{"id":12132,"date":"2026-03-15T11:25:15","date_gmt":"2026-03-15T11:25:15","guid":{"rendered":"https:\/\/promotionexams.com\/?page_id=12132"},"modified":"2026-03-15T11:35:13","modified_gmt":"2026-03-15T11:35:13","slug":"pension-notes-commutation","status":"publish","type":"page","link":"https:\/\/promotionexams.com\/?page_id=12132","title":{"rendered":"PENSION NOTES-COMMUTATION"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\n\n\n\n\nCCS (Commutation of Pension) Rules, 1981 \u2014 Complete Study Notes<\/title>\n\n<style>\n *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }\n :root {\n --navy: #1b2d45;\n --blue: #1e6091;\n --sky: #2980b9;\n --teal: #0e8f7a;\n --amber: #c97c10;\n --red: #c0392b;\n --green: #1e7e4a;\n --text: #1c2b3a;\n --muted: #5a6d80;\n --border: #dde6ef;\n --bg: #f7f9fc;\n }\n html { scroll-behavior: smooth; }\n body { font-family: 'Source Sans 3', sans-serif; background: #fff; color: var(--text); font-size: 15px; line-height: 1.85; }\n a { text-decoration: none; color: inherit; }\n\n \/* \u2500\u2500 HERO \u2500\u2500 *\/\n .hero {\n width: 100%;\n background: linear-gradient(130deg, #b8860b 0%, #daa520 60%, #ffd700 100%);\n padding: 64px 48px 58px;\n color: #fff;\n position: relative;\n overflow: hidden;\n }\n .hero::before {\n content: '';\n position: absolute; inset: 0;\n background: repeating-linear-gradient(\n 45deg,\n transparent,\n transparent 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{ background: #fff8e8; color: var(--amber); border-radius: 4px; padding: 2px 8px; font-size: 12px; font-weight: 700; }\n\n \/* \u2500\u2500 MEDICAL AUTH GRID \u2500\u2500 *\/\n .med-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin: 18px 0 26px; }\n .med-card {\n border: 1.5px solid var(--border); border-radius: 8px;\n padding: 16px 18px; background: #fff;\n }\n .med-card.board { border-color: #f0cc7a; background: #fffbee; }\n .med-card.officer { border-color: #9dc3e6; background: #eef6ff; }\n .med-card .med-icon { font-size: 26px; margin-bottom: 8px; display: block; }\n .med-card .med-label { font-size: 9.5px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--muted); margin-bottom: 4px; }\n .med-card .med-title { font-size: 14px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }\n .med-card ul { font-size: 12.5px; color: #3d5168; padding-left: 14px; line-height: 1.8; }\n\n \/* \u2500\u2500 DIVIDER \u2500\u2500 *\/\n .section-divider { border: none; border-top: 1.5px dashed #dde6ef; margin: 44px 0; }\n\n \/* \u2500\u2500 RESPONSIVE \u2500\u2500 *\/\n @media (max-width: 860px) {\n .layout { grid-template-columns: 1fr; gap: 32px; padding: 28px 24px 64px; }\n .sidebar { position: static; }\n .stat-grid { grid-template-columns: 1fr 1fr; }\n .chapter-map { grid-template-columns: 1fr 1fr; }\n .elig-grid, .med-grid { grid-template-columns: 1fr; }\n .hero { padding: 48px 24px 44px; }\n .breadcrumb-bar { padding: 10px 24px; }\n }\n @media (max-width: 520px) {\n .hero h1 { font-size: 24px; }\n .stat-grid { grid-template-columns: 1fr 1fr; }\n .chapter-map { grid-template-columns: 1fr; }\n }\n<\/style>\n<\/head>\n<body>\n\n<!-- HERO -->\n<div class=\"hero\">\n <div class=\"hero-eyebrow\">\ud83d\udcd8 Pension Rules \u2014 Study Notes<\/div>\n <h1>CCS (Commutation of Pension)<br>Rules, 1981<\/h1>\n <p class=\"hero-sub\">Last Amended: 06\/06\/2013  |  Department of Pension & Pensioners' Welfare, Ministry of Personnel, Public Grievances & Pensions<\/p>\n <div class=\"hero-pills\">\n <div class=\"pill\"><strong>In Force:<\/strong> 1st July 1981<\/div>\n <div class=\"pill\"><strong>Applies to:<\/strong> Govt. servants appointed on or before 31 Dec 2003<\/div>\n <div class=\"pill\"><strong>Commutation Limit:<\/strong> 40% of pension<\/div>\n <div class=\"pill\"><strong>Restoration:<\/strong> After 15 years<\/div>\n <div class=\"pill\"><strong>Governs:<\/strong> CCS (Pension) Rules, 1972 \u2014 Chapter V pensions<\/div>\n <\/div>\n<\/div>\n\n<!-- BREADCRUMB -->\n<div class=\"breadcrumb-bar\">\n <div class=\"breadcrumb-inner\">\n <a href=\"#\">Home<\/a><span class=\"sep\">\u203a<\/span>\n <a href=\"#\">Pension Rules<\/a><span class=\"sep\">\u203a<\/span>\n CCS (Commutation of Pension) Rules, 1981 \u2014 Study Notes\n <\/div>\n<\/div>\n\n<div class=\"layout\">\n <!-- SIDEBAR TOC -->\n <aside class=\"sidebar\">\n <div class=\"toc-card\">\n <div class=\"toc-card-title\">Table of Contents<\/div>\n <ul class=\"toc-list\">\n <li>\n <a href=\"#ch1\">Part I \u2014 Preliminary<\/a>\n <ul class=\"toc-sub\">\n <li><a href=\"#application\">Rule 2 \u2014 Application<\/a><\/li>\n <li><a href=\"#definitions\">Rule 3 \u2014 Definitions<\/a><\/li>\n <\/ul>\n <\/li>\n <li>\n <a href=\"#ch2\">Part II \u2014 General Conditions<\/a>\n <ul class=\"toc-sub\">\n <li><a href=\"#restriction\">Rule 4 \u2014 Restriction on Commutation<\/a><\/li>\n <li><a href=\"#limit\">Rule 5 \u2014 40% Limit<\/a><\/li>\n <li><a href=\"#absolute\">Rule 6 \u2014 Commutation Absolute<\/a><\/li>\n <li><a href=\"#nomination\">Rule 7 \u2014 Nominations<\/a><\/li>\n <li><a href=\"#calculation\">Rule 8 \u2014 Calculation<\/a><\/li>\n <li><a href=\"#provisional\">Rule 9 \u2014 Provisional Pension<\/a><\/li>\n <li><a href=\"#retrospective\">Rule 10 \u2014 Retrospective Revision<\/a><\/li>\n <li><a href=\"#restoration\">Rule 10A \u2014 Restoration<\/a><\/li>\n <\/ul>\n <\/li>\n <li>\n <a href=\"#ch3\">Part III \u2014 Without Medical Exam<\/a>\n <ul class=\"toc-sub\">\n <li><a href=\"#scope-ch3\">Rule 11 \u2014 Scope<\/a><\/li>\n <li><a href=\"#no-exam-elig\">Rule 12 \u2014 Eligibility<\/a><\/li>\n <li><a href=\"#application-form1\">Rule 13 \u2014 Application (Form 1 \/ 1-A)<\/a><\/li>\n <li><a href=\"#hoo-action\">Rule 14 \u2014 Head of Office Action<\/a><\/li>\n <li><a href=\"#ao-auth\">Rule 15 \u2014 A\/O Authorization<\/a><\/li>\n <li><a href=\"#provisional-auth\">Rule 16 \u2014 Provisional Pension Auth<\/a><\/li>\n <\/ul>\n <\/li>\n <li>\n <a href=\"#ch4\">Part IV \u2014 With Medical Exam<\/a>\n <ul class=\"toc-sub\">\n <li><a href=\"#scope-ch4\">Rule 17 \u2014 Scope<\/a><\/li>\n <li><a href=\"#med-elig\">Rule 18 \u2014 Eligibility<\/a><\/li>\n <li><a href=\"#form2\">Rule 19 \u2014 Application (Form 2)<\/a><\/li>\n <li><a href=\"#hoo-med\">Rule 20 \u2014 Head of Office Action<\/a><\/li>\n <li><a href=\"#cama\">Rule 21 \u2014 Chief Medical Authority<\/a><\/li>\n <li><a href=\"#med-auth\">Rule 22 \u2014 Medical Authority<\/a><\/li>\n <li><a href=\"#med-fee\">Rule 23 \u2014 Exam Fee<\/a><\/li>\n <li><a href=\"#failure\">Rule 24 \u2014 Failure to Appear<\/a><\/li>\n <li><a href=\"#procedure\">Rule 25 \u2014 Exam Procedure<\/a><\/li>\n <li><a href=\"#second-exam\">Rule 26 \u2014 Second Examination<\/a><\/li>\n <li><a href=\"#appeal\">Rule 27 \u2014 Appeal<\/a><\/li>\n <li><a href=\"#withdrawal\">Rule 28 \u2014 Withdrawal<\/a><\/li>\n <\/ul>\n <\/li>\n <li>\n <a href=\"#ch5\">Part V \u2014 Miscellaneous<\/a>\n <ul class=\"toc-sub\">\n <li><a href=\"#table-mod\">Rule 29 \u2014 Table Modification<\/a><\/li>\n <li><a href=\"#ao-payment\">Rule 30 \u2014 A\/O Payment Authorization<\/a><\/li>\n <li><a href=\"#final-assess\">Rule 31 \u2014 Final Assessment<\/a><\/li>\n <li><a href=\"#interpret\">Rule 32 \u2014 Interpretation<\/a><\/li>\n <li><a href=\"#relax\">Rule 33 \u2014 Power to Relax<\/a><\/li>\n <li><a href=\"#repeal\">Rule 34 \u2014 Repeal & Savings<\/a><\/li>\n <\/ul>\n <\/li>\n \n <\/ul>\n <\/div>\n <\/aside>\n\n <main class=\"article\">\n\n <!-- \u2550\u2550\u2550 PART I \u2550\u2550\u2550 -->\n <div class=\"chapter-heading-block\" id=\"ch1\">\n <span class=\"chapter-badge\">PART I<\/span>\n <h2>Preliminary \u2014 Application & Definitions<\/h2>\n <\/div>\n\n <p>The rules were made by the President under proviso to Article 309 and Clause (5) of Article 148 of the Constitution, after consultation with the Comptroller & Auditor General in relation to persons serving in the Indian Audit and Accounts Department.<\/p>\n\n <div class=\"section-heading-block\" id=\"application\">\n <span class=\"section-badge\">RULE 2<\/span>\n <h3>Application<\/h3>\n <\/div>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\u2705<\/span><span>These rules apply to Government servants appointed <strong>on or before 31st December 2003<\/strong> who are entitled to or have been authorised any class of pension referred to in <strong>Chapter V of CCS (Pension) Rules, 1972<\/strong>.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udeab<\/span><span>These rules do NOT apply to NPS (National Pension System) employees appointed on or after <strong>1st January 2004<\/strong>.<\/span><\/li>\n <\/ul>\n\n <div class=\"section-heading-block\" id=\"definitions\">\n <span class=\"section-badge\">RULE 3<\/span>\n <h3>Key Definitions<\/h3>\n <\/div>\n\n <table class=\"compare-table\">\n <thead><tr><th>Term<\/th><th>Definition<\/th><\/tr><\/thead>\n <tbody>\n <tr>\n <td><strong>Accounts Officer<\/strong><\/td>\n <td>Officer (whatever designation) who maintains accounts of a Ministry\/Department\/Office of Central Govt. or UT; includes Accountant General entrusted with keeping accounts.<\/td>\n <\/tr>\n <tr>\n <td><strong>Applicant<\/strong><\/td>\n <td>A Government servant, including a <em>retired<\/em> Government servant, who applies for commutation of a percentage of pension in the prescribed form.<\/td>\n <\/tr>\n <tr>\n <td><strong>Chief Administrative Medical Authority<\/strong><\/td>\n <td>Medical authority of the State or Union Territory as specified in the Annexure to these rules.<\/td>\n <\/tr>\n <tr>\n <td><strong>Retirement Gratuity<\/strong><\/td>\n <td>Gratuity payable under sub-rule (1) of Rule 50 of the Pension Rules.<\/td>\n <\/tr>\n <tr>\n <td><strong>Disbursing Authority<\/strong><\/td>\n <td>(i) Branch of a nationalised bank; or (ii) Treasury including sub-treasury; or (iii) Accounts Officer \u2014 from where the applicant is receiving pension.<\/td>\n <\/tr>\n <tr>\n <td><strong>Pension<\/strong><\/td>\n <td>Any class of pension including <em>compassionate allowance<\/em> referred to in Chapter V of Pension Rules. Does NOT include extra pension or any compensation amount for higher cost of living.<\/td>\n <\/tr>\n <tr>\n <td><strong>Provisional Pension<\/strong><\/td>\n <td>Pension referred to in Rule 64 or Rule 69 of the Pension Rules.<\/td>\n <\/tr>\n <tr>\n <td><strong>Table<\/strong><\/td>\n <td>The table appended to these rules used to calculate the commuted value of pension.<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n\n <hr class=\"section-divider\">\n\n <!-- \u2550\u2550\u2550 PART II \u2550\u2550\u2550 -->\n <div class=\"chapter-heading-block\" id=\"ch2\">\n <span class=\"chapter-badge\">PART II<\/span>\n <h2>General Conditions (Rules 4 to 10A)<\/h2>\n <\/div>\n\n <!-- Key stats -->\n <div class=\"stat-grid\">\n <div class=\"stat-card blue-hi\">\n <span class=\"big-icon\">\u2702\ufe0f<\/span>\n <div class=\"stat-label\">Maximum Commutation<\/div>\n <div class=\"stat-amount\">40%<\/div>\n <div class=\"stat-sub\">of pension; lower percentage also allowed on applicant's choice<\/div>\n <\/div>\n <div class=\"stat-card teal-hi\">\n <span class=\"big-icon\">\ud83d\udd04<\/span>\n <div class=\"stat-label\">Restoration After<\/div>\n <div class=\"stat-amount\">15 yrs<\/div>\n <div class=\"stat-sub\">from date reduction of pension becomes operative<\/div>\n <\/div>\n <div class=\"stat-card amber-hi\">\n <span class=\"big-icon\">\ud83d\udcc5<\/span>\n <div class=\"stat-label\">Without Exam \u2014 Apply Within<\/div>\n <div class=\"stat-amount\">1 yr<\/div>\n <div class=\"stat-sub\">from date of retirement (Form 1 must reach HoO within 1 year)<\/div>\n <\/div>\n <div class=\"stat-card green-hi\">\n <span class=\"big-icon\">\ud83d\udccb<\/span>\n <div class=\"stat-label\">Pre-retirement Application<\/div>\n <div class=\"stat-amount\">3 mths<\/div>\n <div class=\"stat-sub\">before superannuation (Form 1-A; superannuation only)<\/div>\n <\/div>\n <\/div>\n\n <div class=\"section-heading-block\" id=\"restriction\">\n <span class=\"section-badge red\">RULE 4<\/span>\n <h3>Restriction on Commutation<\/h3>\n <\/div>\n\n <div class=\"callout red\">\n <div class=\"callout-label\">\u26a0\ufe0f Bar on Commutation<\/div>\n <p>A Government servant against whom <strong>departmental or judicial proceedings<\/strong> (referred to in Rule 9 of Pension Rules) have been instituted <strong>before the date of retirement<\/strong>, or a pensioner against whom such proceedings are instituted <strong>after retirement<\/strong>, shall <strong>NOT<\/strong> be eligible to commute a percentage of his provisional pension (Rule 69, Pension Rules) or pension \u2014 during the pendency of such proceedings.<\/p>\n <\/div>\n\n <div class=\"section-heading-block\" id=\"limit\">\n <span class=\"section-badge\">RULE 5<\/span>\n <h3>Limit on Commutation of Pension<\/h3>\n <\/div>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\ud83d\udcca<\/span><span>A Government servant is entitled to commute for a lump sum payment an amount <strong>not exceeding 40% of his pension<\/strong>.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udcdd<\/span><span>In the application (Form 1, Form 1-A, or Form 2), the applicant shall indicate the fraction of pension he desires to commute \u2014 either <strong>the maximum of 40%<\/strong> or a <strong>lower limit<\/strong> as desired.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udd22<\/span><span>If the percentage results in a <strong>fraction of a rupee<\/strong>, such fraction shall be <strong>ignored<\/strong> for the purpose of commutation.<\/span><\/li>\n <\/ul>\n\n <div class=\"section-heading-block\" id=\"absolute\">\n <span class=\"section-badge\">RULE 6<\/span>\n <h3>When Does Commutation Become Absolute?<\/h3>\n <\/div>\n\n <table class=\"compare-table\">\n <thead><tr><th>Scenario<\/th><th>Date Commutation Becomes Absolute<\/th><th>Reduction in Pension Operative From<\/th><\/tr><\/thead>\n <tbody>\n <tr>\n <td>Applicant under <strong>Rule 13(1)<\/strong> \u2014 applies after retirement (without medical exam)<\/td>\n <td>Date on which application in <strong>Form 1<\/strong> is received by the Head of Office<\/td>\n <td>(a) Treasury\/A\/O: Date of receipt of commuted value OR end of 3 months after A\/O issues authority \u2014 <strong>whichever is earlier<\/strong><\/td>\n <\/tr>\n <tr>\n <td>Applicant under <strong>Rule 13(3)<\/strong> \u2014 applies before retirement on superannuation (Form 1-A)<\/td>\n <td><strong>Date following the date of retirement<\/strong><\/td>\n <td>From its inception. If payment delayed beyond first month after retirement (not due to pensioner's fault), A\/O authorises difference of monthly pension for the intervening period.<\/td>\n <\/tr>\n <tr>\n <td>Applicant requiring <strong>medical examination<\/strong> (Chapter IV)<\/td>\n <td>Date on which the <strong>medical authority signs the medical report<\/strong> in Part III of Form 4<\/td>\n <td>(b) Nationalised bank: Date commuted value is <strong>credited to applicant's account<\/strong><\/td>\n <\/tr>\n <tr>\n <td>Commuted value paid in <strong>two or more stages<\/strong> (Rule 9 \/ Rule 10)<\/td>\n <td>\u2014<\/td>\n <td>Reduction made from the <strong>respective dates of each payment<\/strong><\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n\n <div class=\"callout teal\">\n <div class=\"callout-label\">\ud83d\udccb PPO Entry Requirement<\/div>\n <p>The date on which commuted value was paid \/ credited to applicant's account shall be entered in <strong>both halves of the Pension Payment Order<\/strong> by the disbursing authority under intimation to the Accounts Officer.<\/p>\n <\/div>\n\n <div class=\"section-heading-block\" id=\"nomination\">\n <span class=\"section-badge\">RULE 7<\/span>\n <h3>Nominations<\/h3>\n <\/div>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\ud83d\udcc4<\/span><span>An applicant shall make a nomination in <strong>Form 5<\/strong> along with the application (Form 1 or Form 2), conferring on one or more persons the right to receive the commuted value if the applicant <strong>dies without receiving the commuted value<\/strong> on or after the date commutation became absolute.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67<\/span><span>If there is <strong>no nomination<\/strong>, or if the nomination does not subsist \u2192 commuted value paid to the <strong>family in the manner under Rule 51(1)(b) of Pension Rules<\/strong>.<\/span><\/li>\n <li><span class=\"ico\">\u2696\ufe0f<\/span><span>If commuted value cannot be paid per sub-rules (1) and (2) \u2192 paid to the applicant's <strong>heirs<\/strong>.<\/span><\/li>\n <\/ul>\n\n <div class=\"section-heading-block\" id=\"calculation\">\n <span class=\"section-badge\">RULE 8<\/span>\n <h3>Calculation of Commuted Value<\/h3>\n <\/div>\n\n <div class=\"highlight-banner\">\n <div class=\"hb-icon\">\ud83e\uddee<\/div>\n <div>\n <h4>Commuted Value Formula<\/h4>\n <p>The lump sum payable to an applicant is calculated in accordance with the <span class=\"hb-badge\">Table of Values<\/span> prescribed from time to time and applicable to the applicant on <span class=\"hb-badge\">the date commutation becomes absolute<\/span>. The Table is based on age at next birthday and the amount of pension to be commuted.<\/p>\n <\/div>\n <\/div>\n\n <div class=\"section-heading-block\" id=\"provisional\">\n <span class=\"section-badge\">RULE 9<\/span>\n <h3>Commutation of Provisional Pension<\/h3>\n <\/div>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\u2705<\/span><span>A Govt. servant to whom <strong>provisional pension has been sanctioned<\/strong> under Rule 64 of Pension Rules (pending assessment of final pension) is eligible to commute a fraction of such provisional pension \u2014 subject to the 40% limit (Rule 5).<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udccb<\/span><span>Provisions of Chapter III or Chapter IV (as the case may be) apply to commutation of provisional pension.<\/span><\/li>\n <\/ul>\n\n <p><strong>Special provisions for provisional pension applicants requiring medical exam (Chapter IV):<\/strong><\/p>\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>If the fraction of provisional pension to be commuted does NOT exceed <strong>\u20b96,000 p.m.<\/strong> but final pension is expected to exceed \u20b96,000 \u2192 the application is <strong>deemed to be for commutation exceeding \u20b96,000 p.m.<\/strong> (for the purpose of Rule 22 \u2014 Medical Board requirement).<\/span><\/li>\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>If applicant does not indicate expectation of final pension exceeding \u20b96,000 \u2192 treated as applying for commutation up to \u20b96,000 p.m.<\/span><\/li>\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>On final pension determination: if eligible to commute up to \u20b96,000 \u2192 <strong>no fresh medical examination needed<\/strong> for the difference.<\/span><\/li>\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>If on final determination, eligible to commute amount <strong>exceeding \u20b96,000<\/strong> \u2192 must <strong>apply afresh in Form 2<\/strong> for commutation of pension exceeding \u20b9100.<\/span><\/li>\n <\/ul>\n\n <div class=\"section-heading-block\" id=\"retrospective\">\n <span class=\"section-badge\">RULE 10<\/span>\n <h3>Retrospective Revision of Final Pension<\/h3>\n <\/div>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\ud83d\udcc8<\/span><span>If after commutation, pension is <strong>retrospectively enhanced<\/strong> as a result of Government's decision \u2192 the applicant shall be paid the <strong>difference between commuted value on enhanced pension and commuted value already authorised<\/strong>.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udeab<\/span><span><strong>No fresh application required<\/strong> for payment of the difference.<\/span><\/li>\n <\/ul>\n\n <div class=\"callout amber\">\n <div class=\"callout-label\">\ud83d\udccc Proviso \u2014 Enhancement Beyond \u20b96,000 p.m. After Retrospective Revision<\/div>\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>If applicant commuted original pension not exceeding \u20b96,000 (declared fit by Civil Surgeon \/ District Medical Officer) and due to retrospective enhancement becomes eligible to commute <strong>more than \u20b96,000 p.m.<\/strong>:<\/span><\/li>\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>Difference between commuted value of \u20b96,000 p.m. and commuted value of the <strong>percentage of original pension<\/strong> \u2192 allowed <strong>without further medical examination<\/strong>.<\/span><\/li>\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>Commutation of any <strong>amount beyond \u20b96,000 p.m.<\/strong> \u2192 treated as <strong>fresh commutation<\/strong>, subject to Medical Board examination.<\/span><\/li>\n <\/ul>\n <\/div>\n\n <div class=\"section-heading-block\" id=\"restoration\">\n <span class=\"section-badge teal\">RULE 10A<\/span>\n <h3>Restoration of Commuted Pension<\/h3>\n <\/div>\n\n <div class=\"restoration-card\">\n <div class=\"restoration-stamp\">\ud83d\udd04 Rule 10A \u2014 Restoration<\/div>\n <h4>Commuted Pension Restored After 15 Years<\/h4>\n <p>The commuted amount of pension shall be <strong>restored on completion of fifteen years<\/strong> from the date the reduction of pension on account of commutation becomes operative in accordance with Rule 6.<\/p>\n <p style=\"margin-top:12px;\"><strong>Where commutation was paid on more than one occasion<\/strong> (due to upward revision of pension) \u2014 the respective commuted amount shall be restored on completion of fifteen years from the <strong>respective date(s)<\/strong> of each such payment.<\/p>\n <\/div>\n\n <hr class=\"section-divider\">\n\n <!-- \u2550\u2550\u2550 PART III \u2550\u2550\u2550 -->\n <div class=\"chapter-heading-block\" id=\"ch3\">\n <span class=\"chapter-badge\">PART III<\/span>\n <h2>Commutation Without Medical Examination (Rules 11\u201316)<\/h2>\n <\/div>\n\n <div class=\"section-heading-block\" id=\"scope-ch3\">\n <span class=\"section-badge\">RULE 11<\/span>\n <h3>Scope of Chapter III<\/h3>\n <\/div>\n\n <p>The provisions of Chapter III (Rules 11\u201316) shall apply to an applicant who is eligible to commute a percentage of his pension <strong>without medical examination<\/strong>.<\/p>\n\n <div class=\"section-heading-block\" id=\"no-exam-elig\">\n <span class=\"section-badge\">RULE 12<\/span>\n <h3>Eligibility \u2014 Without Medical Examination<\/h3>\n <\/div>\n\n <p>An applicant authorised any of the following pensions, who applies in Form 1 or Form 1-A within one year of retirement, is eligible to commute <strong>without medical examination<\/strong>:<\/p>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">1\ufe0f\u20e3<\/span><span><strong>Superannuation pension<\/strong> \u2014 under Rule 35 of Pension Rules<\/span><\/li>\n <li><span class=\"ico\">2\ufe0f\u20e3<\/span><span><strong>Retiring pension<\/strong> \u2014 under Rule 36 of Pension Rules<\/span><\/li>\n <li><span class=\"ico\">3\ufe0f\u20e3<\/span><span><strong>Pension on absorption<\/strong> in\/under a corporation\/company\/body under Rule 37 of Pension Rules \u2014 who elects to receive monthly pension and retirement gratuity<\/span><\/li>\n <li><span class=\"ico\">4\ufe0f\u20e3<\/span><span><strong>Compensation pension<\/strong> on abolition of permanent post \u2014 under Rule 39 of Pension Rules<\/span><\/li>\n <li><span class=\"ico\">5\ufe0f\u20e3<\/span><span><strong>Pension on finalization<\/strong> of departmental or judicial proceedings (Rule 9 of Pension Rules) and issue of final orders<\/span><\/li>\n <\/ul>\n\n <div class=\"callout\">\n <div class=\"callout-label\">\ud83d\udccc Note<\/div>\n <p>Pension under items (1), (2), and (4) includes <strong>provisional pension<\/strong> sanctioned under Rule 64 of Pension Rules.<\/p>\n <\/div>\n\n <div class=\"section-heading-block\" id=\"application-form1\">\n <span class=\"section-badge\">RULE 13<\/span>\n <h3>Application for Commutation \u2014 Form 1 & Form 1-A<\/h3>\n <\/div>\n\n <div class=\"elig-grid\">\n <div class=\"elig-card no-exam\">\n <div class=\"elig-icon\">\ud83d\udcdd<\/div>\n <div>\n <div class=\"elig-label\">Post-Retirement Application<\/div>\n <div class=\"elig-title\">Form 1 \u2014 Rule 13(1)<\/div>\n <ul>\n <li>Apply after the date following date of retirement<\/li>\n <li>Form 1 must be delivered to Head of Office <strong>not later than one year<\/strong> from date of retirement<\/li>\n <li>If Form 1 reaches HoO after one year \u2192 NOT eligible without medical exam; must apply fresh in Form 2<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <div class=\"elig-card with-exam\">\n <div class=\"elig-icon\">\ud83d\udccb<\/div>\n <div>\n <div class=\"elig-label\">Pre-Retirement Application<\/div>\n <div class=\"elig-title\">Form 1-A \u2014 Rule 13(3)<\/div>\n <ul>\n <li>Only for <strong>superannuation pension<\/strong><\/li>\n <li>Submitted to Head of Office <strong>not later than 3 months before superannuation<\/strong><\/li>\n <li>Applications with less than 3 months to superannuation: <strong>not entertained<\/strong><\/li>\n <li>Government has NO liability for commuted value if Govt. servant <strong>dies before retirement<\/strong> or forfeits claim to pension before retirement<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <\/div>\n\n <p><strong>Special period-reckoning provisions (Rule 13 \u2014 Provisos):<\/strong><\/p>\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>For absorption pension (Rule 12(iii)) where retirement order was issued from a <strong>retrospective date<\/strong> \u2192 one-year period reckoned from the <strong>date of issue of retirement orders<\/strong>.<\/span><\/li>\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>For pension after finalization of departmental\/judicial proceedings (Rule 12(v)) \u2192 one-year period reckoned from <strong>date of issue of orders<\/strong> consequent on finalization.<\/span><\/li>\n <\/ul>\n\n <div class=\"section-heading-block\" id=\"hoo-action\">\n <span class=\"section-badge\">RULE 14<\/span>\n <h3>Action by Head of Office on Form 1 \/ Form 1-A<\/h3>\n <\/div>\n\n <div class=\"flow\">\n <div class=\"flow-step\">\n <div class=\"flow-num\">1<\/div>\n <div class=\"flow-content\">\n <h5>Initial the Form & Note Receipt Date<\/h5>\n <p>On receipt of Form 1 (Rule 13(1)) or Form 1-A (Rule 13(3)), HoO initials the form and notes the date of receipt.<\/p>\n <\/div>\n <\/div>\n <div class=\"flow-step\">\n <div class=\"flow-num\">2<\/div>\n <div class=\"flow-content\">\n <h5>Acknowledge Immediately<\/h5>\n <p>Acknowledge receipt in Part II of Form 1 or Form 1-A and dispatch to the applicant immediately.<\/p>\n <\/div>\n <\/div>\n <div class=\"flow-step\">\n <div class=\"flow-num\">3<\/div>\n <div class=\"flow-content\">\n <h5>Complete Part III & Forward to A\/O<\/h5>\n <p>Take immediate action to complete Part III of Form 1 or Form 1-A and forward to the Accounts Officer, retaining one copy for records.<\/p>\n <\/div>\n <\/div>\n <div class=\"flow-step\">\n <div class=\"flow-num\">4<\/div>\n <div class=\"flow-content\">\n <h5>If Form 1 Received After One Year<\/h5>\n <p>HoO informs the applicant: (a) not eligible without medical exam; (b) if desired, apply afresh in Form 2 for medical examination under Chapter IV.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"section-heading-block\" id=\"ao-auth\">\n <span class=\"section-badge\">RULE 15<\/span>\n <h3>Authorization of Commuted Value by the Accounts Officer<\/h3>\n <\/div>\n\n <p><strong>For Form 1 applications (Rule 15(1)&(2)):<\/strong><\/p>\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\u2705<\/span><span>A\/O verifies: (a) information in Part III of Form 1 is correct; (b) applicant is eligible to commute without medical exam; (c) commuted value has been determined correctly by HoO.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udcb3<\/span><span>After verification, A\/O: (a) issues authority for payment to disbursing authority; (b) draws attention of disbursing authority to Rule 6 proviso (regarding date of reduction); (c) endorses copy of authority to applicant with instruction to collect commuted value from disbursing authority.<\/span><\/li>\n <\/ul>\n\n <p style=\"margin-top:16px;\"><strong>For Form 1-A applications (Rule 15(3)) \u2014 Commuted value paid along with retirement:<\/strong><\/p>\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\ud83d\udcc5<\/span><span>A\/O ascertains if superannuation pension amount has been calculated; if not, finalises pension so that <strong>PPO is issued before one month of retirement date<\/strong>.<\/span><\/li>\n <li><span class=\"ico\">\ud83c\udfe6<\/span><span>A\/O authorises Head of Office to draw the commuted value by submitting a bill; cheque\/draft is superscribed <em>\"Not payable before [date following date of retirement]\"<\/em>.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udcc4<\/span><span>A\/O indicates in both halves of PPO: (1) gross pension; (2) amount commuted; (3) fact that commuted value was authorised separately through DDO.<\/span><\/li>\n <li><span class=\"ico\">\u2702\ufe0f<\/span><span>Monthly pension correspondingly reduced <strong>from its inception<\/strong>.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udcd2<\/span><span>Note of payment of commuted value made in the <strong>Service Book<\/strong>.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udca1<\/span><span>If payment of commuted value not made within the first month after retirement and delay is NOT attributable to pensioner \u2192 A\/O issues authority to HoO for payment of <strong>difference of monthly pension<\/strong> for the intervening period.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udce9<\/span><span>A\/O intimates the applicant the date on which the PPO was dispatched to the disbursing authority; also requests HoO to intimate the date cheque\/draft was handed over to applicant.<\/span><\/li>\n <\/ul>\n\n <div class=\"section-heading-block\" id=\"provisional-auth\">\n <span class=\"section-badge\">RULE 16<\/span>\n <h3>Authorization of Commuted Value of Provisional Pension<\/h3>\n <\/div>\n\n <div class=\"flow\">\n <div class=\"flow-step\">\n <div class=\"flow-num\">1<\/div>\n <div class=\"flow-content\">\n <h5>HoO Forwards Form 1 + Pension Papers to A\/O<\/h5>\n <p>HoO takes action per Rule 14(1) and forwards Form 1 to A\/O along with duly completed pension papers (if not already forwarded). Requests A\/O to verify correctness of provisional pension and the commuted value determined in Part III of Form 1.<\/p>\n <\/div>\n <\/div>\n <div class=\"flow-step\">\n <div class=\"flow-num\">2<\/div>\n <div class=\"flow-content\">\n <h5>A\/O Verifies & Issues Authority to HoO<\/h5>\n <p>A\/O verifies provisional pension amount and commuted value. Issues authority to HoO to draw and disburse commuted value to applicant. Directs HoO to make reduction in provisional pension per Rule 6 proviso. Endorses copy of authority to applicant.<\/p>\n <\/div>\n <\/div>\n <div class=\"flow-step\">\n <div class=\"flow-num\">3<\/div>\n <div class=\"flow-content\">\n <h5>HoO Draws & Disburses<\/h5>\n <p>HoO draws commuted value and disburses to applicant under intimation to A\/O.<\/p>\n <\/div>\n <\/div>\n <div class=\"flow-step\">\n <div class=\"flow-num\">4<\/div>\n <div class=\"flow-content\">\n <h5>On Final Assessment of Pension<\/h5>\n <p>A\/O issues authority to disbursing authority for the difference between the commuted value of final pension and commuted value already paid. Makes entry in PPO (issued on cessation of provisional pension payment by HoO) noting: (i) fact of payment of commuted value of provisional pension by HoO; (ii) date from which residuary pension shall commence.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <hr class=\"section-divider\">\n\n <!-- \u2550\u2550\u2550 PART IV \u2550\u2550\u2550 -->\n <div class=\"chapter-heading-block\" id=\"ch4\">\n <span class=\"chapter-badge\">PART IV<\/span>\n <h2>Commutation With Medical Examination (Rules 17\u201328)<\/h2>\n <\/div>\n\n <div class=\"section-heading-block\" id=\"scope-ch4\">\n <span class=\"section-badge amber\">RULE 17<\/span>\n <h3>Scope of Chapter IV<\/h3>\n <\/div>\n\n <p>The provisions of Chapter IV (Rules 17\u201328) shall apply to an applicant who is eligible to commute a percentage of his pension <strong>after medical examination<\/strong>.<\/p>\n\n <div class=\"section-heading-block\" id=\"med-elig\">\n <span class=\"section-badge amber\">RULE 18<\/span>\n <h3>Eligibility \u2014 With Medical Examination<\/h3>\n <\/div>\n\n <p>The following applicants are eligible to commute a percentage of pension \u2014 subject to the 40% limit \u2014 <strong>after being declared fit by the appropriate medical authority<\/strong>:<\/p>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">1\ufe0f\u20e3<\/span><span>Retires on <strong>invalid pension<\/strong> under Rule 38 of Pension Rules<\/span><\/li>\n <li><span class=\"ico\">2\ufe0f\u20e3<\/span><span>Is <strong>compulsorily retired<\/strong> as a penalty and granted pension under Rule 40 of Pension Rules<\/span><\/li>\n <li><span class=\"ico\">3\ufe0f\u20e3<\/span><span>Is in receipt of <strong>compassionate allowance<\/strong> under Rule 41 of Pension Rules<\/span><\/li>\n <li><span class=\"ico\">4\ufe0f\u20e3<\/span><span>Has retired on any pension listed in Rule 12 but his <strong>Form 1 application was NOT received by HoO within one year<\/strong> of retirement<\/span><\/li>\n <\/ul>\n\n <div class=\"section-heading-block\" id=\"form2\">\n <span class=\"section-badge amber\">RULE 19<\/span>\n <h3>Application \u2014 Form 2<\/h3>\n <\/div>\n\n <p>The applicant referred to in Rule 18 shall apply to the Head of Office in <strong>Form 2<\/strong> for commutation of a percentage of pension \u2014 including provisional pension sanctioned under Rule 64 of Pension Rules.<\/p>\n\n <div class=\"section-heading-block\" id=\"hoo-med\">\n <span class=\"section-badge amber\">RULE 20<\/span>\n <h3>Action by Head of Office on Form 2<\/h3>\n <\/div>\n\n <div class=\"flow\">\n <div class=\"flow-step\">\n <div class=\"flow-num\">1<\/div>\n <div class=\"flow-content\">\n <h5>HoO Acknowledges & Forwards to A\/O<\/h5>\n <p>Acknowledges receipt in Part II of Form 2 and despatches to applicant immediately. Forwards Form 2 in original to A\/O in Part III, requesting A\/O to complete Part IV and return as early as possible.<\/p>\n <\/div>\n <\/div>\n <div class=\"flow-step\">\n <div class=\"flow-num\">2<\/div>\n <div class=\"flow-content\">\n <h5>A\/O Completes Part IV & Returns to HoO<\/h5>\n <p>A\/O completes Part IV of Form 2 and transmits to HoO as early as possible.<\/p>\n <\/div>\n <\/div>\n <div class=\"flow-step\">\n <div class=\"flow-num\">3<\/div>\n <div class=\"flow-content\">\n <h5>HoO Addresses Chief Administrative Medical Authority<\/h5>\n <p>HoO addresses CAMA in Form 3 and forwards: (i) Form 2 with Part IV completed (original); (ii) two copies of applicant's photograph (one attested); (iii) Form 4 with a spare copy of Part III; (iv) report\/statement of applicant's medical case (if applicable \u2014 e.g., invalid pension, previously commuted, declined earlier, refused on medical grounds).<\/p>\n <\/div>\n <\/div>\n <div class=\"flow-step\">\n <div class=\"flow-num\">4<\/div>\n <div class=\"flow-content\">\n <h5>Copies Endorsed<\/h5>\n <p>A copy of the Form 3 letter addressed to CAMA is endorsed to both the applicant and the Accounts Officer.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"section-heading-block\" id=\"cama\">\n <span class=\"section-badge amber\">RULE 21<\/span>\n <h3>Action by Chief Administrative Medical Authority (CAMA)<\/h3>\n <\/div>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\ud83c\udfe5<\/span><span>CAMA arranges medical examination at the <strong>nearest available station indicated by the applicant<\/strong> in Form 2, as far as possible.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udce8<\/span><span>Transmits documents to the medical authority with direction to examine the applicant per Rule 25.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\uddd3\ufe0f<\/span><span>Informs or directs the medical authority to inform the applicant of the place, date, and time of examination.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udcc5<\/span><span>In fixing the date, it shall be ensured (as far as possible) that medical examination is held <strong>before the applicant's next birthday<\/strong>.<\/span><\/li>\n <\/ul>\n\n <div class=\"section-heading-block\" id=\"med-auth\">\n <span class=\"section-badge amber\">RULE 22<\/span>\n <h3>Medical Authority \u2014 Board vs. Medical Officer<\/h3>\n <\/div>\n\n <div class=\"med-grid\">\n <div class=\"med-card board\">\n <span class=\"med-icon\">\ud83c\udfdb\ufe0f<\/span>\n <div class=\"med-label\">Medical Board Required When \u2014<\/div>\n <div class=\"med-title\">Medical Board<\/div>\n <ul>\n <li>Applicant seeks commutation of <strong>invalid pension<\/strong><\/li>\n <li>Pension to be commuted (together with amounts previously commuted) <strong>exceeds \u20b96,000 per mensem<\/strong><\/li>\n <li>Applicant was <strong>refused commutation on medical grounds<\/strong> OR declined commutation on basis of addition of years, and now applies for second medical examination (Rules 26 & 27)<\/li>\n <\/ul>\n <\/div>\n <div class=\"med-card officer\">\n <span class=\"med-icon\">\ud83d\udc68\u200d\u2695\ufe0f<\/span>\n <div class=\"med-label\">Medical Officer Sufficient When \u2014<\/div>\n <div class=\"med-title\">Civil Surgeon \/ District Medical Officer<\/div>\n <ul>\n <li>All <strong>other cases<\/strong> not covered by the Medical Board requirement<\/li>\n <li>Pension to be commuted (together with previous commutations) does <strong>not exceed \u20b96,000 per mensem<\/strong><\/li>\n <\/ul>\n <\/div>\n <\/div>\n\n <div class=\"section-heading-block\" id=\"med-fee\">\n <span class=\"section-badge amber\">RULE 23<\/span>\n <h3>Fee for Medical Examination<\/h3>\n <\/div>\n\n <div class=\"callout amber\">\n <div class=\"callout-label\">\ud83d\udcb0 Cost Borne by Applicant<\/div>\n <p>The applicant shall be required to pay for medical examination such fee as may be specified by the Central Government. <strong>The fee is borne by the applicant<\/strong>, not the Government.<\/p>\n <\/div>\n\n <div class=\"section-heading-block\" id=\"failure\">\n <span class=\"section-badge amber\">RULE 24<\/span>\n <h3>Failure to Appear Before Medical Authority<\/h3>\n <\/div>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\ud83d\udeab<\/span><span>If the applicant fails to appear for medical examination on the communicated date and time (including any change) <strong>without reasonable ground<\/strong> \u2192 the medical authority reports the fact to HoO and returns all documents.<\/span><\/li>\n <li><span class=\"ico\">\u274c<\/span><span>On return of documents to HoO \u2192 the application for commutation is treated as <strong>having been withdrawn<\/strong>.<\/span><\/li>\n <\/ul>\n\n <div class=\"section-heading-block\" id=\"procedure\">\n <span class=\"section-badge amber\">RULE 25<\/span>\n <h3>Procedure for Medical Examination<\/h3>\n <\/div>\n\n <div class=\"flow\">\n <div class=\"flow-step\">\n <div class=\"flow-num\">1<\/div>\n <div class=\"flow-content\">\n <h5>Obtain Statement in Part I of Form 4<\/h5>\n <p>The medical authority obtains a statement from the applicant in Part I of Form 4, duly signed in its presence.<\/p>\n <\/div>\n <\/div>\n <div class=\"flow-step\">\n <div class=\"flow-num\">2<\/div>\n <div class=\"flow-content\">\n <h5>Conduct Medical Examination<\/h5>\n <p>Subjects applicant to medical examination and enters the result in Part II of Form 4. Attests the unattested copy of applicant's photograph. In special cases (invalid pension, previously commuted, refused on medical grounds, declined on basis of age addition) \u2192 must consider the medical case statement before completing Part III.<\/p>\n <\/div>\n <\/div>\n <div class=\"flow-step\">\n <div class=\"flow-num\">3<\/div>\n <div class=\"flow-content\">\n <h5>Complete Certificate in Part III of Form 4<\/h5>\n <p>Commutation becomes absolute on the date the medical authority signs the medical report in Part III of Form 4 (Rule 6(1)(ii)).<\/p>\n <\/div>\n <\/div>\n <div class=\"flow-step\">\n <div class=\"flow-num\">4<\/div>\n <div class=\"flow-content\">\n <h5>Forward to Accounts Officer (Without Delay)<\/h5>\n <p>Medical authority forwards to A\/O: (a) Form 2 in original; (b) attested copy of applicant's photograph; (c) Form 4 in original. Also sends to HoO a certified copy of Form 4; and to applicant a certified copy of Part III of Form 4.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"section-heading-block\" id=\"second-exam\">\n <span class=\"section-badge amber\">RULE 26<\/span>\n <h3>Second Medical Examination (Not an Appeal)<\/h3>\n <\/div>\n\n <p>This applies to an applicant who was <strong>refused commutation on medical grounds<\/strong> or who <strong>declined commutation based on age addition<\/strong> (Rule 22(1)(c)) and now desires re-examination:<\/p>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\ud83d\udcc5<\/span><span>Second examination can take place only after expiry of <strong>not less than one year<\/strong> from date of first examination.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udcb8<\/span><span>Re-examination is by a <strong>Medical Board at the applicant's own expense<\/strong>.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udcdd<\/span><span>Applicant addresses a letter to HoO requesting re-examination, indicating: (i) first medical authority and date; (ii) place of examination; (iii) opinion of the medical authority; (iv) date of birth and retirement; (v) designation at retirement; (vi) pension authorised; (vii) % of pension originally applied for commutation.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udd04<\/span><span>HoO addresses CAMA for re-examination and forwards applicant's letter and certified copy of Form 4 from first examination.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udcca<\/span><span>If Medical Board finds in favour of the applicant \u2192 HoO determines commuted value with reference to the Table applicable on the <strong>date Medical Board recorded its opinion<\/strong>, and forwards to A\/O for authorization.<\/span><\/li>\n <\/ul>\n\n <div class=\"section-heading-block\" id=\"appeal\">\n <span class=\"section-badge amber\">RULE 27<\/span>\n <h3>Appeal Against Findings of Medical Authority<\/h3>\n <\/div>\n\n <div class=\"callout amber\">\n <div class=\"callout-label\">\ud83d\udccb Notwithstanding Rule 26 \u2014 Early Re-examination Possible<\/div>\n <p>An applicant (Rule 22(1)(c)) who believes the medical authority made an <strong>error of judgement<\/strong> in refusing commutation or adding years to actual age may appeal <strong>before the expiry of one year<\/strong>.<\/p>\n <\/div>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\u23f0<\/span><span>Must prefer appeal within <strong>one month<\/strong> of receipt of certified copy of Part III of Form 4 from the medical authority.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udcdd<\/span><span>Address a letter to HoO requesting review by another medical authority <strong>at applicant's own expense<\/strong>, with same particulars as in Rule 26(2).<\/span><\/li>\n <\/ul>\n\n <p><strong>How the appeal re-examination is constituted:<\/strong><\/p>\n <table class=\"compare-table\">\n <thead><tr><th>First Examiner<\/th><th>Appeal Re-examiner<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>Medical Officer (Civil Surgeon \/ District Medical Officer)<\/td><td><span class=\"tag-req\">Medical Board<\/span><\/td><\/tr>\n <tr><td>Medical Board<\/td><td><span class=\"tag-req\">Second Medical Board<\/span> \u2014 members must be <strong>different<\/strong> from those of the first Board<\/td><\/tr>\n <\/tbody>\n <\/table>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\ud83d\udccb<\/span><span>HoO, within <strong>one month<\/strong> of receipt of appeal letter, steps to arrange re-examination and addresses CAMA where applicant was examined previously.<\/span><\/li>\n <li><span class=\"ico\">\u2696\ufe0f<\/span><span><strong>Findings of the Medical Board in appeal are binding on the applicant.<\/strong><\/span><\/li>\n <li><span class=\"ico\">\ud83d\udcc5<\/span><span>If the appeal Medical Board sets aside or modifies the first opinion \u2192 finding deemed to have come into force on the date the <strong>first medical authority recorded its opinion<\/strong>; claim settled accordingly.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udeab<\/span><span><strong>Rule 27 does NOT apply<\/strong> where the first medical authority directed addition of years to applicant's actual age AND the applicant already received commuted value with reference to the enhanced age.<\/span><\/li>\n <\/ul>\n\n <div class=\"section-heading-block\" id=\"withdrawal\">\n <span class=\"section-badge amber\">RULE 28<\/span>\n <h3>Withdrawal of Application<\/h3>\n <\/div>\n\n <table class=\"compare-table\">\n <thead><tr><th>Situation<\/th><th>Withdrawal Option<\/th><th>Time Limit<\/th><\/tr><\/thead>\n <tbody>\n <tr>\n <td>Before appearing for medical examination<\/td>\n <td>May withdraw by giving written notice to HoO \u2014 <strong>NOT after appearing before medical authority<\/strong><\/td>\n <td>Any time before examination<\/td>\n <\/tr>\n <tr>\n <td>Medical authority directs <strong>addition of years<\/strong> to actual age<\/td>\n <td>(a) Withdraw application by written notice to HoO (copy to A\/O); OR (b) Request HoO to reduce the amount of pension applied for commutation to an amount to be indicated<\/td>\n <td><strong>14 days<\/strong> from receipt of certified copy of Part III of Form 4<\/td>\n <\/tr>\n <tr>\n <td>No withdrawal request within 14 days (age addition case)<\/td>\n <td>Presumed to have accepted medical authority's findings \u2192 A\/O proceeds to authorise payment of commuted value<\/td>\n <td>\u2014<\/td>\n <\/tr>\n <tr>\n <td>A\/O informs of <strong>less favourable modified Table<\/strong> (Rule 29)<\/td>\n <td>Applicant may withdraw by written notice to A\/O (copy endorsed to HoO)<\/td>\n <td><strong>14 days<\/strong> from receipt of intimation of modification<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n\n <hr class=\"section-divider\">\n\n <!-- \u2550\u2550\u2550 PART V \u2550\u2550\u2550 -->\n <div class=\"chapter-heading-block\" id=\"ch5\">\n <span class=\"chapter-badge\">PART V<\/span>\n <h2>Miscellaneous Provisions (Rules 29\u201334)<\/h2>\n <\/div>\n\n <div class=\"section-heading-block\" id=\"table-mod\">\n <span class=\"section-badge\">RULE 29<\/span>\n <h3>Modification in the Value Specified in the Commutation Table<\/h3>\n <\/div>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\ud83d\udcca<\/span><span>If the Table value is <strong>modified before commutation becomes absolute<\/strong> (i.e., before medical authority signs Part III of Form 4 \u2014 Rule 6(1)(ii)) \u2192 payment shall be made as per the <strong>modified (revised) Table<\/strong>.<\/span><\/li>\n <li><span class=\"ico\">\u26a0\ufe0f<\/span><span>If the modified Table is <strong>less favourable<\/strong> than the earlier Table \u2192 A\/O shall: (a) inform the applicant of the revised value and draw attention to Rule 28(5) (right to withdraw within 14 days); (b) endorse a copy of this communication to HoO.<\/span><\/li>\n <\/ul>\n\n <div class=\"section-heading-block\" id=\"ao-payment\">\n <span class=\"section-badge\">RULE 30<\/span>\n <h3>Authorization of Payment by the Accounts Officer (Medical Cases)<\/h3>\n <\/div>\n\n <p>Subject to Rule 28(2) and (3) provisions, on receipt of documents from the medical authority, A\/O shall <strong>without delay<\/strong> issue an order to the disbursing authority with:<\/p>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>(i) Amount of pension commuted, commuted value of pension, and date on which commutation became absolute<\/span><\/li>\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>(ii) Amount of residuary pension<\/span><\/li>\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>(iii) Form 4 in original<\/span><\/li>\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>(iv) Copy of applicant's photograph as attested by the medical authority<\/span><\/li>\n <\/ul>\n\n <p>A\/O shall also:<\/p>\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\ud83d\udccb<\/span><span>Bring to disbursing authority's notice the Rule 6 proviso regarding the date of reduction in original pension.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udce9<\/span><span>Endorse a copy of the order to the applicant with instruction to collect commuted value from the disbursing authority.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udce2<\/span><span>Bring to the applicant's notice the provisions of Rule 6 proviso.<\/span><\/li>\n <\/ul>\n\n <div class=\"section-heading-block\" id=\"final-assess\">\n <span class=\"section-badge\">RULE 31<\/span>\n <h3>Final Assessment of Provisional Pension (Medical Cases)<\/h3>\n <\/div>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\ud83d\udcb0<\/span><span>An applicant (Rule 9(3)) who received commuted value of provisional pension from HoO, shall on <strong>final assessment of pension<\/strong> be paid by A\/O the <strong>difference between commuted value of final pension and commuted value already paid<\/strong>.<\/span><\/li>\n <\/ul>\n\n <div class=\"callout amber\">\n <div class=\"callout-label\">\ud83d\udccc Proviso \u2014 Final Pension Exceeding \u20b96,000 p.m.<\/div>\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>If applicant was examined by Medical Officer (for provisional pension up to \u20b96,000) and on final assessment becomes eligible to commute <strong>amount exceeding \u20b96,000 p.m.<\/strong> \u2192<\/span><\/li>\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>Difference between commuted value of \u20b96,000 p.m. and commuted value of provisional pension \u2192 paid <strong>without further medical examination<\/strong>.<\/span><\/li>\n <li><span class=\"ico\">\u25aa\ufe0f<\/span><span>Commutation of pension <strong>exceeding \u20b96,000 p.m.<\/strong> \u2192 only if applicant applies afresh and is declared fit by a <strong>Medical Board<\/strong>.<\/span><\/li>\n <\/ul>\n <\/div>\n\n <p>The commuted value of provisional pension (as in Form 3 endorsement) shall be deemed amended with the A\/O's authority for the difference between final and provisional commuted values.<\/p>\n\n <div class=\"section-heading-block\" id=\"interpret\">\n <span class=\"section-badge\">RULE 32<\/span>\n <h3>Interpretation<\/h3>\n <\/div>\n\n <p>Where any doubt arises as to the interpretation of these rules, it shall be referred to the <strong>Government in the Department of Pension and Pensioners' Welfare<\/strong> for decision.<\/p>\n\n <div class=\"section-heading-block\" id=\"relax\">\n <span class=\"section-badge\">RULE 33<\/span>\n <h3>Power to Relax<\/h3>\n <\/div>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\u2696\ufe0f<\/span><span>A Ministry\/Department may, where satisfied that operation of any rule causes <strong>undue hardship<\/strong> in a particular case, by order with <strong>recorded reasons<\/strong>, dispense with or relax the requirements of that rule to deal with the case in a <strong>just and equitable manner<\/strong>.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udd12<\/span><span>No such order shall be made except with the <strong>concurrence of DoPPW<\/strong> (Department of Pension and Pensioners' Welfare).<\/span><\/li>\n <\/ul>\n\n <div class=\"section-heading-block\" id=\"repeal\">\n <span class=\"section-badge\">RULE 34<\/span>\n <h3>Repeal & Savings<\/h3>\n <\/div>\n\n <ul class=\"icon-list\">\n <li><span class=\"ico\">\ud83d\udcdc<\/span><span>All earlier rules, regulations, orders, and OMs in force immediately before the commencement of these rules (in so far as they provide for any matters contained in these rules) shall <strong>cease to operate<\/strong> on commencement of these rules.<\/span><\/li>\n <li><span class=\"ico\">\ud83d\udccb<\/span><span><strong>Savings:<\/strong> (a) Any pending application for commutation at commencement shall be disposed of in accordance with the <strong>old rules<\/strong>. (b) Anything done or action taken under old rules shall be deemed to have been done\/taken under the <strong>corresponding provisions of these rules<\/strong>.<\/span><\/li>\n <\/ul>\n\n <hr class=\"section-divider\">\n\n \n\n <\/main>\n<\/div>\n\n<script>\n const trackables = document.querySelectorAll('[id]');\n const tocLinks = document.querySelectorAll('.toc-list a, .toc-sub a');\n const tocCard = document.querySelector('.toc-card');\n window.addEventListener('scroll', () => {\n let cur = '';\n trackables.forEach(el => { if (window.scrollY >= el.offsetTop - 100) cur = el.id; });\n tocLinks.forEach(a => {\n const active = a.getAttribute('href') === '#' + cur;\n a.classList.toggle('active', active);\n if (active && tocCard) {\n const lt = a.offsetTop, ch = tocCard.clientHeight, lh = a.clientHeight;\n if (lt < tocCard.scrollTop || lt + lh > tocCard.scrollTop + ch)\n tocCard.scrollTo({ top: lt - ch\/2 + lh\/2, behavior: 'smooth' });\n }\n });\n });\n<\/script>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>CCS (Commutation of Pension) Rules, 1981 \u2014 Complete Study Notes \ud83d\udcd8 Pension Rules \u2014 Study Notes CCS (Commutation of Pension)Rules, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"disabled","ast-banner-title-visibility":"disabled","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"disabled","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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