the gratuity nominee may submit <strong>Form 6<\/strong> instead. The Head of Office then fills up <strong>Form 7<\/strong> (with a specific notation that the GS did not submit Form 6 before death), issues a sanction in <strong>Format 13<\/strong> for family pension if applicable, and forwards the complete papers to the Accounts Officer. The AO authorises pension + retirement gratuity + family pension in the PPO and also authorises payment of <strong>arrears of pension from the date following retirement up to the date of death<\/strong>.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 60 \u2014 Forwarding Pension Case to Accounts Officer<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Head of Office shall forward to the Accounts Officer: copies of <strong>Form 4, Form 6, Format 9<\/strong>; copies of <strong>Form 7<\/strong> (with check list and pension calculation sheet) and covering letter in <strong>Format 10<\/strong>; and the <strong>duly completed service book<\/strong> with supporting documents.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Government dues assessed under Rule 67 and any amount to be withheld per Directorate of Estates shall also be furnished in <strong>Format 10<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 67 \u2014 Government Dues to Be Furnished<\/div>The dues required to be furnished in Format 10 cover: <strong>(i) Accommodation dues<\/strong> \u2014 arrears of licence fee, damages for subletting\/unauthorised occupation\/transfer to ineligible officer, electricity\/water\/PNG charges; and <strong>(ii) Other dues<\/strong> \u2014 balance of house building\/conveyance\/other advances; overpayment of pay\/allowances\/leave salary; and arrears of income tax deductible at source. The Head of Office must assess these <strong>8 months before superannuation<\/strong> (Rule 69). Only these qualifying Government dues can be adjusted against retirement gratuity \u2014 no other dues can be recovered from the gratuity.<\/div>\n<div class=\"box-amber\"><div class=\"box-amber-lbl\">\u23f1\ufe0f Timelines \u2014 Rule 60<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span><strong>Superannuation:<\/strong> Not later than <strong>4 months before<\/strong> superannuation.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span><strong>Other cases:<\/strong> Not later than <strong>2 months after<\/strong> submission of Form 4 and Form 6.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 61 \u2014 Intimation to Accounts Officer Regarding Subsequent Events \/ Dues<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If after forwarding the pension case, any <strong>event occurs having a bearing on the amount of pension<\/strong> \u2014 the fact shall be <strong>promptly reported<\/strong> to the Accounts Officer.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>If any <strong>additional Government dues<\/strong> come to notice after intimating the original dues \u2014 they shall be <strong>promptly reported<\/strong> to the Accounts Officer.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 62 \u2014 Provisional Pension (for Reasons Other Than Departmental\/Judicial Proceedings)<\/div>\n\n<div class=\"ig-formula\"><div class=\"ig-formula-title\">Provisional Pension<\/div><div class=\"ig-formula-eq\">Provisional Pension = 100% of Pension as Admissible + 90% of Gratuity (10% withheld)<\/div><div class=\"ig-formula-note\">Sanctioned from the day following retirement \u00b7 Continues for max 6 months<\/div><\/div>\n\n<div class=\"sec-h\">When Provisional Pension Is Sanctioned<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Where in a superannuation case, after forms have been submitted but the Head of Office <strong>cannot forward papers within time<\/strong>, or the Accounts Officer <strong>returns papers for further information<\/strong>, and the GS is likely to retire before final assessment \u2014 the Head of Office shall determine provisional pension and provisional retirement gratuity.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>In non-superannuation cases \u2014 same process on receipt of forms.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Sanctioning Process \u2014 Rule 62<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>Head of Office shall issue a letter of sanction authorising: <strong>100% of pension as provisional pension<\/strong> from the day following retirement; and <strong>100% of gratuity as provisional gratuity withholding 10%<\/strong> of gratuity (for adjustment of Government dues).<\/span><\/li>\n<\/ul>\n<div class=\"box-amber\"><div class=\"box-amber-lbl\">\u23f1\ufe0f Timelines \u2014 Rule 62<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span><strong>Superannuation cases:<\/strong> Sanction issued <strong>not later than 10 days<\/strong> after retirement.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span><strong>Other cases:<\/strong> Within <strong>1 month<\/strong> from date of Form 4 and Form 6 submission.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Provisional pension shall <strong>not continue beyond 6 months<\/strong> from retirement (or from date of form submission, whichever is later).<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why 6 Months? \u2014 Target for Final Assessment<\/div>The 6-month period is the <em>maximum time<\/em> allowed for the Accounts Officer to assess the final pension and issue the PPO. If final amounts are determined within 6 months \u2014 the AO issues the PPO and the Head of Office disburses the balance gratuity (after adjusting dues). If <em>not<\/em> determined within 6 months \u2014 the AO shall treat the provisional pension and gratuity as <strong>final<\/strong> and issue the PPO immediately. This prevents the GS from remaining indefinitely on provisional pension, which provides less certainty for financial planning in retirement.<\/div>\n<\/div>\n\n<div class=\"sec-h\">Final Assessment and Adjustment<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If final pension and gratuity are determined <strong>within 6 months<\/strong> \u2014 the Accounts Officer shall issue the PPO and direct the Head of Office to disburse the difference between final and provisional gratuity (after adjusting dues).<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If <strong>provisional pension exceeds final pension<\/strong> \u2014 excess may be adjusted out of the withheld 10% gratuity or recovered by short payments of future pension.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span>If <strong>provisional gratuity exceeds final gratuity<\/strong> \u2014 the retired GS shall <strong>not be required to refund<\/strong> the excess. Head of Office shall ensure such overpayments are minimised; officials responsible shall be <strong>accountable<\/strong>.<\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>If final amounts are <strong>not determined within 6 months<\/strong> \u2014 the Accounts Officer shall treat provisional pension and gratuity as <strong>final<\/strong> and issue the PPO immediately.<\/span><\/li>\n <li><span class=\"bi\">\ud83c\udfe0<\/span><span>If the GS was an <strong>allottee of Government accommodation<\/strong> \u2014 the withheld 10% shall be paid on receipt of <strong>\"No Demand Certificate\"<\/strong> from the Directorate of Estates.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why No Recovery of Excess Gratuity?<\/div>The policy here is beneficiary-protective \u2014 the retired GS received the gratuity in good faith based on the provisional assessment by the Head of Office. Since the excess arose due to an administrative error in estimation (not misrepresentation by the GS), it would be unjust to recover it. The Head of Department is required to <strong>fix responsibility<\/strong> on the officials who caused the overpayment, and disciplinary action may follow \u2014 but the financial burden shall not fall on the retiree.<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc What \"No Demand Certificate\" Means (Rule 68)<\/div>The \"No Demand Certificate\" is issued by the Directorate of Estates confirming that there are <strong>no outstanding licence fee, damages, or other dues<\/strong> on account of Government accommodation allotted to the GS. The Directorate must issue this certificate <strong>within 14 days<\/strong> of the GS vacating the accommodation. If the Directorate fails to issue it within 14 days, the GS becomes entitled to <strong>interest at GPF rate<\/strong> on the excess withheld amount (i.e., the 10%) from the date of application until the date of refund.<\/div>\n\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span>Government dues specified in Rule 67 shall be deducted before disbursement of provisional gratuity.<\/span><\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 67 \u2014 Government Dues (What Must Be Deducted)<\/div><strong>\"Government Dues\"<\/strong> means: <strong>(i) Accommodation dues<\/strong> \u2014 arrears of licence fee, damages for subletting\/unauthorised occupation\/transfer to ineligible officer, electricity\/water\/PNG charges; <strong>(ii) Other dues<\/strong> \u2014 balance of house building advance, conveyance advance, or any other advance; overpayment of pay and allowances or leave salary; and arrears of income tax deductible at source under the Income Tax Act, 1961. Only these specific Government dues may be deducted from the retirement gratuity \u2014 <em>no other dues<\/em> not qualifying as \"Government dues\" can be recovered from gratuity.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 63 \u2014 Authorisation of Pension and Gratuity by the Accounts Officer<\/div>\n\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Type of Retirement<\/th><th>Action<\/th><th>Timeline<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Superannuation<\/strong><\/td><td>Apply requisite checks, complete Part II of Form 7, assess pension\/family pension\/gratuity, issue PPO<\/td><td>PPO issued <strong>not later than 2 months in advance<\/strong> of retirement date<\/td><\/tr>\n <tr><td><strong>Other cases<\/strong><\/td><td>Issue PPO after receipt of pension papers from Head of Office<\/td><td>PPO issued within <strong>45 days<\/strong> of receipt of pension papers<\/td><\/tr>\n <tr><td><strong>Forward PPO to CPAO<\/strong><\/td><td>AO forwards PPO to Central Pension Accounting Office for Special Seal of Authority<\/td><td>Within <strong>2 months<\/strong> of receipt of pension papers<\/td><\/tr>\n <tr><td><strong>CPAO issues SSA<\/strong><\/td><td>CPAO issues Special Seal of Authority and forwards to PDA<\/td><td>Within <strong>21 days<\/strong> of receipt of PPO from AO<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"sec-h\">PPO \u2014 Emoluments Verification<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Accounts Officer shall verify correctness of emoluments <strong>only for 24 months preceding retirement<\/strong>, not for any prior period.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">PPO \u2014 Family Pension Details<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udc69<\/span><span>PPO shall indicate the name of the <strong>spouse<\/strong> (if alive) as family pensioner. Where there are <strong>more than one wife alive<\/strong> \u2014 names of all wives with their respective shares.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udc67<\/span><span>Where there are children from a <strong>deceased wife, divorced wife, or void\/voidable marriage<\/strong> \u2014 initially only the surviving wife's name and share shall be indicated. On the pensioner's death, the Accounts Officer shall issue a <strong>Revised Pension Payment Authority<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u267f<\/span><span>Permanently disabled children, dependent parents, and disabled siblings shall also be indicated as family pensioners \u2014 if there is no other family member to whom family pension may become payable before them.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>On receipt of intimation regarding <strong>marriage or remarriage after retirement<\/strong> \u2014 Accounts Officer shall issue a Revised Pension Payment Authority including the new spouse.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Gratuity Disbursement<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Gratuity amount shall be intimated to the Head of Office for disbursement after adjusting <strong>Government dues<\/strong> (Rule 67) and withheld amount (Rule 68 \u2014 Directorate of Estates).<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Departmental\/Judicial Proceedings Pending<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2696\ufe0f<\/span><span>If proceedings are pending \u2014 <strong>provisional pension as per Rule 8<\/strong> shall be authorised. No gratuity until conclusion and final orders.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>After conclusion \u2014 Head of Office shall forward final orders along with <strong>Form 7-A within 30 days<\/strong>. Accounts Officer shall authorise final pension <strong>within 30 days<\/strong> of receipt of Form 7-A.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 8 \u2014 Provisional Pension in Departmental\/Judicial Proceedings<\/div>Where departmental or judicial proceedings are pending or contemplated against a GS at the time of retirement, the Accounts Officer shall authorise <strong>provisional pension equal to the maximum pension admissible<\/strong> based on qualifying service up to the date of retirement (or the date before suspension, if applicable). This provisional pension is payable from the day following retirement until final orders are passed. <strong>No gratuity<\/strong> is paid until the proceedings are concluded and final orders are issued by the President. The provisional pension is adjusted against the final benefits \u2014 and <strong>no recovery<\/strong> is made if the final pension turns out to be less than the provisional pension.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 64 \u2014 Government Servants on Deputation<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 64 \u2014 Why the Borrowing\/Cadre Authority?<\/div>The borrowing department or cadre authority handles the pension case because they have the GS on their muster rolls at the time of retirement and possess all current service records. This avoids routing pension papers through multiple departments and prevents delays. The pension entitlement is still calculated as per the parent\/cadre department's service history, but the <em>administrative processing<\/em> (completing Form 7, forwarding to Accounts Officer) is done by whoever the GS was serving under at the time of retirement.<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Situation<\/th><th>Who Takes Pension Action?<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>GS retiring while on <strong>deputation to another Central Government Department<\/strong><\/td><td>Head of Office of the <strong>Borrowing Department<\/strong><\/td><\/tr>\n <tr><td>GS retiring while on <strong>deputation to a State Government<\/strong><\/td><td>Head of Office or the <strong>Cadre Authority which sanctioned the deputation<\/strong><\/td><\/tr>\n <tr><td>GS retiring while on <strong>foreign service<\/strong><\/td><td>Head of Office or the <strong>Cadre Authority which sanctioned the foreign service<\/strong><\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 65 \u2014 Interest on Delayed Payment of Gratuity, Pension and Family Pension<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Where provisional pension\/family pension\/gratuity has <strong>not been sanctioned<\/strong> in accordance with these rules, or where payment is authorised <strong>later than the due date<\/strong>, and the delay is clearly attributable to <strong>administrative reasons or lapses<\/strong> \u2014 interest shall be paid on arrears at the rate applicable to <strong>General Provident Fund<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span><strong>No interest<\/strong> if the delay was caused by the GS\/pensioner\/family member failing to comply with the prescribed procedure.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Sanctioning Authority for Interest<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfdb\ufe0f<\/span><span>The <strong>Secretary of the Ministry\/Department<\/strong> (or any officer not below Joint Secretary authorised by him) shall consider each case of delayed payment and sanction interest where the delay was due to administrative reasons.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Interest payment shall be made <strong>within 2 months<\/strong> from the date of sanctioning.<\/span><\/li>\n <li><span class=\"bi\">\u2696\ufe0f<\/span><span><strong>Disciplinary action<\/strong> shall be taken against the GS(s) responsible for the delay. Interest payment shall <strong>not wait<\/strong> for the outcome of such disciplinary proceedings.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Period for Which Interest Is Payable<\/div>\n<div class=\"table-wrap\">\n<table class=\"def-table wide-first\">\n <thead><tr><th>Situation<\/th><th>Interest Payable From<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>\ud83d\udcc5 <strong>Superannuation<\/strong><\/td><td>Date following expiry of <strong>3 months from retirement<\/strong> \u2192 up to date of payment<\/td><\/tr>\n <tr><td>\ud83d\udcc5 <strong>Other retirement \/ absorption \/ death<\/strong><\/td><td>Date following expiry of <strong>3 months from retirement\/absorption\/death<\/strong> \u2192 up to date of payment<\/td><\/tr>\n <tr><td>\u2696\ufe0f <strong>Exonerated after dept\/judicial proceedings<\/strong><\/td><td>Date following expiry of <strong>3 months from retirement<\/strong> \u2192 up to date of payment of gratuity and arrears<\/td><\/tr>\n <tr><td>\u2696\ufe0f <strong>Not fully exonerated but pension\/gratuity allowed<\/strong><\/td><td>Date following expiry of <strong>3 months from the order for payment<\/strong> \u2192 up to date of payment<\/td><\/tr>\n <tr><td>\ud83d\udd4a\ufe0f <strong>Proceedings dropped on death<\/strong><\/td><td>Date following expiry of <strong>3 months from death<\/strong> \u2192 up to date of payment of pension, family pension and gratuity<\/td><\/tr>\n <tr><td>\ud83d\udcc8 <strong>Retrospective revision of emoluments \/ liberalisation<\/strong><\/td><td>Date following expiry of <strong>3 months from the revision\/liberalisation order<\/strong> \u2192 up to date of payment of arrears<\/td><\/tr>\n <\/tbody>\n<\/table>\n<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 66 \u2014 Revision of Pension After Authorisation<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc8<\/span><span>Pension and family pension may be revised by the Government in accordance with any general order issued in implementation of <strong>Central Pay Commission recommendations<\/strong> or otherwise. The revised pension shall become the <strong>basic pension<\/strong> for additional pension\/family pension and dearness relief.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udd12<\/span><span>Subject to Rules 7 and 8 \u2014 pension once finally assessed or revised <strong>shall not be revised to the disadvantage<\/strong> of the GS \u2014 unless revision becomes necessary on account of detection of a <strong>clerical error<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span>No adverse revision after <strong>2 years<\/strong> from the date of authorisation\/revision \u2014 without concurrence of the <strong>Department of Pension and Pensioners' Welfare<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>If excess payment was made and was <strong>not due to misrepresentation<\/strong> by the pensioner \u2014 the administrative Ministry shall examine (in consultation with Ministry of Finance, Department of Expenditure) whether recovery can be <strong>waived off<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If not waived \u2014 the pensioner shall be served a <strong>notice to refund within 2 months<\/strong>. If not complied with \u2014 excess shall be adjusted by <strong>short payments of future pension<\/strong> in instalments.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why 2-Year Protection?<\/div>The 2-year protection against adverse revision gives the pensioner a <em>window of certainty<\/em> after pension is fixed or revised. An error in pension calculation may take time to surface. If the Ministry\/Department wants to correct the pension downwards after 2 years, they must get <strong>DoPPW concurrence<\/strong> \u2014 which acts as a check to ensure the recovery is genuinely warranted. If the excess was paid without misrepresentation by the pensioner, the Ministry must also examine (in consultation with Ministry of Finance, Department of Expenditure) whether recovery should be <strong>waived off entirely<\/strong> \u2014 protecting pensioners from financial hardship due to errors not of their making.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 67 \u2014 Recovery and Adjustment of Government Dues<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>The Head of Office shall <strong>ascertain and assess<\/strong> Government dues payable by a retiring GS. Outstanding dues shall be adjusted against <strong>retirement gratuity<\/strong>.<\/span><\/li>\n<\/ul>\n\n<div style=\"background:#fff;border:2px solid #d4a017;border-radius:10px;padding:18px 22px;margin:14px 0;\">\n <div style=\"font-size:10.5px;font-weight:700;color:#8a6800;text-transform:uppercase;letter-spacing:0.14em;display:flex;align-items:center;gap:6px;margin-bottom:14px;\">\ud83d\udcd6 \"Government Dues\" Includes<\/div>\n <ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfe0<\/span><span><strong>Accommodation dues:<\/strong> Arrears of licence fee, damages (for occupation beyond permissible period, subletting, unauthorised occupation, transfer to ineligible office), electricity\/water\/PNG charges.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb3<\/span><span><strong>Other dues:<\/strong> Balance of house building\/conveyance\/any other advance; overpayment of pay and allowances\/leave salary; arrears of income tax deductible at source under the Income Tax Act, 1961.<\/span><\/li>\n <\/ul>\n<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span><strong>Only Government dues<\/strong> shall be adjusted against retirement gratuity. Any other dues which are <strong>not Government dues<\/strong> shall not be recoverable from the gratuity.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 68 \u2014 Adjustment of Dues Pertaining to Government Accommodation<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfe0<\/span><span><strong>Superannuation:<\/strong> Directorate of Estates shall inform the Head of Office <strong>within 2 months<\/strong> of receipt of intimation, if any licence fee is recoverable for the period prior to 8 months of retirement.<\/span><\/li>\n <li><span class=\"bi\">\ud83c\udfe0<\/span><span><strong>Other retirement:<\/strong> Directorate of Estates shall inform <strong>within 1 month<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If no intimation received by the stipulated date \u2014 it shall be <strong>presumed that no licence fee was recoverable<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Head of Office shall ensure licence fee for the last <strong>8 months is recovered monthly<\/strong> from pay and allowances. Any balance \u2014 recovered from gratuity.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Licence fee for <strong>retention of accommodation beyond retirement<\/strong> \u2014 also adjusted from gratuity.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Where Directorate Cannot Determine Dues<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Directorate of Estates shall inform the Head of Office that <strong>10% of gratuity<\/strong> may be withheld pending further information.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>The withheld amount shall be paid immediately on production of <strong>\"No Demand Certificate\"<\/strong> after actual vacation of accommodation.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Directorate of Estates shall issue the No Demand Certificate <strong>within 14 days<\/strong> of application after vacation. If it fails \u2014 interest shall be payable (at GPF rate) on the excess withheld amount from the date of application until the date of refund.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Any remaining unpaid amounts (licence fee, damages, electricity\/water\/PNG) may be ordered by the Directorate to be recovered from <strong>Dearness Relief without the consent of the pensioner<\/strong> \u2014 no DR shall be disbursed until full recovery is made.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 69 \u2014 Adjustment of Dues Other Than Accommodation<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Head of Office shall assess non-accommodation dues <strong>1 year before<\/strong> superannuation (or on date of leave preparatory to retirement, whichever is earlier). Assessment to be completed <strong>8 months before<\/strong> superannuation.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>For <strong>non-superannuation cases<\/strong> \u2014 assessment within <strong>30 days after retirement<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>All assessed dues (including those coming to notice subsequently) outstanding till retirement shall be adjusted against <strong>retirement gratuity<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Connection to Rules 56 & 57<\/div>The \"1 year before\" trigger in Rule 69 aligns with <strong>Rule 56<\/strong> (preparatory work commences 1 year before superannuation). The \"8 months before\" deadline in Rule 69 aligns with <strong>Rule 57 Stage 3<\/strong> (Head of Office communicates qualifying service, emoluments, and average emoluments to the GS not later than 8 months before retirement). By completing the dues assessment at the same time as the Rule 57 communication to the GS, the Head of Office can include the full Government dues picture in the Format 10 forwarding letter to the Accounts Officer (Rule 60), well before the 4-month deadline for forwarding pension papers.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 70 \u2014 Date of Retirement to Be Notified<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Gazetted GS:<\/strong> A notification in the <strong>Official Gazette<\/strong> specifying the date of retirement \u2014 issued within <strong>1 week<\/strong> of retirement.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Non-gazetted GS:<\/strong> An <strong>office order<\/strong> specifying the date of retirement \u2014 issued within <strong>1 week<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>A copy of the notification\/office order shall be forwarded <strong>immediately<\/strong> to the Accounts Officer.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Where a notification for <strong>leave preparatory to retirement<\/strong> was already issued \u2014 no further notification needed on actual retirement (unless leave is curtailed or retirement is ante-dated\/postponed).<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span>Failure to issue the notification\/office order shall <strong>not entitle<\/strong> the GS to continue beyond superannuation. Unless specific orders for <strong>extension of service<\/strong> are issued, the GS shall be <strong>deemed to have retired<\/strong> on attaining the age of superannuation.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Chapter X \u2014 Quick Reference Timeline<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Action<\/th><th>By Whom<\/th><th>When<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>Prepare retirement list<\/td><td>Head of Department<\/td><td>By <strong>15th of every month<\/strong> (for next 15 months)<\/td><\/tr>\n <tr><td>Supply list to Accounts Officer<\/td><td>Head of Department<\/td><td>Before the <strong>last day of every month<\/strong><\/td><\/tr>\n <tr><td>Inform AO \u2014 non-superannuation retirement<\/td><td>Head of Office<\/td><td>Within <strong>10 days<\/strong> of retirement order<\/td><\/tr>\n <tr><td>Intimate Directorate of Estates<\/td><td>Head of Office<\/td><td>At least <strong>1 year before<\/strong> superannuation; within <strong>10 days<\/strong> for others<\/td><\/tr>\n <tr><td>Start preparatory work<\/td><td>Head of Office<\/td><td><strong>1 year before<\/strong> superannuation or LPR date, whichever earlier<\/td><\/tr>\n <tr><td>Complete service verification (Stage 1 & 2); communicate to GS (Stage 3)<\/td><td>Head of Office<\/td><td><strong>8 months before<\/strong> superannuation<\/td><\/tr>\n <tr><td>GS submits Form 4, Form 6, Format 9, Form A, option form<\/td><td>Government Servant<\/td><td><strong>6 months before<\/strong> retirement<\/td><\/tr>\n <tr><td>Complete Part I of Form 7; forward to AO<\/td><td>Head of Office<\/td><td><strong>4 months before<\/strong> superannuation; 2 months after forms for others<\/td><\/tr>\n <tr><td>Issue PPO<\/td><td>Accounts Officer<\/td><td><strong>2 months in advance<\/strong> of superannuation; <strong>45 days<\/strong> for others<\/td><\/tr>\n <tr><td>Forward PPO to CPAO<\/td><td>Accounts Officer<\/td><td>Within <strong>2 months<\/strong> of receipt of papers<\/td><\/tr>\n <tr><td>Issue Special Seal of Authority<\/td><td>CPAO<\/td><td>Within <strong>21 days<\/strong> of receipt of PPO<\/td><\/tr>\n <tr><td>Provisional pension (if needed)<\/td><td>Head of Office<\/td><td>Within <strong>10 days<\/strong> after superannuation; <strong>1 month<\/strong> for others<\/td><\/tr>\n <tr><td>Notify date of retirement \u2014 Gazetted GS<\/td><td>Head of Office<\/td><td>Within <strong>1 week<\/strong> (Official Gazette)<\/td><\/tr>\n <tr><td>Notify date of retirement \u2014 Non-Gazetted GS<\/td><td>Head of Office<\/td><td>Within <strong>1 week<\/strong> (Office Order)<\/td><\/tr>\n <tr><td>Interest on delayed payment sanctioned<\/td><td>Secretary\/Jt. Secretary (Admin. Ministry)<\/td><td>Paid within <strong>2 months<\/strong> of sanctioning<\/td><\/tr>\n <tr><td>No Demand Certificate (DoE \u2014 accommodation vacated)<\/td><td>Directorate of Estates<\/td><td>Within <strong>14 days<\/strong> of application<\/td><\/tr>\n <tr><td>Adverse revision of pension<\/td><td>Ministry\/Department (with DoPPW concurrence)<\/td><td>Not permissible after <strong>2 years<\/strong> without DoPPW concurrence<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<\/div>\n\n<div id=\"ch11\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter XI : Death \/ Missing While in Service \u2014 Rules 71 to 78<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"ig-banner\"><div class=\"ig-banner-title\">\ud83d\udd4a\ufe0f Chapter Overview<\/div><div class=\"ig-banner-text\">Chapter XI lays down a complete procedure for processing claims for <strong>family pension and death gratuity<\/strong> when a Government servant <strong>dies or goes missing<\/strong> while in service \u2014 from obtaining the initial claim to final authorisation by the Accounts Officer. It also covers <strong>adjustment of Government dues<\/strong> and cases where the Government servant dies\/goes missing while <strong>on deputation<\/strong>.<\/div><\/div>\n\n<div class=\"ig-stats\">\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">8<\/div><div class=\"ig-stat-l\">Rules (71\u201378)<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">15 Days<\/div><div class=\"ig-stat-l\">Provisional FP (HoO)<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">1 Month<\/div><div class=\"ig-stat-l\">PPO by Accounts Officer<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">6 Months<\/div><div class=\"ig-stat-l\">Provisional FP Period<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">7 Years<\/div><div class=\"ig-stat-l\">Missing \u2192 Death Gratuity<\/div><\/div>\n<\/div>\n\n\n<div class=\"rule-h\">Rule 71 \u2014 Obtaining of Claims for Family Pension and Gratuity<\/div>\n\n<div class=\"sec-h\">On Death of a Government Servant (in Service)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>On receipt of <strong>intimation or information about the death<\/strong> of a Government servant while in service, the Head of Office shall ascertain whether any <strong>death gratuity<\/strong> or <strong>family pension<\/strong> or both are payable in respect of the deceased GS.<\/span><\/li>\n<\/ul>\n\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#b5182b,#7a0e1c);\">A<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Death Gratuity (Rule 45 eligible family)<\/div>\n <div class=\"ig-flow-text\">\n Head of Office shall ascertain:<br><br>\n (i) Whether the deceased GS had made a <strong>nomination<\/strong> to receive the gratuity; and<br>\n (ii) If <strong>no valid nomination exists<\/strong>, the person(s) to whom gratuity may be payable.<br><br>\n The Head of Office shall then address the persons concerned in <strong>Format 11<\/strong> and invite a claim for gratuity in <strong>Form 9<\/strong>.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1e40af,#2a5abf);\">B<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Family Pension (Rule 50 eligible family)<\/div>\n <div class=\"ig-flow-text\">\n Head of Office shall address the <strong>eligible member of the family or guardian<\/strong> in <strong>Format 12<\/strong> \u2014 inviting a claim for family pension in <strong>Form 10<\/strong> and submission of an <strong>Undertaking to the Bank in Format 9<\/strong>.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">C<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Government Accommodation Dues (if GS was an allottee)<\/div>\n <div class=\"ig-flow-text\">\n <strong>(i) Waiver:<\/strong> Arrears of licence fee for the period <strong>before the date of death<\/strong> shall stand <strong>waived off<\/strong>.<br><br>\n <strong>(ii) Retention by family:<\/strong> If the family retains Government accommodation, licence fee for the month of death and the <strong>first 3 months thereafter<\/strong> shall <strong>not be recovered<\/strong> from the family.<br><br>\n <strong>(iii) Damages:<\/strong> Any dues relating to damages shall be recovered from the death gratuity.<br><br>\n <strong>(iv) Directorate of Estates:<\/strong> Head of Office shall address the Directorate of Estates within <strong>7 days<\/strong> of receipt of information of death \u2014 for issue of <strong>\"No Demand Certificate\"<\/strong> as per Rule 77(1).\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 77(1) \u2014 What the DoE Intimation Must Cover (7-Day Deadline)<\/div>Within <strong>7 days<\/strong> of receipt of death\/disappearance information, the Head of Office must forward to the Directorate of Estates: (a) name and designation; (b) accommodation particulars; (c) date of death\/disappearance; (d) leave status; (e) whether rent-free accommodation; (f) period up to which licence fee was recovered and monthly rate; (g) details of unrecovered licence fee and proposed retention period. The Directorate of Estates must then respond within <strong>1 month<\/strong> with any other outstanding dues. If no response \u2014 it is <strong>presumed that nothing is recoverable<\/strong> and the withheld 10% of gratuity is released. Key concession: <strong>Licence fee for the period before date of death is waived<\/strong>; and if the family retains the accommodation, licence fee for the <strong>month of death + first 3 months thereafter<\/strong> is not recovered.<\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"sec-h\">On Missing of a Government Servant (While in Service)<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">1<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Ascertain Entitlements<\/div>\n <div class=\"ig-flow-text\">Head of Office shall ascertain whether gratuity or family pension or both is payable in respect of the missing GS in accordance with Rule 51.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">2<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Invite Claims \u2014 Format 11 & Format 12<\/div>\n <div class=\"ig-flow-text\">Shall address the eligible family member in <strong>Format 11<\/strong> for gratuity (Form 9) and in <strong>Format 12<\/strong> for family pension (Form 10).<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">3<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Police Report Requirement<\/div>\n <div class=\"ig-flow-text\">\n The eligible family members shall be informed that claims for <strong>family pension and gratuity<\/strong> must be submitted after:<br><br>\n \u2705 Lodging a <strong>First Information Report \/ Daily Diary Entry \/ General Diary Entry<\/strong> with the concerned Police Station; AND<br>\n \u2705 Obtaining a police report confirming the GS <strong>could not be traced despite all efforts<\/strong>.<br><br>\n Claims must be accompanied by: Undertaking to Bank (Format 9), <strong>Indemnity Bond (Format 8)<\/strong>, copy of police report, and the report of non-tracing.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">4<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">No Waiting for Death Certificate<\/div>\n <div class=\"ig-flow-text\">The Head of Office shall <strong>NOT wait<\/strong> for a death certificate from any authority. Action under this rule shall be initiated immediately on receipt of <strong>intimation or credible information in any form<\/strong> about the death of the GS.<\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"box-blue\"><div class=\"box-blue-lbl\">\ud83d\udcd6 Efficiency Instructions \u2014 Rule 71<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>Head of Office shall make <strong>special efforts<\/strong> to obtain claims from the family as early as possible.<\/span><\/li>\n <li><span class=\"bi\">\ud83c\udfe0<\/span><span>If family is <strong>at the place of duty<\/strong> \u2014 forms and documents may be got completed in person.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcec<\/span><span>If family is <strong>outside the place of duty<\/strong> \u2014 all blank forms and documents shall be forwarded to the family with clear instructions, to <strong>avoid unnecessary correspondence and delay<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67<\/span><span>A family member <strong>other than the widow or widower<\/strong> shall submit, along with the claim for family pension, the income\/dependency documents referred to in Rule 50(12)(b).<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 50(12)(b) \u2014 Documents for Proving Non-Earning Status<\/div>Rule 50(12)(b) specifies the documents to establish eligibility: <strong>(i) Last Income Tax Return filed<\/strong>; or <strong>(ii) Certificate from the Sub-Divisional Magistrate<\/strong> declaring the member's income; or <strong>(iii) Any other document<\/strong> that the Head of Office finds acceptable. A member is deemed to be \"earning a livelihood\" if income from sources other than family pension is <em>not less than<\/em> the minimum family pension + Dearness Relief. This document is required annually to confirm continued eligibility. Widows\/widowers are exempt as their eligibility does not depend on income.<\/div>\n<\/div>\n\n<hr class=\"rule-div\">\n\n\n<div class=\"rule-h\">Rule 72 \u2014 Verification of Service and Emoluments for Family Pension and Gratuity<\/div>\n\n<div class=\"sec-h\">Verification of Service<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>The Head of Office shall go through the <strong>service book<\/strong> of the deceased or missing GS and satisfy himself whether <strong>certificates of verification of service for the entire service<\/strong> are recorded therein.<\/span><\/li>\n<\/ul>\n\n<div class=\"box-green\"><div class=\"box-green-lbl\">\ud83d\udccc How to Handle Unverified Service Periods<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>The Head of Office shall <strong>accept the unverified portion of service as verified<\/strong> on the basis of available entries in the service book.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span>He may rely on <strong>any other relevant material<\/strong> to which he has ready access.<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span>While accepting unverified service, the Head of Office shall ensure that service was <strong>continuous<\/strong> and was <strong>not forfeited<\/strong> on account of dismissal, removal, resignation, or <strong>participation in a strike<\/strong>.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<div class=\"sec-h\">Verification of Emoluments<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>For determining emoluments, the Head of Office shall <strong>confine verification to a maximum period of 1 year preceding<\/strong> the date of death or disappearance of the GS.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If the GS was on <strong>extraordinary leave<\/strong> on the date of death\/disappearance \u2014 the correctness of emoluments shall be verified for a maximum period of <strong>1 year preceding the commencement of that extraordinary leave<\/strong>.<\/span><\/li>\n<\/ul>\n\n<div class=\"box-amber\"><div class=\"box-amber-lbl\">\u23f1\ufe0f Timeline \u2014 Rule 72<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>The entire process of <strong>determination of qualifying service and qualifying emoluments<\/strong> shall be completed <strong>within 1 month<\/strong> of receipt of intimation or information regarding the death or disappearance of the GS.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<hr class=\"rule-div\">\n\n\n<div class=\"rule-h\">Rule 73 \u2014 Action to Be Taken When Service Records Are Incomplete<\/div>\n\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span><strong>General Principle (Rule 73(1)):<\/strong> There shall <strong>not be any case<\/strong> where the service book has not been maintained properly. Non-maintenance despite Government orders is a lapses.<\/span><\/div>\n\n<div class=\"sec-h\">Action When Service Book Is Incomplete (Rule 73(2))<\/div>\n<p style=\"font-size:13.5px;color:#666;margin-bottom:12px;font-style:italic;\">Notwithstanding sub-rule (1), if it is not possible to accept unverified service on the basis of entries in the service book \u2014<\/p>\n\n<div class=\"ig-grid\" style=\"grid-template-columns:1fr 1fr;\">\n <div class=\"ig-card\" style=\"border-top:4px solid #1e40af;\">\n <div class=\"ig-card-ico\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67<\/div>\n <div class=\"ig-card-title\">For Family Pension<\/div>\n <div class=\"ig-card-text\">If the family is eligible under Rule 50(1) or Rule 51(1) \u2014 the <strong>amount of family pension and period<\/strong> for which it is payable shall be determined under Rule 50(2) within <strong>1 month<\/strong> from the date of receipt of intimation.\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 50(1), 50(2), 51(1) \u2014 What Each Provides<\/div><strong>Rule 50(1) \u2014 When FP is payable:<\/strong> Family pension is payable when the GS dies after 1 year of continuous service (or even before 1 year if medically fit on appointment), or after retirement while in receipt of a pension\/compassionate allowance. <strong>Rule 51(1) \u2014 Missing GS:<\/strong> Family pension payable to the family of a missing GS under the same conditions as Rule 50(1), effective from the latest of (a) date after leave sanctioned expired, (b) date after pay\/allowances were last paid, or (c) date of lodging FIR\/DDR\/GDE. <strong>Rule 50(2) \u2014 Rates:<\/strong> Normal = 30% of pay; Enhanced = 50% of pay (10 years for death in service; 7 years\/age 67 for death after retirement). Even when records are incomplete, eligibility under Rule 50(1)\/51(1) and rates under Rule 50(2) can be applied immediately, so the family is not kept waiting.<\/div><\/div>\n <\/div>\n <div class=\"ig-card\" style=\"border-top:4px solid #2aab6e;\">\n <div class=\"ig-card-ico\">\ud83c\udf81<\/div>\n <div class=\"ig-card-title\">For Gratuity \u2014 Detailed Steps<\/div>\n <div class=\"ig-card-text\">A multi-step verification procedure applies \u2014 see flow below.<\/div>\n <\/div>\n<\/div>\n\n<div class=\"sec-h\">Step-by-Step Gratuity Verification (Incomplete Records)<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\">1<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Verify from Pay Bills, Acquittance Rolls, LPC, Pay Slips<\/div>\n <div class=\"ig-flow-text\">The Head of Office shall verify unverified service periods from <strong>pay bills, acquittance rolls, last pay certificate, pay slip for April<\/strong> (which shows verification for the previous financial year) \u2014 and record necessary certificates in the service book.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\">2<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Refer to Previous Office\/Department<\/div>\n <div class=\"ig-flow-text\">If service for any period is <strong>not capable of being verified locally<\/strong> because the GS served in another office \u2014 the present Head of Office shall <strong>refer that period to the Head of Office of that other department<\/strong> for verification.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\">3<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Response Within 1 Month<\/div>\n <div class=\"ig-flow-text\">The other Head of Office shall verify and send certificates within <strong>1 month<\/strong>. If any period is incapable of being verified, this shall be <strong>simultaneously communicated<\/strong> to the referring Head of Office.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\">4<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">No Response \u2192 Deemed to Qualify<\/div>\n <div class=\"ig-flow-text\">If <strong>no response is received within 1 month<\/strong>, such period(s) shall be <strong>deemed to qualify for pension<\/strong>. If it is later found that non-qualifying service was not communicated, the <strong>Secretary of the administrative Ministry\/Department<\/strong> shall fix responsibility for such non-communication.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\">5<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Unverifiable Service \u2192 Ignored<\/div>\n <div class=\"ig-flow-text\">If after all efforts, any omission or deficiency remains <strong>incapable of being made good<\/strong>, such unverified service shown in the service book shall be <strong>ignored<\/strong>. The qualifying service for gratuity shall be determined on the basis of <strong>entries in the service book<\/strong>.<\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"box-amber\"><div class=\"box-amber-lbl\">\ud83d\udcb0 Provisional Gratuity (Rule 73(3))<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>Where the <strong>entire service cannot be verified immediately<\/strong> and there is likely to be a delay in determining the final gratuity \u2014 the <strong>provisional gratuity shall be determined on the basis of the spell of qualifying service verified and accepted immediately preceding the date of death<\/strong>. Authorised within <strong>1 month<\/strong> from receipt of intimation. See Rule 75(7) for disbursement details.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<hr class=\"rule-div\">\n\n\n<div class=\"rule-h\">Rule 74 \u2014 Forwarding the Family Pension Case to the Accounts Officer<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udce4<\/span><span>On receipt of the claim(s), the Head of Office shall complete <strong>Form 11<\/strong> in respect of the deceased\/missing GS and send it to the Accounts Officer, along with:<\/span><\/li>\n<\/ul>\n<ul class=\"blist-sub\" style=\"margin-left:32px;margin-top:8px;\">\n <li><span class=\"bsi\">\ud83d\udccb<\/span><span>Covering letter in <strong>Format 10<\/strong><\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccb<\/span><span><strong>Undertaking to the Bank<\/strong> in Format 9 (duly completed)<\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccb<\/span><span>Duly completed and up-to-date <strong>service book<\/strong> of the GS<\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccb<\/span><span>Any other documents relied upon for verification of service<\/span><\/li>\n<\/ul>\n\n<div class=\"box-amber\"><div class=\"box-amber-lbl\">\u23f1\ufe0f Timeline \u2014 Rule 74<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>To be forwarded <strong>not later than 1 month<\/strong> from the date of receipt of the claim by the Head of Office.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<div class=\"sec-h\">Government Dues \u2014 Details to be Furnished in Format 10<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span><strong>(a) Assessed dues:<\/strong> Government dues ascertained under Rule 77 and recoverable out of gratuity before payment is authorised.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span><strong>(b) Dues not yet assessed:<\/strong> Amount of gratuity to be held over \u2014 partly for adjustment of unassessed dues, partly as margin for final determination of gratuity.<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span><strong>Cap on amount withheld:<\/strong> Amount held over under (b) shall be <strong>limited to 10% of the total gratuity<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why 10% Cap? \u2014 Connection to Rule 77<\/div>The 10% cap on withheld gratuity mirrors the Rule 77(1)(vi) provision where the Head of Office withholds 10% of death gratuity pending information from the Directorate of Estates about accommodation dues. The same 10% limit applies here in Rule 74 to prevent excessive withholding for potential unassessed Government dues. This means that even if the total unassessed dues might exceed 10% of gratuity, only 10% can be withheld \u2014 protecting the family from having a disproportionate portion of their gratuity held in limbo. Any dues discovered later that exceed the withheld 10% may be recovered from Dearness Relief without the family's consent (Rule 77(1)(x)).<\/div>\n\n<div class=\"box-green\"><div class=\"box-green-lbl\">\u2705 Important Provision \u2014 Rule 74(2)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>The claim of a family member shall <strong>not be rejected<\/strong> on the ground that <strong>details of such member are not available in Form 4 or office records<\/strong>, if the Head of Office is otherwise satisfied about the eligibility of the family member for grant of family pension under these rules.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<hr class=\"rule-div\">\n\n\n<div class=\"rule-h\">Rule 75 \u2014 Sanction, Drawal and Disbursement of Provisional Family Pension and Provisional Gratuity (by Head of Office)<\/div>\n\n<div class=\"sec-h\">Provisional Family Pension \u2014 Process<\/div>\n\n<div class=\"ig-formula\"><div class=\"ig-formula-title\">Provisional Family Pension<\/div><div class=\"ig-formula-eq\">= Maximum Family Pension admissible under Rule 50<\/div><div class=\"ig-formula-note\">Sanctioned within 15 days of receipt of claim \u00b7 Valid for 6 months<\/div><\/div>\n\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1e40af,#2a5abf);\">1<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Sanction Letter (within 15 Days)<\/div>\n <div class=\"ig-flow-text\">After receiving the claim in Form 10 and being satisfied about eligibility \u2014 the Head of Office shall <strong>draw provisional family pension within 15 days<\/strong>. He shall issue a sanction letter in favour of the claimant(s), endorsing a copy to the Accounts Officer, indicating the amount of provisional family pension.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1e40af,#2a5abf);\">2<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Drawing & Disbursement<\/div>\n <div class=\"ig-flow-text\">The Head of Office shall draw the provisional family pension in the same manner as <strong>pay and allowances of the establishment are drawn<\/strong>. He shall <strong>disburse it immediately<\/strong> (including arrears, if any) after drawing.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1e40af,#2a5abf);\">3<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Duration \u2014 6 Months<\/div>\n <div class=\"ig-flow-text\">Payment of provisional family pension shall continue for <strong>6 months from the date following the date of death<\/strong> \u2014 unless extended under the proviso to Rule 76(1). Head of Office shall <strong>inform the Accounts Officer<\/strong> as soon as the 6-month period (or extended period) is over.\n <div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Proviso to Rule 76(1) \u2014 How Extension Works<\/div>The Accounts Officer shall assess the amount of family pension within <strong>1 month<\/strong> of receipt of the family pension case. If the AO is <strong>unable to assess family pension within 1 month<\/strong> for any reason, he shall communicate this fact to the Head of Office \u2014 specifying the additional period for which the Head of Office should continue disbursing provisional family pension. The Head of Office shall then submit the case to the <strong>Head of Department for approval<\/strong> of the extension and issue a fresh sanction for that extended period. Without this procedure being followed, the HoO has no authority to continue provisional FP beyond 6 months.<\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"sec-h\">Provisional Death Gratuity \u2014 Process (After Case Forwarded to AO)<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">1<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Issue Sanction Letter \u2014 100% Gratuity<\/div>\n <div class=\"ig-flow-text\">After forwarding the family pension case to the Accounts Officer (Rule 74), the Head of Office shall draw <strong>100% of the death gratuity<\/strong> as determined. He shall issue a sanction letter in favour of the claimant(s) and indicate the <strong>amount recoverable from the gratuity under Rule 74(3)<\/strong> (Government dues, 10% withheld).<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">2<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Draw and Disburse Immediately<\/div>\n <div class=\"ig-flow-text\">Draw the 100% death gratuity <strong>after deducting dues as per Rule 74(3)<\/strong>. Disburse immediately after drawing. Head of Office shall inform the Accounts Officer as soon as the provisional gratuity has been paid.\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 74(3) \u2014 Dues to Be Deducted from Death Gratuity<\/div>(a) <strong>Assessed dues:<\/strong> Government dues ascertained and assessed under Rule 77 and recoverable out of the gratuity before payment is authorised; (b) <strong>Unassessed dues:<\/strong> Amount to be held over \u2014 partly for adjustment of dues not yet assessed and partly as margin for adjustment in the light of final determination; (c) <strong>Cap:<\/strong> The maximum amount held over under (b) shall be <strong>limited to 10% of the total gratuity<\/strong>.<\/div><\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"sec-h\">Provisional Gratuity \u2014 When Service Incomplete (Rule 75(7))<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>If the <strong>entire service cannot be verified immediately<\/strong> and there is likely to be a delay \u2014 the gratuity shall be <strong>provisionally determined on the basis of the verified spell of qualifying service immediately preceding the date of death<\/strong>.<\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>If a claim in Form 9 has been received \u2014 the provisional gratuity shall be authorised <strong>within 1 month<\/strong> from the date of receipt of intimation\/information of death.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>The <strong>final gratuity<\/strong> shall be determined within <strong>3 months<\/strong> from the date of authority for provisional gratuity. The balance, if any, shall then be authorised to the beneficiaries.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 45(1)(b) \u2014 Retirement Gratuity Formula Applied Here<\/div>The formula used is: <strong>one-quarter of emoluments for each completed six-monthly period of qualifying service<\/strong>, subject to 16.5x emoluments cap and overall \u20b920 lakh cap (Rule 45(1)(b)). For provisional calculation, only the <em>verified and accepted<\/em> spell of QS immediately before death is counted \u2014 not the full career if parts remain unverified. The balance (once full service is verified within 3 months of the provisional authority) is then authorised separately. This avoids delaying all payment to the family while service verification is completed.<\/div>\n\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span><strong>Key Exam Point:<\/strong> Under Rule 75, the Head of Office draws and disburses \u2014 <strong>provisional family pension within 15 days<\/strong> and <strong>100% provisional death gratuity<\/strong> simultaneously (after deducting dues). The Accounts Officer handles the <strong>final assessment<\/strong> under Rule 76.<\/span><\/div>\n\n<hr class=\"rule-div\">\n\n\n<div class=\"rule-h\">Rule 76 \u2014 Authorisation of Final Family Pension and Balance of Gratuity (by Accounts Officer)<\/div>\n\n<div class=\"sec-h\">PPO \u2014 Timeline and Process<\/div>\n\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Action<\/th><th>Timeline<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Apply requisite checks & assess family pension + gratuity<\/strong><\/td><td>Within <strong>1 month<\/strong> of receipt of family pension case from Head of Office<\/td><\/tr>\n <tr><td><strong>Issue Pension Payment Order (PPO)<\/strong><\/td><td><strong>Not later than 1 month<\/strong> from receipt of family pension case<\/td><\/tr>\n <tr><td><strong>Forward PPO to CPAO (Special Seal of Authority)<\/strong><\/td><td><strong>Within 1 month<\/strong> from receipt of family pension case<\/td><\/tr>\n <tr><td><strong>CPAO issues Special Seal of Authority<\/strong><\/td><td>Within <strong>10 days<\/strong> of receipt of PPO from Accounts Officer<\/td><\/tr>\n <tr><td><strong>Pension Disbursing Authority disburses family pension<\/strong><\/td><td><strong>Not later than 15 days<\/strong> of receipt of Special Seal of Authority from CPAO<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"box-blue\"><div class=\"box-blue-lbl\">\ud83d\udcd6 Emoluments Verification \u2014 Rule 76(1)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2139\ufe0f<\/span><span>The Accounts Officer shall confine the verification of correctness of emoluments to a <strong>maximum period of 1 year preceding the date of death or disappearance<\/strong> of the GS.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<div class=\"sec-h\">Extension of Provisional Family Pension<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If the Accounts Officer is <strong>unable to assess family pension within 1 month<\/strong> \u2014 he shall communicate the fact to the Head of Office to <strong>continue disbursing provisional family pension for such period as the AO specifies<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>The Head of Office shall submit the case to the <strong>Head of Department for approval<\/strong> of the extension. On approval, the Head of Office shall issue a sanction for extension of the provisional family pension period.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">PPO \u2014 Commencement of Family Pension (Deceased Cases)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Where provisional family pension was sanctioned under Rule 75 \u2014 the Accounts Officer shall indicate in the PPO the <strong>date up to which provisional family pension shall continue<\/strong> (paid by Head of Office) and the <strong>date from which family pension by the Pension Disbursing Authority becomes effective<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span><strong>Arrears<\/strong> of family pension for the period of provisional family pension (drawn by Head of Office) shall also be authorised by the Accounts Officer to be paid by the Head of Office.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc This Is Rule 76(2)(d) \u2014 Referenced in Rule 81<\/div>This is the provision that Rule 81(2) refers to when it says \"subject to the provisions of Rule 76(2)(d)\". The family pension commencement date for the PDA is <em>not<\/em> the day after the GS's death \u2014 it is the date following the date on which the provisional family pension (paid by the Head of Office) ceased. The PPO will specifically indicate both dates so there is no gap in payment between the two phases.<\/div>\n\n<div class=\"sec-h\">PPO \u2014 Commencement of Family Pension (Missing GS Cases)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Family pension shall be effective from the <strong>latest of<\/strong>:<\/span><\/li>\n<\/ul>\n<ul class=\"blist-sub\" style=\"margin-left:32px;margin-top:8px;\">\n <li><span class=\"bsi\">\ud83d\udccc<\/span><span>Date following the date up to which <strong>leave was sanctioned<\/strong> to the GS before going missing; or<\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccc<\/span><span>Date up to which <strong>pay and allowances were paid<\/strong>; or<\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccc<\/span><span>Date on which <strong>FIR\/DDR\/GDE was lodged<\/strong> with the Police Station.<\/span><\/li>\n<\/ul>\n<ul class=\"blist\" style=\"margin-top:8px;\">\n <li><span class=\"bi\">\u23f3<\/span><span>Payment of family pension and arrears for the period from the above date to the commencement of payment shall be made by the Pension Disbursing Authority <strong>only after expiry of 6 months<\/strong> from the date of lodging of the police report.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Balance Gratuity \u2014 Death Cases & Missing Cases<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Scenario<\/th><th>AO Action<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Death in Service<\/strong><\/td><td>Determine balance of death gratuity after adjusting dues. Intimate Head of Office to draw and disburse to person(s) to whom provisional gratuity was paid.<\/td><\/tr>\n <tr><td><strong>Missing GS<\/strong><\/td><td>Determine gratuity payable after adjusting dues. Intimate Head of Office \u2014 disburse only <strong>after 6 months from date of lodging police report<\/strong>. AO issues intimation within <strong>1 month<\/strong> of receipt of case.<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"sec-h\">Accommodation Dues Withheld \u2014 Adjustment<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>The amount of gratuity withheld (from Rule 74(3)(b)) shall be adjusted by the Head of Office against outstanding licence fee mentioned in Rule 77(1)(viii). The balance, if any, shall be refunded to the person(s) to whom gratuity was paid.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Over-payment Provisions \u2014 Rule 76(6) & (7)<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Overpayment Type<\/th><th>Recovery Method<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Provisional family pension exceeds final family pension<\/strong><\/td><td>Excess adjusted from <strong>gratuity<\/strong> \u2014 failing which, in <strong>instalments from future family pension<\/strong><\/td><\/tr>\n <tr><td><strong>Provisional gratuity exceeds final gratuity<\/strong><\/td><td>Beneficiary shall <strong>NOT be required to refund<\/strong> excess. Head of Office shall minimise such overpayments. Head of Department shall <strong>fix responsibility<\/strong> for excess payment.<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"sec-h\">Multiple Claimants \u2014 Processing Without Linking (Rule 76(8))<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>If there are multiple eligible family members and one has <strong>not submitted Form 10<\/strong> (family pension claim) \u2014 the case of <strong>other eligible members may be processed without linking<\/strong> it to the pending claim.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span>Similarly, if a family member has not submitted Form 9 (gratuity claim) \u2014 the case of <strong>other eligible members may be processed without linking<\/strong> it.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n\n\n<div class=\"rule-h\">Rule 77 \u2014 Adjustment of Government Dues<\/div>\n\n<div class=\"sec-h\">Part 1 \u2014 Dues Pertaining to Government Accommodation [Rule 77(1)]<\/div>\n\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1e40af,#2a5abf);\">i<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Referral to Directorate of Estates (within 7 Days)<\/div>\n <div class=\"ig-flow-text\">\n If the deceased\/missing GS was an allottee of Government accommodation \u2014 the Head of Office shall, <strong>within 7 days<\/strong> of receipt of information of death or disappearance, forward details to the <strong>Directorate of Estates<\/strong> and request a \"No Demand Certificate\", including:<br>\n (a) Name, designation; (b) Accommodation particulars; (c) Date of death\/disappearance; (d) Leave status; (e) Whether rent-free accommodation; (f) Period up to which licence fee was recovered & rate; (g) Unrecovered amounts, retention period licence fee, amount to be recovered from gratuity; (h) Previous references from DoE.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">ii<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Waiver of Pre-Death Licence Fee + 3 Months Concession<\/div>\n <div class=\"ig-flow-text\">\n \u2705 Dues of licence fee for the period <strong>before the date of death<\/strong> shall be <strong>waived off<\/strong>.<br>\n \u2705 If family retains the accommodation \u2014 licence fee for the <strong>month of death + first 3 months thereafter<\/strong> shall <strong>NOT be recovered<\/strong> from the family.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">v<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Directorate of Estates \u2014 Response Within 1 Month<\/div>\n <div class=\"ig-flow-text\">Directorate of Estates shall scrutinise records for any <strong>dues other than licence fee<\/strong> (damages, electricity, water, PNG etc.) outstanding against the deceased\/missing GS. Amount and period(s) shall be communicated to the Head of Office <strong>within 1 month<\/strong> of receipt of intimation.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">vi<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">10% of Gratuity Withheld Pending DoE Response<\/div>\n <div class=\"ig-flow-text\">Pending receipt of information from the Directorate of Estates under clause (v), the Head of Office shall <strong>withhold 10% of the death gratuity<\/strong>.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1e40af,#2a5abf);\">vii<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">No Response \u2192 Presume Nothing Recoverable \u2192 Release Withheld Amount<\/div>\n <div class=\"ig-flow-text\">If no intimation is received from the Directorate of Estates (within the 1-month period) or the Directorate expresses inability to assess dues \u2014 it shall be <strong>presumed that nothing was recoverable<\/strong>. The withheld 10% shall be <strong>paid to the person(s) to whom the gratuity was paid<\/strong>.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#b5182b,#7a0e1c);\">x<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Remaining Dues \u2014 Recovered from Dearness Relief (Without Consent)<\/div>\n <div class=\"ig-flow-text\">Any licence fee or damages remaining unpaid after adjustment from the withheld gratuity, or any dues intimated by the Directorate after the gratuity has been paid \u2014 may be ordered to be recovered by the Head of Office through the Accounts Officer from <strong>Dearness Relief without the consent of the family pensioner<\/strong>. <strong>No dearness relief shall be disbursed until full recovery is made.<\/strong><\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"sec-h\">Part 2 \u2014 Dues Other Than Government Accommodation [Rule 77(2)]<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Within <strong>15 days<\/strong> of receipt of intimation regarding death or disappearance, the Head of Office shall take steps to ascertain if any dues as referred to in <strong>Rule 67<\/strong> (other than accommodation dues) were recoverable from the deceased\/missing GS \u2014 and recover such <strong>ascertainable dues from the gratuity<\/strong> becoming payable to the family.<\/span><\/li>\n<\/ul>\n\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Type of Dues<\/th><th>Recovery Action<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Pre-death licence fee<\/strong><\/td><td>\u2705 <strong>Waived off<\/strong><\/td><\/tr>\n <tr><td><strong>Month of death + 3 months licence fee (retained accommodation)<\/strong><\/td><td>\u2705 <strong>Not recovered<\/strong> from family<\/td><\/tr>\n <tr><td><strong>Damages \/ unpaid post-concessional period dues<\/strong><\/td><td>Recovered from <strong>death gratuity<\/strong><\/td><\/tr>\n <tr><td><strong>Unresolved accommodation dues (pending DoE response)<\/strong><\/td><td><strong>10% gratuity withheld<\/strong>; released if no response within 1 month<\/td><\/tr>\n <tr><td><strong>Remaining unpaid dues after gratuity adjustment<\/strong><\/td><td>Recovered from <strong>Dearness Relief (without consent)<\/strong><\/td><\/tr>\n <tr><td><strong>Other Government dues (Rule 67)<\/strong><\/td><td>Ascertained within 15 days; adjusted from gratuity<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<hr class=\"rule-div\">\n\n\n<div class=\"rule-h\">Rule 78 \u2014 Payment of Family Pension and Death Gratuity When a GS Dies or Goes Missing While on Deputation<\/div>\n\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Situation<\/th><th>Who Takes Pension Action?<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>GS dies\/goes missing while on <strong>deputation to another Central Government Department<\/strong><\/td><td>Head of Office of the <strong>Borrowing Department<\/strong><\/td><\/tr>\n <tr><td>GS dies\/goes missing while on <strong>deputation to a State Government<\/strong><\/td><td>Head of Office or <strong>Cadre Authority which sanctioned the deputation<\/strong><\/td><\/tr>\n <tr><td>GS dies\/goes missing while on <strong>foreign service<\/strong><\/td><td>Head of Office or <strong>Cadre Authority which sanctioned the foreign service<\/strong><\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"box-blue\"><div class=\"box-blue-lbl\">\ud83d\udcd6 Principle Behind Rule 78<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2139\ufe0f<\/span><span>The borrowing department \/ cadre authority handles the case because they are best placed to collect documents, verify service, and process claims \u2014 ensuring no delays due to cross-referral. The <strong>authorisation of family pension and gratuity shall be in accordance with all other provisions of Chapter XI<\/strong>.<\/span><\/li>\n<\/ul>\n<\/div>\n\n\n<div class=\"sec-h\">Chapter XI \u2014 Quick Reference Summary<\/div>\n<div class=\"table-wrap\">\n<table class=\"def-table wide-first\">\n <thead><tr><th>Rule<\/th><th>Key Actions & Timelines<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>\ud83d\udd4a\ufe0f <strong>Rule 71<\/strong> \u2014 Obtaining Claims<\/td><td>HoO ascertains entitlement; addresses family via Format 11 (gratuity) & Format 12 (FP); no waiting for death certificate; missing cases require FIR\/DDR + police non-tracing report + Indemnity Bond (Format 8).<\/td><\/tr>\n <tr><td>\u2705 <strong>Rule 72<\/strong> \u2014 Verification<\/td><td>Accept unverified service on available entries. Emoluments verified for max 1 year preceding death\/disappearance. Complete within <strong>1 month<\/strong>.<\/td><\/tr>\n <tr><td>\ud83d\udccb <strong>Rule 73<\/strong> \u2014 Incomplete Records<\/td><td>FP determined within 1 month regardless. Gratuity: verify from pay bills \u2192 refer to other dept \u2192 1-month response \u2192 deemed to qualify if no response \u2192 ignore incapable periods.<\/td><\/tr>\n <tr><td>\ud83d\udce4 <strong>Rule 74<\/strong> \u2014 Forward to AO<\/td><td>Form 11 + Format 10 + Format 9 + service book \u2192 AO. Within <strong>1 month<\/strong> of receipt of claim. Indicate dues; 10% withheld (max). Do not reject claim for missing Form 4 details.<\/td><\/tr>\n <tr><td>\ud83d\udcb0 <strong>Rule 75<\/strong> \u2014 HoO Provisional<\/td><td>Provisional FP sanctioned within <strong>15 days<\/strong>; paid for <strong>6 months<\/strong>. 100% provisional death gratuity drawn and disbursed immediately after forwarding case. If service incomplete: provisional gratuity within <strong>1 month<\/strong>, final within <strong>3 months<\/strong>.<\/td><\/tr>\n <tr><td>\ud83c\udfe6 <strong>Rule 76<\/strong> \u2014 AO Final<\/td><td>Assess within <strong>1 month<\/strong>; issue PPO within <strong>1 month<\/strong>. CPAO issues SSA within <strong>10 days<\/strong>. PDA disburses within <strong>15 days<\/strong>. Missing cases: FP from latest of leave-end\/pay-end\/FIR date; 6-month wait on payment. Excess FP \u2192 adjusted from gratuity. Excess gratuity \u2192 NOT recovered from family.<\/td><\/tr>\n <tr><td>\ud83c\udfe0 <strong>Rule 77<\/strong> \u2014 Government Dues<\/td><td>DoE addressed within <strong>7 days<\/strong>. Pre-death licence fee waived. Month of death + 3 months not recovered. 10% withheld; released if no DoE response in <strong>1 month<\/strong>. Non-accommodation dues: ascertain within <strong>15 days<\/strong>. Residual dues recovered from DR without consent.<\/td><\/tr>\n <tr><td>\ud83d\udd04 <strong>Rule 78<\/strong> \u2014 Deputation Cases<\/td><td>Borrowing dept (Central deputation) or cadre authority (State\/foreign service) handles pension action.<\/td><\/tr>\n <\/tbody>\n<\/table>\n<\/div>\n\n<\/div>\n\n\n<div id=\"ch12\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter XII : Sanction of Family Pension and Residuary Gratuity in Respect of Deceased \/ Missing Pensioners or Family Pensioner \u2014 Rules 79 & 80<\/div><\/div><hr class=\"ch-head-line\">\n<div class=\"ig-banner\"><div class=\"ig-banner-title\">\ud83d\udcdc Chapter Overview<\/div><div class=\"ig-banner-text\">Chapter XII deals with sanction of family pension and residuary gratuity on the death or disappearance of a <strong>pensioner or family pensioner<\/strong>. Chapter XIII covers payment timelines and currency. Chapter XIV contains interpretation, power to relax, and the repeal and saving clause.<\/div><\/div>\n\n<div class=\"ig-stats\">\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">1 Month<\/div><div class=\"ig-stat-l\">PDA Commences FP (from PPO)<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">1 Month<\/div><div class=\"ig-stat-l\">HoO Sanctions (from Form 10)<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">1 Month<\/div><div class=\"ig-stat-l\">AO Authorises Payment<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">10 Days<\/div><div class=\"ig-stat-l\">CPAO Issues SSA<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">15 Days<\/div><div class=\"ig-stat-l\">PDA Disburses<\/div><\/div>\n<\/div>\n\n\n<div class=\"sec-h\" style=\"color:#8b1a2b;font-size:17px;border-bottom:2px solid #8b1a2b;padding-bottom:6px;\">Chapter XII \u2014 Sanction of Family Pension and Residuary Gratuity in Respect of Deceased \/ Missing Pensioners or Family Pensioner<\/div>\n\n<div class=\"rule-h\">Rule 79 \u2014 Sanction of Family Pension and Residuary Gratuity on Death \/ Disappearance of a Pensioner or Family Pensioner<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>On receiving intimation of the <strong>death or disappearance of a pensioner<\/strong>, or the death, disappearance, or ineligibility of a <strong>family pensioner<\/strong> \u2014 the Head of Office shall ascertain whether family pension, residuary gratuity, or both are payable, and take action as below.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Sub-rule (2)(a) \u2014 Death of Pensioner: Family Pensioner Named in PPO<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udc69<\/span><span><strong>Widow or Widower:<\/strong> Family pension as indicated in the PPO becomes payable from the <strong>day following the date of death<\/strong>. The Pension Disbursing Authority (PDA) shall commence payment within <strong>1 month<\/strong> of receiving a claim in <strong>Form 12<\/strong> along with the <strong>death certificate<\/strong> and <strong>undertaking to the Bank (Format 9)<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u267f<\/span><span><strong>Permanently disabled child \/ dependent parents \/ disabled siblings (whose names are already in the PPO):<\/strong> PDA shall commence disbursement within <strong>1 month<\/strong> of receiving <strong>Form 12 + death certificate + Format 9<\/strong>, to whichever member is next eligible under Rule 50.<\/span><\/li>\n <li><span class=\"bi\">\u2795<\/span><span><strong>Names NOT previously in PPO<\/strong> (permanently disabled child \/ dependent parents \/ disabled siblings survived by spouse): The <strong>Accounts Officer shall add their names to the PPO<\/strong> on receiving a written communication from the Head of Office, based on a <strong>request made by the spouse of the deceased pensioner in Form 8<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udd04<\/span><span><strong>On the death or ineligibility of the current family pensioner<\/strong> (where the next eligible member's name is in the PPO): PDA shall commence payment to that next member within <strong>1 month<\/strong> of receiving <strong>Form 12 + death certificate + Format 9<\/strong>.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Sub-rule (2)(b) \u2014 Name NOT in PPO \/ New Eligible Member<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcdd<\/span><span>Where the PPO does <strong>not include the name of any family member<\/strong> for family pension; or where family pension has become payable to a member <strong>other than the one named in the PPO<\/strong> \u2014 including a person who became a family member of the pensioner <strong>after his retirement<\/strong> \u2014 the <strong>Head of Office shall sanction family pension in Format 13 within 1 month<\/strong> of receiving the claim in <strong>Form 10<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u267f<\/span><span>On sanctioning family pension under (i), the Head of Office shall also <strong>include the names of permanently disabled children, dependent parents, and disabled siblings<\/strong> as future family pensioners \u2014 if there is no other family member with a prior claim over them.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Sub-rule (3) \u2014 Missing Pensioner or Family Pensioner<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udd0d<\/span><span>Head of Office ascertains entitlement under Rule 51(2) \/ 51(3) and addresses the eligible family member or guardian in <strong>Format 12<\/strong> \u2014 inviting a claim for family pension in <strong>Form 10<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>The claim in Form 10 must be submitted after lodging a police report, and must be accompanied by:<\/span><\/li>\n<\/ul>\n<ul class=\"blist-sub\">\n <li><span class=\"bsi\">\ud83d\udccc<\/span><span><strong>Indemnity Bond in Format 8<\/strong><\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccc<\/span><span>Copy of <strong>FIR \/ Daily Diary Entry \/ General Diary Entry<\/strong> lodged with the concerned Police Station<\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccc<\/span><span>Police report confirming the pensioner \/ family pensioner <strong>could not be traced despite all efforts<\/strong><\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccc<\/span><span><strong>Undertaking to the Bank in Format 9<\/strong><\/span><\/li>\n<\/ul>\n<ul class=\"blist\" style=\"margin-top:14px;\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span><strong>Effective date of family pension<\/strong> \u2014 later of:<\/span><\/li>\n<\/ul>\n<ul class=\"blist-sub\">\n <li><span class=\"bsi\">\ud83d\udcc5<\/span><span>Day following the date up to which <strong>pension or family pension was last paid<\/strong> to the missing pensioner or family pensioner; or<\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udcc5<\/span><span>Date on which the <strong>FIR \/ DDR \/ GDE was lodged<\/strong> with the Police Station<\/span><\/li>\n<\/ul>\n<ul class=\"blist\" style=\"margin-top:14px;\">\n <li><span class=\"bi\">\u23f3<\/span><span><strong>6-month bar on payment:<\/strong> The sanction in Format 13 shall stipulate that the PDA shall not disburse family pension \u2014 including arrears from the effective date \u2014 before the <strong>expiry of 6 months from the date of lodging the police report<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span>A claim shall <strong>not be rejected<\/strong> on the ground that details of the family member are not available in Form 4 or office records \u2014 if the Head of Office is otherwise <strong>satisfied about eligibility under Rule 50<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc4<\/span><span>A family member <strong>other than widow or widower<\/strong> must submit income\/dependency proof as specified in <strong>Rule 50(12)(b)<\/strong> along with the Form 10 claim.<\/span><\/li>\n<\/ul>\n\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 51(2) & (3) \u2014 Effective Date Explained<\/div><strong>Rule 51(2) \u2014 Missing Pensioner:<\/strong> Family pension is payable at the same rates and with the same eligibility conditions as on death of a pensioner. Effective from the later of: date following the date up to which pension was paid; or date of lodging FIR\/DDR\/GDE. <strong>Rule 51(3) \u2014 Missing Family Pensioner:<\/strong> Family pension passes to the next eligible family member at rates applicable as on death of a family pensioner. Effective from the later of: date following the date up to which family pension was last paid; or date of lodging FIR\/DDR\/GDE. In both cases \u2014 payment shall not be made before <strong>6 months from the date of lodging the police report<\/strong>.<\/div>\n\n<div class=\"sec-h\">Sub-rule (4) \u2014 Remarriage of Widow \/ Widower<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udc66<\/span><span><strong>Minor children exist at the time of remarriage:<\/strong> The remarried widow or widower may <strong>continue to draw family pension on behalf of the minor children<\/strong> if he\/she remains their guardian \u2014 by submitting Form 10 with a declaration of continued guardianship. Once the guardian changes, the family pension is paid to the new guardian instead.<\/span><\/li>\n <li><span class=\"bi\">\ud83c\udf82<\/span><span>When a minor child <strong>attains majority<\/strong>: family pension becomes payable <strong>directly to the child<\/strong> \u2014 subject to continued eligibility under Rule 50 after attaining majority.<\/span><\/li>\n <li><span class=\"bi\">\ud83e\uddd1<\/span><span><strong>Adult child at the time of remarriage:<\/strong> Where the child from the deceased GS or pensioner has <strong>already attained majority and is eligible<\/strong> for family pension \u2014 family pension shall be payable to <strong>that child from the date of the parent's remarriage<\/strong>.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Sub-rule (5) \u2014 Minor \/ Mentally Disabled Eligible Person<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udc76<\/span><span>If the person eligible for family pension is a <strong>minor, or suffering from any disorder or disability of mind, or is mentally retarded<\/strong> \u2014 the <strong>guardian may submit Form 10<\/strong> on that person's behalf.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Sub-rule (6) \u2014 Residuary Gratuity<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Where a <strong>residuary gratuity is payable under Rule 45(2)<\/strong> on the death of a retired Government servant \u2014 the Head of Office shall sanction its payment on receiving a claim in <strong>Form 13<\/strong> from the eligible family member(s).<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 45(2) \u2014 Residuary Gratuity: When It Applies<\/div>Payable when a GS eligible for pension dies <strong>within 5 years of retirement<\/strong> and the total amounts actually received by him on account of pension + gratuity + retirement gratuity + commuted value of pension are <strong>less than 12 times his emoluments<\/strong>. The shortfall amount is paid as residuary gratuity to the family in the manner provided under Rule 47.<\/div>\n\n<div class=\"sec-h\">Forms Quick Reference \u2014 Rule 79<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Form \/ Format<\/th><th>Purpose<\/th><th>Filed With \/ By<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Form 8<\/strong><\/td><td>Spouse's request to add disabled children \/ parents \/ siblings to PPO<\/td><td>Spouse \u2192 Head of Office<\/td><\/tr>\n <tr><td><strong>Form 10<\/strong><\/td><td>FP claim \u2014 name NOT in PPO; missing pensioner; remarried guardian; residuary gratuity not applicable<\/td><td>Eligible member \u2192 Head of Office<\/td><\/tr>\n <tr><td><strong>Form 12<\/strong><\/td><td>FP claim \u2014 name IS already in PPO<\/td><td>Eligible member \u2192 PDA directly<\/td><\/tr>\n <tr><td><strong>Form 13<\/strong><\/td><td>Residuary gratuity claim by eligible family member<\/td><td>Eligible member \u2192 Head of Office<\/td><\/tr>\n <tr><td><strong>Format 8<\/strong><\/td><td>Indemnity Bond \u2014 required in missing pensioner cases<\/td><td>Submitted alongside Form 10<\/td><\/tr>\n <tr><td><strong>Format 9<\/strong><\/td><td>Undertaking to the Bank<\/td><td>Submitted with Form 12 or Form 10<\/td><\/tr>\n <tr><td><strong>Format 12<\/strong><\/td><td>HoO letter inviting eligible family member to file a claim<\/td><td>Issued by Head of Office<\/td><\/tr>\n <tr><td><strong>Format 13<\/strong><\/td><td>Sanction letter for family pension \u2014 issued by HoO where name not in PPO<\/td><td>Issued by Head of Office \u2192 forwarded to AO<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"rule-h\">Rule 80 \u2014 Authorisation of Payment by Accounts Officer<\/div>\n\n<div class=\"sec-h\">Sub-rule (1) \u2014 Timeline for AO Authorisation<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>On receipt of the sanction under Rule 79 regarding payment of family pension or of residuary gratuity or of both \u2014 the Accounts Officer shall <strong>authorise the payment within 1 month<\/strong> from the date of receipt of the sanction.<\/span><\/li>\n<\/ul>\n\n<div class=\"box-amber\"><div class=\"box-amber-lbl\">\u23f1\ufe0f Provisos \u2014 Rule 80(1)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span><strong>First Proviso \u2014 Interest on Delayed Gratuity:<\/strong> If the payment of gratuity is delayed and the delay is attributable to <strong>administrative lapses<\/strong> \u2014 interest shall be payable for the period of delay beyond <strong>3 months from the date of submission of claim<\/strong>, and responsibility shall be fixed for such delayed payment in accordance with <strong>Rule 65<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Second Proviso \u2014 Missing Pensioner\/Family Pensioner:<\/strong> In the case of a missing pensioner or family pensioner \u2014 the Accounts Officer shall indicate in the PPO the date up to which the pension or family pension had been paid to the missing pensioner\/family pensioner, and specify that <strong>payment of family pension shall not be paid before the expiry of 6 months<\/strong> from the date of lodging the report with the concerned Police Station.<\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 65 \u2014 Interest Rate & Accountability<\/div>Interest is paid at the rate applicable to the <strong>General Provident Fund<\/strong>. The <strong>Secretary of the Ministry\/Department<\/strong> (or an officer not below Joint Secretary authorised by him) shall sanction the interest payment within <strong>2 months<\/strong> of sanctioning. <strong>Disciplinary action<\/strong> shall be taken against the GS(s) responsible for the delay \u2014 interest payment shall NOT wait for the outcome of such disciplinary proceedings. No interest is payable if the delay was caused by the GS\/pensioner\/family member themselves failing to comply with the prescribed procedure.<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why the 6-Month Bar?<\/div>This 6-month waiting period exists because the missing person may still be alive and could return. The bar prevents premature disbursement to the family in cases where the disappearance may not be permanent. The 6-month period runs from the <strong>date of lodging the FIR\/DDR\/GDE<\/strong> with the police \u2014 not from the date of disappearance. During this 6-month period, the family pension is sanctioned and the PPO is issued, but actual disbursement by the PDA is held back. After 7 years from the date of lodging the police report, or on earlier conclusive establishment of death (whichever is earlier), the <strong>death gratuity<\/strong> also becomes payable.<\/div>\n<\/div>\n\n<div class=\"sec-h\">Sub-rules (2), (3) & (4) \u2014 CPAO Chain<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Authority<\/th><th>Action<\/th><th>Timeline<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Accounts Officer<\/strong><\/td><td>Forward copy of PPO + Format 9 to CPAO for issuing Special Seal of Authority<\/td><td>Within <strong>1 month<\/strong> of receipt of family pension case from Head of Office<\/td><\/tr>\n <tr><td><strong>CPAO<\/strong><\/td><td>Issue Special Seal of Authority and forward it to the PDA along with copy of PPO + Format 9<\/td><td>Within <strong>10 days<\/strong> of receipt of PPO from Accounts Officer<\/td><\/tr>\n <tr><td><strong>Pension Disbursing Authority<\/strong><\/td><td>Disburse family pension from the date on which it becomes due<\/td><td>Within <strong>15 days<\/strong> of receipt of Special Seal of Authority from CPAO<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"sec-h\">Sub-rule (5) \u2014 GS Dies After Retirement Without Submitting Forms (Rule 57\/58 Not Complied)<\/div>\n\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">a<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Claim by Spouse \/ Eligible Family Member<\/div>\n <div class=\"ig-flow-text\">\n The Head of Office shall allow the <strong>spouse of the deceased GS<\/strong> or, in absence of spouse, any other member of the family <strong>eligible to receive family pension<\/strong> to submit the claim in <strong>Form 10<\/strong> along with <strong>Form 4<\/strong> and an <strong>undertaking to the Bank in Format 9<\/strong>.<br><br>\n <strong>Proviso:<\/strong> If there is <strong>no member eligible for family pension<\/strong> \u2014 a member of the family in whose favour a nomination was made for gratuity shall be allowed to submit <strong>Form 6<\/strong> in place of Form 10, indicating bank account details in Form 6.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">b<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Head of Office Fills Form 7<\/div>\n <div class=\"ig-flow-text\">The Head of Office shall fill up <strong>Form 7<\/strong> for payment of pension and retirement gratuity in respect of the deceased retired GS \u2014 with an indication that the case pertains to a <strong>retired GS who did not submit Form 6 and other documents before his death<\/strong>. If a claim for family pension has been submitted in Form 10, the Head of Office shall also issue a <strong>sanction in Format 13<\/strong> for authorisation of family pension to the eligible member.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">c<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Forwarding to Accounts Officer<\/div>\n <div class=\"ig-flow-text\">The Head of Office shall send <strong>Form 4, Form 7, Form 10 or Form 6<\/strong> (as the case may be), <strong>Format 9<\/strong> and <strong>Format 13<\/strong> (if applicable) with a forwarding letter in <strong>Format 10<\/strong> to the Accounts Officer \u2014 for authorisation of pension, retirement gratuity and family pension, if applicable.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">d<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Accounts Officer Authorises \u2014 Including Arrears of Pension<\/div>\n <div class=\"ig-flow-text\">\n The Accounts Officer shall authorise the pension, retirement gratuity and family pension (if applicable) in <strong>Part II of the PPO<\/strong>. He shall also authorise the Head of Office to make payment of <strong>arrears of pension for the period from the date following the date of retirement up to the date of death<\/strong> \u2014 to the member of the family authorised to receive family pension.<br><br>\n <strong>Proviso:<\/strong> If there is <strong>no member eligible for family pension<\/strong> \u2014 arrears of pension shall be paid to the member of the family who has been authorised to receive retirement gratuity.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">e<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Family Pension \u2014 PPO Forwarded to CPAO<\/div>\n <div class=\"ig-flow-text\">If a family pension has been authorised \u2014 the Accounts Officer shall forward a copy of the PPO along with the undertaking to the Bank in Format 9 to <strong>CPAO for issuing a Special Seal of Authority<\/strong> and for disbursement of family pension in accordance with sub-rules (2) to (4).<\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"sec-h\">Rule 79 vs Rule 80 \u2014 Division of Responsibilities<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Feature<\/th><th>Rule 79 \u2014 Head of Office<\/th><th>Rule 80 \u2014 Accounts Officer<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Trigger<\/strong><\/td><td>Receipt of claim \/ intimation of death \/ disappearance<\/td><td>Receipt of sanction from Head of Office<\/td><\/tr>\n <tr><td><strong>When PPO Has Name<\/strong><\/td><td>PDA directly commences (Form 12 + death certificate + Format 9)<\/td><td>Not involved directly \u2014 PDA acts on existing PPO<\/td><\/tr>\n <tr><td><strong>When PPO Doesn't Have Name<\/strong><\/td><td>Sanctions family pension in Format 13 within 1 month<\/td><td>Authorises payment within 1 month of receipt of sanction<\/td><\/tr>\n <tr><td><strong>Missing Cases<\/strong><\/td><td>Sanctions FP in Format 13 (from later of pay-cessation\/FIR date); 6-month bar on payment<\/td><td>Indicates in PPO the date up to which FP\/pension was paid; specifies 6-month bar<\/td><\/tr>\n <tr><td><strong>GS Dies After Retirement (No Forms)<\/strong><\/td><td>Fills Form 7; issues Format 13 (if FP); forwards Form 4\/7\/10 or 6 + Format 9\/10\/13 to AO<\/td><td>Authorises pension + retirement gratuity + FP in Part II of PPO; authorises arrears to FP recipient<\/td><\/tr>\n <tr><td><strong>CPAO Chain<\/strong><\/td><td>N\/A<\/td><td>Forwards PPO + Format 9 to CPAO within 1 month<\/td><\/tr>\n <tr><td><strong>Residuary Gratuity<\/strong><\/td><td>Sanctions on receipt of claim in Form 13<\/td><td>Authorises payment<\/td><\/tr>\n <tr><td><strong>Interest on Delay<\/strong><\/td><td>N\/A<\/td><td>Payable if delay beyond 3 months from submission of claim; responsibility fixed per Rule 65<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n\n<\/div>\n\n<div id=\"ch13\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter XIII : Payment of Pensions \u2014 Rules 81 to 84<\/div><\/div><hr class=\"ch-head-line\">\n\n\n\n<div class=\"rule-h\">Rule 81 \u2014 Date from Which Pension Becomes Payable<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Subject to the provisions of Rule 8, a pension <strong>other than family pension<\/strong> shall become payable from the <strong>date on which a Government servant ceases to be borne on the establishment<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Subject to the provisions of Rule 76(2)(d) and Rule 79(3)(iv) \u2014 <strong>family pension<\/strong> shall be payable from the <strong>date following the date<\/strong> on which a Government servant or a pensioner dies, or a family pensioner dies or becomes ineligible.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span>Pension including family pension shall be <strong>payable for the day on which its recipient dies<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 8 \u2014 What This Means Here<\/div>The President may <strong>withhold or withdraw pension<\/strong> (full or part, permanently or for a specified period) if the pensioner is found guilty of <strong>grave misconduct or negligence<\/strong> during service in departmental or judicial proceedings. Where proceedings are pending at the time of retirement, <strong>only provisional pension is payable<\/strong> \u2014 the final pension is determined after the conclusion of proceedings. Thus, Rule 8 is a condition precedent: pension becomes payable from the date of ceasing to be on the establishment, <em>except<\/em> where it is withheld, withdrawn, or replaced by provisional pension under Rule 8.<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 76(2)(d) \u2014 What This Means Here<\/div><strong>Death of a GS in service:<\/strong> Where provisional family pension was sanctioned by the Head of Office under Rule 75, the family pension by the Pension Disbursing Authority shall be effective from the <strong>date following the date on which the payment of provisional family pension ceased<\/strong> (i.e., after the 6-month provisional period ends). The Accounts Officer indicates in the PPO: (a) the date up to which provisional FP shall continue to be paid by the Head of Office; and (b) the date from which payment by the PDA becomes effective. Thus, for GS who die in service, the PDA commencement date is <em>not necessarily<\/em> the day after death \u2014 it follows after the provisional FP phase.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 82 \u2014 Currency in Which Pension Is Payable<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83d\udcb0<\/span><span>All pensions including gratuities admissible under these rules shall be payable <strong>in rupees in India only<\/strong>.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 83 \u2014 Manner of Payment of Gratuity and Pension<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Except as otherwise provided \u2014 a <strong>gratuity shall be paid in lump sum<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>A pension fixed at monthly rates shall be payable <strong>monthly on or after the last working day of the month<\/strong> to which the pension relates \u2014 <strong>except for the month of March<\/strong>, when it shall be payable on or after the <strong>1st working day of April<\/strong>.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 84 \u2014 Application of Other Rules<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Rules Applicable<\/th><th>In Regard To<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Treasury Rules of the Central Government<\/strong><\/td><td>(i) Procedure for payment of gratuity; (ii) Pension; (iii) Pension undrawn for more than a year; (iv) Pension in respect of deceased pensioner<\/td><\/tr>\n <tr><td><strong>CCS (Commutation of Pension) Rules, 1981<\/strong><\/td><td>Commutation of pension authorised under these rules; payment of commuted value of pension; and <strong>restoration of commuted pension on expiry of the period of commutation<\/strong><\/td><\/tr>\n <tr><td><strong>Payment of Arrears of Pension (Nominations) Rules, 1983<\/strong><\/td><td>Nomination for receiving the arrears of pension after the death of pensioners<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n\n<\/div>\n\n<div id=\"ch14\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter XIV : Miscellaneous \u2014 Rules 85 to 87<\/div><\/div><hr class=\"ch-head-line\">\n\n\n\n<div class=\"rule-h\">Rule 85 \u2014 Interpretation<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u2696\ufe0f<\/span><span>Where any doubt arises as to the interpretation of these rules, it shall be referred for decision to the Government \u2014 in the <strong>Department of Pension and Pensioners' Welfare<\/strong> or the <strong>Department of Personnel and Training<\/strong>, depending upon the rule or the subject on which a decision is required and the Department which is concerned with that rule or subject.<\/li><\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc DoPPW vs DoPT \u2014 Which Department Decides What<\/div><strong>DoPPW<\/strong> (Department of Pension & Pensioners' Welfare) handles all matters relating to <em>pension policy<\/em> \u2014 amount of pension, family pension rates, dearness relief, commutation, residuary gratuity, and the processing\/authorisation rules. <strong>DoPT<\/strong> (Department of Personnel & Training) handles <em>service-related<\/em> matters \u2014 qualifying service, conduct rules, disciplinary proceedings, voluntary\/premature retirement conditions, and employment after retirement. When a doubt arises, the rule itself indicates which department is \"concerned\" \u2014 e.g. a doubt about Rule 7 (future good conduct) goes to DoPT; a doubt about Rule 44 (pension amount) goes to DoPPW.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 86 \u2014 Power to Relax<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>Where any Ministry or Department of the Government is satisfied that the operation of any of these rules causes <strong>undue hardship in any particular case<\/strong>, that Ministry or Department may, by order (for reasons to be <strong>recorded in writing<\/strong>), <strong>dispense with or relax<\/strong> the requirements of that rule \u2014 to such extent and subject to such exceptions and conditions as it may consider necessary for dealing with the case in a <strong>just and equitable manner<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span><strong>Proviso:<\/strong> No such order shall be made except with the <strong>concurrence<\/strong> of the Department of Pension and Pensioners' Welfare or the Department of Personnel and Training \u2014 depending upon the rule or the subject on which a relaxation is required and the Department which is concerned with that rule or subject.<\/span><\/li>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc DoPPW vs DoPT \u2014 Which Department Interprets Which Rules?<\/div><strong>DoPPW (Department of Pension & Pensioners\u2019 Welfare)<\/strong> handles interpretations relating to: pension amounts, family pension, gratuity, dearness relief, commutation, and all procedural matters under Chapters IV\u2013XIV (Rules 31\u201387). <strong>DoPT (Department of Personnel & Training)<\/strong> handles interpretations relating to: service conditions, disciplinary matters, qualifying service, and general conditions of service under Chapters I\u2013III. The same division applies under Rule 86 (power to relax) \u2014 the Ministry seeking relaxation must get concurrence from whichever department is concerned with that particular rule or subject.<\/div>\n<\/ul>\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span><strong>Exam Tip \u2014 Rule 86:<\/strong> Relaxation is for <strong>individual cases of undue hardship only<\/strong> (not for general application); reasons must be <strong>recorded in writing<\/strong>; and <strong>concurrence of DoPPW or DoPT<\/strong> (as relevant) is mandatory before any order is made.<\/span><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 87 \u2014 Repeal and Saving<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\uddd1\ufe0f<\/span><span><strong>Sub-rule (1):<\/strong> On the commencement of these rules, every rule [including <strong>Central Civil Services (Pension) Rules, 1972<\/strong>], regulation or order including Office Memorandum (hereinafter referred to as the \"old rule\") in force immediately before such commencement shall, in so far as it provides for any of the matters contained in these rules, <strong>cease to operate<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc What \"Cease to Operate\" Means<\/div>\"Cease to operate\" means the 1972 Rules and related OMs\/regulations are <strong>repealed<\/strong> from the date of commencement of the 2021 Rules (20.12.2021) \u2014 but only to the extent they cover matters now covered by the 2021 Rules. The saving clauses in sub-rule (2) ensure that: (a) actions taken under old rules are deemed valid; (b) pending cases of GS who retired before 20.12.2021 are processed under old rules; (c) new nominations\/forms required but not yet made must be made under the new rules. The 1972 Rules are <em>not<\/em> repealed entirely for all purposes \u2014 they continue to govern pending cases even after 20.12.2021.<\/div>\n\n<div class=\"sec-h\">Sub-rule (2) \u2014 Saving Provisions (Notwithstanding the Cesser of Operation)<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Clause<\/th><th>Saving Provision<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>(a)(i)<\/strong><\/td><td>Every <strong>nomination for the payment of gratuity<\/strong> made under the old rule shall be <strong>deemed to have been made<\/strong> under the corresponding provisions of these rules.<\/td><\/tr>\n <tr><td><strong>(a)(ii)<\/strong><\/td><td>Every <strong>form regarding details of family of a Government servant<\/strong> for the purpose of Family Pension made under the old rule shall be <strong>deemed to have been made<\/strong> under these rules.<\/td><\/tr>\n <tr><td><strong>(a)(iii)<\/strong><\/td><td>Every <strong>formal application for the sanction of pension<\/strong> made under the old rule shall be <strong>deemed to have been made<\/strong> under the corresponding provisions of these rules.<\/td><\/tr>\n <tr><td><strong>(b)<\/strong><\/td><td>Any nomination or form <strong>required but not yet made<\/strong> before commencement \u2014 shall be made <strong>after commencement in accordance with the provisions of these rules<\/strong>.<\/td><\/tr>\n <tr><td><strong>(c)<\/strong><\/td><td>Any case pertaining to the <strong>authorisation of pension to a GS who retired before commencement<\/strong> and is pending \u2014 shall be disposed of in accordance with the <strong>old rule<\/strong> as if these rules had not been made.\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Practical Implication \u2014 Pre-20.12.2021 Retirees<\/div>Any Government servant who retired on or before <strong>19th December, 2021<\/strong> (the day before commencement of the 2021 Rules) and whose pension\/gratuity case is still pending with the Head of Office or the Accounts Officer shall be processed under the <strong>CCS (Pension) Rules, 1972<\/strong> \u2014 not the 2021 Rules. This ensures that such retirees are not disadvantaged or confused by a mid-process change of rules. However, if a revision or liberalisation is ordered after commencement and is intended to benefit pre-2021 retirees, the revised rates\/conditions from the new rules would apply to them prospectively through a specific Government order.<\/div><\/td><\/tr>\n <tr><td><strong>(d)<\/strong><\/td><td>Any case pertaining to the <strong>authorisation of gratuity and family pension to the family of a deceased GS or a deceased pensioner<\/strong> and is pending \u2014 shall be disposed of in accordance with the <strong>old rule<\/strong>.<\/td><\/tr>\n <tr><td><strong>(e)<\/strong><\/td><td>Subject to clauses (c) and (d) \u2014 anything done or any action taken under the old rule shall be <strong>deemed to have been done or taken<\/strong> under the corresponding provisions of these rules.<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"box-amber\"><div class=\"box-amber-lbl\">\ud83d\udccc Key Takeaway \u2014 Repeal & Saving (Rule 87)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2139\ufe0f<\/span><span>The CCS (Pension) Rules, 1972 are repealed. <strong>Pending cases<\/strong> of GS who retired before commencement and cases pertaining to deceased GS\/pensioners continue under the <strong>old rules<\/strong>. All existing nominations, family forms, and pension applications are <strong>deemed valid<\/strong> under the new rules. New nominations\/forms required but not yet made must be made under the new rules. This ensures a <strong>smooth transition without disrupting ongoing pension cases<\/strong>.<\/span><\/li>\n<\/ul>\n<\/div>\n\n\n<\/div>\n\n\n <\/div>\n <\/main>\n<\/div>\n\n<script>\nconst ALL=['ch1','ch2','ch3','ch4','ch5','ch6','ch7','ch8','ch9','ch10','ch11','ch12','ch13','ch14'];\nconst NM={\n 'ch1':'Chapter I \u2014 Preliminary',\n 'ch2':'Chapter II \u2014 General Conditions',\n 'ch3':'Chapter III \u2014 Qualifying Service',\n 'ch4':'Chapter IV \u2014 Emoluments',\n 'ch5':'Chapter V \u2014 Classes of Pensions',\n 'ch6':'Chapter VI \u2014 Premature & Voluntary Retirement',\n 'ch7':'Chapter VII \u2014 Pension & Gratuity',\n 'ch8':'Chapter VIII \u2014 Family Pension',\n 'ch9':'Chapter IX \u2014 Dearness Relief',\n 'ch10':'Chapter X \u2014 Processing & Authorisation (Rules 53\u201370)',\n 'ch11':'Chapter XI \u2014 Death \/ Missing While in Service (Rules 71\u201378)',\n 'ch12':'Chapter XII \u2014 Deceased \/ Missing Pensioner (Rules 79\u201380)',\n 'ch13':'Chapter XIII \u2014 Payment 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grid-template-columns: 1fr; }\n}\n\n\/* \u2550\u2550\u2550 CROSS-REFERENCE NOTE BOX \u2550\u2550\u2550 *\/\n.ref-note { background: #f5f0ff; border: 1px solid #c8b8f0; border-left: 4px solid #7c3aed; border-radius: 7px; padding: 11px 15px; margin: 10px 0 10px 30px; font-size: 13px; color: #3b2066; line-height: 1.7; }\n.ref-note-lbl { font-size: 10px; font-weight: 700; color: #7c3aed; text-transform: uppercase; letter-spacing: 0.12em; display: flex; align-items: center; gap: 5px; margin-bottom: 7px; }\n.ref-note strong { color: #5b21b6; }\n<\/style>\n<\/head>\n<body>\n<div class=\"breadcrumb-bar\">\n <a href=\"#\">Home<\/a><span>\/<\/span><a href=\"#\">Notes<\/a><span>\/<\/span><a href=\"#\">CCS (Pension) Rules, 2021<\/a><span>\/<\/span><strong id=\"bc-rule\">Chapter I \u2014 Preliminary<\/strong>\n<\/div>\n\n<div class=\"wrapper\">\n <aside class=\"sidebar\"><div class=\"sidebar-inner\">\n <div class=\"sb-brand\"><div class=\"ico\">\ud83c\udfdb\ufe0f<\/div><div class=\"name\">CSS ADDA<\/div><div class=\"sub\">Promotion Exams Portal<\/div><div class=\"pill\">CCS Pension Rules 2021<\/div><\/div>\n <div class=\"toc-hd\">\ud83d\udccb Table of Contents<\/div>\n <div class=\"toc-sub\">The Central Civil Services (Pension) Rules, 2021<\/div>\n\n <div class=\"toc-ch-hd\">Chapter I \u2014 Preliminary<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch1\"><span class=\"toc-ic\">\ud83d\udccc<\/span><span class=\"toc-tx\">Rule 1 \u2014 Short Title & Commencement<\/span><span class=\"toc-n\">01<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch1\"><span class=\"toc-ic\">\ud83d\udccb<\/span><span class=\"toc-tx\">Rule 2 \u2014 Application<\/span><span class=\"toc-n\">02<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch1\"><span class=\"toc-ic\">\ud83d\udcd6<\/span><span class=\"toc-tx\">Rule 3 \u2014 Definitions<\/span><span class=\"toc-n\">03<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch1\"><span class=\"toc-ic\">\ud83d\udd04<\/span><span class=\"toc-tx\">Rule 4 \u2014 Transfer from Non-Applicable Services<\/span><span class=\"toc-n\">04<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter II \u2014 General Conditions<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch2\"><span class=\"toc-ic\">\u2696\ufe0f<\/span><span class=\"toc-tx\">Rule 5 \u2014 Claims to Pension or Family Pension<\/span><span class=\"toc-n\">05<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch2\"><span class=\"toc-ic\">\ud83d\udd22<\/span><span class=\"toc-tx\">Rule 6 \u2014 Limitation on Number of Pensions<\/span><span class=\"toc-n\">06<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch2\"><span class=\"toc-ic\">\ud83d\udd12<\/span><span class=\"toc-tx\">Rule 7 \u2014 Future Good Conduct<\/span><span class=\"toc-n\">07<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch2\"><span class=\"toc-ic\">\u26a0\ufe0f<\/span><span class=\"toc-tx\">Rule 8 \u2014 Power to Withhold\/Withdraw Pension<\/span><span class=\"toc-n\">08<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch2\"><span class=\"toc-ic\">\ud83d\udcbc<\/span><span class=\"toc-tx\">Rule 9 \u2014 Commercial Employment After Retirement<\/span><span class=\"toc-n\">09<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch2\"><span class=\"toc-ic\">\ud83c\udf10<\/span><span class=\"toc-tx\">Rule 10 \u2014 Employment Under Foreign Govt<\/span><span class=\"toc-n\">10<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter III \u2014 Qualifying Service<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83d\udcc5<\/span><span class=\"toc-tx\">Rule 11 \u2014 Commencement of Qualifying Service<\/span><span class=\"toc-n\">11<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\u2705<\/span><span class=\"toc-tx\">Rule 12 \u2014 Conditions for Qualifying<\/span><span class=\"toc-n\">12<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83c\udfdb\ufe0f<\/span><span class=\"toc-tx\">Rule 13 \u2014 Service in State Government<\/span><span class=\"toc-n\">13<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83c\udfe2<\/span><span class=\"toc-tx\">Rule 14 \u2014 Service in Autonomous Bodies<\/span><span class=\"toc-n\">14<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83d\udc77<\/span><span class=\"toc-tx\">Rule 15 \u2014 Temporary \/ Casual Labourers<\/span><span class=\"toc-n\">15<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83d\udccb<\/span><span class=\"toc-tx\">Rules 16\u201318 \u2014 Probation, Apprentice, Contract<\/span><span class=\"toc-n\">16-18<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83c\udf96\ufe0f<\/span><span class=\"toc-tx\">Rules 19\u201320 \u2014 Re-employed & Military Service<\/span><span class=\"toc-n\">19-20<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83c\udfd6\ufe0f<\/span><span class=\"toc-tx\">Rules 21\u201323 \u2014 Leave, Training, Suspension<\/span><span class=\"toc-n\">21-23<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\u2696\ufe0f<\/span><span class=\"toc-tx\">Rules 24\u201328 \u2014 Forfeiture, Interruption, Condonation<\/span><span class=\"toc-n\">24-28<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch3\"><span class=\"toc-ic\">\ud83c\udf0d<\/span><span class=\"toc-tx\">Rules 29\u201330 \u2014 UN Deputation & Verification<\/span><span class=\"toc-n\">29-30<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter IV \u2014 Emoluments<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch4\"><span class=\"toc-ic\">\ud83d\udcb0<\/span><span class=\"toc-tx\">Rule 31 \u2014 Emoluments<\/span><span class=\"toc-n\">31<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch4\"><span class=\"toc-ic\">\ud83d\udcca<\/span><span class=\"toc-tx\">Rule 32 \u2014 Average Emoluments<\/span><span class=\"toc-n\">32<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter V \u2014 Classes of Pensions<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch5\"><span class=\"toc-ic\">\ud83c\udfc5<\/span><span class=\"toc-tx\">Rule 33 \u2014 Superannuation Pension<\/span><span class=\"toc-n\">33<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch5\"><span class=\"toc-ic\">\ud83d\udeaa<\/span><span class=\"toc-tx\">Rule 34 \u2014 Retiring Pension<\/span><span class=\"toc-n\">34<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch5\"><span class=\"toc-ic\">\ud83c\udfdb\ufe0f<\/span><span class=\"toc-tx\">Rules 35\u201338 \u2014 Absorption Pension<\/span><span class=\"toc-n\">35-38<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch5\"><span class=\"toc-ic\">\ud83c\udfe5<\/span><span class=\"toc-tx\">Rule 39 \u2014 Invalid Pension<\/span><span class=\"toc-n\">39<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch5\"><span class=\"toc-ic\">\u2696\ufe0f<\/span><span class=\"toc-tx\">Rule 40 \u2014 Compulsory Retirement Pension<\/span><span class=\"toc-n\">40<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch5\"><span class=\"toc-ic\">\ud83e\udd32<\/span><span class=\"toc-tx\">Rule 41 \u2014 Compassionate Allowance<\/span><span class=\"toc-n\">41<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter VI \u2014 Premature & Voluntary Retirement<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch6\"><span class=\"toc-ic\">\ud83d\udcc5<\/span><span class=\"toc-tx\">Rule 42 \u2014 Retirement on 30 Yrs QS<\/span><span class=\"toc-n\">42<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch6\"><span class=\"toc-ic\">\u270d\ufe0f<\/span><span class=\"toc-tx\">Rule 43 \u2014 Voluntary Retirement on 20 Yrs QS<\/span><span class=\"toc-n\">43<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter VII \u2014 Pension & Gratuity<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch7\"><span class=\"toc-ic\">\ud83d\udcca<\/span><span class=\"toc-tx\">Rule 44 \u2014 Amount of Pension<\/span><span class=\"toc-n\">44<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch7\"><span class=\"toc-ic\">\ud83c\udf81<\/span><span class=\"toc-tx\">Rule 45 \u2014 Retirement & Death Gratuity<\/span><span class=\"toc-n\">45<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch7\"><span class=\"toc-ic\">\ud83d\udcdd<\/span><span class=\"toc-tx\">Rule 46 \u2014 Nominations<\/span><span class=\"toc-n\">46<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch7\"><span class=\"toc-ic\">\ud83d\udc64<\/span><span class=\"toc-tx\">Rules 47\u201349 \u2014 Payee, Debarring, Lapse<\/span><span class=\"toc-n\">47-49<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter VIII \u2014 Family Pension<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch8\"><span class=\"toc-ic\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67<\/span><span class=\"toc-tx\">Rule 50 \u2014 Family Pension<\/span><span class=\"toc-n\">50<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch8\"><span class=\"toc-ic\">\ud83d\udd0d<\/span><span class=\"toc-tx\">Rule 51 \u2014 Missing GS\/Pensioner<\/span><span class=\"toc-n\">51<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter IX \u2014 Dearness Relief<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch9\"><span class=\"toc-ic\">\ud83d\udcc8<\/span><span class=\"toc-tx\">Rule 52 \u2014 Dearness Relief<\/span><span class=\"toc-n\">52<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter X \u2014 Processing & Authorisation<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udcbb<\/span><span class=\"toc-tx\">Rule 53 \u2014 Processing Through Bhavishya<\/span><span class=\"toc-n\">53<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udccb<\/span><span class=\"toc-tx\">Rule 54 \u2014 List of GS Due for Retirement<\/span><span class=\"toc-n\">54<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83c\udfe0<\/span><span class=\"toc-tx\">Rule 55 \u2014 No Demand Certificate (DoE)<\/span><span class=\"toc-n\">55<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udcc5<\/span><span class=\"toc-tx\">Rule 56 \u2014 Preparation for Processing<\/span><span class=\"toc-n\">56<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\u2699\ufe0f<\/span><span class=\"toc-tx\">Rule 57 \u2014 Stages for Processing (Superannuation)<\/span><span class=\"toc-n\">57<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udcdd<\/span><span class=\"toc-tx\">Rule 58 \u2014 Forms for Other Retirements<\/span><span class=\"toc-n\">58<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\u2705<\/span><span class=\"toc-tx\">Rule 59 \u2014 Completion of Pension Case<\/span><span class=\"toc-n\">59<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udce4<\/span><span class=\"toc-tx\">Rule 60 \u2014 Forwarding Case to Accounts Officer<\/span><span class=\"toc-n\">60<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udd14<\/span><span class=\"toc-tx\">Rule 61 \u2014 Subsequent Events \/ Dues<\/span><span class=\"toc-n\">61<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udcb0<\/span><span class=\"toc-tx\">Rule 62 \u2014 Provisional Pension<\/span><span class=\"toc-n\">62<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83c\udfe6<\/span><span class=\"toc-tx\">Rule 63 \u2014 Authorisation of Pension & Gratuity (AO)<\/span><span class=\"toc-n\">63<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udd04<\/span><span class=\"toc-tx\">Rule 64 \u2014 GS on Deputation<\/span><span class=\"toc-n\">64<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\u23f1\ufe0f<\/span><span class=\"toc-tx\">Rule 65 \u2014 Interest on Delayed Payment<\/span><span class=\"toc-n\">65<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udcc8<\/span><span class=\"toc-tx\">Rule 66 \u2014 Revision of Pension After Authorisation<\/span><span class=\"toc-n\">66<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udcb3<\/span><span class=\"toc-tx\">Rule 67 \u2014 Recovery of Government Dues<\/span><span class=\"toc-n\">67<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83c\udfe0<\/span><span class=\"toc-tx\">Rule 68 \u2014 Accommodation Dues Adjustment<\/span><span class=\"toc-n\">68<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udcbc<\/span><span class=\"toc-tx\">Rule 69 \u2014 Other Dues Adjustment<\/span><span class=\"toc-n\">69<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch10\"><span class=\"toc-ic\">\ud83d\udce2<\/span><span class=\"toc-tx\">Rule 70 \u2014 Date of Retirement Notified<\/span><span class=\"toc-n\">70<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter XI \u2014 Death \/ Missing While in Service<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\ud83d\udd4a\ufe0f<\/span><span class=\"toc-tx\">Rule 71 \u2014 Obtaining Claims (FP & Gratuity)<\/span><span class=\"toc-n\">71<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\u2705<\/span><span class=\"toc-tx\">Rule 72 \u2014 Verification of Service & Emoluments<\/span><span class=\"toc-n\">72<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\ud83d\udccb<\/span><span class=\"toc-tx\">Rule 73 \u2014 Incomplete Service Records<\/span><span class=\"toc-n\">73<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\ud83d\udce4<\/span><span class=\"toc-tx\">Rule 74 \u2014 Forwarding Case to Accounts Officer<\/span><span class=\"toc-n\">74<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\ud83d\udcb0<\/span><span class=\"toc-tx\">Rule 75 \u2014 Provisional FP & Gratuity (HoO)<\/span><span class=\"toc-n\">75<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\ud83c\udfe6<\/span><span class=\"toc-tx\">Rule 76 \u2014 Final FP & Gratuity (Accounts Officer)<\/span><span class=\"toc-n\">76<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\ud83c\udfe0<\/span><span class=\"toc-tx\">Rule 77 \u2014 Adjustment of Government Dues<\/span><span class=\"toc-n\">77<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch11\"><span class=\"toc-ic\">\ud83d\udd04<\/span><span class=\"toc-tx\">Rule 78 \u2014 Death\/Missing While on Deputation<\/span><span class=\"toc-n\">78<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter XII \u2014 Deceased \/ Missing Pensioner<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch12\"><span class=\"toc-ic\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67<\/span><span class=\"toc-tx\">Rule 79 \u2014 Sanction of FP and Residuary Gratuity<\/span><span class=\"toc-n\">79<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch12\"><span class=\"toc-ic\">\ud83c\udfe6<\/span><span class=\"toc-tx\">Rule 80 \u2014 Authorisation of Payment (Accounts Officer)<\/span><span class=\"toc-n\">80<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter XIII \u2014 Payment of Pensions<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch13\"><span class=\"toc-ic\">\ud83d\udcc5<\/span><span class=\"toc-tx\">Rule 81 \u2014 Date from Which Pension Becomes Payable<\/span><span class=\"toc-n\">81<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch13\"><span class=\"toc-ic\">\ud83d\udcb1<\/span><span class=\"toc-tx\">Rule 82 \u2014 Currency of Pension<\/span><span class=\"toc-n\">82<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch13\"><span class=\"toc-ic\">\ud83d\udcb0<\/span><span class=\"toc-tx\">Rule 83 \u2014 Manner of Payment<\/span><span class=\"toc-n\">83<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch13\"><span class=\"toc-ic\">\ud83d\udcdc<\/span><span class=\"toc-tx\">Rule 84 \u2014 Application of Other Rules<\/span><span class=\"toc-n\">84<\/span><\/a><\/li>\n <\/ul>\n\n <div class=\"toc-ch-hd\">Chapter XIV \u2014 Miscellaneous<\/div>\n <ul class=\"toc-list\">\n <li><a href=\"#\" data-ch=\"ch14\"><span class=\"toc-ic\">\u2696\ufe0f<\/span><span class=\"toc-tx\">Rule 85 \u2014 Interpretation<\/span><span class=\"toc-n\">85<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch14\"><span class=\"toc-ic\">\ud83d\udd13<\/span><span class=\"toc-tx\">Rule 86 \u2014 Power to Relax<\/span><span class=\"toc-n\">86<\/span><\/a><\/li>\n <li><a href=\"#\" data-ch=\"ch14\"><span class=\"toc-ic\">\ud83d\uddd1\ufe0f<\/span><span class=\"toc-tx\">Rule 87 \u2014 Repeal and Saving<\/span><span class=\"toc-n\">87<\/span><\/a><\/li>\n <\/ul>\n\n <\/div><\/aside>\n\n <main class=\"main\">\n <div class=\"pg-head\"><h1>CCS (Pension) Rules, 2021 \u2014 Study Notes<\/h1><div class=\"pg-sub\">Central Civil Services (Pension) Rules, 2021 \u00b7 CSS ADDA Promotion Exams Portal \u00b7 Notified 20.12.2021<\/div><\/div>\n <div class=\"content-area\">\n\n\n<div id=\"ch1\" class=\"ch-block active\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter I : Preliminary \u2014 Rules 1 to 4<\/div><\/div><hr class=\"ch-head-line\">\n<div class=\"ig-stats\">\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">87<\/div><div class=\"ig-stat-l\">Total Rules<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">14<\/div><div class=\"ig-stat-l\">Chapters<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">13<\/div><div class=\"ig-stat-l\">Forms<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">13<\/div><div class=\"ig-stat-l\">Formats<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">2021<\/div><div class=\"ig-stat-l\">Notified Year<\/div><\/div>\n<\/div>\n<div class=\"ig-banner\"><div class=\"ig-banner-title\">\ud83d\udcdc Background<\/div><div class=\"ig-banner-text\">The CCS (Pension) Rules, 2021 replace the erstwhile CCS (Pension) Rules, 1972. Notified vide GSR No. 868(E) dated 20.12.2021 by Department of Pension & Pensioners' Welfare. Made in exercise of powers under the proviso to Article 309 and clause (5) of Article 148 of the Constitution.<\/div><\/div>\n<div class=\"rule-h\">Rule 1 \u2014 Short Title & Commencement<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>These rules may be called the <strong>Central Civil Services (Pension) Rules, 2021<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>They come into force from the <strong>date of publication in the Official Gazette<\/strong> \u2014 i.e. <strong>20th December, 2021<\/strong>.<\/span><\/li>\n<\/ul>\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 2 \u2014 Application<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>These rules apply to Government servants <strong>appointed on or before 31st December, 2003<\/strong>, including civilian GS in Defence Services, appointed substantively to civil services\/posts borne on <strong>pensionable establishments<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why 31st December, 2003 Is the Cut-Off<\/div>The <strong>National Pension System (NPS)<\/strong> was introduced for Central Government employees joining service from <strong>1st January, 2004<\/strong> onwards \u2014 replacing the old Defined Benefit Pension Scheme. So: GS appointed on or before <strong>31.12.2003<\/strong> \u2192 governed by these CCS (Pension) Rules, 2021 (the defined benefit scheme). GS appointed from <strong>1.1.2004<\/strong> onwards \u2192 governed by the NPS (Tier I mandatory, Tier II voluntary). A <strong>\"pensionable establishment\"<\/strong> is an establishment that has a non-contributory pension scheme \u2014 i.e., the Government bears the full pension liability without requiring employee contributions. Establishments having only CPF (Contributory Provident Fund) schemes are excluded.<\/div>\n<div class=\"sec-h\">Persons to Whom These Rules Do NOT Apply<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\ude82<\/span><span><strong>Railway servants<\/strong><\/span><\/li>\n <li><span class=\"bi\">\ud83d\udc77<\/span><span>Persons in <strong>casual and daily rated employment<\/strong><\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb5<\/span><span>Persons <strong>paid from contingencies<\/strong><\/span><\/li>\n <li><span class=\"bi\">\ud83c\udfe6<\/span><span>Persons entitled to the benefit of a <strong>Contributory Provident Fund<\/strong><\/span><\/li>\n <li><span class=\"bi\">\ud83c\udfdb\ufe0f<\/span><span>Members of <strong>All India Services<\/strong><\/span><\/li>\n <li><span class=\"bi\">\ud83c\udf10<\/span><span>Persons <strong>locally recruited<\/strong> for service in diplomatic, consular or other Indian establishments in <strong>foreign countries<\/strong><\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcdd<\/span><span>Persons employed on <strong>contract<\/strong> \u2014 except when the contract provides otherwise<\/span><\/li>\n <li><span class=\"bi\">\u2696\ufe0f<\/span><span>Persons whose terms and conditions of service are regulated by or under the provisions of the <strong>Constitution or any other law<\/strong><\/span><\/li>\n<\/ul>\n<div class=\"sec-h\">Special Applicability \u2014 Explanation to Rule 2<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">1<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Induction Trainees (pre-2004)<\/div><div class=\"ig-flow-text\">GS put on induction training on or before 31.12.2003, followed by regular appointment after 31.12.2003 \u2014 provided training was essential for appointment, GS received salary\/stipend during training, and training period was eligible as qualifying service.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">2<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Transfer from Other Pension Schemes<\/div><div class=\"ig-flow-text\">GS initially appointed on or before 31.12.2003 in a Central Govt establishment with a different pension scheme, or in a State Govt\/autonomous body with a similar non-contributory pension scheme, and subsequently appointed after 31.12.2003 in a Central Govt establishment covered by these rules.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">3<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Post-2003 Appointees (Special Orders)<\/div><div class=\"ig-flow-text\">GS appointed after 31.12.2003 who fulfil conditions for coverage under these rules in accordance with any special or general order issued by Government.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">4<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Casual Labourers with Temporary Status<\/div><div class=\"ig-flow-text\">Persons regularised after 31.12.2003 but conferred temporary status on or before 31.12.2003 under the \"Casual Labourers Scheme, 1993\" \u2014 with uninterrupted service from temporary status to regular appointment.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">5<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">NPS Employees \u2014 Death\/Invalidation<\/div><div class=\"ig-flow-text\">GS appointed after 31.12.2003 covered by NPS Rules, 2021 \u2014 eligible for Invalid Pension and Family Pension on death\/invalidation, if the GS exercised the relevant option under NPS Rules or the default option applies.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">6<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Temporary GS (pre-2004) \u2014 Not Substantively Appointed<\/div><div class=\"ig-flow-text\">GS appointed temporarily on or before 31.12.2003 who retired before substantive appointment \u2014 benefits payable to the extent provided in CCS (Temporary Service) Rules, 1965.<\/div><\/div><\/div>\n<\/div>\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 3 \u2014 Definitions<\/div>\n<p style=\"font-size:13.5px;color:#666;margin-bottom:12px;font-style:italic;\">26 defined terms. Key definitions for exam preparation:<\/p>\n<table class=\"def-table\">\n <thead><tr><th>Term<\/th><th>Meaning<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><span class=\"sec-tag\">3(a)<\/span>\ud83d\udccb Accounts Officer<\/td><td>An officer, whatever his official designation, who maintains the accounts of a Ministry, Department or Office of the Central Government or Union territory \u2014 includes an <strong>Accountant-General<\/strong> entrusted with maintaining accounts of the Central Government or Union territory.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(b)<\/span>\ud83c\udfe0 Allottee<\/td><td>A Government servant to whom <strong>Government accommodation<\/strong> has been allotted on payment of licence fee or otherwise.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(c)<\/span>\ud83d\udcca Average Emoluments<\/td><td>Average emoluments as determined in accordance with <strong>Rule 32<\/strong>.<div class=\"ref-note\" style=\"margin-top:8px;\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 32 \u2014 What Average Emoluments Means<\/div>Average Emoluments = <strong>average of emoluments drawn during the last 10 months of service<\/strong>. If the GS was on non-medical EOL or under suspension (not counting as service) during the last 10 months, that period is <em>disregarded<\/em> and an equal period before the 10 months is included. A month = 30 days. Earned increments not actually drawn (but not withheld) are included. Notional pay from retrospective revision is also included. Fractions of months are calculated on the basis of actual days divided by 30, irrespective of the number of days in that calendar month.<\/div><\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(d)<\/span>\ud83d\udcbb Bhavishya<\/td><td>An <strong>online system<\/strong> for sanction of retirement benefits and tracking of sanction and payment of pension by the Government servant and the authorities concerned.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(e)<\/span>\ud83d\udc76 Child<\/td><td>A son or daughter of the Government servant who is eligible to receive <strong>death gratuity<\/strong> under Rule 45 or <strong>family pension<\/strong> under Rule 50.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(f)<\/span>\ud83d\udcc8 Dearness Relief<\/td><td>Dearness Relief on Pension and Family Pension as specified in <strong>Rule 52<\/strong>.<div class=\"ref-note\" style=\"margin-top:8px;\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 52 \u2014 Dearness Relief (Key Points)<\/div>DR is granted at rates specified by the Central Government from time to time to compensate for price rise. <strong>Re-employed pensioners<\/strong> generally do <em>not<\/em> receive DR during re-employment \u2014 except when they were non-Group-A, pay was fixed at minimum, and the entire pension was ignored in pay fixation. <strong>Family pensioners<\/strong> continue to receive DR even if employed. DR is also payable on additional pension (after age 80) and additional family pension (after age 80). DR is expressly excluded from the definitions of \"pension\" and \"family pension\" in Rule 3 to clarify it is a separate add-on.<\/div><\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(g)<\/span>\ud83c\udf96\ufe0f Defence Service<\/td><td>Services under the Government of India in the <strong>Ministry of Defence<\/strong> including Defence Accounts Department, paid out of Civil Estimates of Ministry of Defence \u2014 <strong>not subject to<\/strong> the Air Force Act, Army Act or Navy Act.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(h)<\/span>\ud83d\udcb0 Emoluments<\/td><td>Emoluments as defined in <strong>Rule 31<\/strong>.<div class=\"ref-note\" style=\"margin-top:8px;\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 31 \u2014 What Emoluments Means<\/div><strong>Emoluments<\/strong> = <strong>basic pay<\/strong> as defined in FR 9(21)(a)(i) which the GS was receiving immediately before retirement or on the date of death. Also includes <strong>Non-Practising Allowance<\/strong> for medical officers, and any <strong>stagnation increment<\/strong>. Pay during deputation to State Govt or on foreign service does <em>not<\/em> count \u2014 only the pay the GS would have drawn under Central Government counts. Notional pay from retrospective revision (pay scale revision, retrospective promotion, court order) is treated as emoluments.<\/div><\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(i)<\/span>\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67 Family Pension<\/td><td>Family pension admissible under <strong>Rule 50<\/strong> \u2014 does <strong>not include<\/strong> Dearness Relief.<div class=\"ref-note\" style=\"margin-top:8px;\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 50 \u2014 Family Pension Rates at a Glance<\/div><strong>Normal rate:<\/strong> 30% of pay (min \u20b99,000\/month, max \u20b975,000\/month). <strong>Enhanced rate:<\/strong> 50% of pay (min \u20b99,000\/month, max \u20b91,25,000\/month) \u2014 for 10 years from death (death in service) or 7 years\/until age 67 whichever is less (death after retirement). \"Pay\" for family pension = emoluments (Rule 31) or average emoluments (Rule 32), whichever is more. Dearness Relief is payable <em>on top of<\/em> family pension under Rule 52 \u2014 it is expressly excluded from the definition of family pension to clarify it is an add-on.<\/div><\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(j)<\/span>\ud83c\udf10 Foreign Service<\/td><td>Service in which a Government servant receives his pay with the sanction of the Government from any source <strong>other than the Consolidated Fund of India<\/strong> or the Consolidated Fund of a State or Union Territory.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(m)<\/span>\ud83c\udfdb\ufe0f Government<\/td><td>Means the <strong>Central Government<\/strong>.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(n)<\/span>\ud83d\udcb3 Government Dues<\/td><td>Dues as defined in <strong>Rule 67<\/strong>.<div class=\"ref-note\" style=\"margin-top:8px;\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 67 \u2014 Government Dues (Summary)<\/div>Includes: (i) Arrears of <strong>licence fee, damages, electricity\/water\/PNG charges<\/strong> for Government accommodation; (ii) Balance of <strong>house building advance, conveyance advance<\/strong>, or any other advance; (iii) <strong>Overpayment<\/strong> of pay\/allowances\/leave salary; (iv) Arrears of <strong>income tax deductible at source<\/strong>. Only these specific Government dues may be adjusted from retirement gratuity \u2014 no other dues can be recovered from gratuity.<\/div><\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(o)<\/span>\ud83c\udf81 Gratuity<\/td><td>Includes: (i) <strong>Service gratuity<\/strong> (Rule 44); (ii) <strong>Retirement\/death gratuity<\/strong> (Rule 45); (iii) <strong>Residuary gratuity<\/strong> (Rule 45).<div class=\"ref-note\" style=\"margin-top:8px;\"><div class=\"ref-note-lbl\">\ud83d\udccc Three Types of Gratuity Explained<\/div><strong>(i) Service Gratuity (Rule 44):<\/strong> Payable when QS < 10 years \u2014 half month's emoluments per completed 6-monthly period of QS. No pension admissible; only this gratuity. <strong>(ii) Retirement Gratuity (Rule 45):<\/strong> One-quarter of emoluments per completed 6-monthly period, max 16.5 times emoluments, cap \u20b920 lakh \u2014 payable when QS ≥ 5 years. <strong>Death Gratuity (Rule 45):<\/strong> 2x to 33x emoluments depending on QS slab, cap \u20b920 lakh \u2014 paid to family on death of GS in service. <strong>(iii) Residuary Gratuity (Rule 45):<\/strong> Paid if GS dies within 5 years of retirement and total benefits received are less than 12x emoluments \u2014 the deficit amount is paid as residuary gratuity to the family.<\/div><\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(p)<\/span>\ud83c\udfdb\ufe0f Head of Department<\/td><td>Authority specified in <strong>Schedule I to the Delegation of Financial Powers Rules, 1978<\/strong>.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(q)<\/span>\ud83c\udfe2 Head of Office<\/td><td>A <strong>Gazetted Officer<\/strong> declared as such under Rule 14 of the Delegation of Financial Powers Rules, 1978.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(r)<\/span>\ud83c\udfe6 Local Fund<\/td><td>A fund administered by a body which comes under the <strong>control of the Government<\/strong> and over whose expenditure the Government retains <strong>complete and direct control<\/strong>.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(s)<\/span>\ud83d\udc66 Minor<\/td><td>A person who has <strong>not completed the age of 18 years<\/strong>.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(t)<\/span>\ud83d\udcdc Pension<\/td><td>Includes <strong>gratuity<\/strong> \u2014 except when the term pension is used in contradistinction to gratuity. Does <strong>not include<\/strong> Dearness Relief.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(u)<\/span>\ud83c\udfe6 Pension Disbursing Authority<\/td><td>(i) <strong>Banks<\/strong> (selected in consultation with RBI); or (ii) <strong>Post Office<\/strong>; or (iii) <strong>Treasury<\/strong> including sub-treasury; or (iv) <strong>Accounts Officer<\/strong>.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(v)<\/span>\ud83d\udcc4 Pension Payment Order<\/td><td>Includes <strong>e-Pension Payment Order<\/strong>.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(w)<\/span>\ud83d\udcca Qualifying Service<\/td><td>Service rendered while on duty or otherwise which shall be taken into account for the purpose of <strong>pensions and gratuities<\/strong> admissible under these rules.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(x)<\/span>\ud83c\udfaf Retirement Benefits<\/td><td>Includes <strong>pension or service gratuity<\/strong>, and <strong>retirement gratuity<\/strong>, where admissible.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(y)<\/span>\ud83d\udcda Service Book<\/td><td>Includes <strong>service roll<\/strong>, if any.<\/td><\/tr>\n <tr><td><span class=\"sec-tag\">3(z)<\/span>\ud83c\udfe6 Treasury<\/td><td>Includes a <strong>Sub-Treasury<\/strong>.<\/td><\/tr>\n <\/tbody>\n<\/table>\n<div class=\"box-blue\"><div class=\"box-blue-lbl\">\ud83d\udcd6 Note on Undefined Terms<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u2139\ufe0f<\/span><span>Words not defined herein but defined in the <strong>Fundamental Rules, 1922<\/strong> shall have the meanings assigned in those rules.<\/span><\/li><\/ul>\n<\/div>\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 4 \u2014 Transfer from Non-Applicable Services<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udd04<\/span><span>A GS <strong>permanently transferred<\/strong> to a service\/post covered by these rules from one not covered becomes subject to these rules.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Option to retain old pension rules:<\/strong> Within <strong>6 months<\/strong> of the transfer order (or 6 months from return from leave, whichever is later), the GS may elect to be governed by the pension rules applicable before transfer.<\/span><\/li>\n <li><span class=\"bi\">\u270d\ufe0f<\/span><span>Option must be exercised <strong>in writing<\/strong> and communicated to the transfer authority.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udd12<\/span><span>The option, once exercised, is <strong>final<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span><strong>Key Exam Point:<\/strong> The cut-off date <strong>31st December, 2003<\/strong> is critical \u2014 it divides the old pension scheme (CCS Pension Rules) from NPS (New Pension System).<\/span><\/div>\n<\/div>\n\n\n<div id=\"ch2\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter II : General Conditions \u2014 Rules 5 to 10<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"rule-h\">Rule 5 \u2014 Claims to Pension or Family Pension<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Any claim to pension or family pension shall be regulated by the provisions <strong>in force at the time<\/strong> when a GS retires, is retired, is discharged, is allowed to resign, or dies.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>The day of retirement\/discharge\/resignation is treated as the <strong>last completed working day<\/strong>. The date of death is also treated as a completed working day.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why This Rule Matters \u2014 Temporal Protection<\/div>Rule 5 establishes the <strong>date-of-retirement principle<\/strong>: the version of pension rules applicable is determined at the <em>moment<\/em> the cause of entitlement arises (retirement\/discharge\/death). This protects a GS from retrospective adverse changes. If rules are liberalised after retirement, a separate government order or Rule 66 revision is needed to extend benefits to existing retirees. The day of retirement\/discharge is treated as the <strong>last completed working day<\/strong>; the date of death is also treated as a completed working day for pension purposes.<\/div>\n<div class=\"box-green\"><div class=\"box-green-lbl\">\ud83d\udccc Proviso<\/div><ul class=\"blist\"><li><span class=\"bi\">\u2139\ufe0f<\/span><span>If the GS was absent on leave or under suspension immediately before retirement\/death, the day of retirement\/death shall be <strong>part of such leave\/absence\/suspension<\/strong>.<\/span><\/li><\/ul><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 6 \u2014 Limitation on Number of Pensions<\/div>\n<div class=\"ig-grid\" style=\"grid-template-columns:1fr 1fr;\">\n <div class=\"ig-card\" style=\"border-left:4px solid #cc2233;\"><div class=\"ig-card-ico\">\ud83d\udeab<\/div><div class=\"ig-card-title\">Core Principle<\/div><div class=\"ig-card-text\">A GS shall <strong>not earn two pensions<\/strong> in the same service\/post at the same time or by the same continuous service.<\/div><\/div>\n <div class=\"ig-card\" style=\"border-left:4px solid #cc2233;\"><div class=\"ig-card-ico\">\ud83d\udd04<\/div><div class=\"ig-card-title\">Re-Employment<\/div><div class=\"ig-card-text\">A re-employed pensioner is <strong>not entitled to separate pension\/gratuity<\/strong> for re-employment period (except under Rules 19 & 20).<\/div><\/div>\n<\/div>\n<div class=\"box-green\"><div class=\"box-green-lbl\">\u2705 Exception \u2014 Autonomous Body \/ PSU Employees<\/div><ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>A GS previously in an <strong>autonomous body or PSU<\/strong>, subsequently appointed in Government (with proper permission) on or before 31.12.2003, is eligible for <strong>pension for Government service in addition to<\/strong> pension from the autonomous body\/PSU.<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span><strong>Cap on total gratuity:<\/strong> Combined gratuity shall not exceed the amount admissible had the <strong>entire service been under Government<\/strong>.<\/span><\/li>\n<\/ul><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 7 \u2014 Pension Subject to Future Good Conduct<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udd11<\/span><span><strong>Future good conduct<\/strong> is an <em>implied condition<\/em> of every grant of pension.<\/span><\/li>\n <li><span class=\"bi\">\u2696\ufe0f<\/span><span>The <strong>Appointing Authority<\/strong> may <strong>withhold or withdraw<\/strong> a pension or part thereof \u2014 whether <strong>permanently or for a specified period<\/strong> \u2014 if the pensioner is convicted of a <strong>serious crime<\/strong> or found guilty of <strong>grave misconduct<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udee1\ufe0f<\/span><span><strong>Safeguard:<\/strong> Amount withheld\/withdrawn shall <strong>not be reduced below the minimum pension<\/strong> under Rule 44.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 44 \u2014 Minimum Pension Amount<\/div>The <strong>minimum pension<\/strong> under Rule 44 is <strong>\u20b99,000 per month<\/strong>. This means that regardless of the gravity of misconduct or the terms of any withholding\/withdrawal order under Rule 7, the pensioner shall always receive at least \u20b99,000\/month. This safeguard cannot be overridden by any order \u2014 it is an absolute floor. The same \u20b99,000\/month minimum applies to compassionate allowance (Rule 41) and compulsory retirement pension (Rule 40).<\/div>\n<div class=\"sec-h\">Process Under Rule 7<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#b5182b,#7a0e1c);\">1<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Conviction by Court of Law<\/div><div class=\"ig-flow-text\">Action taken in the light of the <strong>judgment of the court<\/strong> relating to such conviction.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">2<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Grave Misconduct (No Court Conviction)<\/div><div class=\"ig-flow-text\">Authority shall serve <strong>notice<\/strong> specifying action proposed and grounds \u2014 calling upon the pensioner to submit a representation within <strong>15 days<\/strong> of receipt of notice (extendable by further <strong>15 days<\/strong>). Authority must <strong>take into consideration<\/strong> the representation before passing any order.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1a3a6b,#2a4a80);\">3<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Intelligence\/Security Organisation \u2014 Publication Restrictions<\/div><div class=\"ig-flow-text\">GS who worked in intelligence\/security organisations (Second Schedule to RTI Act, 2005) shall not, without prior clearance from the Head of Organisation, make any publication after retirement relating to the domain of the organisation or sensitive information. Must give undertaking in <strong>Format 1<\/strong>. Failure = grave misconduct.<\/div><\/div><\/div>\n<\/div>\n<div class=\"sec-h\">UPSC Consultation & Appeal<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfdb\ufe0f<\/span><span>Where the authority competent to pass an order is the <strong>President<\/strong>, the <strong>UPSC shall be consulted<\/strong> before any order is passed.<\/span><\/li>\n <li><span class=\"bi\">\u2696\ufe0f<\/span><span>An <strong>appeal<\/strong> against an order by any authority other than the President shall lie to the <strong>President<\/strong> \u2014 in consultation with UPSC.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc UPSC Consultation \u2014 When Required<\/div>UPSC consultation is <strong>mandatory<\/strong> when: (a) the <strong>President<\/strong> is the authority passing an order under Rule 7 (withholding\/withdrawing pension); (b) an <strong>appeal against an order of any other authority<\/strong> is decided by the President; (c) under Rule 8, where President orders action on pension\/gratuity after departmental\/judicial proceedings; (d) under Rule 40, where compulsory retirement pension is sanctioned at less than full superannuation rate. UPSC consultation is NOT required when a subordinate appointing authority passes the initial order \u2014 but that order is always subject to the appeal mechanism described here.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 8 \u2014 Power to Withhold or Withdraw Pension<\/div>\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u2696\ufe0f<\/span><span><strong>The President's Power:<\/strong> The President may <strong>withhold pension\/gratuity<\/strong> (full\/part), <strong>withdraw pension<\/strong> (permanently or for a period), and <strong>order recovery of pecuniary loss<\/strong> \u2014 if in departmental or judicial proceedings, the pensioner is found guilty of <strong>grave misconduct or negligence<\/strong> during service. UPSC must be consulted. Pension cannot be reduced below minimum under Rule 44.<\/span><\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 44 Minimum (\u20b99,000\/month) + UPSC Consultation Under Rule 8<\/div><strong>Rule 44 minimum:<\/strong> No withholding, withdrawal, or reduction under Rule 8 can bring the pension below <strong>\u20b99,000 per month<\/strong> \u2014 the universal minimum pension floor. <strong>UPSC consultation:<\/strong> Before any final order is passed by the President (withholding\/withdrawing pension\/gratuity or ordering recovery), the UPSC must be consulted. This applies to both pension and gratuity. However, the Accounts Officer may <em>provisionally<\/em> authorise the maximum pension admissible while proceedings are pending \u2014 no UPSC consultation is needed at the provisional stage. UPSC is consulted only before the <em>final<\/em> order is passed.<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc \"Misconduct\" & \"Negligence\" \u2014 What These Mean in Rule 8<\/div><strong>\"Misconduct\"<\/strong> means any act done or omitted to be done by the pensioner during the period of service (including re-employment after retirement) which was in violation of any provision of the <strong>CCS (Conduct) Rules, 1964<\/strong> for which action under <strong>CCS (CCA) Rules, 1965<\/strong> could be taken during service. <strong>Grounds for action:<\/strong> (i) any <strong>corrupt practices<\/strong> during service; (ii) any misconduct whether in relation to performance of official duty or otherwise \u2014 including misconduct resulting in pecuniary loss to Government or otherwise. <strong>\"Civil proceedings\"<\/strong> under Rule 8 means proceedings in respect of a civil suit filed by the <em>Government only<\/em> \u2014 a private party's suit against the pensioner does not invoke Rule 8. <strong>Recovery cap:<\/strong> Any recovery ordered shall not ordinarily exceed <em>one-third<\/em> of the pension admissible on the date of retirement.<\/div>\n<div class=\"sec-h\">Three Scenarios \u2014 Departmental Proceedings<\/div>\n<div class=\"ig-grid\" style=\"grid-template-columns:1fr 1fr 1fr;\">\n <div class=\"ig-card\" style=\"border-top:4px solid #1e40af;\"><div class=\"ig-card-ico\">\ud83d\udccb<\/div><div class=\"ig-card-title\">Scenario A \u2014 Instituted While in Service<\/div><div class=\"ig-card-text\">Proceedings continue after retirement as if GS continued in service. Authority submits findings to President for final decision.<\/div><\/div>\n <div class=\"ig-card\" style=\"border-top:4px solid #d4a017;\"><div class=\"ig-card-ico\">\u26a0\ufe0f<\/div><div class=\"ig-card-title\">Scenario B \u2014 Instituted After Retirement<\/div><div class=\"ig-card-text\">Only with <strong>President's sanction<\/strong> (Format 2); only for events within <strong>4 years<\/strong> before institution; conducted by authority & at place directed by President. Charges via <strong>Format 3<\/strong>.<\/div><\/div>\n <div class=\"ig-card\" style=\"border-top:4px solid #2aab6e;\"><div class=\"ig-card-ico\">\ud83d\udd12<\/div><div class=\"ig-card-title\">Scenario C \u2014 Under Investigation (Not Instituted)<\/div><div class=\"ig-card-text\">Proceedings contemplated but not instituted till retirement \u2014 <strong>full pension & gratuity to be authorised<\/strong> on retirement. Post-retirement institution subject to Scenario B conditions.<\/div><\/div>\n<\/div>\n<div class=\"ig-formula\"><div class=\"ig-formula-title\">Provisional Pension<\/div><div class=\"ig-formula-eq\">Provisional Pension = Maximum Pension Admissible<\/div><div class=\"ig-formula-note\">Based on qualifying service up to date of retirement<\/div><\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>Provisional pension from the <strong>day following retirement<\/strong> until final orders. <strong>No gratuity<\/strong> until conclusion of proceedings.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Recovery of pecuniary loss shall <strong>not ordinarily exceed one-third<\/strong> of the pension admissible on the date of retirement.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span><strong>No recovery<\/strong> if final pension is less than provisional pension or pension is reduced\/withheld.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 9 \u2014 Commercial Employment After Retirement<\/div>\n<div class=\"ig-banner\" style=\"background:linear-gradient(135deg,#1a3a6b,#2a4a80);\"><div class=\"ig-banner-title\" style=\"color:#8bb8f0;\">\ud83d\udcbc Core Requirement<\/div><div class=\"ig-banner-text\">A pensioner who was a member of <strong>Central Service Group 'A'<\/strong> and wishes to accept any <strong>commercial employment within 1 year of retirement<\/strong> must obtain <strong>previous sanction of the Government<\/strong> by submitting an application in Form 1.\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why Only Group A \u2014 Rationale<\/div>The 1-year cooling-off period applies only to <strong>Group A<\/strong> (gazetted) officers because they are the ones who: (a) made sensitive policy decisions; (b) had access to confidential government information; (c) dealt with private sector entities in a regulatory\/supervisory capacity. Group B and C employees generally do not hold positions that create a conflict of interest post-retirement. The <strong>\"date of retirement\"<\/strong> for a re-employed GS means the date on which he <em>finally ceases<\/em> to be re-employed \u2014 so the 1-year period starts from the end of re-employment, not from the original retirement date. Applications are considered per Government of India (Transaction of Business) Rules, 1961. A <strong>Form 2 checklist<\/strong> is maintained by the Ministry\/Department to ensure all aspects receive attention.<\/div><\/div><\/div>\n<div class=\"ig-stats\">\n <div class=\"ig-stat\" style=\"background:linear-gradient(135deg,#f0f5ff,#e0e8f8);border-color:#c4d4f4;\"><div class=\"ig-stat-n\" style=\"color:#1a3a6b;\">1 Year<\/div><div class=\"ig-stat-l\">Cooling-Off Period<\/div><\/div>\n <div class=\"ig-stat\" style=\"background:linear-gradient(135deg,#f0f5ff,#e0e8f8);border-color:#c4d4f4;\"><div class=\"ig-stat-n\" style=\"color:#1a3a6b;\">Group A<\/div><div class=\"ig-stat-l\">Applicable To<\/div><\/div>\n <div class=\"ig-stat\" style=\"background:linear-gradient(135deg,#f0f5ff,#e0e8f8);border-color:#c4d4f4;\"><div class=\"ig-stat-n\" style=\"color:#1a3a6b;\">Form 1<\/div><div class=\"ig-stat-l\">Application Form<\/div><\/div>\n <div class=\"ig-stat\" style=\"background:linear-gradient(135deg,#f0f5ff,#e0e8f8);border-color:#c4d4f4;\"><div class=\"ig-stat-n\" style=\"color:#1a3a6b;\">30 Days<\/div><div class=\"ig-stat-l\">Representation Period<\/div><\/div>\n<\/div>\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span><strong>Penalty for Violation:<\/strong> If a pensioner takes up commercial employment within 1 year without permission or breaches any condition, the Government may declare that the pensioner shall <strong>not be entitled to the whole or part of the pension<\/strong> for such period as specified \u2014 after giving opportunity to show cause.<\/span><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 10 \u2014 Employment Under a Government Outside India<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udf10<\/span><span>A Group 'A' pensioner wishing to accept employment under <strong>any Government outside India<\/strong> must obtain <strong>previous permission of the Central Government<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>If accepted without permission \u2014 <strong>no pension payable<\/strong> for the period of such employment or such longer period as Government may direct.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<div id=\"ch3\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter III : Qualifying Service \u2014 Rules 11 to 30<\/div><\/div><hr class=\"ch-head-line\">\n<div class=\"ig-banner\"><div class=\"ig-banner-title\">\ud83d\udcc5 Chapter Overview<\/div><div class=\"ig-banner-text\">Chapter III covers 20 rules governing what counts as qualifying service for pension. <strong>Qualifying service<\/strong> is the length of service used to calculate pension amounts.<\/div><\/div>\n\n<div class=\"rule-h\">Rule 11 \u2014 Commencement of Qualifying Service<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Qualifying service commences from the <strong>date the GS takes charge<\/strong> of the post to which he is first appointed \u2014 substantively, in an officiating capacity, or in a temporary capacity.<\/span><\/li>\n<\/ul>\n<div class=\"box-green\"><div class=\"box-green-lbl\">\ud83d\udccc Provisos<\/div><ul class=\"blist\">\n <li><span class=\"bi\">\u2139\ufe0f<\/span><span>Officiating or temporary service counts only if <strong>followed without interruption<\/strong> by substantive appointment.<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>Service rendered <strong>before attaining the age of 18 years<\/strong> shall not count \u2014 except for military service under Rule 20.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 20 \u2014 Why Military Service Is Excepted<\/div>Rule 20 provides for counting of military service rendered before civil employment as qualifying service \u2014 subject to the GS ceasing to draw military pension and refunding the pension drawn, commuted value, and gratuity. The exception for pre-18 service in the context of military service exists because persons can join the armed forces below age 18. Had this exception not been carved out, a soldier who joined at age 17 and later joined civil service would lose that early military service entirely. The exception ensures fair counting of such early military service.<\/div><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 12 \u2014 Conditions for Qualifying Service<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u2705<\/span><span>Service qualifies only if duties and pay are <strong>regulated by the Government<\/strong> and paid from the <strong>Consolidated Fund of India<\/strong> or a Local Fund administered by that Government.<\/li><\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why \"Consolidated Fund of India\" Matters<\/div>The Consolidated Fund of India (CFI) is the main account of the Central Government \u2014 all revenues received, all loans raised, and all moneys received in repayment of loans form part of it (Article 266 of the Constitution). Salary paid from the CFI = \"Government service\" for pension purposes. Salary paid from any other source (e.g., from a local fund, project fund, or a body not having Government control) may or may not qualify \u2014 it depends on whether the body is specifically covered. This is why service in PSUs (paid from PSU funds, not CFI) does NOT count as qualifying service under Rule 14, while service in a Local Fund administered by the Government does count under Rule 12.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 13 \u2014 Service in State Government<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfdb\ufe0f<\/span><span>A GS belonging to a State Government (appointed on or before 31.12.2003 in a pensionable establishment) who is <strong>permanently transferred<\/strong> to Central Government \u2014 continuous service under State Government (officiating, temporary or substantive) <strong>shall qualify<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Pension liability borne by <strong>Central Government<\/strong>. No recovery from State Government.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 14 \u2014 Service in Autonomous Bodies<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfe2<\/span><span>Service in an autonomous body (with non-contributory pension scheme) counts as qualifying service \u2014 provided the GS is <strong>not drawing a separate pension<\/strong> from the body and the body discharges pension liability by paying a <strong>lump sum<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>Service in a <strong>PSU<\/strong> (including nationalised bank) shall <strong>NOT count<\/strong> as qualifying service.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 15 \u2014 Casual Labourers with Temporary Status<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83d\udc77<\/span><span><strong>50% of the service<\/strong> rendered in \"temporary status\" capacity \u2014 under the Casual Labourers Scheme, 1993 \u2014 shall count as qualifying service.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 16 \u2014 Service on Probation<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u2705<\/span><span>Service on <strong>probation<\/strong> against a post, if followed by <strong>confirmation<\/strong> in the same or another post, shall qualify.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 17 \u2014 Service as Apprentice<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26d4<\/span><span>Service as an <strong>apprentice shall not qualify<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span><strong>Exception:<\/strong> Subordinate Accounts Service apprentice in the <strong>Indian Audit and Accounts Department<\/strong> or the <strong>Defence Accounts Department<\/strong>.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 18 \u2014 Service on Contract<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83d\udcdd<\/span><span>Contract service counts as qualifying service if the GS was subsequently appointed (on or before 31.12.2003) without interruption of duty \u2014 provided he <strong>refunded the Government contribution in the CPF<\/strong> with interest and other compensation.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 19 \u2014 Counting of Pre-Retirement Civil Service (Re-employed GS)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udd04<\/span><span>A GS who retired on compensation\/invalid pension or gratuity, was re-employed on or before 31.12.2003, and <strong>ceased to draw pension and refunded<\/strong> pension drawn, commuted value, and retirement gratuity \u2014 shall count the former service as qualifying service.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Refund in monthly instalments <strong>not exceeding 36<\/strong>. Right to count revives only when <strong>whole amount is refunded<\/strong>.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 20 \u2014 Counting of Military Service<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udf96\ufe0f<\/span><span>Military service before civil employment (re-employed on or before 31.12.2003) counts as qualifying service if the GS <strong>ceased to draw military pension and refunded<\/strong> all amounts.<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>Military service rendered <strong>after 31.12.2003<\/strong> \u2014 GS continues to draw military pension and is covered by <strong>NPS rules<\/strong> on re-employment.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 21 \u2014 Leave<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Type of Leave<\/th><th>Counts as QS?<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>Leave for which <strong>leave salary is payable<\/strong><\/td><td>\u2705 Yes<\/td><\/tr>\n <tr><td><strong>EOL on Medical Certificate<\/strong><\/td><td>\u2705 Yes<\/td><\/tr>\n <tr><td>EOL \u2014 <strong>Civil commotion or Higher scientific\/technical studies<\/strong><\/td><td>\u2705 Yes \u2014 if appointing authority allows at time of granting<\/td><\/tr>\n <tr><td><strong>Other EOL<\/strong><\/td><td>\u26d4 No \u2014 unless definite entry in service book. If no entry by 6 months before superannuation, shall be treated as QS.<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 22 \u2014 Training<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u2705<\/span><span>Departmental training before regular appointment to a <strong>Group C post<\/strong> (with pay\/stipend) <strong>shall count<\/strong> as qualifying service.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 23 \u2014 Suspension<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Outcome<\/th><th>Counts as QS?<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>Fully <strong>exonerated<\/strong> or only minor penalty and suspension held <strong>wholly unjustified<\/strong><\/td><td>\u2705 Automatically counts<\/td><\/tr>\n <tr><td>All other cases<\/td><td>\u26a0\ufe0f Only if competent authority <strong>expressly declares<\/strong> so<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 24 \u2014 Forfeiture on Dismissal or Removal<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u26d4<\/span><span>Dismissal or removal <strong>entails forfeiture of entire past service<\/strong>.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 25 \u2014 Past Service on Reinstatement<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>On reinstatement on appeal or review \u2014 GS is entitled to count <strong>past service as qualifying service<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span>Period of interruption and suspension shall <strong>not count<\/strong> unless regularised by a specific order of the reinstating authority.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 26 \u2014 Forfeiture on Resignation<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26d4<\/span><span>Resignation <strong>entails forfeiture of past service<\/strong> \u2014 unless it is withdrawn in the public interest.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span><strong>Exception:<\/strong> Resignation to take up, with proper permission, another appointment under the Government where service qualifies \u2014 does not entail forfeiture.<\/span><\/li>\n<\/ul>\n<div class=\"sec-h\">Conditions for Withdrawal of Resignation<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccc<\/span><span>Tendered for <strong>compelling reasons<\/strong> not involving integrity issues; conduct during intervening period was proper; period of absence <strong>not more than 90 days<\/strong>; vacated post or comparable post is available.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 27 \u2014 Effect of Interruption<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u26a0\ufe0f<\/span><span>An interruption <strong>entails forfeiture of past service<\/strong> \u2014 except: authorised leave of absence, suspension (if followed by reinstatement), transfer to non-qualifying service in public interest, joining time on transfer.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 28 \u2014 Condonation of Interruption<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>In the absence of a specific indication to the contrary in the service book \u2014 interruption between two spells of civil service shall be treated as <strong>automatically condoned<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>Automatic condonation does <strong>not apply<\/strong> to interruption caused by <strong>resignation, dismissal, removal<\/strong> or <strong>participation in a strike<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span>The <strong>period of interruption itself shall not count<\/strong> as qualifying service.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 29 \u2014 Deputation to UN and Other Organisations<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span><strong>Option A:<\/strong> Pay pension contributions \u2192 count such service as qualifying for pension.<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span><strong>Option B:<\/strong> Not pay pension contributions \u2192 not count such service as qualifying for pension (contributions refunded).<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 30 \u2014 Periodic Verification of Qualifying Service<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">1<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">First Verification \u2014 After 18 Years of Service<\/div><div class=\"ig-flow-text\">Head of Office, in consultation with Accounts Officer, shall verify service and communicate qualifying service to GS in <strong>Format 4<\/strong>.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">2<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Second Verification \u2014 5 Years Before Superannuation<\/div><div class=\"ig-flow-text\">Fresh verification carried out when GS is left with <strong>5 years of service<\/strong>.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">3<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Annual Report \u2014 31st January<\/div><div class=\"ig-flow-text\">By <strong>31st January each year<\/strong>, a report shall be submitted to the Secretary of the Administrative Ministry giving details of GS who were required to be issued a certificate during the previous calendar year.<\/div><\/div><\/div>\n<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83d\udd12<\/span><span>Verification done under this rule shall be treated as <strong>final<\/strong> and shall not be reopened \u2014 except when necessitated by a subsequent change in rules.<\/span><\/li><\/ul>\n<\/div>\n\n<div id=\"ch4\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter IV : Emoluments & Average Emoluments \u2014 Rules 31 & 32<\/div><\/div><hr class=\"ch-head-line\">\n<div class=\"ig-banner\"><div class=\"ig-banner-title\">\ud83d\udcb0 Chapter Overview<\/div><div class=\"ig-banner-text\"><strong>Emoluments<\/strong> and <strong>Average Emoluments<\/strong> are the two critical building blocks for pension calculation. Emoluments determine the base; Average Emoluments (last 10 months) are used in the pension formula.<\/div><\/div>\n\n<div class=\"rule-h\">Rule 31 \u2014 Emoluments<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span><strong>\"Emoluments\"<\/strong> means <strong>basic pay<\/strong> (as defined in FR 9(21)(a)(i)) which a Government servant was receiving immediately before retirement or on the date of death. Also includes <strong>Non-Practising Allowance<\/strong> granted to a medical officer in lieu of private practice.<\/li>\n <li><span class=\"bi\">\u2139\ufe0f<\/span><span><strong>Stagnation increment<\/strong> shall be treated as emoluments for calculation of retirement benefits.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Non-Practising Allowance (NPA) \u2014 Why It Is Included<\/div>NPA is a special allowance granted to medical officers (in Central Health Service and other medical cadres) who are prohibited from private practice as a condition of service. It compensates for the income they forego by not practising privately. Since it is granted <em>in lieu of<\/em> private practice income and is a regular recurring payment forming part of the service terms, NPA is specifically included in emoluments for pension calculation. All other allowances (DA, HRA, TA, CCA etc.) are <em>excluded<\/em> from emoluments \u2014 NPA is the lone exception.<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Stagnation Increment \u2014 What It Is and Why It Counts<\/div>A <strong>stagnation increment<\/strong> is a pay increment granted to a GS who has reached the <em>maximum pay cell<\/em> of his pay level in the Pay Matrix (7th CPC) and cannot progress further in the normal course. Such increments are granted every two years to provide some relief. Since they are treated as emoluments under Rule 31, they are included in both the pension calculation base (emoluments) and the average emoluments (Rule 32) calculation \u2014 ensuring that GS at the top of their pay level are not disadvantaged in their pension calculation.<\/div>\n<div class=\"sec-h\">Special Situations for Determining Emoluments<\/div>\n<div class=\"table-wrap\">\n<table class=\"def-table wide-first\">\n <thead><tr><th>Situation<\/th><th>How Emoluments Are Determined<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>GS on <strong>leave (leave salary payable)<\/strong> or EOL on medical certificate or reinstated after suspension<\/td><td>Emoluments which he <strong>would have drawn<\/strong> had he not been absent\/suspended. But any increase in pay not actually drawn (other than increment or notional pay) shall <strong>not<\/strong> form part.<\/td><\/tr>\n <tr><td>GS on <strong>EOL (non-medical)<\/strong> or under suspension (not counting as service)<\/td><td>Emoluments drawn <strong>immediately before<\/strong> proceeding on such leave or being placed under suspension.<\/td><\/tr>\n <tr><td>GS on leave and <strong>earned an increment<\/strong> (not withheld)<\/td><td>Such increment, though <strong>not actually drawn<\/strong>, shall form part of emoluments.<\/td><\/tr>\n <tr><td>GS on <strong>deputation to ex-cadre post<\/strong> (same\/other Central Govt dept or Armed Forces)<\/td><td>Pay drawn on deputation = emoluments. On leave after deputation \u2014 pay he would have drawn in parent department.<\/td><\/tr>\n <tr><td>GS on <strong>deputation to State Govt<\/strong> or on <strong>foreign service<\/strong><\/td><td>Pay on deputation\/foreign service is <strong>NOT<\/strong> emoluments. Only the pay he <strong>would have drawn under Central Government<\/strong> counts.<\/td><\/tr>\n <tr><td>Pay <strong>notionally increased retrospectively<\/strong> (pay scale revision \/ retrospective promotion \/ court order)<\/td><td>Such <strong>notional pay shall be treated as emoluments<\/strong>.<\/td><\/tr>\n <tr><td>GS <strong>dies during currency of a penalty<\/strong> reducing pay (would have been restored on expiry)<\/td><td>The <strong>notional pay on the date of death<\/strong> ignoring the effect of such penalty shall be treated as emoluments.<\/td><\/tr>\n <\/tbody>\n<\/table>\n<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 32 \u2014 Average Emoluments<\/div>\n<div class=\"ig-formula\"><div class=\"ig-formula-title\">Average Emoluments Formula<\/div><div class=\"ig-formula-eq\">Average of Emoluments drawn during the last 10 months of service<\/div><div class=\"ig-formula-note\">This is the figure used in the pension calculation formula under Rule 44<\/div><\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If during the last 10 months the GS was on <strong>EOL (non-medical) or under suspension<\/strong> \u2014 that period shall be <strong>disregarded<\/strong> and an <strong>equal period before the 10 months<\/strong> shall be included. A month = <strong>30 days<\/strong> for this calculation.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Where pay is <strong>notionally increased retrospectively<\/strong> during the last 10 months \u2014 such notional pay shall be taken into account.<\/span><\/li>\n<\/ul>\n<div class=\"box-blue\"><div class=\"box-blue-lbl\">\ud83d\udcd6 Illustration<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83d\udcca<\/span><span>A GS retires on <strong>16th July, 2019<\/strong>. Emoluments for fractional periods shall be computed by multiplying the emolument by the factor <strong>14\/30<\/strong> and <strong>16\/30<\/strong> respectively \u2014 irrespective of the number of days in the month (including February).<\/span><\/li><\/ul>\n<\/div>\n<\/div>\n\n<div id=\"ch5\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter V : Classes of Pensions \u2014 Rules 33 to 41<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"rule-h\">Rule 33 \u2014 Superannuation Pension<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83c\udfc5<\/span><span>Granted in accordance with Rule 44 to a GS who is retired on <strong>attaining the age of superannuation<\/strong>, or on expiry of extended service period.<\/span><\/li><\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 44 \u2014 How Superannuation Pension Is Calculated<\/div>Pension = <strong>50% of emoluments or average emoluments<\/strong> (whichever is more beneficial). Emoluments = basic pay at retirement (Rule 31). Average emoluments = average of emoluments drawn during the <strong>last 10 months<\/strong> of service (Rule 32). Minimum qualifying service for pension: <strong>10 years<\/strong> (9 years 9 months is rounded up to 10). Minimum pension: <strong>\u20b99,000\/month<\/strong>. Maximum pension: <strong>\u20b91,25,000\/month<\/strong>. Fractions of a year equal to 3 months and above are treated as a completed six-monthly period for pension calculation. Additional pension is payable when the pensioner attains age 80 (20%), 85 (30%), 90 (40%), 95 (50%), 100 (100%).<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 34 \u2014 Retiring Pension<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udeaa<\/span><span>Granted to a GS who: retires on <strong>his own volition<\/strong> before superannuation (Rule 43 \/ FR 56); or being declared <strong>surplus<\/strong>, opts for SVRS; or is <strong>retired by the Government<\/strong> before superannuation (Rule 42 \/ FR 56).<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc FR 56 \u2014 What It Provides<\/div><strong>Fundamental Rule 56<\/strong> is the primary rule governing superannuation and compulsory retirement in the Central Government. <strong>FR 56(j)<\/strong> empowers the Government to retire a GS compulsorily in public interest after he completes <strong>50 years of age<\/strong> (Group A & B) or <strong>55 years of age<\/strong> (Group C), by giving 3 months' notice or 3 months' pay in lieu. <strong>FR 56(l)<\/strong> allows a GS to seek voluntary retirement on completing <strong>30 years of qualifying service<\/strong> by giving 3 months' notice. Rule 34 cross-references FR 56 because GS compulsorily retired under FR 56(j) and those retiring voluntarily under FR 56(l) are also entitled to a retiring pension \u2014 exactly like those under Rule 42 (premature retirement) and Rule 43 (voluntary retirement).<\/div>\n<div class=\"box-green\"><div class=\"box-green-lbl\">\ud83d\udcb0 SVRS \u2014 Surplus Employees<\/div><ul class=\"blist\"><li><span class=\"bi\">\u2705<\/span><span>A permanent GS who is declared surplus and opts for the SVRS shall be entitled to <strong>ex-gratia amount in addition to<\/strong> retiring pension\/service gratuity (Rule 44) and retirement gratuity (Rule 45).<\/span><\/li><\/ul><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 35 \u2014 Pension on Absorption in State Government<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfdb\ufe0f<\/span><span>A GS permitted to be <strong>absorbed in a State Government<\/strong> shall be deemed to have <strong>retired from Central Government<\/strong> from the date of absorption \u2014 eligible for pension\/gratuity based on qualifying service and emoluments at absorption.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span><strong>Option A:<\/strong> Receive retirement benefits for Central Government service separately.<br><strong>Option B:<\/strong> Count the Central Government service in the State Government for combined pension \u2014 entire pension and gratuity paid by the State Government.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Gratuity Cap (Rule 35) \u2014 Why It Applies<\/div>Under <strong>Option A<\/strong>, Central Government pays its own pension and gratuity based on qualifying service up to the date of absorption. But a cap applies: on eventual retirement from the State Government, the <strong>total of Central + State gratuities shall not exceed<\/strong> the amount that would have been admissible had the GS continued in Central Government and retired on the same pay. This cap prevents windfall gains from receiving two full gratuities. Under <strong>Option B<\/strong>, there is no Central pension at the time of absorption \u2014 the entire pension liability (for Central + State combined service) is discharged by the State Government when the GS eventually retires, so the cap question does not arise. The relieving order is issued in <strong>Format 5<\/strong>, and the transit period between relief and joining may be regularised as leave or extraordinary leave.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 36 \u2014 Pension on Absorption in Corporation\/Company\/Body<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfe2<\/span><span>Similar to Rule 35. <strong>Option B<\/strong> \u2192 Government pays lump sum capitalised value per <strong>CCS (Commutation of Pension) Rules, 1981<\/strong> commutation table. <strong>No lien retained<\/strong> in relieving department.<\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc CCS (Commutation of Pension) Rules, 1981 \u2014 Lump Sum Calculation<\/div>The lump sum is calculated using the commutation table in these Rules: <strong>Lump sum = Monthly pension \u00d7 12 \u00d7 Commutation factor (based on age at absorption)<\/strong>. This gives the Government a standardised, actuarially fair way to discharge its entire pension liability in one shot, so the Corporation\/Body can fund future pension payments independently. \"No lien retained\" means once the GS is absorbed, he severs all ties with Central Government \u2014 there is no reverting back, no retained post, and the Government bears no further pension liability for that GS.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 37 \u2014 Pension on Absorption on Conversion of Govt Department into PSU<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">1<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">En-Masse Transfer on Deemed Deputation<\/div><div class=\"ig-flow-text\">All GS transferred on deemed deputation (foreign service terms, no deputation allowance) until absorbed.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">2<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">PSU Frames Rules (\u2264 5 Years)<\/div><div class=\"ig-flow-text\">PSU shall frame its rules within <strong>5 years<\/strong>.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">3<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Option Within 3+3 Months<\/div><div class=\"ig-flow-text\">GS asked within 3 months to exercise option to <strong>revert to Government<\/strong> or <strong>seek permanent absorption<\/strong>. Option to be exercised within <strong>3 months<\/strong>. If no option \u2014 <strong>deemed to have opted for absorption<\/strong>.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">4<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Option B: Combined Pension on Industrial DA Pattern<\/div><div class=\"ig-flow-text\">Pension Fund\/Trust established. Government pays lump sum. PSU makes pensionary contributions. Pension on <strong>Industrial DA pattern<\/strong>.<\/div><\/div><\/div>\n<\/div>\n<div class=\"box-blue\"><div class=\"box-blue-lbl\">\ud83d\udccc Special Case \u2014 BSNL & MTNL<\/div><ul class=\"blist\"><li><span class=\"bi\">\ud83d\udcde<\/span><span>Pension Fund\/Trust provisions do <strong>not apply<\/strong> to BSNL and MTNL. Pensionary benefits including family pension shall be <strong>paid by the Government<\/strong>.<\/span><\/li><\/ul><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 38 \u2014 Absorption on Conversion into Central Autonomous Body<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfdb\ufe0f<\/span><span>Substantially similar to Rule 37 \u2014 but pension on <strong>Central DA pattern<\/strong> (not Industrial DA). <strong>Prasar Bharati exception<\/strong> applies.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 39 \u2014 Invalid Pension<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">1<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Application by GS (or family)<\/div><div class=\"ig-flow-text\">If permanently incapacitated \u2014 GS may apply to the Head of Department. Application by spouse\/family member accepted if GS is unable to apply.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">2<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Medical Examination (within 15 + 30 days)<\/div><div class=\"ig-flow-text\">Head of Office shall request within <strong>15 days<\/strong>; medical authority shall examine within <strong>30 days<\/strong>. <strong>Medical Board<\/strong> for Gazetted GS and non-Gazetted GS whose pay exceeds <strong>\u20b954,000\/month<\/strong>; <strong>Civil Surgeon\/District Medical Officer<\/strong> in other cases. Certificate in <strong>Format 6<\/strong>.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">3<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Grant of Invalid Pension (within 45 days)<\/div><div class=\"ig-flow-text\">If found unfit for further service \u2014 invalid pension granted <strong>not later than 45 days<\/strong> from receipt of medical certificate per Rule 44.<\/div><\/div><\/div>\n<\/div>\n<div class=\"box-green\"><div class=\"box-green-lbl\">\u2705 Even Before 10 Years QS<\/div><ul class=\"blist\"><li><span class=\"bi\">\u2705<\/span><span>A GS who retires on invalid pension <strong>even before completing 10 years QS<\/strong> shall also be granted invalid pension \u2014 calculated at <strong>50% of emoluments or average emoluments<\/strong> (whichever is more beneficial).<\/span><\/li><\/ul><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 40 \u2014 Compulsory Retirement Pension<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2696\ufe0f<\/span><span>A GS compulsorily retired as a penalty may be granted pension\/gratuity \u2014 at a rate <strong>not less than \u2154 and not more than full<\/strong> superannuation pension or gratuity. Where President awards <strong>less than full superannuation pension<\/strong>, the <strong>UPSC shall be consulted<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Final pension\/gratuity order shall be issued <strong>not later than 3 months<\/strong> after compulsory retirement order. Provisional pension and provisional gratuity at <strong>\u2154 rate<\/strong> if not issued simultaneously.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 41 \u2014 Compassionate Allowance<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26d4<\/span><span>Dismissal or removal <strong>forfeits<\/strong> pension and gratuity.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span>Competent authority may sanction compassionate allowance <strong>not exceeding \u2154<\/strong> of pension or gratuity \u2014 decision within <strong>3 months<\/strong> after dismissal\/removal order. Not less than minimum pension under Rule 44.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Quick Comparison \u2014 Types of Pension<\/div>\n<div class=\"table-wrap\">\n<table class=\"def-table wide-first\">\n <thead><tr><th>Type of Pension<\/th><th>Key Features<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>\ud83c\udfc5 <strong>Superannuation<\/strong> (Rule 33)<\/td><td>On attaining age of superannuation or on expiry of extended service period.<\/td><\/tr>\n <tr><td>\ud83d\udeaa <strong>Retiring<\/strong> (Rule 34)<\/td><td>On own volition (Rule 43\/FR 56), declared surplus (SVRS), or retired by Government (Rule 42\/FR 56).<\/td><\/tr>\n <tr><td>\ud83c\udfdb\ufe0f <strong>Absorption \u2014 State Govt<\/strong> (Rule 35)<\/td><td>Deemed retirement from Central Govt. Option A or B. Format 5 relieving order.<\/td><\/tr>\n <tr><td>\ud83c\udfe2 <strong>Absorption \u2014 Corporation\/Body<\/strong> (Rule 36)<\/td><td>Similar to Rule 35. No lien retained. Option B \u2192 Govt pays lump sum per commutation table.<\/td><\/tr>\n <tr><td>\ud83c\udfed <strong>Absorption on PSU Conversion<\/strong> (Rule 37)<\/td><td>Deemed deputation \u2192 option 3+3 months. Pension Fund\/Trust. Combined pension on Industrial DA. BSNL\/MTNL exception.<\/td><\/tr>\n <tr><td>\ud83c\udfdb\ufe0f <strong>Absorption on CAB Conversion<\/strong> (Rule 38)<\/td><td>Similar to Rule 37 but pension on Central DA. Prasar Bharati exception.<\/td><\/tr>\n <tr><td>\ud83c\udfe5 <strong>Invalid<\/strong> (Rule 39)<\/td><td>Medical incapacity. Format 6. Within 45 days. Even <10 years QS eligible. RPwD Act, 2016.<\/td><\/tr>\n <tr><td>\u2696\ufe0f <strong>Compulsory Retirement<\/strong> (Rule 40)<\/td><td>\u2154 to full pension. UPSC consulted if less than full. Provisional at \u2154. Final within 3 months.<\/td><\/tr>\n <tr><td>\ud83e\udd32 <strong>Compassionate Allowance<\/strong> (Rule 41)<\/td><td>On dismissal\/removal. Max \u2154. Decision within 3 months. Not less than minimum pension.<\/td><\/tr>\n <\/tbody>\n<\/table>\n<\/div>\n<\/div>\n\n\n<div id=\"ch6\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter VI : Premature Retirement and Voluntary Retirement \u2014 Rules 42 & 43<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"rule-h\">Rule 42 \u2014 Retirement on Completion of 30 Years' Qualifying Service<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfdb\ufe0f<\/span><span>After a GS has completed <strong>30 years of qualifying service<\/strong>, he may be required by the <strong>appointing authority to retire in the public interest<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>The appointing authority shall give a <strong>notice in writing at least 3 months before<\/strong> the date of required retirement \u2014 or <strong>3 months' pay and allowances in lieu<\/strong> of such notice.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>The GS shall be entitled to a <strong>retiring pension<\/strong> per Rule 44. Same procedure as for FR 56 retirements.<\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 44 & FR 56 \u2014 Premature Retirement Pension & Procedure<\/div><strong>Rule 44<\/strong>: Pension = 50% of emoluments or average emoluments (whichever is more beneficial). Minimum QS: 10 years. Minimum: \u20b99,000\/month; Maximum: \u20b91,25,000\/month. <strong>FR 56 Procedure<\/strong>: The DoPT guidelines issued under FR 56 govern the periodic review \u2014 officials completing 25 years of service or attaining age 50\/55 are reviewed. For Rule 42 (Government-initiated premature retirement), the same review framework applies. The 3-month notice (or pay in lieu) must be in writing from the appointing authority, and the GS has no right to challenge the decision in the same way as a disciplinary action.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 43 \u2014 Voluntary Retirement on Completion of 20 Years' Qualifying Service<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u270d\ufe0f<\/span><span>After completing <strong>20 years of qualifying service<\/strong>, a GS may, by giving <strong>notice of not less than 3 months in writing<\/strong> to the appointing authority, retire from service.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Before giving notice, the GS shall request a <strong>certificate of 20 years QS<\/strong> to be issued within <strong>15 days<\/strong>. If not issued, the GS may give notice without the certificate.<\/span><\/li>\n<\/ul>\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span><strong>Important:<\/strong> The provision for treating fraction of a year equal to 3 months and above as a completed six-monthly period shall <strong>NOT be applicable<\/strong> for determining qualifying service under this rule. The GS must have actually completed or will complete <strong>20 years on the intended date<\/strong>.<\/span><\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why the Rounding Rule Is Excluded Here<\/div>The 3-month rounding rule under Rule 44 was designed for computing pension amounts (rounding QS to the nearest six-monthly period for calculation purposes). It was <em>not<\/em> intended to determine <em>eligibility<\/em> for voluntary retirement. If it applied here, a GS with 19 years 9 months could claim voluntary retirement eligibility \u2014 which would undermine the 20-year threshold. The legislature has therefore explicitly excluded this rounding in Rule 43 to ensure that the eligibility threshold of 20 years means exactly 20 years of actual qualifying service.<\/div>\n\n<div class=\"sec-h\">When Permission May Be Withheld<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26d4<\/span><span>If GS is <strong>under suspension<\/strong><\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>If a <strong>charge sheet has been issued<\/strong> and disciplinary proceedings are pending<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>If <strong>judicial proceedings on charges of grave misconduct<\/strong> are pending<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Withdrawal of Notice<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udd04<\/span><span>GS shall be <strong>precluded from withdrawing<\/strong> except with <strong>specific approval<\/strong> of the appointing authority \u2014 request to be made <strong>not less than 15 days<\/strong> before intended date of retirement.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Quick Comparison \u2014 Rule 42 vs Rule 43<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Feature<\/th><th>Rule 42 \u2014 Premature<\/th><th>Rule 43 \u2014 Voluntary<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Initiated by<\/strong><\/td><td>Government<\/td><td>Government servant<\/td><\/tr>\n <tr><td><strong>Minimum QS<\/strong><\/td><td>30 years<\/td><td>20 years<\/td><\/tr>\n <tr><td><strong>Ground<\/strong><\/td><td>Public interest<\/td><td>GS's own volition<\/td><\/tr>\n <tr><td><strong>Notice<\/strong><\/td><td>3 months by Govt (or pay in lieu)<\/td><td>3 months' written notice by GS<\/td><\/tr>\n <tr><td><strong>Acceptance<\/strong><\/td><td>Not applicable<\/td><td>Requires acceptance by appointing authority<\/td><\/tr>\n <tr><td><strong>Withdrawal<\/strong><\/td><td>N\/A<\/td><td>Only with specific approval, \u226515 days before intended date<\/td><\/tr>\n <tr><td><strong>Pension<\/strong><\/td><td>Retiring pension per Rule 44<\/td><td>Retiring pension per Rule 44<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n<\/div>\n\n<div id=\"ch7\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter VII : Regulation of Pension and Gratuity \u2014 Rules 44 to 49<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"rule-h\">Rule 44 \u2014 Amount of Pension<\/div>\n<div class=\"ig-formula\"><div class=\"ig-formula-title\">Pension Formula<\/div><div class=\"ig-formula-eq\">Pension = 50% \u00d7 Emoluments or Average Emoluments (whichever is more beneficial)<\/div><div class=\"ig-formula-note\">Minimum: \u20b99,000\/month \u00b7 Maximum: \u20b91,25,000\/month \u00b7 Minimum QS: 10 years<\/div><\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>A GS who retires under Rules 33, 34, 35, 36, 37, 38 or 39, after completing QS of <strong>not less than 10 years<\/strong>, shall be eligible for pension at <strong>50% of emoluments or average emoluments<\/strong> (whichever is more beneficial).<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span><strong>Invalid pension exception:<\/strong> A GS who retires under Rule 39 <strong>before completing 10 years QS<\/strong> shall also be eligible for invalid pension at 50%. The 10-year minimum QS condition <strong>shall not apply<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Emoluments vs Average Emoluments \u2014 When Each Is Used<\/div><strong>Emoluments (Rule 31):<\/strong> The basic pay the GS was drawing immediately before retirement or on the date of death. <strong>Average Emoluments (Rule 32):<\/strong> The average of emoluments drawn during the <em>last 10 months<\/em> of service. The rule says \"whichever is more beneficial\" \u2014 meaning the Government compares both figures and uses whichever gives the GS a <em>higher<\/em> pension. In practice, average emoluments become more beneficial when the GS received a pay revision or promotion during the last 10 months (pulling the average up), while basic pay at retirement becomes more beneficial when the GS was promoted just before retirement (making the last-drawn pay higher than the 10-month average).<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 39 \u2014 Conditions for Invalid Pension<\/div>Invalid pension applies when a GS is <strong>permanently incapacitated<\/strong> (bodily or mental infirmity) for further service. The GS (or spouse\/family if the GS is unable) applies to the Head of Department. A <strong>Medical Board<\/strong> examines the GS (for Gazetted officers and non-Gazetted GS with pay > \u20b954,000\/month); otherwise a <strong>Civil Surgeon\/District Medical Officer<\/strong> examines. The medical authority issues a certificate in <strong>Format 6<\/strong> \u2014 stating whether the GS is unfit for further service or fit for less laborious work. If unfit \u2014 invalid pension granted within <strong>45 days<\/strong> of receiving the medical certificate. Even where the GS has less than 10 years of qualifying service, invalid pension at 50% is granted \u2014 provided the GS was examined and declared fit for Government service before appointment.<\/div>\n<div class=\"sec-h\">Service Gratuity (Less than 10 Years QS)<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83d\udccb<\/span><span>Service gratuity = <strong>half month's emoluments for every completed six-monthly period<\/strong> of qualifying service. Dearness Allowance also treated as part of emoluments for service gratuity.<\/span><\/li><\/ul>\n\n<div class=\"sec-h\">Additional Pension on Attaining 80 Years<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Age of Pensioner<\/th><th>Additional Pension<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>80 to less than 85 years<\/strong><\/td><td>20% of basic pension<\/td><\/tr>\n <tr><td><strong>85 to less than 90 years<\/strong><\/td><td>30% of basic pension<\/td><\/tr>\n <tr><td><strong>90 to less than 95 years<\/strong><\/td><td>40% of basic pension<\/td><\/tr>\n <tr><td><strong>95 to less than 100 years<\/strong><\/td><td>50% of basic pension<\/td><\/tr>\n <tr><td><strong>100 years or more<\/strong><\/td><td>100% of basic pension<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"sec-h\">Key Calculation Rules<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Rounding of QS:<\/strong> Fraction of a year equal to <strong>3 months and above<\/strong> shall be treated as a completed six-monthly period.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>9 years 9 months rule:<\/strong> QS of <strong>9 years 9 months or more but less than 10 years<\/strong> shall be treated as 10 years \u2014 eligible for pension.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Rounding off:<\/strong> All amounts shall be expressed in <strong>whole rupees<\/strong>. Fractions rounded to <strong>next higher rupee<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc How the Rounding Works \u2014 A Practical Example<\/div>The rounding provision (fraction of a year equal to 3 months and above = completed six-monthly period) works in two steps: <strong>Step 1<\/strong> \u2014 Apply the 3-month rounding. A GS with 9 years 9 months has 9 years + 9 months. Since 9 months \u2265 3 months, the fraction rounds to 1 full six-monthly period, giving QS = 9 years 6 months. <strong>Step 2<\/strong> \u2014 Apply the 9Y9M rule. Since 9 years 9 months \u2265 9 years 9 months, the QS is treated as 10 complete years. A GS with exactly 9 years 8 months: 8 months rounds to 1 six-monthly period \u2192 9 years 6 months, but this is less than 9Y9M, so the 10-year rule does NOT apply \u2192 service gratuity only. A GS with 9 years 10 months: rounds to 10 years \u2192 eligible for pension.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 45 \u2014 Retirement Gratuity and Death Gratuity<\/div>\n<div class=\"ig-formula\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\"><div class=\"ig-formula-title\" style=\"color:#c4d8a8;\">Retirement Gratuity Formula<\/div><div class=\"ig-formula-eq\">Gratuity = \u00bc \u00d7 Emoluments \u00d7 Completed Six-Monthly Periods of QS<\/div><div class=\"ig-formula-note\">Maximum: 16\u00bd times emoluments \u00b7 Overall cap: \u20b920 lakhs \u00b7 Minimum QS: 5 years \u00b7 4 years 9 months treated as 5 years<\/div><\/div>\n\n<div class=\"sec-h\">Death Gratuity Rates<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Length of Qualifying Service<\/th><th>Rate of Death Gratuity<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Less than 1 year<\/strong><\/td><td><strong>2 times<\/strong> of emoluments<\/td><\/tr>\n <tr><td><strong>1 year or more but less than 5 years<\/strong><\/td><td><strong>6 times<\/strong> of emoluments<\/td><\/tr>\n <tr><td><strong>5 years or more but less than 11 years<\/strong><\/td><td><strong>12 times<\/strong> of emoluments<\/td><\/tr>\n <tr><td><strong>11 years or more but less than 20 years<\/strong><\/td><td><strong>20 times<\/strong> of emoluments<\/td><\/tr>\n <tr><td><strong>20 years or more<\/strong><\/td><td><strong>Half of emoluments<\/strong> for every completed six-monthly period, maximum <strong>33 times<\/strong><\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span>Both retirement gratuity and death gratuity shall <strong>not exceed \u20b920 lakhs<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span>Death gratuity provisions <strong>also apply in case of death by suicide<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"sec-h\">Residuary Gratuity<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83d\udcb0<\/span><span>If a GS eligible for service gratuity or pension <strong>dies within 5 years of retirement<\/strong> and the sums received are <strong>less than 12 times emoluments<\/strong> \u2014 a <strong>residuary gratuity equal to the deficiency<\/strong> may be granted to his family.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 46 \u2014 Nominations<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcdd<\/span><span>A GS shall, on <strong>initial appointment<\/strong>, make a nomination in <strong>Form 3<\/strong> conferring the right to receive retirement gratuity and death gratuity.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcdd<\/span><span>If the GS <strong>has family<\/strong> \u2014 nomination shall be in favour of a <strong>member or members of the family<\/strong> only.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Every nomination and cancellation takes effect from the <strong>date of receipt by the Head of Office<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udd04<\/span><span>A GS may <strong>at any time cancel<\/strong> a nomination by sending a notice in writing to the Head of Office \u2014 along with a <strong>fresh nomination<\/strong>.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 47 \u2014 Persons to Whom Gratuity Is Payable<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Gratuity shall be paid to the <strong>person(s) on whom the right is conferred by nomination<\/strong> under Rule 46.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>If <strong>no valid nomination exists<\/strong> \u2014 First priority: wife\/husband, sons, unmarried daughters, widowed\/divorced daughters (in equal shares). Second priority: father, mother, brothers, sisters, married daughters, children of pre-deceased son.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udc76<\/span><span>Gratuity granted to a <strong>minor<\/strong> shall be payable to the <strong>guardian<\/strong>. Up to <strong>20% of minor's share<\/strong> may be paid without a guardianship certificate on an <strong>indemnity bond in Format 7<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 46 \u2014 How Nomination Works<\/div>Every GS shall, on <strong>initial appointment<\/strong>, make a nomination in <strong>Form 3<\/strong> conferring on one or more persons the right to receive retirement gratuity and death gratuity. If the GS has a family \u2014 nomination must be in favour of a <strong>family member only<\/strong>. If the GS acquires a family after a non-family nomination \u2014 the nomination becomes <strong>invalid automatically<\/strong>. If more than one nominee \u2014 shares must cover the entire gratuity amount. The GS may cancel and file a fresh nomination at any time. Every nomination takes effect from the <strong>date of receipt by the Head of Office<\/strong>.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 48 \u2014 Debarring a Person from Receiving Gratuity<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2696\ufe0f<\/span><span>If a person eligible for gratuity is <strong>charged with the offence of murdering the GS<\/strong> \u2014 claim suspended till conclusion of criminal proceedings. If <strong>convicted<\/strong> \u2014 debarred. If <strong>acquitted<\/strong> \u2014 share payable to him.<\/span><\/li>\n<\/ul>\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span>The charge of murder or abetting in murder <strong>includes the charge of abetting death by suicide<\/strong>.<\/span><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 49 \u2014 Lapse of Gratuity<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span>Where a GS dies <strong>without receiving gratuity<\/strong>, leaves <strong>no family<\/strong>, and has made <strong>no nomination<\/strong> (or nomination does not subsist) \u2014 the amount of gratuity shall <strong>lapse to the Government<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span><strong>Exception:<\/strong> Amount payable to the person in whose favour a <strong>Succession Certificate<\/strong> has been granted by a Court of Law.<\/span><\/li>\n<\/ul>\n<\/div>\n\n\n<div id=\"ch8\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter VIII : Family Pension \u2014 Rules 50 & 51<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"rule-h\">Rule 50 \u2014 Family Pension<\/div>\n<div class=\"sec-h\">Rates of Family Pension<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Type<\/th><th>Rate<\/th><th>Duration<\/th><th>Min \/ Max<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Normal Rate<\/strong><\/td><td><strong>30%<\/strong> of pay<\/td><td>After expiry of enhanced rate period<\/td><td>Min \u20b99,000\/month \u00b7 Max \u20b975,000\/month<\/td><\/tr>\n <tr><td><strong>Enhanced Rate \u2014 Death in Service<\/strong><\/td><td><strong>50%<\/strong> of pay<\/td><td><strong>10 years<\/strong> from date of death<\/td><td>Min \u20b99,000\/month \u00b7 Max \u20b91,25,000\/month<\/td><\/tr>\n <tr><td><strong>Enhanced Rate \u2014 Death After Retirement<\/strong><\/td><td><strong>50%<\/strong> of pay<\/td><td><strong>7 years<\/strong> or until deceased would have attained <strong>age 67<\/strong>, whichever is <strong>less<\/strong><\/td><td>Min \u20b99,000\/month \u00b7 Max \u20b91,25,000\/month<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"ref-note\" style=\"margin-bottom:10px;\"><div class=\"ref-note-lbl\">\ud83d\udccc \"Pay\" for Family Pension \u2014 Rule 31 vs Rule 32<\/div><strong>\"Pay\"<\/strong> for computing family pension means <strong>emoluments (Rule 31)<\/strong> or <strong>average emoluments (Rule 32)<\/strong>, whichever is more. <em>Rule 31 emoluments<\/em> = basic pay the GS was drawing immediately before retirement\/death. <em>Rule 32 average emoluments<\/em> = average of emoluments drawn during the <strong>last 10 months<\/strong> of service. The \"whichever is more\" protection ensures that if the GS suffered a pay reduction in the final months (e.g., due to a penalty), the family is not penalised \u2014 they get the higher of the two figures. The enhanced rate cap is also important: family pension on death after retirement shall not exceed the <strong>pension authorised on retirement<\/strong> (including the commuted portion) \u2014 so if the authorised pension was lower than the normal 30% family pension, the enhanced 50% is further restricted to that pension amount.<\/div>\n<div class=\"sec-h\">Order of Entitlement<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">1<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Widow or Widower<\/div><div class=\"ig-flow-text\">Including post-retiral spouse and judicially separated wife or husband. Payable up to date of death or re-marriage.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">2<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Children<\/div><div class=\"ig-flow-text\">Sons (below 25, unmarried, not earning). Daughters (unmarried\/widowed\/divorced, not earning). Disabled children \u2014 for life. In order of birth.<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">3<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Dependent Parents<\/div><div class=\"ig-flow-text\">Mother first, then father. Must be dependent (combined income less than minimum FP + DR).<\/div><\/div><\/div>\n <div class=\"ig-flow-item\"><div class=\"ig-flow-dot\">4<\/div><div class=\"ig-flow-content\"><div class=\"ig-flow-title\">Dependent Disabled Siblings<\/div><div class=\"ig-flow-text\">Brother or sister suffering from mental or physical disability \u2014 wholly dependent on the GS immediately before death. For life.<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"sec-h\">Additional Family Pension \u2014 After Age 80<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Age of Family Pensioner<\/th><th>Additional Family Pension<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>80 to less than 85 years<\/strong><\/td><td>20% of basic family pension<\/td><\/tr>\n <tr><td><strong>85 to less than 90 years<\/strong><\/td><td>30% of basic family pension<\/td><\/tr>\n <tr><td><strong>90 to less than 95 years<\/strong><\/td><td>40% of basic family pension<\/td><\/tr>\n <tr><td><strong>95 to less than 100 years<\/strong><\/td><td>50% of basic family pension<\/td><\/tr>\n <tr><td><strong>100 years or more<\/strong><\/td><td>100% of basic family pension<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"sec-h\">Dual Family Pensions \u2014 Both Parents Were Government Servants<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Situation<\/th><th>Maximum Combined Family Pensions<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>Both family pensions at <strong>enhanced rate<\/strong> (50%)<\/td><td><strong>\u20b91,25,000\/month<\/strong><\/td><\/tr>\n <tr><td>One at enhanced rate, one at <strong>normal rate<\/strong> (30%)<\/td><td><strong>\u20b91,25,000\/month<\/strong><\/td><\/tr>\n <tr><td>Both at <strong>normal rate<\/strong> (30%)<\/td><td><strong>\u20b975,000\/month<\/strong><\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"sec-h\">Debarring Persons Charged with Murder<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26d4<\/span><span>Family pension <strong>not paid<\/strong> to person charged with murder of GS \u2014 till conclusion of criminal proceedings. If convicted \u2014 permanently debarred. If acquitted \u2014 family pension becomes payable from date of acquittal.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 51 \u2014 Missing GS or Pensioner or Family Pensioner<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udd0d<\/span><span><strong>Missing GS (in service):<\/strong> Family pension payable from the latest of: date following leave sanctioned \/ date up to which pay was paid \/ date of lodging FIR\/DDR\/GDE.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udd0d<\/span><span><strong>Missing Pensioner:<\/strong> Family pension from later of: date after last pension paid \/ date of lodging FIR\/DDR\/GDE.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Payment of family pension and retirement gratuity \u2014 <strong>not made before 6 months<\/strong> from the date of lodging the police report.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Death gratuity payable after death is <strong>conclusively established<\/strong> or on expiry of <strong>7 years<\/strong> from the date of lodging the police report, whichever is earlier.<\/li>\n <li><span class=\"bi\">\u26d4<\/span><span>Rule 51 shall <strong>not apply<\/strong> where the GS\/pensioner disappears and is under investigation for <strong>fraud, embezzlement or any other crime<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why 7 Years \u2014 Legal Basis<\/div>The 7-year period is aligned with the <strong>Indian Evidence Act, 1872 (Section 108)<\/strong> \u2014 which creates a rebuttable presumption of death when a person has not been heard of for 7 years by persons who would naturally have heard of him had he been alive. After 7 years from the date of the police report, the missing GS\/pensioner is legally presumed dead, making payment of death gratuity (as opposed to the retirement gratuity already paid) legally sound. This is also why the 6-month waiting period for family pension and retirement gratuity is separate \u2014 those are payable once the family establishes a claim; the death gratuity difference awaits the legal presumption of death.<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why This Exclusion Exists<\/div>Rule 51 is designed to protect the family of a GS\/pensioner who has gone missing through no fault of their own \u2014 an accident, a natural calamity, or unexplained circumstances. Where, however, the GS\/pensioner is under investigation for fraud, embezzlement, or another crime \u2014 the disappearance may itself be part of the wrongdoing (e.g., absconding to evade prosecution). In such cases, extending benefits to the family immediately would be inconsistent with the principle of Rule 8 (pension subject to good conduct) and Rule 87. Additionally, Rule 51 expressly excludes those <strong>charged or convicted<\/strong> of such crimes \u2014 so neither pending investigation nor post-conviction disappearance triggers Rule 51 benefits.<\/div>\n<\/div>\n\n\n<div id=\"ch9\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter IX : Dearness Relief \u2014 Rule 52<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"rule-h\">Rule 52 \u2014 Dearness Relief on Pension and Family Pension<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc8<\/span><span>Relief against price rise may be granted to pensioners (including persons drawing <strong>compassionate allowance<\/strong>) and family pensioners, at such rates and subject to such conditions as the Central Government may specify.<\/span><\/li>\n<\/ul>\n<div class=\"sec-h\">Dearness Relief During Re-Employment<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u26d4<\/span><span>A pensioner who is <strong>re-employed<\/strong> under the Central\/State Government or any Corporation\/Company\/Body\/Bank shall <strong>not be eligible for dearness relief<\/strong> during re-employment or absorption.<\/span><\/li><\/ul>\n<div class=\"box-green\"><div class=\"box-green-lbl\">\u2705 Exception \u2014 When DR Continues During Re-Employment (All 3 Conditions)<\/div><ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccc<\/span><span>Pensioner was <strong>not holding a Group 'A' post<\/strong> before re-employment\/absorption;<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccc<\/span><span>Pay was fixed at the <strong>minimum of the scale of pay<\/strong> of the post, and such minimum was <strong>less than the pay drawn immediately before retirement<\/strong>;<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccc<\/span><span>The <strong>entire amount of pension<\/strong> was <strong>ignored<\/strong> (i.e. no part of pension was taken into account for pay fixation).<\/span><\/li>\n<\/ul><\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why All 3 Conditions Together?<\/div>The rationale is that the exception applies only when the re-employed pensioner is in a genuinely disadvantaged position \u2014 he is <em>not<\/em> a Group A officer (so not in a senior role), his pay is fixed at the <em>minimum<\/em> of the scale (not even at his pre-retirement pay level), and his pension is <em>completely<\/em> ignored (not even partially taken into account). In such a case, the pensioner is financially worse off than before retirement, so denying DR would be unjust. If <em>any<\/em> of the 3 conditions fails \u2014 e.g. the pension is partially counted for pay fixation \u2014 DR is <em>not<\/em> payable during re-employment. A certificate confirming all 3 conditions must be obtained from the re-employing authority.<\/div>\n<div class=\"sec-h\">Family Pensioner \u2014 No Restriction<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u2705<\/span><span>A <strong>family pensioner<\/strong> who is employed shall <strong>continue to be eligible<\/strong> for dearness relief on family pension during the period of such employment. The restriction <strong>does not apply<\/strong> to family pensioners.<\/span><\/li><\/ul>\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span><strong>Exam Tip:<\/strong> <strong>Pensioner re-employed = DR stopped<\/strong> (unless all 3 exceptions are met); <strong>Family pensioner employed = DR continues<\/strong> regardless.<\/span><\/div>\n<\/div>\n\n\n<div id=\"ch10\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter X : Determination and Authorisation of Pension and Gratuity \u2014 Rules 53 to 70<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"ig-banner\"><div class=\"ig-banner-title\">\u2699\ufe0f Chapter Overview<\/div><div class=\"ig-banner-text\">Chapter X lays down the complete step-by-step procedure for processing and authorising pension and gratuity \u2014 from preparation of the retirement list to final authorisation by the Accounts Officer and CPAO. It also covers provisional pension, revision, recovery of dues, and interest on delayed payment.<\/div><\/div>\n\n<div class=\"ig-stats\">\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">15 Months<\/div><div class=\"ig-stat-l\">Advance List Prepared<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">8 Months<\/div><div class=\"ig-stat-l\">Before Retirement \u2014 HoO Completes<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">4 Months<\/div><div class=\"ig-stat-l\">Before Retirement \u2014 AO Gets Papers<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">2 Months<\/div><div class=\"ig-stat-l\">Before Retirement \u2014 PPO Issued<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">21 Days<\/div><div class=\"ig-stat-l\">CPAO Issues SSA<\/div><\/div>\n<\/div>\n\n<div class=\"rule-h\">Rule 53 \u2014 Processing Through Bhavishya<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcbb<\/span><span>Unless otherwise exempted by a general or special order of the Government, the pension case of a GS shall be processed through <strong>'Bhavishya'<\/strong> \u2014 the online pension sanctioning and tracking system.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>In the case of a department\/office\/person <strong>exempted from Bhavishya<\/strong> \u2014 details shall be transmitted in physical mode and the pension case processed <strong>manually<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Where a particular action cannot be performed under Bhavishya \u2014 such action shall be performed <strong>manually<\/strong>.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 54 \u2014 Preparation of List of GS Due for Retirement<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Every Head of Department shall have a list prepared by the <strong>15th day of every month<\/strong> of all GS due to retire within the <strong>next 15 months<\/strong> of that date.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>A copy of every such list shall be supplied to the <strong>Accounts Officer before the last day of every month<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>For retirement <strong>other than superannuation<\/strong> \u2014 the Head of Office shall inform the Accounts Officer <strong>not later than 10 days<\/strong> from the date of issue of the retirement order.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 55 \u2014 Intimation to Directorate of Estates Regarding \"No Demand Certificate\"<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfe0<\/span><span>Immediately after preparing the retirement list, the Head of Office shall obtain from each GS who was or is an <strong>allottee of Government accommodation<\/strong> the complete details and send them to the <strong>Directorate of Estates at least 1 year before retirement<\/strong> \u2014 for issuing a \"No Demand Certificate\" for the period preceding 8 months of retirement.<\/span><\/li>\n <li><span class=\"bi\">\ud83c\udfe0<\/span><span>For retirement <strong>other than superannuation<\/strong> \u2014 details shall be obtained immediately after the retirement order and sent to the Directorate within <strong>10 days<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>A GS who was <strong>never allotted any residential accommodation<\/strong> during service shall submit a <strong>declaration<\/strong> to the Head of Office. The Head of Office, after verification, shall issue the \"No Demand Certificate\" himself.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 56 \u2014 Preparation for Processing of Pension Case<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Every Head of Office shall undertake preparatory work for processing the pension case <strong>1 year before<\/strong> the date of superannuation, or on the date the GS proceeds on <strong>leave preparatory to retirement<\/strong>, whichever is <strong>earlier<\/strong>.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 57 \u2014 Stages for Processing of Pension Case on Superannuation<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1e40af,#3060cc);\">1<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">First Stage \u2014 Verification of Service (Complete 8 Months Before)<\/div>\n <div class=\"ig-flow-text\">\n Head of Office shall go through the <strong>service book<\/strong> and verify whether certificates of verification for service subsequent to the last verification under Rule 30 are recorded.\n <div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 30 \u2014 Periodic Verification of Qualifying Service<\/div>Under Rule 30, two mandatory verifications of qualifying service are conducted: <strong>First verification<\/strong> \u2014 after 18 years of service (Head of Office in consultation with Accounts Officer, result communicated in Format 4); <strong>Second verification<\/strong> \u2014 when the GS has 5 years of service remaining before superannuation. Special verification may also be done on transfer, closure of department, or posts being declared surplus. Once done, the verification is treated as <strong>final<\/strong> and cannot be reopened except on a subsequent change in rules. By the time Stage 1 of Rule 57 begins (1 year before retirement), the Rule 30 verifications should already be on record in the service book \u2014 Rule 57 only picks up the remaining unverified portion after the last Rule 30 verification.<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 30 \u2014 What \"Last Verification\" Means<\/div>Under Rule 30 (Periodic Verification of Qualifying Service), the Head of Office is required to carry out formal verification of qualifying service at two key points: (1) when the GS completes <strong>18 years of service<\/strong>; and (2) when the GS is left with <strong>5 years before superannuation<\/strong>. The result is communicated to the GS in Format 4. Rule 57 Stage 1 picks up from where the last Rule 30 verification stopped \u2014 it verifies all service rendered <em>after<\/em> that last certificate. The verification under Rule 57 must be completed <strong>8 months before superannuation<\/strong>.<\/div><br><br>\n \u2705 Unverified portions verified based on <strong>pay bills, acquittance rolls, last pay certificates, pay slips<\/strong>.<br><br>\n \u2705 If service was rendered in <strong>another office\/department<\/strong> \u2014 the Head of Office shall refer that period to the other office, which shall verify and send certificates within <strong>2 months<\/strong>. If no response within 2 months \u2014 such period shall be <strong>deemed to qualify for pension<\/strong>.<br><br>\n \u2705 If any period is still unverifiable \u2014 GS shall file a <strong>written statement<\/strong> within 1 month declaring the service was rendered, with a sworn declaration. The Head of Office shall admit that period.<br><br>\n \u26a0\ufe0f If a GS gives <strong>incorrect information wilfully<\/strong> to obtain benefits not entitled to \u2014 it shall be construed as <strong>grave misconduct<\/strong>.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">2<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Second Stage \u2014 Making Good Omissions in Service Book<\/div>\n <div class=\"ig-flow-text\">\n Head of Office shall identify <strong>omissions, imperfections or deficiencies<\/strong> having a direct bearing on emoluments and qualifying service. Every effort shall be made to make these good.<br><br>\n Any omission incapable of being made good, and unverified portions about which no statement was submitted \u2014 shall be <strong>ignored<\/strong>. QS determined on the basis of <strong>entries in the service book<\/strong>.<br><br>\n For <strong>emoluments and average emoluments<\/strong> \u2014 Head of Office shall verify correctness of emoluments <strong>only for the period of 24 months preceding retirement<\/strong>, not for any prior period.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">3<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Third Stage \u2014 Communication to GS (Not Later Than 8 Months Before Retirement)<\/div>\n <div class=\"ig-flow-text\">\n As soon as the second stage is completed (but <strong>not later than 8 months before retirement<\/strong>), the Head of Office shall:<br><br>\n \u2705 Furnish to the retiring GS a <strong>certificate of qualifying service, emoluments, and average emoluments<\/strong> proposed for pension\/gratuity calculation.<br><br>\n \u2705 Direct the GS to furnish reasons for non-acceptance (with supporting documents) within <strong>2 months<\/strong>.<br><br>\n \u2705 Advise the GS to submit <strong>Form 4, Form 6<\/strong>, undertaking to Bank in <strong>Format 9<\/strong>, common nomination form in <strong>Form A<\/strong> (Payment of Arrears of Pension Nomination Rules, 1983), and option form for <strong>Fixed Medical Allowance or out-patient medical facility<\/strong>.\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"sec-h\">GS Obligations \u2014 Rule 57<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>The GS shall submit Form 4, Form 6, Format 9, Form A and option form <strong>not later than 6 months<\/strong> before retirement.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>The GS may also apply in Form 6 for <strong>commutation of a percentage of pension<\/strong> under CCS (Commutation of Pension) Rules, 1981.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Where the GS is unable to submit forms due to <strong>bodily or mental infirmity<\/strong> \u2014 the spouse or a family member eligible for family pension may submit Form 4 and Form 6. The GS shall not be entitled to commutation until he himself subsequently applies.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 58 \u2014 Forms for Retirement Other Than Superannuation<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>A GS retiring for reasons <strong>other than superannuation<\/strong> shall submit Form 4, Form 6, Format 9, Form A and option form <strong>immediately after<\/strong> the competent authority has approved such retirement or the retirement has become effective.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Same provisions as Rule 57 for submission by spouse\/family member in case of infirmity apply.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 59 \u2014 Completion of Pension Case<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Superannuation cases (Rule 57):<\/strong> Head of Office shall complete Part I of <strong>Form 7<\/strong> along with the check list and pension calculation sheet <strong>not later than 4 months before retirement<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Other cases (Rule 58):<\/strong> Head of Office shall complete Part I of Form 7 <strong>within 2 months<\/strong> after submission of Form 4 and Form 6.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If a GS dies after retirement and forms under Rule 57\/58 were not submitted \u2014 action shall be taken per <strong>Rule 80(5)<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 80(5) \u2014 What Happens When GS Dies After Retirement Without Submitting Forms<\/div>The Head of Office shall allow the <strong>spouse<\/strong> (or, in absence of spouse, any other eligible family member) to submit the claim in <strong>Form 10<\/strong> along with Form 4 and Format 9. If no family member is eligible for family pension, the gratuity nominee may submit <strong>Form 6<\/strong> instead. The Head of Office then fills up <strong>Form 7<\/strong> (with a specific notation that the GS did not submit Form 6 before death), issues a sanction in <strong>Format 13<\/strong> for family pension if applicable, and forwards the complete papers to the Accounts Officer. The AO authorises pension + retirement gratuity + family pension in the PPO and also authorises payment of <strong>arrears of pension from the date following retirement up to the date of death<\/strong>.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 60 \u2014 Forwarding Pension Case to Accounts Officer<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Head of Office shall forward to the Accounts Officer: copies of <strong>Form 4, Form 6, Format 9<\/strong>; copies of <strong>Form 7<\/strong> (with check list and pension calculation sheet) and covering letter in <strong>Format 10<\/strong>; and the <strong>duly completed service book<\/strong> with supporting documents.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Government dues assessed under Rule 67 and any amount to be withheld per Directorate of Estates shall also be furnished in <strong>Format 10<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 67 \u2014 Government Dues to Be Furnished<\/div>The dues required to be furnished in Format 10 cover: <strong>(i) Accommodation dues<\/strong> \u2014 arrears of licence fee, damages for subletting\/unauthorised occupation\/transfer to ineligible officer, electricity\/water\/PNG charges; and <strong>(ii) Other dues<\/strong> \u2014 balance of house building\/conveyance\/other advances; overpayment of pay\/allowances\/leave salary; and arrears of income tax deductible at source. The Head of Office must assess these <strong>8 months before superannuation<\/strong> (Rule 69). Only these qualifying Government dues can be adjusted against retirement gratuity \u2014 no other dues can be recovered from the gratuity.<\/div>\n<div class=\"box-amber\"><div class=\"box-amber-lbl\">\u23f1\ufe0f Timelines \u2014 Rule 60<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span><strong>Superannuation:<\/strong> Not later than <strong>4 months before<\/strong> superannuation.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span><strong>Other cases:<\/strong> Not later than <strong>2 months after<\/strong> submission of Form 4 and Form 6.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 61 \u2014 Intimation to Accounts Officer Regarding Subsequent Events \/ Dues<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If after forwarding the pension case, any <strong>event occurs having a bearing on the amount of pension<\/strong> \u2014 the fact shall be <strong>promptly reported<\/strong> to the Accounts Officer.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>If any <strong>additional Government dues<\/strong> come to notice after intimating the original dues \u2014 they shall be <strong>promptly reported<\/strong> to the Accounts Officer.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 62 \u2014 Provisional Pension (for Reasons Other Than Departmental\/Judicial Proceedings)<\/div>\n\n<div class=\"ig-formula\"><div class=\"ig-formula-title\">Provisional Pension<\/div><div class=\"ig-formula-eq\">Provisional Pension = 100% of Pension as Admissible + 90% of Gratuity (10% withheld)<\/div><div class=\"ig-formula-note\">Sanctioned from the day following retirement \u00b7 Continues for max 6 months<\/div><\/div>\n\n<div class=\"sec-h\">When Provisional Pension Is Sanctioned<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Where in a superannuation case, after forms have been submitted but the Head of Office <strong>cannot forward papers within time<\/strong>, or the Accounts Officer <strong>returns papers for further information<\/strong>, and the GS is likely to retire before final assessment \u2014 the Head of Office shall determine provisional pension and provisional retirement gratuity.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>In non-superannuation cases \u2014 same process on receipt of forms.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Sanctioning Process \u2014 Rule 62<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>Head of Office shall issue a letter of sanction authorising: <strong>100% of pension as provisional pension<\/strong> from the day following retirement; and <strong>100% of gratuity as provisional gratuity withholding 10%<\/strong> of gratuity (for adjustment of Government dues).<\/span><\/li>\n<\/ul>\n<div class=\"box-amber\"><div class=\"box-amber-lbl\">\u23f1\ufe0f Timelines \u2014 Rule 62<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span><strong>Superannuation cases:<\/strong> Sanction issued <strong>not later than 10 days<\/strong> after retirement.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span><strong>Other cases:<\/strong> Within <strong>1 month<\/strong> from date of Form 4 and Form 6 submission.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Provisional pension shall <strong>not continue beyond 6 months<\/strong> from retirement (or from date of form submission, whichever is later).<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why 6 Months? \u2014 Target for Final Assessment<\/div>The 6-month period is the <em>maximum time<\/em> allowed for the Accounts Officer to assess the final pension and issue the PPO. If final amounts are determined within 6 months \u2014 the AO issues the PPO and the Head of Office disburses the balance gratuity (after adjusting dues). If <em>not<\/em> determined within 6 months \u2014 the AO shall treat the provisional pension and gratuity as <strong>final<\/strong> and issue the PPO immediately. This prevents the GS from remaining indefinitely on provisional pension, which provides less certainty for financial planning in retirement.<\/div>\n<\/div>\n\n<div class=\"sec-h\">Final Assessment and Adjustment<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If final pension and gratuity are determined <strong>within 6 months<\/strong> \u2014 the Accounts Officer shall issue the PPO and direct the Head of Office to disburse the difference between final and provisional gratuity (after adjusting dues).<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If <strong>provisional pension exceeds final pension<\/strong> \u2014 excess may be adjusted out of the withheld 10% gratuity or recovered by short payments of future pension.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span>If <strong>provisional gratuity exceeds final gratuity<\/strong> \u2014 the retired GS shall <strong>not be required to refund<\/strong> the excess. Head of Office shall ensure such overpayments are minimised; officials responsible shall be <strong>accountable<\/strong>.<\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>If final amounts are <strong>not determined within 6 months<\/strong> \u2014 the Accounts Officer shall treat provisional pension and gratuity as <strong>final<\/strong> and issue the PPO immediately.<\/span><\/li>\n <li><span class=\"bi\">\ud83c\udfe0<\/span><span>If the GS was an <strong>allottee of Government accommodation<\/strong> \u2014 the withheld 10% shall be paid on receipt of <strong>\"No Demand Certificate\"<\/strong> from the Directorate of Estates.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why No Recovery of Excess Gratuity?<\/div>The policy here is beneficiary-protective \u2014 the retired GS received the gratuity in good faith based on the provisional assessment by the Head of Office. Since the excess arose due to an administrative error in estimation (not misrepresentation by the GS), it would be unjust to recover it. The Head of Department is required to <strong>fix responsibility<\/strong> on the officials who caused the overpayment, and disciplinary action may follow \u2014 but the financial burden shall not fall on the retiree.<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc What \"No Demand Certificate\" Means (Rule 68)<\/div>The \"No Demand Certificate\" is issued by the Directorate of Estates confirming that there are <strong>no outstanding licence fee, damages, or other dues<\/strong> on account of Government accommodation allotted to the GS. The Directorate must issue this certificate <strong>within 14 days<\/strong> of the GS vacating the accommodation. If the Directorate fails to issue it within 14 days, the GS becomes entitled to <strong>interest at GPF rate<\/strong> on the excess withheld amount (i.e., the 10%) from the date of application until the date of refund.<\/div>\n\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span>Government dues specified in Rule 67 shall be deducted before disbursement of provisional gratuity.<\/span><\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 67 \u2014 Government Dues (What Must Be Deducted)<\/div><strong>\"Government Dues\"<\/strong> means: <strong>(i) Accommodation dues<\/strong> \u2014 arrears of licence fee, damages for subletting\/unauthorised occupation\/transfer to ineligible officer, electricity\/water\/PNG charges; <strong>(ii) Other dues<\/strong> \u2014 balance of house building advance, conveyance advance, or any other advance; overpayment of pay and allowances or leave salary; and arrears of income tax deductible at source under the Income Tax Act, 1961. Only these specific Government dues may be deducted from the retirement gratuity \u2014 <em>no other dues<\/em> not qualifying as \"Government dues\" can be recovered from gratuity.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 63 \u2014 Authorisation of Pension and Gratuity by the Accounts Officer<\/div>\n\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Type of Retirement<\/th><th>Action<\/th><th>Timeline<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Superannuation<\/strong><\/td><td>Apply requisite checks, complete Part II of Form 7, assess pension\/family pension\/gratuity, issue PPO<\/td><td>PPO issued <strong>not later than 2 months in advance<\/strong> of retirement date<\/td><\/tr>\n <tr><td><strong>Other cases<\/strong><\/td><td>Issue PPO after receipt of pension papers from Head of Office<\/td><td>PPO issued within <strong>45 days<\/strong> of receipt of pension papers<\/td><\/tr>\n <tr><td><strong>Forward PPO to CPAO<\/strong><\/td><td>AO forwards PPO to Central Pension Accounting Office for Special Seal of Authority<\/td><td>Within <strong>2 months<\/strong> of receipt of pension papers<\/td><\/tr>\n <tr><td><strong>CPAO issues SSA<\/strong><\/td><td>CPAO issues Special Seal of Authority and forwards to PDA<\/td><td>Within <strong>21 days<\/strong> of receipt of PPO from AO<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"sec-h\">PPO \u2014 Emoluments Verification<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Accounts Officer shall verify correctness of emoluments <strong>only for 24 months preceding retirement<\/strong>, not for any prior period.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">PPO \u2014 Family Pension Details<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udc69<\/span><span>PPO shall indicate the name of the <strong>spouse<\/strong> (if alive) as family pensioner. Where there are <strong>more than one wife alive<\/strong> \u2014 names of all wives with their respective shares.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udc67<\/span><span>Where there are children from a <strong>deceased wife, divorced wife, or void\/voidable marriage<\/strong> \u2014 initially only the surviving wife's name and share shall be indicated. On the pensioner's death, the Accounts Officer shall issue a <strong>Revised Pension Payment Authority<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u267f<\/span><span>Permanently disabled children, dependent parents, and disabled siblings shall also be indicated as family pensioners \u2014 if there is no other family member to whom family pension may become payable before them.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>On receipt of intimation regarding <strong>marriage or remarriage after retirement<\/strong> \u2014 Accounts Officer shall issue a Revised Pension Payment Authority including the new spouse.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Gratuity Disbursement<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Gratuity amount shall be intimated to the Head of Office for disbursement after adjusting <strong>Government dues<\/strong> (Rule 67) and withheld amount (Rule 68 \u2014 Directorate of Estates).<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Departmental\/Judicial Proceedings Pending<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2696\ufe0f<\/span><span>If proceedings are pending \u2014 <strong>provisional pension as per Rule 8<\/strong> shall be authorised. No gratuity until conclusion and final orders.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>After conclusion \u2014 Head of Office shall forward final orders along with <strong>Form 7-A within 30 days<\/strong>. Accounts Officer shall authorise final pension <strong>within 30 days<\/strong> of receipt of Form 7-A.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 8 \u2014 Provisional Pension in Departmental\/Judicial Proceedings<\/div>Where departmental or judicial proceedings are pending or contemplated against a GS at the time of retirement, the Accounts Officer shall authorise <strong>provisional pension equal to the maximum pension admissible<\/strong> based on qualifying service up to the date of retirement (or the date before suspension, if applicable). This provisional pension is payable from the day following retirement until final orders are passed. <strong>No gratuity<\/strong> is paid until the proceedings are concluded and final orders are issued by the President. The provisional pension is adjusted against the final benefits \u2014 and <strong>no recovery<\/strong> is made if the final pension turns out to be less than the provisional pension.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 64 \u2014 Government Servants on Deputation<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 64 \u2014 Why the Borrowing\/Cadre Authority?<\/div>The borrowing department or cadre authority handles the pension case because they have the GS on their muster rolls at the time of retirement and possess all current service records. This avoids routing pension papers through multiple departments and prevents delays. The pension entitlement is still calculated as per the parent\/cadre department's service history, but the <em>administrative processing<\/em> (completing Form 7, forwarding to Accounts Officer) is done by whoever the GS was serving under at the time of retirement.<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Situation<\/th><th>Who Takes Pension Action?<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>GS retiring while on <strong>deputation to another Central Government Department<\/strong><\/td><td>Head of Office of the <strong>Borrowing Department<\/strong><\/td><\/tr>\n <tr><td>GS retiring while on <strong>deputation to a State Government<\/strong><\/td><td>Head of Office or the <strong>Cadre Authority which sanctioned the deputation<\/strong><\/td><\/tr>\n <tr><td>GS retiring while on <strong>foreign service<\/strong><\/td><td>Head of Office or the <strong>Cadre Authority which sanctioned the foreign service<\/strong><\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 65 \u2014 Interest on Delayed Payment of Gratuity, Pension and Family Pension<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Where provisional pension\/family pension\/gratuity has <strong>not been sanctioned<\/strong> in accordance with these rules, or where payment is authorised <strong>later than the due date<\/strong>, and the delay is clearly attributable to <strong>administrative reasons or lapses<\/strong> \u2014 interest shall be paid on arrears at the rate applicable to <strong>General Provident Fund<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26d4<\/span><span><strong>No interest<\/strong> if the delay was caused by the GS\/pensioner\/family member failing to comply with the prescribed procedure.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Sanctioning Authority for Interest<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfdb\ufe0f<\/span><span>The <strong>Secretary of the Ministry\/Department<\/strong> (or any officer not below Joint Secretary authorised by him) shall consider each case of delayed payment and sanction interest where the delay was due to administrative reasons.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Interest payment shall be made <strong>within 2 months<\/strong> from the date of sanctioning.<\/span><\/li>\n <li><span class=\"bi\">\u2696\ufe0f<\/span><span><strong>Disciplinary action<\/strong> shall be taken against the GS(s) responsible for the delay. Interest payment shall <strong>not wait<\/strong> for the outcome of such disciplinary proceedings.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Period for Which Interest Is Payable<\/div>\n<div class=\"table-wrap\">\n<table class=\"def-table wide-first\">\n <thead><tr><th>Situation<\/th><th>Interest Payable From<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>\ud83d\udcc5 <strong>Superannuation<\/strong><\/td><td>Date following expiry of <strong>3 months from retirement<\/strong> \u2192 up to date of payment<\/td><\/tr>\n <tr><td>\ud83d\udcc5 <strong>Other retirement \/ absorption \/ death<\/strong><\/td><td>Date following expiry of <strong>3 months from retirement\/absorption\/death<\/strong> \u2192 up to date of payment<\/td><\/tr>\n <tr><td>\u2696\ufe0f <strong>Exonerated after dept\/judicial proceedings<\/strong><\/td><td>Date following expiry of <strong>3 months from retirement<\/strong> \u2192 up to date of payment of gratuity and arrears<\/td><\/tr>\n <tr><td>\u2696\ufe0f <strong>Not fully exonerated but pension\/gratuity allowed<\/strong><\/td><td>Date following expiry of <strong>3 months from the order for payment<\/strong> \u2192 up to date of payment<\/td><\/tr>\n <tr><td>\ud83d\udd4a\ufe0f <strong>Proceedings dropped on death<\/strong><\/td><td>Date following expiry of <strong>3 months from death<\/strong> \u2192 up to date of payment of pension, family pension and gratuity<\/td><\/tr>\n <tr><td>\ud83d\udcc8 <strong>Retrospective revision of emoluments \/ liberalisation<\/strong><\/td><td>Date following expiry of <strong>3 months from the revision\/liberalisation order<\/strong> \u2192 up to date of payment of arrears<\/td><\/tr>\n <\/tbody>\n<\/table>\n<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 66 \u2014 Revision of Pension After Authorisation<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc8<\/span><span>Pension and family pension may be revised by the Government in accordance with any general order issued in implementation of <strong>Central Pay Commission recommendations<\/strong> or otherwise. The revised pension shall become the <strong>basic pension<\/strong> for additional pension\/family pension and dearness relief.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udd12<\/span><span>Subject to Rules 7 and 8 \u2014 pension once finally assessed or revised <strong>shall not be revised to the disadvantage<\/strong> of the GS \u2014 unless revision becomes necessary on account of detection of a <strong>clerical error<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span>No adverse revision after <strong>2 years<\/strong> from the date of authorisation\/revision \u2014 without concurrence of the <strong>Department of Pension and Pensioners' Welfare<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>If excess payment was made and was <strong>not due to misrepresentation<\/strong> by the pensioner \u2014 the administrative Ministry shall examine (in consultation with Ministry of Finance, Department of Expenditure) whether recovery can be <strong>waived off<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If not waived \u2014 the pensioner shall be served a <strong>notice to refund within 2 months<\/strong>. If not complied with \u2014 excess shall be adjusted by <strong>short payments of future pension<\/strong> in instalments.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why 2-Year Protection?<\/div>The 2-year protection against adverse revision gives the pensioner a <em>window of certainty<\/em> after pension is fixed or revised. An error in pension calculation may take time to surface. If the Ministry\/Department wants to correct the pension downwards after 2 years, they must get <strong>DoPPW concurrence<\/strong> \u2014 which acts as a check to ensure the recovery is genuinely warranted. If the excess was paid without misrepresentation by the pensioner, the Ministry must also examine (in consultation with Ministry of Finance, Department of Expenditure) whether recovery should be <strong>waived off entirely<\/strong> \u2014 protecting pensioners from financial hardship due to errors not of their making.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 67 \u2014 Recovery and Adjustment of Government Dues<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>The Head of Office shall <strong>ascertain and assess<\/strong> Government dues payable by a retiring GS. Outstanding dues shall be adjusted against <strong>retirement gratuity<\/strong>.<\/span><\/li>\n<\/ul>\n\n<div style=\"background:#fff;border:2px solid #d4a017;border-radius:10px;padding:18px 22px;margin:14px 0;\">\n <div style=\"font-size:10.5px;font-weight:700;color:#8a6800;text-transform:uppercase;letter-spacing:0.14em;display:flex;align-items:center;gap:6px;margin-bottom:14px;\">\ud83d\udcd6 \"Government Dues\" Includes<\/div>\n <ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfe0<\/span><span><strong>Accommodation dues:<\/strong> Arrears of licence fee, damages (for occupation beyond permissible period, subletting, unauthorised occupation, transfer to ineligible office), electricity\/water\/PNG charges.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb3<\/span><span><strong>Other dues:<\/strong> Balance of house building\/conveyance\/any other advance; overpayment of pay and allowances\/leave salary; arrears of income tax deductible at source under the Income Tax Act, 1961.<\/span><\/li>\n <\/ul>\n<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span><strong>Only Government dues<\/strong> shall be adjusted against retirement gratuity. Any other dues which are <strong>not Government dues<\/strong> shall not be recoverable from the gratuity.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 68 \u2014 Adjustment of Dues Pertaining to Government Accommodation<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83c\udfe0<\/span><span><strong>Superannuation:<\/strong> Directorate of Estates shall inform the Head of Office <strong>within 2 months<\/strong> of receipt of intimation, if any licence fee is recoverable for the period prior to 8 months of retirement.<\/span><\/li>\n <li><span class=\"bi\">\ud83c\udfe0<\/span><span><strong>Other retirement:<\/strong> Directorate of Estates shall inform <strong>within 1 month<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If no intimation received by the stipulated date \u2014 it shall be <strong>presumed that no licence fee was recoverable<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Head of Office shall ensure licence fee for the last <strong>8 months is recovered monthly<\/strong> from pay and allowances. Any balance \u2014 recovered from gratuity.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Licence fee for <strong>retention of accommodation beyond retirement<\/strong> \u2014 also adjusted from gratuity.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Where Directorate Cannot Determine Dues<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Directorate of Estates shall inform the Head of Office that <strong>10% of gratuity<\/strong> may be withheld pending further information.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>The withheld amount shall be paid immediately on production of <strong>\"No Demand Certificate\"<\/strong> after actual vacation of accommodation.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Directorate of Estates shall issue the No Demand Certificate <strong>within 14 days<\/strong> of application after vacation. If it fails \u2014 interest shall be payable (at GPF rate) on the excess withheld amount from the date of application until the date of refund.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Any remaining unpaid amounts (licence fee, damages, electricity\/water\/PNG) may be ordered by the Directorate to be recovered from <strong>Dearness Relief without the consent of the pensioner<\/strong> \u2014 no DR shall be disbursed until full recovery is made.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 69 \u2014 Adjustment of Dues Other Than Accommodation<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Head of Office shall assess non-accommodation dues <strong>1 year before<\/strong> superannuation (or on date of leave preparatory to retirement, whichever is earlier). Assessment to be completed <strong>8 months before<\/strong> superannuation.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>For <strong>non-superannuation cases<\/strong> \u2014 assessment within <strong>30 days after retirement<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>All assessed dues (including those coming to notice subsequently) outstanding till retirement shall be adjusted against <strong>retirement gratuity<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Connection to Rules 56 & 57<\/div>The \"1 year before\" trigger in Rule 69 aligns with <strong>Rule 56<\/strong> (preparatory work commences 1 year before superannuation). The \"8 months before\" deadline in Rule 69 aligns with <strong>Rule 57 Stage 3<\/strong> (Head of Office communicates qualifying service, emoluments, and average emoluments to the GS not later than 8 months before retirement). By completing the dues assessment at the same time as the Rule 57 communication to the GS, the Head of Office can include the full Government dues picture in the Format 10 forwarding letter to the Accounts Officer (Rule 60), well before the 4-month deadline for forwarding pension papers.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 70 \u2014 Date of Retirement to Be Notified<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Gazetted GS:<\/strong> A notification in the <strong>Official Gazette<\/strong> specifying the date of retirement \u2014 issued within <strong>1 week<\/strong> of retirement.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Non-gazetted GS:<\/strong> An <strong>office order<\/strong> specifying the date of retirement \u2014 issued within <strong>1 week<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>A copy of the notification\/office order shall be forwarded <strong>immediately<\/strong> to the Accounts Officer.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>Where a notification for <strong>leave preparatory to retirement<\/strong> was already issued \u2014 no further notification needed on actual retirement (unless leave is curtailed or retirement is ante-dated\/postponed).<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span>Failure to issue the notification\/office order shall <strong>not entitle<\/strong> the GS to continue beyond superannuation. Unless specific orders for <strong>extension of service<\/strong> are issued, the GS shall be <strong>deemed to have retired<\/strong> on attaining the age of superannuation.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Chapter X \u2014 Quick Reference Timeline<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Action<\/th><th>By Whom<\/th><th>When<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>Prepare retirement list<\/td><td>Head of Department<\/td><td>By <strong>15th of every month<\/strong> (for next 15 months)<\/td><\/tr>\n <tr><td>Supply list to Accounts Officer<\/td><td>Head of Department<\/td><td>Before the <strong>last day of every month<\/strong><\/td><\/tr>\n <tr><td>Inform AO \u2014 non-superannuation retirement<\/td><td>Head of Office<\/td><td>Within <strong>10 days<\/strong> of retirement order<\/td><\/tr>\n <tr><td>Intimate Directorate of Estates<\/td><td>Head of Office<\/td><td>At least <strong>1 year before<\/strong> superannuation; within <strong>10 days<\/strong> for others<\/td><\/tr>\n <tr><td>Start preparatory work<\/td><td>Head of Office<\/td><td><strong>1 year before<\/strong> superannuation or LPR date, whichever earlier<\/td><\/tr>\n <tr><td>Complete service verification (Stage 1 & 2); communicate to GS (Stage 3)<\/td><td>Head of Office<\/td><td><strong>8 months before<\/strong> superannuation<\/td><\/tr>\n <tr><td>GS submits Form 4, Form 6, Format 9, Form A, option form<\/td><td>Government Servant<\/td><td><strong>6 months before<\/strong> retirement<\/td><\/tr>\n <tr><td>Complete Part I of Form 7; forward to AO<\/td><td>Head of Office<\/td><td><strong>4 months before<\/strong> superannuation; 2 months after forms for others<\/td><\/tr>\n <tr><td>Issue PPO<\/td><td>Accounts Officer<\/td><td><strong>2 months in advance<\/strong> of superannuation; <strong>45 days<\/strong> for others<\/td><\/tr>\n <tr><td>Forward PPO to CPAO<\/td><td>Accounts Officer<\/td><td>Within <strong>2 months<\/strong> of receipt of papers<\/td><\/tr>\n <tr><td>Issue Special Seal of Authority<\/td><td>CPAO<\/td><td>Within <strong>21 days<\/strong> of receipt of PPO<\/td><\/tr>\n <tr><td>Provisional pension (if needed)<\/td><td>Head of Office<\/td><td>Within <strong>10 days<\/strong> after superannuation; <strong>1 month<\/strong> for others<\/td><\/tr>\n <tr><td>Notify date of retirement \u2014 Gazetted GS<\/td><td>Head of Office<\/td><td>Within <strong>1 week<\/strong> (Official Gazette)<\/td><\/tr>\n <tr><td>Notify date of retirement \u2014 Non-Gazetted GS<\/td><td>Head of Office<\/td><td>Within <strong>1 week<\/strong> (Office Order)<\/td><\/tr>\n <tr><td>Interest on delayed payment sanctioned<\/td><td>Secretary\/Jt. Secretary (Admin. Ministry)<\/td><td>Paid within <strong>2 months<\/strong> of sanctioning<\/td><\/tr>\n <tr><td>No Demand Certificate (DoE \u2014 accommodation vacated)<\/td><td>Directorate of Estates<\/td><td>Within <strong>14 days<\/strong> of application<\/td><\/tr>\n <tr><td>Adverse revision of pension<\/td><td>Ministry\/Department (with DoPPW concurrence)<\/td><td>Not permissible after <strong>2 years<\/strong> without DoPPW concurrence<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<\/div>\n\n<div id=\"ch11\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter XI : Death \/ Missing While in Service \u2014 Rules 71 to 78<\/div><\/div><hr class=\"ch-head-line\">\n\n<div class=\"ig-banner\"><div class=\"ig-banner-title\">\ud83d\udd4a\ufe0f Chapter Overview<\/div><div class=\"ig-banner-text\">Chapter XI lays down a complete procedure for processing claims for <strong>family pension and death gratuity<\/strong> when a Government servant <strong>dies or goes missing<\/strong> while in service \u2014 from obtaining the initial claim to final authorisation by the Accounts Officer. It also covers <strong>adjustment of Government dues<\/strong> and cases where the Government servant dies\/goes missing while <strong>on deputation<\/strong>.<\/div><\/div>\n\n<div class=\"ig-stats\">\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">8<\/div><div class=\"ig-stat-l\">Rules (71\u201378)<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">15 Days<\/div><div class=\"ig-stat-l\">Provisional FP (HoO)<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">1 Month<\/div><div class=\"ig-stat-l\">PPO by Accounts Officer<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">6 Months<\/div><div class=\"ig-stat-l\">Provisional FP Period<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">7 Years<\/div><div class=\"ig-stat-l\">Missing \u2192 Death Gratuity<\/div><\/div>\n<\/div>\n\n\n<div class=\"rule-h\">Rule 71 \u2014 Obtaining of Claims for Family Pension and Gratuity<\/div>\n\n<div class=\"sec-h\">On Death of a Government Servant (in Service)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>On receipt of <strong>intimation or information about the death<\/strong> of a Government servant while in service, the Head of Office shall ascertain whether any <strong>death gratuity<\/strong> or <strong>family pension<\/strong> or both are payable in respect of the deceased GS.<\/span><\/li>\n<\/ul>\n\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#b5182b,#7a0e1c);\">A<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Death Gratuity (Rule 45 eligible family)<\/div>\n <div class=\"ig-flow-text\">\n Head of Office shall ascertain:<br><br>\n (i) Whether the deceased GS had made a <strong>nomination<\/strong> to receive the gratuity; and<br>\n (ii) If <strong>no valid nomination exists<\/strong>, the person(s) to whom gratuity may be payable.<br><br>\n The Head of Office shall then address the persons concerned in <strong>Format 11<\/strong> and invite a claim for gratuity in <strong>Form 9<\/strong>.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1e40af,#2a5abf);\">B<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Family Pension (Rule 50 eligible family)<\/div>\n <div class=\"ig-flow-text\">\n Head of Office shall address the <strong>eligible member of the family or guardian<\/strong> in <strong>Format 12<\/strong> \u2014 inviting a claim for family pension in <strong>Form 10<\/strong> and submission of an <strong>Undertaking to the Bank in Format 9<\/strong>.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">C<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Government Accommodation Dues (if GS was an allottee)<\/div>\n <div class=\"ig-flow-text\">\n <strong>(i) Waiver:<\/strong> Arrears of licence fee for the period <strong>before the date of death<\/strong> shall stand <strong>waived off<\/strong>.<br><br>\n <strong>(ii) Retention by family:<\/strong> If the family retains Government accommodation, licence fee for the month of death and the <strong>first 3 months thereafter<\/strong> shall <strong>not be recovered<\/strong> from the family.<br><br>\n <strong>(iii) Damages:<\/strong> Any dues relating to damages shall be recovered from the death gratuity.<br><br>\n <strong>(iv) Directorate of Estates:<\/strong> Head of Office shall address the Directorate of Estates within <strong>7 days<\/strong> of receipt of information of death \u2014 for issue of <strong>\"No Demand Certificate\"<\/strong> as per Rule 77(1).\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 77(1) \u2014 What the DoE Intimation Must Cover (7-Day Deadline)<\/div>Within <strong>7 days<\/strong> of receipt of death\/disappearance information, the Head of Office must forward to the Directorate of Estates: (a) name and designation; (b) accommodation particulars; (c) date of death\/disappearance; (d) leave status; (e) whether rent-free accommodation; (f) period up to which licence fee was recovered and monthly rate; (g) details of unrecovered licence fee and proposed retention period. The Directorate of Estates must then respond within <strong>1 month<\/strong> with any other outstanding dues. If no response \u2014 it is <strong>presumed that nothing is recoverable<\/strong> and the withheld 10% of gratuity is released. Key concession: <strong>Licence fee for the period before date of death is waived<\/strong>; and if the family retains the accommodation, licence fee for the <strong>month of death + first 3 months thereafter<\/strong> is not recovered.<\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"sec-h\">On Missing of a Government Servant (While in Service)<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">1<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Ascertain Entitlements<\/div>\n <div class=\"ig-flow-text\">Head of Office shall ascertain whether gratuity or family pension or both is payable in respect of the missing GS in accordance with Rule 51.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">2<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Invite Claims \u2014 Format 11 & Format 12<\/div>\n <div class=\"ig-flow-text\">Shall address the eligible family member in <strong>Format 11<\/strong> for gratuity (Form 9) and in <strong>Format 12<\/strong> for family pension (Form 10).<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">3<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Police Report Requirement<\/div>\n <div class=\"ig-flow-text\">\n The eligible family members shall be informed that claims for <strong>family pension and gratuity<\/strong> must be submitted after:<br><br>\n \u2705 Lodging a <strong>First Information Report \/ Daily Diary Entry \/ General Diary Entry<\/strong> with the concerned Police Station; AND<br>\n \u2705 Obtaining a police report confirming the GS <strong>could not be traced despite all efforts<\/strong>.<br><br>\n Claims must be accompanied by: Undertaking to Bank (Format 9), <strong>Indemnity Bond (Format 8)<\/strong>, copy of police report, and the report of non-tracing.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">4<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">No Waiting for Death Certificate<\/div>\n <div class=\"ig-flow-text\">The Head of Office shall <strong>NOT wait<\/strong> for a death certificate from any authority. Action under this rule shall be initiated immediately on receipt of <strong>intimation or credible information in any form<\/strong> about the death of the GS.<\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"box-blue\"><div class=\"box-blue-lbl\">\ud83d\udcd6 Efficiency Instructions \u2014 Rule 71<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>Head of Office shall make <strong>special efforts<\/strong> to obtain claims from the family as early as possible.<\/span><\/li>\n <li><span class=\"bi\">\ud83c\udfe0<\/span><span>If family is <strong>at the place of duty<\/strong> \u2014 forms and documents may be got completed in person.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcec<\/span><span>If family is <strong>outside the place of duty<\/strong> \u2014 all blank forms and documents shall be forwarded to the family with clear instructions, to <strong>avoid unnecessary correspondence and delay<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67<\/span><span>A family member <strong>other than the widow or widower<\/strong> shall submit, along with the claim for family pension, the income\/dependency documents referred to in Rule 50(12)(b).<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 50(12)(b) \u2014 Documents for Proving Non-Earning Status<\/div>Rule 50(12)(b) specifies the documents to establish eligibility: <strong>(i) Last Income Tax Return filed<\/strong>; or <strong>(ii) Certificate from the Sub-Divisional Magistrate<\/strong> declaring the member's income; or <strong>(iii) Any other document<\/strong> that the Head of Office finds acceptable. A member is deemed to be \"earning a livelihood\" if income from sources other than family pension is <em>not less than<\/em> the minimum family pension + Dearness Relief. This document is required annually to confirm continued eligibility. Widows\/widowers are exempt as their eligibility does not depend on income.<\/div>\n<\/div>\n\n<hr class=\"rule-div\">\n\n\n<div class=\"rule-h\">Rule 72 \u2014 Verification of Service and Emoluments for Family Pension and Gratuity<\/div>\n\n<div class=\"sec-h\">Verification of Service<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>The Head of Office shall go through the <strong>service book<\/strong> of the deceased or missing GS and satisfy himself whether <strong>certificates of verification of service for the entire service<\/strong> are recorded therein.<\/span><\/li>\n<\/ul>\n\n<div class=\"box-green\"><div class=\"box-green-lbl\">\ud83d\udccc How to Handle Unverified Service Periods<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>The Head of Office shall <strong>accept the unverified portion of service as verified<\/strong> on the basis of available entries in the service book.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span>He may rely on <strong>any other relevant material<\/strong> to which he has ready access.<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span>While accepting unverified service, the Head of Office shall ensure that service was <strong>continuous<\/strong> and was <strong>not forfeited<\/strong> on account of dismissal, removal, resignation, or <strong>participation in a strike<\/strong>.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<div class=\"sec-h\">Verification of Emoluments<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>For determining emoluments, the Head of Office shall <strong>confine verification to a maximum period of 1 year preceding<\/strong> the date of death or disappearance of the GS.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If the GS was on <strong>extraordinary leave<\/strong> on the date of death\/disappearance \u2014 the correctness of emoluments shall be verified for a maximum period of <strong>1 year preceding the commencement of that extraordinary leave<\/strong>.<\/span><\/li>\n<\/ul>\n\n<div class=\"box-amber\"><div class=\"box-amber-lbl\">\u23f1\ufe0f Timeline \u2014 Rule 72<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>The entire process of <strong>determination of qualifying service and qualifying emoluments<\/strong> shall be completed <strong>within 1 month<\/strong> of receipt of intimation or information regarding the death or disappearance of the GS.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<hr class=\"rule-div\">\n\n\n<div class=\"rule-h\">Rule 73 \u2014 Action to Be Taken When Service Records Are Incomplete<\/div>\n\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span><strong>General Principle (Rule 73(1)):<\/strong> There shall <strong>not be any case<\/strong> where the service book has not been maintained properly. Non-maintenance despite Government orders is a lapses.<\/span><\/div>\n\n<div class=\"sec-h\">Action When Service Book Is Incomplete (Rule 73(2))<\/div>\n<p style=\"font-size:13.5px;color:#666;margin-bottom:12px;font-style:italic;\">Notwithstanding sub-rule (1), if it is not possible to accept unverified service on the basis of entries in the service book \u2014<\/p>\n\n<div class=\"ig-grid\" style=\"grid-template-columns:1fr 1fr;\">\n <div class=\"ig-card\" style=\"border-top:4px solid #1e40af;\">\n <div class=\"ig-card-ico\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67<\/div>\n <div class=\"ig-card-title\">For Family Pension<\/div>\n <div class=\"ig-card-text\">If the family is eligible under Rule 50(1) or Rule 51(1) \u2014 the <strong>amount of family pension and period<\/strong> for which it is payable shall be determined under Rule 50(2) within <strong>1 month<\/strong> from the date of receipt of intimation.\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 50(1), 50(2), 51(1) \u2014 What Each Provides<\/div><strong>Rule 50(1) \u2014 When FP is payable:<\/strong> Family pension is payable when the GS dies after 1 year of continuous service (or even before 1 year if medically fit on appointment), or after retirement while in receipt of a pension\/compassionate allowance. <strong>Rule 51(1) \u2014 Missing GS:<\/strong> Family pension payable to the family of a missing GS under the same conditions as Rule 50(1), effective from the latest of (a) date after leave sanctioned expired, (b) date after pay\/allowances were last paid, or (c) date of lodging FIR\/DDR\/GDE. <strong>Rule 50(2) \u2014 Rates:<\/strong> Normal = 30% of pay; Enhanced = 50% of pay (10 years for death in service; 7 years\/age 67 for death after retirement). Even when records are incomplete, eligibility under Rule 50(1)\/51(1) and rates under Rule 50(2) can be applied immediately, so the family is not kept waiting.<\/div><\/div>\n <\/div>\n <div class=\"ig-card\" style=\"border-top:4px solid #2aab6e;\">\n <div class=\"ig-card-ico\">\ud83c\udf81<\/div>\n <div class=\"ig-card-title\">For Gratuity \u2014 Detailed Steps<\/div>\n <div class=\"ig-card-text\">A multi-step verification procedure applies \u2014 see flow below.<\/div>\n <\/div>\n<\/div>\n\n<div class=\"sec-h\">Step-by-Step Gratuity Verification (Incomplete Records)<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\">1<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Verify from Pay Bills, Acquittance Rolls, LPC, Pay Slips<\/div>\n <div class=\"ig-flow-text\">The Head of Office shall verify unverified service periods from <strong>pay bills, acquittance rolls, last pay certificate, pay slip for April<\/strong> (which shows verification for the previous financial year) \u2014 and record necessary certificates in the service book.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\">2<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Refer to Previous Office\/Department<\/div>\n <div class=\"ig-flow-text\">If service for any period is <strong>not capable of being verified locally<\/strong> because the GS served in another office \u2014 the present Head of Office shall <strong>refer that period to the Head of Office of that other department<\/strong> for verification.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\">3<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Response Within 1 Month<\/div>\n <div class=\"ig-flow-text\">The other Head of Office shall verify and send certificates within <strong>1 month<\/strong>. If any period is incapable of being verified, this shall be <strong>simultaneously communicated<\/strong> to the referring Head of Office.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\">4<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">No Response \u2192 Deemed to Qualify<\/div>\n <div class=\"ig-flow-text\">If <strong>no response is received within 1 month<\/strong>, such period(s) shall be <strong>deemed to qualify for pension<\/strong>. If it is later found that non-qualifying service was not communicated, the <strong>Secretary of the administrative Ministry\/Department<\/strong> shall fix responsibility for such non-communication.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\">5<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Unverifiable Service \u2192 Ignored<\/div>\n <div class=\"ig-flow-text\">If after all efforts, any omission or deficiency remains <strong>incapable of being made good<\/strong>, such unverified service shown in the service book shall be <strong>ignored<\/strong>. The qualifying service for gratuity shall be determined on the basis of <strong>entries in the service book<\/strong>.<\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"box-amber\"><div class=\"box-amber-lbl\">\ud83d\udcb0 Provisional Gratuity (Rule 73(3))<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>Where the <strong>entire service cannot be verified immediately<\/strong> and there is likely to be a delay in determining the final gratuity \u2014 the <strong>provisional gratuity shall be determined on the basis of the spell of qualifying service verified and accepted immediately preceding the date of death<\/strong>. Authorised within <strong>1 month<\/strong> from receipt of intimation. See Rule 75(7) for disbursement details.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<hr class=\"rule-div\">\n\n\n<div class=\"rule-h\">Rule 74 \u2014 Forwarding the Family Pension Case to the Accounts Officer<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udce4<\/span><span>On receipt of the claim(s), the Head of Office shall complete <strong>Form 11<\/strong> in respect of the deceased\/missing GS and send it to the Accounts Officer, along with:<\/span><\/li>\n<\/ul>\n<ul class=\"blist-sub\" style=\"margin-left:32px;margin-top:8px;\">\n <li><span class=\"bsi\">\ud83d\udccb<\/span><span>Covering letter in <strong>Format 10<\/strong><\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccb<\/span><span><strong>Undertaking to the Bank<\/strong> in Format 9 (duly completed)<\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccb<\/span><span>Duly completed and up-to-date <strong>service book<\/strong> of the GS<\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccb<\/span><span>Any other documents relied upon for verification of service<\/span><\/li>\n<\/ul>\n\n<div class=\"box-amber\"><div class=\"box-amber-lbl\">\u23f1\ufe0f Timeline \u2014 Rule 74<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>To be forwarded <strong>not later than 1 month<\/strong> from the date of receipt of the claim by the Head of Office.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<div class=\"sec-h\">Government Dues \u2014 Details to be Furnished in Format 10<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span><strong>(a) Assessed dues:<\/strong> Government dues ascertained under Rule 77 and recoverable out of gratuity before payment is authorised.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span><strong>(b) Dues not yet assessed:<\/strong> Amount of gratuity to be held over \u2014 partly for adjustment of unassessed dues, partly as margin for final determination of gratuity.<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span><strong>Cap on amount withheld:<\/strong> Amount held over under (b) shall be <strong>limited to 10% of the total gratuity<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why 10% Cap? \u2014 Connection to Rule 77<\/div>The 10% cap on withheld gratuity mirrors the Rule 77(1)(vi) provision where the Head of Office withholds 10% of death gratuity pending information from the Directorate of Estates about accommodation dues. The same 10% limit applies here in Rule 74 to prevent excessive withholding for potential unassessed Government dues. This means that even if the total unassessed dues might exceed 10% of gratuity, only 10% can be withheld \u2014 protecting the family from having a disproportionate portion of their gratuity held in limbo. Any dues discovered later that exceed the withheld 10% may be recovered from Dearness Relief without the family's consent (Rule 77(1)(x)).<\/div>\n\n<div class=\"box-green\"><div class=\"box-green-lbl\">\u2705 Important Provision \u2014 Rule 74(2)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>The claim of a family member shall <strong>not be rejected<\/strong> on the ground that <strong>details of such member are not available in Form 4 or office records<\/strong>, if the Head of Office is otherwise satisfied about the eligibility of the family member for grant of family pension under these rules.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<hr class=\"rule-div\">\n\n\n<div class=\"rule-h\">Rule 75 \u2014 Sanction, Drawal and Disbursement of Provisional Family Pension and Provisional Gratuity (by Head of Office)<\/div>\n\n<div class=\"sec-h\">Provisional Family Pension \u2014 Process<\/div>\n\n<div class=\"ig-formula\"><div class=\"ig-formula-title\">Provisional Family Pension<\/div><div class=\"ig-formula-eq\">= Maximum Family Pension admissible under Rule 50<\/div><div class=\"ig-formula-note\">Sanctioned within 15 days of receipt of claim \u00b7 Valid for 6 months<\/div><\/div>\n\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1e40af,#2a5abf);\">1<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Sanction Letter (within 15 Days)<\/div>\n <div class=\"ig-flow-text\">After receiving the claim in Form 10 and being satisfied about eligibility \u2014 the Head of Office shall <strong>draw provisional family pension within 15 days<\/strong>. He shall issue a sanction letter in favour of the claimant(s), endorsing a copy to the Accounts Officer, indicating the amount of provisional family pension.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1e40af,#2a5abf);\">2<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Drawing & Disbursement<\/div>\n <div class=\"ig-flow-text\">The Head of Office shall draw the provisional family pension in the same manner as <strong>pay and allowances of the establishment are drawn<\/strong>. He shall <strong>disburse it immediately<\/strong> (including arrears, if any) after drawing.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1e40af,#2a5abf);\">3<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Duration \u2014 6 Months<\/div>\n <div class=\"ig-flow-text\">Payment of provisional family pension shall continue for <strong>6 months from the date following the date of death<\/strong> \u2014 unless extended under the proviso to Rule 76(1). Head of Office shall <strong>inform the Accounts Officer<\/strong> as soon as the 6-month period (or extended period) is over.\n <div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Proviso to Rule 76(1) \u2014 How Extension Works<\/div>The Accounts Officer shall assess the amount of family pension within <strong>1 month<\/strong> of receipt of the family pension case. If the AO is <strong>unable to assess family pension within 1 month<\/strong> for any reason, he shall communicate this fact to the Head of Office \u2014 specifying the additional period for which the Head of Office should continue disbursing provisional family pension. The Head of Office shall then submit the case to the <strong>Head of Department for approval<\/strong> of the extension and issue a fresh sanction for that extended period. Without this procedure being followed, the HoO has no authority to continue provisional FP beyond 6 months.<\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"sec-h\">Provisional Death Gratuity \u2014 Process (After Case Forwarded to AO)<\/div>\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">1<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Issue Sanction Letter \u2014 100% Gratuity<\/div>\n <div class=\"ig-flow-text\">After forwarding the family pension case to the Accounts Officer (Rule 74), the Head of Office shall draw <strong>100% of the death gratuity<\/strong> as determined. He shall issue a sanction letter in favour of the claimant(s) and indicate the <strong>amount recoverable from the gratuity under Rule 74(3)<\/strong> (Government dues, 10% withheld).<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">2<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Draw and Disburse Immediately<\/div>\n <div class=\"ig-flow-text\">Draw the 100% death gratuity <strong>after deducting dues as per Rule 74(3)<\/strong>. Disburse immediately after drawing. Head of Office shall inform the Accounts Officer as soon as the provisional gratuity has been paid.\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 74(3) \u2014 Dues to Be Deducted from Death Gratuity<\/div>(a) <strong>Assessed dues:<\/strong> Government dues ascertained and assessed under Rule 77 and recoverable out of the gratuity before payment is authorised; (b) <strong>Unassessed dues:<\/strong> Amount to be held over \u2014 partly for adjustment of dues not yet assessed and partly as margin for adjustment in the light of final determination; (c) <strong>Cap:<\/strong> The maximum amount held over under (b) shall be <strong>limited to 10% of the total gratuity<\/strong>.<\/div><\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"sec-h\">Provisional Gratuity \u2014 When Service Incomplete (Rule 75(7))<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>If the <strong>entire service cannot be verified immediately<\/strong> and there is likely to be a delay \u2014 the gratuity shall be <strong>provisionally determined on the basis of the verified spell of qualifying service immediately preceding the date of death<\/strong>.<\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>If a claim in Form 9 has been received \u2014 the provisional gratuity shall be authorised <strong>within 1 month<\/strong> from the date of receipt of intimation\/information of death.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>The <strong>final gratuity<\/strong> shall be determined within <strong>3 months<\/strong> from the date of authority for provisional gratuity. The balance, if any, shall then be authorised to the beneficiaries.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 45(1)(b) \u2014 Retirement Gratuity Formula Applied Here<\/div>The formula used is: <strong>one-quarter of emoluments for each completed six-monthly period of qualifying service<\/strong>, subject to 16.5x emoluments cap and overall \u20b920 lakh cap (Rule 45(1)(b)). For provisional calculation, only the <em>verified and accepted<\/em> spell of QS immediately before death is counted \u2014 not the full career if parts remain unverified. The balance (once full service is verified within 3 months of the provisional authority) is then authorised separately. This avoids delaying all payment to the family while service verification is completed.<\/div>\n\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span><strong>Key Exam Point:<\/strong> Under Rule 75, the Head of Office draws and disburses \u2014 <strong>provisional family pension within 15 days<\/strong> and <strong>100% provisional death gratuity<\/strong> simultaneously (after deducting dues). The Accounts Officer handles the <strong>final assessment<\/strong> under Rule 76.<\/span><\/div>\n\n<hr class=\"rule-div\">\n\n\n<div class=\"rule-h\">Rule 76 \u2014 Authorisation of Final Family Pension and Balance of Gratuity (by Accounts Officer)<\/div>\n\n<div class=\"sec-h\">PPO \u2014 Timeline and Process<\/div>\n\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Action<\/th><th>Timeline<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Apply requisite checks & assess family pension + gratuity<\/strong><\/td><td>Within <strong>1 month<\/strong> of receipt of family pension case from Head of Office<\/td><\/tr>\n <tr><td><strong>Issue Pension Payment Order (PPO)<\/strong><\/td><td><strong>Not later than 1 month<\/strong> from receipt of family pension case<\/td><\/tr>\n <tr><td><strong>Forward PPO to CPAO (Special Seal of Authority)<\/strong><\/td><td><strong>Within 1 month<\/strong> from receipt of family pension case<\/td><\/tr>\n <tr><td><strong>CPAO issues Special Seal of Authority<\/strong><\/td><td>Within <strong>10 days<\/strong> of receipt of PPO from Accounts Officer<\/td><\/tr>\n <tr><td><strong>Pension Disbursing Authority disburses family pension<\/strong><\/td><td><strong>Not later than 15 days<\/strong> of receipt of Special Seal of Authority from CPAO<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"box-blue\"><div class=\"box-blue-lbl\">\ud83d\udcd6 Emoluments Verification \u2014 Rule 76(1)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2139\ufe0f<\/span><span>The Accounts Officer shall confine the verification of correctness of emoluments to a <strong>maximum period of 1 year preceding the date of death or disappearance<\/strong> of the GS.<\/span><\/li>\n<\/ul>\n<\/div>\n\n<div class=\"sec-h\">Extension of Provisional Family Pension<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>If the Accounts Officer is <strong>unable to assess family pension within 1 month<\/strong> \u2014 he shall communicate the fact to the Head of Office to <strong>continue disbursing provisional family pension for such period as the AO specifies<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>The Head of Office shall submit the case to the <strong>Head of Department for approval<\/strong> of the extension. On approval, the Head of Office shall issue a sanction for extension of the provisional family pension period.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">PPO \u2014 Commencement of Family Pension (Deceased Cases)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Where provisional family pension was sanctioned under Rule 75 \u2014 the Accounts Officer shall indicate in the PPO the <strong>date up to which provisional family pension shall continue<\/strong> (paid by Head of Office) and the <strong>date from which family pension by the Pension Disbursing Authority becomes effective<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span><strong>Arrears<\/strong> of family pension for the period of provisional family pension (drawn by Head of Office) shall also be authorised by the Accounts Officer to be paid by the Head of Office.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc This Is Rule 76(2)(d) \u2014 Referenced in Rule 81<\/div>This is the provision that Rule 81(2) refers to when it says \"subject to the provisions of Rule 76(2)(d)\". The family pension commencement date for the PDA is <em>not<\/em> the day after the GS's death \u2014 it is the date following the date on which the provisional family pension (paid by the Head of Office) ceased. The PPO will specifically indicate both dates so there is no gap in payment between the two phases.<\/div>\n\n<div class=\"sec-h\">PPO \u2014 Commencement of Family Pension (Missing GS Cases)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Family pension shall be effective from the <strong>latest of<\/strong>:<\/span><\/li>\n<\/ul>\n<ul class=\"blist-sub\" style=\"margin-left:32px;margin-top:8px;\">\n <li><span class=\"bsi\">\ud83d\udccc<\/span><span>Date following the date up to which <strong>leave was sanctioned<\/strong> to the GS before going missing; or<\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccc<\/span><span>Date up to which <strong>pay and allowances were paid<\/strong>; or<\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccc<\/span><span>Date on which <strong>FIR\/DDR\/GDE was lodged<\/strong> with the Police Station.<\/span><\/li>\n<\/ul>\n<ul class=\"blist\" style=\"margin-top:8px;\">\n <li><span class=\"bi\">\u23f3<\/span><span>Payment of family pension and arrears for the period from the above date to the commencement of payment shall be made by the Pension Disbursing Authority <strong>only after expiry of 6 months<\/strong> from the date of lodging of the police report.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Balance Gratuity \u2014 Death Cases & Missing Cases<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Scenario<\/th><th>AO Action<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Death in Service<\/strong><\/td><td>Determine balance of death gratuity after adjusting dues. Intimate Head of Office to draw and disburse to person(s) to whom provisional gratuity was paid.<\/td><\/tr>\n <tr><td><strong>Missing GS<\/strong><\/td><td>Determine gratuity payable after adjusting dues. Intimate Head of Office \u2014 disburse only <strong>after 6 months from date of lodging police report<\/strong>. AO issues intimation within <strong>1 month<\/strong> of receipt of case.<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"sec-h\">Accommodation Dues Withheld \u2014 Adjustment<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>The amount of gratuity withheld (from Rule 74(3)(b)) shall be adjusted by the Head of Office against outstanding licence fee mentioned in Rule 77(1)(viii). The balance, if any, shall be refunded to the person(s) to whom gratuity was paid.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Over-payment Provisions \u2014 Rule 76(6) & (7)<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Overpayment Type<\/th><th>Recovery Method<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Provisional family pension exceeds final family pension<\/strong><\/td><td>Excess adjusted from <strong>gratuity<\/strong> \u2014 failing which, in <strong>instalments from future family pension<\/strong><\/td><\/tr>\n <tr><td><strong>Provisional gratuity exceeds final gratuity<\/strong><\/td><td>Beneficiary shall <strong>NOT be required to refund<\/strong> excess. Head of Office shall minimise such overpayments. Head of Department shall <strong>fix responsibility<\/strong> for excess payment.<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"sec-h\">Multiple Claimants \u2014 Processing Without Linking (Rule 76(8))<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>If there are multiple eligible family members and one has <strong>not submitted Form 10<\/strong> (family pension claim) \u2014 the case of <strong>other eligible members may be processed without linking<\/strong> it to the pending claim.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span>Similarly, if a family member has not submitted Form 9 (gratuity claim) \u2014 the case of <strong>other eligible members may be processed without linking<\/strong> it.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n\n\n<div class=\"rule-h\">Rule 77 \u2014 Adjustment of Government Dues<\/div>\n\n<div class=\"sec-h\">Part 1 \u2014 Dues Pertaining to Government Accommodation [Rule 77(1)]<\/div>\n\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1e40af,#2a5abf);\">i<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Referral to Directorate of Estates (within 7 Days)<\/div>\n <div class=\"ig-flow-text\">\n If the deceased\/missing GS was an allottee of Government accommodation \u2014 the Head of Office shall, <strong>within 7 days<\/strong> of receipt of information of death or disappearance, forward details to the <strong>Directorate of Estates<\/strong> and request a \"No Demand Certificate\", including:<br>\n (a) Name, designation; (b) Accommodation particulars; (c) Date of death\/disappearance; (d) Leave status; (e) Whether rent-free accommodation; (f) Period up to which licence fee was recovered & rate; (g) Unrecovered amounts, retention period licence fee, amount to be recovered from gratuity; (h) Previous references from DoE.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">ii<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Waiver of Pre-Death Licence Fee + 3 Months Concession<\/div>\n <div class=\"ig-flow-text\">\n \u2705 Dues of licence fee for the period <strong>before the date of death<\/strong> shall be <strong>waived off<\/strong>.<br>\n \u2705 If family retains the accommodation \u2014 licence fee for the <strong>month of death + first 3 months thereafter<\/strong> shall <strong>NOT be recovered<\/strong> from the family.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">v<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Directorate of Estates \u2014 Response Within 1 Month<\/div>\n <div class=\"ig-flow-text\">Directorate of Estates shall scrutinise records for any <strong>dues other than licence fee<\/strong> (damages, electricity, water, PNG etc.) outstanding against the deceased\/missing GS. Amount and period(s) shall be communicated to the Head of Office <strong>within 1 month<\/strong> of receipt of intimation.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#d4a017,#8a6800);\">vi<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">10% of Gratuity Withheld Pending DoE Response<\/div>\n <div class=\"ig-flow-text\">Pending receipt of information from the Directorate of Estates under clause (v), the Head of Office shall <strong>withhold 10% of the death gratuity<\/strong>.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#1e40af,#2a5abf);\">vii<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">No Response \u2192 Presume Nothing Recoverable \u2192 Release Withheld Amount<\/div>\n <div class=\"ig-flow-text\">If no intimation is received from the Directorate of Estates (within the 1-month period) or the Directorate expresses inability to assess dues \u2014 it shall be <strong>presumed that nothing was recoverable<\/strong>. The withheld 10% shall be <strong>paid to the person(s) to whom the gratuity was paid<\/strong>.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#b5182b,#7a0e1c);\">x<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Remaining Dues \u2014 Recovered from Dearness Relief (Without Consent)<\/div>\n <div class=\"ig-flow-text\">Any licence fee or damages remaining unpaid after adjustment from the withheld gratuity, or any dues intimated by the Directorate after the gratuity has been paid \u2014 may be ordered to be recovered by the Head of Office through the Accounts Officer from <strong>Dearness Relief without the consent of the family pensioner<\/strong>. <strong>No dearness relief shall be disbursed until full recovery is made.<\/strong><\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"sec-h\">Part 2 \u2014 Dues Other Than Government Accommodation [Rule 77(2)]<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Within <strong>15 days<\/strong> of receipt of intimation regarding death or disappearance, the Head of Office shall take steps to ascertain if any dues as referred to in <strong>Rule 67<\/strong> (other than accommodation dues) were recoverable from the deceased\/missing GS \u2014 and recover such <strong>ascertainable dues from the gratuity<\/strong> becoming payable to the family.<\/span><\/li>\n<\/ul>\n\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Type of Dues<\/th><th>Recovery Action<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Pre-death licence fee<\/strong><\/td><td>\u2705 <strong>Waived off<\/strong><\/td><\/tr>\n <tr><td><strong>Month of death + 3 months licence fee (retained accommodation)<\/strong><\/td><td>\u2705 <strong>Not recovered<\/strong> from family<\/td><\/tr>\n <tr><td><strong>Damages \/ unpaid post-concessional period dues<\/strong><\/td><td>Recovered from <strong>death gratuity<\/strong><\/td><\/tr>\n <tr><td><strong>Unresolved accommodation dues (pending DoE response)<\/strong><\/td><td><strong>10% gratuity withheld<\/strong>; released if no response within 1 month<\/td><\/tr>\n <tr><td><strong>Remaining unpaid dues after gratuity adjustment<\/strong><\/td><td>Recovered from <strong>Dearness Relief (without consent)<\/strong><\/td><\/tr>\n <tr><td><strong>Other Government dues (Rule 67)<\/strong><\/td><td>Ascertained within 15 days; adjusted from gratuity<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<hr class=\"rule-div\">\n\n\n<div class=\"rule-h\">Rule 78 \u2014 Payment of Family Pension and Death Gratuity When a GS Dies or Goes Missing While on Deputation<\/div>\n\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Situation<\/th><th>Who Takes Pension Action?<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>GS dies\/goes missing while on <strong>deputation to another Central Government Department<\/strong><\/td><td>Head of Office of the <strong>Borrowing Department<\/strong><\/td><\/tr>\n <tr><td>GS dies\/goes missing while on <strong>deputation to a State Government<\/strong><\/td><td>Head of Office or <strong>Cadre Authority which sanctioned the deputation<\/strong><\/td><\/tr>\n <tr><td>GS dies\/goes missing while on <strong>foreign service<\/strong><\/td><td>Head of Office or <strong>Cadre Authority which sanctioned the foreign service<\/strong><\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"box-blue\"><div class=\"box-blue-lbl\">\ud83d\udcd6 Principle Behind Rule 78<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2139\ufe0f<\/span><span>The borrowing department \/ cadre authority handles the case because they are best placed to collect documents, verify service, and process claims \u2014 ensuring no delays due to cross-referral. The <strong>authorisation of family pension and gratuity shall be in accordance with all other provisions of Chapter XI<\/strong>.<\/span><\/li>\n<\/ul>\n<\/div>\n\n\n<div class=\"sec-h\">Chapter XI \u2014 Quick Reference Summary<\/div>\n<div class=\"table-wrap\">\n<table class=\"def-table wide-first\">\n <thead><tr><th>Rule<\/th><th>Key Actions & Timelines<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>\ud83d\udd4a\ufe0f <strong>Rule 71<\/strong> \u2014 Obtaining Claims<\/td><td>HoO ascertains entitlement; addresses family via Format 11 (gratuity) & Format 12 (FP); no waiting for death certificate; missing cases require FIR\/DDR + police non-tracing report + Indemnity Bond (Format 8).<\/td><\/tr>\n <tr><td>\u2705 <strong>Rule 72<\/strong> \u2014 Verification<\/td><td>Accept unverified service on available entries. Emoluments verified for max 1 year preceding death\/disappearance. Complete within <strong>1 month<\/strong>.<\/td><\/tr>\n <tr><td>\ud83d\udccb <strong>Rule 73<\/strong> \u2014 Incomplete Records<\/td><td>FP determined within 1 month regardless. Gratuity: verify from pay bills \u2192 refer to other dept \u2192 1-month response \u2192 deemed to qualify if no response \u2192 ignore incapable periods.<\/td><\/tr>\n <tr><td>\ud83d\udce4 <strong>Rule 74<\/strong> \u2014 Forward to AO<\/td><td>Form 11 + Format 10 + Format 9 + service book \u2192 AO. Within <strong>1 month<\/strong> of receipt of claim. Indicate dues; 10% withheld (max). Do not reject claim for missing Form 4 details.<\/td><\/tr>\n <tr><td>\ud83d\udcb0 <strong>Rule 75<\/strong> \u2014 HoO Provisional<\/td><td>Provisional FP sanctioned within <strong>15 days<\/strong>; paid for <strong>6 months<\/strong>. 100% provisional death gratuity drawn and disbursed immediately after forwarding case. If service incomplete: provisional gratuity within <strong>1 month<\/strong>, final within <strong>3 months<\/strong>.<\/td><\/tr>\n <tr><td>\ud83c\udfe6 <strong>Rule 76<\/strong> \u2014 AO Final<\/td><td>Assess within <strong>1 month<\/strong>; issue PPO within <strong>1 month<\/strong>. CPAO issues SSA within <strong>10 days<\/strong>. PDA disburses within <strong>15 days<\/strong>. Missing cases: FP from latest of leave-end\/pay-end\/FIR date; 6-month wait on payment. Excess FP \u2192 adjusted from gratuity. Excess gratuity \u2192 NOT recovered from family.<\/td><\/tr>\n <tr><td>\ud83c\udfe0 <strong>Rule 77<\/strong> \u2014 Government Dues<\/td><td>DoE addressed within <strong>7 days<\/strong>. Pre-death licence fee waived. Month of death + 3 months not recovered. 10% withheld; released if no DoE response in <strong>1 month<\/strong>. Non-accommodation dues: ascertain within <strong>15 days<\/strong>. Residual dues recovered from DR without consent.<\/td><\/tr>\n <tr><td>\ud83d\udd04 <strong>Rule 78<\/strong> \u2014 Deputation Cases<\/td><td>Borrowing dept (Central deputation) or cadre authority (State\/foreign service) handles pension action.<\/td><\/tr>\n <\/tbody>\n<\/table>\n<\/div>\n\n<\/div>\n\n\n<div id=\"ch12\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter XII : Sanction of Family Pension and Residuary Gratuity in Respect of Deceased \/ Missing Pensioners or Family Pensioner \u2014 Rules 79 & 80<\/div><\/div><hr class=\"ch-head-line\">\n<div class=\"ig-banner\"><div class=\"ig-banner-title\">\ud83d\udcdc Chapter Overview<\/div><div class=\"ig-banner-text\">Chapter XII deals with sanction of family pension and residuary gratuity on the death or disappearance of a <strong>pensioner or family pensioner<\/strong>. Chapter XIII covers payment timelines and currency. Chapter XIV contains interpretation, power to relax, and the repeal and saving clause.<\/div><\/div>\n\n<div class=\"ig-stats\">\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">1 Month<\/div><div class=\"ig-stat-l\">PDA Commences FP (from PPO)<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">1 Month<\/div><div class=\"ig-stat-l\">HoO Sanctions (from Form 10)<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">1 Month<\/div><div class=\"ig-stat-l\">AO Authorises Payment<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">10 Days<\/div><div class=\"ig-stat-l\">CPAO Issues SSA<\/div><\/div>\n <div class=\"ig-stat\"><div class=\"ig-stat-n\">15 Days<\/div><div class=\"ig-stat-l\">PDA Disburses<\/div><\/div>\n<\/div>\n\n\n<div class=\"sec-h\" style=\"color:#8b1a2b;font-size:17px;border-bottom:2px solid #8b1a2b;padding-bottom:6px;\">Chapter XII \u2014 Sanction of Family Pension and Residuary Gratuity in Respect of Deceased \/ Missing Pensioners or Family Pensioner<\/div>\n\n<div class=\"rule-h\">Rule 79 \u2014 Sanction of Family Pension and Residuary Gratuity on Death \/ Disappearance of a Pensioner or Family Pensioner<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>On receiving intimation of the <strong>death or disappearance of a pensioner<\/strong>, or the death, disappearance, or ineligibility of a <strong>family pensioner<\/strong> \u2014 the Head of Office shall ascertain whether family pension, residuary gratuity, or both are payable, and take action as below.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Sub-rule (2)(a) \u2014 Death of Pensioner: Family Pensioner Named in PPO<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udc69<\/span><span><strong>Widow or Widower:<\/strong> Family pension as indicated in the PPO becomes payable from the <strong>day following the date of death<\/strong>. The Pension Disbursing Authority (PDA) shall commence payment within <strong>1 month<\/strong> of receiving a claim in <strong>Form 12<\/strong> along with the <strong>death certificate<\/strong> and <strong>undertaking to the Bank (Format 9)<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u267f<\/span><span><strong>Permanently disabled child \/ dependent parents \/ disabled siblings (whose names are already in the PPO):<\/strong> PDA shall commence disbursement within <strong>1 month<\/strong> of receiving <strong>Form 12 + death certificate + Format 9<\/strong>, to whichever member is next eligible under Rule 50.<\/span><\/li>\n <li><span class=\"bi\">\u2795<\/span><span><strong>Names NOT previously in PPO<\/strong> (permanently disabled child \/ dependent parents \/ disabled siblings survived by spouse): The <strong>Accounts Officer shall add their names to the PPO<\/strong> on receiving a written communication from the Head of Office, based on a <strong>request made by the spouse of the deceased pensioner in Form 8<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udd04<\/span><span><strong>On the death or ineligibility of the current family pensioner<\/strong> (where the next eligible member's name is in the PPO): PDA shall commence payment to that next member within <strong>1 month<\/strong> of receiving <strong>Form 12 + death certificate + Format 9<\/strong>.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Sub-rule (2)(b) \u2014 Name NOT in PPO \/ New Eligible Member<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcdd<\/span><span>Where the PPO does <strong>not include the name of any family member<\/strong> for family pension; or where family pension has become payable to a member <strong>other than the one named in the PPO<\/strong> \u2014 including a person who became a family member of the pensioner <strong>after his retirement<\/strong> \u2014 the <strong>Head of Office shall sanction family pension in Format 13 within 1 month<\/strong> of receiving the claim in <strong>Form 10<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u267f<\/span><span>On sanctioning family pension under (i), the Head of Office shall also <strong>include the names of permanently disabled children, dependent parents, and disabled siblings<\/strong> as future family pensioners \u2014 if there is no other family member with a prior claim over them.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Sub-rule (3) \u2014 Missing Pensioner or Family Pensioner<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udd0d<\/span><span>Head of Office ascertains entitlement under Rule 51(2) \/ 51(3) and addresses the eligible family member or guardian in <strong>Format 12<\/strong> \u2014 inviting a claim for family pension in <strong>Form 10<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>The claim in Form 10 must be submitted after lodging a police report, and must be accompanied by:<\/span><\/li>\n<\/ul>\n<ul class=\"blist-sub\">\n <li><span class=\"bsi\">\ud83d\udccc<\/span><span><strong>Indemnity Bond in Format 8<\/strong><\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccc<\/span><span>Copy of <strong>FIR \/ Daily Diary Entry \/ General Diary Entry<\/strong> lodged with the concerned Police Station<\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccc<\/span><span>Police report confirming the pensioner \/ family pensioner <strong>could not be traced despite all efforts<\/strong><\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udccc<\/span><span><strong>Undertaking to the Bank in Format 9<\/strong><\/span><\/li>\n<\/ul>\n<ul class=\"blist\" style=\"margin-top:14px;\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span><strong>Effective date of family pension<\/strong> \u2014 later of:<\/span><\/li>\n<\/ul>\n<ul class=\"blist-sub\">\n <li><span class=\"bsi\">\ud83d\udcc5<\/span><span>Day following the date up to which <strong>pension or family pension was last paid<\/strong> to the missing pensioner or family pensioner; or<\/span><\/li>\n <li><span class=\"bsi\">\ud83d\udcc5<\/span><span>Date on which the <strong>FIR \/ DDR \/ GDE was lodged<\/strong> with the Police Station<\/span><\/li>\n<\/ul>\n<ul class=\"blist\" style=\"margin-top:14px;\">\n <li><span class=\"bi\">\u23f3<\/span><span><strong>6-month bar on payment:<\/strong> The sanction in Format 13 shall stipulate that the PDA shall not disburse family pension \u2014 including arrears from the effective date \u2014 before the <strong>expiry of 6 months from the date of lodging the police report<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span>A claim shall <strong>not be rejected<\/strong> on the ground that details of the family member are not available in Form 4 or office records \u2014 if the Head of Office is otherwise <strong>satisfied about eligibility under Rule 50<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc4<\/span><span>A family member <strong>other than widow or widower<\/strong> must submit income\/dependency proof as specified in <strong>Rule 50(12)(b)<\/strong> along with the Form 10 claim.<\/span><\/li>\n<\/ul>\n\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 51(2) & (3) \u2014 Effective Date Explained<\/div><strong>Rule 51(2) \u2014 Missing Pensioner:<\/strong> Family pension is payable at the same rates and with the same eligibility conditions as on death of a pensioner. Effective from the later of: date following the date up to which pension was paid; or date of lodging FIR\/DDR\/GDE. <strong>Rule 51(3) \u2014 Missing Family Pensioner:<\/strong> Family pension passes to the next eligible family member at rates applicable as on death of a family pensioner. Effective from the later of: date following the date up to which family pension was last paid; or date of lodging FIR\/DDR\/GDE. In both cases \u2014 payment shall not be made before <strong>6 months from the date of lodging the police report<\/strong>.<\/div>\n\n<div class=\"sec-h\">Sub-rule (4) \u2014 Remarriage of Widow \/ Widower<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udc66<\/span><span><strong>Minor children exist at the time of remarriage:<\/strong> The remarried widow or widower may <strong>continue to draw family pension on behalf of the minor children<\/strong> if he\/she remains their guardian \u2014 by submitting Form 10 with a declaration of continued guardianship. Once the guardian changes, the family pension is paid to the new guardian instead.<\/span><\/li>\n <li><span class=\"bi\">\ud83c\udf82<\/span><span>When a minor child <strong>attains majority<\/strong>: family pension becomes payable <strong>directly to the child<\/strong> \u2014 subject to continued eligibility under Rule 50 after attaining majority.<\/span><\/li>\n <li><span class=\"bi\">\ud83e\uddd1<\/span><span><strong>Adult child at the time of remarriage:<\/strong> Where the child from the deceased GS or pensioner has <strong>already attained majority and is eligible<\/strong> for family pension \u2014 family pension shall be payable to <strong>that child from the date of the parent's remarriage<\/strong>.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Sub-rule (5) \u2014 Minor \/ Mentally Disabled Eligible Person<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udc76<\/span><span>If the person eligible for family pension is a <strong>minor, or suffering from any disorder or disability of mind, or is mentally retarded<\/strong> \u2014 the <strong>guardian may submit Form 10<\/strong> on that person's behalf.<\/span><\/li>\n<\/ul>\n\n<div class=\"sec-h\">Sub-rule (6) \u2014 Residuary Gratuity<\/div>\n\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Where a <strong>residuary gratuity is payable under Rule 45(2)<\/strong> on the death of a retired Government servant \u2014 the Head of Office shall sanction its payment on receiving a claim in <strong>Form 13<\/strong> from the eligible family member(s).<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 45(2) \u2014 Residuary Gratuity: When It Applies<\/div>Payable when a GS eligible for pension dies <strong>within 5 years of retirement<\/strong> and the total amounts actually received by him on account of pension + gratuity + retirement gratuity + commuted value of pension are <strong>less than 12 times his emoluments<\/strong>. The shortfall amount is paid as residuary gratuity to the family in the manner provided under Rule 47.<\/div>\n\n<div class=\"sec-h\">Forms Quick Reference \u2014 Rule 79<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Form \/ Format<\/th><th>Purpose<\/th><th>Filed With \/ By<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Form 8<\/strong><\/td><td>Spouse's request to add disabled children \/ parents \/ siblings to PPO<\/td><td>Spouse \u2192 Head of Office<\/td><\/tr>\n <tr><td><strong>Form 10<\/strong><\/td><td>FP claim \u2014 name NOT in PPO; missing pensioner; remarried guardian; residuary gratuity not applicable<\/td><td>Eligible member \u2192 Head of Office<\/td><\/tr>\n <tr><td><strong>Form 12<\/strong><\/td><td>FP claim \u2014 name IS already in PPO<\/td><td>Eligible member \u2192 PDA directly<\/td><\/tr>\n <tr><td><strong>Form 13<\/strong><\/td><td>Residuary gratuity claim by eligible family member<\/td><td>Eligible member \u2192 Head of Office<\/td><\/tr>\n <tr><td><strong>Format 8<\/strong><\/td><td>Indemnity Bond \u2014 required in missing pensioner cases<\/td><td>Submitted alongside Form 10<\/td><\/tr>\n <tr><td><strong>Format 9<\/strong><\/td><td>Undertaking to the Bank<\/td><td>Submitted with Form 12 or Form 10<\/td><\/tr>\n <tr><td><strong>Format 12<\/strong><\/td><td>HoO letter inviting eligible family member to file a claim<\/td><td>Issued by Head of Office<\/td><\/tr>\n <tr><td><strong>Format 13<\/strong><\/td><td>Sanction letter for family pension \u2014 issued by HoO where name not in PPO<\/td><td>Issued by Head of Office \u2192 forwarded to AO<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"rule-h\">Rule 80 \u2014 Authorisation of Payment by Accounts Officer<\/div>\n\n<div class=\"sec-h\">Sub-rule (1) \u2014 Timeline for AO Authorisation<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udccb<\/span><span>On receipt of the sanction under Rule 79 regarding payment of family pension or of residuary gratuity or of both \u2014 the Accounts Officer shall <strong>authorise the payment within 1 month<\/strong> from the date of receipt of the sanction.<\/span><\/li>\n<\/ul>\n\n<div class=\"box-amber\"><div class=\"box-amber-lbl\">\u23f1\ufe0f Provisos \u2014 Rule 80(1)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span><strong>First Proviso \u2014 Interest on Delayed Gratuity:<\/strong> If the payment of gratuity is delayed and the delay is attributable to <strong>administrative lapses<\/strong> \u2014 interest shall be payable for the period of delay beyond <strong>3 months from the date of submission of claim<\/strong>, and responsibility shall be fixed for such delayed payment in accordance with <strong>Rule 65<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udccb<\/span><span><strong>Second Proviso \u2014 Missing Pensioner\/Family Pensioner:<\/strong> In the case of a missing pensioner or family pensioner \u2014 the Accounts Officer shall indicate in the PPO the date up to which the pension or family pension had been paid to the missing pensioner\/family pensioner, and specify that <strong>payment of family pension shall not be paid before the expiry of 6 months<\/strong> from the date of lodging the report with the concerned Police Station.<\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 65 \u2014 Interest Rate & Accountability<\/div>Interest is paid at the rate applicable to the <strong>General Provident Fund<\/strong>. The <strong>Secretary of the Ministry\/Department<\/strong> (or an officer not below Joint Secretary authorised by him) shall sanction the interest payment within <strong>2 months<\/strong> of sanctioning. <strong>Disciplinary action<\/strong> shall be taken against the GS(s) responsible for the delay \u2014 interest payment shall NOT wait for the outcome of such disciplinary proceedings. No interest is payable if the delay was caused by the GS\/pensioner\/family member themselves failing to comply with the prescribed procedure.<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Why the 6-Month Bar?<\/div>This 6-month waiting period exists because the missing person may still be alive and could return. The bar prevents premature disbursement to the family in cases where the disappearance may not be permanent. The 6-month period runs from the <strong>date of lodging the FIR\/DDR\/GDE<\/strong> with the police \u2014 not from the date of disappearance. During this 6-month period, the family pension is sanctioned and the PPO is issued, but actual disbursement by the PDA is held back. After 7 years from the date of lodging the police report, or on earlier conclusive establishment of death (whichever is earlier), the <strong>death gratuity<\/strong> also becomes payable.<\/div>\n<\/div>\n\n<div class=\"sec-h\">Sub-rules (2), (3) & (4) \u2014 CPAO Chain<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Authority<\/th><th>Action<\/th><th>Timeline<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Accounts Officer<\/strong><\/td><td>Forward copy of PPO + Format 9 to CPAO for issuing Special Seal of Authority<\/td><td>Within <strong>1 month<\/strong> of receipt of family pension case from Head of Office<\/td><\/tr>\n <tr><td><strong>CPAO<\/strong><\/td><td>Issue Special Seal of Authority and forward it to the PDA along with copy of PPO + Format 9<\/td><td>Within <strong>10 days<\/strong> of receipt of PPO from Accounts Officer<\/td><\/tr>\n <tr><td><strong>Pension Disbursing Authority<\/strong><\/td><td>Disburse family pension from the date on which it becomes due<\/td><td>Within <strong>15 days<\/strong> of receipt of Special Seal of Authority from CPAO<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"sec-h\">Sub-rule (5) \u2014 GS Dies After Retirement Without Submitting Forms (Rule 57\/58 Not Complied)<\/div>\n\n<div class=\"ig-flow\">\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">a<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Claim by Spouse \/ Eligible Family Member<\/div>\n <div class=\"ig-flow-text\">\n The Head of Office shall allow the <strong>spouse of the deceased GS<\/strong> or, in absence of spouse, any other member of the family <strong>eligible to receive family pension<\/strong> to submit the claim in <strong>Form 10<\/strong> along with <strong>Form 4<\/strong> and an <strong>undertaking to the Bank in Format 9<\/strong>.<br><br>\n <strong>Proviso:<\/strong> If there is <strong>no member eligible for family pension<\/strong> \u2014 a member of the family in whose favour a nomination was made for gratuity shall be allowed to submit <strong>Form 6<\/strong> in place of Form 10, indicating bank account details in Form 6.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">b<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Head of Office Fills Form 7<\/div>\n <div class=\"ig-flow-text\">The Head of Office shall fill up <strong>Form 7<\/strong> for payment of pension and retirement gratuity in respect of the deceased retired GS \u2014 with an indication that the case pertains to a <strong>retired GS who did not submit Form 6 and other documents before his death<\/strong>. If a claim for family pension has been submitted in Form 10, the Head of Office shall also issue a <strong>sanction in Format 13<\/strong> for authorisation of family pension to the eligible member.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">c<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Forwarding to Accounts Officer<\/div>\n <div class=\"ig-flow-text\">The Head of Office shall send <strong>Form 4, Form 7, Form 10 or Form 6<\/strong> (as the case may be), <strong>Format 9<\/strong> and <strong>Format 13<\/strong> (if applicable) with a forwarding letter in <strong>Format 10<\/strong> to the Accounts Officer \u2014 for authorisation of pension, retirement gratuity and family pension, if applicable.<\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">d<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Accounts Officer Authorises \u2014 Including Arrears of Pension<\/div>\n <div class=\"ig-flow-text\">\n The Accounts Officer shall authorise the pension, retirement gratuity and family pension (if applicable) in <strong>Part II of the PPO<\/strong>. He shall also authorise the Head of Office to make payment of <strong>arrears of pension for the period from the date following the date of retirement up to the date of death<\/strong> \u2014 to the member of the family authorised to receive family pension.<br><br>\n <strong>Proviso:<\/strong> If there is <strong>no member eligible for family pension<\/strong> \u2014 arrears of pension shall be paid to the member of the family who has been authorised to receive retirement gratuity.\n <\/div>\n <\/div>\n <\/div>\n <div class=\"ig-flow-item\">\n <div class=\"ig-flow-dot\" style=\"background:linear-gradient(135deg,#2d5016,#4a7a2e);\">e<\/div>\n <div class=\"ig-flow-content\">\n <div class=\"ig-flow-title\">Family Pension \u2014 PPO Forwarded to CPAO<\/div>\n <div class=\"ig-flow-text\">If a family pension has been authorised \u2014 the Accounts Officer shall forward a copy of the PPO along with the undertaking to the Bank in Format 9 to <strong>CPAO for issuing a Special Seal of Authority<\/strong> and for disbursement of family pension in accordance with sub-rules (2) to (4).<\/div>\n <\/div>\n <\/div>\n<\/div>\n\n<div class=\"sec-h\">Rule 79 vs Rule 80 \u2014 Division of Responsibilities<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Feature<\/th><th>Rule 79 \u2014 Head of Office<\/th><th>Rule 80 \u2014 Accounts Officer<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Trigger<\/strong><\/td><td>Receipt of claim \/ intimation of death \/ disappearance<\/td><td>Receipt of sanction from Head of Office<\/td><\/tr>\n <tr><td><strong>When PPO Has Name<\/strong><\/td><td>PDA directly commences (Form 12 + death certificate + Format 9)<\/td><td>Not involved directly \u2014 PDA acts on existing PPO<\/td><\/tr>\n <tr><td><strong>When PPO Doesn't Have Name<\/strong><\/td><td>Sanctions family pension in Format 13 within 1 month<\/td><td>Authorises payment within 1 month of receipt of sanction<\/td><\/tr>\n <tr><td><strong>Missing Cases<\/strong><\/td><td>Sanctions FP in Format 13 (from later of pay-cessation\/FIR date); 6-month bar on payment<\/td><td>Indicates in PPO the date up to which FP\/pension was paid; specifies 6-month bar<\/td><\/tr>\n <tr><td><strong>GS Dies After Retirement (No Forms)<\/strong><\/td><td>Fills Form 7; issues Format 13 (if FP); forwards Form 4\/7\/10 or 6 + Format 9\/10\/13 to AO<\/td><td>Authorises pension + retirement gratuity + FP in Part II of PPO; authorises arrears to FP recipient<\/td><\/tr>\n <tr><td><strong>CPAO Chain<\/strong><\/td><td>N\/A<\/td><td>Forwards PPO + Format 9 to CPAO within 1 month<\/td><\/tr>\n <tr><td><strong>Residuary Gratuity<\/strong><\/td><td>Sanctions on receipt of claim in Form 13<\/td><td>Authorises payment<\/td><\/tr>\n <tr><td><strong>Interest on Delay<\/strong><\/td><td>N\/A<\/td><td>Payable if delay beyond 3 months from submission of claim; responsibility fixed per Rule 65<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n\n<\/div>\n\n<div id=\"ch13\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter XIII : Payment of Pensions \u2014 Rules 81 to 84<\/div><\/div><hr class=\"ch-head-line\">\n\n\n\n<div class=\"rule-h\">Rule 81 \u2014 Date from Which Pension Becomes Payable<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Subject to the provisions of Rule 8, a pension <strong>other than family pension<\/strong> shall become payable from the <strong>date on which a Government servant ceases to be borne on the establishment<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>Subject to the provisions of Rule 76(2)(d) and Rule 79(3)(iv) \u2014 <strong>family pension<\/strong> shall be payable from the <strong>date following the date<\/strong> on which a Government servant or a pensioner dies, or a family pensioner dies or becomes ineligible.<\/span><\/li>\n <li><span class=\"bi\">\u2705<\/span><span>Pension including family pension shall be <strong>payable for the day on which its recipient dies<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 8 \u2014 What This Means Here<\/div>The President may <strong>withhold or withdraw pension<\/strong> (full or part, permanently or for a specified period) if the pensioner is found guilty of <strong>grave misconduct or negligence<\/strong> during service in departmental or judicial proceedings. Where proceedings are pending at the time of retirement, <strong>only provisional pension is payable<\/strong> \u2014 the final pension is determined after the conclusion of proceedings. Thus, Rule 8 is a condition precedent: pension becomes payable from the date of ceasing to be on the establishment, <em>except<\/em> where it is withheld, withdrawn, or replaced by provisional pension under Rule 8.<\/div>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Rule 76(2)(d) \u2014 What This Means Here<\/div><strong>Death of a GS in service:<\/strong> Where provisional family pension was sanctioned by the Head of Office under Rule 75, the family pension by the Pension Disbursing Authority shall be effective from the <strong>date following the date on which the payment of provisional family pension ceased<\/strong> (i.e., after the 6-month provisional period ends). The Accounts Officer indicates in the PPO: (a) the date up to which provisional FP shall continue to be paid by the Head of Office; and (b) the date from which payment by the PDA becomes effective. Thus, for GS who die in service, the PDA commencement date is <em>not necessarily<\/em> the day after death \u2014 it follows after the provisional FP phase.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 82 \u2014 Currency in Which Pension Is Payable<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\ud83d\udcb0<\/span><span>All pensions including gratuities admissible under these rules shall be payable <strong>in rupees in India only<\/strong>.<\/span><\/li><\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 83 \u2014 Manner of Payment of Gratuity and Pension<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\udcb0<\/span><span>Except as otherwise provided \u2014 a <strong>gratuity shall be paid in lump sum<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\ud83d\udcc5<\/span><span>A pension fixed at monthly rates shall be payable <strong>monthly on or after the last working day of the month<\/strong> to which the pension relates \u2014 <strong>except for the month of March<\/strong>, when it shall be payable on or after the <strong>1st working day of April<\/strong>.<\/span><\/li>\n<\/ul>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 84 \u2014 Application of Other Rules<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Rules Applicable<\/th><th>In Regard To<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>Treasury Rules of the Central Government<\/strong><\/td><td>(i) Procedure for payment of gratuity; (ii) Pension; (iii) Pension undrawn for more than a year; (iv) Pension in respect of deceased pensioner<\/td><\/tr>\n <tr><td><strong>CCS (Commutation of Pension) Rules, 1981<\/strong><\/td><td>Commutation of pension authorised under these rules; payment of commuted value of pension; and <strong>restoration of commuted pension on expiry of the period of commutation<\/strong><\/td><\/tr>\n <tr><td><strong>Payment of Arrears of Pension (Nominations) Rules, 1983<\/strong><\/td><td>Nomination for receiving the arrears of pension after the death of pensioners<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n\n<\/div>\n\n<div id=\"ch14\" class=\"ch-block\">\n<div class=\"ch-head\"><div class=\"ch-head-title\">Chapter XIV : Miscellaneous \u2014 Rules 85 to 87<\/div><\/div><hr class=\"ch-head-line\">\n\n\n\n<div class=\"rule-h\">Rule 85 \u2014 Interpretation<\/div>\n<ul class=\"blist\"><li><span class=\"bi\">\u2696\ufe0f<\/span><span>Where any doubt arises as to the interpretation of these rules, it shall be referred for decision to the Government \u2014 in the <strong>Department of Pension and Pensioners' Welfare<\/strong> or the <strong>Department of Personnel and Training<\/strong>, depending upon the rule or the subject on which a decision is required and the Department which is concerned with that rule or subject.<\/li><\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc DoPPW vs DoPT \u2014 Which Department Decides What<\/div><strong>DoPPW<\/strong> (Department of Pension & Pensioners' Welfare) handles all matters relating to <em>pension policy<\/em> \u2014 amount of pension, family pension rates, dearness relief, commutation, residuary gratuity, and the processing\/authorisation rules. <strong>DoPT<\/strong> (Department of Personnel & Training) handles <em>service-related<\/em> matters \u2014 qualifying service, conduct rules, disciplinary proceedings, voluntary\/premature retirement conditions, and employment after retirement. When a doubt arises, the rule itself indicates which department is \"concerned\" \u2014 e.g. a doubt about Rule 7 (future good conduct) goes to DoPT; a doubt about Rule 44 (pension amount) goes to DoPPW.<\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 86 \u2014 Power to Relax<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2705<\/span><span>Where any Ministry or Department of the Government is satisfied that the operation of any of these rules causes <strong>undue hardship in any particular case<\/strong>, that Ministry or Department may, by order (for reasons to be <strong>recorded in writing<\/strong>), <strong>dispense with or relax<\/strong> the requirements of that rule \u2014 to such extent and subject to such exceptions and conditions as it may consider necessary for dealing with the case in a <strong>just and equitable manner<\/strong>.<\/span><\/li>\n <li><span class=\"bi\">\u26a0\ufe0f<\/span><span><strong>Proviso:<\/strong> No such order shall be made except with the <strong>concurrence<\/strong> of the Department of Pension and Pensioners' Welfare or the Department of Personnel and Training \u2014 depending upon the rule or the subject on which a relaxation is required and the Department which is concerned with that rule or subject.<\/span><\/li>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc DoPPW vs DoPT \u2014 Which Department Interprets Which Rules?<\/div><strong>DoPPW (Department of Pension & Pensioners\u2019 Welfare)<\/strong> handles interpretations relating to: pension amounts, family pension, gratuity, dearness relief, commutation, and all procedural matters under Chapters IV\u2013XIV (Rules 31\u201387). <strong>DoPT (Department of Personnel & Training)<\/strong> handles interpretations relating to: service conditions, disciplinary matters, qualifying service, and general conditions of service under Chapters I\u2013III. The same division applies under Rule 86 (power to relax) \u2014 the Ministry seeking relaxation must get concurrence from whichever department is concerned with that particular rule or subject.<\/div>\n<\/ul>\n<div class=\"box-red\"><span style=\"font-size:18px;flex-shrink:0;margin-top:2px\">\u26a0\ufe0f<\/span><span><strong>Exam Tip \u2014 Rule 86:<\/strong> Relaxation is for <strong>individual cases of undue hardship only<\/strong> (not for general application); reasons must be <strong>recorded in writing<\/strong>; and <strong>concurrence of DoPPW or DoPT<\/strong> (as relevant) is mandatory before any order is made.<\/span><\/div>\n\n<hr class=\"rule-div\">\n<div class=\"rule-h\">Rule 87 \u2014 Repeal and Saving<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\ud83d\uddd1\ufe0f<\/span><span><strong>Sub-rule (1):<\/strong> On the commencement of these rules, every rule [including <strong>Central Civil Services (Pension) Rules, 1972<\/strong>], regulation or order including Office Memorandum (hereinafter referred to as the \"old rule\") in force immediately before such commencement shall, in so far as it provides for any of the matters contained in these rules, <strong>cease to operate<\/strong>.<\/span><\/li>\n<\/ul>\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc What \"Cease to Operate\" Means<\/div>\"Cease to operate\" means the 1972 Rules and related OMs\/regulations are <strong>repealed<\/strong> from the date of commencement of the 2021 Rules (20.12.2021) \u2014 but only to the extent they cover matters now covered by the 2021 Rules. The saving clauses in sub-rule (2) ensure that: (a) actions taken under old rules are deemed valid; (b) pending cases of GS who retired before 20.12.2021 are processed under old rules; (c) new nominations\/forms required but not yet made must be made under the new rules. The 1972 Rules are <em>not<\/em> repealed entirely for all purposes \u2014 they continue to govern pending cases even after 20.12.2021.<\/div>\n\n<div class=\"sec-h\">Sub-rule (2) \u2014 Saving Provisions (Notwithstanding the Cesser of Operation)<\/div>\n<div class=\"ig-compare\"><table>\n <thead><tr><th>Clause<\/th><th>Saving Provision<\/th><\/tr><\/thead>\n <tbody>\n <tr><td><strong>(a)(i)<\/strong><\/td><td>Every <strong>nomination for the payment of gratuity<\/strong> made under the old rule shall be <strong>deemed to have been made<\/strong> under the corresponding provisions of these rules.<\/td><\/tr>\n <tr><td><strong>(a)(ii)<\/strong><\/td><td>Every <strong>form regarding details of family of a Government servant<\/strong> for the purpose of Family Pension made under the old rule shall be <strong>deemed to have been made<\/strong> under these rules.<\/td><\/tr>\n <tr><td><strong>(a)(iii)<\/strong><\/td><td>Every <strong>formal application for the sanction of pension<\/strong> made under the old rule shall be <strong>deemed to have been made<\/strong> under the corresponding provisions of these rules.<\/td><\/tr>\n <tr><td><strong>(b)<\/strong><\/td><td>Any nomination or form <strong>required but not yet made<\/strong> before commencement \u2014 shall be made <strong>after commencement in accordance with the provisions of these rules<\/strong>.<\/td><\/tr>\n <tr><td><strong>(c)<\/strong><\/td><td>Any case pertaining to the <strong>authorisation of pension to a GS who retired before commencement<\/strong> and is pending \u2014 shall be disposed of in accordance with the <strong>old rule<\/strong> as if these rules had not been made.\n<div class=\"ref-note\"><div class=\"ref-note-lbl\">\ud83d\udccc Practical Implication \u2014 Pre-20.12.2021 Retirees<\/div>Any Government servant who retired on or before <strong>19th December, 2021<\/strong> (the day before commencement of the 2021 Rules) and whose pension\/gratuity case is still pending with the Head of Office or the Accounts Officer shall be processed under the <strong>CCS (Pension) Rules, 1972<\/strong> \u2014 not the 2021 Rules. This ensures that such retirees are not disadvantaged or confused by a mid-process change of rules. However, if a revision or liberalisation is ordered after commencement and is intended to benefit pre-2021 retirees, the revised rates\/conditions from the new rules would apply to them prospectively through a specific Government order.<\/div><\/td><\/tr>\n <tr><td><strong>(d)<\/strong><\/td><td>Any case pertaining to the <strong>authorisation of gratuity and family pension to the family of a deceased GS or a deceased pensioner<\/strong> and is pending \u2014 shall be disposed of in accordance with the <strong>old rule<\/strong>.<\/td><\/tr>\n <tr><td><strong>(e)<\/strong><\/td><td>Subject to clauses (c) and (d) \u2014 anything done or any action taken under the old rule shall be <strong>deemed to have been done or taken<\/strong> under the corresponding provisions of these rules.<\/td><\/tr>\n <\/tbody>\n<\/table><\/div>\n\n<div class=\"box-amber\"><div class=\"box-amber-lbl\">\ud83d\udccc Key Takeaway \u2014 Repeal & Saving (Rule 87)<\/div>\n<ul class=\"blist\">\n <li><span class=\"bi\">\u2139\ufe0f<\/span><span>The CCS (Pension) Rules, 1972 are repealed. <strong>Pending cases<\/strong> of GS who retired before commencement and cases pertaining to deceased GS\/pensioners continue under the <strong>old rules<\/strong>. All existing nominations, family forms, and pension applications are <strong>deemed valid<\/strong> under the new rules. New nominations\/forms required but not yet made must be made under the new rules. This ensures a <strong>smooth transition without disrupting ongoing pension cases<\/strong>.<\/span><\/li>\n<\/ul>\n<\/div>\n\n\n<\/div>\n\n\n <\/div>\n <\/main>\n<\/div>\n\n<script>\nconst ALL=['ch1','ch2','ch3','ch4','ch5','ch6','ch7','ch8','ch9','ch10','ch11','ch12','ch13','ch14'];\nconst NM={\n 'ch1':'Chapter I \u2014 Preliminary',\n 'ch2':'Chapter II \u2014 General Conditions',\n 'ch3':'Chapter III \u2014 Qualifying Service',\n 'ch4':'Chapter IV \u2014 Emoluments',\n 'ch5':'Chapter V \u2014 Classes of Pensions',\n 'ch6':'Chapter VI \u2014 Premature & Voluntary Retirement',\n 'ch7':'Chapter VII \u2014 Pension & Gratuity',\n 'ch8':'Chapter VIII \u2014 Family Pension',\n 'ch9':'Chapter IX \u2014 Dearness Relief',\n 'ch10':'Chapter X \u2014 Processing & Authorisation (Rules 53\u201370)',\n 'ch11':'Chapter XI \u2014 Death \/ Missing While in Service (Rules 71\u201378)',\n 'ch12':'Chapter XII \u2014 Deceased \/ Missing Pensioner (Rules 79\u201380)',\n 'ch13':'Chapter XIII \u2014 Payment of Pensions (Rules 81\u201384)',\n 'ch14':'Chapter XIV \u2014 Miscellaneous (Rules 85\u201387)'\n};\nfunction showCh(c){\n ALL.forEach(i=>{const e=document.getElementById(i);if(e)e.classList.remove('active')});\n const e=document.getElementById(c);\n if(e){e.classList.add('active');window.scrollTo({top:0,behavior:'smooth'})}\n document.getElementById('bc-rule').textContent=NM[c]||c;\n document.querySelectorAll('.toc-list li a').forEach(a=>a.classList.remove('active'));\n document.querySelectorAll('.toc-list li a[data-ch=\"'+c+'\"]').forEach(a=>a.classList.add('active'));\n}\ndocument.querySelectorAll('.toc-list li a[data-ch]').forEach(a=>{\n a.addEventListener('click',function(e){e.preventDefault();showCh(this.dataset.ch)})\n});\nshowCh('ch1');\n<\/script>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>CCS (Pension) Rules, 2021 | CSS ADDA Home\/Notes\/CCS (Pension) Rules, 2021\/Chapter I \u2014 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